Manulife Loan Secure Brochure

About Manulife
Loan Secure
Manulife Financial Corporation is a leading international financial services
group that helps people make their decisions easier and lives better. We
operate primarily as John Hancock in the United States and Manulife
elsewhere. We provide financial advice, insurance, as well as wealth and
asset management solutions for individuals, groups and institutions. At
the end of 2018, we had more than 34,000 employees, over 82,000
agents, and thousands of distribution partners, serving almost 28 million
customers. As of March 31, 2019, we had over $1.1 trillion (US$849
billion) in assets under management and administration, and in the
previous 12 months we made $29.4 billion in payments to our customers.
Our principal operations in Asia, Canada and the United States are where
we have served customers for more than 100 years. With our global
headquarters in Toronto, Canada, we trade as 'MFC' on the Toronto, New
York, and the Philippine stock exchanges and under '945' in Hong Kong.
Manulife Current Ratings

Manulife has among the highest ratings in the industry and is one of the
strongest life insurance companies in the world.
Credit ratings are a comprehensive measure of financial strength. Our

financial discipline and record of strong operational performance over
time have resulted in our key operating subsidiaries having among the
highest ratings in the insurance industry from Moody’s, A.M. Best, Fitch,
DBRS and Standard and Poor’s (S&P).
Manulife Loan Secure is offered through Manulife. The Manufacturers Life

Insurance Co. (Phils.), Inc.
Manulife and the block design are registered service marks and
trademarks of The Manufacturers Life Insurance Company and are used
by it and its affiliates including Manulife Financial Corporation.
This Material is the property of Manulife, for use by its active and variable
life licensed financial advisers to be given out or left with prospects or
clients. Any form of reproduction is strictly prohibited and is subject to
copyright law.
Ask your Manulife

Insurance Advisor for
a full presentation.
Manulife
The Manufacturers Life Insurance Co. (Phils.), Inc.
(02) 884 7000
Loan Secure
phcustomercare@manulife.com
manulifeph
www.manulife.com.ph
Secure your
business loan
Disclaimer: This material contains only a brief description of the product.
The complete terms and conditions are found in the Policy contract.
In the event of conflict between this material and the Policy, the Policy shall prevail.
Secure your Other Features
business from No Underwriting Required

(Age eligibility 18-64)
uncertainty Borrowers with loan not exceeding P300,000 shall

no longer be underwritten and shall be automatically
with Manulife
enrolled in the plan.
Loan Secure Flexible Service Fee

You have the freedom to charge your client
a service fee to compensate for expenses incurred in
Protection from Loss administering the plan.
A specific amount of insurance, as much as the
outstanding loan, will be paid to you, in the event of
the untimely demise of the borrower. Insurance Additional protection for
coverage is for any cause of death employees*
whenever, wherever.
We will cover* your employees for FREE when you
This assures the family of the borrower that they enroll at least 70 borrowers, with a total loan
are free from the burdens of unpaid business loans. volume of P3,000,000 or more.
Fast-track Loan Collection

In case of sudden demise of the borrower, a prompt,
Free Coverage
convenient settlement will be given to let you save
on time, paperwork and labor in the liquidation of
Includes:
the deceased borrower’s assets.
Optional Benefit
Php 50,000
Comprehensive Accident group life coverage
Protection
In case of accidental dismemberment or disablement,
the borrower will receive cash benefits. Or, in case of Php 50,000
the borrower's death due to an accident, the comprehensive accident benefit
beneficiaries will receive an additional death benefit

equal to his basic life insurance death benefit.
Php 50,000
total and permanent disability benefit
Total and Permanent Disability
Benefit (TPD)
The borrower will be paid a lump sum amount
Php 200
equivalent to the death benefit if the borrower Daily Hospital Income Benefit
becomes totally and permanently disabled for six
(6) consecutive months, and is unable to work or
will be unable to work for life due to disability. * Applicable to all regular employees up to a maximum of 25 heads

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About Manulife

Manulife Current Ratings

Credit ratings are a comprehensive measure of financial strength. Our

Manulife Loan Secure is offered through Manulife. The Manufacturers Life

Ask your Manulife

business from No Underwriting Required

uncertainty Borrowers with loan not exceeding P300,000 shall

Loan Secure Flexible Service Fee

Fast-track Loan Collection

beneficiaries will receive an additional death benefit

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