Standing Instruction and Indemnity

All fields are mandatory.

This form remains valid until cancelled in writing.

Account Details

Account Number 1 5 5 0 4 4 6 9 0 6

Beneficiary’s Details (Capitec Bank Client)

Full Name Z A N D I S W A V I V I A N

Surname S I K O

ID Number 8 7 1 0 2 7 1 3 7 9 0 8 9 Permit Number

Residential/Business Address B A C K R O O M M A I D S , H E A D Q U A R T E R S
(Not PO Box)
2 5 3 , L O M B A R D Y E A S T

City J O H A N N E S B U R G

Country
S O U T H A F R I C A Postal Code 2 0 9 0

Contact Number 0 6 8 0 8 6 5 6 8 3

Email z a n d y z a n d i s w a 8 2 2 @ g m a i l . c o m

Sender’s Details

Individual * Entity

Names/Entity Name A B E L

Surname M A T E U S

Foreign Country C O L O M B I A

RSA Resident Yes No *

Payment Details
Reason for Payment/Purpose for payment

Use the addendum to complete the category and subcategory. Choose a category for the reason of the payment or the one that best suits the reason for
your payment.

Category 4 0 1 Subcategory (If applicable)

Authorisation: Conversion and Rand-denominated Payment

I hereby authorise Capitec Bank to use any bank to convert any foreign currency received to rand at the ruling buying rate of conversion, deduct the applicable
charges and credit my Capitec Bank account accordingly with the rand value.

General

Should your personal details on this form not correspond with those we have on record, it could result in your payment not being processed. All clients
participating in international transactions must be Fica compliant.

Please sign the declaration on page 2

Capitec Bank is an authorised financial services provider (FSP46669) and registered credit provider. Page 1 of 2
(NCRCP13) Capitec Bank Limited Reg. No.: 1980/003695/06
Standing Instruction and Indemnity 30/08/23
Terms and Conditions
The purpose of this document is to obtain your confirmation and declaration of the Balance of Payments (BOP) category for the Standing
Instruction applicable to the receipt of funds for the account listed above

The terms and conditions hereunder contain sections in bold (clauses 4, 5. and 6):
• which limit the risks and liability of the Bank to you and other parties
• where you assume certain risks and liabilities
• which impose an obligation on you to indemnify the Bank in certain circumstances
• where you acknowledge that you are aware of certain facts relating to giving the Bank an SI and the methods of communication with the Bank

1. I hereby confirm that I shall not at all times be able/available to provide the Bank with against the Bank, and all injury, loss or damage which may be suffered
Integrated form/ BOP form for inward cross border transfers and hereby authorise by the Bank, whether directly or indirectly, arising out of or in connection
Capitec Bank Limited, registration number 1980/003695/06 (‘Capitec Bank’ or ‘the with this agreement and/or relating to the receipt and implementation
Bank’), to declare money received on my behalf in terms of the SI on record with the of instructions or purported instructions electronically.I also hereby
bank indemnify and agree to keep the Bank indemnified against all demands,
2. I warrant that the BOP category provided in terms of this SI will not differ for the actions and proceeding which may be made or instituted against the
duration of this SI. I confirm that the Bank is not obliged to confirm receipt of the Bank, and all injury, loss or damage which may be suffered by the Bank,
cross border inward funds either electronically (by way of email or telephone where whether directly or indirectly, arising out of or in connection with or
applicable in the Bank’s sole discretion)) to me in writing or otherwise.I agree that relating to any transgression of Exchange Control Regulations and/or
funds received in foreign currency will be converted at the ruling exchange the fact that the funds received by inward payment in terms of this SI
rate of the day of conversion without my consent. may not relate to an underlying export trade or transaction.
3. I confirm that the Bank is not obliged to confirm receipt of instructions either 5.5 The liability of the Bank or any of its employees in the event of any
telephonically or electronically (by fax or email) to me in writing or otherwise. successful claim instituted against the Bank shall be limited to actual
4. I understand, confirm and acknowledge that: financial loss incurred by me and shall exclude indirect and consequential
4.1 the use of electronic means may not be the safest or most prudent way loss or special damages of any nature whatsoever.
of providing instructions as a result of the inherent shortcomings in 6. In particular, I agree and confirm that the Bank or employees shall not be liable
these methods, including for any loss or damage caused as a direct or indirect result of instructions
4.2 without limitation, equipment malfunction, distortion and or purported instruction received either telephonically or electronically and
4.3 the like; implemented by the Bank, including but not limited to loss or damage (of
4.4 aside from asking questions relating to personal information, it is not whatever nature) brought about by or in relation to any or all of the following:
possible for the Bank to confirm the identity or the authority of the 6.1 infringements of confidentiality arising from the use of electronic means
person(s) providing the instructions electronically; to receive information from or to send instructions or information to
4.5 should personal information or instructions fall into the hands of an the Bank;
unauthorised party, it may be used to commit fraud; and 6.2 malfunctions, failures or unavailability of any hardware, software or
4.6 by instructing and authorising the Bank to accept instructions equipment;
electronically, I may be exposing myself to substantial risk, not specified 6.3 reliance placed on incorrect, illegible, inaudible, incomplete or inaccurate
herein. information or instructions of any kind provided electronically;
5. Therefore, as a prerequisite to the Bank accepting my instructions as above 6.4 false, fraudulent or altered information or instructions of any kind
5.1 I consent to the electronic recording by the Bank of instructions provided electroncially;
provided electronically. I also consent to the recording of the instructions, 6.5 delay in acting immediately upon information of any kind provided to
received the Bank electronically, irrespective of the reason for the delay and
5.2 electronically on the Bank’s processing systems. whether or not there was negligence on the part of the Bank or any of
5.3 confirm that I am legally bound by the electronic recordings of the its employees; and/or
instructions or purported instructions, and by instructions or purported 6.6 any event beyond the Bank’s control.
transactions provided electronically in the same manner as I would have 6.7 Notwithstanding any other provision herein, The Bank reserves the right
been had I completed and signed the Balance of Payments form, the to at any time, cancel or suspend the SI should the Bank identify or
terms and conditions of which I am fully aware of and to which I agree. suspect any Exchange Control transgression, or non-compliance with
5.4 I hereby indemnify and agree to keep the Bank indemnified against all any applicable laws this SI may be subject to.
demands, actions andproceedings which may be made or instituted

