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DINESHKUMAR HASMUKHBHAI PATEL

102 Al khan Tower B block

Al majaj 3
Sharjah
Your ADIB Customer ID: 1883788
Statement Period: From 01-Nov-23 to 30-Nov-23 19142099 CUR AED 604.40 5.46 Not Applicable
Buhairah Branch-Sharjah

6 0 4 . 4 0 0 0 0 0 5 . 4 6 0 0 0 0

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Opening Balance 604.40

31-10-2023 UPOS Purchase 31/10/2023 21:18 18.60 585.80
01-11-2023 Fall below fee - Oct 2023 26.25 559.55
01-11-2023 SAL-WPS,0000001617076.PIF 17,000.00 17,559.55
01-11-2023 530P138018AC4BD3 - MOBN TELEX TRANSFER 300.00 17,259.55
TO *230
01-11-2023 530P1D6EDA29456D - MOBN TELEX TRANSFER 17,000.00 259.55
TO *801
01-11-2023 530P1D6EDA29456D - MOBN TELEX TRANSFER 1.05 258.50
TO *801 - Charges
01-11-2023 UPOS Purchase 01/11/2023 16:46 11.00 247.50
02-11-2023 UPOS Purchase 02/11/2023 19:18 5.85 241.65
02-11-2023 UPOS Purchase 02/11/2023 19:23 11.99 229.66
03-11-2023 MOBN TRANSFER FROM 28881973 TO 19142099 500.00 729.66
03-11-2023 MOBN TRANSFER FROM 28881973 TO 19142099 2,100.00 2,829.66
03-11-2023 530PFBE1AB5AA334 - MOBN TELEX TRANSFER 600.00 2,229.66
TO *801
03-11-2023 530PFBE1AB5AA334 - MOBN TELEX TRANSFER 1.05 2,228.61
TO *801 - Charges
03-11-2023 POS-31/10/23-HOMELY FOODS RESTAURANT 27.00 2,201.61
03-11-2023 POS-31/10/23-AL HAMRAIN GROCERY 5.00 2,196.61
Continued..
page 1 of 3
The Current Account is a benevolent loan guaranteed by the Bank, where it is
not allowed by Shari’a to pay on its balance any profit, or any other form of
return/benefit either contingent or not, even as a common practice.
2,196.61

INFORMATION
In case of discrepancy in any entry or balance shown in the Statement of
Account, the Customer shall notify the Bank of such discrepancy within
thirty (30) banking days of the date of the Statement of Account. If no
objection received from the Customer by the Bank within the stipulated
period, the Customer shall be deemed to have accepted the correctness of
the entries, the balance shown therein.
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Abu Dhabi Islamic Bank Public Joint Stock Company licensed by the Central
Bank of the UAE
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Balance Brought Forward 2,196.61

03-11-2023 POS-31/10/23-FREEJ AL MAJAZ REST 3.50 2,193.11
03-11-2023 POS-31/10/23-TASTY CORNER REST 21.00 2,172.11
03-11-2023 POS-30/10/23-DUBAI TAXI 87.00 2,085.11
04-11-2023 POS-01/11/23-CITI TAXI 14.00 2,071.11
07-11-2023 POS-03/11/23-PAYBY 1,162.66 908.45
07-11-2023 POS-03/11/23-PAYBY 600.00 308.45
09-11-2023 POS-06/11/23-CITI TAXI 65.75 242.70
12-11-2023 MOBN TRANSFER FROM 28881973 TO 19142099 340.00 582.70
12-11-2023 530PEB4D7B82CF48 - MOBN TELEX TRANSFER 350.00 232.70
TO *656
12-11-2023 530PEB4D7B82CF48 - MOBN TELEX TRANSFER 1.05 231.65
TO *656 - Charges
13-11-2023 UPOS Purchase 13/11/2023 18:39 5.74 225.91
16-11-2023 POS-13/11/23-ZAM ZAM AL MADINA.SMKT 6.25 219.66
22-11-2023 UPOS Purchase 22/11/2023 15:11 16.25 203.41
22-11-2023 UPOS Purchase 22/11/2023 15:25 30.00 173.41
22-11-2023 UPOS Purchase 22/11/2023 18:44 41.58 131.83
22-11-2023 UPOS Purchase 22/11/2023 23:41 52.31 79.52
25-11-2023 POS-22/11/23-PEOPLE EXPRESS 6.50 73.02
25-11-2023 POS-22/11/23-AL HAMRAIN GROCERY 30.50 42.52
27-11-2023 POS-22/11/23-CARS TAXI SERVICES CO LLC 35.00 7.52
29-11-2023 POS-25/11/23-AL NIDHAL GROCERY 2.06 5.46
Closing Balance 5.46

