CONSUMER CREDIT REPORT V2.

0
CLIENT ID: 027FZ01141 DATE: 08-03-2023
REPORT ORDER NO.: 4580984022, 4580984023 TIME: 10:32:04
REFERENCE NUMBER:

Consumer Name: BALAMURUGAN D

Personal Information Identification Contact Details
Previous Name: PAN: IBNPD1944L Home :
Alias Name: Voter ID: Office :
DOB: 04-10-1998 Passport ID: Mobile : 8668055287
Age: 24 Years 5 Months UID: Alt. Home/Other No. :
Gender: Male Driver's License: Alt. Office :
Total Income: Ration Card: Alt. Mobile :
Occupation: Photo Credit Card: Email:
ID - Other: BALAMANDURAI98@GMAIL.COM
NREGA card number:
CKYC:

Consumer Address:
Type Address State Postal Date Reported
Primary NO 351/148 MAIN ROAD LALGUDI TK TI RUCHIRAPPALLI TAMIL TN 621703 30-11-2022
NADU 621703
Primary NO 351/148 MAIN ROAD LALGUDI TK TA MIL NADU 621703 TN 621703 31-10-2022

Equifax Score(s):
Score Name Score Scoring Factors
Equifax Risk Score - Retail - 3.1 6 1 . Retail - Less than or equal to 6 months on bureau
2 . Retail - Balance amount of unsecured trades
3 . Retail - Number of consumer loan trades
4 . Retail - Sanctioned amount of all trades
5 . Retail - Insufficient information on or lack of gold loan trades

Account Summary :
Consolidated Credit Summary
OVERALL
Number of Open Accounts: 1 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs.9,374
RETAIL
Number of Open Accounts: 1 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs.9,374
Total Accounts: 1 Total Past Due Amount: 0.00 Recent Account: Consumer Loan on
03-10-2022
Total Sanction Amount: Rs.24,999 Total High Credit: 0 Oldest Account: Consumer Loan on
03-10-2022
MICROFINANCE
Number of Open Accounts: Number of Past Due Accounts: Total Outstanding Balance:
Recent Account: Installment amount: Total Past Due Amount:

Copyright © 2010 Equifax Credit Information Services Private Limited -1-

 CONSUMER CREDIT REPORT V2.0
CLIENT ID: 027FZ01141 DATE: 08-03-2023
REPORT ORDER NO.: 4580984022, 4580984023 TIME: 10:32:04
REFERENCE NUMBER:

Account Details:
Accounts
RETAIL
Acct # ********** Balance: Rs.9,374 Open: Yes Date Reported: 01-02-2023
Institution: FINANCE Past Due Amount: 0 Interest Rate: Date Opened: 03-10-2022
Type: Consumer Loan Last Payment: Last Payment Date: 02-12-2022 Date Closed:
Ownership Type: Individual Write-off Amount: Sanction Amount : Rs.24,999 Reason:

Repayment Tenure: 8 Monthly Payment Amount: Rs.3,125 Credit Limit: Collateral Value:
Dispute Code: Term Frequency: Monthly Collateral Type:

Account status:Current Account

Asset Classification:
Suit Filed Status:

History
Account Status : 000 * 000 000 NEW
Asset Classification : * * * * *
Suit Filed Status : * * * * *
02-23 01-23 12-22 11-22 10-22

Enquiries:
Institution Date Time Purpose Amount

Input Enquiry:
Personal & Account Information ID & Phone Numbers Contact Details
Consumer’s First Name : Balamurugan PAN: IBNPD1944L Address Information 1:
Father : Balamurugan D Voter ID: Address : Tamil Nadu 621703
DOB : 04-10-1998 Passport ID: State : TN
Gender : Male UID: Postal : 621703
Inquiry / Request Purpose : Secured Credit Card Driver's License: Address Information 2:
Member ID / Unique Account Number: Ration ID: Address :
Transaction Amount: ID - Other: State :
Inquiry Account 1: ID - Other: Postal :
Inquiry Account 2: Home Phone : Address Information 3:
Inquiry Account 3: Mobile Phone : Address :
Inquiry Account 4: Other Phone : State :
Postal :
Branch ID :
Kendra / Centre ID :

Glossary, Terms and Explanations:

History

Copyright © 2010 Equifax Credit Information Services Private Limited -2-

 CONSUMER CREDIT REPORT V2.0
CLIENT ID: 027FZ01141 DATE: 08-03-2023
REPORT ORDER NO.: 4580984022, 4580984023 TIME: 10:32:04
REFERENCE NUMBER:

Code Description
000 current account
CLSD Paid or closed account/zero balance
NEW New Account
LNSB Loan Submitted
LAND Loan Approved - Not yet disbursed
INAC Account is Inactive
CON Contact Member for Status
01+ 1-29 days past due
30+ 30-59 days past due
DEC Loan Declined
60+ 60-89 days past due
SPM Special Mention
SUB Sub-standard
RES Restructured Loan
RGM Restructured Loan - Govt Mandate
RNC Restructured Loan - Natural Calamity
SET Settled
SF Suit Filed
90+ 90-119 days past due
120+ 120-179 days past due
180+ 180-359 days past due
360+ 360-539 days past due
540+ 540-719 days past due
720+ 720 or more days past due
DBT Doubtful
FPD First Payment Default
WDF Willful Default
PWOS Post Written Off Settled
WOF Charge Off/Written Off
Non-Delnqt Non-Delinquent
STD Standard
SUB Sub-standard
DBT Doubtful
LOSS Loss
SPM Special Mention Account
SFR Suit Filed-Restructured
SF Suit Filed
WDF Willful Default
SFWD Suit Filed-Willful Default
WOF Written Off
SFWO Suit Filed and Written Off
WDWO Willful Default and Written Off
SWDW Suit Filed, Willful Default and Written Off
SET Settled
* Data Not Reported
RCV Restructured Due to COVID19
PWOS Post Write Off Settled
PWOC Post Write Off Closed
RC Restructured and Closed
AS Auctioned and Settled
RPS Repossessed and Settled

