Policy Number:607322323470059451 Proposal/Covernote No:R210223117795

Digitally signed by
Reliance General
Insurance Company
Limited
Date: 2023.02.21
20:18:20 IST
2347
"A" Policy for Act Liability Insurance (Private Car)- Policy Schedule
https://rgi
Policy Number:607322323470059451 Proposal/Covernote No:R210223117795
Insured Name :
SID0221230 Period of Insurance :
Mr.ABHAY SINGH From 00:01 Hrs on 24-Feb-2023 to Midnight of 23-Feb-2024
2347 0
Communication Address & Place of Supply: Policy Servicing Branch :
B 36 38 10 10 M I G AWASH VIKASH COLONY,VARANASI DURGAKUND 6TH FLOOR, OBEROI COMMERZ, INTERNATIONAL BUSINESS
VARANASI,,,UTTAR PRADESH,,INDIA,221005 PARK,OBEROI GARDEN CITY, OFF WESTERN EXPRESS
HIGHWAY,GOREGAON (EAST), MUMBAI,MAHARASHTRA 400063,
,,,
400055
Mobile No :9415189027 Tax Invoice No. & Date :R210223117795 & 21 Feb 2023 20:18
Email-ID :NA GSTIN/UIN &Place of Supply :
Nominee Name :mamata singh
Insured Vehicle Details

Registration No. UP65X3300 Mfg. Month & Year SEP-2003
Make / Model Maruti Suzuki/Alto / Ax CC / HP / Watt 998
Engine No./Chassis
3079009 / 0244109 Seating Capacity of side car (if any) Including driver 5
No.
Type of Body / LCC NA / 4 Total Premium ` 2913.00
RTO Location UTTAR PRADESH - Varanasi Total IDV ` NA
Hypothecation/LeaseF
NA
INANCE_HIDE
Premium Summary
Own Damage Amount (`) Liability Amount (`)

Basic OD 0.00 Basic Liability (TPPD 1) 2094.00
TOTAL OWN DAMAGE PREMIUM 0.00 Total Basic Liability Premium 2094.00
TOTAL PREMIUM PAYABLE (`) PA Benefits - Section III

0
Compulsory PA cover to Owner Driver 375.00
1
Total PA Premium 375.00
1
TOTAL LIABILITY PREMIUM 2469.00
0
TOTAL PACKAGE PREMIUM (Sec I + II + III) 2469.00
1
IGST (@18.00 %) 444.00
1
2913.00
1
GSTIN :27AABCR6747B1ZG,HSN :997134 0 Subject to I.M.T.Endt.Nos.IMT 15
,Description of services :Motor vehicle Insurance Service
"As per the GST regulations, the amount of GST will not be refunded if the policy / endorsement is cancelled after 30th September of the next financial year"
Nominee Details
PA-Owner Driver Nominee Name Age Relationship with Owner Driver Appointee Name
1 mamata singh 45 Spouse
Limits of liability : (a) Under Section II (1)(i) of the Policy-Death of or bodily injury to any person so far as it is necessary to meet the
requirements of the Motor Vehicle Act, 1988. (b) Under Section II (1)(ii) of the Policy-Damage to property other than property
belonging to the insured or held in trust or in the custody of control of the insured up to the limits specified- (TPPD 1 Sum
Insured -` 7,50,000/- ,TPPD 2 Sum Insured - ` 6000/-)(iii) PA Cover for owner driver CSI - `1500000.0/-
Limitations as to use : The Policy covers use for any purpose other than: (a) Hire or Reward , (b)Carriage of goods (other than samples or personal
luggage), (c) Organized racing, (d) Pace making, (e) Speed testing,(f) Reliability trials, (g) Any Purpose in connection with
Motor Trade.
Persons/Classes of persons : Any person including insured:
entitled to drive Provided that a person driving holds a valid driving license at the time of the accident and is not disqualified from holding or
obtaining such a license. Provided that the person holding a valid learner’s license may drive the vehicle and that such a
person satisfies the requirements of Rule 3 of the Central Motor Vehicles Rules, 1989.
Special Conditions : NA
373475470015 Shivam Gupta NA
Reliance General Insurance Company Limited. IRDAI Registration No. 103. An ISO 9001:2015 Certified Company
Registered & Corporate Office: Reliance General Insurance Company Limited, 6th Floor, Oberoi Commerz, International Business Park, Oberoi Garden
City, Off Western Express Highway, Goregaon (East), Mumbai - 400 063.
Corporate Identity No. U66603MH2000PLC128300. UIN: IRDAN103RP0003V01200102. Trade Logo displayed above belongs to Anil Dhirubhai Ambani
Ventures Private Limited and used by Reliance General Insurance Company Limited under License. RGI/MCOM/CO/2347/PS/VER.1.0/010218.
Page 1 of 7
VLE ID VLE Name UIN VLE Contact Number
11CSC001/CSC EGOVERNANCE / BJSPG0844C

