Consumer Savings Account Agreement

This agreement is effective as of July 27,

2020.

Table of Contents

1. Savings Account Agreement and Disclosures

2. Savings Account Basics

3. General Rules Governing the Savings Account

4. Electronic Funds Transfer Disclosures and

Special Terms and Conditions

5. General Funds Availability Policy

6. Truth in
Savings Disclosures

7. Other Agreement Terms

1. Savings Account Agreement and Disclosures

This agreement contains the Consumer Savings Account Agreement (the

"Agreement") for the
interest-bearing savings account ("Savings Account" or
"Account") made available
to eligible consumers by Sutton Bank (the “Bank”), member
of the Federal Deposit
Insurance Corporation ("FDIC"). Revolut Technologies Inc.
maintains the platform through
which you access the Account ("Platform"). Platform
is the program partner responsible
for providing customer service to you. "We", "our",
and "us" refer to the
Bank, our successors, affiliates, or assignees. "You" and "your"
refer to the
owner of the Savings Account.

You may submit a request to open a Savings Account by using the Platform mobile
application
(the "Mobile App"). The Savings Account will be linked to your account on
the Platform
(the “Platform Account”) and is not designed for business use. We may
close the account
if we determine it is being used for business purposes. We may
refuse to process any
transaction(s) we believe may violate the terms of this
Agreement or applicable law.
Business Days: Our business days are Monday through Friday, excluding federal
holidays.

Privacy Policy

Our privacy policy is available at https://www.suttonbank.com/_/kcms-

doc/85/49033/WK-Privacy-Disclosure-1218.pdf
and is considered part of this
Agreement.

2. Savings Account Basics

Who is eligible for a Savings Account

The Savings Account is available only to Platform customers in good standing,

permanent
residents of the fifty (50) United States ("U.S.") and the District of Columbia
who are
at least 18 years of age with a valid Social Security number or individual tax
identification
number. You must agree to accept electronic, rather than paper
statements. This means; (i) you
must keep us supplied with your valid email address;
and (ii) you must agree to accept
electronic delivery of all Account communications
(like end-of-year tax forms and electronic
statements) as provided in the Consent to
Use Electronic Signatures and Communications and
Statements Section below.

We may use information from third parties to help us determine if we should open the
Savings
Account.

Opening a Savings Account

Important information about procedures for opening a new Savings Account.

To help the government fight the funding of terrorism and money laundering activities,
federal law requires all financial institutions to obtain, verify, and record information
that
identifies each person who opens a Savings Account which will include: your
name, physical
address, date of birth, individual tax identification number, and other
information, including
any documents we deem necessary to verify your identity. In
some cases this information and
documents, will be provided to us by the Platform,
which will allow us to identify you.

The Savings Account

The Savings Account consists of the interest-bearing online savings account used to
hold your
deposits and make a limited amount of Online Transfers (as defined below).

Titling and Ownership

A Savings Account may only be owned and titled in the name of one (1) person who
shall solely
retain the right to direct the deposit or transfer of funds. The Savings
Account cannot be owned
or titled jointly, by an organization, as Payable on Death
("POD") or "In Trust For"
("ITF").

Death or Incapacitation

You or your appointed party, designee, or appointed individual agree to notify us

promptly if
you become legally incapacitated, are deemed incompetent, or die. We will
continue to accept
deposits and process transaction instructions into and from the
Savings Account until we are:
(a) notified of your death or adjudication of
incompetency and (b) have a reasonable opportunity
to act. You agree that, even if we
have knowledge of your death we may pay or process
transactions involving the
Savings Account on or before the date of death for up to ten (10)
days after that date
unless ordered to stop by someone claiming interest in the Savings Account.
We may
require additional documentation to confirm any claims made on the Savings Account.

Power of Attorney

We may, but are not required to, honor your orders and instructions to give another
person
authority to make transactions on your Savings Account by giving power of
attorney to another
individual. The account owner and person executing power of
attorney over a deposit account is
known as the "Principal." The person granted Power
of Attorney for the Principal is known
as the "Agent." We may refuse to accept a power
of attorney for reasonable cause, and we
may require the Agent to sign an affidavit
stating that the power of attorney presented to us is
a true copy and that, to the best of
the Agent's knowledge, the Principal continues to be alive
and competent and that the
relevant powers of the Agent have not been amended or terminated. The
Principal is
responsible to provide us with any information if an affidavit presented to us is
untrue
or misleading or if the Agent exceeds the authority granted by the Principal in the
power
of attorney. The Agent is required to notify us in writing if the Principal dies or is
declared
incompetent. The power of attorney will continue in force until a) we receive
written revocation
from the Principal; b) we receive written notification of the
Principal's death, or c) we
receive written notification of the death or incapacity of the
Agent.

