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Enquiry Control Number (ECN) : 7163994838

Report Date : 12-02-2024

Hey Rajkumar,
here is your Credit Report for Feb '24

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Your free credit report is a detailed analysis of


your credit score and your credit accounts

Report Summary

0 Active Loans 0
Total loan 0 Current Outstanding

0 Active Credit Cards 0


Total limit 0 Current Outstanding

Overdue Payments 0
Outstanding amount past due date

Credit Card Utilization Not Available

Age of Accounts 2 years 2 months

Recent Enquiries 0
last 3 months

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Enquiry Control Number (ECN) : 7163994838
Report Date : 12-02-2024

Rajkumar's Credit Report Powered by

Table Of Contents

Sr. No. Section

1 Credit Score & Report Summary

2 Contact Information

3 Credit Enquiries

4 Summary: Credit Accounts

5 Account Details

6 Support & Legend

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Enquiry Control Number (ECN) : 7163994838
Report Date : 12-02-2024

Contact Information
This section shows addresses and phone numbers reported to Credit Bureau by Financial Institutions.

Address Details

Address Category Financial Institution Date Reported

S O DHEER SINGH GRAM MADNAI HAIDERGARH BASODA


VIDISHA MADHYA PRADESH 464331 VIDISHA MADHYA Residence Address WHEELSEMI 30-11-2022
PRADESH 464331 Madhya Pradesh

S/O : DHEER SINGH, GRAM MADNAI, HAIDERGARH


BASODA, VIDISHA, MADHYA PRADESH 464331 Madhya Permanent Address WHEELSEMI 30-11-2022
Pradesh

S/O , DHEER SINGH, GRAM MADNAI, HAIDERGARH


BASODA, VIDISHA, MADHYA PRADESH 464331 VIDISHA Permanent Address WHEELSEMI 22-11-2021
Madhya Pradesh

Phone Number

Type Number

Mobile Phone 6264497546

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Enquiry Control Number (ECN) : 7163994838
Report Date : 12-02-2024

Credit Enquiries
This section shows the names of the credit institutions that have processed a credit/loan application for you.

Sr. No. Enquiry Type Financial Institution Application Date Amount applied for

1 Two-Wheeler Loan WHEELSEMI 22-11-2021 1,42,000

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Enquiry Control Number (ECN) : 7163994838
Report Date : 12-02-2024

Summary: Loan Accounts


This section displays summary of all your reported credit accounts found in the Credit Bureau database.

Sanction
Financial Account Amt/ Current
Account No Ownership Date Opened Account Status Last Updated
Institution type Highest Balance
Credit

Two-wheeler
WHEELSEMI XXXX9549 Individual 02-12-2021 Closed 31-01-2024 44,763 0
Loan

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Enquiry Control Number (ECN) : 7163994838
Report Date : 12-02-2024

Account Details
This section has information provided to our Bureau Partner by banks , credit/financial institutions and other credit grantors with whom you have a
credit/loan account

WHEELSEMI Closed

Two-wheeler
Account Number: XXXX9549 Account type: Account Status: Closed Ownership: Individual
Loan

Account Details

Date Opened 02-12-2021 Highest Credit 44,763 Settlement Amt. -

Date Closed 17-01-2024 Overdue Amt. 0 EMI Amt. 2,422

Last Updated 31-01-2024 Principal W/O Amt. - Current Balance 0

Last Payment Date 17-01-2024 Total W/O Amt. -

Payment History

Paid on time 1-29 days late 30-59 days late 60-89 days late 90-179 days late 179+ days late

JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC

2024

2023

2022

2021

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Enquiry Control Number (ECN) : 7163994838
Report Date : 12-02-2024

Support
If you find any discrepancy in your report , please raise a dispute with our partners at https://www.cibil.com/dispute For any other queries , feel
free to contact us at creditreport@paisabazaar.com .

Legend
1. SF/WD/WO/SETTLED : Credit Accounts that are Suit Filed/ Wilful Default/ Written Off/ Settled

2. ACTIVE* : Credit accounts which are less than 90 days past due.

3. ACTIVE** : Credit accounts which are over 90 days past due.

4. Closed : Credit accounts that have 'Date Closed' populated.

5. DPD : Days Past Due. Number of days that have passed from the agreed payment due date of EMI.

6. DPD '0' : The number '0' in the circle indicates that the Payment is made as agreed and the credit account is up to date.

7. DPD >0 : The number in the circle indicates the "Days Past Due" reported by the respective lender.

8. When the below alphabets are shown in the DPD table, it means the lender is reporting Asset Classification and indicates the following:

S : Standard: An account which is overdue for less than 90 days is considered as a Standard asset as per RBI guidelines.

M : Special Mention: These accounts are "Standard" assets but for some discrepancy the lending organization would like to monitor this account closely.

B : Substandard: An account which is overdue by 90 days for a period of less than or equal to 12 months is classified as Substandard asset as per RBI guidelines

D : Doubtful: An account which is overdue by 90 days for more than 12 months is classified as doubtful asset as per RBI guidelines.

L : Loss: An account where loss has been identified but the amount has not been written off, wholly or partially is classified as Loss asset as per RBI guidelines.

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