<Terms and Conditions governing the MakeMyTrip ICICI Bank Platinum Credit Card

Features and Offers>

Onboarding privileges:
Get Rs <500> My Cash (<100%> usable MakeMyTrip cash in My Wallet)*

MakeMyTrip holiday voucher worth Rs <3,000*>

*Only the Primary Cardholder will receive these benefits within <45> business days of
payment of the joining fee (except MakeMyTrip holiday voucher which is part of the
primary card welcome kit).

What is My Cash?
Rewards earned on the MakeMyTrip ICICI Bank Credit Cards are transferred to
MakeMyTrip My Wallet as My Cash

For the purposes of the MakeMyTrip ICICI Bank Credit Cards Programme, Rs <1> My
Cash = Rs <1>

My Cash can be used to make travel bookings or to purchase partner

Vouchers through MakeMyTrip Website, Mobile Site or Mobile Application

If the MakeMyTrip ICICI Bank Credit Cardholder wants to redeem My Cash for
bookings, My Cash should be applied on the checkout page at the MakeMyTrip
Website, Mobile Site or Mobile Application

There are no usage restrictions in terms of My Cash amount that can be redeemed
for travel bookings made on MakeMyTrip platform

My Cash earned with regard to the MakeMyTrip ICICI Bank Credit Card shall be
valid for a period of o<ne> (<01>) year post credit in My Wallet of the Co-
Branded Credit Cardholder

My Cash cannot be used for rail, offline holiday bookings and ‘Pay at Hotel’
bookings

‘Pay at Hotel’ bookings are not eligible for earning My Cash under the MakeMyTrip
platform

My Cash earned cannot be encashed or transferred to the bank account

To view My Cash balance customer needs to click on “Wallet” icon on
MakeMyTrip Website,Mobile Site or Mobile Application and go to “My Cash” tab

To redeem My Cash on bookings through MakeMyTrip platform, customer needs

to click on“Use My Wallet Balance” on Payment Page

To redeem My Cash against partner Vouchers, customer needs to click on the

“Wallet” icon, goto “My Cash” tab, click on “Claim Your Vouchers”, select quantity
of vouchers required, click on “Continue”, Copy the voucher code & use it on
partner platform (partner T&Cs will apply).

My Cash as Joining Benefit:

 Cardholders will qualify for Rs <500> My Cash as Joining Benefit if he/she is a
MakeMyTrip ICICIBank Platinum Credit Cardholder
Only primary Credit Card holders are eligible for My Cash as Joining Benefit

The Cardholder should make the payment of the joining fee post fee levy and before
the 2nd statement cycle due date, where the first statement will be the one in which
the joining fee is levied
The payments made against the first or the second statement should be
greater than or equal to the joining fee excluding applicable taxes. The
payment can happen in parts butshould meet the above mentioned criteria.
My Cash as joining benefit shall be credited to the Cardholder’s designated
MakeMyTrip My Wallet within <45> business days post payment of the Joining
Fee and if the Cardholder’s Account is not delinquent or cancelled at the time of
such credit.

MakeMyTrip Holiday Voucher:

(Applicable for MakeMyTrip ICICI Bank Credit Card customers whose primary card is
setup on(or) after <Mar 28, 2021.>
For the customers whose primary card is setup between <Jan 6, 2021> and <Mar 27,
2021> (both dates inclusive), the value of the voucher will be Rs <2,000> only

Cardholders will receive the MakeMyTrip Holiday Voucher as part of their

Credit Card Welcome Kit

The Voucher can be redeemed only on domestic and international bookings made
within the Voucher validity period
The travel dates can be up to <12> months from the Voucher validity date

Offer is valid for both domestic and international holiday bookings made by
initiating a chat/dropping a query on www.makemytrip.com under holidays
section (or) by writing at externalsales.holidays@makemytrip.com

This Offer is valid only when the entire booking is made by MakeMyTrip’s executive

This Offer is not valid on individual flight, hotel, bus, rail and cab bookings

This voucher cannot be clubbed with any other ongoing bank cash back/bank
promotionrun by MakeMyTrip on the app or the website

