General Socio-Economic & Banking Awareness
General Socio-Economic & Banking Awareness
General Socio-Economic & Banking Awareness
General Socio-Economic & Banking Awareness : 1. RBIs open market operation transactions are carried out with a view to regulate (A) Liquidity in the economy (B) Prices of essential commodities (C) Inflation (D) Borrowing power of the banks (E) All the above 2. When more than one banks are allowing credit facilities to one party in coordination with each other under a formal arrangement, the arrangement is generally known as (A) Participation (B) Consortium (C) Syndication (D) Multiple banking (E) None of these 3. Open market operations, one of the measures taken by RBI in order to control credit expansion in the economy means (A) Sale or purchase of Govt. securities (B) Issuance of different types of bonds (C) Auction of gold (D) To make available direct finance to borrowers (E) None of these 4. The bank rate means (A) Rate of interest charged by commercial banks from borrowers (B) Rate of interest at which commercial banks discounted bills of their borrowers (C) Rate of interest allowed by commercial banks on their deposits (D) Rate at which RBI purchases or rediscounts bills of exchange of commercial banks (E) None of these 5. What is an Indian Depository Receipt ? (A) A deposit account with a Public Sector Bank (B) A depository account with any of Depositories in India (C) An instrument in the form of depository receipt created by an Indian depository against underlying equity shares of the issuing company (D) An instrument in the form of deposit receipt issued by Indian depositories (E) None of these 6. An instrument that derives its value from a specified underlying (currency, gold, stocks etc.) is known as (A) Derivative (B) Securitisation Receipts (C) Hedge Fund (D) Factoring (E) Venture Capital Funding 7. Fiscal deficit is (A) total income less Govt. borrowing (B) total payments less total receipts (C) total payments less capital receipts (D) total expenditure less total receipts excluding borrowing (E) None of these 8. In the Capital Market, the term arbitrage is used with reference to (A) purchase of securities to cover the sale (B) sale of securities to reduce the loss on purchase (C) simultaneous purchase and sale of securities to make profits from price
(D) variation in different markets (E) Any of the above 9. Reverse repo means (A) Injecting liquidity by the Central Bank of a country through purchase of Govt. securities (B) Absorption of liquidity from the market by sale of Govt. securities (C) Balancing liquidity with a view to enhancing economic growth rate (D) Improving the position of availability of the securities in the market (E) Any of the above 10. The stance of RBI monetary policy is (A) inflation control with adequate liquidity for growth (B) improving credit quality of the Banks (C) strengthening credit delivery mechanism (D) supporting investment demand in the economy (E) Any of the above 11. Currency Swap is an instrument to manage (A) Currency risk (B) interest rate risk (C) currency and interest rate risk (D) cash flows in different currencies (E) All of the above 12. Sub-prime refers to (A) lending done by banks at rates below PLR (B) funds raised by the banks at sub-Libor rates (C) Group of banks which are not rated as prime banks as per Bankers Almanac (D) lending done by financing institutions including banks to customers not meeting with normally required credit appraisal standards (E) All of the above 13. Euro Bond is an instrument (A) issued in the European market (B) issued in Euro Currency (C) issued in a country other than the country of the currency of the Bond (D) All of the above (E) None of these Bank of Baroda po exam papers question 14 to 25 14. Money Laundering normally involves (A) placement of funds (B) layering of funds (C) integration of funds (D) All of (A), (B) and (C) (E) None of (A), (B) and (C) 15. The IMF and the World Bank were conceived as institutions to (A) strengthen international economic co-operation and to help create a more stable and prosperous global economy (B) IMF promotes international monetary cooperation (C) The World Bank promotes long term economic development and poverty reduction (D) All of (A), (B) and (C) (E) None of (A), (B) and (C) 16. Capital Market Regulator is (A) RBI (B) IRDA (C) NSE (D) BSE (E) SEBI 17. In the term BRIC, R stands for (A) Romania
(B) Rajithan (C) Russia (D) Regulation (E) None of these 18. FDI refers to (A) Fixed Deposit Interest (B) Fixed Deposit Investment (C) Foreign Direct Investment (D) Future Derivative Investment (E) None of these 19. What is Call Money ? (A) Money borrowed or lent for a day or over night (B) Money borrowed for more than one day but upto 3 days (C) Money borrowed for more than one day but upto 7 days (D) Money borrowed for more than one day but upto 14 days (E) None of these 20. Which is the first Indian company to be listed in NASDAQ ? (A) Reliance (B) TCS (C) HCL (D) Infosys (E) None of these 21. Which of the following is the Regulator of the credit rating agencies in India ? (A) RBI (B) SBI (C) SIDBI (D) SEBI (E) None of these 22. Who is Brand Endorsing Personality of Bank of Baroda ? (A) Juhi Chawla (B) Kiran Bedi (C) Amitabh Bachchan (D) Kapil Dev (E) None of these 23. The branding line of Bank of Baroda is (A) International Bank of India (B) Indias International Bank (C) Indias Multinational Bank (D) Worlds local Bank (E) None of these 24. The logo of Bank of Baroda is known as (A) Sun of Bank of Baroda (B) Baroda Sun (C) Bank of Barodas Rays (D) Sunlight of Bank of Baroda (E) None of these 25. Which of the following statements(s) is/are True about the exports of China which is a close competitor of India ? (i) Chinas economic success is basically on the fact that it exports cheaper goods to rich nations like the USA, etc. (ii) In the year 2007 Chinas exports became almost 40% of its GDP. (iii) When compared to India Chinas share in the World Exports is more than 30% whereas Indias share is mere 6% of the global exports. (A) Only (i)
(B) Only (ii) (C) Both (i) and (ii) (D) All (i), (ii) and (iii) (E) None of these 1. (E) 2. (B) 3. (A) 4. (D) 5. (C) 6. (C) 7. (D) 8. (C) 9. (A) 10. (E) 11. (D) 12. (D) 13. (C) 14. (D) 15. (D) 16. (E) 17. (C) 18. (C) 19. (A) 20. (D) 21. (D) 22. (E) 23. (B) 24. (B) 25. (C) .................................................................................................................................................................. ........