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Piramal Finance - Job Description

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Dear Students,

Greetings from Piramal Finance Team !!

We express our interest in participating in the campus recruitment


session at your college campus to be held in this year FY 2024- 2025,
the opportunities are specifically for the 2024-25 batch Graduates /Post
Graduate across different streams. The role that we would come up with
are Sales Trainee– Relationship Manager across the various locations.

The job description (JD) for the role will be visible on the application
page and accessible until the on boarding is complete.

Experience range Fresher + 1 years and above.

Further for the upside the entire process will take place in a six-step
format as listed below.

* Collection of student data regards to contact, academic details with


the location and profile preference via. Excel sheet attached

* Online assessment Test link that shall be activated on the college


right after Preplacement Talk within 1 hours Test report Download and
results declare offer letter soft copy of the letter extend.
* In person discussion at campus of the students who will clear their
assessment
* Roll out of the spot offers Soft Copy of the letters for the
respective roles.
* Confirmation / Acceptance of the offer extended to be shared within
the given time frame.
* Piramal Finance shall confirm on their Date of Joining basis the last
year examination dates.

Additionally, may also find attached the detailed job description along
with the relevant CTC breakup and the confirmed schedule concerning the
execution of the hiring program .

In order to proceed ahead with the campus placement activity with your
college, if Students interested to Join on the Profile fit and CTC Range
to Start with post that Salary Annual Increment Local Travel Conveyance
Reimbursement +Incentives + PF Deductions +Medical and Insurance
Benefits.

Detailed JD and CTC for the role that we have to offer is attached with
this email for your ready reference.

Uttar Pradesh & Haryana Branches CTC 2.50 LPA Gross

Delhi-Branches CTC : 3.23 LPA Gross

Location States : at Each State has approx. 15 to 20 branches-Inter


Locations candidates can apply for their home cities as per Piramal
Branches Existence.

Uttar Pradesh Branches

Punjab Branches

Delhi-NCR Branches

Rajasthan Branches

Hiring Selection process Pre Placement on Campus off Campus 1 Single Day
Drive spot offers 10:00am to 6:00 PM Timeline

Further for the upside the entire process will take place in a six-step
format as listed below.

* Collection of student data regards to contact, academic details with


the location and profile preference via. Excel sheet attached or the
suitable mode.
* Online assessment test link that shall be activated with a window of
three days where the students need to login and appear for the same.
* In person discussion at campus of the students who have cleared their
assessment
* Roll out of the spot offers for the respective roles.
* Confirmation / Acceptance of the offer extended to be shared within
the given time frame.
* Piramal Finance shall confirm on their Date of Joining basis the last
year examination dates.

Additionally, may also find attached the detailed job description along
with the relevant CTC breakup and the confirmed schedule concerning the
execution of the hiring program .
Minimum Qualification: Graduates required ( 6th Semester Exams Due
consider post 6th Semester Graduation clearance student will submit
passing mark sheet Copy)

PG-Would be Plus but CTC Range for Graduate /PG Same.

A brief about our Company:

Piramal Capital & Housing Finance Limited (PCHFL), a wholly owned


subsidiary of Piramal Enterprises Limited (flagship company of the
Piramal Group), is a housing finance company engaged in retail and
wholesale lending.

In retail lending, PCHFL is one of the leading players that addresses


the diverse financing needs of the under-served and unserved people of
‘Bharat’ market. It has over 1 million customers and presence in 24
states with a network of over 300 branches. It offers multiple products,
including home loans, small business loans to Indian budget conscious
customers at the periphery of metros and in Tier I, II and III cities.
In wholesale lending, it caters to both real estate as well as non-real
estate sector and offers multiple products including construction
finance, structured debt and senior secured debt.

For information please feel free to visit our Company website :


www.piramalfinance.com

Please email reference of Colleges and Students Available as well

Looking forward to your prompt response.


ABOUT US
Piramal Capital & Housing Finance Limited, formerly known as Dewan Housing Finance Corporation
Ltd. wholly owned subsidiary of Piramal Enterprises Limited (the flagship company of Piramal Group), is
registered as a housing finance company with National Housing Bank (NHB) and engaged in various
financial services businesses. It provides both wholesale and retail funding opportunities across sectors.

In real estate, the platform provides housing finance and other financing solutions across the entire
capital stack ranging from early stage private equity, structured debt, senior secured debt, construction
finance and flexi lease rental discounting. Hospitality sector financing is a recent foray of Piramal Finance.
Here we are providing financing solutions to hotels which will be operated by branded players in
established and emerging markets. The wholesale business in the non-real estate sector includes
separate verticals - Corporate Finance Group (CFG) and Emerging Corporate Lending (ECL). CFG
provides customized funding solutions to companies across sectors such as infrastructure, renewable
energy, roads, industrials, auto components etc. while ECL focuses on lending towards Small and
Medium Enterprises (SMEs).