There is no minimum booking amount for availing this offer

Maximum discount that can be availed through this offer is Rs <2,500>
if the user is a MakeMyTrip ICICI Bank Signature Credit Cardholder
The Voucher is applicable for single usage only

The product and services are subject to availability

Taxes as applicable shall be borne by the User

The Voucher cannot be encashed or transferred to the bank account

The Voucher cannot be replaced in case of damage and/or loss

MakeMyTrip is the final authority for the interpretation of these rules

MakeMyTrip reserves the right to deny the acceptance of any voucher if it

suspects thatthere is duplicity of Vouchers
In no circumstance the entire liability of MakeMyTrip for any claims shall
exceed the value of the Voucher

In the event of any dispute, all the parties involved agree to the exclusive
jurisdiction of thecompetent courts of New Delhi

For details, please click here .

Spends Privileges:

My Cash earned on card spends

Spends category My Cash (per Rs

<200> spent)

Domestic spends outside MakeMyTrip

Rs <1.00>

International spends outside MakeMyTrip

Rs <1.25>

Spends on flight bookings on MakeMyTrip

Rs <2.00>

Spends on hotel/holiday bookings on MakeMyTrip

Rs <3.00>

Cardholders will qualify to earn My Cash upon undertaking qualifying retail

spends transactions. The My Cash earned for every qualifying retail spend
transaction will be rounded off to the nearest integer at the time of posting.
Cardholders shall however not beentitled to earn My Cash on retail transactions
that have been subsequently reversed

The following spends shall not be considered as qualifying spends for the
purpose ofearning My Cash:
o Cash advance including but not limited to such other transaction which may be
considered as cash advance(s) to the sole discretion of ICICI Bank
o Fuel transactions done on the MakeMyTrip ICICI Bank Credit Card
o Service charge or interest levied for non-payment or part payment of the amount
due on theMakeMyTrip ICICI Bank Credit Card
o Late payment charges and any other fees/charges in relation to and/or
connected with theMakeMyTrip ICICI Bank Credit Card
o Joining Fee and Renewal Fee for the MakeMyTrip ICICI Bank Credit Cards
and Add-onMakeMyTrip ICICI Bank Credit Card, if any; and
o Expenditure in the form of equated monthly instalments (EMI) transactions,
Balance Transfer (BT), Personal Loan on Credit Cards (PLCC)
My Cash earned on MakeMyTrip platform for a particular booking using
MakeMyTrip ICICI Bank Credit Card will be added to the Primary Cardholder’s
 MakeMyTrip Account within <45> business days of monthly Credit Card
Statement generation as per the existing cycle if the Cardholder’s Account is
not delinquent or cancelled at the time of such credit

My Cash earned outside MakeMyTrip platform using the MakeMyTrip ICICI Bank
Credit Card will be added to the Primary Cardholder’s MakeMyTrip Account
within <45> business days of monthly Credit Card Statement generation, as per
the existing cycle, if the Cardholder’s Account is not delinquent or cancelled at the
time of such credit

Qualifying retail spends transactions undertaken by the Supplementary

Cardholder will also be credited in the Primary Cardholder’s MakeMyTrip Account
as per the method followed for the Primary Cardholder My Cash credit (earned
against qualifying spends transactions).

Milestone Linked My Cash:

Milestone 1 Milestone 2

Spend Rs <50,000> on Spend Rs <2.5> lakh using the

flights/hotels/holiday bookings on MakeMyTrip ICICI Bank Platinum
MakeMyTrip Website, Mobile Site or Credit Card and earn <1,000> My Cash
Mobile Application using the each anniversary year.
MakeMyTrip ICICI Bank Platinum
Credit Card and earn <1,000> My Cash
each anniversary year.

