FINANCIAL PLAN

A. Start-up summary

Expenses Cost/pc. (Php) Total Qty./ Month Year 1

INGREDIENTS 51, 261 629, 232

AND MATERIALS

UNIT PRICE UNIT PRICE(Php)

(Php)

Loaf Bread 600 g 80 600 Pcs (600g) 15,000 213,000

Ham 250 g 80 5,500 g 1,600 19,000

Cheese 1 pc. 10 30 300 3,600

Bread crumbs 1 pc. 10 30 300 3,600

Oil 1g 5 30 g 150 1,800

Mayonnaise 1 pack 10 60 pack 600 7,200

Vinegar 1 pack 10 60 pack 600 7,200

Garlic 1 pc. 4 30 pcs. 120 1,440

Celery 1 pc. 15 30 pcs. 450 5,400

Salt 1 pack 5 30 pcs. 150 1,800

Egg 1 kg. 48 45 kg 2,160 25,920

Loaf bread 600 80 600 15,000 213,000

Canned tuna 320 g 20 9,600 g 600 7,000

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Mayonnaise 1 pc. 23 60 pcs. 1,000 5,600

Cheese 1 pc. 15 60 pcs. 900 5,800

Milk 1 pc. 5 60 pcs. 300 1,600

Egg 1 pc. 10 60 pcs. 600 2,000

Bread crumbs 1 pc. 5 12 pcs. 600 5,200

Oil 1 pack 85 60 packs 1,000 61,200

Onion 1 pc. 10 30 300 3,600

Salt 1 pc. 60 30 1,800 21,600

Pepper 1 pc. 20 90 pcs. 1,800 21,600

Meat 250 g. 15 150 pcs. 450 5,400

Garlic 1 pc. 11 60 pcs. 660 7,920

Onion 1 pc. 10 360 500 20,000

Cornstarch 1 pc. 3 150 pcs. 450 5,400

Soy sauce 1 pc. 5 330 pcs. 550 3,800

Brown sugar 1 pc. 8 150 pcs. 400 6,400

Oyster sauce 1 pc. 2 1 pcs. 300 5,000

Black pepper powder 1 pc. 2 1 pcs. 200 28,800

Cooking oil 1 pc. 15 1 pc. 15 180

Water 500 ml 83 1,000 ml 166 1,992

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Cucumber 1 pc. 75 1 pc. 1,000 2,000

Ice 1 pc. 50 1 pc. 50 320

Mint leaves 1 pc. 40 1 pc. 40 310

Lemon juice 1 pc. 60 1 pc. 1,000 2,030

Pinch salt 1 pc. 20 1 pc. 20 210

Ginger 1 pc. 20 1 pc. 20 180

Black pepper 1 pc. 30 1 pc. 30 250

Celery 1 pc. 30 1 pc. 30 270

Chaat masala 1 pc. 50 1 pc. 50 400

EQUIPMENT 5,514 5,514

Stove 1 pc. 775 1 pc. 775 775

Plastic Mixing Bowl 1 pc. 30 5 pcs. 150 150

Grater 1 pc. 10 2 pcs. 20 20

Knife, peeler, and 1 set 139 1 set 139 139

Chopping Board set

Spatula 1 pc. 18 2 pcs. 36 36

Casserole & Frying 1 set 399 1 set 399 399

Pan Set

Strainer 1 pc. 15 1 pc. 15 15

Stainless Steel 1 pc. 25 1 pc. 25 25

Sandok

Palamig Container 1 pc. 139 1 pc. 139 139

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Blender 1 pc. 16 1 pc. 16 16

Table 1 set 2,000 1 set 2,000 2,000

Cup 1 pc. 80 1 pc. 80 80

Plate 1 pc. 80 1 pc. 80 80

UTILITIES (water, 2,000 2,000 24,000

gas, and internet)

LABOR 42,000 42,000 504,000

MISCELLANEOUS 1,285 1,285 15,420

PERMIT AND 15,000 15,000 15,000

LICENSE

TOTAL 63,384 63,384

Table 3.1 (Start-up Summary)