POS UID Aadhaar No./PAN No.
Intermediary Code/Name Intermediary Contact No. Intermediary E-mail ID
"It is hereby declared and agreed that all pre-existing damages to the vehicle having occurred prior to the commencement of cover are excluded from the scope of
the policy".
The policy wording with detailed terms, conditions and exclusions are available on our website www.reliancegeneral.co.in
Consolidated Stamp duty Paid vide Letter of Authorisation "NO.LOA/CSD/562/2023/(Validity Period Dt.10/01/2023 to Dt.01/12/2023)/117 DT.9 JAN 2023" at
General Stamp Office, Mumbai.** Not Applicable for the State of Jammu & Kashmir
This document shall be treated as a Tax Invoice as per Rule 46 of the Central Goods and Services Tax Rules 2017.
Statutory Provisions:
"As per Section 146 of the Motor Vehicle Act, 1988 it is Mandatory to have your vehicle insured against third party risk.
As per Section 196 of the Motor Vehicle Act, 1988 driving an uninsured vehicle is punishable with fine or Rs. 2000 and/or imprisonment up to 3 months for the first
offence and fine of Rs. 4000 and/or imprisonment up to 3 months for the second offence."
I/We hereby certify that the Policy to which the certificate relates as well as this certificate of insurance are issued in accordance with the provision of Chapter X and
Chapter XI of M.V. Act, 1988. Note: In the event of dishonor of cheque, this policy document automatically stands cancelled from inception irrespective of whether a
separate communication is sent or not.
Safeguard your transaction by paying your premium via crossed cheque/DD in favour of Reliance General Insurance Co. Ltd.
Subject to Reliance General Insurance Endorsement Numbers printed herein/attached hereto. NA
The policy has been issued based on the information provided by you and the policy is not valid if any of the information provided is incorrect. Subject otherwise to the
terms, conditions and exclusions of the Reliance Private Car Liability Policy. In witness whereof this Policy has been signed at Mumbai on policy tax invoice date in
lieu of Proposal/Covernote No. as mentioned in the policy.
Updating Registration Number of vehicles within 15 days of policy inception is MANDATORY as per IRDA. Kindly provide the same to your Agent/Our Call
centre/Policy issuing Branch (Applicable for policies booked without Registration No of vehicles).
IMPORTANT NOTICE: The insured is not indemnified if the vehicle is used or driven otherwise than in accordance with this Schedule.
Any payment made by the Company by reason of wider terms appealing in the Certificate in order to comply with the Motor Vehicle Act, 1988 is recoverable from the
Insured. See the clause headed 'AVOIDANCE OF CERTAIN TERMS AND RIGHT OF RECOVERY'. For legal interpretation, English version will hold good.
In case of a renewal, the benefits provided under the policy and/or terms and conditions of the policy including premium rate may be subject to change.
As per National Highways Authority of India, kindly ensure to affixed FASTag on your vehicle.
Grievance Clause :- For resolution of any query or grievance, Insured may contact the respective branch office of the Company or may call at 1800 3009 or may
write an email at rgicl.services@relianceada.com. In case the insured is not satisfied with the response of the office, insured may contact
the Nodal Grievance Officer of the Company at rgicl.grievances@relianceada.com. In the event of unsatisfactory response from the Nodal
Grievance Officer, insured may email to Head Grievance Officer at rgicl.headgrievances@relianceada.com. In the event of unsatisfactory
response from the Head Grievance Officer, he/she may, subject to vested jurisdiction, approach the Insurance Ombudsman for the
redressal of grievance. Details of the offices of the Insurance Ombudsman are available at IRDAI website www.irda.gov.in or on company
website www.reliancegeneral.co.in or on www.gbic.co.in. The insured may also contact the following office of the Insurance Ombudsman
within whose territorial jurisdiction the branch or office of the Company is located.Office of the Insurance Ombudsman,3rd Floor,Jeevan
Seva Annexe,S. V. Road,Santacruz (W), Mumbai - 400 054. Tel.: 022 - 26106552 / 26106960 Fax: 022 - 26106052 Email:
bimalokpal.mumbai@gbic.co.in | Shri. A. K. Sahoo Office of the Insurance Ombudsman,Jeevan Darshan Bldg.,3rd Floor,C.T.S. No.s. 195
to 198,N.C. Kelkar Road,Narayan Peth, Pune – 411 030. Tel.: 020-41312555 Email: bimalokpal.pune@gbic.co.in
Note : Kindly acknowledge receipt of this policy. In case you find any variations against your proposal or any discrepancy in the policy, kindly contact us immediately.
In the unfortunate event of a claim, please call quoting your Policy No. on 022 48903009(Paid) and register your claim immediately within 7days from the date of
loss. For Customer service, please call along with your Policy No. on 022 48903009(Paid) or visit www.reliancegeneral.com
In the absence of any communication from you within a period of 15 days of receipt of this letter, we will consider that the issued policy is in order and as per your
proposal.
For Reliance General Insurance Co. Ltd.
Authorised Signatory
Page 2 of 7
A Policy for Act Liability Insurance (Private Car) - Proposal Form
(The liability of the Company commences only when this proposal is accepted by the Company and the premium is received.)
Private Car Two Wheeler
For Office Use Only

