Bancorp Visa Eca

Electronic Communications Agreement
This Electronic Communications Agreement (“Disclosure”) applies to all communications for those
products and services offered or accessible through CARD.com that are not otherwise governed by the
terms and conditions of an electronic disclosure and consent. This Disclosure supplements and is to be
construed in accordance with the terms contained in the cardholder agreement (“Cardholder Agreement”)
you received when you obtained the CARD.com Prepaid Visa Card (the “Prepaid Card”).
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“We”, “us”, “our”, refer to CARD.com. “Issuing Bank” means The Bancorp Bank. “Card Account” means
the account you have with the Issuing Bank associated with the Prepaid Card. “You” and “your” mean the
person or persons identified on the Card Account. “Communication” means any customer agreements or
amendments thereto, disclosures, notices, responses to claims, transaction histories, privacy policies and
all other information in connection with the Prepaid Card, Card Account or related products and service,
including but not limited to information that we are required by law to provide you in writing.
The Prepaid Card is intended for use only by individuals who are willing and able to receive notices and
communications exclusively through electronic means. If you do not agree to the legally-required notices
and communications described herein in electronic and not paper form, then you may not participate in
the Prepaid Card program. Similarly, if after providing your consent hereunder, you withdraw such
consent, we reserve the right to terminate your Card and your participation in the Prepaid Card program.
1. Scope of Communications to Be Provided in Electronic Form. When you use a product or

service to which this Disclosure applies, you agree that we may provide you with any
Communications in electronic format, to the extent allowed by law, and that we may discontinue
sending paper Communications to you. Your consent to receive electronic communications and
transactions includes, but is not limited to:
• All legal and regulatory disclosures and communications associated with your Prepaid
Card, the Card Account and any related products or services;
• Your Cardholder Agreement and any notices about a change in terms of your Cardholder
Agreement;
• Privacy policies and notices;
• Responses to claims filed in connection with your Card Account;
• Notices regarding insufficient funds or negative balances; and
• All other communications between us and you concerning your Prepaid Card, the Card
Account and any related transactions, products or services.
2. Method of Providing Communications to You in Electronic From. All communications that we
provide to you in electronic form will be provided either (1) via e-mail or (2) by access to a web
site that is designated in an e-mail notice sent to you at the time the information is available.
3. How to Withdraw Consent. You may withdraw your consent to receive Communications in
electronic form by contacting us at P.O. Box 543000, Omaha, NE 68154. If you withdraw your
consent, we will close your Prepaid Card and Card Account, and mail you a refund check for any
amount remaining in your Card Account in accordance with the terms of your Cardholder
Agreement. If you withdraw your consent, the legal validity and enforceability of prior
Communications delivered in electronic form will not be affected.
4. How to Update Your Records. It is your responsibility to provide us with a true, accurate and
complete e-mail address, contact, and other information related to this Disclosure and your Card
Account, and to maintain and update promptly any changes in this information. You can update
information (such as your email address) through www.card.com or by contacting us at (866)
345-4520. We are not responsible for any delay or failure in your receipt of the Communications
if we send the Communications to the last email address you have provided to us.
5. Hardware and Software Requirements. In order to access, view, and retain electronic
Communications that we make available to you, you must have:
• an Internet browser that supports 256-bit encryption, which requires Windows 2000 or
later version running either Internet Explorer version 6.0 or higher or Firefox version 3.0
or higher, or Macintosh OSX 10.2 or higher running Safari web browser. Your access to
this page verifies that your browser and encryption software/device meets these
requirements;
• sufficient electronic storage capacity on your computer’s hard drive or other data storage
unit;
• an active e-mail account with an Internet service provider and e-mail software;
• a personal computer (for PC’s: Pentium 120 MHz or higher; for Macintosh, Power Mac
9500, Power PC 604 processor: 120-MHz Base or higher), operating system and text
formatted email or by access to our web site using one of the browsers specified above;
• Adobe Reader version 9.0 or higher
We may update these requirements as necessary to preserve the ability to receive electronic
Communication. If there is a substantial change in these requirements change, you will be
notified of the requirement changes accordingly.
6. Requesting Paper Copies. We will not send you a paper copy of any Communication, however,
we reserve the right, but assume no obligation, to provide a paper (instead of electronic) copy of
any Communication that you have authorized us to provide electronically. You can obtain a paper
copy of an electronic Communication by printing it yourself or by requesting that we mail you a
paper copy. To request a paper copy, contact us at (866) 345-4520 during normal business
hours. We may charge you a reasonable service charge for the delivery of paper copies of any
Communication provided to you electronically pursuant to this authorization.
7. Communications in Writing. All Communications in either electronic or paper format from us to
you will be considered “in writing”. You should print or download for your records a copy of this
Disclosure and any other Communication that is important to you.
8. Federal Law. You acknowledge and agree that your consent to electronic Communications is
being provided in connection with a transaction affecting interstate commerce that is subject to
federal Electronic Signatures in Global and National Commerce Act (the “Act”), and that you and
we both intend that the Act apply to the fullest extent possible to validate our ability to conduct
business with you by electronic means.
9. Termination/Changes. We reserve the right, at our sole discretion, to discontinue the provision
of your electronic Communications, or to terminate or change the terms and conditions on which
we provide electronic Communications. We will provide you with notice of any such termination
or change as required by law.
10. Consent. By checking “I agree”, you adopt the check as your electronic signature and you give
your affirmative consent to provide electronic Communications to you as described herein. You
further agree that your computer satisfies the hardware and software requirements specified
above and that you have provided us with a current e-mail address at which we may send
electronic Communications to you.

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Electronic Communications Agreement

1. Scope of Communications to Be Provided in Electronic Form. When you use a product or

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