Digitally Signed by Reliance General Insurance Company Limited Date: 2023.03.25
Digitally Signed by Reliance General Insurance Company Limited Date: 2023.03.25
Digitally Signed by Reliance General Insurance Company Limited Date: 2023.03.25
Reliance General
Insurance Company
Limited
Date: 2023.03.25
0
0 "A" Policy for Act Liability Insurance (Two Wheeler)- Policy Schedule
SID032
Policy Number: 170122323480004706 Proposal/Covernote No:R25032302519
2348
Insured Name : Period of Insurance:
MR.SUDAM MOHANRAO DESHMUKH . From 00:00 Hrs on 26-Mar-2023 to Midnight of 25-Mar-2024
https://rgiclservi
Communication Address & Place of Supply : Policy Issuing Branch :
2808 SHIVAJI NAGAR PANCHYAT,SAMITI MAGE SHIROL TAL SHIROL DIST A BLOCK, HERITAGE HOUSE, GROUND FLOOR, 6 RAMABAI AMBEDKAR
KOLHAPUR,,KOLHAPUR,,MAHARASHTRA,,INDIA,416103 ROAD, ,
PUNE,,MAHARASHTRA,411001
Mobile No : 9822681209 Tax Invoice No. & Date :R25032302519 &25 Mar 2023 12:26
Email-ID : NA GSTIN/UIN & Place of Supply : MAHARASHTRA
Nominee Name :MRS DESHMUKH
Premium Summary
Intermediary Code/Name Intermediary Contact No. Intermediary E-mail ID POS UID Aadhaar No. / PAN No.
Reliance General Insurance Company Limited. IRDAI Registration No. 103. An ISO 9001:2015 Certified Company
Registered & Corporate Office: Reliance General Insurance Company Limited, 6th Floor, Oberoi Commerz, International Business Park, Oberoi Garden City, Off Western Express
Highway, Goregaon (East), Mumbai - 400 063.
Corporate Identity No. U66603MH2000PLC128300. UIN: IRDAN103RP0003V01200102. Trade logo displayed above belongs to Anil Dhirubhai Ambani Ventures Private Limited and
used by Reliance General Insurance Company Limited under License. RGI/MCOM/CO/2348/PS/VER.1.0/310118.
Page 1 of 7
"It is hereby declared and agreed that all pre-existing damages to the vehicle having occurred prior to the commencement of cover are excluded from the scope of
the policy."
The policy wording with detailed terms, conditions and exclusions are available on our website www.reliancegeneral.co.in.
375.0
Consolidated Stamp duty Paid vide Letter of Authorisation "NO.LOA/CSD/562/2023/(Validity Period Dt.10/01/2023 to Dt.01/12/2023)/117 DT.9 JAN 2023" at General
Stamp Office, Mumbai.** Not Applicable for the State of Jammu & Kashmir.
This document shall be treated as a Tax Invoice as per Rule 46 of the Central Goods and Services Tax Rules 2017.
Statutory Provisions:
"As per Section 146 of the Motor Vehicle Act, 1988 it is Mandatory to have your vehicle insured against third party risk.
As per Section 196 of the Motor Vehicle Act, 1988 driving an uninsured vehicle is punishable with fine or Rs. 2000 and/or imprisonment up to 3 months for the first
offence and fine of Rs. 4000 and/or imprisonment up to 3 months for the second offence."
I/We hereby certify that the Policy to which the certificate relates as well as this certificate of insurance are issued in accordance with the provision of Chapter X and
Chapter XI of M.V. Act, 1988.
Note: In the event of dishonor of cheque, this policy document automatically stands cancelled from inception irrespective of whether a separate communication is
sent or not.Warranted that the Assured named herein/owner of the vehicle insured holds a valid Pollution Under Control (PUC) Certificate on the date of
commencement of the Policy and renews and maintains valid and effective PUC Certificate during the duration of the Policy period. If the PUC is not found valid on
the date of loss, the company shall repudiate the OD claim made under the Policy.
No Claim Bonus will be allowed, provided the policy is renewed within 90 days of the expiry of the previous policy.
Safeguard your transaction by paying your premium via crossed cheque/DD in favour of Reliance General Insurance Co. Ltd.
The policy has been issued based on the information provided by you and the policy is not valid if any of the information provided is incorrect. Subject otherwise to
the terms, conditions and exclusions of the Reliance Miscellaneous and Special Types of Vehicles Package Policy Certificate Cum Policy Schedule. In witness
whereof this Policy has been signed at Mumbai on policy tax invoice date in lieu of Proposal/Covernote No. as mentioned in the policy.
