Experi An

9/30/19, 9(00 PM
Prepared for
SID M. HANNA
Personal & ConAdential
Date Generated Sep 30, 2019

Report Number 3052-2374-89
At a Glance 40 Accounts
0 Public Records
6 Hard Inquiries
Personal Information
Names Addresses Employers Other Records
7 6 4 7
This information is reported to us by you, your creditors and/or other sources. Each source may report your information differently, which may result in variations
of your name, address, Social Security number, etc. This is used for identiFcation purposes only and does not factor into your Credit Score.
Names
SID M HANNA SID HANNA SAID M HANNA SAID HANNA
Name ID #20147 Name ID #5818 Name ID #22695 Name ID #3877
SAID MANCARYOUS HANNA SID MANKARYOUS HANNA SAID MANKARYOUS HANNA

Name ID #29344 Name ID #6290 Name ID #18169
Addresses
38600 JEFFERSON BLVD 2364 39TH ST 3908 SHERMAN WAY 1625 TERALBA WAY
CLARKSBURG, CA 95612-5061 SACRAMENTO, CA 95817-1452 SACRAMENTO, CA 95817-1414 SACRAMENTO, CA 95833-2615
Address ID #0194822902 Address ID #0195505794 Address ID #0195505551 Address ID #0195809461
Single family Single family Single family Single family
PO BOX 802 4540 DUCKHORN DR STE200

ARCATA, CA 95518-0802 SACRAMENTO, CA 95834-2597
Address ID #0194625696 Address ID #0694066299
Post o_ce box Multifamily
Year of Birth
1975
https://usa.experian.com/#/printReport?type=CDI&acr=true Page 1 of 56
9/30/19, 9(00 PM
Phone Numbers
(916) 455-5193 (916) 456-1310 (916) 502-7553
Spouse or Co-Applicant
SONRISA
Employers
TSA TSA TRANSPORTATION SECURITY DIR OF TSA
Notices
This address has pertained to a business: 38600 JEFFERSON BLVD CLARKSBURG CA 95612 .
GENERAL BUILDING CONTRACTOR: 38600 JEFFERSON BLVD, CLARKSBURG, CA, 95612 .
Accounts
Includes credit cards, retail credit cards, real estate loans and installment loans. This information is reported to the credit bureaus from your creditors.
AMERICAN EXPRESS
Account Name AMERICAN EXPRESS Balance -

Account Number 349990XXXXXXXXXX Balance Updated -
Account Type Credit card Recent Payment -
Responsibility Individual Monthly Payment $0
Date Opened 03/19/1997 Credit Limit $1,400
Status Paid, Closed/Never late. Highest Balance $2,827
Status Updated 01/07/2010 Terms NA
On Record Until Jan 2020
Payment History
LEGEND CLS Closed
9/30/19, 9(00 PM
2010
JAN FEB MAR APR
CLS
MAY JUN JUL AUG
SEP OCT NOV DEC
Historical Information
First Reported 01/2010
Contact Info
Phone Number (800) 874-2717

Address PO BOX 981537 EL PASO, TX
79998
Comment
Account closed at credit grantor's request.
AMERICAN EXPRESS
Account Name AMERICAN EXPRESS Balance -

Account Number 349990XXXXXXXXXX Balance Updated -
Date Opened 11/18/1997 Credit Limit $500
Status Paid, Closed/Never late. Highest Balance $348
On Record Until Sep 2021
Payment History
LEGEND CLS Closed
2011
JAN FEB MAR APR
MAY JUN JUL AUG
CLS CLS CLS
SEP OCT NOV DEC
9/30/19, 9(00 PM
CLS
Contact Info

79998
Comment
Account closed at credit grantor's request.
AMERICAN EXPRESS
Account Name AMERICAN EXPRESS Balance $4,809

Account Number 349992XXXXXXXXXX Balance Updated 09/06/2019
Account Type Unsecured Recent Payment $0
Date Opened 10/28/2018 Original Balance $6,500
Status Open/Never late. Highest Balance $0
Status Updated 09/06/2019 Terms 36 Months
Payment History
LEGEND OK Current on payments
2019 2018
JAN FEB MAR APR JAN FEB MAR APR
OK OK OK OK
MAY JUN JUL AUG MAY JUN JUL AUG
OK OK OK OK
SEP OCT NOV DEC SEP OCT NOV DEC
OK OK OK
Historical Information Balance History
First Reported 11/2018 AUG 2019 $4,982 $197 $0

Balance Scheduled Payment Paid
JUL 2019 $5,154 $197 $0

Contact Info Balance Scheduled Payment Paid
9/30/19, 9(00 PM
Phone Number (800) 874-2717 JUN 2019 $5,325 $197 $0

Address PO BOX 981537 EL PASO, TX Balance Scheduled Payment Paid
79998
MAY 2019 $5,495 $197 $0
APR 2019 $5,665 $197 $0

MAR 2019 $5,833 $197 $0

FEB 2019 $6,001 $197 $0

JAN 2019 $6,168 $0 $0

DEC 2018 $6,334 $0 $0

AMERICAN EXPRESS
Account Name AMERICAN EXPRESS Balance $1,261

Account Type Credit card Recent Payment $0
Date Opened 04/16/2018 Credit Limit -
Status Open/Never late. Highest Balance $5,101
Payment History
2019 2018
OK OK OK OK
OK OK OK OK OK OK OK OK
OK OK OK OK OK

JUL 2019 $2,693 $0 $0

Phone Number (800) 874-2717 JUN 2019 $1,125 $0 $0
9/30/19, 9(00 PM

79998
MAY 2019 $4,103 $0 $0
APR 2019 $593 $0 $0

MAR 2019 $771 $0 $0

FEB 2019 $630 $0 $0

JAN 2019 $565 $0 $0

DEC 2018 $5,101 $0 $0

NOV 2018 $2,687 $0 $0

OCT 2018 $3,649 $0 $0

SEP 2018 $2,201 $0 $0

AUG 2018 $1,589 $0 $0

JUL 2018 $2,945 $0 $0

JUN 2018 $1,946 $0 $0

AMERICAN EXPRESS
Account Name AMERICAN EXPRESS Balance $0

Payment History
2019 2018 2017 2016

JAN FEB MAR APR JAN FEB MAR APR JAN FEB MAR APR JAN FEB MAR APR
OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
MAY JUN JUL AUG MAY JUN JUL AUG MAY JUN JUL AUG MAY JUN JUL AUG
9/30/19, 9(00 PM
OK
SEP OK
OCT OK
NOV OK
DEC OK
SEP OK
OCT OK
NOV OK
DEC OK
SEP OK
OCT OK
NOV OK
DEC OK
SEP OK
OCT OK
NOV OK
DEC
OK OK OK OK OK OK OK OK OK OK OK OK OK
2015 2014 2013 2012

OK OK OK OK OK OK OK OK OK OK OK OK
SEP OCT NOV DEC SEP OCT NOV DEC SEP OCT NOV DEC SEP OCT NOV DEC
OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
First Reported 01/2012 AUG 2019 $0 $35 $0