Our Relationship With You

This Agreement and the deposit relationship do not create a fiduciary relationship with
Bank.

3. General Rules Governing the Savings Account

The Savings Account and your obligations under this Agreement may not be assigned.
We may
transfer our rights under this Agreement. Use of the Savings Account is
subject to all
applicable rules and customs of any clearinghouse or other association
involved in transactions.
We do not waive our rights by delaying or failing to exercise
them at any time. If any provision
of this Agreement shall be determined to be invalid
or unenforceable under any rule, law, or
regulation of any governmental agency, local,
state, or federal, the validity or enforceability
of any other provision of this Agreement
shall not be affected. This Agreement will be governed
by the law of the State of Ohio
except to the extent governed by federal law.

Account Funding

You may only fund your Savings Account with Transfers from your Platform Account
(“Online
Transfers”):

TRANSASCTION TYPE Fees

Transfers from Platform Account $0/transaction

See your Platform Account Agreement for additional limitations on transfers from your
Platform Account.

Account Withdraws and Transfers

You may only withdraw and transfer funds from your Savings Account to your Platform
Account:
(“Online Withdraw Transfers” collectively with Online Funding Transfers,
“Online
Transfers”):
 TRANSASCTION TYPE Fees
Transfers to Platform Account $0/transaction

Limits on Online Transfers from your Savings Account

There are no limits on transfers between the Savings Account and the Platform
Account. For
more information please consult the Mobile App.

Overpayments and Reversals. If funds are deposited or transferred into your Savings
Account by mistake or otherwise, we may correct the situation by deducting the
amount of the
deposit or transfer from your Savings Account without prior notice to
you. If there are not
enough funds in your Savings Account at that time, your Savings
Account could become overdrawn.
See the "No Overdrafts" and "Right to Set Off"
sections below for more information about what
could occur if your Savings Account
has a negative balance.

No Deposits in Cash, Paper Checks or Foreign Currency

We are not liable for any deposits, including cash, lost in the mail, lost in transit, or not
received by us.

Cash - We do not accept deposits made in cash. If you mail a cash

deposit, the cash
will be sent back to the address we have for you on file.

Paper
Checks - Personal checks, cashier's checks, and money orders may not be
deposited by mail or in
person. All checks and money orders sent to us for deposit
will be returned unless the full
amount may be applied towards a negative balance,
in which case the check or money order may or
may not be deposited to the
Account at our discretion.

Foreign Currency - We will only

accept deposits or transfers in US Dollars. If you
initiate a transfer to your Savings Account
in a foreign currency, the funds will be
automatically converted into US Dollars by the Platform
prior to deposit in your
Savings Account. See Platform rules for additional details.

No Overdrafts
You are not permitted to overdraw your Savings Account. If the available balance in
your
Savings Account is not sufficient to cover any payment or withdrawal you have
authorized, we may
refuse to process the payment or withdrawal. If your Savings
Account balance becomes negative
for any reason, you must make a deposit or
transfer immediately to cover the negative balance.
If your Savings Account has a
negative balance for an extended period of time and you have
another account with us,
we reserve the right to exercise our right to set off. See the "Right
to Set Off" section
below for details. If your Savings Account has a negative balance for ninety
(90)
calendar days or more it will be closed. In the event you fail to pay the amount of any
overdraft, and we refer your overdrawn account to an attorney for collection, you agree
to pay
all reasonable expenses, including, but not limited to, reasonable attorney’s fees
and court
costs incurred by us as a result of your account being overdrawn.

Right to Set Off

We have the right to set-off any liability, direct or contingent, past, present or future
that you owe against any account you have with us. Further, you grant us a lien on and
security
interest in the funds on deposit in each of your account(s) as security for all of
your
liabilities and obligations to us, now or in the future. We will notify you if we have
exercised
our right to set off.

