Aker & Mbiti (2010)

Journal of Economic Perspectives—Volume 24, Number 3—Summer 2010—Pages 207–232
Mobile Phones and

Economic Development in Africa
Jenny C. Aker and Isaac M. Mbiti
S
ub-Saharan Africa has some of the lowest levels of infrastructure investment
in the world. Merely 29 percent of roads are paved, barely a quarter of the
population has access to electricity, and there are fewer than three landlines
available per 100 people (ITU, 2009; World Bank, 2009a). Yet access to and use of
mobile telephony in sub-Saharan Africa has increased dramatically over the past
decade. There are ten times as many mobile phones as landlines in sub-Saharan
Africa (ITU, 2009), and 60 percent of the population has mobile phone coverage.
Mobile phone subscriptions increased by 49 percent annually between 2002 and
2007, as compared with 17 percent per year in Europe (ITU, 2008).
Mobile telephony has brought new possibilities to the continent. Across urban–
rural and rich–poor divides, mobile phones connect individuals to individuals,
information, markets, and services. In Mali, residents of Timbuktu can call rela-
tives living in the capital city of Bamako—or relatives in France. In Ghana, farmers
in Tamale are able to send a text message to learn corn and tomato prices in Accra,
over 400 kilometers away. In Niger, day laborers are able to call acquaintances
in Benin to find out about job opportunities without making the US$40 trip. In
Malawi, those affected by HIV and AIDS can receive text messages daily, reminding
them to take their medicines on schedule. Citizens in countries as diverse as Kenya,
Nigeria, and Mozambique are able to report violent confrontations via text message
to a centralized server that is viewable, in real time, by the entire world.
■ Jenny C. Aker is Assistant Professor of Development Economics, Department of Economics

and Fletcher School, Tufts University, Medford, Massachusetts. She is also a Non-Resident
Fellow, Center for Global Development, Washington, D.C. Isaac M. Mbiti is Assistant
Professor of Economics, Southern Methodist University, Dallas, Texas. Their e-mail addresses
are 〈 Jenny.Aker@tufts.edu
Jenny.Aker@tufts.edu〉〉 and 〈Imbiti@smu.edu
Imbiti@smu.edu〉〉.
doi=10.1257/jep.24.3.207
208 Journal of Economic Perspectives
These effects can be particularly dramatic in rural Africa, where in many

places mobile phones have represented the first modern telecommunications infra-
structure of any kind. Mobile phones have greatly reduced communication costs,
thereby allowing individuals and firms to send and to obtain information quickly
and cheaply on a variety of economic, social, and political topics. An emerging
body of research shows that the reduction in communication costs associated with
mobile phones has tangible economic benefits, improving agricultural and labor
market efficiency and producer and consumer welfare in specific circumstances
and countries (Jensen, 2007; Aker, 2008; Aker, 2010; Klonner and Nolen, 2008).
As telecommunication markets mature, mobile phones in Africa are evolving from
simple communication tools into service delivery platforms. This has shifted the
development paradigm surrounding mobile phones from one that simply reduces
communication and coordination costs to one that could transform lives through
innovative applications and services.
The rapid adoption of mobile phones has generated a great deal of specu-
lation and optimism regarding its effect on economic development in Africa.
Policymakers, newspapers, and mobile phone companies have all touted the
poverty-eradicating potential of mobile phones (Corbett, 2008). At the Connect
Africa Summit in 2007, Paul Kagame, President of Rwanda, said: “In 10 short years,
what was once an object of luxury and privilege, the mobile phone, has become
a basic necessity in Africa.” An article in The Economist (2008) similarly reported:
“A device that was a yuppie toy not so long ago has now become a potent force for
economic development in the world’s poorest countries.” Do such sentiments and
slogans reflect the reality of the consequences of the mobile phone for economic
development in Africa?
This paper first examines the evolution of mobile phone coverage and adoption
in sub-Saharan Africa over the past decade. We then explore the main channels
through which mobile phones can effect economic outcomes and appraise current
evidence of its potential to improve economic development. We conclude with
directions for future research and outline the necessary conditions for mobile
phones to promote broader economic development in Africa.
Mobile Phone Coverage in Africa: What a Difference a Decade Makes
Mobile phone coverage in Africa has grown at staggering rates over the past
decade. In 1999, only 10 percent of the African population had mobile phone
coverage, primarily in North Africa (Algeria, Egypt, Libya, Morocco, and Tunisia)
and South Africa (GSMA data for 2009).1 By 2008, 60 percent of the population
(477 million people) could get a signal, and an area of 11.2 million square kilome-
ters had mobile phone coverage—equivalent to the United States and Argentina
1
For data on mobile phone coverage and adoption, we will be using data from the GSM Association, an
association that represents the interests of the worldwide mobile communications industry.
Jenny C. Aker and Isaac M. Mbiti 209
combined.2 By 2012, most villages in Africa will have coverage, with only a handful
of countries—Guinea Bissau, Ethiopia, Mali, and Somalia—relatively unconnected
(GSMA data for 2008).
There have been huge disparities in the geographic rollout of this coverage,
prompting concerns over an intra-African digital divide (ITU, 2008). In 1999,
most African countries had no mobile phone coverage, and only Egypt, Morocco,
Senegal, and South Africa had coverage rates of over 40 percent. By 2008, however,
over 65 percent of the African population had access to mobile phone service, with
93 percent covered in North Africa and 60 percent in sub-Saharan Africa. Overall,
the expansion of mobile phone coverage has been the lowest in Ethiopia, Somalia,
and the landlocked countries of Central and West Africa.
While the telecommunications industry in the United States, Canada, and
Europe invested in landlines before moving to mobile phone networks, the mobile
phone has effectively leapfrogged the landline in Africa. After all, landlines require
that wires be installed on every road and into every community, with smaller lines
into every household. A full landline network can be prohibitively expensive, espe-
cially in countries with poor roads, vast distances, and low population densities.
Mobile phone coverage in sub-Saharan Africa, by contrast, is primarily provided via
a network of specialized base stations, which can provide service to a 5–10 kilometer
radius. (The right axis of Figure 1 shows the expansion of cell phone coverage in
sub-Saharan Africa.) Due to unreliable electricity supplies across Africa, the base
stations are primarily powered by diesel generators.
What Factors Determine the Spread of Mobile Phone Coverage?

The growth of mobile phone coverage across Africa has shown a strong posi-
tive correlation with population density, but other factors matter as well. Using a
spatially disaggregated dataset of mobile phone coverage and geographic charac-
teristics, Buys, Dasgupta, Thomas, and Wheeler (2009) find that the probability
of having a mobile phone tower in a particular location is strongly and positively
associated with potential demand factors, such as population density and per
capita income, as well as the competitiveness of the mobile phone sector within
the country. They also find that factors associated with higher costs—namely,
higher elevation, steeper slopes, and distance from a main road and major urban
centers—are negatively associated with mobile phone coverage. Empirical evidence
suggests that these factors partially explain the rollout of mobile phone service
within countries as well.3
Adopting Mobile Phones on Less than a Dollar per Day

The rapid adoption of mobile phones in some of the poorest countries in
the world has far exceeded expectations. In 1999, for example, the Kenyan-based
2
For comparison, there were approximately 8.2 million fi xed telephone lines in Africa in 1998,
covering 1.4 percent of the population. Between 1998 and 2008, a mere 2.4 million additional land-
lines were installed (ITU, 2009).
3
Detailed regression results and maps showing the spatial rollout of mobile phone coverage in Mozam-
bique and Niger over time are available by request from the authors.
Figure 1
Number of Cell Phone Subscribers and Cell Phone Coverage in Sub-Saharan
Africa, 2000–2008
450 70%
400
376 60%
% of population with cell phone coverage (right axis)
350
Number of subscribers (millions)
50%
300 279
Percent of population
250 40%
200
200 30%
150 135
20%
100 82
Total number of subscribers (left axis)
52 10%
50 37
25
16
0 0%
2000 2001 2002 2003 2004 2005 2006 2007 2008
Sources: Mobile phone subscription data are provided by Wireless Intelligence. The percentage of the
population with mobile phone coverage is provided by GSMA.
Notes: “Mobile phone subscribers” are active SIM cards rather than individual subscribers. One
individual could have multiple SIM cards for different cell phone service providers, thereby potentially
inflating the total number of individual users within a particular country. “Cell phone coverage” refers
to having cell phone service in one’s area (being able to get a signal.)
service provider Safaricom projected that the mobile phone market in Kenya
would reach three million subscribers by 2020. Safaricom, alone, currently has over
14 million subscribers (Safaricom, 2009).
Mobile phone subscriptions on the continent have risen from 16 million in
2000 to 376 million in 2008 as shown on the left axis of Figure 1. This is one-third
of sub-Saharan Africa’s population. However, these figures potentially overesti-
mate the actual number of mobile phone users, because many individuals own
several handsets or have multiple subscriber identity module (SIM) cards. At the
same time, there could potentially be more than 376 million mobile phone users,
as sharing mobile phones is a common practice in Africa.
The increase in mobile phone subscriptions is all the more surprising consid-
ering the prevalence of poverty in sub-Saharan Africa and the price of mobile phone
handsets and services. Approximately 300 million Africans are classified as poor
(living on less than US$1 per day), with 120 million classified as “ultra-poor” (living
on less than US$0.50 per day) (Ahmed, Hill, Smith, Wiesmann, Frankenberger,
Mobile Phones and Economic Development in Africa 211
Figure 2
Number of Mobile Phone Subscribers as a Percentage of the Population, 2008
(countries arranged by Human Development Index, from low to high)
100%
90%
80%
70%
60%
50%
40%
30%
20%
10%
0%
Niger
Sierra Leone
CAR
Mali
Burkina Faso
DRC
Chad
Burundi
Guinea-Bissau
Mozambique
Ethiopia
Guinea
Liberia
Gambia
Rwanda
Senegal
Eritrea
Zambia
Cote d’Ivoire
Benin
Malawi
Togo
Nigeria
Uganda
Lesotho
Djibouti
Mauritania
Cameroon
Ghana
Tanzania
Zimbabwe
Sudan
Kenya
Madagascar
Angola
Swaziland
Congo
STP
South Africa
Namibia
Botswana
Cape Verde
E. Guinea
Gabon
Mauritius
Low Human Development Index High Human Development Index
Source: Data on the number of mobile phone subscribers by country provided by Wireless Intelligence.
Notes: The graph reflects the percentage of mobile phone subscribers as a function of the total
population in the country (2008). Countries are sorted by ranking on the UN’s Human Development
Index, from a high of 74 (Mauritius) to 182 (Niger). CAR is the Central African Republic, DRC is the
Democratic Republic of Congo, and STP is Sao Tome and Principe.
Gulati, Quabili, and Yohannes, 2007). The price of the cheapest mobile phone
in Kenya, for example, costs half the average monthly income, whereas the price
of the cheapest mobile phone in Niger is equivalent to 12.5 kilograms of millet,
enough to feed a household of five for five days.
Figure 2 shows the number of subscribers as a percentage of the popula-
tion, by country. The countries are sorted in ascending order by their ranking
on the UN’s Human Development Index (HDI) (which combines measures of
income, health, and education), from 182nd (Niger) to 81st (Mauritius) (UNDP
2009). Even in those countries with a HDI ranking lower than 160th (denoted by
the dotted line in Figure 2), where the GDP per capita is less than US$761 (in
purchasing power parity), an average of 23 percent of the population has mobile
phone subscriptions.
Who are the Mobile Phone Adopters in Africa?

Coinciding with the growth in mobile phone coverage and adoption in devel-
oping countries over the past decade, a rich body of literature has emerged examining
the determinants of mobile phone adoption. However, as Donner’s (2008) survey
shows, very little of this research has been conducted by economists, and economic
studies of the subject have often focused on diffusion rather than individual adoption
(Baliamoune-Lutz, 2003; Kshetri and Chung, 2002). The relative lack of economics
literature on mobile phone adoption appears to be related to two factors: First, mobile
phone adoption data are often limited or inaccurate, as they report subscriptions
rather than individual handset or subscriber identity module (SIM) ownership, which
can result in serious measurement error. Second, finding credible estimation strate-
gies to address the omitted variable bias, particularly when estimating the effect of
neighbors and peers, is a significant challenge (Manski, 1993).
Despite these constraints, we use data from East Africa to gain further insights
into individual- and firm-level mobile phone adoption. Using firm-level data from
the World Bank Enterprise Surveys for Kenya, Tanzania, and Uganda, we find that
a large percentage of firms had already adopted mobile phones in 2003, ranging
from 83 to 93 percent across these countries. This high level of adoption appears
to be correlated with the poor quality of landline services. For example, Kenyan
firms reported an average of 36 days of interrupted landline service per year, with
interruptions lasting an average of 37 hours. This was also the case in Tanzania
and Uganda. Many firms also faced challenges in even obtaining landline service.
On average, Kenyan firms had to wait 100 days to obtain landline service, with a
majority of firms paying bribes to facilitate this connection. (The average bribe was
reported to be worth US$117, compared with a GDP per capita of US$780). Thus,
explicit and implicit landline costs could have provided powerful incentives for
firms to adopt mobile phones.
While Kenyan firms rapidly adopted mobile phones, the individual adoption
rate has been significantly lower. Using data from the FinAccess surveys, we examine
some basic patterns of individual mobile phone adoption in Kenya. Between 2006
and 2009, the percentage of the Kenyan population with mobile phone coverage
remained relatively static, but the number of subscriptions tripled—reaching
17 million by 2009 (GSMA data for 2009). The adoption of mobile phone handsets
increased by 74 percent during this period, from 27 percent in 2006 to 47 percent
in 2009, as shown in Table 1. One-third of Kenyans shared their mobile phones
with friends or relatives, supporting qualitative evidence of free riding and the use
of mobile phones as a common property resource in sub-Saharan Africa. At the
same time, such patterns could also reflect cost-sharing, especially among poorer
rural households for whom the cost of handsets and services is still prohibitively
expensive. For these reasons, reported data on mobile phone subscriptions could
significantly underestimate the number of mobile phone users; in fact, while only
47 percent of individuals owned a phone, 80 percent reported having access to a
mobile phone through direct ownership or sharing.
Looking at Table 2, we see that the first mobile phone adopters were primarily
male, educated, young, wealthy, and urban populations; this is because the initial costs
Table 1
Summary Statistics of Mobile Phone
Adoption and Use in Kenya
(portion of population)
2006 Mean 2009 Mean
Has mobile phone 0.272 0.467

Shares mobile phone 0.266 0.334
Has mobile phone access 0.537 0.801
Has landline 0.028 0.021
Has multiple SIM cards – 0.081
Transfers airtime 0.208 0.350
Sends text messages 0.292 0.411
Buys ringtones 0.079 0.090
Uses phone to surf Web – 0.050
Pays bills by phone – 0.036
M-Pesa user – 0.383
M-Pesa recipient – 0.339
M-Pesa sender – 0.291
Age 25 to 39 0.393 0.375
Age 40 to 54 0.213 0.224
Age over 55 0.145 0.183
Male 0.440 0.413
Married 0.610 0.602
Completed primary school 0.314 0.315
Completed secondary school 0.161 0.165
Completed college 0.089 0.085
Has bank account 0.165 0.244
Urban 0.319 0.285
Number of observations 4,418 6,598
Sources: Data from FinAcess 2006 and 2009 Surveys in Kenya.