JUL 2019 $0 $35 $0

Phone Number (800) 874-2717 JUN 2019 $152 $35 $0

79998
MAY 2019 $25 $25 $0
APR 2019 $0 $35 $0

MAR 2019 $664 $35 $0

FEB 2019 $1,231 $35 $0

JAN 2019 $0 $35 $0

DEC 2018 $182 $35 $0

NOV 2018 $143 $35 $0

OCT 2018 $324 $35 $0

SEP 2018 $177 $35 $0

AUG 2018 $401 $35 $0

JUL 2018 $1,321 $0 $0

JUN 2018 $25 $0 $0

9/30/19, 9(00 PM
MAY 2018 $1,645 $0 $0

APR 2018 $762 $0 $0

MAR 2018 $533 $0 $0

FEB 2018 $369 $0 $0

JAN 2018 $335 $0 $0

DEC 2017 $580 $0 $0

NOV 2017 $201 $0 $0

OCT 2017 $199 $0 $0

SEP 2017 $456 $0 $0

AMERICAN EXPRESS
Account Name AMERICAN EXPRESS Balance $991

Payment History
2019 2018
OK OK OK OK
OK OK OK OK
OK OK OK OK
9/30/19, 9(00 PM
Contact Info JUL 2019 $1,248 $0 $0

JUN 2019 $734 $0 $0
79998
MAY 2019 $1,283 $0 $0

APR 2019 $800 $0 $0

MAR 2019 $1,626 $0 $0

FEB 2019 $1,074 $0 $0

JAN 2019 $1,559 $0 $0

DEC 2018 $2,006 $0 $0

NOV 2018 $1,113 $0 $0

BANK OF AMERICA
Account Name BANK OF AMERICA Balance $0

Account Type Credit Card Recent Payment $0
Status Closed/Never late. Highest Balance $24,723
On Record Until Nov 2021
Payment History
LEGEND OK Current on payments ND No data for this time period CLS Closed
2011 2010 2009 2008

OK OK OK OK OK OK OK OK OK OK OK OK ND ND ND ND
OK OK OK OK OK OK OK OK OK OK OK OK ND ND ND ND
OK OK CLS OK OK OK OK OK OK OK OK ND ND OK OK
9/30/19, 9(00 PM
2007 2006 2005

JAN FEB MAR APR JAN FEB MAR APR JAN FEB MAR APR
ND ND ND ND ND ND ND ND
MAY JUN JUL AUG MAY JUN JUL AUG MAY JUN JUL AUG
OK ND ND ND ND ND ND ND OK
SEP OCT NOV DEC SEP OCT NOV DEC SEP OCT NOV DEC
ND ND ND ND ND ND OK OK OK OK ND ND
Contact Info

79998
Comment
Account closed at consumer's request.
BANK OF AMERICA
Account Name BANK OF AMERICA Balance $0

Responsibility Authorized user Monthly Payment $19
Payment History
2019 2018 2017 2016

9/30/19, 9(00 PM
2015 2014 2013


Balance Scheduled Payment Paid on 08/18/2017
JUL 2019 $0 $19 $0

Contact Info Balance Scheduled Payment Paid on 08/18/2017
Phone Number (800) 421-2110 JUN 2019 $0 $19 $0

Address PO BOX 982238 EL PASO, TX Balance Scheduled Payment Paid on 08/18/2017
79998
MAY 2019 $0 $19 $0
APR 2019 $0 $19 $0

MAR 2019 $0 $19 $0

FEB 2019 $0 $19 $0

JAN 2019 $0 $19 $0

DEC 2018 $0 $19 $0

NOV 2018 $0 $19 $0

OCT 2018 $0 $19 $0

SEP 2018 $0 $19 $0

AUG 2018 $0 $19 $0

JUL 2018 $0 $19 $0

JUN 2018 $0 $19 $0

MAY 2018 $0 $19 $0

APR 2018 $0 $19 $0
9/30/19, 9(00 PM
MAR 2018 $0 $19 $0

FEB 2018 $0 $19 $0

JAN 2018 $0 $19 $0

DEC 2017 $0 $19 $0

NOV 2017 $0 $19 $0

OCT 2017 $0 $19 $0

SEP 2017 $0 $19 $0

BMW FINANCIAL SERVICES/CREDIT
Account Name BMW FINANCIAL Balance -

SERVICES/CREDIT Balance Updated -
Account Number 100049XXXX Recent Payment -
Account Type Auto Loan Monthly Payment $0
Responsibility Signer with Original Balance $40,031
Date Opened 11/29/2006 Highest Balance $0
Status Paid, Closed/Never late. Terms 72 Months
Status Updated 01/05/2013 On Record Until Jan 2023
Payment History
2013 2012 2011 2010

CLS OK OK OK OK OK OK OK OK OK OK OK OK
OK OK ND ND OK OK OK OK OK OK OK OK
2009 2008 2007 2006

9/30/19, 9(00 PM
Contact Info

Address PO BOX 3608 DUBLIN, OH
43016
CITI
Account Name CITI Balance $1,440

Account Type Credit Card Recent Payment $0
Payment History
2019 2018 2017 2016


JUL 2019 $1,996 $30 $0

Phone Number (855) 378-6467 JUN 2019 $2,581 $39 $0
9/30/19, 9(00 PM
Address PO BOX 6190 SIOUX FALLS, SD Balance Scheduled Payment Paid on 06/14/2019
57117
MAY 2019 $2,426 $36 $0
APR 2019 $1,374 $25 $0

MAR 2019 $993 $25 $0

FEB 2019 $1,010 $25 $0

JAN 2019 $1,372 $25 $0

DEC 2018 $2,095 $31 $0

NOV 2018 $1,262 $25 $0

OCT 2018 $1,541 $25 $0

SEP 2018 $1,184 $25 $0

AUG 2018 $484 $25 $0

JUL 2018 $1,748 $26 $0

JUN 2018 $2,190 $32 $0

MAY 2018 $1,827 $27 $0

APR 2018 $2,039 $30 $0

MAR 2018 $1,832 $27 $0

FEB 2018 $2,187 $32 $0

JAN 2018 $1,322 $25 $0

DEC 2017 $2,684 $40 $0

NOV 2017 $1,617 $25 $0

OCT 2017 $1,976 $29 $0

SEP 2017 $1,847 $27 $0

CITI CARDS/CITIBANK
9/30/19, 9(00 PM
Account Name CITI CARDS/CITIBANK Balance $347

Payment History
2019 2018 2017 2016

2015 2014
OK OK OK OK
OK OK OK OK OK

JUL 2019 $420 $25 $0

Phone Number (800) 843-0777 JUN 2019 $1,183 $25 $0

Address PO BOX 6241 SIOUX FALLS, SD Balance Scheduled Payment Paid on 06/02/2019
57117
MAY 2019 $347 $25 $0
APR 2019 $1,019 $25 $0

MAR 2019 $589 $25 $0

9/30/19, 9(00 PM
FEB 2019 $1,633 $25 $0

JAN 2019 $1,095 $25 $0

DEC 2018 $1,316 $25 $0

NOV 2018 $279 $25 $0

OCT 2018 $771 $25 $0

SEP 2018 $976 $25 $0

AUG 2018 $400 $25 $0

JUL 2018 $710 $25 $0

JUN 2018 $1,579 $25 $0

MAY 2018 $446 $25 $0

APR 2018 $881 $25 $0

MAR 2018 $2,216 $33 $0

FEB 2018 $1,098 $25 $0

JAN 2018 $1,028 $25 $0

DEC 2017 $2,931 $43 $0

NOV 2017 $2,054 $30 $0

OCT 2017 $900 $25 $0

SEP 2017 $1,609 $25 $0

CITIMORTGAGE INC
Account Name CITIMORTGAGE INC Balance -

Account Number 821XXXX Balance Updated -
Account Type Mortgage Recent Payment -
Responsibility Joint with Monthly Payment $0
Status Updated 08/31/2012 Terms 30 Years
On Record Until Aug 2022
9/30/19, 9(00 PM
Payment History
2012 2011 2010 2009