Legal Processes Affecting Savings Accounts

If legal action such as a garnishment, levy or other state of federal legal process
("Legal Process") is brought against the Savings Account, we may refuse to permit (or
may
limit) transfers from it until the Legal Process is satisfied or dismissed.
Regardless of the
terms of such garnishment, levy or other state or federal process, we
have first claim to any
and all funds in your Savings Account. We will not contest on
your behalf any such Legal Process
and may take action to comply with such Legal
Process as we determine to be appropriate in the
circumstances without liability to
you, even if any funds we may be required to pay out leaves
insufficient funds for a
transfer you have authorized. Payment is made after satisfying any
fees, charges or
other debts owed to us. You agree that you are responsible for any expenses,
including
legal expenses and fees we incur due to any Legal Process affecting your Savings
Account. We may charge these expenses to your Savings Account. You will indemnify
us for any
losses if we do this.
Account Inactivity and Escheatment

For purposes of this paragraph, customer-initiated activity includes any Online

Transfers you
make to or from the Savings Account. Additionally, a Savings Account
that is inactive for a
period of time may be considered dormant and is subject to
escheatment. Each state has varying
laws as to when an account is subject to
escheatment, and we may be required to send the balance
in your Account to the state
of your last known address.

Consent to Use Electronic Signatures and Communications and Statements

Your Consent. To the fullest extent permitted by law, this Agreement, account
statements, notices and other communications (collectively, “Communications”) from
us to you
regarding your account(s) and related services with us may be provided to
you electronically,
and you consent and agree to receive those communications in an
electronic form. Electronic
Communications may be posted on the pages within the
Platform Website, mobile app and/or
delivered to your email address. You may print a
paper copy of or download any electronic
communication and retain it for your
records. All Communications in electronic format will be
considered to be “in writing,”
and to have been received on the day of posting, whether or not
you have received or
retrieved the Communication. We reserve the right to provide Communications
in
paper format.

Your consent to receive Communications electronically is valid until you revoke your
consent
by notifying us of your decision to do so. If you revoke your consent to receive
Communications
electronically, we will transfer all funds in the Savings Account to the
Platform Account, and
you accept sole liability for resulting from an involuntary
termination of your Savings
Account(s) and related services, to the extent permitted by
law.

Except as expressly provided otherwise in this Agreement, we will mail, send

electronically,
or otherwise make Communications available to you. Please review
promptly all Communications we
deliver or make available to you. If Communications
are mailed to you, they will be delivered to
you at the postal address shown in our
records. If Communications are sent to you
electronically, they will be delivered to you
at the email address shown in our records or
otherwise made available to you on the
Platform Website and/or Mobile App. However, we retain
printable versions of your
account statements for seven (7) years, or longer periods as may be
required by
applicable law. You agree to give Platform notice of any change of your postal or
email
address.

Statements

Statements will be available on the Mobile App, and Platform will send you notification
that
a statement is available. Platform will use email address in effect on the Platform.
The Savings
Account statement will describe each item by amount, and date of debit
or credit. If we comply
with the foregoing provisions of this Section, you agree that the
statement and items all have
been made available to you in a reasonable manner. We
will not be responsible for any indirect,
special or consequential damages under any
circumstances.

Electronic statements are available to view and print on the Mobile App. Savings
Account
statements are considered to be correct. Carefully review your statement
each statement cycle
and notify us of any errors within sixty (60) days of your
statement becoming available.

Special Rules for New Savings Accounts

Savings Accounts open less than thirty (30) days or Accounts may be limited in
functionality.
Funds credits to your Account may be given provisionally for a
reasonable amount of time.
 Additionally, certain transfer limits may be lower during
this time as indicated in the
following Sections, "Account Funding," “Account
Withdraws and Transfers,” "Electronic Banking
Services," and "Electronic Funds
Transfer Disclosure and Special Terms and Conditions".

Illegal Transactions

You may not use your Savings Account for online gambling, any illegal transaction or
for car
rental transactions. We may refuse to process any transaction that we believe
may violate the
terms of this Agreement or applicable law. You acknowledge and
agree that we have no obligation
to monitor, to review or to evaluate the legality of your
transactions. To the fullest extent
permitted by law, you agree to pay for any
transaction that you authorized, even if that
transaction is determined to be illegal.
4. Electronic Funds Transfer Disclosures and Special Terms and Conditions

Electronic Funds Transfer Services

The following terms are used to describe Electronic Funds Transfer ("EFT") services.
"Automated credits" or "direct deposits" are deposits made to your Account by
electronic means. "Automated payments" indicate payments authorized by you to be
made
from your Account by electronic means.