Policy Number 607322323470059451 Date 16-02-2023
Intermediary Details (To be filled in BLOCK LETTERS)
Intermediary Name CSC EGOVERNANCE Code 11CSC001
Branch Name CSC-SPV Code 6073
Sales Manager Name Dummy Csc Spv Sm Code D6073241
Proposer's/Owner Details (To be filled in BLOCK LETTERS)
1. Proposer’s Full Name Mr. Mrs. Ms. ABHAY SINGH
2. Address (where the Vehicle is normally kept)
Mr. Used
Flat/Building B 36 38 10 10 M I G awash vikash colony Road/Street/Sector Varanasi Durgakund
Area City
Pin Code 221005 State UTTAR PRADESH, Country India

Phone Mobile
Emergency Contact No. Blood Group
Email NA Fax
UID Aadhaar No PAN BJSPG0844C
3. Do you have a GST Registration Number Yes No

If Yes, please specify
4. Related Party Yes No
Source of Funds Business Profession Salary Agricultural Income Savings Others
Monthly Income Upto ` 20,000 ` 20,001 to ` 50,000 ` 50,001 to ` 1,00,000 ` 1,00,001 and above
5. Occupation / Business
6. Type of Cover Liability only policy
7. Period of insurance From 24/02/2023 to 23/02/2024
Details of the Vehicle
8. Registration Number UP65X3300 9. Date of Registration 24-Sep-2003

10. Registering Authority & Location UTTAR PRADESH - Varanasi
11. Year & Month of Manufacture SEP-2003 12. Engine Number 3079009
13. Chassis Number 0244109 14. Make of Vehicle MARUTI SUZUKI
15. Type of Body/Model NA
16. Cubic Capacity 998
17. Seating capacity including Driver 5
Page 3 of 7
Details of the Vehicle Type and Use
18. a. Whether the Vehicle is driven by Non-conventional source of power? Petrol Yes No
If Yes, please give details Bi Fuel CNG LPG