The introduction of retail lending was a natural progression attributed to the size, scale and growth of the
company’s financial services business. The Housing Finance’s strength lies in its rich experience and its
network in the wholesale lending and construction space.

Piramal Finance through its group companies provides customized strategies for institutional and retail
investors such as Mumbai Redevelopment Fund focused on slum rehabilitation and Apartment Fund
focused on bulk buying individual units (Through Piramal Fund Management) and strategic partnerships
with leading global pension funds such as CPPIB, APG and Ivanhoe Cambridge.
Internal Use--Confidential
Content Lead
Business Unit: Retail Finance Group Vertical HL/MSME/UC/PL

Location: Band/Grade G1
Department: Sales Degree of travel required Local

Piramal Finance Sales and Service Private Limited, as a commitment to serve


Purpose of Job:
all lending needs of consumers of “Bharat”, is hiring dynamic Executive
Collections for its retail business. The incumbent would be primarily
responsible for collections from delinquent customers and updating collection
status from daily field visits

External Internal
Key Stakeholders:
• Customer/ Sales Channels • Sales, Credit & Operations Team
• Government authorities • Collections Team
• External legal vendors • Legal Team
• Audit • Risk and Technical Tea
• Customer Service Team

Reporting Structure: Role directly reports to Positions that reports into this
role
Branch Sales Manager

Essential • Graduate from an accredited college


Qualifications:

• 0 to 1 year experience
Essential • Good written & verbal communication skills
Experience/Skills: • Ability to work under tight deadlines

Key Responsibilities

• Responsible for establishing the Piramal brand and for managing the sales and business
development targets for assigned portfolio with focus on affordable / mass affluent / LAP segment in
the assigned location from open market, channels and developer relationships.
• Responsible for listening to the customer and cross selling products that meet the consumers
• End to end customer management – enquiry to disbursement.
• Be knowledgeable about the product portfolio, features, processing fees et al and guide customer
through the same as required
• Responsible for channel empanelment, customer acquisition and cultivating relationships

Internal Use--Confidential
Key Responsibilities
• Ensure adherence to all compliance related responsibilities e.g. customer KYC
• Adherence to the organizations policies and procedures and compliance with legal and regulatory
requirements
• Responsible for ensuring the proper completion of the files within timeline as per the company checklist
• Responsible for ensuring the proper closure of disbursement documentation within the timeline
• Coordinate with internal teams and customers for any post disbursement issues
• Provide market feedback on product offerings based on customer feedback
• Ensure that all customer documentation is maintained in the prescribed format and transfer of documents is
done safely and seamlessly
• Support collections team in assessing delinquency
• Responsible for activation, training and development of channels and release of channel payments on time
• Responsible for communicating the reasons for rejection to the customer whose file has been rejected
• Collaborate with Operations team for resolving PDD (Post disbursal document) issues
• The incumbent is required to have a good knowledge and understanding of the local affordable / mass
affluent markets and PMAY Willingness to adapt to digital tools and processes
• Customer Service Orientation - Identifies and anticipates customer needs and responds to them by
maintaining long term relationships

Key Performance Indicators:

• Resolution target by bucket


• Learning and development for self
• Process and policy adherence
• Instances of customer complaint

Core Competency:

• Strong Management and Leadership Skills - Lead by example with good team management skills
• Execution & Delivery - Takes ownership providing timely and result oriented solutions with operational
excellence
• Accountability - Responsible for the tasks assigned under the ambit of the key responsibilities of the role and
additionally for any dependencies with cross functional teams
• Team - Work & Collaboration - Fosters a culture of trust, collaboration and support
• Effective Communication - Communicates timely and responsively with clarity and effect (both verbal and
written). Seeks and provides feedback
• Innovation – Self driven and encourages others to actively look beyond boundaries for new insights and
opportunities for success