Notes: “–” implies that the service was not available in
2006, and therefore there were no adopters. A SIM card
is a subscriber identity module card. M-Pesa is Kenya’s
mobile money service.
of handsets and services were relatively high. But secondary adopters span the demo-
graphic spectrum—young and old, rich and poor, urban, and rural. By 2009, mobile
phone ownership included more poor, elderly, and rural individuals, in part facilitated
by the introduction of lower-priced handsets and lower-denomination airtime cards.
Consequences of Mobile Phones for Economic Development in Africa
We identify five potential mechanisms through which mobile phones can provide
economic benefits to consumers and producers in sub-Saharan Africa. First, mobile
phones can improve access to and use of information, thereby reducing search costs,
improving coordination among agents, and increasing market efficiency. Second, this
Table 2
Adoption and Use of Mobile Phones and M-Pesa
Receive money Send money

Own mobile phone Use M-Pesa with M-Pesa with M-Pesa
2006 2009 2009 2009 2009
Wealth
Not poor 42.0% 64.6% 52.4% 46.0% 43.2%
Poor 7.0% 21.6% 18.7% 17.1% 9.4%
Gender
Female 23.0% 41.6% 35.5% 32.1% 24.7%
Male 32.4% 53.9% 42.5% 36.6% 35.3%
Residence
Rural 16.8% 35.9% 28.8% 25.9% 18.8%
Urban 49.2% 73.7% 62.2% 54.1% 54.8%
Education
Less than primary 8.9% 22.8% 16.4% 14.1% 9.4%
At least primary school 41.1% 65.0% 55.2% 49.2% 44.3%
Age
Under 55 29.3% 50.9% 42.4% 37.4% 32.9%
Over 55 14.5% 27.7% 20.2% 18.4% 11.9%
Financial access
No bank account 18.2% 33.9% 27.5% 23.9% 17.8%
Bank account 72.7% 86.3% 71.9% 65.2% 64.0%
Sample size 4,418 6,598 6,598 6,598 6,598
Source: Data are from FinAcess 2006 and 2009 Surveys in Kenya.
Notes: M-Pesa is Kenya’s mobile money service. “Poor” is defined as individuals in the bottom two
wealth quintiles of an asset index.
increased communication should improve firms’ productive efficiency by allowing

them to better manage their supply chains. Third, mobile phones create new jobs to
address demand for mobile-related services, thereby providing income-generating
opportunities in rural and urban areas. Fourth, mobile phones can facilitate commu-
nication among social networks in response to shocks, thereby reducing households’
exposure to risk. Finally, mobile phone-based applications and development proj-
ects—sometimes known as “m-development”—have the potential to facilitate the
delivery of financial, agricultural, health, and educational services. We address this
final mechanism in a separate section.
In all of these cases, the evidence on mobile phones in Africa is quite recent,
and so the available studies necessarily focus on specific sectors, countries, and
examples. In this section, we present existing evidence. Later in the paper, we offer
some thoughts about the research agenda that will unfold as mobile phones continue
to spread and their medium- and long-term effects become more apparent.
How Mobile Phones Can Reduce Search Costs and Improve Markets
Examples of imperfect and asymmetric information abound in markets in sub-
Saharan Africa. As a result, households and firms use numerous avenues to search
for information in a variety of areas: input prices, output prices, jobs, potential
buyers and sellers, natural disasters, new technologies, politics, and the status of
friends and family members. Traditional search mechanisms include personal
travel, radio, and, to a much lesser extent, landlines, letters, newspapers, and
television. Of these, personal travel has often been the most common mechanism
used—primarily due to limited access to other alternatives. In Niger, for example,
89 percent of grain traders surveyed preferred obtaining price information by
visiting weekly grain markets, rather than listening to the weekly radio program
(Aker, 2008). However, personal travel requires transport and opportunity costs,
which can be relatively high with a combination of long distances and poor roads.
The rollout of mobile phones in sub-Saharan Africa over the past decade has
introduced a new search technology that offers several advantages. First, mobile
phones greatly reduce search costs. While mobile phones require an initial fixed cost,
the variable costs associated with their use are significantly lower than equivalent travel
and other opportunity costs. In Niger, for example, an average trip to a market located
65 kilometers away can take 2–4 hours roundtrip, as compared to a two-minute call.
Using a local daily wage of 500 CFA francs (US$1) per agricultural laborer in Niger,
mobile phones reduce search costs by 50 percent as compared with personal travel.
Mobile phones can also allow people to obtain information immediately and on a
regular basis, rather than waiting for weekly radio broadcasts, newspapers, or letters.
Furthermore, rather than being passive recipients of information, mobile phones
allow individuals and firms to take an active role in the search process, enabling them
to ask questions and corroborate information with multiple sources.
Finally, mobile phones are more accessible than other alternatives in terms
of cost, geographic coverage, and ease of use. While radios can be used across all
segments of the population (over 55 percent of sub-Saharan African households
listen to the radio weekly), they generally provide a limited range of informa-
tion.4 Newspapers are primarily concentrated in urban areas, are expensive (the
cost of private newspapers in Mozambique average US$1), and are inaccessible to
illiterate populations. Less than 19 percent of individuals in sub-Saharan Africa
read a newspaper at least once per week, with a much smaller share in rural areas.
As previously discussed, landline coverage has been limited, with less than one
landline subscriber per 1,000 people in 2008 (ITU, 2009). Access to other search
mechanisms, such as fax machines, e-mail, and Internet, is similarly low, primarily
due to their dependence upon landline infrastructure. On average, less than
4.2 percent of the African population has access to Internet (ITU, 2009).5
Search theory predicts that lowering search costs for output prices will change
the reservation prices of market agents and increase the number of markets over
4
Summary statistics for radio and newspaper usage are computed from the Demographic and Health
Surveys (DHS) data for 20 sub-Saharan countries.
5
There are a number of challenges to the development of the fi xed broadband in Africa and
hence Internet usage. Installation of broadband Internet access via Asymmetric Digital Subscriber
Lines (ADSL) is constrained by the limited number of fi xed telephone lines on the continent. 3G
mobile cellular networks may hold greater potential for many countries in the region. For example,
98 percent of Kenya’s 1.7 million Internet subscribers access the Internet using the mobile phone
network (CCK, 2009).
which consumers and producers search (Baye, Morgan, and Scholten, 2007; Rein-
ganum, 1979; Stahl, 1989; Aker, 2008). The market equilibrium results of these
models can be ambiguous, depending upon different assumptions with respect
to consumers’ demand and the fixed or sequential nature of search and firm cost
heterogeneity (Baye, Morgan, and Scholten, 2007). Nevertheless, in general, the
sequential search models of Reinganum (1979), Stahl (1989), and Aker (2008)
predict that a reduction in search costs will decrease the variance of equilibrium
prices, thereby improving market efficiency.6 While improvements in information
will result in net welfare gains under standard assumptions, how these gains are
distributed among consumers, producers, and firms is theoretically ambiguous.
For example, lower search costs could improve traders’ welfare in the short term
as they take advantage of spatial arbitrage opportunities, but reduce some of their
welfare in the longer term as markets approach the law of one price. Similarly,
in markets where traders have local monopoly pricing power, increased access to
information could improve consumer welfare by disrupting this monopoly power,
but reduce traders’ welfare.
Figure 3 provides the intuition for effects of mobile phone coverage (and
hence lower search costs) on price dispersion and welfare under the assumption
of perfectly inelastic supply. Prior to the introduction of mobile phones, search
costs are prohibitively high and traders (or farmers) do not engage in arbitrage
between high ((H)) and low ((L)) production areas. Once mobile phones are intro-
duced, traders are able to learn about prices in each region and begin trading. In
the low-production region, consumers gain A + B while traders/producers lose A
and gain C.. This is a net gain of B + C,, a transfer of A from traders/producers to
consumers. In the high-production region, consumers lose D + E,, while traders/
producers gain D and lose F,, representing a net loss of E + F and a transfer of D
from consumers to traders/producers. The sum of consumer and producer surplus
rises with the reduction in search costs—suggesting that the overall net change is
positive—but the distributional effects are ambiguous. In a market with a highly
perishable commodity, such as fish or vegetables, lower search costs would also
coincide with less wastage, which is Pareto-improving as well.
Although the evidence on Africa is quite recent, an emerging body of litera-
ture assesses the role of information technology on market efficiency in developing
countries, primarily in agricultural markets (Abraham, 2007; Jensen, 2007; Aker,
2008; Aker, 2010; Muto and Yamano, 2009; Goyal, forthcoming). These studies
primarily focus on the relationship between mobile phone coverage and specific
outcomes, such as price dispersion across markets (Overå, 2006; Jensen, 2007;
Aker, 2010), market agents’ behavior (Aker, 2008; Muto and Yamano, 2009), and
producer and consumer welfare (Jensen, 2007; Aker, 2008).
A central concern in estimating the effect of mobile phones on market effi-
ciency is omitted variables bias, because it can be difficult to attribute changes in
6
Reinganum (1979) develops a model of sequential search and firm cost heterogeneity, whereas
MacMinn (1980) develops a model of fi xed sample search and firm cost heterogeneity. MacMinn shows
that a reduction in search costs can increase price dispersion.
Correction: This figure is reproduced from Jensen, Robert. 2007. “The Digital Provide: Information
(Technology), Market Performance and Welfare in the South Indian Fisheries Sector.” Quarterly
Journal of Economics, 122(3): 879 – 924. The authors regret that this source was omitted.
Figure 3
Mobile Phones, Search Costs, Arbitrage, and Welfare
Low Production Zone High Production Zone
Price Price
SupplyL SupplyH
P(Q L)
A B Demand
P(Q L+X) P(Q H−X )
Demand
C E
D
P(Q H )
F
Q L Q L+X Quantity Q H−X Q H Quantity
With Arbitrage With Arbitrage

Consumers: A + B Consumers: – D – E
Traders/Producers: C – A Traders/Producers: D – F
Net change: B + C Net change: – E – F
Transfer: A (to consumers) Transfer: D (to traders/producers)
the outcomes of interest to mobile phone coverage rather than to unobservable

factors. In addition, estimates can be subject to reverse causality as changes in the
dependent variable could influence the geographic location or speed of mobile
phone coverage. To address these concerns, existing economic studies typically rely
upon panel data and the quasi-experimental nature of the rollout of mobile phone
service to identify the effect of mobile phones on development outcomes.
Jensen (2007) and Aker (2008, 2010) both exploit the staggered introduction
of mobile phone coverage to estimate the impact of mobile phones on agricultural
markets in developing countries. Examining the effect of mobile phones on the
fisheries sector in Kerala, India, Jensen finds that the expansion of mobile phone
coverage leads to a significant reduction in the dispersion of fish prices across
markets as well as a decline in waste. He shows that this leads to important welfare
improvements for both fishermen and consumers; fishermen’s profits increased by
8 percent, consumer prices declined by 4 percent, and consumer surplus increased
by 6 percent. With improved access to information via mobile phones, fishermen are
better able to take advantage of spatial arbitrage opportunities, thereby improving
allocative efficiency.
Examining the impact of mobile phones on grain markets in Niger, Aker
(2010) finds that the introduction of mobile phones reduces dispersion of grain
prices across markets by 10 percent. The effect is stronger for those market pairs
with higher transport costs, namely, those that are farther apart and linked by
poor-quality roads. The effect is also stronger over time, suggesting that there are
networks effects similar to those found by Brown and Goolsbee (2002). While the
effect is smaller in magnitude as compared to Jensen (2007), it is perhaps more
surprising, because grains are a storable commodity. The primary mechanism

through which mobile phones improve market efficiency is a change in traders’
(middlemen) marketing behavior: grain traders operating in mobile phone
markets search over a greater number of markets, sell in more markets and have
more market contacts as compared with their nonmobile phone counterparts
(Aker, 2008). Aker (2008) also finds that the introduction of mobile phones is asso-
ciated with increased trader and consumer welfare. The introduction of mobile
phones led to a reduction in the intra-annual coefficient of variation, thereby
subjecting consumers to less intra-annual price risk. Mobile phones also increased
traders’ welfare, primarily by increasing their sales prices, as they were able to take
advantage of spatial arbitrage opportunities. The net effect of these changes was
an increase in average daily profits, equivalent to a 29 percent increase per year.
However, the effects of mobile phones upon farmers’ welfare were not measured.
Muto and Yamano (2009) similarly estimate the impact of mobile phones on
agricultural markets in Uganda, focusing on farmers’ market participation rather
than market efficiency. Using a panel dataset on farm households between 2003
and 2005, they find that mobile phone coverage is associated with a 10 percent
increase in farmers’ probability of market participation for bananas, although
not maize, thereby suggesting that mobile phones are more useful for perishable
crops.7 This effect was greater for farmers located in communities farther away
from district centers. While the authors do not empirically explore the specific
mechanisms behind their results, they suggest that improved access to price
information reduced marketing costs and increased farm-gate prices, increasing
productive efficiency.
Mobile phones should similarly reduce search costs in labor markets. Labor
market search theory predicts that a reduction in search costs should increase
workers’ reservation wage, increase the job arrival rate, and reduce unemployment.
Mobile phones should therefore decrease the equilibrium dispersion of wage offers
and could potentially increase equilibrium wages and productivity if they raise the
reservation match quality of both employers and workers (Autor, 2001).
To date, there is limited empirical research assessing the linkages between
mobile phones and labor market outcomes in Africa. As one example, Klonner
and Nolen (2008) assess the effect of mobile phone coverage on rural labor market
outcomes in South Africa.
How Mobile Phones Can Improve Coordination among Firms

Information technology has the potential to increase productivity growth
in Africa, especially of small-scale firms. In the literature from industrialized
countries, Litan and Rivlin (2001) found that the Internet improved management
7
Muto and Yamano (2009) estimate the effect of both household-level mobile phone adoption and
village-level mobile phone coverage on household participation. To correct for the endogeneity of the
adoption variable, the authors use village-level mobile phone coverage and household time-invariant
characteristics as instruments. One of the household-level instruments used is farm assets, which
could be strongly correlated with mobile phone adoption and market participation, the dependent
variable. Thus, the validity of the instrument is of some concern for household-level results.
efficiency of U.S. firms. By improving communication between firms and their

suppliers, mobile phones can enable firms to manage their supply chains more
effectively, streamline their production processes, and engage in new activities
(Hardy, 1980; Roller and Waverman, 2001). This would reduce stock-outs and inter-
ruptions in production, which are of particular concern for small-scale firms in
rural areas with limited supply options. While there are no empirical studies of
the impact of mobile phones on supply chain management in Africa, qualitative
research in South Africa and Egypt suggests that mobile phones were associated
with increased profits, significant time savings, and improved communication with
suppliers for small-scale firms (Samuel, Shah, and Handingham, 2005).
How Mobile Phones Can Generate Additional Employment

