POWER BACCARAT 98

(MBS)
Game Rules

Version 7

w.e.f. 23 January 2020

In accordance with Section 100(1) of the Casino Control Act 2006, the
Gambling Regulatory Authority of Singapore approves the game rules
in respect of the game “Power Baccarat 98 (Version 7)” as set out in
this document by Marina Bay Sands Pte. Ltd. (“MBS”), to be
conducted in the casino operated by MBS.
1. Definitions

2. Mode of Play

3. How to Play

4. Settlement

5. Irregularities

6. General Provisions
1. Definitions

1.1 In these rules:

1.1.1 “Commission” means the amount collected or deducted by the Dealer from any
winning wager on the “Banker” hand.

1.1.2 “Dice cup” means the device used to shake the dice for determining a “Power hand”.

1.1.3 “Hand” means the cards that have been dealt to the “Player” or “Banker” in a round
of play.

1.1.4 “HLGA” means Paiza Club and Ruby Room.

1.1.5 “Initial deal” means only the initial two cards to the “Player” and the initial two cards
to the “Banker” have been dealt.

1.1.6 “Natural” means a point total of eight or nine for either the “Player” hand or the
“Banker” hand in the initial deal.

1.1.7 “Player Pair” or “Banker Pair” means that the initial two cards of either the “Player”
hand or the “Banker” hand form a “Pair”. “Pair” means that two cards have the same
point value or are the same face cards (Jack (J), Queen (Q) or King (K)). Two face
cards that are not identical (e.g. KQ, KJ, QJ) do not constitute a “Pair”.

1.1.8 “Power hand marker” means the marker which indicates “Power hand” is in effect for
that round of play.

1.1.9 “Round of play” means the period of play commencing with the commencement of
play and concluding when the Dealer announces an outcome and, if applicable,
collects losing wagers and pays winning wagers.

1.1.10 “Squeezing” means a process where any playing cards which are placed face down
are bent, folded or otherwise turned in any way so as to slowly reveal the value of
each playing card.

1.1.11 “Table Differential” means the difference between the total value of wagers on
“Player” and the total value of wagers on “Banker”.

1.1.12 “Tie” means that both the “Player” hand and the “Banker” hand have the same point
total at the end of a round of play.

1.1.13 “Tie wager” means a wager that may be placed by a Player prior to the closing of
bets that wins if both “Player” hand and “Banker” hand have the same point total at
the end of a round of play and loses with any other outcome.

2. Mode of Play

2.1 The game of Power Baccarat 98 shall be played with four to ten decks of cards, with each
deck having 52 cards without jokers and with backs of the same colour and design.

2.1.1 The game shall be played with one dice with each side having a different number of
dots on it, ranging from one to six.

2.2 The layout for this game is as shown in Appendix “A” and “B” with:

2.2.1 Playing areas for the placement of “Player” wagers;

2.2.2 Playing areas for the placement of “Banker” wagers;

 2.2.3 Playing areas for the placement of “Tie” wagers;

2.2.4 Playing areas for the placement of “Player Pair” and “Banker Pair” wagers;

2.2.5 Playing areas for the placement of “Player Natural 8” wagers;

2.2.6 Playing areas for the placement of “Player Natural 9” wagers;

2.2.7 Playing areas for the placement of “Banker Natural 8” wagers; and

2.2.8 Playing areas for the placement of “Banker Natural 9” wagers.

3. How to Play

3.1 Commencement of play shall begin when the Dealer announces “Place your bets, please”.

3.2 Closing of bets shall take effect when the Dealer announces “No more bets”.

3.3 The point value of cards shall be as follows:

3.3.1 Any card from Two to Nine inclusive shall have its point value as its face value and
an Ace shall have as its point value a value of one; and

3.3.2 Any Ten, Jack, Queen or King shall have a point value of zero.

3.4 The point total of a hand shall be as follows:

3.4.1 Where the total value of the cards in the hand is a number between zero and nine,
the point total shall be that number; or

3.4.2 Where the total value of the cards in the hand is the number ten or a higher number,
the point total shall be the right digit of that number only.

3.5 The available wagers are “Player”, “Banker”, “Player Pair”, “Banker Pair”, “Player Natural 8”,
“Player Natural 9”, “Banker Natural 8”, Banker Natural 9” and “Tie”.