When you authorize transfers to or from your Savings Account, you agree to these
terms and
conditions.

Limitations on Transfers, Amounts and Frequency of Transactions

Limits as
detailed in the Sections titled “Account Funding" and “Account Withdraws
and Transfers" in this Agreement.

Right to Receive Documentation of Electronic Funds Transfers

Statements.
You will have access to an electronic monthly statement that can be
viewed on the Mobile App.

Your Liability for Unauthorized Transfers

Contact Platform at once if you believe your Account number has been stolen by
freezing your
Account in the Mobile App, by contacting the Platform via the chat
feature in the Mobile App, or
by calling 1-844-744-3512. If Account number has been
lost or stolen, or that someone has
transferred or may transfer money from your
Account without your permission, contact the
Platform through the Mobile App’s
support chat or email error.notice@revolut.com.

Also, if you become aware of and/or your statement shows transactions that you did
not make,
notify us at once following the procedures stated in the section labeled
"Information About Your
Right to Dispute Errors". If you do not notify us within sixty
(60) days after we make your
statement available, you may not get back any of the
value you lost after the sixty (60) days if
we can prove that we could have stopped
someone from taking value if you had notified us in
time. If a good reason (such as a
long trip or a hospital stay) kept you from telling us, we
will extend the time periods.
Our Liability for Failure to Complete Transactions

We will not be liable for the following:

If through no fault of ours, you do not have enough

funds available in your Savings
Account to complete the Online Transfer;

If access to
your Savings Account or Platform Account has been blocked after you
reported your Savings
Account number or Platform Account number lost or stolen;

If there is a hold or your

funds are subject to legal or administrative process or other
encumbrance restricting their
use;

If we have reason to believe the requested transaction is unauthorized;

If circumstances beyond our control (such as fire, flood, or computer

communication failure)
prevent the completion of the transaction, despite
reasonable precautions that we have taken;
or

Any other exception stated in our Agreement with you.

Information About Your Right to Dispute Errors

In case of errors or questions about your electronic transactions, contact us through

the
Platform’s Mobile App’s support chat, call (844) 744-3512, write to Revolut
Technologies Inc. P.O.
Box 1155, New York, NY 10013, or send an email to
error.notice@revolut.com if you think your statement is wrong or
if you need more
information about a transaction listed in the statement. We must allow you to
report
an error until sixty (60) days after the date the Platform sent the FIRST statement on
which the error appeared. You may request a written history of your transactions at any
time by accessing your account on the Mobile App. You will need to tell us:

Your
name, email address associated with your Savings Account and Savings
Account number (if
any);

Why you believe there is an error, and the dollar amount involved; and

Approximately when the error took place.

Whether an error occurred will be determined within ten (10) business days after you
submit a
dispute. If more time is needed, resolution may take up to forty-five (45) days
to investigate
your complaint or question. If resolution does not occur within ten (10)
days, your account will
be provisionally credited for the amount in dispute for the time
it takes to complete the
investigation.  

For errors involving new Accounts up to ninety (90) days to investigate your complaint
or
question may be taken. For new Accounts, up to twenty (20) business days may be
taken to credit
your Account for the amount you think is in error.

The results will be communicated to you within three (3) business days after
completing the
investigation. If it is determined that no error occurred, you will receive
a written
notification. Copies of the documentation used in the investigation may be
obtained by
contacting the Platform at the phone number or address shown at the
beginning of this section.
If you need more information about the error-resolution
procedures, email us at complaints-us@revolut.com.

5. General Funds Availability Policy

Information contained in this section is provided to assist you in understanding our

Funds
Availability Policy.

We make funds available according to when the funds are applied or credited to your
Savings
Account. We have the right to refuse any deposit or transfer.

Business Days

The length of the delay in the availability of funds is counted in business days from the
day
your deposit is applied to your Savings Account. For purposes of these
disclosures, our business
days are Monday through Friday. Federal holidays are not
included. Deposits received by the Bank
by midnight Eastern Time will be considered
current-day deposits. Any deposits received after
that time will be processed the
following business day.

6. Truth in Savings Disclosures

Opening Deposit and Balance Requirements

There is no minimum deposit requirement to open a Savings Account. While there are
no minimum requirements, a Savings Account with a zero (0) balance for nine (9)
continuous months will be subject to closure. See the paragraph labeled "Amendment
and Cancellation" below for additional details.