Copyright © 2010 Equifax Credit Information Services Private Limited -3-

 CONSUMER CREDIT REPORT V2.0
CLIENT ID: 027FZ01141 DATE: 08-03-2023
REPORT ORDER NO.: 4580984022, 4580984023 TIME: 10:32:04
REFERENCE NUMBER:

GI Guarantee Invoked
CAN Cancelled

Contact Us: Phone: 1800 209 3247 Fax: +91-22-6112-7950 Email: ecissupport@equifax.com

This report is to be used subject to and in compliance with the Membership agreement entered into between the Member/Specified User and Equifax Credit
Information Services Private Limited ("ECIS"), in the case of Members/Specified Users of ECIS. In other cases, the use of this report is governed by the
terms and conditions of ECIS, contained in the Application form submitted by the customer/user.
The information contained in this report is derived from various Members/sources which are not controlled by ECIS. ECIS provides this report on a best
effort basis and does not guarantee the timeliness, correctness or completeness of the information contained therein, except as explicitly stated in the
Membership agreement/terms and conditions of ECIS, as the case may be.

Copyright © 2010 Equifax Credit Information Services Private Limited -4-

CONSUMER CIR
CONSUMER: BALAMURUGAN D DATE:16-03-2023

MEMBER ID: SF84501001_8 TIME: 13:18:13

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,60,22,81,504

CONSUMER INFORMATION:
NAME: BALAMURUGAN DURAI DURAI

DATE OF BIRTH: 04-10-1998 GENDER: MALE

CIBIL TRANSUNION SCORE(S):

SCORE NAME SCORE SCORING FACTORS

CREDITVISION® SCORE
748 1:
2:
CREDIT AGE LESS THAN SIX MONTHS
LOW CREDIT AGE
3: HIGH BALANCE BUILD-UP ON NON-MORTGAGE LOANS
4: LOW CREDIT AGE
5: INCREASE IN NON-MORTGAGE INDEBTEDNESS IN LAST 3 MONTHS

POSSIBLE RANGE FOR CREDITVISION® SCORE

Consumer with at least one trade on the bureau in last 36 months : 300 (High risk) to 900 (low risk)
Consumer not in CIBIL database or history older than 36 months : -1

* At least one tradeline with information updated in last 36 months is required.

IDENTIFICATION(S):
IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE

INCOME TAX ID NUMBER (PAN) IBNPD1944L

TELEPHONE(S):
TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION

OFFICE PHONE 8668055287

MOBILE PHONE 8668055287

MOBILE PHONE 8668055287

EMAIL CONTACT(S):
EMAIL ADDRESS

BALAMANDURAI98@GMAIL.COM

© 2022 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 1 OF 3

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: BALAMURUGAN D DATE:16-03-2023

MEMBER ID: SF84501001_8 TIME: 13:18:13

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,60,22,81,504

ADDRESS(ES):

ADDRESS :NO 351/148 MAIN ROAD LALGUDI TK TIRUCHIRAPPALLI TAMIL NADU 621703 TAMIL NADU 621703

CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED:03-10-2022

EMPLOYMENT INFORMATION:

SUMMARY:
ACCOUNT(S)
ACCOUNT TYPE ACCOUNTS ADVANCES BALANCES DATE OPENED

All Accounts TOTAL: 2 HIGH CR/SANC. AMT: 45,999 CURRENT: 30,374 RECENT: 10-01-2023

OVERDUE: 0 OVERDUE: 0 OLDEST: 03-10-2022

ZERO-BALANCE: 0

ENQUIRIES
ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT

All Enquiries 0 0 0 0

ACCOUNT(S):

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 10-01-2023 SANCTIONED: 21,000

ACCOUNT NUMBER: NOT REPORTED AND CERTIFIED: CURRENT BALANCE: 21,000
DISCLOSED 28-02-2023
TYPE: GOLD LOAN PMT HIST START: 01-02-2023
OWNERSHIP: INDIVIDUAL PMT HIST END: 01-01-2023

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000
02-23 01-23

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 03-10-2022 SANCTIONED: 24,999

ACCOUNT NUMBER: NOT LAST PAYMENT: 02-12-2022 CURRENT BALANCE: 9,374
DISCLOSED REPORTED AND CERTIFIED: EMI: 3,125
TYPE: CONSUMER LOAN 31-01-2023 PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-01-2023 REPAYMENT TENURE: 8
PMT HIST END: 01-10-2022

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

© 2022 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 2 OF 3

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: BALAMURUGAN D DATE:16-03-2023

MEMBER ID: SF84501001_8 TIME: 13:18:13

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,60,22,81,504

000 000 000 000

01-23 12-22 11-22 10-22

END OF REPORT ON BALAMURUGAN D

All information contained in this credit report has been collated by TransUnion CIBIL Limited ( TU CIBIL) based on information provided/ submitted by
its various members("Members"), as part of periodic data submission and Members are required to ensure accuracy, completeness and veracity of the
information submitted. The credit report is generated using the proprietary search and match logic of TU CIBIL. TU CIBIL uses its best efforts to ensure
accuracy, completeness and veracity of the information contained in the Report, and shall only be liable and / or responsible if any discrepancies are directly
attributable to TU CIBIL. The use of this report is governed by the terms and conditions of the Operating Rules for TU CIBIL and its Members.

© 2022 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 3 OF 3

TransUnion CIBIL CIN : U72300MH2000PLC128359