3.5.1 Each wager at a particular playing area may be placed by individual or multiple
Players, provided that it is within the minimum and maximum limits displayed at the
table.

3.5.2 Prior to the cards being dealt, a Player may also place a wager on “Player Natural
8” and/or “Player Natural 9” provided they have placed a “Player” wager on that
round of play. The combined value of the wagers on “Player Natural 8” and “Player
Natural 9” by a Player shall not exceed the amount wagered on “Player” by that
Player.

3.5.3 Prior to the cards being dealt, a Player may also place a wager on “Banker Natural
8” and/or “Banker Natural 9” provided they have placed a “Banker” wager on that
round of play. The combined value of the wagers on “Banker Natural 8” and “Banker
Natural 9” by a Player may not exceed the amount wagered on “Banker” by that
Player.

3.6 A maximum of three wagers per playing area shall be permitted.

3.6.1 A Pit Manager may, at his discretion, restrict the number of wagers to less than three.

3.7 The Dealer, Pit Supervisor or Pit Manager may, at the request of a Player, place wagers on
behalf of the Player. It is the Player’s responsibility to ensure that the placement is carried out
correctly.
3.8 The round of play shall be conducted in accordance with one of the following methods, namely
“Method A”, “Method B” or “Method C”, as described in Rules 3.9 to 3.11.

3.8.1 The Dealer shall retain control of the dealing device at all times when dealing in
accordance with “Method A” and “Method B”.

3.8.2 “Method A” and “Method B” shall be used at the discretion of the Pit Manager, and
may be changed at any time before the commencement of a round of play. “Method
C” shall be allowed at the discretion of an Assistant Casino Manager, and shall only
be permitted within the HLGA.

3.9 Method A:

3.9.1 The Dealer shall draw the cards from a dealing device in accordance with the Game
Rules and the announcements shall be made by the Dealer.

3.9.2 The Dealer shall pass the cards for the “Player” hand and the “Banker” hand face
downwards to the Players with the highest amount wagered on the “Player” hand
and the “Banker” hand respectively.

3.9.3 If a Player with the highest amount wagered on either hand refuses to accept the
cards, the cards shall be passed face downwards to the Player having the next
highest amount wagered on that hand.

3.9.4 In the event that two or more Players have made a wager on either hand which
constitutes the highest amount wagered on that hand, the Dealer shall first pass the
cards face downwards to that Player that first placed the equal highest wager.

3.9.4.1 If the above parameters cannot be met, the Player to handle the cards
shall be at the Pit Supervisor’s discretion.

3.9.5 If that Player refuses to accept the cards, the cards shall be passed face downwards
by the Dealer to the next Player with the equal highest wager, moving counter
clockwise around the table.

3.9.6 After the initial deal, the Dealer shall determine the hand that shall be revealed first,
i.e. “Player” then “Banker” or “Banker” then “Player”.

3.9.7 Further cards required in accordance with the Table of Play shall be dealt face down
then exposed when no Player is squeezing cards for the hand, either “Player”,
“Banker” or both as the case may be, or face down whenever a Player is squeezing
cards.

3.10 Method B:

3.10.1 The Dealer shall draw the cards from a dealing device and place them in the areas
designated on the table layout in accordance with the Game Rules and the
announcements shall be made by the Dealer.

3.10.2 The Dealer shall retain control of the cards for both the “Player” hand and the “Banker”
hand. Players shall not be permitted to handle the cards when the game is conducted
in accordance with “Method B”.

3.11 Method C:

3.11.1 The Player shall draw the cards from a dealing device with the capability to read
cards in accordance with the Game Rules and the announcements shall be made
by the Dealer.

3.11.2 At the discretion of an Assistant Casino Manager, a Player may be permitted to draw
cards from the dealing device without having placed a valid wager.
 3.11.3 When one hand is to be exposed by a Player other than the Player controlling the
dealing device, the appropriate hand shall be passed face down to a Dealer who in
turn shall pass the cards to the Player to expose them.

3.11.4 The Player controlling the dealing device shall draw the cards in full view of the table
games staff at all times.

3.11.5 When the cards have been exposed by the Player/s or the Dealer, the initial “Player”
and “Banker” hands shall be placed in the appropriate area of the table.