b. Do you have a valid PUC? Yes No
(Note-Warranted that the insured named herein/owner of the vehicle holds a valid Pollution Under Control (PUC) Certificate and/or
valid fitness certificate, as applicable, on the date of commencement of the Policy and undertakes to renew and maintain a valid and
effective PUC and/or fitness Certificate, as applicable, during the subsistence of the Policy. Further, the Company reserves the right
to take appropriate action in case of any discrepancy in the PUC or fitness certificate.)
0.0
19. Whether the use of vehicle is limited to own premises? Yes No
20. . Whether the Vehicle is used for Commercial purposes? (Applicable for Private Car) Yes No
21. Whether the Vehicle is used for Driving Tuitions? 0
Yes No
Details of Hire Purchase / Hypothecation / Lease
22. Please state if the vehicle is under
If so, give name and address of concerned party/parties
Full Name
Address
Liability Coverage
23. Coverage for liability against Third Party Risks (Death or Bodily Injury) required in respect of:
i) Owner Driver Only 375.0 Yes No
ii) Any person other than Paid Driver Yes No

If 'Yes', give details of such other persons
a.
b.
c.
Note:
1. Section 146 of Motor Vehicle Act-1988 makes it mandatory for the owner of the vehicle to ensure that he or any other person
authorized by him to drive a vehicle in public place has insurance against third party risks. The explanation to Section 146 exempts
the paid driver)
2. As per Section 147 (2)(a) the liability is 'as incurred' in the case of death/bodily injury of a third party
24. Do you wish to restrict the above limits to the statutory TPPD Liability limit of ` 6000/- only ? Yes No
25. Legal liability to persons employed in connection with operation of the vehicle who are 'workmen'. Yes No
The liability of the Employer under the Workmen's Compensation Act 1923 is covered under the
Motor Vehicles Act 1988
a. Drivers No. of persons:
b. Employees (Workmen) No. of persons:
Note: The Motor Vehicles Act 1988 under Sec.147(1)(ii)(i) covers liability to employees who are workmen within the meaning of
the Workmen's Compensation Act 1923
26. The Policy provides additional Third Party Property Damage liability limits of `. 1,00,000/- for Yes No
two Wheelers and `. 7,50,000/- for other classes of vehicles . Do you wish to cover the additional limit?
27. Do you wish to cover wider legal liability to employees who are 'workmen'? Yes No
(This information is sought to cover in addition to liability under the Workmen's Compensation
Act 1923, also liability under the Fatal Accidents Act 1855 and the Common Law)
Note: The additional liability under Common Law and Fatal Accidents Act in respect of employees who are workmen is covered
under this endorsement.
Page 4 of 7
28. Do you wish to cover wider legal liability to employees who are NOT 'workmen'? Yes No
Note: The additional liability under Common Law and Fatal Accidents Act 1855 in respect of employees who are NOT workmen is
covered under this endorsement
29. Personal Accident Cover for Owner Driver is compulsory in the Liability Only Cover. Please give details of nomination:
Name of the Nominee Age Relationship Name of the Appointee Relationship to the Nominee
mamata singh 45 Spouse
Note:
I) Personal Accident cover for owner driver is compulsory for Sum Insured of `15,00,000/- for Two Wheeler, Private Car, GCV, PCV and
Misc-D
ii) Compulsory PA Cover to owner driver cannot be granted where a vehicle is owned by a company, a partnership firm or a similar body
Corporate or where the owner-driver does not hold an effective driving license
30. Do you wish to include Personal Accident Cover for Named persons? Yes No
If 'Yes', give name and Capital Sum Insured (CSI) opted for:
Name CSI Opted (`) Nominee Relationship

0.0 mamata singh Spouse
Note: The maximum CSI available per person is `2,00,000/- in case of private car and Commercial Vehicle and ` 1,00,000/-in case of
Motorized Two Wheelers
31. Do you wish to include Personal Accident cover for Un-named Passengers/hirer/pillion passengers? Yes No
If 'Yes', give number of persons and Capital Sum Insured (CSI) opted:
No. of persons: CSI (per person):
Note: The maximum CSI available per person is ` 2,00,000/- in case of private car and Commercial Vehicle and ` 1,00,000/-in case of
Motorized Two Wheelers
32. Do you wish the Geographical Area of the coverage by the policy to be extended to the following countries ?
Please tick relevant
boxes. INDIA
Bangladesh Bhutan Nepal Pakistan Sri Lanka Maldives
Note: Presently the territory covered is geographical area of India. Extension of geographical area cover can be availed by use of this
endorsement
Details of Previous History

33. Date of purchase of the vehicle by the Proposer: 24-Sep-2003
Second
34. Whether the vehicle was new or second hand at the time of purchase New
Hand
35. Will the vehicle be used exclusively for:
i) Private, Social, Domestic, Pleasure & Professional Purpose? Yes No
ii) Carriage of goods other than samples or personal language? Yes No
36. Is the vehicle in good condition? Yes No
If 'No' please give details
37. Name of the previous insurer M/s.