OK OK OK CLS OK OK OK OK OK OK OK OK OK OK OK OK
2008 2007 2006 2005

OK OK OK OK OK OK ND OK OK OK OK OK
Contact Info

Address PO BOX 10002 HAGERSTOWN,
MD 21747
DEPT OF ED/NAVIENT
Account Name DEPT OF ED/NAVIENT Balance -

Account Number 927604XXXXXXXXXXXXXXXXX Balance Updated -
Account Type Education Recent Payment -
Status Transferred,closed/Never late. Highest Balance $0
9/30/19, 9(00 PM
Payment History
LEGEND OK Current on payments CLS Closed
2018 2017 2016 2015

2014 2013 2012

First Reported 05/2012 JUL 2018 $13,156 $126 $126

JUN 2018 $13,210 $126 $126

Phone Number (888) 272-5543 MAY 2018 $13,266 $126 $126

Address PO BOX 9635 WILKES BARRE, Balance Scheduled Payment Paid on 05/24/2018
PA 18773
APR 2018 $13,319 $126 $126
Comment MAR 2018 $13,374 $126 $126

Account closed due to transfer.
FEB 2018 $13,426 $126 $126
JAN 2018 $13,485 $126 $126

DEC 2017 $13,537 $126 $126

NOV 2017 $13,589 $126 $126

OCT 2017 $13,642 $126 $126
9/30/19, 9(00 PM
SEP 2017 $13,693 $126 $126

DEPT OF ED/NAVIENT
Account Name DEPT OF ED/NAVIENT Balance -

Payment History
2018 2017 2016 2015

2014 2013
OK OK OK OK
OK OK OK OK OK OK OK

JUN 2018 $12,238 $117 $117

9/30/19, 9(00 PM
Phone Number (888) 272-5543 MAY 2018 $12,289 $117 $117

PA 18773
APR 2018 $12,338 $117 $117
Comment MAR 2018 $12,389 $117 $117

Account closed due to transfer.
FEB 2018 $12,438 $117 $117
JAN 2018 $12,493 $117 $117

DEC 2017 $12,541 $117 $117

NOV 2017 $12,589 $117 $117

OCT 2017 $12,638 $117 $117

SEP 2017 $12,685 $117 $117

DISCOVER BANK
Account Name DISCOVER BANK Balance -

Account Number 500000XXXXXX Balance Updated -
Account Type Unsecured Recent Payment -
On Record Until Oct 2028
Payment History
2018 2017 2016

OK OK OK OK OK OK OK OK OK OK OK
OK CLS OK OK OK OK OK OK OK OK
9/30/19, 9(00 PM
First Reported 06/2016 SEP 2018 $1,506 $154 $154

AUG 2018 $1,652 $154 $154

Phone Number (800) 347-2683 JUL 2018 $1,797 $154 $154

Address PO BOX 15316 WILMINGTON, Balance Scheduled Payment Paid on 07/06/2018
DE 19850
JUN 2018 $1,941 $154 $154
MAY 2018 $2,084 $154 $154

APR 2018 $2,227 $154 $154

MAR 2018 $2,369 $154 $154

FEB 2018 $2,509 $154 $154

JAN 2018 $2,651 $154 $154

DEC 2017 $2,790 $154 $154

NOV 2017 $2,928 $154 $154

OCT 2017 $3,066 $154 $154

SEP 2017 $3,203 $154 $154

DISCOVER FINANCIAL SERVICES
Account Name DISCOVER FINANCIAL Balance $305

SERVICES Balance Updated 09/27/2019
Account Number 601100XXXXXXXXXX Recent Payment $0
Account Type Credit card Monthly Payment $35
Responsibility Individual Credit Limit $16,700
Date Opened 01/23/1995 Highest Balance $14,264
Status Open/Never late. Terms NA
Status Updated 09/27/2019
Payment History
2019 2018 2017 2016

9/30/19, 9(00 PM
2015 2014 2013 2012

OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

JUL 2019 $0 $35 $0

Phone Number (800) 347-2683 JUN 2019 $53 $35 $0

Address PO BOX 15316 WILMINGTON, Balance Scheduled Payment Paid on 06/23/2019
DE 19850
MAY 2019 $62 $35 $0
APR 2019 $308 $35 $0

MAR 2019 $126 $35 $0

FEB 2019 $75 $35 $0

JAN 2019 $0 $35 $0

DEC 2018 $0 $35 $0

NOV 2018 $0 $35 $0

OCT 2018 $255 $35 $0

SEP 2018 $178 $35 $0

AUG 2018 $192 $35 $0

JUL 2018 $223 $35 $0

9/30/19, 9(00 PM
JUN 2018 $581 $35 $0

MAY 2018 $144 $35 $0

APR 2018 $211 $35 $0

MAR 2018 $0 $35 $0

FEB 2018 $505 $35 $0

JAN 2018 $623 $35 $0

DEC 2017 $866 $35 $0

NOV 2017 $738 $35 $0

OCT 2017 $497 $35 $0

SEP 2017 $925 $35 $0

FIRST US COMMUNITY CU
Account Name FIRST US COMMUNITY CU Balance -

Account Type Auto Loan Recent Payment -
On Record Until Feb 2020
Payment History
2010 2009 2008 2007

OK CLS OK OK OK OK OK OK OK OK OK OK OK OK
OK OK OK OK OK OK OK OK OK OK OK ND
9/30/19, 9(00 PM
2006 2005 2004

OK OK OK OK OK OK OK OK OK OK
Contact Info

Address 580 UNIVERSITY AVE
SACRAMENTO, CA 95825

On Record Until May 2022
Payment History
2012 2011 2010

CLS OK OK OK OK OK OK OK
9/30/19, 9(00 PM
Contact Info


Account Type Home Equity Recent Payment -
Payment History
2015 2014 2013 2012

OK OK OK CLS OK OK OK OK OK OK OK ND OK OK OK OK
2011 2010 2009 2008

9/30/19, 9(00 PM
Contact Info

FORD MOTOR CREDIT
Account Name FORD MOTOR CREDIT Balance -

Account Type Auto Lease Recent Payment -
Payment History
2014 2013 2012

OK OK OK OK OK OK OK OK OK
CLS OK OK OK OK OK OK OK OK
Contact Info

Address PO BOX 542000 OMAHA, NE
68154
GATEWAY ONE LENDING & FINANCE
Account Name GATEWAY ONE LENDING & Balance -
9/30/19, 9(00 PM
FINANCE Balance Updated -

Account Number 201408XXXXXXXX Recent Payment -
Account Type Auto Loan Monthly Payment $0
Responsibility Joint with Original Balance $39,429
Status Paid, Closed/Never late. Terms 72 Months
Status Updated 02/01/2015 On Record Until Feb 2025
Payment History
2015 2014
OK CLS
OK
OK OK OK OK
Contact Info