One of the most direct economic impacts of mobile phones in Africa is through
job creation. With an increase in the number of mobile phone operators and
greater mobile phone coverage, labor demand within these sectors has increased.
For example, formal sector employment in the private transport and communica-
tions sector in Kenya rose by 130 percent between 2003 and 2007 (CCK, 2008),
suggesting that mobile phones have contributed to job creation.
The mobile phone sector has also spawned a wide variety of business and
entrepreneurship opportunities in the informal sector. While we would expect job
creation in any new growth sector, many of these employment opportunities are
directly related to the specific business strategies of mobile phone companies in
Africa. For example, because most Africans use prepaid phones (or “pay as you
go”), mobile phone companies had to create extensive phone credit distribu-
tion networks in partnership with the formal and informal sector.8 Thus, small
shops that have traditionally sold dietary staples and soap now sell mobile phone
credit (airtime), particularly in small denominations. Young men and women are
often found selling airtime cards in the streets. Numerous small-scale (and often
informal) firms have also opened shops to sell, repair, and charge mobile phone
handsets, either using car batteries or small generators. In the early years of mobile
phone usage, entrepreneurial individuals started businesses to rent mobile phones,
especially in rural areas. While Klonner and Nolen (2008) suggest that mobile
phone coverage has been successful in generating employment opportunities, to
date, there have not been studies examining the impact of mobile phones on both
formal and informal job creation.
How Mobile Phones Can Reduce Risk

Sub-Saharan Africa is an inherently risky environment. Covariate shocks,
such as natural disasters, conflicts, and epidemics, routinely affect households.
Kinship ties play both important social and economic functions in African society,
specifically in creating informal insurance networks, increasing access to credit
8
Mohammed Ibrahim, the Sudanese businessman who established Celtel, a pan-African mobile group
now owned by Zain, stated: “Mobile phones could not work in Africa without prepaid because it’s a cash
society” (The Economist, 2009).
and savings, and reducing risk (Grimard, 1997; De Weerdt and Dercon, 2006). At
a basic level, mobile phones improve communications among members of a social
network both within a country and across international boundaries. The reduction
in communication costs can increase the speed of information flows within the
network, thereby allowing them to respond better to shocks. Mobile phones also
allow households to obtain information about potential shocks, allowing them to
use such information to make planting and harvesting decisions, which can have
important effects on yields (Rosenzweig and Binswanger, 1993). Finally, improved
communications among members of a social network can also affect social
learning, which can in turn influence the rate of technology adoption, especially of
cash crops (Bandiera and Rasul, 2006; Conley and Udry, 2010). Existing economic
evidence on the impacts of mobile phones and social networks is limited, but this
has been extensively discussed in the field of sociology (de Bruijn, Nyamnjoh, and
Brinkman, 2009).
How Mobile Phones Can Provide Services and Innovative

Development Projects
The potential for using mobile phones as a tool for economic development has
not gone unnoticed by African governments, donors, mobile phone companies,
and nongovernmental organizations. An emerging trend is the development of
mobile phone-based services and products that go beyond basic voice calls and text
messaging. While these services have often focused on entertainment applications
(“apps”) in wealthier countries, these applications are providing opportunities for
disseminating agricultural price information, monitoring health care, and trans-
ferring money in poorer countries. Some mobile-based services are being provided
entirely by the telecommunications sector, some entirely by the public sector, and
some through partnerships between the two.
We do not provide a comprehensive examination of mobile phone services
and development projects in Africa, but rather explore some current initiatives in
key thematic areas. Many of the innovations in these contexts are quite new, and so
available information focuses on emerging research in specific countries. As mobile
phone networks evolve to third-generation (3G) and fourth-generation (4G) systems
and more advanced yet inexpensive phones become available, the scope, sophistica-
tion, and impact of mobile application and services will continually expand.
Banking the Unbanked? Mobile Money

Since 2005, mobile financial applications (known as “m-money” or “m-banking”)
have emerged in a variety of developing countries. The systems usually involve a set
of applications that facilitate a variety of financial transactions via mobile phone,
including transmitting airtime, paying bills, and transferring money between
individuals. There are also currently a few m-money systems in developing coun-
tries that allow international money transfers. Different institutional and business
models provide these services; some are offered entirely by banks, others entirely by
telecommunications providers and still others involve a partnership between a bank

and a mobile phone service provider (Porteous, 2006). Most m-money systems allow
the user to store value in an account accessible by the handset, convert cash in and
out of the stored value account, and transfer value between users by using a set of text
messages, menu commands, and personal identification numbers (PINs). A “pseudo
account” can be established by purchasing “electronic money” (e-money) from an
agent, usually a third party or someone who works for the mobile phone operator or
bank. The user can then send e-money to another recipient with a phone, who then
withdraws the e-money from their local transfer agent. Fees are generally charged
for each transaction.
M-money applications have emerged in Asia, Latin America, and Africa.9 The
Kenyan mobile money service, M-Pesa, has probably received the most attention.
Introduced in 2007, M-Pesa (“M” for mobile, “Pesa” for “money” in Swahili) is a
mobile phone application that facilitates a variety of financial transactions for
its users, such as purchasing airtime, transferring money, and paying bills. As of
September 2009, M-Pesa had 8 million subscribers and a network of 13,000 agents,
with almost 40 percent of Kenyans ever having used the service to send and receive
money (as shown earlier in Table 2). Since its inception, the cumulative value of
the money transferred via M-Pesa was over US$3.7 billion—almost 10 percent of
Kenya’s annual GDP (Safaricom, 2009).
Although M-Pesa has been touted as “banking the unbanked,” on average,
M-Pesa users are wealthier, better educated, urban, and “already banked” (again,
see Table 2). Moreover, the data suggest that most of the transfers are occurring
within urban areas. M-Pesa and other m-money systems have recently transitioned
from a pure money transfer system into a payment platform that allows nongovern-
mental organizations, schools, hospitals, and firms to send and receive payments.
The rapid uptake of M-Pesa and similar m-money services is not surprising
when one considers the level of financial development in Kenya and in sub-Saharan
Africa. Less than 30 percent of the population in East and Southern African has a
formal bank account, ranging from 9 percent in Tanzania to 63 percent in South
Africa (FinMark Trust, 2008). In 2006, Kenya had only 450 bank branches and
600 automatic teller machines, or less than two bank branches per 100,000 people
(Vaughan, 2007). In the absence of formal financial systems, Kenyans primarily
sent money by one of three mechanisms: via Western Union or post office, via inter-
mediaries (such as bus drivers), or via friends or relatives. Wire transfers via Western
Union are secure but often prohibitively expensive, and are not always available in
remote rural areas. Sending money via transport services or friends and relatives
is more accessible, but carries a high risk of theft. By contrast, the cost of sending
1,000 Kenya Shillings (US$15) from Nairobi to the western provinces via M-Pesa in
2008 was two-fi fths the post office rate and one-fi fth the cost of sending it via bus
(Morawczynski, 2009).
9
A full list of countries with mobile money applications is provided at 〈http://www.wireless
intelligence.com/mobile-money/〉.
A variety of qualitative studies provide some insights into the characteristics,

patterns, and potential impacts of M-Pesa usage. For example, Morawczynski and
Pickens (2009) find that users often keep a balance on their M-Pesa accounts,
thereby using the system as a rudimentary bank account. M-Pesa users also send
smaller but more frequent remittances compared with users of other transfer
services or methods, suggesting that the system might allow informal insurance
networks to function more effectively. Jack and Suri (2009) suggest that the
inconspicuous nature of M-Pesa transfers could allow individuals to increase their
personal savings, because friends and relatives would be less likely to know about
the timing or amount of transfers. Wilson, Harper, and Griffith (forthcoming) find
that members of informal savings groups in Nairobi are using M-Pesa to deposit
individual savings into their group account.
What are the consequences of m-money systems for economic development?
A large body of theoretical and empirical literature suggests that the expansion of
banking and financial systems can have significant impacts on economic growth
and poverty in developing countries (Burgess and Pande, 2005; Levine, 2005). Yet
many m-money systems in developing countries are not technically banking from
either a financial or legal perspective: they do not provide interest on savings or
facilitate access to credit from formal financial institutions, nor do they insure
the value stored in the mobile account. While m-money systems have effectively
expanded the breadth and reach of money transfer systems for the rural and urban
poor—as well as provided a gateway to formal financial services—questions remain
regarding the nature and extent of m-money’s effect on the welfare of poor users
in developing countries.
Other Mobile Phone Development Projects (m-Development)10

In response to increases in mobile phone coverage and adoption in Africa,
mobile phone-based development projects have proliferated in a variety of sectors,
including agriculture, health, education, emergency response, and governance.
The objective, target group, and use of mobile phones in each project differ signifi-
cantly, but the underlying belief is that mobile phones can offer a useful platform
for providing information and services.
Health practitioners have often been at the forefront of using mobile phones
as a development tool in Africa, with a variety of mobile health (m-health) proj-
ects on the continent. These projects range in variety and scope, from monitoring
measles outbreaks in the Zambia, to supporting diagnosis and treatment by health
workers in Mozambique, to sending health education messages in Benin, Malawi,
and Uganda. In Kenya, Malawi, and South Africa, mobile phones are being used
to send several reminders a day to HIV-positive patients about their anti-retroviral
therapy schedule, as well as allow community health workers to send information
about HIV patients’ status. Mobile phones are also extending the reach of medical
workers and medical services. In the Democratic Republic of Congo, mothers can
10
These projects are more commonly referred to as “Information and Communication Technology
for Development,” or ICT4D.
call a hotline to ask questions about their child’s health status. Mobile phones have
been used in the collection, measurement, and monitoring of health data, such
as monitoring and tracking epidemics. For example, low-cost medical imaging
systems have used mobile phone technology to transmit data and images to a
central processor (Granot, Ivorra, and Rubinsky, 2008).
Mobile phones are facilitating access to agricultural market information,
in many cases replacing the message boards and radio programs of traditional
market information systems. In the francophone countries in West Africa, for
example, consumer prices for staple grains are broadcast weekly via radio for the
largest markets in the country. Yet in many cases, farmers live tens of kilometers
from the nearest large market and the data is up to six days old. Farmers in
countries as diverse as Niger, Senegal, and Ghana can now type in a code, send
a text message, and receive the price of a variety of goods immediately. Mobile
phones are also extending the reach of agricultural extension services; in Kenya,
Uganda, and India, farmers can call or text hotlines to ask for technical agricul-
tural advice.
Mobile phones have also been used as a regular part of election campaigns
around the world, from the United States to Thailand and Spain. Yet they have
served as a powerful tool to assist with election monitoring on the continent,
often overcoming logistical challenges of organizing volunteers and verifying
results. Prior to 2005, so-called “parallel vote tabulation” systems—an electoral
observation methodology that uses a representative sample of polling stations to
monitor and verify election results independently—received information from
trained observers via phone calls, radio, or messengers on motorbikes. In countries
with limited infrastructure and communications systems, this verification process
could take days, even weeks. During the elections in Ghana, 1,000 locally trained
observers in a parallel vote tabulation system were able to transmit voting results
via text message to a central system, resulting in almost instantaneous indepen-
dent verification of the election. It has been argued that the absence of parallel
vote tabulation and the timely and credible independent information it provides
contributed to the recent post-election violence in Kenya.
Mobile phones have been used in other ways to foster good governance, mainly
via voter education and citizen-based monitoring often called “crowdsourcing.”
Crowdsourcing—the idea of outsourcing a task to a large community or group
of people—allows regular citizens to report election abnormalities and violent
confrontations via text message or calls to a centralized server. In Kenya, such
citizen-based monitoring was mapped via a software called “Ushahidi” (“testimony”
in Swahili) to allow Kenyans to report post-election unrest via voice, text message,
and Internet and to map it, in real time, to the entire world.11 However, such systems
11
More recently, Ushahidi has been used for search, rescue, and recovery operations following the
January 2010 earthquake in Haiti. Individuals in Haiti sent text messages to report the locations of
survivors, which were then mapped and used by search and rescue teams. Additional information is
available at 〈http://haiti.ushahidi.com/alerts〉.
depend primarily upon verification by other users, which raises possible questions
about their accuracy.
Simple and affordable mobile phones are being used as a means to promote
literacy for adults in Africa (Aker, 2009). Despite the fact that text messages are
one-seventh the price of voice calls in Niger, the use of text messages has been rela-
tively limited, in part due to high illiteracy rates. In addition to the normal literacy
curriculum, adult learners in Niger are taught where to find letters and numbers on a
mobile phone and how to send and receive text messages. Within one cycle of classes,
students are able to send text messages in local languages to their friends and family,
thereby allowing them to practice their newly acquired literacy skills. In a country
without local language newspapers and village-level libraries, text messaging makes
literacy functional. Preliminary results suggest that the mobile phone-based literacy
students have higher test scores than students in normal literacy classes, and these
results are maintained six months after the end of classes (Aker, Ksoll, and Lybberty
(2010). Similar mobile literacy projects are starting in Senegal, and others in India
are using smart phones and mobile games for children.
Mobile Phones, Economic Development, and Future Research
Existing empirical evidence on the effect of mobile phone coverage and

services suggests that the mobile phone can potentially serve as a tool for economic
development in Africa. But this evidence, while certainly encouraging, remains
limited. First, while economic studies have focused on the effects of mobile phones
for particular countries and markets, there is little evidence showing that this has
translated into macroeconomic gains. Second, while the proliferation of mobile-
based services and projects has the potential to promote economic development,
there is a tendency for development agencies and donors to “ jump on the infor-
mation technology bandwagon” without properly assessing its effects. Finally,
communications technology cannot replace investments in public goods such as
education, power, roads, and water—especially when access to mobile phones and
services still remains out-of-reach for the poor.
Mobile Phones and Economic Growth: Are the Estimates Credible?