Internal Use--Confidential
Location Master - 24th Location
PCHFL Name State
June Code
RPU Jaipur Jaipur - MI Road Rajasthan 6130
Ajmer Ajmer Rajasthan 6131
Bhiwadi Bhiwadi Rajasthan 6132
Alwar Alwar Rajasthan 6133
Sikar Sikar Rajasthan 6134
Bikaner Bikaner Rajasthan 6136
Sriganganagar Sriganganagar Rajasthan 6137
Nokha Nokha Rajasthan 6138
Jodhpur Jodhpur Rajasthan 6139
Balotra Balotra Rajasthan 6140
Pali Pali Rajasthan 6141
Bhilwara Bhilwara Rajasthan 6142
Kota Kota Rajasthan 6143
Chittorgarh Chittorgarh Rajasthan 6144
Udaipur Udaipur Rajasthan 6145
Banswara Banswara Rajasthan 6146
Patna Patna Bihar 6212
Jamshedpur Jamshedpur Jharkhand 6213
Ranchi Ranchi Jharkhand 6214
Bhopal Bhopal MadhyaPradesh 6225
Itarsi Itarsi MadhyaPradesh 6226
Sagar Sagar MadhyaPradesh 6227
Vidisha Vidisha MadhyaPradesh 6228
Gwalior Gwalior MadhyaPradesh 6229
Shivpuri Shivpuri MadhyaPradesh 6230
Jhansi Jhansi MadhyaPradesh 6231
Raipur Raipur Chhattisgarh 6232
Bilaspur Bilaspur Chhattisgarh 6233
Chhindwara Chhindwara MadhyaPradesh 6234
Jabalpur Jabalpur MadhyaPradesh 6235
Rewa Rewa MadhyaPradesh 6236
Satna Satna MadhyaPradesh 6237
Rpu Indore Indore - Vijay Nagar MadhyaPradesh 6238
Khandwa Khandwa MadhyaPradesh 6240
Khargone Khargone MadhyaPradesh 6241
Pithampur Pithampur MadhyaPradesh 6242
Dewas Dewas MadhyaPradesh 6243
Ratlam Ratlam MadhyaPradesh 6244
Ujjain Ujjain MadhyaPradesh 6245
Dehradun Dehradun Uttarakhand 6246
Haldwani Haldwani Uttarakhand 6247
Meerut Meerut UttarPradesh 6248
Bareilly Bareilly UttarPradesh 6249
Moradabad Moradabad UttarPradesh 6250

Internal Use--Confidential
Agra Agra UttarPradesh 6251
Aligarh Aligarh UttarPradesh 6252
Mathura Mathura UttarPradesh 6253
Saharanpur Saharanpur UttarPradesh 6254
Haridwar Haridwar Uttarakhand 6255
Rpu Lucknow Lucknow - Gomti Nagar UttarPradesh 6256
Lucknow Lucknow - MMM Marg UttarPradesh 6257
Sitapur Sitapur UttarPradesh 6258
Amethi Amethi UttarPradesh 6259
Faizabad Faizabad UttarPradesh 6260
Kanpur Kanpur UttarPradesh 6261
Rae Bareilly Rae Bareilly UttarPradesh 6262
Varanasi Varanasi UttarPradesh 6263
Gorakhpur Gorakhpur UttarPradesh 6264
Allahabad Prayagraj UttarPradesh 6265
Chandigarh
Metro Chandigarh - Sector 22 Chandigarh 6266
Ambala Ambala Haryana 6267
Yamunanagar Yamunanagar Haryana 6268
Solan Solan HimachalPradesh 6269
Rpu Chandigarh Chandigarh - Elante Chandigarh 6270
Rupnagar Rupnagar Punjab 6271
Karnal Karnal Haryana 6272
Panipat Panipat Haryana 6273
Sonepat Sonepat Haryana 6274
Bahadurgarh Bahadurgarh Haryana 6275
Hisar Hisar Haryana 6276
Rohtak Rohtak Haryana 6277
Ludhiana Metro Ludhiana Punjab 6278
Khanna Khanna Punjab 6279
Patiala Patiala Punjab 6280
Sangrur Sangrur Punjab 6281
Amritsar Amritsar Punjab 6282
Jalandhar Jalandhar Punjab 6283
Pathankot Pathankot Punjab 6284
Hoshiarpur Hoshiarpur Punjab 6285
Bathinda Bathinda Punjab 6286
RPU Gurgaon Gurugram - MG Road Haryana 6290
Faridabad Faridabad NCR 6291
RPU Noida Noida - Sector 2 UttarPradesh 6292
Ghaziabad Ghaziabad UttarPradesh 6294
Cannaught
Place Delhi - Connaught Place NCR 6295
Delhi -
Pitampura Delhi - Pitampura NCR 6296
New Delhi - Narela NCR 6297
New Delhi - Dwarka NCR 6298

Internal Use--Confidential
New Delhi - Shahdara NCR 6299
Kamrup Nalbari East
Patna Muzaffarpur - Ramna East
Ranchi Dhanbad - Bank More East
Ghaziabad Ghaziabad - Raj Nagar NCR
Rewari Rewari - Brass Market NCR
Ganjam Ganjam - Berhampur East
Muzaffarnagar Muzaffarnagar - Bhopa
Road West UP
Hardoi Hardoi - Lucknow Road East UP
Hooghly Serampur East
Delhi Kalkaji/Govindpuri Delhi
Faridabad NIT NCR
Bulandshahar Kala Aam, Bulandsahar West UP
Hathras Agra Road, Hathras West UP
Dibrugarh Dibrugarh town East
Cuttack Cuttack East
Lucknow Rai Bareilly Road East UP

Internal Use--Confidential

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