Address 160 N. RIVERVIEW DRSUITE
100 ANAHEIM, CA 92808
LOANCARE SERVICING CTR
Account Name LOANCARE SERVICING CTR Balance -

Account Number 623000XXXXXXX Balance Updated -
Mortgage Agency Name Fannie Mae ID
Payment History
9/30/19, 9(00 PM
2015 2014 2013 2012

OK CLS OK OK OK OK OK OK OK OK
OK OK OK OK OK OK OK OK OK OK
Contact Info

Address 3637 SENTARA WAY VIRGINIA
BEACH, VA 23452
Comment
Account transferred to another lender.
MACYS/DSNB
Account Name MACYS/DSNB Balance -

Account Number 450775XXXXXX Balance Updated -
Account Type Charge Card Recent Payment -
Payment History
2018 2017 2016 2015

OK OK OK OK OK OK OK OK OK OK OK ND
9/30/19, 9(00 PM
OK OK OK OK OK OK OK OK OK ND ND OK
2014 2013
OK OK OK OK
OK OK OK OK
OK OK OK OK OK
Contact Info

Address PO BOX 8218 MASON, OH
45040
Comment
NAVIENT
Account Name NAVIENT Balance -

On Record Until Mar 2028
Payment History
2018 2017 2016 2015

OK OK CLS OK OK OK OK OK OK OK OK OK OK OK OK
9/30/19, 9(00 PM
2014 2013 2012 2011

ND ND ND ND ND ND ND ND OK OK OK ND
ND ND OK OK ND ND ND ND ND ND ND ND OK
OK OK OK OK ND ND ND ND ND ND ND ND OK OK OK OK
First Reported 08/2011 FEB 2018 $301 $23 $23

JAN 2018 $323 $23 $23

Phone Number - DEC 2017 $346 $23 $23

PA 18773
NOV 2017 $369 $23 $23
OCT 2017 $391 $23 $23

SEP 2017 $414 $23 $23

NAVIENT

On Record Until Mar 2028
Payment History
9/30/19, 9(00 PM
2018 2017 2016 2015

OK OK CLS OK OK OK OK OK OK OK OK OK OK OK OK
2014 2013 2012 2011

ND ND OK OK ND ND ND ND ND ND ND ND OK
OK OK OK OK ND ND ND ND ND ND ND ND OK OK OK OK
First Reported 08/2011 FEB 2018 $208 $16 $16

JAN 2018 $224 $16 $16

Phone Number - DEC 2017 $240 $16 $16

PA 18773
NOV 2017 $255 $16 $16
OCT 2017 $271 $16 $16

SEP 2017 $287 $16 $16

NAVIENT

Payment History
9/30/19, 9(00 PM
2018 2017 2016 2015

2014 2013 2012 2011

ND ND OK OK ND ND ND ND ND ND ND ND
OK OK OK OK ND ND ND ND ND ND ND ND OK OK
First Reported 08/2011 SEP 2018 $235 $39 $39

AUG 2018 $274 $39 $39

Phone Number - JUL 2018 $313 $39 $40

PA 18773
JUN 2018 $353 $40 $40
MAY 2018 $393 $40 $40

APR 2018 $433 $40 $51

MAR 2018 $483 $40 $40

FEB 2018 $523 $40 $40

JAN 2018 $563 $40 $40

DEC 2017 $602 $40 $40

9/30/19, 9(00 PM
NOV 2017 $641 $40 $40

OCT 2017 $681 $40 $40

SEP 2017 $720 $40 $40

NAVIENT

Payment History
2018 2017 2016 2015

2014 2013 2012 2011

9/30/19, 9(00 PM
Contact Info AUG 2018 $379 $55 $55

Phone Number -
Address PO BOX 9500 WILKES BARRE, JUL 2018 $433 $55 $56
PA 18773 Balance Scheduled Payment Paid on 07/02/2018
JUN 2018 $489 $56 $56

MAY 2018 $544 $56 $56

APR 2018 $599 $56 $71

MAR 2018 $669 $56 $56

FEB 2018 $724 $56 $56

JAN 2018 $779 $56 $56

DEC 2017 $834 $56 $56

NOV 2017 $888 $56 $56

OCT 2017 $943 $56 $56

SEP 2017 $997 $56 $56

NAVIENT

Payment History
2018 2017 2016 2015

9/30/19, 9(00 PM
2014 2013 2012 2011


AUG 2018 $350 $50 $50

Phone Number - JUL 2018 $400 $50 $52

PA 18773
JUN 2018 $450 $52 $52
MAY 2018 $501 $52 $52

APR 2018 $552 $52 $66

MAR 2018 $617 $52 $52

FEB 2018 $668 $52 $52

JAN 2018 $718 $52 $52

DEC 2017 $768 $52 $52

NOV 2017 $819 $52 $52

OCT 2017 $869 $52 $52

SEP 2017 $919 $52 $52

9/30/19, 9(00 PM
PHEAA/FED LOAN SERV
Account Name PHEAA/FED LOAN SERV Balance $12,346

Account Number 917173XXXXXXXXXXX Balance Updated 08/31/2019
Account Type Education Recent Payment $144
Payment History
2019 2018
OK OK OK OK
OK OK OK OK
OK OK OK OK

JUN 2019 $12,498 $144 $144

Phone Number (800) 233-0557 MAY 2019 $12,575 $144 $144

Address PO BOX 60610 HARRISBURG, Balance Scheduled Payment Paid on 05/24/2019
PA 17106
APR 2019 $12,650 $144 $144
MAR 2019 $12,727 $144 $144

FEB 2019 $12,801 $144 $144

JAN 2019 $12,881 $144 $144

DEC 2018 $12,954 $144 $144

NOV 2018 $13,027 $144 $144

OCT 2018 $13,102 $144 $144

9/30/19, 9(00 PM
PHEAA/FED LOAN SERV
Account Name PHEAA/FED LOAN SERV Balance $11,437

Account Number 917173XXXXXXXXXXX Balance Updated 08/31/2019
Account Type Education Recent Payment $134
Payment History
2019 2018
OK OK OK OK
OK OK OK OK
OK OK OK OK

JUN 2019 $11,578 $134 $134

Phone Number (800) 233-0557 MAY 2019 $11,650 $134 $134

Address PO BOX 60610 HARRISBURG, Balance Scheduled Payment Paid on 05/24/2019
PA 17106
APR 2019 $11,719 $134 $134
MAR 2019 $11,790 $134 $134

FEB 2019 $11,859 $134 $134

JAN 2019 $11,933 $134 $134

DEC 2018 $12,001 $134 $134

NOV 2018 $12,068 $134 $134

OCT 2018 $12,137 $134 $134

9/30/19, 9(00 PM
PHH MORTGAGES SERVCICES
Account Name PHH MORTGAGES SERVCICES Balance -

Payment History
2017 2016 2015

OK CLS OK OK OK OK
OK OK OK OK OK
Contact Info
Phone Number -
Address 2001 LEADENHALL RD MT
LAUREL, NJ 08054
SENECA MORTGAGE SERVICIN
Account Name SENECA MORTGAGE SERVICIN Balance -

On Record Until Jul 2025
Mortgage Agency Name Fannie Mae ID
Payment History
9/30/19, 9(00 PM
2015
JAN FEB MAR APR
OK
MAY JUN JUL AUG
OK OK CLS
SEP OCT NOV DEC
Contact Info