IMPORTANT NOTICE : The insured is not indemnified if the vehicle is used or driven otherwise than in accordance with this Schedule. Any payment made by the
Company by reason of wider terms appearing in the Certificate in order to comply with the Motor Vehicle Act, 1988 is recoverable from the Insured. See the clause
headed 'AVOIDANCE OF CERTAIN TERMS AND RIGHT OF RECOVERY'. For legal interpretation, English version will hold good.
In case of a renewal, the benefits provided under the policy and/or terms and conditions of the policy including premium rate may be subject to change.
As per National Highways Authority of India, kindly ensure to affixed FASTag on your vehicle.
Grievance Clause :- For resolution of any query or grievance, Insured may contact the respective branch office of the Company or may call at 1800 3009 or
may write an email at rgicl.services@relianceada.com. In case the insured is not satisfied with the response of the office, insured may
contact the Nodal Grievance Officer of the Company at rgicl.grievances@relianceada.com. In the event of unsatisfactory response from
the Nodal Grievance Officer, insured may email to Head Grievance Officer at rgicl.headgrievances@relianceada.com. In the event of
unsatisfactory response from the Head Grievance Officer, he/she may, subject to vested jurisdiction, approach the Insurance Ombudsman
for the redressal of grievance. Details of the offices of the Insurance Ombudsman are available at IRDAI website www.irda.gov.in or on
company website www.reliancegeneral.co.in or on www.gbic.co.in. The insured may also contact the following office of the Insurance
Ombudsman within whose territorial jurisdiction the branch or office of the Company is located.Office of the Insurance Ombudsman,3rd
Floor,Jeevan Seva Annexe,S. V. Road,Santacruz (W), Mumbai - 400 054. Tel.: 022 - 26106552 / 26106960 Fax: 022 - 26106052 Email:
bimalokpal.mumbai@gbic.co.in | Shri. A. K. Sahoo Office of the Insurance Ombudsman,Jeevan Darshan Bldg.,3rd Floor,C.T.S. No.s. 195
to 198,N.C. Kelkar Road,Narayan Peth, Pune – 411 030. Tel.: 020-41312555 Email: bimalokpal.pune@gbic.co.in
Note: Kindly acknowledge the receipt of this policy. In case you find any variations against your proposal or any discrepancy in the policy, kindly contact us
immediately.
In the unfortunate event of a claim, please call quoting your Policy No. (022) 48903009 (Paid) on and register your claim immediately within 7days from the date of
loss.
For Customer service, please call along with your Policy No. on 022 48903009(Paid) or visit www.reliancegeneral.com.
In the absence of any communication from you within a period of 15 days of receipt of this letter, we will consider that the issued policy is in order and as per your
proposal.
Special Conditions : NA
For Reliance General Insurance Co. Ltd.
Authorised Signatory
Reliance General Insurance Company Limited. IRDAI Registration No. 103. An ISO 9001:2015 Certified Company
Registered & Corporate Office: Reliance General Insurance Company Limited, 6th Floor, Oberoi Commerz, International Business Park, Oberoi Garden City, Off Western Express
Highway, Goregaon (East), Mumbai - 400 063.
Corporate Identity No. U66603MH2000PLC128300. UIN: IRDAN103RP0003V01200102. Trade logo displayed above belongs to Anil Dhirubhai Ambani Ventures Private Limited and
used by Reliance General Insurance Company Limited under License. RGI/MCOM/CO/2348/PS/VER.1.0/310118.
Page 2 of 7
A Policy for Act Liability Insurance(Two Wheeler-Liability Insurance Proposal Form)
(The liability of the Company commences only when this proposal is accepted by the Company and the premium is received.)
3. Occupation / Business
4. Period of Insurance From 26/03/2023 To 25/03/2024
6. Monthly Income Upto ` 20,000 ` 20,001 to ` 50,000 ` 50,001 to ` 1,00,000 ` 1,00,001 and above
7. UID Aadhaar No. 8. PAN
9. Do you have a GST Registration Number Yes No
If Yes, please specify
10. Related Party Yes No MAHARASHTRA
Reliance General Insurance Company Limited. IRDAI Registration No. 103. An ISO 9001:2015 Certified Company
Registered & Corporate Office: Reliance General Insurance Company Limited, 6th Floor, Oberoi Commerz, International Business Park, Oberoi Garden City, Off Western Express
Highway, Goregaon (East), Mumbai - 400 063.
Corporate Identity No. U66603MH2000PLC128300. UIN: IRDAN103RP0003V01200102. Trade logo displayed above belongs to Anil Dhirubhai Ambani Ventures Private Limited and
used by Reliance General Insurance Company Limited under License. RGI/MCOM/CO/2348/PS/VER.1.0/310118.