Rate Information

The Savings Account is a variable rate account and we may, at our

discretion, change
the interest rate and APY for the Savings Account at
any time. The interest rate and
Annual Percentage Yield ("APY") for
the Savings Account appear in the Interest Rate
Schedule shown below as of
the date listed. Please see the Mobile App for the most
up to date rate
information for your Pricing Plan. Interest begins to accrue no later than
the business day the deposit is received by the Bank. Interest will be
accrued daily and
credited to the Savings Account on a monthly basis.

As of July 27, 2020.

PRICING PLAN INTEREST RATE ANNUAL PERCENTAGE YIELD (APY)

Standard 0.25% 0.25%
Premium 0.50% 0.50%
Metal 0.50% 0.50%

Savings Account interest is calculated using the daily balance

calculation method.
This method applies a daily periodic rate to the
principle balance in the Savings
Account each day. There are no minimum
balance restrictions on the Savings Account.
The maximum balance of the
Savings Account is limited to $250,000.

Funds Availability

All Online Transfers are completed electronically. You will have immediate availability
to
your funds once they are transferred from the Savings Account to your linked
account or from the
linked account to the Savings Account unless notified otherwise
by Platform.

7. OTHER AGREEMENT TERMS

Indemnification

At our request, you agree to

defend, indemnify, and hold harmless us and our parents,
subsidiaries, and other affiliated
companies, and our and their employees, contractors,
officers, and directors against any and all
claims, suits, damages, costs, lawsuits, fines,
penalties, liabilities, and expenses (including,
without limitation, reasonable attorneys’
fees) that arise from your violation of this
Agreement, applicable law, or any third-party
rights or your fraud or willful misconduct. We
reserve the right to assume the exclusive
defense and control of any matter subject to
indemnification by you, in which event
you will cooperate in asserting any available defenses.
 

No Warranty of Availability or Uninterrupted Use

From time to time, services

related to the Platform and the Savings Account may be
inoperative. When this happens, you may
be unable to access the Website, and you
may be unable to use the Savings Account or obtain
information about the Savings
Account. Please notify us if you have any problems using the
Savings Account or
Website. You agree that except as required by applicable law, we will not be
responsible for temporary interruptions in service due to maintenance, website
changes, or
failures, nor shall we be liable for extended interruptions due to failures
beyond our control,
including but not limited to the failure of interconnecting and
operating systems, computer
viruses, forces of nature, labor disputes and armed
conflicts.

Limitation of
Liability

Except as required by applicable law, we shall have no liability to you if

we are unable
to complete a transaction for any reason beyond our control. Except as otherwise
expressly provided in this Agreement or as otherwise required by applicable law, we,
our
affiliates, and the parties with whom we contract in order to offer your Savings
Account and
related services are neither responsible nor liable for any indirect,
incidental, consequential,
special, exemplary, or punitive damages arising out of or
relating in any way to the your
Savings Account, any products or services purchased
using Account, or this Agreement (as well as
any related or prior agreement you may
have had with us).

English Language Controls

Any translation of this Agreement is provided for
your convenience. The meaning of
the terms, conditions and representations herein are subject to
definitions and
interpretations in the English language. Any translation provided may not
accurately
represent the information in the original English.

Customer Service

For customer service or additional information regarding your Savings Account, please
use the
following:

Live Chat accessible through the Mobile App

Call Platform at (844) 744-3512; or

Email Platform at support@revolut.com

Telephone Monitoring/Recording

From time to time we may monitor and/or record telephone calls between you and us
to assure
the quality of our customer service or as required by applicable.

Amendment and Cancellation

Except as otherwise required by applicable law, we may amend or change the terms
and
conditions of this Agreement at any time by posting the amended Agreement at
the Website, and
any such amendment shall be effective upon such posting to the
Website. The Agreement is also
available on our Website. You will be notified of any
amendment(s) in the manner provided by
applicable law prior to the effective date of
the amendment(s). However, if the amendment(s) is
made for security purposes or
your benefit, we may implement it without prior notice.

We may cancel or suspend your Savings Account or this Agreement at any time. You
may cancel
this Agreement by emailing support@revolut.com to close your Savings
Account. Your cancellation of this
Agreement will not affect any of our rights or your
obligations arising under this Agreement
prior to cancellation.