Address 611 JAMISON RD STE 7312
ELMA, NY 14059
SKYONE FEDERAL CU
Account Name SKYONE FEDERAL CU Balance -

On Record Until Apr 2027
Payment History
2017 2016 2015

OK OK OK CLS OK OK OK OK OK OK OK OK
9/30/19, 9(00 PM
Contact Info

Address 14600 AVIATION BLVD
HAWTHORNE, CA 90250
Comment
SKYONE FEDERAL CU

Payment History
2017 2016 2015

CLS OK OK OK OK OK OK OK OK
Contact Info
9/30/19, 9(00 PM

HAWTHORNE, CA 90250
SKYONE FEDERAL CU

Account Type Unsecured Recent Payment -
On Record Until Apr 2029
Payment History
2019
JAN FEB MAR APR
OK OK CLS
MAY JUN JUL AUG
SEP OCT NOV DEC
First Reported 02/2019 MAR 2019 $5,000 $158 $0

FEB 2019 $5,000 $158 $0


HAWTHORNE, CA 90250
SKYONE FEDERAL CU
Account Name SKYONE FEDERAL CU Balance $16,952

Account Number 104152XXXX Balance Updated 09/01/2019
Account Type Auto Loan Recent Payment $361
9/30/19, 9(00 PM
Payment History
2019 2018 2017


JUL 2019 $17,588 $361 $258

Phone Number (310) 491-7500 MAY 2019 $17,937 $463 $463

Address 14600 AVIATION BLVD Balance Scheduled Payment Paid on 05/21/2019
HAWTHORNE, CA 90250
MAY 2019 $18,220 $361 $361
APR 2019 $18,534 $361 $361

MAR 2019 $18,852 $361 $361

FEB 2019 $19,164 $361 $361

JAN 2019 $19,476 $361 $361

DEC 2018 $19,788 $361 $361

NOV 2018 $20,098 $361 $361

OCT 2018 $20,409 $361 $361

SEP 2018 $20,717 $361 $361

AUG 2018 $21,025 $361 $361

JUL 2018 $21,334 $361 $361

9/30/19, 9(00 PM
JUN 2018 $21,640 $361 $361

MAY 2018 $21,947 $361 $361

APR 2018 $22,252 $361 $361

MAR 2018 $22,561 $361 $361

FEB 2018 $22,864 $361 $361

DEC 2017 $23,166 $361 $361

DEC 2017 $23,470 $361 $361

NOV 2017 $23,712 $361 $0

SEP 2017 $23,712 $361 $0

SKYONE FEDERAL CU
Account Name SKYONE FEDERAL CU Balance $0

Account Type Line of Credit Recent Payment $0
Payment History
2019 2018 2017

9/30/19, 9(00 PM
Contact Info JUL 2019 $0 $0 $0

MAY 2019 $0 $0 $0
HAWTHORNE, CA 90250
MAY 2019 $0 $0 $0
APR 2019 $0 $0 $0
MAR 2019 $0 $0 $0
FEB 2019 $0 $0 $0
JAN 2019 $0 $0 $0
DEC 2018 $0 $0 $0
NOV 2018 $0 $0 $0
OCT 2018 $0 $0 $0
SEP 2018 $0 $0 $0
AUG 2018 $0 $0 $0
JUL 2018 $0 $0 $0
JUN 2018 $0 $0 $0
MAY 2018 $0 $0 $0
APR 2018 $0 $0 $0
MAR 2018 $0 $0 $0
FEB 2018 $0 $0 $0
DEC 2017 $0 $0 $0
DEC 2017 $0 $0 $0
NOV 2017 $0 $0 $0
SEP 2017 $0 $0 $0
9/30/19, 9(00 PM
TCF NATIONAL BANK
Account Name TCF NATIONAL BANK Balance $19,060

Account Type Home Equity Recent Payment $200
Payment History
2019 2018 2017


JUN 2019 $19,238 $114 $200

Phone Number - MAY 2019 $19,327 $114 $200

Address 801 MARQUETTE AVE Balance Scheduled Payment Paid on 05/21/2019
MINNEAPOLIS, MN 55402
APR 2019 $19,413 $115 $200
MAR 2019 $19,502 $115 $200

FEB 2019 $19,586 $116 $200

JAN 2019 $19,607 $116 $200

DEC 2018 $19,691 $116 $200

NOV 2018 $19,774 $113 $200

OCT 2018 $19,865 $113 $200

SEP 2018 $19,952 $110 $200
9/30/19, 9(00 PM
AUG 2018 $20,041 $110 $200

JUL 2018 $20,131 $110 $200

JUN 2018 $20,221 $107 $200

MAY 2018 $20,313 $107 $200

APR 2018 $20,405 $108 $200

MAR 2018 $20,501 $108 $200

FEB 2018 $20,593 $104 $200

JAN 2018 $20,623 $105 $205

DEC 2017 $20,724 $105 $200

NOV 2017 $20,819 $101 $201

OCT 2017 $20,922 $101 $150

SEP 2017 $20,970 $102 $150

THE GOLDEN 1 CREDIT UN
Account Name THE GOLDEN 1 CREDIT UN Balance $38,507

Account Type Auto Loan Recent Payment $686
Payment History
LEGEND OK Current on payments ND No data for this time period
2019 2018 2017

9/30/19, 9(00 PM
OK
SEP OK
OCT OK
NOV OK
DEC OK
SEP OK
OCT OK
NOV OK
DEC SEP OCT NOV DEC
OK OK ND OK OK OK OK OK

JUL 2019 $39,640 $686 $721

Phone Number (916) 732-2900 JUN 2019 $40,293 $686 $686

Address PO BOX 279740 Balance Scheduled Payment Paid on 05/31/2019
MAY 2019 $40,809 $686 $686
APR 2019 $41,358 $686 $1,373

MAR 2019 $42,497 $686 $0

FEB 2019 $42,497 $686 $686

JAN 2019 $43,032 $686 $686

DEC 2018 $43,617 $686 $686

NOV 2018 $44,164 $686 $686

SEP 2018 $45,283 $686 $686

AUG 2018 $45,842 $686 $686

JUL 2018 $46,387 $686 $686

JUN 2018 $46,947 $686 $686

MAY 2018 $47,502 $686 $686

APR 2018 $48,037 $686 $686

MAR 2018 $48,602 $686 $686

FEB 2018 $49,156 $686 $686

JAN 2018 $49,695 $686 $686

DEC 2017 $50,237 $686 $686

NOV 2017 $50,759 $686 $686
9/30/19, 9(00 PM
OCT 2017 $51,294 $686 $0

WELLS FARGO HOME MORTGAGE
Account Name WELLS FARGO HOME Balance $405,236

MORTGAGE Balance Updated 09/24/2019
Account Number 936054XXXXXXX Recent Payment $6,000
Account Type Mortgage Monthly Payment $2,947
Responsibility Joint with Original Balance $424,100
Status Open/Never late. Terms 30 Years
Status Updated 09/24/2019 Mortgage Agency Name Fannie Mae ID
Mortgage IdentiFcation 100241106112451051
Number
Payment History
2019 2018 2017

First Reported 03/2017 AUG 2019 $406,591 $2,947 $3,000

JUL 2019 $407,265 $2,947 $3,000

Phone Number (800) 288-3212 JUN 2019 $407,936 $2,947 $3,000

Address PO BOX 10335 DES MOINES, Balance Scheduled Payment Paid on 05/15/2019
IA 50306
MAY 2019 $408,604 $2,947 $3,000
APR 2019 $409,271 $2,947 $3,000