Declaration

I/We the undersigned,

ZANDISWA VIVIAN SIKO
, hereby declare that:
• I/we have read this document and know and understand the contents thereof
• the information provided is in all respects both true and correct
• the currency applied for will only be used for the specific purpose stated
• the documentation presented in support of this application is in all respects authentic and correct
• I/we consent to this information being provided to the South African Revenue Service and/or the Financial Intelligence Centre and /or South Africa Reserve Bank

Signature: 2 0 1 2 2 0 2 3
Date
D D M M Y Y Y Y

Capitec Bank is an authorised financial services provider (FSP46669) and registered credit provider. Page 2 of 2
(NCRCP13) Capitec Bank Limited Reg. No.: 1980/003695/06
Standing Instruction and Indemnity 30/08/23
Standing Instruction and Indemnity
Addendum
Please use this addendum to find the best suited category for the reason for recurring incoming funds
NOTE: If you are unable to find an accurate code and description from the list provided, please send an enquiry to forexsi@capitecbank.co.za for further assistance.

Balance of Payments Category (Mark applicable box ‘X’)

Charges for the Use of Intellectual Property 261 Proceeds for travel services in respect of third parties – holiday
travel
201 Rights assigned for licences to reproduce and/or distribute

202 Rights assigned for using patents and inventions (licensing) Telecommunication and Information Services
265 Proceeds for telecommunication services
203 Rights assigned for using patterns and designs (including industrial
processes) 266 Proceeds for information services including data, news-related
and news agency fees
204 Rights assigned for using copyrights
Transportation Services
205 Rights assigned for using franchises and trademarks
270 01 Proceeds for passenger services – road
Disposal of Intellectual Property (excluding computer-related and audiovisual)
270 02 Proceeds for passenger services – rail
210 Disposal of patents and inventions
270 03 Proceeds for passenger services – sea
211 Disposal of patterns and designs (including industrial processes)
270 04 Proceeds for passenger services – air
212 Disposal of copyrights
271 01 Proceeds for freight services – road
213 Disposal of franchises and trademarks
271 02 Proceeds for freight services – rail
Research and Development
271 03 Proceeds for freight services – sea
220 Proceeds received for research and development services
271 04 Proceeds for freight services – air
221 Funding received for research and development
272 01 Proceeds for other transport services – road
Audiovisual and Related Items
225 Sales of original manuscripts, sound recordings and films 272 02 Proceeds for other transport services – rail

226 Receipt of funds relating to the production of motion pictures, radio 272 03 Proceeds for other transport services – sea
and television programs and musical recordings
272 04 Proceeds for other transport services – air
Computer Software and Related Items 273 01 Proceeds for postal and courier services – road
230 The outright selling of ownership rights of software
273 02 Proceeds for postal and courier services – rail
231 Computer-related services including maintenance, repair and
consultancy 273 03 Proceeds for postal and courier services – sea