Page 3 of 7
25. a. Whether the Vehicle is driven by Non-conventional source of power? Yes No
0.0
If Yes, please give details Bi-fuel CNG LPG
FINANCE_HIDE
100000.0
Reliance General Insurance Company Limited. IRDAI Registration No. 103. An ISO 9001:2015 Certified Company
Registered & Corporate Office: Reliance General Insurance Company Limited, 6th Floor, Oberoi Commerz, International Business Park, Oberoi Garden City, Off Western Express
Highway, Goregaon (East), Mumbai - 400 063.
Corporate Identity No. U66603MH2000PLC128300. UIN: IRDAN103RP0003V01200102. Trade logo displayed above belongs to Anil Dhirubhai Ambani Ventures Private Limited and
used by Reliance General Insurance Company Limited under License. RGI/MCOM/CO/2348/PS/VER.1.0/310118.
Page 4 of 7
36. Personal Accident Cover for Owner Driver is compulsory in the Liability Only Cover. Please give details of nomination:
Name of the Nominee Age Relationship Name of the Appointee Relationship to the
Nominee
MRS DESHMUKH 39 Spouse
Note:
I) Personal Accident cover for owner driver is compulsory for Sum Insured of `15,00,000/- for Two Wheeler, Private Car, GCV, PCV and
Misc-D.
ii) Compulsory PA Cover to owner driver cannot be granted where a vehicle is owned by a company, a partnership firm or a similar body
Corporate or where the owner-driver does not hold an effective driving license.
37. Do you wish to include Personal Accident Cover for Named persons?
Yes No
If 'Yes', give name and Capital Sum Insured (CSI) opted for:
Name CSI Opted (`) Nominee Relationship
0.0 MRS DESHMUKH Spouse
Note: The maximum CSI available per person is ` .2,00,000/- in case of private car and Commercial Vehicle and ` 1,00,000/-in case of
Motorized Two Wheelers.
38. Do you wish to include Personal Accident cover for Un-named Passengers/hirer/pillion passengers? Yes No
If 'Yes', give number of persons and Capital Sum Insured (CSI) opted:
No. of persons: CSI (per person):
Note: The maximum CSI available per person is ` 2,00,000/- in case of private car and Commercial Vehicle and ` 1,00,000/-in case of
Motorized Two Wheelers
39. Do you wish the Geographical Area of the coverage by the policy to be extended to the following countries ?
Please tick relevant
Bangladesh Bhutan Nepal Pakistan Sri Lanka Maldives
boxes.
Note: Presently the territory covered is geographical area of India. Extension of geographical area cover can be availed by use of this
endorsement.
Details of Previous History
Reliance General Insurance Company Limited. IRDAI Registration No. 103. An ISO 9001:2015 Certified Company
Registered & Corporate Office: Reliance General Insurance Company Limited, 6th Floor, Oberoi Commerz, International Business Park, Oberoi Garden City, Off Western Express
Highway, Goregaon (East), Mumbai - 400 063.
Corporate Identity No. U66603MH2000PLC128300. UIN: IRDAN103RP0003V01200102. Trade logo displayed above belongs to Anil Dhirubhai Ambani Ventures Private Limited and
used by Reliance General Insurance Company Limited under License. RGI/MCOM/CO/2348/PS/VER.1.0/310118.
Page 5 of 7
52. Date of Birth of the Driver: Age:
53. Does the driver suffer from defective vision or hearing or any physical infirmity? Yes No
If 'Yes', please give details of such infirmity
54. Has the Driver ever been involved/convicted for causing any accident of loss? Yes No
If 'Yes', give details as under including the pending prosecutions:
Driver's Name:
Date of Accident: Loss / Cost (`)
Circumstances of Accident / Loss:
55. Any other relevant Information
56. Please state if the vehicle is under Hire purchase Lease Agreement Hypothecation Agreement
If so, give name and address of concerned party/parties.
Full Name M/s
Address Pin Code
(Note: Copies of R.C.Book, Permit & Fitness Certificate should be submitted along with the Proposal Form)
Payment Details
Cheque DD
Cheque or DD Amount Amount in words
Bank Name
Cheque/DD No. Cheque/DD Date
Reliance General Insurance Company Limited. IRDAI Registration No. 103. An ISO 9001:2015 Certified Company
Registered & Corporate Office: Reliance General Insurance Company Limited, 6th Floor, Oberoi Commerz, International Business Park, Oberoi Garden City, Off Western Express
Highway, Goregaon (East), Mumbai - 400 063.