Existing micro- and macro-level evidence suggests that mobile phones can
improve consumer and producer welfare in developing countries (Jensen 2007,
Aker 2008, Klonner and Nolen, 2008). Yet can mobile phones serve as an engine
for economic growth? The effect of mobile phones on changes in GDP and
growth, especially in sub-Saharan Africa, is still relatively unexamined. Roller
and Waverman (2001) assessed the impact of telecommunications infrastructure
on economic development in 21 OECD countries and found that a 10 percent
increase in the telecommunications penetration rate increased economic growth
by 1.5 percent. Waverman, Meschi, and Fuss (2005) conducted a similar analysis
in developing countries, finding that a 10 percent increase in mobile penetration
levels was associated with a 0.6 percent increase in growth rates.
But while these studies provide some evidence of the positive relationship
between mobile phones and economic growth, they are plagued by endogeneity
problems. Mobile phone penetration rates are subject to significant measure-
ment error, leading to potential bias in the coefficient estimates. Perhaps more
importantly, finding credible exogenous instruments for mobile phone penetra-
tion in the context of a cross-country growth regression is a challenge. Waverman,
Meschi, and Fuss (2005) attempt to address these concerns by using lagged land-
line penetration as an instrument for current mobile penetration. Yet the same
(unobservable) factors that caused certain countries to have high lagged landline
penetration could also drive current mobile adoption and growth. This raises ques-
tions about the validity of the instrument and hence the direction of causality. If
we want to identify the magnitude of the impact of mobile phones on GDP growth
in Africa, more research addressing these endogeneity concerns is required. In
addition, to the extent that mobile phone adoption is associated with increases in
consumer surplus—as the current micro-level evidence seems to suggest—changes
in measured GDP will not capture the true welfare gains of this technology.
A Research Agenda for Mobile Phones and Economic Development

To ascertain whether and how mobile phones can be an effective poverty
reduction tool in Africa, we need to identify our current knowledge, unanswered
questions, and potential areas of future research. Of the five potential mechanisms
through which mobile phones could impact economic development, current
research primarily focuses on the short- to medium-term effect of mobile phones
on search costs, market agents’ behavior, and price dispersion. This work is useful,
but it is a subset of what could and should be known. Here, we identify what we see
as the primary areas of future research in the short, medium, and long term.12
Relative to the spread of some other technologies that have been introduced
into sub-Saharan Africa—improved seeds, solar cook stoves, and agricultural tech-
niques—mobile phone adoption has occurred at a staggering rate on the continent.
Yet few empirical economic studies examine mobile phone adoption. This could be
due to a variety of factors, including unreliable or nonexistent data on individual-
level adoption (leading to measurement error), the multiple economic and social
benefits of mobile phones (making it difficult to assess the relevant benefits versus
costs), and the effect of neighbors and peers on individual-level adoption. All of
these factors make it difficult to develop an estimation strategy to circumvent
omitted variables bias and the “reflection problem” (as explained in Manski, 1993).
Nevertheless, identifying the determinants of the level and rate of mobile phone
adoption in Africa can provide important insights into future demand for mobile-
based services and products, as well as demand for nonmobile technologies.
While mobile phones can facilitate communication among members of a
social network, they also have the potential to change fundamentally the way these
12
In each of the areas discussed, there will be short- and long-term impacts. For example, while mobile
phone technology improves market efficiency in the medium-term, firms and farmers may respond to
this improved efficiency by adopting different production processes.
networks function. Both Olken (2009) and Jensen and Oster (2009) have found
that new technologies—in these cases, radio and television—have had positive and
negative impacts on social relationships and individuals’ behavior in developing
countries. Aker, Klein, and O’Connell (2010) find that the introduction of mobile
phones reduces the magnitude of a “border effect” across different ethnic regions
in Niger.13 Will mobile phones change the nature of these relationships in Africa,
and if so, how? Mobile phone technology can strengthen some social networks by
allowing individuals to communicate more frequently, and broaden other networks
as traders and firms conduct business in new markets. At the same time, mobile
phone technology could potentially weaken local social networks as individuals
become able to reach beyond their inner circle to access credit and services. Under-
standing the effects of mobile phones on these networks—and hence households
economic and social outcomes—will be of primary importance.
The impact of m-money systems on microeconomic and macroeconomic
outcomes is a rich area of research, especially as these systems expand their geographic
coverage and range of services. While m-money systems have the potential to create a
new class of currency as they grow in magnitude, the largest potential impact of these
systems is in the area of international money transfers. The World Bank estimates that
officially recorded remittance flows to developing countries reached US$338 billion
in 2008, with US$21 billion in transfers to sub-Saharan Africa (World Bank, 2009b).
M-money transfer systems could change the duration, frequency, and magnitude of
these remittances, thereby affecting households’ business opportunities, educational
investments, and income. The introduction of m-money transfers in sub-Saharan
Africa provides a unique opportunity to measure the impact of this service on migra-
tion patterns, remittance flows, and welfare outcomes.
Finally, mobile phone-based development projects are often based upon the
assumption that mobile phones can improve communication, coordination, and
service delivery. Yet the use of mobile phone technology in these contexts may
not always be Pareto-improving. Some nongovernmental organizations have begun
using mobile phones as a mechanism for distributing cash transfers. While this
approach could be more efficient, it is not without risks: it could potentially target
the wrong populations (if the individuals one would wish to target do not have
mobile phones) or increase beneficiaries’ risk (if they must travel to find an agent
to withdraw the cash). This suggests that the mobile-based approach might have
higher costs and lower benefits than the “low-tech” approach. Thus, rigorous
impact evaluations of m-development projects, in some cases using randomized
evaluations, are needed to determine whether, how, and under what conditions
mobile-based solutions are superior to their traditional counterparts.
There are two primary challenges to addressing this research agenda: data and
identification. To measure the determinants of mobile phone adoption as well as its
impacts on social networks, access to financial services, and remittances, reliable
and accurate data at the individual-, household-, and village-level are needed. Yet
13
A border effect measures whether or not international (or other) borders affect the degree of inte-
gration or price dispersion for the same good across two countries (or regions).
obtaining access to mobile phone coverage and usage data, even at aggregate levels,
is notoriously difficult and often bound by strict rules of nondisclosure and privacy
concerns. In such cases, researchers will need to partner with mobile phone service
providers and local institutions to collect such data, especially in Africa.14 Further-
more, in the absence of quasi-experiments or randomized rollout of mobile phone
coverage and services, credibly establishing causality is difficult, especially for
economywide services such as M-Pesa. Nevertheless, as nongovernmental organiza-
tions, mobile phone service providers, and donors pilot new interventions, there
are opportunities for researchers to partner with such organizations to conduct
evaluations of these projects using experimental or nonexperimental techniques.
Mobile Phones and Information Technology Markets

If mobile phones are to be a transformative development tool, what policies can
increase their usage? As mobile phones can have positive spillovers on nonusers,
universal adoption is not required to generate significant benefits. But even with
rapid increases in adoption over the past decade, adoption rates are still quite
low in many parts of sub-Saharan Africa, ranging from 2 percent (in Ethiopia) to
98 percent (in Botswana) (as shown earlier in Figure 2). This is partly due to the
cost: the technology is still financially out of reach for about half of the continent’s
population. In Niger, the cost of a one-minute call off-network is US$0.38 per
minute, representing 40 percent of a household’s daily income. (Consumers have
adapted to this situation in creative ways; individuals will “beep” or “flash” friends
and family members to let them know that they want to be called.)
The telecommunications regulatory environment can play a key role in
fostering increased mobile phone adoption. In 1997, over 75 percent of countries
in sub-Saharan Africa had no mobile phone network, while all of the existing
networks were monopolies. By 2009, a mobile phone network existed in every
country, with 49 percent of markets fully liberalized, 24 percent partially deregu-
lated, and 26 percent as monopolies (Figure 4). Certain countries have maintained
monopolistic structures (such as the Central African Republic, Chad, and
Ethiopia), whereas others have tried to reestablish monopolies (including Benin,
Sierra Leone, and Zimbabwe).
There is a strong correlation between mobile phone coverage, the types of
services offered, the price of such services, and the telecommunications market
structure for a particular country. In markets with limited competition, we would
expect profit-maximizing firms to offer more limited services at higher prices.
GSMA (2006), an association that represents the interests of the worldwide mobile
communications industry, found that, on average, prices decreased and services
increased following market liberalization; average call prices fell by a minimum
of 31 percent with partial liberalization and by up to 90 percent following full
liberalization. Liberalization was also associated with an increase in international
traffic volumes and improved call quality. Under monopoly conditions in Central
14
The MIT Reality Mining Project, for example, has successfully partnered with mobile phone compa-
nies and collected mobile phone usage data from users in Rwanda and Kenya.
Figure 4
Evolution of Cell Phone Market Structure in Africa, 1995–2009
100%
90% Monopoly
Partially deregulated
80% Fully liberalized
70%
60%
50%
40%
30%
20%
10%
0%
1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009
Notes: Data are provided by the GSMA for various years. “Monopolies” refer to those countries whereby
all international mobile traffic was through an incumbent. “Partially deregulated” countries are those
where markets are deregulated (but no licenses were issued) or operators must send their mobile
traffic through another fi xed operator. “Fully liberalized” refers to markets where market operators
are granted their own international gateway licenses.
Africa, for example, calls between Kinshasa and Brazzaville (a distance of three
kilometers), were routed via London or New York. After the market was liberalized
in 2006, prices between the countries plummeted and call volumes spiked (GSMA,
2006). Overall, these patterns suggest that more competitive telecommunications
environments can be beneficial for poor consumers.15
Yet even if mobile phones can enhance access to resources and informa-
tion, they cannot replace investments in public goods such as roads, power, and
water. In fact, they are less effective without them. Without roads, a trader might
be able obtain better price information, but still be unable to transport goods to
15
A particular government might not want to support liberalized telecommunications markets as they
could improve access to information and threaten their authority. This could be the case in certain
countries in sub-Saharan Africa: 27 percent of non-democracies had a monopolistic telecommunica-
tions structure, as compared with 15 percent of democracies. (Many of the monopolies in democratic
countries are island countries, where multiple carriers might not be appropriate). Yet even democra-
cies struggle with mobile communication: in 2007, the Kenyan government briefly considered shutting
down text messaging as it was being used to incite violence (Goldstein and Rotich, 2008). Democracies
(as identified by Freedom House 2008 data) also had higher mobile coverage rates as compared to
nondemocracies: 43 percent mobile phone coverage, as compared with 31 percent for nondemocracies.
the market. Without power, a firm could receive more customer orders via mobile
phone, but would still have work hours limited by the available sunlight. In Nigeria,
due to continuing electricity problems, one mobile phone company had to deploy
its own power supply using generators in its 3,600 base stations—burning 450 liters
of diesel every second to keep its mobile towers operational. For economic develop-
ment to occur, complementarity between mobile phones and these other forms of
capital is needed.
Conclusion
Mobile phone usage in sub-Saharan Africa has grown significantly over the
past decade and now covers 60 percent of the population. Empirical evidence shows
that mobile phones have the potential to benefit consumer and producer welfare,
and perhaps broader economic development.
As the prices of both handsets and airtime continue to fall, the mobile phone
will complete its transformation from an elite status symbol to a necessity for adults
at nearly all income levels. Indeed, mobile operators are continuing to innovate in
their push to reach more subscribers. The price of handsets has also fallen and new
solar-powered phones have recently been introduced into the market. The chal-
lenge is now to ensure complementary access to public goods and the development
of appropriate policies to evaluate and propagate the benefits of mobile phones
throughout the continent.
■ We are grateful to the GSM Association, Wireless Intelligence, and the Financial Sector
Deeping Trust of Kenya (FSD Kenya) for providing data. We thank the editors David Autor,
Chad Jones, and Timothy Taylor for extensive comments on earlier drafts. We also thank Delia
Furtado, Heinrich Hock, Michael Klein, Daniel Millimet, Emily Oster, Andrei Shleifer, David
Weil, and seminar participants at the Center for Global Development, Université d’Auvergne,
the NBER Africa Project conference, and Stanford University for helpful comments and
suggestions. The authors acknowledge financial support from the NBER Africa Project.
References
Abraham, Reuben. 2007. “Mobile Phones Yisehac Yohannes. 2007. The World’s Most Deprived:
and Economic Development: Evidence from the Characteristics and Causes of Extreme Poverty and
Fishing Industry in India.” Information Technologies Hunger. 2020 Discussion Paper 43, International
and International Development, 4(1): 5–17. Food Policy Research Institute, Washington, DC.
Ahmed, Akhter U., Ruth Vargas Hill, Lisa C. Aker, Jenny C. 2008. “Does Digital Divide or
Smith, Doris Wiesmann, Timothy R. Franken- Provide? The Impact of Mobile Phones on Grain
berger, Kajal Gulati, Wahidand Quabili, and Markets in Niger.” BREAD Working Paper 177.
Aker, Jenny C. 2009. “Mobile Phones and 100(1): 35–69.