232 Commercial sales of customised software and related licenses for 273 04 Proceeds for postal and courier services – air
use by customers
Financial Services Provided
233 Commercial sales of non-customised software on physical media 276 Proceeds for financial services charged for advice provided
with periodic licence to use
Construction Services
234 Commercial sales of non-customised software provided on
physical media with right to perpetual (ongoing) use 280 Proceeds for construction services

235 Commercial sales of non-customised software provided for Government Services

downloading or electronically made available with periodic license
282 Diplomatic transfers
236 Commercial sales of non-customised software provided for
downloading or electronically made available with single payment Study-related Services
285 Tuition fees
Technical-related Services
241 Repairs and maintenance on machinery and equipment Other Business Services Rendered
287 Proceeds for legal services
242 Architectural, engineering and other technical services
288 Proceeds for accounting services
243 Agricultural, mining, waste treatment and depollution services
289 Proceeds for management consulting services
Travel Services in Respect of Third Parties
290 Proceeds for public relation services
260 Proceeds for travel services in respect of third parties – business
travel

Capitec Bank is an authorised financial services provider (FSP46669) and registered credit provider. Page 1 of 2
(NCRCP13) Capitec Bank Limited Reg. No.: 1980/003695/06
Standing Instruction and Indemnity Addendum 30/08/23
Balance of Payments Category (Mark applicable box ‘X’)
291 Proceeds for advertising and market research services 406 Other donations/aid to private sector (excluding research and
development)
292 Proceeds for managerial services
407 Pensions
293 Proceeds for medical and dental services
408 Annuities (pension-related)
294 Proceeds for educational services
409 Inheritances
1. TRANSACTIONS RELATING TO INCOME AND YIELDS ON FINANCIAL ASSETS
410 Alimony
Income Receipts
411 01 Tax – income tax
301 Dividends
411 02 Tax – VAT refunds
303 Compensation paid by a non-resident to a resident employee
temporarily abroad (excluding remittances) (only to be used by 411 03 Tax – other
clients with ID document)
412 Insurance premiums (non-life/short-term)
305 Compensation paid by a non-resident to a migrant worker
employee (excluding remittances) (Account holders where 413 Insurance claims (non-life/short-term)
passport issued by CMA countries only)
414 Insurance premiums (life)
306 Compensation paid by a non-resident to a foreign national contract
worker employee (excluding remittances) (Account holders where 415 Insurance claims (life)
passport issued by foreign countries excluding CMA)
416 Migrant worker remittances (excluding compensation)
307 Commission or brokerage
417 Foreign national contract worker remittances (excluding
308 Rental compensation)

309 01 Interest received from a resident temporarily abroad in respect of Capital Transfers by South African Resident Individuals
loans
Disinvestment of Capital
309 02 Interest received from a non-resident in respect of individual loans 511 01 Disinvestment of capital by a resident individual – shares

309 03 Interest received from a non-resident in respect of study loans 511 02 Disinvestment of capital by a resident individual – bonds

309 04 Interest received from a non-resident in respect of shareholders 511 03 Disinvestment of capital by a resident individual – money market
loans instruments

309 05 Interest received from a non-resident in respect of third party loans 511 04 Disinvestment of capital by a resident individual – deposits with a
foreign bank
309 06 Interest received from a non-resident in respect of trade finance
loans 511 05 Disinvestment of capital by a resident individual – mutual funds/
collective investment schemes
309 07 Interest received from a non-resident in respect of a bond
511 06 Disinvestment of capital by a resident individual – property
309 08 Interest received not in respect of loans
511 07 Disinvestment of capital by a resident individual – other
310 01 Income in respect of inward listed securities equity individual
Immigrants
310 02 Income in respect of inward listed securities equity corporate
530 01 Immigration
310 03 Income in respect of inward listed securities equity bank
Loans Repaid by Residents Temporarily Abroad
310 04 Income in respect of inward listed securities equity institution
810 Repayment by a resident temporarily abroad of a loan granted by
311 01 Income in respect of inward listed securities debt individual a resident

311 02 Income in respect of inward listed securities debt corporate

311 03 Income in respect of inward listed securities debt bank

311 04 Income in respect of inward listed securities debt institution

312 01 Income in respect of inward listed securities derivatives individual

312 02 Income in respect of inward listed securities derivatives corporate

312 03 Income in respect of inward listed securities derivatives bank

312 04 Income in respect of inward listed securities derivatives institution

313 Income earned abroad by a resident on an individual investment

Related Reference

Current Payments
402 Annual contributions

403 Contributions in respect of social security schemes

404 Contributions in respect of charitable, religious and cultural

(excluding research and development)

Capitec Bank is an authorised financial services provider (FSP46669) and registered credit provider. Page 2 of 2
(NCRCP13) Capitec Bank Limited Reg. No.: 1980/003695/06
Standing Instruction and Indemnity Addendum 30/08/23