Continued..
page 2 of 3
The Current Account is a benevolent loan guaranteed by the Bank, where it is
not allowed by Shari’a to pay on its balance any profit, or any other form of
return/benefit either contingent or not, even as a common practice.
5.46

INFORMATION
In case of discrepancy in any entry or balance shown in the Statement of
Account, the Customer shall notify the Bank of such discrepancy within
thirty (30) banking days of the date of the Statement of Account. If no
objection received from the Customer by the Bank within the stipulated
period, the Customer shall be deemed to have accepted the correctness of
the entries, the balance shown therein.
fb.com/ADIB adib.ae
@ADIBtweets
Abu Dhabi Islamic Bank Public Joint Stock Company licensed by the Central
Bank of the UAE
 3 5

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page 3 of 3
The Current Account is a benevolent loan guaranteed by the Bank, where it is
not allowed by Shari’a to pay on its balance any profit, or any other form of
return/benefit either contingent or not, even as a common practice.
5.46

INFORMATION
In case of discrepancy in any entry or balance shown in the Statement of
Account, the Customer shall notify the Bank of such discrepancy within
thirty (30) banking days of the date of the Statement of Account. If no
objection received from the Customer by the Bank within the stipulated
period, the Customer shall be deemed to have accepted the correctness of
the entries, the balance shown therein.
fb.com/ADIB adib.ae
@ADIBtweets
Abu Dhabi Islamic Bank Public Joint Stock Company licensed by the Central
Bank of the UAE
 Why call when you can Chat with ADIB! ‫ﻟﻤﺎذا ﺗﺘﺼﻞ ﻫﺎﺗﻔﻴ ﺑﻴﻨﻤﺎ ﻳﻤﻜﻨﻚ اﻟﺪردﺷﺔ‬
!‫ﻣﻊ ﻣﺼﺮف أﺑﻮﻇﺒﻲ اﺳﻼﻣﻲ‬
Experience a new way of banking with us via WhatsApp.
.WhatsApp ‫اﺑﺪأ ﺗﺠﺮﺑﺔ ﺟﺪﻳﺪة ﻟﻠﺤﺼﻮل ﻋﻠﻰ اﻟﺨﺪﻣﺎت اﻟﻤﺼﺮﻓﻴﺔ ﻋﺒﺮ ﺗﻄﺒﻴﻖ‬
Scan the given QR code and start chatting with us!. !‫ﻗﻢ ﺑﻤﺴﺢ اﻟﺮﻣﺰ واﺑﺪأ اﻟﺪردﺷﺔ ﻣﻌﻨﺎ‬
. Make card payments .
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ADIB Regular Statement back_V7 Dec 2021