Economic Development in Africa.” Invited presen- Corbett, Sara. 2008. “Can the Cell Phone Help
tation at the Center for Global Development, End Global Poverty?” New York Times, April 13.
Washington, D.C. http://www.cgdev.org/doc/events de Bruijn, Mirjam, Francis Nyamnjoh,
/08.25.09/Cell_Phone_Survey_CGD_26aug09_ and Inge Brinkman. 2009. Mobile Phones: The
Final_Public.pdf. New Talking Drums of Everyday Africa. Langaa
Aker, Jenny C. 2010. “Information from Publishers /ASC.
Markets Near and Far: Mobile Phones and De Weerdt, Joachim, and Stefan Dercon.
Agricultural Markets in Niger.” American Economic 2006. “Risk-Sharing Networks and Insurance
Journal: Applied Economics, 2(3): 46–59. against Illness.” Journal of Development Economics,
Aker, Jenny C., Michael Klein, and Stephen 81(2): 337–56.
A. O’Connell. 2010. “International and Intra- Donner, John. 2008. “Research Approaches to
National Market Segmentation and Integration Mobile Use in the Developing World: A Review
in West Africa.” Unpublished paper. of the Literature.” The Information Society, 24(3):
Aker, Jenny C, Christopher Ksoll, and Travis 140–59.
J. Lybert. 2010. “ABC, 123: Can You Text Me Ewing, Jack. 2007. “Upwardly Mobile in
Now?” Unpublished paper, Tufts University. Africa.” Business Week, September 11.
Ashurst, Mark. 2001. “Africa: Now, a ‘Quiet The Economist. 2005a. “Calling across the
Revolution.’” Newsweek. August 27. Divide.” March 10.
Autor, David. 2001. “Wiring the Labor Market.” The Economist. 2005b. “The Real Digital Divide”
Journal of Economic Perspectives, 15(1): 25–40. March 10.
Baliamoune-Lutz, Mina. 2003. “An Analysis of The Economist. 2008. “Halfway There: How to
the Determinants and Effect of ICT Diffusion in Promote the Spread of Mobile Phones among the
Developing Countries.” Information Technology for World’s Poorest.” May 29.
Development, 10(3): 151–169. The Economist. 2009. “Mobile Marvels: A
Bandiera, Oriana, and Imran Rasul. 2006. Special Report on Telecoms in Emerging
“Social Networks and Technology Adoption in Markets.” September 26.
Northern Mozambique.” The Economic Journal, FinMark Trust. 2008. “FinScope in Africa:
116(514): 869–902. Supporting Financial Access.” http://www.finscope
Baye, Michael, John Morgan, and Patrick .co.za/documents/2008/FSAfricaBrochure08.pdf.
Scholten. 2007. “Information, Search and Price Foster, Andrew, and Mark Rosenzweig.
Dispersion.” Handbook on Economics and Informa- 1995. “Learning by Doing and Learning from
tion Systems, ed. T. Hendershott. Elsevier. Others: Human Capital and Technical Change
Brown, Jerry R., and Austan Goolsbee. 2002. in Agriculture.” Journal of Political Economy, 103(6):
Does the Internet Make Markets More Competi- 1176–1209.
tive? Evidence from the Life Insurance Industry.” Gabel, Katy. 2008. “Kenya: Low-Cost Phones
Journal of Political Economy, 110(3): 481–507. Revolutionize Africa.” AllAfrica.com, September 18.
Burgess, Robin, and Rohini Pande. 2005. http://allafrica.com/stories/200809180964.html.
“Do Rural Banks Matter? Evidence from the Garreau, Joel. 2008. “Our Cells, Ourselves:
Indian Social Banking Experiment.” The American Planet’s Fastest Revolution Speaks to the Human
Economic Review, 95(3): 780–95. Heart.” Washington Post, February 24.
Buys, Piet, Susmita Dasgupta, Timothy S. Goldstein, Joshua, and Juliana Rotich. 2008.
Thomas, and David Wheeler. 2009. “Determi- “Digitally Networked Technology in Kenya’s
nants of a Digital Divide in Sub-Saharan Africa: 2007–2008 Post-Election Crisis.” Berkman Center
A Spatial Econometric Analysis of Cell Phone Research Publication No. 2008-09.
Coverage.” World Development, 37(9): 1494–1505. Goodman, James, and Ved Walia. 2007.
CCK (See Communications Commission of “Airtime Transfer Services in Egypt,” a section in
Kenya) the policy paper “The Transformational Potential
Communications Commission of Kenya. 2008. of M-transactions.” Vodaphone Policy Paper 6, pp.
Communications Statistics Report 2008. Nairobi, 30–35.
Kenya. http://www.cck.go.ke/resc/publications Goyal, Aparajita. Forthcoming. “Informa-
/annual_reports/CCK_Annual_Report07-08.pdf. tion, Direct Access to Farmers and Rural Market
Communications Commission of Kenya. Performance in Central India.” American Economic
2009. Sector Statistics Report April–June 2008/09. Journal: Applied Economics.
Nairobi, Kenya. Granot, Yair, Antoni Ivorra, and Boris
Conley, Timothy G., and Christopher R. Rubinsky. 2008. “A New Concept for Medical
Udry. 2010 “Learning About a New Technology: Imaging Centered on Cellular Phone Technology.”
Pineapple in Ghana.” American Economic Review, PLoS ONE, 3(4): e2075.
Grimard, Franque. 1997. “Household The Netherlands: Elsevier Science.

Consumption Smoothing through Ethnic Ties: Litan, Robert, and Alice Rivlin. 2001.
Evidence from Cote d’Ivoire.” Journal of Develop- “Projecting the Economic Impact of the Internet.”
ment Economics, 53(2): 391–422. American Economic Review, 91(2): 313–17.
GSMA. 2006. Gateway Liberalization: Stimulating MacMinn, Richard D. 1980. “Search and
Economic Growth. GSMA. Market Equilibrium.” Journal of Political Economy,
Hardy, Andrew. 1980. “The Role of the 88(2): 308–27.
Telephone in Economic Development.” Telecom- Manski, Charles. 1993. “Identification of
munications Policy, 4(4): 278–86. Endogenous Social Effects: The Reflection
Howard, Philip N., and Mazaheri, Nimah. Problem.” Review of Economic Studies, 60(3): 531–42.
2009. “Telecommunications Reform, Internet Mas, Ignacio, and Olga Morawczynski. 2009.
Use and Mobile Phone Adoption in the Devel- “Designing Mobile Transfer Services: Lessons
oping World.” World Development, 37(7): 1159–69. from M-Pesa.” Innovations, 4(2): 77–91.
ITU (See International Telecommunication Mbarika, Victor, and Irene Mbarika. 2006.
Union) “Africa Calling.” IEEE Spectrum, May 2006.
International Telecommunication Union. http://www.spectrum.ieee.org/telecom/wireless
2003. Trends in Telecommunication Reform 2003: /africa-calling/0.
Promoting Universal Access to ICTs—Practical Tools McIntosh, Craig. 2009. “Tracking the Intro-
for Regulators. Geneva: International Telecom- duction of the Village Phone Product in Rwanda.”
munications Union. Information Technology for International Development,
International Telecommunication Union. 2007. 5(3): 54–81.
World Telecommunication Indicators Database. Geneva: Minges, Michael. 1999. “Mobile Cellular
International Telecommunications Union. Communications in the Southern African Region.”
International Telecommunication Union. Telecommunications Policy, 23(7–8): 585–93.
2008. World Telecommunication Indicators Database. Morawczynski, Olga. 2009. “Exploring the
Geneva: International Telecommunications Union. Usage and Impact of ‘Transformational’ Mobile
International Telecommunication Union. Financial Services: The Case of M-PESA in
2009. Information Society Statistical Profiles 2009: Kenya.” Journal of Eastern African Studies, 3(3):
Africa. Geneva: International Telecommunications 509–25.
Union. Morawczynski, Olga, and Mark Pickens. 2009.
Jack, William, and Tavneet Suri. 2009 “Mobile “Poor People Using Mobile Financial Services:
Money: The Economics of M-Pesa.” http://www Observations on Customer Usage and Impact
.mit.edu/~tavneet/M-PESA.pdf. from M-PESA.” CGAP Brief. http://www.cgap
Jensen, Robert T. 2007. “The Digital Provide: .org/gm/document-1.9.36723/BR_Poor_People
Information (Technology), Market Performance _Using_Mobile_Financial_Services.pdf.
and Welfare in the South Indian Fisheries Sector.” Mureithi, Muriuki. 2004. “Kenya Telecom-
Quarterly Journal of Economics, 122(3): 879−924. munications Sector Performance Review:
Jensen, Robert, and Emily Oster. 2009. “The 1999–2003.” Research ICT Africa Report.
Power of TV: Cable Television and Women’s Muto, Megumi, and Takashi Yamano.
Status in India.” Quarterly Journal of Economics, 2009. “The Impact of Mobile Phone Coverage
24(3): 1057–94. Expansion on Market Participation: Panel Data
Kagame, Paul. 2007. Speech given at the Evidence from Uganda.” World Development,
Connect Africa Summit, Kigali, Rwanda, 37(12): 1887–96.
October 29. Olken, Benjamin. 2009. “Do Television and
Kamssu, Aurore J. 2005. “Global Connectivity Radio Destroy Social Capital? Evidence from
through Wireless Network Technology: A Possible Indonesian Villages.” American Economic Journal:
Solution for Poor Countries.” International Journal Applied Economics, 1(4): 1–33.
of Mobile Communications, 3(3): 249–262. Oster, Emily, and Rebecca Thornton. 2009.
Klonner, Stefan, and Patrick Nolen. 2008. “Determinants of Technology Adoption: Private
“Does ICT Benefit the Poor? Evidence from South Value and Peer Effects in Menstrual Cup Take-
Africa.” http://privatewww.essex.ac.uk/~pjnolen Up.” NBER Working Paper 14828.
/KlonnerNolenCellPhonesSouthAfrica.pdf. Overå, Ragnhild. 2006. “Networks, Distance,
Kshetri, Nir, and Maggie K. Cheung. 2002. and Trust: Telecommunications Development
“What Factors Are Driving China’s Mobile Diffu- and Changing Trading Practices in Ghana.” World
sion?” Electronic Markets, 12(1): 22–26. Development, 34(7) : 1301–15.
Levine, Ross. 2005 “Finance and Growth: Porteous, David. 2006. “The Enabling Envi-
Theory and Evidence.” In Handbook of Economic ronment for Mobile Banking in Africa.” Paper
Growth, ed. Philippe Aghion and Steven Durlauf. Commissioned by United Kingdom Department
for International Development (DFIP). http:// Economic Review, 79(4): 700–712.