3.11.6 Further cards required in accordance with the Table of Play shall be dealt by the
Player controlling the dealing device and exposed by the relevant Player/s or the
Dealer.

3.11.7 Once the cards are exposed, they shall be placed on the appropriate area of the
table layout.

3.11.8 A Player accepting the dealing device may retain control until:

3.11.8.1 He/she elects to relinquish control; or

3.11.8.2 His/her wager loses.

3.12 Following the announcement of “No more bets”, the Dealer shall shake the dice three times
using the dice cup and then pass the dice cup to the Player with the highest wager. The Player
shall then shake the dice at least once and place the dice cup on the layout.

3.12.1 If the Player with the highest wager declines to shake the dice cup, the dice cup shall
be offered to the Player with the next highest wager, continuing in turn until a Player
accepts the offer to shake the dice cup or until all Players have refused.

3.12.2 In the event that all Players refuse to shake the dice, the Dealer shall shake the dice
on behalf of the Players.

3.12.3 In the case of Players having equivalent value wagers, the dice cup shall be offered
in turn to all Players with equivalent value wagers, moving counter clockwise around
the table.

3.12.4 Only seated Players shall be allowed to shake the dice.

3.12.5 The Player shall shake the dice cup at least once, during which time the dice must
be heard tumbling, and place the dice cup in front of the Dealer prior to opening the
dice cup. The Player or Dealer shall open the dice cup without altering the result on
the dice and the Dealer shall announce the dice value.

3.12.6 If the dice value is 3, the hand shall be called a “Power hand” and the Dealer shall
turn the “Power hand” marker to indicate that “Power hand” is in effect. Once a
“Power hand” has been determined, all Players wagering at the table shall be paid
based on the higher payouts on wagers which pay increased odds during a “Power
hand” for that round of play as stipulated in Rule 4.2.

3.13 There shall be two hands dealt, one of which shall be designated as the “Player” hand and the
other as the “Banker” hand, with:

3.13.1 The first and third cards dealt representing the first and second cards of the “Player”
hand; and

3.13.2 The second and fourth cards dealt representing the first and second cards of the
“Banker” hand.

3.14 These four cards shall determine the outcome of “Player Pair” and “Banker Pair” wagers.
3.15 In addition, these four cards shall determine the outcome of “Natural 8” or “Natural 9” wagers:

3.15.1 “Player Natural 9” wagers win if the initial two cards of the “Player” hand have a point
total of nine.

3.15.2 “Player Natural 8” wagers win if the initial two cards of the “Player” hand have a point
total of eight and the hand is a winning hand (i.e. the “Banker” hand is not a “Natural
9”).

3.15.3 “Banker Natural 9” wagers win if the initial two cards of the “Banker” hand have a
point total of nine.

3.15.4 “Banker Natural 8” wagers win if the initial two cards of the “Banker” hand have a
point total of eight and the hand is a winning hand (i.e. the “Player” hand is not a
“Natural 9”).

3.15.5 All “Natural 8” and “Natural 9” wagers lose in the event of a “Tie” hand.

3.16 Following the announcement of the point total of each hand after the initial four cards are dealt,
a third card shall be dealt to each hand if so required pursuant to the Table of Play below:

3.17 The winning outcome shall be determined based on the hand with the highest point total.

3.17.1 If the “Player” and “Banker” hands have an identical point total, the round of play is
a “Tie”. The initial wagers on “Player” and “Banker” do not win or lose in this case
and all “Tie wagers” win.

3.18 A Pit Manager may, at his discretion, allow any of the cards to be squeezed by any Player or
his designee.

3.19 When the cutting card appears during the round of play, the cutting card shall be removed and
the round of play shall be completed.