Cardholders will qualify for the Milestone Linked My Cash when the
Cardholder crosses the pre-defined qualifying retail spends threshold.
Transactions that have been subsequently reversed will not be considered
towards the milestone benefit calculation

One customer will be eligible only once per anniversary year for each pre-defined
milestone benefits

Qualifying spends towards milestone benefit calculation for the 1st year when the
customer joins the MakeMyTrip ICICI Bank Credit Cards Programme will be
considered for the period starting from the primary card set up date till the end of
the anniversary year. For the 2nd year, the spends will be considered from the 1st
anniversary date till the 2nd anniversary date of the card and so on. The
cumulative spends counter will be reset post the completionof each anniversary
cycle

The following spends shall not be considered towards milestone benefit:

o Cash advance including but not limited to such other transaction which may be
considered as cash advance(s) to the sole discretion of ICICI Bank
o Service charge or interest levied for non-payment or part payment of the amount
due on the Co-branded Credit Card
o Late payment charges and any other fee/charges in relation to and/or connected
with the Co- Branded Credit Card
o Joining Fee and Renewal Fee for the MakeMyTrip ICICI Bank Credit Card and
MakeMyTrip ICICI Bank Add-on Co-branded Credit Card, if any;
 o Expenditure in the form of equated monthly instalments (EMI) payments, Balance
Transfer(BT), Personal Loan on Credit Cards (PLCC)

Qualifying retail spends on customer’s primary credit card as well as add-on

Credit Card(s)will be considered for determining the eligibility towards
milestone achievement

Once the customer qualifies for a milestone benefit, My Cash will be credited in
the primary cardholder’s MakeMyTrip account within <45> business days post
anniversary cycle completion and if the cardholder’s Account is not delinquent or
cancelled at the time of suchcredit.

Airport Lounge and Spa Access

Cardholder(s) can also access domestic visits at selected airport in India upto
once a quarter

For details on Dreamfolks Lounge Access Programme, please visit

www.dreamfolks.in

Movie Offers
Offer on BookMyShow & INOX of 25% discount of a maximum of upto Rs <100>
on the purchase of a minimum of two tickets per transaction

The offer can be availed upto twice a month

Illustration of benefits

MakeMyTrip ICICI Bank Platinum Credit

Card: Enjoy benefits worth up to Rs
<20,000>.

Spends type Net annual spends My Cash earnings (₹)

(₹)
Domestic spends outside MakeMyTrip <1,50,000> <750>

International spends
<15,000> <93.75>
outside MakeMyTrip

Spends on flight bookings

<50,000> <500>
onMakeMyTrip

Spends on hotel/holiday bookings

<50, 000> <750>
onMakeMyTrip

Total <2,65,000> <2,093.75>

Benefits Monetized value (in ₹)

My Cash on Joining Fee payment <500>

MakeMyTrip holiday voucher <3,000>

Possible annual My Cash earning on card spends* <4,094>

Savings of <1%> fuel surcharge on Rs <5,000> spent per <600>

month
 BookMyShow/INOX Offer ; <25>% discount of a maximum
<2,400>
of up to Rs <100> on the purchase of a minimum two
tickets per transaction (can be availed 2 times a month,
therefore a maximum discount of Rs <200> per month)
Airport Lounge Access** <4,000>

Railway Lounge Access## <1,400>

Culinary Treats^ <1,800>

Total <17,794>
Assumptions (per annum):

*Total spends = INR <2.65> lakh:

Domestic spends outside MMT= INR <1.50>
lakh; International spends outside MMT= INR
<0.15> lakh; Spends on flight bookings on
MakeMyTrip = INR <0.5> lakh; Spends on hotel
bookings on MakeMyTrip = INR <0.5> lakh.

**Assuming the customer utilises the domestic airport lounge facility <4> times in a year

##Assuming the customer utilises the railway lounge facility <4> times in a year

^Assuming INR <1,000> is spent per month at restaurants which have a tie-up with ICICI
Bank’s Culinary Treats programme.

Disclaimer:

This co-brand agreement includes revenue sharing between two parties as a part of terms agreed by MakeMyTrip and
ICICI Bank.

The information provided herein regarding products, services, offers, benefits etc. of ICICI Bank/third party are
governed by their detailed terms and conditions, internal policy guidelines as specified by ICICI Bank/Third Party from
time to time and are subject to applicable laws and regulations. Nothing contained herein shall constitute or be
deemed to constitute an advice, invitation or solicitation to purchase any products/services of ICICI Bank/Third Party.
ICICI Bank makes no representation about the quality, delivery, usefulnessor otherwise of the goods/services offered by
the third party. Images used, if any, are for illustration purposes only and may differ from the actual gifts/ rewards. For
details, visit www.icicibank.com