38. Address of previous insurer -
Flat Building Road/Street/Sector
Area City
Pin Code State Country
Phone Mobile
Email NA Fax
39. Previous Policy Number
40. Period of Insurance From 01-01-1900 To
41. Claim lodged during the preceding 3 years
Year No. of claims Claim Amount (`)
Page 5 of 7
Driver Details
42. Date of Birth of the Owner: Age:

43. Date of Birth of the Driver: Age:
44. Does the driver suffer from defective vision or hearing or any physical infirmity? Yes No
If 'Yes', please give details of such infirmity
45. Has the Driver ever been involved/convicted for causing any accident of loss? Yes No
If 'Yes', give details as under including the pending prosecutions:
Driver's Name:
Date of Accident: Loss / Cost (`)
Circumstances of Accident / Loss:
Payment Details
Cheque DD
Cheque or DD Amount ____________________________ Amount in words ( _____________________________)
Bank Name ____________________________
Cheque/DD No. ____________________________ Cheque/DD Date ____________________________
Proposer's Bank Details
46. Name of the Bank Account Holder Mr. Mrs. Ms.

47. Bank Account No.: 48. Account: Saving Current
49. Name of the Bank
50. Branch
51. MICR Code (9 digit MICR code number of the bank and branch appearing on the cheque issued by the bank)
52. IFSC Code (11 character code appearing on your cheque leaf)
AML Guidelines
"I/ We herby confirm that all premiums have been/ will be paid from bonafide sources and no premium have been/ will be paid out of the
proceeds of crime related to any of the offence listed in Prevention of Money Laundering Act 2002. I understand that the company has the right
to call for the documents to establish source of funds. The insurance company has the right to cancel the insurance contract in case I am/ have
been found guilty by any competent court of law under any of the statues, directly/ indirectly governing the prevention of Money Laundering in
India.
Nationality: Indian Non- Indian, If Non Indian please specify the country
Type of Non Government
Corporations Government Society Trust Partnership
Organization : Organizations
International Organization Cooperatives Section 25 companies
Page 6 of 7
Declaration
I/We hereby declare that the statements made by me/us in this Proposal Form are true to the best of my/our knowledge and belief and I/We
hereby agree that this declaration shall form the basis of the contract between me/us and RELIANCE General Insurance Company Limited. I/We
also declare that, if any additions or alterations are carried outafter the submission of this proposal form, then the same would be conveyed to
the insurers immediately. I/We hereby declare that the contents of the form and documentshave been fully explained to me/us and that I/We
have fully understood the significance of the proposed contract. I/We agree to accept a policy subject to the conditionprescribed by the company.
♦ I/We declare that the rate of NCB stated above by me/us is correct and that no claim has arisen in the expiring policy (copy of the
policyenclosed). I/We further undertake that, if this declaration is found to be incorrect, all benefits under the policy in respect of section I of the
policy will stand forfeited. ♦ I/Wefurther understand and agree that RELIANCE General Insurance will seek confirmation of above stated details
from my/our previous insurers. Pending receipt of necessaryconfirmation, I/We agree that, though coverage under the policy will be available to
me/us, RELIANCE General Insurance will be liable to release the payment towards anyclaims under section I of the policy only after a
confirmation in this regard is received. In the event this declaration is found to be incorrect, any and all coverage available undersection I of the
policy from the date of commencement of the policy shall stand automatically forfeited. Further, any survey arranged/allowed by RELIANCE
General Insuranceof the motor vehicle, pending confirmation of the declaration from my/our previous insurers, shall be without prejudice to any
of the rights and remedies available to RELIANCE General Insurance as contained herein and under the relevant laws and regulations.♦I/We
acknowledge and agree that, Pending receipt of confirmation of thedeclaration from my/our previous insurers, the "cash-less repair facility"
provided by RELIANCE General Insurance shall stand suspended.♦I/We also shall endeavour toprocure the renewal notice and pass on the