w w w.bankablefrontier.com/assets/ee.mobil Stigler, George J. 1961. “The Economics of
.banking.report.v3.1.pdf. Information.” Journal of Political Economy 69(3):
Ramachandran, Vijaya. 2008. “Power and 213–25.
Roads for Africa.” Washington, DC: Center for Vaughan, Pauline. 2007. “Early Lessons from
Global Development. the Deployment of M-PESA, Vodafone’s Own
Reinganum, Jennifer F. 1979. “A Simple Mobile Transactions Service,” a section in “The
Model of Equilibrium Price Dispersion.” Journal of Transformational Potential of M-transactions.”
Political Economy, 87(4): 851–58. Vodaphone Policy Paper 6, pp. 6–9.
Roller, Lars-Hendrik, and Leonard Vodafone. 2005. Africa: The Impact of Mobile
Waverman. 2001. “Telecommunications Infra- Phones. Vodafone Policy Paper 3. http://www
structure and Economic Development: A Simulta- .voda fone.com/etc/medialib/att achment s
neous Approach.” American Economic Review, 91(4): /cr_downloads.Par.78351.File.tmp/GPP_SIM
909–23. _paper_3.pdf.
Rosenzweig, Mark, and Hans Binswanger. Waema, Timothy. 2007. “2007 Kenya Tele-
1993. “Wealth, Weather Risk and the Composition communications Sector Review: A Supply-Side
and Profitability of Agricultural Investments.” The Analysis of Policy Outcomes.” Research ICT
Economic Journal, 103(416): 56–78. Africa Report. http://www.researchictafrica.net
Rovinen, Petri, and Pekka Ylä-Antilla. 2004. /new/images/uploads/RIA_SPR_Kenya_07.pdf.
“Case Study: Little Finland’s Transformation to a Waverman, Leonard, Meloria Meschi, and
Wireless Giant.” Chap. 5 in The Global Information- Melvyn Fuss. 2005. “The Impact of Telecoms on
Technology Report 2003–2004: Towards an Equitable Economic Growth in Developing Countries.” In
Information Society, ed. S. Dutta, B. Lanvin, and F. Africa: The Impact of Mobile Phones. Vodafone Policy
Paua. New York and Oxford: Oxford University Paper 3, pp. 10–23.
Press with World Economic Forum. Wilson, Kimberly, Malcom Harper, and
Safaricom. 2009. “Industry Update, Serena Matthew Griffith. Forthcoming. Financial
Hotel, Nairobi, 12th March 2009.” http://www Promise for the Poor: How Groups Build Microsavings.
.safaricom.co.ke/f ileadmin/template/main Kumarian Press.
/downloads/investor_relations_pdf/Industry World Bank. 2009a. World Development
%20Update%20120309.pdf. Indicators. Washington, DC: World Bank. http://
Samuel, Jonathan, Niraj Shah, and Wenona publications.worldbank.org/WDI/.
Hadingham. 2005. “Mobile Communications in World Bank. 2009b. “Migration and Remit-
South Africa, Tanzania, and Egypt: Results from tances Trend 2009.” Migration and Development
Community and Business Surveys in Africa: The Brief 11.
Economic Impact of Mobile Phones.” Vodafone Yang, Dean. 2008. “International Migration,
Policy Paper 3. Human Capital, and Entrepreneurship: Evidence
Stahl, Dale O., II 1989. “Oligopolistic Pricing from Philippine Migrants’ Exchange Rate
with Sequential Consumer Search.” American Shocks.” Economic Journal, 118(528): 591–630.
This article has been cited by:
1. Lameese Eldesouky, Amit Goldenberg, Kate Ellis. 2024. Loneliness and emotion regulation in daily
life. Personality and Individual Differences 221, 112566. [Crossref]
2. Xianneng Zhou, Qing Hu, Haotian Luo, Zheneng Hu, Chuanhao Wen. 2024. The impact of digital
infrastructure on industrial ecology: Evidence from broadband China strategy. Journal of Cleaner
Production 447, 141589. [Crossref]
3. Robert Gonzalez, Elisa M. Maffioli. 2024. Is the phone mightier than the virus? Cellphone access and
epidemic containment efforts. Journal of Development Economics 167, 103228. [Crossref]
4. Ugonna B. Fidelugwuowo. 2024. Social skills for accessing agricultural information among
smallholder farmers in southwest Nigeria. Information Development 40:1, 94-109. [Crossref]
5. Guoxuan Ding, Nier Kang. 2024. The impact of digital financial inclusion on China's regional
disparities in the quality of economic development: Based on the relational data paradigm. Economic
Analysis and Policy 81, 629-651. [Crossref]
6. Charles Bertin Pilag Kakeu, Clovis Miamo Wendji, Clémence Zite Kouhomou, Généviève Christel
Mapa Kamdoum. 2024. Can technological innovations contribute to more overcome the issue of
poverty reduction in africa?. Technology in Society 76, 102463. [Crossref]
7. Tarek Eldomiaty, Islam Azzam, Mostafa Fouad, Yasmeen Said. 2024. The Use of Economic Indicators
as Early Signals of Stock Market Progress: Perspectives from Market Potential Index. International
Journal of Financial Studies 12:1, 21. [Crossref]
8. Peterson K. Ozili. Dangers of Digital-Only Financial Inclusion 54-70. [Crossref]
9. Lloyd G. Adu Amoah, Eyram Tawia. Africa and the Global Video Games Industry 45-62. [Crossref]
10. Noha Emara, Raúl Katz. 2024. Assessing the economic impact of mobile telecommunications in
Egypt: a structural model approach. Digital Policy, Regulation and Governance 24. . [Crossref]
11. Kingsley Ofosu‐Ampong. 2024. New policies, new behaviors: How digital taxation shapes mobile
money use in Ghana. Engineering Reports 101651. . [Crossref]
12. Geoffrey Korir*. A Broad Conceptualization of Social Change in Agritourism: An Examination of
How Mobile Phone Technology Usage in Africa is Making it Possible 77-88. [Crossref]
13. Patrick Bala. 2024. The Impact of Mobile Broadband and Internet Bandwidth on Human
Development—A Comparative Analysis of Developing and Developed Countries. Journal of the
Knowledge Economy 208. . [Crossref]
14. Isaac Bawuah. 2024. Mobile Money and Financial Inclusion: The Role of Institutional Quality. Global
Social Welfare 38. . [Crossref]
15. Julia Bello-Bravo, Anne Namatsi Lutomia. Using Information Technologies (ICTs) to Improve
Theobroma cocoa Extension Service: Lessons from the Case of Ghanaian Bean Farmers . [Crossref]
16. Goodluck Temu. The Role of Competition Law in Promoting Access to Telecommunication Services
in Tanzania 28-52. [Crossref]
17. Hermann Ndoya, Simplice A. Asongu. 2024. Digital divide, globalization and income inequality in
sub-Saharan African countries: analysing cross-country heterogeneity. Social Responsibility Journal
20:1, 1-19. [Crossref]
18. Elizabeth Nsenkyire, Jacob Nunoo, Joshua Sebu, Richard Kwabena Nkrumah, Princella Amankwanor.
2024. Multidimensional Energy Poverty in West Africa: Implication for Women’s Subjective Well-
being and Cognitive Health. Applied Research in Quality of Life 51. . [Crossref]
19. Emma Heywood, Beatrice Ivey, Sacha Meuter. 2024. Reaching hard-to-reach communities: using
WhatsApp to give conflict-affected audiences a voice. International Journal of Social Research
Methodology 27:1, 107-121. [Crossref]
20. Armin W. Schulz. 2024. Equilibrium modeling in economics: a design-based defense. Journal of
Economic Methodology 31:1, 36-53. [Crossref]
21. Juan D. Bonilla, Andrea Coombes, Dannie Romney, Paul C. Winters. 2024. Changing the logic in
agricultural extension: evidence from a demand-driven extension programme in Kenya. Journal of
Development Effectiveness 16:1, 118-141. [Crossref]
22. Biswajit Patra, Narayan Sethi. 2024. Does digital payment induce economic growth in emerging
economies? The mediating role of institutional quality, consumption expenditure, and bank credit.
Information Technology for Development 30:1, 57-75. [Crossref]
23. Rohit Mattu, Debashis Saha. Does Women Mobile Technology Inclusion Shape Their Attitude
Towards Intimate Partner Violence? An Empirical Evidence from Sub-Saharan African Communities
225-237. [Crossref]
24. Abebe Gule Girma, Fariz Huseynov. 2024. The Causal Relationship between FinTech, Financial
Inclusion, and Income Inequality in African Economies. Journal of Risk and Financial Management
17:1, 2. [Crossref]
25. Shiyi Chen, Wanlin Liu, Hong Song, Qing Zhang. 2024. Government‐led e‐commerce expansion
project and rural household income: Evidence and mechanisms. Economic Inquiry 62:1, 150-174.
[Crossref]
26. Hani I. Mesak, C. Patrick Scott, Abdullahel Bari. 2024. On the Diffusion of Subscription-
Based Services: The Roles of Price, Advertising, and Customers’ Defection. IEEE Transactions on
Engineering Management 71, 2212-2225. [Crossref]
27. Vincent Mwendwa Masavah, Ronell van der Merwe, Judy van Biljon. 2024. The role of open
government data and information and communication technology in meeting the employment‐related
information needs of unemployed South African youth. THE ELECTRONIC JOURNAL OF
INFORMATION SYSTEMS IN DEVELOPING COUNTRIES 90:1. . [Crossref]
28. Mulubrhan Amare, Kibrom A. Abay, Patrick Hatzenbuehler. 2024. Spatial market integration during
a pandemic: Evidence from food markets in Nigeria. Agricultural Economics 55:1, 86-103. [Crossref]
29. Svenja Fluhrer, Kati Kraehnert. 2024. Mobile phone network expansion and agricultural income: A
panel study. Agricultural Economics 55:1, 54-85. [Crossref]
30. Yingxin Li, Renhao Jin, Xiaohui Li. 2024. Research on the impact and mechanism of digital
capabilities and digital finance on household wealth in the context of aging. Heliyon 10:2, e24255.
[Crossref]
31. Manteaw Seth Awuku, Folitse Benjamin Yao, Swanzy Felix Kweku, Mahama Samuel, Adjeley Tracy
Akosua. 2023. The dynamics of mobile phone usage among small-scale oil palm processors: Evidence
from the Eastern Region, Ghana. Cogent Social Sciences 9:1. . [Crossref]
32. Mohd Hammad Naeem, Mohammad Subhan, Md Shabbir Alam, Mamdouh Abdulaziz Saleh Al-
Faryan, Mohammad Yameen. 2023. Examining the role of financial innovation on economic growth:
Fresh empirical evidence from developing and developed countries. Cogent Economics & Finance 11:1. .
[Crossref]
33. Puneet Vatsa, Wanglin Ma, Hongyun Zheng. 2023. Mobile payment adoption in China: Do
demographic and socioeconomic factors matter?. Managerial and Decision Economics 3. . [Crossref]
34. Kefu Liu, Yunping Hao, Yuhang Ge, Weiwei Mu. 2023. CAN FINTECH CURB INCOME
INEQUALITY IN CHINA?. Journal of Business Economics and Management 24:6, 960-975. [Crossref]
35. Charles Shaaba Saba, Nicholas Ngepah, Nicholas M. Odhiambo. 2023. Information and
Communication Technology (ICT), Growth and Development in Developing Regions: Evidence from
a Comparative Analysis and a New Approach. Journal of the Knowledge Economy 16. . [Crossref]
36. Ronny Shibiti, Teddy Timothy Masabo, Watson Ladzani. 2023. Readiness of SMMEs for the
adoption of the fourth industrial revolution in Mamelodi Township. International Journal of Research
in Business and Social Science (2147- 4478) 12:8, 33-47. [Crossref]
37. YanLong Li, Jin Peng. 2023. Digital financial inclusion and welfare: Effect, mechanism and imbalance.
PLOS ONE 18:12, e0278956. [Crossref]
38. Zhuang Han, Claude Mbarga, Michel Tenikue, Sarah Giroux. Demographic Dividends across the
Global South: A Comparison of Africa, Asia, and Latin America (1970–2020) . [Crossref]
39. Godsway Korku Tetteh. 2023. Local digital lending development and the incidence of deprivation in
Kenya. Financial Innovation 9:1. . [Crossref]
40. Anthony Amoah. 2023. Know, comply, and live: the implications of protocols for COVID-19
management in sub-Saharan Africa. Discover Health Systems 2:1. . [Crossref]
41. Dong Zhou, Wenwen Wang. 2023. Can internet adoption promote the productivity of firms in China:
evidence from a longitudinal study. China Agricultural Economic Review 15:4, 795-813. [Crossref]
42. Nadide Hüsnüoğlu, Volkan Oda. 2023. Applying Artificial Neural Networks and Arima Models to
Analyze the Impact of ICT on the Economic Growth in Turkey. Journal of the Knowledge Economy
14:4, 4657-4674. [Crossref]
43. Lukasz Grzybowski, Valentin Lindlacher, Onkokame Mothobi. 2023. Mobile money and financial
inclusion in Sub-Saharan Africa. Information Economics and Policy 65, 101064. [Crossref]
44. Haruna Sekabira, Guy Simbeko, Shiferaw Feleke, Victor Manyong, Leonhard Späth, Pius Krütli,
Bernard Vanlauwe, Kokou Kintche, Benjamin Wilde, Johan Six. 2023. Determinants and success
of engagement in circular bioeconomy practices in African food systems. Cleaner and Circular
Bioeconomy 6, 100065. [Crossref]
45. Vedat Cengiz, Faruk Urak, Abdulbaki Bilgic, Steven T. Yen, Erkan Efekan. 2023. Households’
censored mobile phone spending and its determinants in Turkey: an inverse-hyperbolic sine double-
hurdle model. Telecommunication Systems 44. . [Crossref]
46. Gaston Brice Nkoumou Ngoa, Jacques Simon Song. 2023. Early child health in Africa: do ICT and
democracy matter?. Health Economics, Policy and Law 1, 1-27. [Crossref]
47. Tara Vanli, Taner Akan. 2023. Mapping synergies and trade-offs between smart city dimensions: A
network analysis. Cities 142, 104527. [Crossref]
48. Atabek Atayev, Maarten Janssen. 2023. INFORMATION ACQUISITION AND DIFFUSION IN
MARKETS. International Economic Review 82. . [Crossref]
49. Joël Cariolle, Camille da Piedade. 2023. Digital connectedness and exports upgrading: Is sub‐ Saharan
Africa catching up?. The World Economy 46:11, 3325-3344. [Crossref]
50. David A Sánchez-Páez, Bruno Masquelier, Ashira Menashe-Oren, Ololade Julius Baruwa, Georges
Reniers. 2023. Measuring under-5 mortality and fertility through mobile phone surveys: an assessment
of selection bias in 34 low-income and middle-income countries. BMJ Open 13:11, e071791. [Crossref]
51. Garry D. Bruton, Christopher Pryor, Jose A. Cerecedo Lopez. 2023. Lean Start-Up in Settings of
Impoverishment: The Implications of the Context for Theory. Journal of Management 91. . [Crossref]
52. Long Yang, Haiyang Lu, Meng Li. 2023. Does mobile broadband use promote smallholder
entrepreneurship? Evidence from rural China. Applied Economics 55:49, 5750-5767. [Crossref]
53. Raymond Kluender. 2023. Pay-As-You-Go Insurance: Experimental Evidence on Consumer Demand
and Behavior. The Review of Financial Studies 99. . [Crossref]
54. Matthew Sharp. 2023. Revisiting the Measurement of Digital Inclusion. The World Bank Research
Observer 84. . [Crossref]
55. Xingguang Li, Xuexi Huo. 2023. Impact of ICT adoption on household consumption: evidence from
apple growers in China. Electronic Commerce Research 53. . [Crossref]
56. Koffi Sodokin, Joseph Kokouvi Djafon, Mawuli Kodjovi Couchoro, Yao Mensah Kounetsron, Akoété
Ega Agbodji. 2023. Technological change, the productivity of formal and informal businesses, and
the impact on labor market. Cogent Economics & Finance 11:2. . [Crossref]
57. G D S KUMAR, M PADMAIAH, K ALIVELU, P MADHURI. 2023. Impact of mobile phone
based agro-advisories on knowledge of sunflower (Helianthus annuus L.) farmers’. Journal of Oilseeds
Research 30:2. . [Crossref]
58. Ariel Herbert Fambeu. 2023. Do information and communication technologies (ICTs) make Africans
happy?. Canadian Journal of Development Studies / Revue canadienne d'études du développement 44:4,
629-644. [Crossref]