Corporate Identity No. U66603MH2000PLC128300. UIN: IRDAN103RP0003V01200102. Trade logo displayed above belongs to Anil Dhirubhai Ambani Ventures Private Limited and
used by Reliance General Insurance Company Limited under License. RGI/MCOM/CO/2348/PS/VER.1.0/310118.
Page 6 of 7
Declaration
I/We hereby declare that the statements made by me/us in this Proposal Form are true to the best of my/our knowledge and belief and I/We
hereby agree that this declaration shall form the basis of the contract between me/us and RELIANCE General Insurance Company Limited.
I/We also declare that, if any additions or alterations are carried out after the submission of this proposal form, then the same would be
conveyed to the insurers immediately. I/We hereby declare that the contents of the form and documents have been fully explained to me/us
and that I/We have fully understood the significance of the proposed contract. I/We agree to accept a policy subject to the condition
prescribed by the company. ♦ I/We declare that the rate of NCB stated above by me/us is correct and that no claim has arisen in the
expiring policy (copy of the policy enclosed). I/We further undertake that, if this declaration is found to be incorrect, all benefits under the
policy in respect of section I of the policy will stand forfeited. ♦ I/We further understand and agree that RELIANCE General Insurance will
seek confirmation of above stated details from my/our previous insurers. Pending receipt of necessary confirmation, I/We agree that, though
coverage under the policy will be available to me/us, RELIANCE General Insurance will be liable to release the payment towards any claims
under section I of the policy only after a confirmation in this regard is received. In the event this declaration is found to be incorrect, any and
all coverage available under section I of the policy from the date of commencement of the policy shall stand automatically forfeited. Further,
any survey arranged/allowed by RELIANCE General Insurance of the motor vehicle, pending confirmation of the declaration from my/our
previous insurers, shall be without prejudice to any of the rights and remedies available to RELIANCE General Insurance as contained
herein and under the relevant laws and regulations. ♦ I/We acknowledge and agree that, Pending receipt of confirmation of the declaration
from my/our previous insurers, the "cash-less repair facility" provided by RELIANCE General Insurance shall stand suspended. ♦ I/We also
shall endeavour to procure the renewal notice and pass on the same to RELIANCE General Insurance immediately upon the receipt of such
renewal notice. Mode of Payment: Secure your payment by cheque/DD favouring Reliance General Insurance CO.Ltd. This policy shall be
voidable at the option of the Company in the event of mis-representation, misdescription of non-disclosure of any material particulars by the
Proposer. Any person who, knowingly and with intent to defraud the Insurance Company or other persons, files a proposal fo insurance
containing any false information, or conceals for the purpose of misleading, information, information concerning any fact material thereto,
commits a fraudulent act which will render the policy voidable at the company's sole discretion and result in a denial of insurance benefits.
I further agree and undertake not to receive from Reliance General Insurance Company Limited any rebate other than that mentioned in the
published prospectus in accordance with the provisions Section 41 of the Insurance Act, 1938 as amended by Insurance Laws
(Amendment) Act, 2015.
I/We here by state that the above mentioned address shall be taken as address on record for the purpose of GST.
I/We hereby confirm that the contents of the proposal form and connected documents have been fully explained to me/us and I/We have
fully understood the significance of the proposed contract.
You can support our Go Green Initiative by saying “No” to Policy kit, Renewal Notice and Other
Communications hard copy. We will be sending you a digitally signed soft copy on your registered Email ID &
Mobile number.
IMPORTANT NOTICE
1. In the event of a claim, please immediately call our 24 hour call centre only. Improper intimation or delay in intimating claim to call centre
can lead to delay in settlement/denial of claim.
2. For preferred cashless garage list, please logon to our website or speak to customer care executive. RGICL cannot provide cashless
claim settlement at garages other than those in our network list*.
3. Please intimate us your mobile number and we shall keep you updated of the status of the claim by way of SMS periodically . You can
download our claim form and claim procedure.
Also view claim status on our website.
Insurance is the subject matter of solicitation. * conditions apply.
Reliance General Insurance Company Limited. IRDAI Registration No. 103. An ISO 9001:2015 Certified Company
Registered & Corporate Office: Reliance General Insurance Company Limited, 6th Floor, Oberoi Commerz, International Business Park, Oberoi Garden City, Off Western Express
Highway, Goregaon (East), Mumbai - 400 063.
Corporate Identity No. U66603MH2000PLC128300. UIN: IRDAN103RP0003V01200102. Trade logo displayed above belongs to Anil Dhirubhai Ambani Ventures Private Limited and
used by Reliance General Insurance Company Limited under License. RGI/MCOM/CO/2348/PS/VER.1.0/310118.
Page 7 of 7