same to RELIANCE General Insurance immediately upon the receipt of such renewal notice. Mode of Payment: Secure yourpayment by
cheque/DD favouring Reliance General Insurance CO.Ltd. This policy shall be voidable at the option of the Company in the event of mis-
representation, misdescriptionof non-disclosure of any material particulars by the Proposer. Any person who, knowingly and with intent to
defraud the Insurance Company or other persons, files aproposal fo insurance containing any false information, or conceals for the purpose of
misleading, information, information concerning any fact material thereto, commits afraudulent act which will render the policy voidable at the
company's sole discretion and result in a denial of insurance benefits.
I further agree and undertake not to receive from Reliance General Insurance Company Limited any rebate other than that mentioned in the
published prospectus in accordance withthe provisions Section 41 of the Insurance Act, 1938 as amended by Insurance Laws (Amendment) Act,
2015.
I/We here by state that the above mentioned address shall be taken as address on record for the purpose of GST.
I/We hereby confirm that the contents of the proposal form and connected documents have been fully explained to me/us and I/We have fully
understood the significance of the proposed contract.
You can support our Go Green Initiative by saying “No” to Policy kit, Renewal Notice and Other Communications hard copy. We
will be sending you a digitally signed soft copy on your registered Email ID & Mobile number.
Hard copy required Yes No
Place: ___________________ Date: 21 Feb 2023 20:18 Signature of Proposer ___________________________
“ You can support our Go Green Initiative by saying NO to Policy kit Hard copy. We will be sending you a digitally signed Policy soft copy on your
register Email ID “
Policy hard copy required Yes No
Prohibition of Rebates - Section 41 of the Insurance Act, 1938 as amended by Insurance Laws (Amendment) Act, 2015.
1. No person shall allow or offer to allow, either directly or indirectly, as an inducement to any person to take out or renew or continue an
insurance in respect of any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or
any rebate of the premium
shown on the policy, nor shall any person taking out or renewing or continuing a policy accept any rebate, except such rebate as may be
allowed in accordance with the published prospectuses or tables of the insurer.
2. Any person making default in complying with the provisions of this section shall be liable for a penalty which may extend to ten lakh
rupees.
Note: Denial of "Third Party Liability Only Cover" by Insurer, for reasons other than fraud/misrepresentation by Proposer, will entail Regulatory
action.
IMPORTANT NOTICE
1. In the event of a claim, please immediately call our 24 hour call centre only. Improper intimation or delay in intimating claim to call centre can
lead to delay in settlement/denial of claim.
2. For preferred cashless garage list, please logon to our website or speak to customer care executive. RGICL cannot provide cashless claim
settlement at garages other than those in our
network list*.
3. Please intimate us your mobile number and we shall keep you updated of the status of the claim by way of SMS periodically . You can
download our claim form and claim procedure.
Also view claim status on our website.
Insurance is the subject matter of solicitation. * conditions apply.
Page 7 of 7

Policy Number:607322323470059451 Proposal/Covernote No:R210223117795

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Digitally signed by

Nominee Name :mamata singh

Insured Vehicle Details

Own Damage Amount (`) Liability Amount (`)

TOTAL PREMIUM PAYABLE (`) PA Benefits - Section III

11CSC001/CSC EGOVERNANCE / BJSPG0844C

Private Car Two Wheeler

For Office Use Only

Pin Code 221005 State UTTAR PRADESH, Country India

Emergency Contact No. Blood Group

3. Do you have a GST Registration Number Yes No

4. Related Party Yes No

Source of Funds Business Profession Salary Agricultural Income Savings Others

Details of the Vehicle

8. Registration Number UP65X3300 9. Date of Registration 24-Sep-2003

If Yes, please give details Bi Fuel CNG LPG

ii) Any person other than Paid Driver Yes No

Name CSI Opted (`) Nominee Relationship

Details of Previous History

37. Name of the previous insurer M/s.

42. Date of Birth of the Owner: Age:

Proposer's Bank Details

46. Name of the Bank Account Holder Mr. Mrs. Ms.

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