MAR 2019 $409,886 $2,996 $3,000

FEB 2019 $410,499 $2,996 $3,000
9/30/19, 9(00 PM
JAN 2019 $411,110 $2,996 $3,000

DEC 2018 $411,718 $2,996 $3,000

NOV 2018 $412,324 $2,996 $3,000

OCT 2018 $412,928 $2,996 $3,001

SEP 2018 $413,527 $3,001 $3,001

AUG 2018 $414,122 $3,001 $3,001

JUL 2018 $414,716 $3,001 $3,001

JUN 2018 $415,308 $3,001 $3,001

MAY 2018 $415,897 $3,001 $3,001

APR 2018 $416,484 $3,001 $3,001

MAR 2018 $417,069 $3,001 $3,001

FEB 2018 $417,759 $3,001 $2,933

JAN 2018 $418,232 $2,933 $2,933

DEC 2017 $418,810 $2,933 $2,933

NOV 2017 $419,386 $2,933 $2,933

OCT 2017 $419,960 $2,933 $3,033

SEP 2017 $420,632 $2,933 $3,033

Hard Inquiries
When applying for credit or Fnancing or as a result of a collection, a "hard inquiry" will appear on your Credit Report. Below you will Fnd the names of businesses
that have reviewed your Report over the last two years. Hard inquiries stay on your Credit Report for 25 months.
SKYONE FEDERAL SKYONE FEDERAL CARMAX

CREDIT UNION CREDIT UNION Inquired on 09/19/2017
9/30/19, 9(00 PM
Inquired on 09/26/2019 Inquired on 01/02/2019 225 CHASTAIN MEADOWS CT

NW KENNESAW, GA 30144
14600 AVIATION BLVD Unsecured. This inquiry is scheduled to
HAWTHORNE, CA 90250 continue on record until Feb 2021. (770) 423-7908
(310) 491-7500 UnspeciFed. This inquiry is scheduled

to continue on record until Oct 2019.
Auto loan. This inquiry is scheduled to
continue on record until Oct 2021.
SKYONE FEDERAL CREDCO THE GOLDEN 1

CREDIT UNION Inquired on 09/15/2017 CREDIT UN
Inquired on 09/19/2017 Inquired on 09/15/2017
PO BOX 509124 SAN DIEGO, CA
14600 AVIATION BLVD 92150 PO BOX 279740 SACRAMENTO,
HAWTHORNE, CA 90250 (800) 637-2422 CA 95827
(310) 491-7500 (916) 732-2900

Auto loan on behalf of NIELLO ACURA.
This inquiry is scheduled to continue
Auto loan. This inquiry is scheduled to Auto loan. This inquiry is scheduled to
on record until Oct 2019.
continue on record until Oct 2019. continue on record until Oct 2019.
Soft Inquiries
Soft inquiries occur when you check your own credit report or give permission to someone like a potential employer to review your credit report. Soft inquiries may
also occur when businesses, such as lenders, insurance companies, or credit card companies, check your credit to pre-approve you for offers, or when you use
credit monitoring services from companies like Experian. Soft inquiries on your Credit Report are only visible to you, except: (1) insurance companies may be able
to see other insurance company inquiries; and (2) inquiries by debt settlement companies you have authorized to access your report may be shared with your
current creditors. These inquiries have no effect on your credit score as they are never considered as a factor in credit scoring models. Soft inquiries are not
disputable but are available here for reference.
EXPERIAN EXPERIAN AMERICAN EXPRESS

CONSUMER SERV CONSUMER SERV 2
Inquired on 09/30/2019 Inquired on 09/30/2019 Inquired on 09/26/2019
535 ANTON BLVD STE 100 535 ANTON BLVD COSTA MESA, PO BOX 981537 EL PASO, TX
COSTA MESA, CA 92626 CA 92626 79998
(800) 874-2717
THE GOLDEN 1 DISCOVER FINANCIAL EXPERIAN

CREDIT UNIO SERVI CONSUMER SERV
Inquired on 07/02/2019 Inquired on 05/22/2019 Inquired on 02/06/2019, 10/02/2017,
and 10/01/2017
PO BOX 279740 SACRAMENTO, 2500 LAKE COOK RD
CA 95827 RIVERWOODS, IL 60015 PO BOX 19729 IRVINE, CA
92623
9/30/19, 9(00 PM
LEXISNEXIS/OPM AMEX AMEX

Inquired on 01/11/2019 Inquired on 10/28/2018 and Inquired on 10/05/2018
10/05/2018
1000 ALDERMAN DR
ALPHARETTA, GA 30005 PO BOX 981537 EL PASO, TX
79998
(866) 323-0932
CITI CARDS/CITIBANK THE GOLDEN 1

Inquired on 10/10/2017 CREDIT UNIO
Inquired on 09/26/2017
PO BOX 6241 SIOUX FALLS, SD
57117 PO BOX 279740 SACRAMENTO,
(888) 766-2484 CA 95827
Contact Experian
Online Phone Mail

Visit Experian.com/dispute (https://www.experian.com/dispute) Monday - Friday Saturday - Sunday Experian
to dispute any inaccurate information, or click the dispute link 8am to 10pm CST 10am to 7pm CST PO Box 9701
next to the item. For FAQs and online access to your Experian Allen, TX 75013
(855) 414-6047
Credit Report, Fraud Alerts, and Security Freezes, visit
Experian.com/help (https://www.experian.com/help)
Important Messages
Medical Information
By law, we cannot disclose certain medical information (relating to physical, mental, or behavioral health or condition). Although we do not
generally collect such information, it could appear in the name of a data furnisher (i.e., "Cancer Center") that reports your payment history to
us. If so, those names display on your report, but on reports to others they display only as "MEDICAL PAYMENT DATA." Consumer statements
included on your report at your request that contain medical information are disclosed to others.
Public Records Information
If your report contains public records, the Public Records section includes items from courts that Experian may have obtained through a third
party vendor, LexisNexis Risk Data Management Inc. You may contact them at LexisNexis Consumer Center, PO Box 105615, Atlanta, GA
30348-5108, or visit https://experianconsumers.lexisnexis.com (https://experianconsumers.lexisnexis.com/).
Know Your Rights
9/30/19, 9(00 PM
Fair Credit Reporting Act (FCRA)

Para informacion en espanol, visite www.consumer5nance.gov/learnmore (http://www.consumer5nance.gov/learnmore) o
escribe a la Consumer Financial Protection Bureau, 1700 G Street N.W., Washington, D.C. 20552.
A Summary of Your Rights Under the Fair Credit Reporting Act.