59. Nan Zhou. 2023. Emerging market multinationals’ liability of outsidership. Journal of World Business
100, 101505. [Crossref]
60. G D S KUMAR, M PADMAIAH, K ALIVELU. 2023. Evaluation of a mobile phone based
agro-advisory programme on sunflower (Helianthus annuus L.). Journal of Oilseeds Research 31:2. .
[Crossref]
61. Kuldeep Singh, Khalid Hussain Alhamzi, G. Vinodini Devi. Financial Inclusion Through FinTech
Adoption 1-19. [Crossref]
62. Denis Acclassato Houensou, Sylvain Hekponhoue, Mahougbé Aimée-Gabrielle Soglo, Melain
Modeste Senou. 2023. Does ICTs Usage Facilitate Access to Market? An Empirical Evidence of Market
Gardeners in Benin. Journal of African Business 6, 1-20. [Crossref]
63. Sanal Gupta, Puran Singh. 2023. What drives activity of banking agents? Evidence from Rural India.
World Development Perspectives 31, 100522. [Crossref]
64. Qiuyang Zhou. 2023. RESEARCH ON THE IMPACT OF DIGITAL ECONOMY ON RURAL
CONSUMPTION UPGRADING: EVIDENCE FROM CHINA FAMILY PANEL STUDIES.
Technological and Economic Development of Economy 29:5, 1461-1476. [Crossref]
65. Sam Njinyah, Simplice Asongu, Sally Jones. 2023. The role of mobile money adoption in moderating
the influence of access to finance in firm performance. Journal of Science and Technology Policy
Management 30. . [Crossref]
66. Lukasz Grzybowski, Zubair Maghmood Patel. 2023. The Impact of Mobile Phones on Change in
Employment Status in South Africa. Review of Network Economics 22:2, 85-114. [Crossref]
67. Soud Mohammad Almahamid, Nehal Almurbati, Adel Ismail Al-Alawi, Mohammed Al Fataih. 2023.
What determines 3D printing adoption in the GCC region?. Journal of Science and Technology Policy
Management 14:5, 912-940. [Crossref]
68. M. Tauzie, T. D. G. Hermans, S. Whitfield. 2023. The new achikumbe elite: food systems
transformation in the context of digital platforms use in agriculture in Malawi. Agriculture and Human
Values 57. . [Crossref]
69. Hina Amber, Bezawit Beyene Chichaibelu. 2023. Narrowing the gender digital divide in Pakistan:
Mobile phone ownership and female labor force participation. Review of Development Economics 27:3,
1354-1382. [Crossref]
70. Ni Zhuo, Baozhi Li, Qibiao Zhu, Chen Ji. 2023. Smartphone‐based agricultural extension services
and farm incomes: Evidence from Zhejiang Province in China. Review of Development Economics 27:3,
1383-1402. [Crossref]
71. Justice Tei Mensah. Mobile Phones and Local Economic Development: A Global Evidence . [Crossref]
72. Abdinur Ali Mohamed, Fartun Ahmed Sheikh Mohamud. 2023. The power of financial innovation
in neutralizing carbon emissions: the case of mobile money in Somalia. Environment, Development
and Sustainability 90. . [Crossref]
73. Jeremiah O. Ejemeyovwi, Alex Adegboye, Olaoluwa Umukoro, Simplice A. Asongu. 2023. Fostering
Integrated Governance Quality through Technology Penetration: Thresholds of Democracy in Sub-
Saharan Africa. Journal of the Knowledge Economy 18. . [Crossref]
74. Godfrey A Kisigo, Frank Mgeta, Onike Mcharo, Elialilia Okello, Bahati Wajanga, Fredrick Kalokola,
Graham Mtui, Radhika Sundararajan, Robert N Peck. 2023. Peer Counselor Intervention for Reducing
Mortality and/or Hospitalization in Adults With Hypertensive Urgency in Tanzania: A Pilot Study.
American Journal of Hypertension 36:8, 446-454. [Crossref]
75. Matthias Flückiger, Markus Ludwig. 2023. Mobile phone coverage and infant mortality in sub-
Saharan Africa. Journal of Economic Behavior & Organization 211, 462-485. [Crossref]
76. Doris Läpple, Annemie Maertens, Bradford L. Barham. 2023. Communication and advice-taking:
Evidence from a laboratory experiment. Economics Letters 228, 111110. [Crossref]
77. Tina Freyburg, Lisa Garbe, Véronique Wavre. 2023. The political power of internet business: A
comprehensive dataset of Telecommunications Ownership and Control (TOSCO). The Review of
International Organizations 18:3, 573-600. [Crossref]
78. Saarah Hendricks, Samwel Dick Mwapwele. 2023. A systematic literature review on the factors
influencing e-commerce adoption in developing countries. Data and Information Management 57,
100045. [Crossref]
79. Bo Liu, Jing Zhou. 2023. Digital Literacy, Farmers’ Income Increase and Rural Internal Income Gap.
Sustainability 15:14, 11422. [Crossref]
80. Audra Wormald, Sonali K. Shah, Serguey Braguinsky, Rajshree Agarwal. 2023. Pioneering digital
platform ecosystems: The role of aligned capabilities and motives in shaping key choices and
performance outcomes. Strategic Management Journal 44:7, 1653-1697. [Crossref]
81. Gbêtondji Melaine Armel Nonvide. 2023. Impact of information and communication technologies on
agricultural households’ welfare in Benin. Telecommunications Policy 47:6, 102570. [Crossref]
82. Olaniyi Evans. 2023. ICT and the provision of social services in low-income countries: the moderating
role of institutional quality. Journal of Enterprising Communities: People and Places in the Global
Economy 17:4, 875-899. [Crossref]
83. Ying Dong, Weijie Luo, Xiaoge Zhang. 2023. Information and communication technology diffusion
and the urban–rural income gap in China. Pacific Economic Review 48. . [Crossref]
84. Raphaël Chiappini, Cyrielle Gaglio. 2023. Digital intensity, trade costs and exports' quality upgrading.
The World Economy 69. . [Crossref]
85. Gayoung Park. 2023. Contextualizing Mobile Diffusion of the Sub-Saharan Region: Explanatory
Analysis of Factors Affecting Mobile Diffusion in Sub-Saharan African countries. Journal of Asian
and African Studies 2. . [Crossref]
86. Moritz Böhmecke-Schwafert, Eduardo García Moreno. 2023. Exploring blockchain-based innovations
for economic and sustainable development in the global south: A mixed-method approach based on
web mining and topic modeling. Technological Forecasting and Social Change 191, 122446. [Crossref]
87. Bishal Bharadwaj, Mukti Nath Subedi, Yuwan Malakar, Peta Ashworth. 2023. Low-capacity
decentralized electricity systems limit the adoption of electronic appliances in rural Nepal. Energy
Policy 177, 113576. [Crossref]
88. Abdinur Ali Mohamed. 2023. Quantifying the Role of Mobile Money Services to Financial Inclusion:
Evidence from EVC-PLUS in Somalia. Global Social Welfare 110. . [Crossref]
89. Bruno Emmanuel Ongo Nkoa, Cédric Meytang, Thierry Mamadou Asngar, Guivis Zeufack
Nkemgha. 2023. What Drives Life Insurance Development in Sub-Saharan Africa? The Role of
Information and Communication Technology. Journal of the Knowledge Economy 2. . [Crossref]
90. Heidi Kaila. 2023. Ethnic digital divide? Evidence on mobile phone adoption. Applied Economics 55:22,
2536-2550. [Crossref]
91. Yetunde Oluranti Adegoke, Josue Mbonigaba, Gavin George. 2023. Health and total factor
productivity nexus in selected sub-Saharan African countries: quadratic and threshold modelling. BMJ
Open 13:5, e066970. [Crossref]
92. Collins W. Munyendo, Yasemin Acar, Adam J. Aviv. "In Eighty Percent of the Cases, I Select the
Password for Them": Security and Privacy Challenges, Advice, and Opportunities at Cybercafes in
Kenya 570-587. [Crossref]
93. Florence Nameere‐Kivunike, Elly A. Gamukama, Joyce Nakatumba‐Nabende, Daniel Mutembesa,
Jeremy Francis Tusubira, Solomon Nsumba, Christopher A. Omongo, Gloria Namanya. 2023.
Assessing the contribution of the Adhoc crop health surveillance tool on the food security
and livelihoods of smallholder farmers in Uganda. THE ELECTRONIC JOURNAL OF
INFORMATION SYSTEMS IN DEVELOPING COUNTRIES 89:3. . [Crossref]
94. Jet Wildeman, Sandor Schrijner, Jeroen Smits. 2023. Fertility rates and social media usage in sub‐
Saharan Africa. Population, Space and Place 29:4. . [Crossref]
95. Dante Donati. 2023. Mobile Internet access and political outcomes: Evidence from South Africa.
Journal of Development Economics 162, 103073. [Crossref]
96. Christina Sanchita Shah, Satish Krishnan. 2023. ICT, Gender Inequality, and Income Inequality: A
Panel Data Analysis Across Countries. Information Systems Frontiers 21. . [Crossref]
97. Kalvin Bahia, Pau Castells, Genaro Cruz, Takaaki Masaki, Carlos Rodríguez-Castelán, Viviane
Sanfelice. 2023. Mobile Broadband, Poverty, and Labor Outcomes in Tanzania. The World Bank
Economic Review 37:2, 235-256. [Crossref]
98. Ewa Batyra, Luca Maria Pesando. 2023. Increases in child marriage among the poorest in Mali:
‘Reverse policies’ or data quality issues?. Population Studies 14, 1-19. [Crossref]
99. Jahen F. Rezki. 2023. Does the mobile phone affect social development? Evidence from Indonesian
villages. Telecommunications Policy 47:3, 102503. [Crossref]
100. Lin Tang, Xiaofeng Luo, Yanzhong Huang, Sanxia Du, Aqian Yan. 2023. Can smartphone use increase
farmers’ willingness to participate in the centralized treatment of rural domestic sewage? Evidence
from rural China. Environment, Development and Sustainability 25:4, 3379-3403. [Crossref]
101. Atif Awad. 2023. Information and communication technologies role in alleviating poverty in Sub‐
Saharan Africa: Impacts and transmission channels. Sustainable Development 31:2, 1149-1165.
[Crossref]
102. Gashaw T. Abate, Kibrom A. Abay, Jordan Chamberlin, Yumna Kassim, David J. Spielman, Martin
Paul Jr Tabe-Ojong. 2023. Digital tools and agricultural market transformation in Africa: Why are
they not at scale yet, and what will it take to get there?. Food Policy 116, 102439. [Crossref]
103. Ahmad Hassan Ahmad, Christopher J. Green, Fei Jiang, Victor Murinde. 2023. Mobile money, ICT,
financial inclusion and growth: How different is Africa?. Economic Modelling 121, 106220. [Crossref]
104. Bheomseok Kim, Taeyoon Kim. 2023. The Impact of Indigenous People’s Pre-existing
Information on Rice Farming: Findings from Laos. East Asian Economic Review 27:1, 3-31. [Crossref]
105. Tii N. Nchofoung, Guivis Zeufack Nkemgha, Dieu ne Dort Talla Fokam, Arsène Aurelien Njamen
Kengdo. 2023. Achieving the Sustainable Development Goals Through Water and Sanitation: Do
Information and Communication Technologies (ICTs) Matter for Africa?. Journal of the Knowledge
Economy 2017. . [Crossref]
106. Mircea Radu Georgescu, Anca Elena Lungu, Ioana Andreea Bogoslov, Eduard Alexandru Stoica.
2023. European Efficiency or Inefficiency in Economic Growth Through Digital Transformation.
Scientific Annals of Economics and Business 70:SI, 19-31. [Crossref]
107. Frank Adusei-Mensah, Kennedy J. Oduro, Dorcas Ofosu-Budu. Prospective Health Impact
Assessment on Nutritional mHealth Intervention on Maternal Mortality 299-320. [Crossref]
108. Muhammad Noshab Hussain, Zaiyang Li. 2023. Dynamic Appertain Between Telecommunication
Infrastructure and Economic Growth: Empirical Evidence of OIC Countries. Journal of the Knowledge
Economy 677. . [Crossref]
109. Estefania Vergara Cobos, Eduardo A. Malasquez. Growth and Transformative Effects of ICT
Adoption: A Survey 98, . [Crossref]
110. Vivien Foster, Nisan Gorgulu, Stéphane Straub, Maria Vagliasindi. The Impact of Infrastructure on
Development Outcomes: A Qualitative Review of Four Decades of Literature 60, . [Crossref]
111. Zainab Asif, Zivanemoyo Chinzara, Radhika Lahiri. 2023. The role of risk and institutions in the
adoption and diffusion of technologies: Evidence from Sub-Saharan Africa. Economic Analysis and
Policy 77, 16-33. [Crossref]
112. Chien-Chiang Lee, Pei-Fen Chen, Pin-Jie Chu. 2023. Green recovery through financial inclusion of
mobile payment: A study of low- and middle-income Asian countries. Economic Analysis and Policy
77, 729-747. [Crossref]
113. Manoj Kumar Dash, Chetanya Singh, Gayatri Panda, Diksha Sharma. 2023. ICT for sustainability
and socio-economic development in fishery: a bibliometric analysis and future research agenda.
Environment, Development and Sustainability 25:3, 2201-2233. [Crossref]
114. Daniel Tut. 2023. FinTech and the COVID-19 pandemic: Evidence from electronic payment systems.
Emerging Markets Review 54, 100999. [Crossref]
115. Robert Ugochukwu Onyeneke, Daniel Adu Ankrah, Richmond Atta-Ankomah, Fred Fosu
Agyarko, Chinenye Judith Onyeneke, Jalil Ghassemi Nejad. 2023. Information and Communication
Technologies and Agricultural Production: New Evidence from Africa. Applied Sciences 13:6, 3918.
[Crossref]
116. Abbas Ali Chandio, Korhan K. Gokmenoglu, Narayan Sethi, Dicle Ozdemir, Yuansheng Jiang. 2023.
Examining the impacts of technological advancement on cereal production in ASEAN countries: Does
information and communication technology matter?. European Journal of Agronomy 144, 126747.
[Crossref]
117. Shekhar Kumar Sinha, Sandip Mukhopadhyay, Parijat Upadhyay, Yogesh K. Dwivedi, Subhajit
Bhattacharyya, Manas Paul, Amrita K. Bhattacharyy. 2023. Challenges and opportunities in IT
transformation of public service delivery: case of India Post. Transforming Government: People, Process
and Policy 17:1, 134-146. [Crossref]
118. Liang Chi, Mengshuai Zhu, Chen Shen, Jing Zhang, Liwei Xing, Xiangyang Zhou. 2023. Does
the Winner Take All in E-commerce of Agricultural Products under the Background of Platform
Monopoly?. Agriculture 13:2, 476. [Crossref]
119. André Bueno Rezende de Castro, Lukas Kornher. 2023. The effect of trade and customs digitalization
on agrifood trade: A gravity approach. Q Open 3:1. . [Crossref]
120. Travis W. Reynolds, Pierre E. Biscaye, C. Leigh Anderson, Caitlin O’Brien-Carelli, Joanna Keel. 2023.
Exploring the gender gap in mobile money awareness and use: evidence from eight low and middle
income countries. Information Technology for Development 127, 1-28. [Crossref]
121. Jenny C. Aker. Fintech for Rural Markets in Sub-Saharan Africa 247-264. [Crossref]
122. Oluwasefunmi Arogundade, Aderonke Sakpere, Sanjay Misra, Christianah Alonge, Lalit Garg,
Adebayo Abayomi-Alli, Oluwaseyi Bello. A Web-Based Instant Messaging System for Effective
Communication Among Organic Farmers and Researchers 291-300. [Crossref]
123. Jikun Huang, Lanlan Su, Xinyu Liu. Facilitating Inclusive Use of ICTs in Rural China 197-211.
[Crossref]
124. Tomoya Matsumoto, Ggombe Kasim Munyegera. Mobile Revolution and Rural Development
231-242. [Crossref]
125. Amarjit Kaur, Prerna Ahuja, Jinesh Jain, Simarjeet Singh, Aashish Garg. 2023. Is Youth Ready for the
Looming Technology Frontier in Healthcare? Examining Intentions and Adoption of Mobile Health
(mHealth). Business Perspectives and Research 11:1, 63-80. [Crossref]
126. Tihomir Orehovački, Luka Blašković, Matej Kurevija. 2023. Evaluating the Perceived Quality of
Mobile Banking Applications in Croatia: An Empirical Study. Future Internet 15:1, 8. [Crossref]
127. Fernando García-Mora, Jorge Mora-Rivera. 2023. Exploring the impacts of Internet access on poverty:
A regional analysis of rural Mexico. New Media & Society 25:1, 26-49. [Crossref]
128. Houxi Zhou, Xuebiao Zhang, Candi Ge, Jingyi Wang, Xiaolong Sun. 2023. Does Internet Use Boost