B. Financial Projections

PINOY TREATS STREET

PROJECTED INCOME STATEMENT FOR YEARS 1-5
  Year 1 Year 2 Year 3 Year 4 Year 5

Revenues 1,431,000 1,574,100 1,731,510 1,904,661 2,095,127

Cost of Goods Sold 777,252 854,977 940,474 1,034,522 1,137,974
Ingredients 572,052 629,257 692,182 761,401 837,541
and Materials
Labor 205,200 225,720 248,292 273,121 300,433

Gross Profit 653,748 719,122 791,035 870,138 957,152

Expenses 54,420 58,362 62,698 67,468 72,714

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 Utilities Expenses 24,000 26,400 29,040 31,944 35,138
Miscellaneous
15,420 16,962 18,658 20,524 22,576
Expense
Permit and Licenses 15,000 15,000 15,000 15,000 15,000

Income before Interest 660,760. 728,336.8 802,670.5 884,437.6

599,328
and Taxes 80 8 7 2
191,784 211,443. 233,067.8 256,854.5 283,020.0
Tax
.96 46 0 8 4
407,543 449,317. 495,269.0 545,815.9 601,417.5
Net Income
.04 34 8 9 8
Table 3.2 (Financial Projections – Income Statement)
PINOY TREATS STREET
PROJECTED CASH FLOW FROM YEARS 1-5
  Year 1 Year 2 Year 3 Year 4 Year 5

Beginning Balance 92,170 494,199 937,451 1,426,048 1,964,525

Cash inflows
         
(income)
1,431,00
Cash Sales 1,574,100 1,731,510 1,904,661 2,095,127
0
Total Cash Inflows 1,523,170 2,068,299 2,668,961 3,330,709 4,059,652
Cash Outflows          

Ingredients 572,052 629,257 692,183 761,401 837,541

and Materials
Machine 5,514 6,065 6,672 7,339 8,073
Labor 205,200 225,720 248,292 273,121 300,433
Utilities 24,000 26,400 29,040 31,944 35,138

Miscellaneous 15,420 16,962 18,658 20,524 22,576

Permit and Licenses 15,000 15,000 15,000 15,000 15,000

Owner’s 191,785 211,443 233,068 256,855 283,020

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Withdrawal

Total Cash Outflows 1,028,971 1,130,848 1,242,913 1,366,184 1,501,783

Ending Cash
494,199 937,451 1,426,048 1,964,525 2,557,870
Balance

Table 3.3 (Financial Projections – Cash Flow)

PINOY TREATS STREET
PROJECTED BALANCE SHEET
  Year 1 Year 2 Year 3 Year 4 Year 5
ASSETS          
Current Asset          

Cash at Hand 407,543.04 449,317.34 495,269.08 545,815.99 601,417.58

Total Current Asset 407,543.04 449,317.34 495,269.08 545,815.99 601,417.58

Fixed Assets
5,514 6,065.40 6,671.94 7,339.13 8,073.05
Total Fixed Assets
5,514 6,065.40 6,671.94 7,339.13 8,073.05

TOTAL ASSETS 413,057.04 455,382.74 501,941.02 553,155.12 609,490.63

LIABILITIES AND EQUITY          

Current Liabilities          

Income Tax Payable 191,784.96 211,443.46 233,067.80 256,854.58 283,020.04

Short-Term Payables
5,514 6,065.40 6,671.94 7,339.13 8,073.05

Total Current Liabilities

197,298.96 217,508.86 239,739.74 264,193.72 291,093.09

Total Liabilities
197,298.96 217,508.86 239,739.74 264,193.72 291,093.09

CAPITAL        
92,170
Add: Net Profit
407,543.04 449,317.34 495,269.08 545,815.99 601,417.58

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 Less: Drawings
191,784.96 211,443.46 233,067.80 256,854.58 283,020.04

Net Capital
215,758.08 237,873.89 262,201.28 288,961.40 318,397.54
TOTAL LIABILITIES AND
EQUITY 413,057.04 455,382.74 501,941.02 553,155.12 609,490.63

Table 3.4 (Sales Projections – Balanced Sheet)

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