3.19.1 In HLGA, if the cutting card appears as the first card of a round of play, the Dealer
may, at his discretion, allow Players to withdraw their wagers.
4. Settlement

4.1 Settlement of wagers for non “Power hand” shall be as follows:

Winning Wager Outcome Pays

“Player” “Player” wins with Natural 8 or Natural 9 1 to 1
“Player” “Player” wins with other points 1 to 1
“Banker” “Banker” wins with Natural 8 or Natural 9 .95 to 1
“Banker” “Banker” wins with other points .95 to 1
“Tie” “Tie” wins with Natural 8 or Natural 9 8 to 1
“Tie” “Tie” wins with other points 8 to 1
“Player Pair” “Player Pair” of 8’s or 9’s 11 to 1
“Player Pair” “Player Pair” on other point value 11 to 1
“Banker Pair” “Banker Pair” of 8’s or 9’s 11 to 1
“Banker Pair” “Banker Pair” on other point value 11 to 1
“Player Natural 8” “Player” wins with Natural 8 8 to 1
“Player Natural 9” “Player” wins with Natural 9 8 to 1
“Banker Natural 8” “Banker” wins with Natural 8 8 to 1
“Banker Natural 9” “Banker” wins with Natural 9 8 to 1

4.2 Settlement of wagers for “Power hand” shall be as follows:

Winning Wager Outcome Pays

“Player” “Player” wins with Natural 8 or Natural 9 21 to 20
“Player” “Player” wins with other points 1 to 1
“Banker” “Banker” wins with Natural 8 or Natural 9 1 to 1
“Banker” “Banker” wins with other points .95 to 1
“Tie” “Tie” wins with Natural 8 or Natural 9 10 to 1
“Tie” “Tie” wins with other points 8 to 1
“Player Pair” “Player Pair” of 8’s or 9’s 15 to 1
“Player Pair” “Player Pair” on other point value 11 to 1
“Banker Pair” “Banker Pair” of 8’s or 9’s 15 to 1
“Banker Pair” “Banker Pair” on other point value 11 to 1
“Player Natural 8” “Player” wins with Natural 8 9 to 1
“Player Natural 9” “Player” wins with Natural 9 9 to 1
“Banker Natural 8” “Banker” wins with Natural 8 9 to 1
“Banker Natural 9” “Banker” wins with Natural 9 9 to 1
5. Irregularities

5.1 If in the course of a round of play, it is discovered that there are extra or missing card/s and/or
card/s which do not belong to the deck/s of cards in use or if unshuffled cards are used:

5.1.1 The current round of play shall be void; and

5.1.2 All outcomes of the previous rounds of play shall stand.

5.2 In the event that the order of the cards in the dealing device is altered and cannot be
reconstructed, regardless of whether the cards have been exposed, the round of play shall be
void.

5.3 If there are insufficient cards in the dealing device to complete a round of play, the round of
play shall be void.

5.4 Unless otherwise stated in these rules, after the Dealer has announced “No more bets”, no
wager may be placed or increased and any wager so placed or to the extent increased shall
be refused and/or shall not be honoured.

5.5 Unless otherwise stated in these rules, after the Dealer has announced “No more bets”, no
wager may be withdrawn and any wager withdrawn shall be won or lost based on the outcome
of the round of play.

5.6 In an event that a card is found face upwards in the dealing device after the first card of a
round of play has been dealt, the card shall be played as if it were found face downwards.

5.7 If card/s are dealt in an incorrect order, this shall be corrected by reconstruction of the cards. If
card/s are passed to an incorrect Player, the card/s shall be retrieved and passed to the correct
Player. In both of these cases, the round of play shall continue.

5.7.1 Should the Dealer fail to pass the card/s to the correct Player to squeeze (as indicated
in Rule 3.9.2), fail to pass the card/s to any Player, inadvertently deal any card/s face
up, or expose any card/s in error, it shall not constitute a wrong delivery as per Rule
5.7. The outcome shall stand and the round of play shall continue.

5.8 In the event that two or more cards are simultaneously drawn from the dealing device and the
order of the cards can be determined, the cards shall be reconstructed.

5.8.1 Players shall be given the option to withdraw their wagers before reconstruction of the
cards takes place.

5.8.2 Where it is not possible to ascertain the drawn order:

5.8.2.1 During the initial deal, the round of play shall be void.

5.8.2.2 After the initial deal, the Pit Manager shall determine the order of cards
and each Player shall be given the option to withdraw all their remaining
wagers or play the hand to a conclusion.

5.9 In the event that an electronic dealing device is in use and a Dealer error requires the dealing
device to be reset after the call of “No more bets”, Players shall be given the option to withdraw
their wagers. After the dealing device is reset, Players shall be given the opportunity to wager
prior to the Dealer re-announcing “No more bets”.