In cases where a Mudaraba Account is closed prior to the applicable Profit ‫ ﻓﺈن اﻟﻤﺘﻌﺎﻣﻞ ﻳﻮاﻓﻖ‬،‫ﻓﻲ ﺣﺎل إﻏﻼق ﺣﺴﺎﺑﺎت اﻟﻤﻀﺎرﺑﺔ ﻗﺒﻞ ﺗﺎرﻳﺦ دﻓﻊ ا‰رﺑﺎح اﻟﻨﺎﻓﺬ‬
Payment Date, the Customer agrees that it shall not be entitled to receive the ‫ﻋﻠﻰ أﻧﻪ ﻻ ﻳﺤﻖ ﻟﻪ ﺗﺴﻠﻢ ﺷﻲء ﻣﻦ ا‰رﺑﺎح اﻟﻤﺤﻘﻘﺔ ﻋﻠﻰ رأس ﻣﺎل اﻟﻤﻀﺎرﺑﺔ ﺑﺨﺼﻮص‬
profits accrued on the Mudarabah Capital for the relevant month in which ‫ وﻗﺪ ﻳﺘﻔﻖ ﻣﻊ اﻟﻤﺼﺮف ﻓﻲ ﺣﻴﻦ اﻟﺘﺨﺎرج‬،‫اﻟﺸﻬﺮ اﻟﺬي ﺗﻢ ﻓﻴﻪ إﻏﻼق ﺣﺴﺎب اﻟﻤﻀﺎرﺑﺔ‬
the Mudaraba Account is closed and may agree with the Bank upon such .‫ ﻟﺮﺻﻴﺪ اﻟﺤﺴﺎب ﻋﻠﻰ أﺳﺎس اﻟﺘﺨﺎرج ﻟﺬﻟﻚ اﻟﺸﻬﺮ‬ª‫ ﻣﺴﺎوﻳ‬ª‫ﻋﻠﻰ أن ﻳﺘﺴﻠﻢ ﻣﺒﻠﻐ‬
Takharyj date to receive an amount equivalent to the account balance on
Takharuj basis for that month.
For filling a complaint, please log onto ADIB Mobile App, online banking or ‫ ﻳﺮﺟﻰ اﻟﺘﻮاﺻﻞ ﻣﻌﻨﺎ ﻣﻦ ﺧﻼل ﺗﻄﺒﻴﻖ ﻣﺼﺮف أﺑﻮ ﻇﺒﻲ ا¬ﺳﻼﻣﻲ أو‬،‫ﻟﺘﻘﺪﻳﻢ اﻟﺸﻜﺎوي‬
chat with us via WhatsApp. You may also call us at 600 543216 or ‫ ﻛﻤﺎ ﻳﻤﻜﻨﻚ اﻻﺗﺼﺎل‬.‫اﻟﺨﺪﻣﺎت اﻟﻤﺼﺮﻓﻴﺔ ﻋﺒﺮ اﻻﻧﺘﺮﻧﺖ أو ﺧﺪﻣﺔ اﻟﺪردﺷﺔ ﻋﺒﺮ اﻟﻮاﺗﺴﺎب‬
+971 2 6100600 (outside the UAE) to file your complaint and we shall get ‫ ﻣﻦ ﺧﺎرج‬0097126100600 ‫ أو‬600543216 ‫ﺑﺎﻟﺨﺪﻣﺎت اﻟﻤﺼﺮﻓﻴﺔ اﻟﻬﺎﺗﻔﻴﺔ ﻋﻠﻰ اﻟﺮﻗﻢ‬
back to you within "2 working days". ."‫دوﻟﺔ ا¬ﻣﺎرات ﻟﺘﻘﺪﻳﻢ اﻟﺸﻜﻮى وﺳﻨﻘﻮم ﺑﺎﻟﺘﻮاﺻﻞ ﻣﻌﻚ ﻓﻲ ﻏﺼﻮن "ﻳﻮﻣﻰ ﻋﻤﻞ‬

Dear Customer, Kindly ensure to keep your banking correspondence secure ‫ ﻳﺮﺟﻰ اﻟﺘﺄﻛﺪ ﻣﻦ اﻟﺤﻔﺎظ ﻋﻠﻰ ﻣﺮاﺳﻼﺗﻚ اﻟﻤﺼﺮﻓﻴﺔ وﺣﻔﻈﻬﺎ ﻓﻲ‬،‫ﻋﺰﻳﺰي اﻟﻤﺘﻌﺎﻣﻞ‬
for future reference. .‫ﻣﻜﺎن اﻣﻦ ﻟﻠﺮﺟﻮع إﻟﻴﻬﺎ ﻓﻲ اﻟﻤﺴﺘﻘﺒﻞ‬

Abu Dhabi Islamic Bank Public Joint Stock Company (ADIB) is licensed by the Central Bank of the UAE (CBUAE). ‫ ﺷــﺮﻛــﺔ ﻣﺴﺎﻫﻤﺔ ﻋﺎﻣــﺔ ﻣﺮﺧﺼﺔ ﻣﻦ ﻣﺼــﺮف ا¬ﻣــﺎرات اﻟﻌﺮﺑﻴــﺔ اﻟﻤﺘﺤــﺪة اﻟﻤﺮﻛﺰي‬،‫ﻣﺼــﺮف أﺑﻮﻇــﺒﻲ ا¬ﺳــــﻼﻣﻲ‬