The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the Fles of consumer reporting
agencies. There are many types of consumer reporting agencies, including credit bureaus and specialty agencies (such as agencies that sell
information about check writing histories, medical records, and rental history records). Here is a summary of your major rights under the
FCRA. For more information, including information about additional rights, go to www.consumerAnance.gov/learnmore
(http://www.consumerAnance.gov/learnmore) or write to: Consumer Financial Protection Bureau, 1700 G Street N.W., Washington, D.C.
20552.
You must be told if information in your Ale has been used against you. Anyone who uses a credit report or another type of consumer report
to deny your application for credit, insurance, or employment – or to take another adverse action against you – must tell you, and must give
you the name, address, and phone number of the agency that provided the information.
You have the right to know what is in your Ale. You may request and obtain all the information about you in the Fles of a consumer reporting
agency (your "Fle disclosure"). You will be required to provide proper identiFcation, which may include your Social Security number. In many
cases, the disclosure will be free. You are entitled to a free Fle disclosure if:
a person has taken adverse action against you because of information in your credit report;
you are the victim of identity theft and place a fraud alert in your Fle;
your Fle contains inaccurate information as a result of fraud;
you are on public assistance;
you are unemployed but expect to apply for employment within 60 days.
In addition, all consumers are entitled to one free disclosure every 12 months upon request from each nationwide credit bureau and from
nationwide specialty consumer reporting agencies. See www.consumerFnance.gov/learnmore (http://www.consumerFnance.gov/learnmore)
for additional information.
You have the right to ask for a credit score. Credit scores are numerical summaries of your creditworthiness based on information from
credit bureaus. You may request a credit score from consumer reporting agencies that create scores or distribute scores used in residential
real property loans, but you will have to pay for it. In some mortgage transactions, you will receive credit score information for free from the
mortgage lender.
You have the right to dispute incomplete or inaccurate information. If you identify information in your Fle that is incomplete or inaccurate,
and report it to the consumer reporting agency, the agency must investigate unless your dispute is frivolous. See
www.consumerFnance.gov/learnmore (http://www.consumerFnance.gov/learnmore) for an explanation of dispute procedures.
Consumer reporting agencies must correct or delete inaccurate, incomplete, or unveriAable information. Inaccurate, incomplete or
unveriFable information must be removed or corrected, usually within 30 days. However, a consumer reporting agency may continue to report
information it has veriFed as accurate.
Consumer reporting agencies may not report outdated negative information. In most cases, a consumer reporting agency may not report
negative information that is more than seven years old, or bankruptcies that are more than 10 years old.
Access to your Ale is limited. A consumer reporting agency may provide information about you only to people with a valid need — usually to
consider an application with a creditor, insurer, employer, landlord, or other business. The FCRA speciFes those with a valid need for access.
You must give your consent for reports to be provided to employers. A consumer reporting agency may not give out information about you to
your employer, or a potential employer, without your written consent given to the employer. Written consent generally is not required in the
trucking industry. For more information, go to www.consumerFnance.gov/learnmore (http://www.consumerFnance.gov/learnmore).
9/30/19, 9(00 PM
You may limit "prescreened" offers of credit and insurance you get based on information in your credit report. Unsolicited "prescreened"
offers for credit and insurance must include a toll-free phone number you can call if you choose to remove your name and address from the
lists these offers are based on. You may opt-out with the nationwide credit bureaus at 1 888 5OPTOUT (1 888 567 8688).
You may seek damages from violators. If a consumer reporting agency, or, in some cases, a user of consumer reports or a furnisher of
information to a consumer reporting agency violates the FCRA, you may be able to sue in state or federal court.
Identity theft victims and active duty military personnel have additional rights. For more Information, visit
www.consumerFnance.gov/learnmore (http://www.consumerFnance.gov/learnmore).
States may enforce the FCRA, and many states have their own consumer reporting laws. In some cases, you may have more rights under
state law. For more information, contact your state or local consumer protection agency or your state Attorney General. For more
information about your federal rights, contact:
FOR QUESTIONS OR CONCERNS REGARDING: PLEASE CONTACT:
1.a. Banks, savings associations, and credit unions with total assets of over $10 billion and their a. Bureau of Consumer Financial
a_liates. Protection
1700 G Street NW
b. Such a_liates that are not banks, savings associations, or credit unions also should list in Washington, DC 20552
addition to the Bureau:
b. Federal Trade Commission:
Consumer Response Center – FCRA
Washington, DC 20580
(877) 382-4357
2. To the extent not included in item 1 above: a. O_ce of the Comptroller of the
Currency
a. National banks, federal savings associations, and federal branches and federal agencies of Customer Assistance Group
foreign banks 1301 McKinney Street, Suite 3450
Houston, TX 77010-9050
b. State member banks, branches and agencies of foreign banks (other than federal branches,
federal agencies, and insured state branches of foreign banks), commercial lending companies b. Federal Reserve Consumer Help
owned or controlled by foreign banks, and organizations operating under section 25 or 25A of Center
the Federal Reserve Act PO Box 1200
Minneapolis, MN 55480
c. Nonmember Insured banks, Insured State Branches of Foreign Banks, and insured state
savings associations c. FDIC Consumer Response Center
1100 Walnut Street, Box #11
d. Federal Credit Unions
Kansas City, MO 64106
d. National Credit Union

Administration
O_ce of Consumer Protection (OCP)
Division of Consumer Compliance and
Outreach (DCCO)
1775 Duke Street
Alexandria, VA 22314
3. Air carriers Asst. General Counsel for Aviation

Enforcement & Proceedings
Aviation Consumer Protection Division
Department of Transportation
1200 New Jersey Avenue SE
9/30/19, 9(00 PM
4. Creditors Subject to Surface Transportation Board O_ce of Proceedings, Surface

Transportation Board
Department of Transportation
395 E Street, SW
5. Creditors Subject to Packers and Stockyards Act Nearest Packers and Stockyards
Administration area supervisor
6. Small Business Investment Companies Associate Deputy Administrator for

Capital Access
United States Small Business
Administration
409 Third Street, SW, 8th Floor
7. Brokers and Dealers Securities and Exchange Commission

100 F St NE
8. Federal Land Banks, Federal Land Bank Associations, Federal Intermediate Credit Banks, and Farm Credit Administration
Production Credit Associations 1501 Farm Credit Drive
McLean, VA 22102-5090
9. Retailers, Finance Companies, and All Other Creditors Not Listed Above FTC Regional O_ce for region in which
the creditor operates or Federal Trade
Commission: Consumer Response
Center – FCRA
(877) 382-4357
NotiFcation of Rights
NotiFcation of Rights for Alabama Consumers (https://www.experian.com/blogs/ask-experian/credit-education/report-basics/fair-
credit-reporting-act-fcra/alabama/)
NotiFcation of Rights for Alaska Consumers (https://www.experian.com/blogs/ask-experian/credit-education/report-basics/fair-credit-

reporting-act-fcra/alaska/)
NotiFcation of Rights for Arkansas Consumers (https://www.experian.com/blogs/ask-experian/credit-education/report-basics/fair-

credit-reporting-act-fcra/arkansas/)
NotiFcation of Rights for California Consumers (https://www.experian.com/blogs/ask-experian/credit-education/report-basics/fair-

credit-reporting-act-fcra/california/)
NotiFcation of Rights for Colorado Consumers (https://www.experian.com/blogs/ask-experian/credit-education/report-basics/fair-

credit-reporting-act-fcra/colorado/)
NotiFcation of Rights for Connecticut Consumers (https://www.experian.com/blogs/ask-experian/credit-education/report-basics/fair-

credit-reporting-act-fcra/connecticut/)
9/30/19, 9(00 PM
NotiFcation of Rights for Delaware Consumers (https://www.experian.com/blogs/ask-experian/credit-education/report-basics/fair-

credit-reporting-act-fcra/delaware/)
NotiFcation of Rights for District of Columbia Consumers (https://www.experian.com/blogs/ask-experian/credit-education/report-