5.10 Where a Player handling cards is not present to expose the hand or to receive additional cards,
the cards shall be exposed by the Dealer.

5.11 If a Player leaves the table in possession of card/s and it is not possible to ascertain the value
of the card/s via the dealing device or surveillance:
 5.11.1 In the presence of a Gaming Shift Manager, two cards shall be removed from the
dealing device as they may be required to complete the hand in accordance with the
Table of Play. They shall be kept in drawn order to ensure they are received by the
correct hand.

5.11.2 The remaining cards within the dealing device and discards from previous rounds of
play shall be sorted into decks and displayed on the table in full view of any remaining
Players and surveillance.

5.11.2.1 The missing card/s shall be determined based on the cards remaining in
the decks, the cards in play and the two undisclosed cards.

5.11.3 Card/s of the same suit and value of the missing card/s shall be removed from a
complete deck to replace the missing card/s.

5.11.4 The round of play is completed using the replacement card/s and, if required by the
Table of Play, the two cards removed prior to the cards from the dealing device and
discards being sorted.

5.11.5 The cards are replaced prior to the recommencement of the game.

5.12 When operating the game by “Method C”, in the event that card/s are exposed during the
movement of the dealing device:

5.12.1 In the case of card/s being exposed during the movement of the dealing device, such
card/s shall be played as if it were found face downwards.

5.12.2 If the order of cards in the dealing device is either accidentally or deliberately altered
and cannot be rectified, the round of play shall be void and the cards shall be replaced.

5.13 After that round of play has been voided, the cards may be replaced.

5.14 Once the outcome has been determined, winning wagers that are under the minimum shall be
paid one time only and losing wagers shall be collected one time only. All future wagers
irrespective of outcome by the same Player that are under the minimum shall be returned.

5.15 Winning wagers that are over the maximum shall be paid to the maximum only. Losing wagers
that are over the maximum shall be collected to the maximum only.

5.16 Any wagers over the maximum or under the minimum paid or collected in previous rounds of
play shall be considered settled.

5.17 If the dice do not tumble at least three times when the dice cup is shaken by the Dealer, the dice
cup shall be shaken again.

5.18 If the dice fails to come to rest with one surface flat to the base of the dice cup, the dice cup
shall be shaken again.

5.19 In the event that the dice is damaged, the round of play shall be void.

5.20 In the event that the dice cup is damaged, the round of play shall be void.

5.21 If the shaking of the dice cup is not performed for a particular round of play, the Dealer shall
shake the dice cup at any point during the round of play, and payouts shall be adjusted where
applicable.

5.22 In the event of a power failure:

5.22.1 If no outcome has been established (i.e. none of the available wagers has conclusively
won or lost), Players shall be given the option to withdraw their wagers. A Player taking
the option to withdraw must withdraw all his wagers. The round of play shall then be
concluded.
 5.22.2 With an outcome established (i.e. any of the available wagers has conclusively won or
lost), play shall continue and the round of play shall be concluded.

5.23 If the table differential has been exceeded:

5.23.1 The Dealer shall ask the Players wagering on the hand which has the highest total
amount of wagers to decrease their wagers.

5.23.2 Players wagering on the hand which has the lowest total amount of wagers may
increase their wagers.

5.23.3 If the decreases and/or increases in wagers (as indicated in Rule 5.23.1 and 5.23.2)
are insufficient to meet the table differential, the Pit Manager shall determine the
wagers that shall be removed.

6. General Provisions

6.1 If an irregularity occurs that is not covered by these rules, it shall be referred for the decision of
the Gaming Shift Manager.

6.2 Any positions or functions that are outlined in these rules may also be performed by any person
acting in that position or holding a higher position.

6.3 Any display information provided by the Casino Operator on the outcome of the current and/or
previous rounds of play is for information purposes only. In the event that the display
information provided by the Casino Operator shows an incorrect outcome of the current and/or
previous rounds of play, the actual outcome based on the cards dealt for the round of play
shall stand, given the round of play has been conducted in accordance with the Game Rules.
Appendix “A” This layout is available with 1 to 5 playing positions.

Appendix “B” This layout is available with 1 to 9 playing positions.