If your Savings Account is cancelled, closed or terminated for any

reason, you may
request the unused balance be returned to the Platform
Account. If your Savings
Account is closed prior to the end of the
statement cycle, any accrued interest earned
for that cycle will be paid
the following month to your Platform Account. If your
Platform Account is
closed before that accrued interest has been paid, the interest will
be
forfeited. For security purposes, you may be required to supply
identification,
external account, and address verification documentation
prior to issuing a refund
check. Allow fourteen (14) days for processing
of such balance return. We may refuse
to honor any checks issued on your
Account which are presented to us for payment
after your Account is
closed. In the event the Platform’s program is cancelled, closed,
or
terminated, Platform or we will send you prior notice, in accordance with
applicable
law. Specific information and instructions, including how to
receive any remaining
Account balance, will be in the notice. We reserve
the right to refuse to return any
unused balance amount less than
$1.00.

IMPORTANT: If you terminate your relationship with Platform, the Savings Account will
automatically be closed. Upon closure, any remaining funds in the Savings Account
will be
returned to you per this section.

Confidentiality

We may disclose information to Platform and other third parties about your Savings
Account or
the transactions you make:

Where it is necessary for completing transactions;

In order to verify the

existence and condition of your Savings Account for a third
party;

In order to comply
with government agency, court order, or other legal or
administrative reporting
requirements;

If you consent by giving us your written permission;

To our
employees, auditors, affiliates, service providers, or attorneys as needed; or

Otherwise as necessary to fulfill our obligations under this Agreement or as detailed

in our
Privacy Policy.

Survival
All provisions of this Agreement shall survive the termination of this Agreement or
closure
of your Savings Account by either party for actions arising in connection with
this Agreement or
your Savings Account(s).

Arbitration

Any claim, dispute, or controversy ("Claim") arising out of or relating in any way to: i)
this Agreement; ii) the Account; iii) your acquisition of the Savings Account; iv) your
use of
the Savings Account; v) the amount of available funds in the Account; vi)
advertisements,
promotions or oral or written statements related to the Savings
Account, as well as goods or
services purchased with the Savings Account; vii) the
benefits and services related to the
Savings Account; or viii) transactions made using
the Savings Account, no matter how described,
pleaded or styled, shall be FINALLY
and EXCLUSIVELY resolved by binding individual arbitration
conducted by the
American Arbitration Association ("AAA") under its Consumer Arbitration Rules.
This
arbitration agreement is made pursuant to a transaction involving interstate
commerce and
shall be governed by the Federal Arbitration Act (9 U.S.C. 1-16). The
arbitration shall occur in
that county closest to your residence which offers such
services.

ARBITRATION OF YOUR CLAIM IS MANDATORY AND BINDING. NEITHER PARTY WILL

HAVE THE RIGHT TO
LITIGATE THAT CLAIM THROUGH A COURT. IN ARBITRATION,
NEITHER PARTY WILL HAVE THE RIGHT TO A JURY
TRIAL OR TO ENGAGE IN
DISCOVERY, EXCEPT AS PROVIDED FOR IN THE AAA CODE OF PROCEDURE.

For a copy of the procedures, to file a Claim or for other information about this
organization, contact it at: AAA, 335 Madison Avenue, New York, NY 10017, or at
www.adr.org.

All determinations as to the scope, interpretation, enforceability and validity of this

Agreement shall be made final exclusively by the arbitrator, which award shall be
binding and
final. Judgment on the arbitration award may be entered in any court
having jurisdiction.

NO CLASS ACTION, OR OTHER REPRESENTATIVE ACTION OR PRIVATE ATTORNEY

GENERAL ACTION OR JOINDER
OR CONSOLIDATION OF ANY CLAIM WITH A CLAIM
OF ANOTHER PERSON OR CLASS OF CLAIMANTS SHALL BE
ALLOWABLE.
This arbitration provision shall survive: i) the termination of the Agreement; ii) the
bankruptcy of any party; iii) any transfer, sale or assignment of your Savings Account,
or any
amounts owed on your Savings Account, to any other person or entity; or iv)
closing of the
Savings Account. If any portion of this arbitration provision is deemed
invalid or
unenforceable, the remaining portions shall remain in force.

IF YOU DO NOT AGREE TO THE TERMS OF THIS ARBITRATION AGREEMENT, EMAIL

THE PLATFORM AT support@revolut.com, OR VIA MOBILE
APP CHAT SUPPORT TO
CLOSE THE SAVINGS ACCOUNT AND REQUEST A REFUND, IF APPLICABLE.