basics/fair-credit-reporting-act-fcra/district-of-columbia/)
NotiFcation of Rights for Florida Consumers (https://www.experian.com/blogs/ask-experian/credit-education/report-basics/fair-credit-

reporting-act-fcra/porida/)
NotiFcation of Rights for Georgia Consumers (https://www.experian.com/blogs/ask-experian/credit-education/report-basics/fair-credit-

reporting-act-fcra/georgia/)
NotiFcation of Rights for Indiana Consumers (https://www.experian.com/blogs/ask-experian/credit-education/report-basics/fair-credit-

reporting-act-fcra/indiana/)
NotiFcation of Rights for Maryland Consumers (https://www.experian.com/blogs/ask-experian/credit-education/report-basics/fair-

credit-reporting-act-fcra/maryland/)
NotiFcation of Rights for Massachusetts Consumers (https://www.experian.com/blogs/ask-experian/credit-education/report-

basics/fair-credit-reporting-act-fcra/massachusetts/)
NotiFcation of Rights for Missouri Consumers (https://www.experian.com/blogs/ask-experian/credit-education/report-basics/fair-

credit-reporting-act-fcra/missouri/)
NotiFcation of Rights for Montana Consumers (https://www.experian.com/blogs/ask-experian/credit-education/report-basics/fair-

credit-reporting-act-fcra/montana/)
NotiFcation of Rights for Nevada Consumers (https://www.experian.com/blogs/ask-experian/credit-education/report-basics/fair-credit-

reporting-act-fcra/nevada/)
NotiFcation of Rights for New Hampshire Consumers (https://www.experian.com/blogs/ask-experian/credit-education/report-

basics/fair-credit-reporting-act-fcra/new-hampshire/)
NotiFcation of Rights for New Jersey Consumers (https://www.experian.com/blogs/ask-experian/credit-education/report-basics/fair-

credit-reporting-act-fcra/new-jersey/)
NotiFcation of Rights for New Mexico Consumers (https://www.experian.com/blogs/ask-experian/credit-education/report-basics/fair-

credit-reporting-act-fcra/new-mexico/)
NotiFcation of Rights for New York Consumers (https://www.experian.com/blogs/ask-experian/credit-education/report-basics/fair-

credit-reporting-act-fcra/new-york/)
NotiFcation of Rights for North Carolina Consumers (https://www.experian.com/blogs/ask-experian/credit-education/report-

basics/fair-credit-reporting-act-fcra/north-carolina/)
NotiFcation of Rights for North Dakota Consumers (https://www.experian.com/blogs/ask-experian/credit-education/report-basics/fair-

credit-reporting-act-fcra/north-dakota/)
NotiFcation of Rights for Ohio Consumers (https://www.experian.com/blogs/ask-experian/credit-education/report-basics/fair-credit-

reporting-act-fcra/ohio/)
Ohio Notice of Rights for Protected Consumers (https://www.experian.com/blogs/ask-experian/credit-education/report-basics/fair-

credit-reporting-act-fcra/ohio-notice-rights-protected-consumers/)
NotiFcation of Rights for Oklahoma Consumers (https://www.experian.com/blogs/ask-experian/credit-education/report-basics/fair-

credit-reporting-act-fcra/oklahoma/)
NotiFcation of Rights for Rhode Island Consumers (https://www.experian.com/blogs/ask-experian/credit-education/report-basics/fair-

credit-reporting-act-fcra/rhode-island/)
NotiFcation of Rights for Tennessee Consumers (https://www.experian.com/blogs/ask-experian/credit-education/report-basics/fair-

credit-reporting-act-fcra/tennessee/)
NotiFcation of Rights for Texas Consumers (https://www.experian.com/blogs/ask-experian/credit-education/report-basics/fair-credit-
9/30/19, 9(00 PM
reporting-act-fcra/texas/)
NotiFcation of Rights for Vermont Consumers (https://www.experian.com/blogs/ask-experian/credit-education/report-basics/fair-

credit-reporting-act-fcra/vermont/)
NotiFcation of Rights for Virginia Consumers (https://www.experian.com/blogs/ask-experian/credit-education/report-basics/fair-credit-

reporting-act-fcra/virginia/)
NotiFcation of Rights for Washington Consumers (https://www.experian.com/blogs/ask-experian/credit-education/report-basics/fair-

credit-reporting-act-fcra/washington/)
NotiFcation of Rights for West Virginia Consumers (https://www.experian.com/blogs/ask-experian/credit-education/report-basics/fair-

credit-reporting-act-fcra/west-virginia/)

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9/30/19, 9(00 PM

Date Generated Sep 30, 2019

SAID MANCARYOUS HANNA SID MANKARYOUS HANNA SAID MANKARYOUS HANNA

PO BOX 802 4540 DUCKHORN DR STE200

GENERAL BUILDING CONTRACTOR: 38600 JEFFERSON BLVD, CLARKSBURG, CA, 95612 .

Account Name AMERICAN EXPRESS Balance -

LEGEND CLS Closed

MAY JUN JUL AUG

SEP OCT NOV DEC

First Reported 01/2010

Phone Number (800) 874-2717

Account closed at credit grantor's request.

Account Name AMERICAN EXPRESS Balance -

LEGEND CLS Closed

MAY JUN JUL AUG

CLS CLS CLS

SEP OCT NOV DEC

First Reported 06/2011

Phone Number (800) 874-2717

Account closed at credit grantor's request.

Account Name AMERICAN EXPRESS Balance $4,809

LEGEND OK Current on payments

MAY JUN JUL AUG MAY JUN JUL AUG

SEP OCT NOV DEC SEP OCT NOV DEC

Historical Information Balance History

First Reported 11/2018 AUG 2019 $4,982 $197 $0

JUL 2019 $5,154 $197 $0

Phone Number (800) 874-2717 JUN 2019 $5,325 $197 $0

APR 2019 $5,665 $197 $0

MAR 2019 $5,833 $197 $0

FEB 2019 $6,001 $197 $0

JAN 2019 $6,168 $0 $0

DEC 2018 $6,334 $0 $0

Account Name AMERICAN EXPRESS Balance $1,261

LEGEND OK Current on payments

MAY JUN JUL AUG MAY JUN JUL AUG

SEP OCT NOV DEC SEP OCT NOV DEC

Historical Information Balance History

First Reported 05/2018 AUG 2019 $2,664 $0 $0

JUL 2019 $2,693 $0 $0

Phone Number (800) 874-2717 JUN 2019 $1,125 $0 $0

Address PO BOX 981537 EL PASO, TX Balance Scheduled Payment Paid

APR 2019 $593 $0 $0

MAR 2019 $771 $0 $0

FEB 2019 $630 $0 $0

JAN 2019 $565 $0 $0

DEC 2018 $5,101 $0 $0

NOV 2018 $2,687 $0 $0

OCT 2018 $3,649 $0 $0

SEP 2018 $2,201 $0 $0

AUG 2018 $1,589 $0 $0

JUL 2018 $2,945 $0 $0

JUN 2018 $1,946 $0 $0

Account Name AMERICAN EXPRESS Balance $0

LEGEND OK Current on payments

2019 2018 2017 2016

2015 2014 2013 2012

Historical Information Balance History

First Reported 01/2012 AUG 2019 $0 $35 $0

JUL 2019 $0 $35 $0