the Sustainable Subjective Well-Being of Rural Residents? Evidence from Rural China. Sustainability
15:2, 1652. [Crossref]
129. Alemayehu Molla, Ashenafi Biru. 2023. The evolution of the Fintech entrepreneurial ecosystem in
Africa: An exploratory study and model for future development. Technological Forecasting and Social
Change 186, 122123. [Crossref]
130. Juma Buhimila Mabula, Han Dong Ping, Moshi James. 2023. The Impact of African Firms’
Utilization of Financial and Technology Resource on Innovation: A Simple Mediation. SAGE Open
13:1, 215824402311530. [Crossref]
131. Moritz Böhmecke-Schwafert, Eduardo García Moreno. 2023. Exploring Blockchain-Based
Innovations for Economic and Sustainable Development in the Global South: A Mixed-Method
Approach Based on Web Mining and Topic Modeling. SSRN Electronic Journal 7. . [Crossref]
132. Aziza Bakhramovna Irmatova, Malika Ilhomovna Akbarova. Impact of Digital Technologies on
Women’s Employment 290-298. [Crossref]
133. Suhal Kusairi, Zun Yuan Wong, Ratri Wahyuningtyas, Muhammad Najit Sukemi. 2023. Impact of
digitalisation and foreign direct investment on economic growth: Learning from developed countries.
JOURNAL OF INTERNATIONAL STUDIES 16:1, 98-111. [Crossref]
134. Peterson K Ozili. 2023. A Survey of Central Bank Digital Currency Adoption in African countries.
SSRN Electronic Journal 24. . [Crossref]
135. Dante Donati. 2023. Mobile Internet Access and Political Outcomes: Evidence from South Africa.
136. Alessandro De Pinto, Md Mofakkarul Islam, Pamela Katic. Food Security Under a Changing Climate:
Exploring the Integration of Resilience in Research and Practice 207-237. [Crossref]
137. Faris Alshubiri. The Impact of the Digital Economy Paradigm on Investment Sustainability in Oman
169-189. [Crossref]
138. Kyle Kretschmer, Rebecca Njuguna, Adheesh Budree. Social Media Activism in South Africa 223-233.
[Crossref]
139. Peterson K. Ozili. A Survey of Central Bank Digital Currency Adoption in African Countries 273-289.
[Crossref]
140. Laura Barasa, Joy M. Kiiru. The Digital Economy and Youth Employment in Africa 161-182.
[Crossref]
141. Apoorv Gupta, Jacopo Ponticelli, Andrea Tesei. 2023. Information Frictions and Take-up of
Government Credit Programs. SSRN Electronic Journal . [Crossref]
142. Kibrom A. Abay, Lina Abdelfattah, Clemens Breisinger, Khalid Siddig. 2023. Evaluating cereal market
(dis)integration in less developed and fragile markets: The case of Sudan. Food Policy 114, 102399.
[Crossref]
143. Diego Gomez, Sebastian Aparicio, David Urbano. A Sociotechnical Approach to Economic
Development: The Role of Entrepreneurship and Innovation 367-414. [Crossref]
144. Nur Diyana Norazman, Noor Mayudia Mohd Mothar, Immie Rozianie Abd Rahim, Aris Abdul
Rahman, Noorraha Abdul Razak. The Influence of Mobile Phone Addiction on Academic
Achievement Among Teenagers 473-490. [Crossref]
145. Lameese Eldesouky, Kate Ellis, Fallon Goodman, Zeinab Khadr. 2023. Daily emotion regulation and
emotional well-being: A replication and extension in Egypt. Current Research in Ecological and Social
Psychology 4, 100106. [Crossref]
146. Warigia M. Bowman. (Introduction): The Project of Managing, Regulating, and Implementing ICT
in East Africa 1-24. [Crossref]
147. Jenny C. Aker, Joël Cariolle. Introduction 1-8. [Crossref]
148. Jenny C. Aker, Joël Cariolle. Where There Was No Phone 9-27. [Crossref]
149. Jenny C. Aker, Joël Cariolle. Digitizing Development? 57-90. [Crossref]
150. Jenny C. Aker, Joël Cariolle. The Economics of the Phone 29-56. [Crossref]
151. Anthony Tapiwa Mazikana. 2023. The Role of Technology in Implementing Resilience Strategies for
Healthcare Products. SSRN Electronic Journal 8. . [Crossref]
152. Yoshan Moodley, Shona Bhadree, Laura Stopforth, Shakeel Kader, Steven Wexner, Jacqueline van
Wyk, Alfred Neugut, Ravi Kiran. 2023. Patient’s attitudes and perceptions around attending oncology
consultations following surgery for colorectal cancer: A qualitative study. F1000Research 12, 698.
[Crossref]
153. Edward J. Oughton. 2023. Policy options for broadband infrastructure strategies: A simulation model
for affordable universal broadband in Africa. Telematics and Informatics 76, 101908. [Crossref]
154. Emmanuel Agyapong Wiafe, Christopher Quaidoo, Samuel Sekyi. 2022. Monetary policy effectiveness
in the advent of mobile money activity: Empirical evidence from Ghana. Cogent Economics & Finance
10:1. . [Crossref]
155. Mark Kwaku Mensah Obeng. 2022. Beyond affordability: Explaining the consumption of Chinese
products in Ghana. Cogent Social Sciences 8:1. . [Crossref]
156. Carolina E. S. Mattsson, Teodoro Criscione, William O. Ruddick. 2022. Sarafu Community Inclusion
Currency 2020–2021. Scientific Data 9:1. . [Crossref]
157. Olayinka David-West, Oluwasola Oni, Folajimi Ashiru. 2022. Diffusion of Innovations: Mobile
Money Utility and Financial Inclusion in Nigeria. Insights from Agents and Unbanked Poor End
Users. Information Systems Frontiers 24:6, 1753-1773. [Crossref]
158. Lukman O. Oyelami, Nurudeen Afolabi Sofoluwe, Omowumi Monisola Ajeigbe. 2022. ICT and
agricultural sector performance: empirical evidence from sub-Saharan Africa. Future Business Journal
8:1. . [Crossref]
159. George Okello Candiya Bongomin, Pierre Yourougou, Francis Yosa, Alain Amani Manzi, Joseph
Mpeera Ntayi. 2022. Psychoanalysis of the mobile money ecosystem in the digital age: generational
cohort and technology generation theoretical approach. Development in Practice 32:8, 1020-1035.
[Crossref]
160. Gavin Moss, Peta Thomas. 2022. Evaluating the adoption of e-banking services by SMEs in the
common monetary area. International Journal of Research in Business and Social Science (2147- 4478)
11:8, 202-212. [Crossref]
161. Chris J. Barton, Gary M. Grossman, Yagana Hafed. 2022. Innovation is the Answer! But is
Development the Question? Assessing Innovation Against the Capabilities Approach to Development.
The Journal of Development Studies 58:11, 2180-2197. [Crossref]
162. Gideon Ndubuisi, Chuks Otioma, Solomon Owusu, Godsway Korku Tetteh. 2022. ICTs quality and
technical efficiency: An empirical analysis. Telecommunications Policy 46:10, 102439. [Crossref]
163. Francesco Iacoella, Franziska Gassmann, Nyasha Tirivayi. 2022. Impact of mobile phones on HIV
public stigma: a cross-sectional and pseudo-panel analysis from Ghana. BMJ Open 12:11, e062594.
[Crossref]
164. Jikun Huang, Lanlan Su, Qiwang Huang, Xinyu Liu. 2022. Facilitating inclusive ICT application
and e‐Commerce development in rural China. Agricultural Economics 53:6, 938-952. [Crossref]
165. Sawan Rathi, Anindya S. Chakrabarti, Chirantan Chatterjee, Aparna Hegde. 2022. Pandemics and
technology engagement: New evidence from m‐Health intervention during COVID‐19 in India.
Review of Development Economics 26:4, 2184-2217. [Crossref]
166. Elisha Mupaikwa. The Application of Big Data and Cloud Computing Among Smallholder Farmers
in Sub-Saharan Africa 100-124. [Crossref]
167. Asif M. Islam, Silvia Muzi. 2022. Does mobile money enable women-owned businesses to invest?
Firm-level evidence from Sub-Saharan Africa. Small Business Economics 59:3, 1245-1271. [Crossref]
168. Ritam Chaurey, Duong Trung Le. 2022. Infrastructure maintenance and rural economic activity:
Evidence from India. Journal of Public Economics 214, 104725. [Crossref]
169. Jelisaveta Blagojević, Radenko Šćekić. 2022. The Arab Spring a decade on: information and
communication technologies as a mass mobilization tool. Kybernetes 51:9, 2833-2851. [Crossref]
170. James T. Bang, Aniruddha Mitra, Phanindra V. Wunnava. 2022. Hollowing out the middle?
Remittances, poverty, and income inequality in Nigeria. Migration and Development 11:3, 543-559.
[Crossref]
171. Seyed Mohammad Ayyoubzadeh, Mahnaz Ahmadi, Fariba Khounraz, Marjan Ahmadi, Rashed
Pourhamidi, Sakineh Abbasi. 2022. Requirement Analysis of mHealth app for Pregnancy Care and a
Framework Suggestion for Evaluating Pregnancy Mobile Apps. Journal of Obstetrics, Gynecology and
Cancer Research 7:6, 554-562. [Crossref]
172. Omar Ali, Anup Shrestha, Ashraf Jaradat, Ahmad Al-Ahmad. 2022. An Evaluation of Key Adoption
Factors towards Using the Fog Technology. Big Data and Cognitive Computing 6:3, 81. [Crossref]
173. Ting Jin, Lei Li. 2022. Does Smartphone Use Improve the Dietary Diversity of Rural Residents?
Evidence from Household Survey Data from 5 Provinces. International Journal of Environmental
Research and Public Health 19:17, 11129. [Crossref]
174. Weisong Qiu, Tieqi Wu, Peng Xue. 2022. Can Mobile Payment Increase Household Income and
Mitigate the Lower Income Condition Caused by Health Risks? Evidence from Rural China.
International Journal of Environmental Research and Public Health 19:18, 11739. [Crossref]
175. Qianhui Ma, Shaofeng Zheng, Peng Deng. 2022. Impact of Internet Use on Farmers’ Organic Fertilizer
Application Behavior under the Climate Change Context: The Role of Social Network. Land 11:9,
1601. [Crossref]
176. Pallavi Rajkhowa, Matin Qaim. 2022. Mobile phones, off‐farm employment and household income
in rural India. Journal of Agricultural Economics 73:3, 789-805. [Crossref]
177. Folorunsho M. Ajide, James T. Dada. 2022. The impact of ICT on shadow economy in West Africa.
International Social Science Journal 72:245, 749-767. [Crossref]
178. Tendai Chikweche, Jimmy Shindi. 2022. An Investigation of Bottom of Pyramid Consumers’
Motivation for Participating in Value Co-Creation. Journal of International Consumer Marketing 34:4,
394-412. [Crossref]
179. AKINWALE J A, OWOADE E O, SONEYE O V. 2022. Assessment of Factors that Affect
Market Orientation of Cassava Farmers in Osun State, Nigeria. JOURNAL OF AGRICULTURAL
ECONOMICS, ENVIRONMENT AND SOCIAL SCIENCES 8:1, 90-102. [Crossref]
180. Kunal Sen, Michael Danquah, Simone Schotte. 2022. Introduction: What Sustains Informality?. The
Journal of Development Studies 58:7, 1307-1311. [Crossref]
181. Md Mahbubul Alam, Sharjana Akter Shaba. 2022. ICT-enabled agricultural extension: How to
promote and sustain?. Information Development 3, 026666692211123. [Crossref]
182. Apratim Shrivastav, Utkarsh Kuchhal, Samarth Singhal, Tanmay Jain, Divyashikha Sethia, Vidushi
Chaudhary, Rajiv Nigam, Ashish Kumar Namdeo. Optimised Algorithm for Step Count Estimation
Using Sensor Data from Smartphones and Wearables 1-6. [Crossref]
183. Xiaofan Zuo, Zhisheng Hong. 2022. The Impact of Digital Technology on Land Rent-Out Behavior:
Information Sharing or Exclusion?. Agriculture 12:7, 1046. [Crossref]
184. Eunice Yeboah Afeti, Acheampong Owusu. 2022. Mobile Payments Affordance as a Driver for
End User Entrepreneurship. International Journal of E-Entrepreneurship and Innovation 12:2, 1-20.
[Crossref]
185. 2022. The potential of digital molecular diagnostics for infectious diseases in sub-Saharan Africa.
PLOS Digital Health 1:6, e0000064. [Crossref]
186. Keshmeer Makun, Rup Singh, Sumeet Lal, Ronal Chand. 2022. Information and communications
technology, health, and gender equality: Empirical evidence from a panel of Pacific developing
economies. PLOS ONE 17:6, e0269251. [Crossref]
187. Chinedu Wilfred Okonkwo, Magda Huisman, Estelle Taylor. 2022. Factors that influence Africa’s
refusal and discontinuation of mobile applications use. African Journal of Science, Technology,
Innovation and Development 14:4, 886-895. [Crossref]
188. CHRISTIAN KABENGELE, JAKOB ROESSLING. 2022. EVALUATING THE EFFECT OF
MOBILE MONEY ON FIRM PRODUCTIVITY IN AFRICA: A COMPARISON OF THE
FORMAL AND INFORMAL SECTORS. Journal of Developmental Entrepreneurship 27:02. .
[Crossref]
189. Gerelene Jagganath. 2022. The Transforming City: Exploring the Potential for Smart Cities and
Urban Agriculture in Africa. The Oriental Anthropologist: A Bi-annual International Journal of the
Science of Man 22:1, 24-40. [Crossref]
190. Yann Balgobin, Antoine Dubus. 2022. Mobile phones, mobile Internet, and employment in Uganda.
Telecommunications Policy 46:5, 102348. [Crossref]
191. Gregoire Rota-Graziosi, Fayçal Sawadogo. 2022. The tax burden on mobile network operators in
Africa. Telecommunications Policy 46:5, 102293. [Crossref]
192. Tii N. Nchofoung, Simplice A. Asongu. 2022. ICT for sustainable development: Global comparative
evidence of globalisation thresholds. Telecommunications Policy 46:5, 102296. [Crossref]
193. Andrews A. Yalley. 2022. Customer readiness to co-production of mobile banking services: a
customer-only co-production perspective. Journal of Financial Services Marketing 27:2, 81-95.
[Crossref]
194. Ken Miyajima. 2022. Mobile phone ownership and welfare: Evidence from South Africa’s household
survey. World Development 154, 105863. [Crossref]
195. Justin V Hastings, Sarah G Phillips, David Ubilava, Andrey Vasnev. 2022. Price Transmission in
Conflict-Affected States: Evidence from Cereal Markets of Somalia. Journal of African Economies 31:3,
272-291. [Crossref]
196. Sadick Mohammed, Awudu Abdulai. 2022. Do ICT based extension services improve technology
adoption and welfare? Empirical evidence from Ghana. Applied Economics 54:23, 2707-2726. [Crossref]
197. Daniel Kwalipo Mbangula. Adopting of Artificial Intelligence and Development in Developing
Countries 276-288. [Crossref]
198. Jinzhu Zhang, Wenqi Zhao, Baodong Cheng, Aixin Li, Yanzhuo Wang, Ning Yang, Yuan Tian. 2022.
The Impact of Digital Economy on the Economic Growth and the Development Strategies in the
post-COVID-19 Era: Evidence From Countries Along the “Belt and Road”. Frontiers in Public Health
10. . [Crossref]
199. Anthea Paelo, Simon Roberts. 2022. Competition and Regulation of Mobile Money Platforms in
Africa: A Comparative Analysis of Kenya and Uganda. Review of Industrial Organization 60:3, 463-489.
[Crossref]
200. Brandon Harrison-Smith, Alexander P. Dumont, Mohammed Shahriar Arefin, Yu Sun, Nuradeen
Lawal, Dorianna Dobson, Amy Nwaba, Sarah Grossarth, Abdulsalam Muhammed Paed, Zubaida L.
Farouk, Jorn-Hendrik Weitkamp, Chetan A. Patil. 2022. Development of a mobile phone camera-
based transcutaneous bilirubinometer for low-resource settings. Biomedical Optics Express 13:5, 2797.
[Crossref]
201. Nawab Khan, Ram L. Ray, Hazem S. Kassem, Shemei Zhang. 2022. Mobile Internet Technology
Adoption for Sustainable Agriculture: Evidence from Wheat Farmers. Applied Sciences 12:10, 4902.
[Crossref]
202. Yangyang Zheng, Qinqin Fan, Wei Jia. 2022. How Much Did Internet Use Promote Grain Production?
—Evidence from a Survey of 1242 Farmers in 13 Provinces in China. Foods 11:10, 1389. [Crossref]
203. Mohammad Jahanbakht, Romel Mostafa, Francisco Veloso. 2022. Pre-Entry Experience, Postentry
Adaptations, and Internationalization in the African Mobile Telecommunications Industry.
Organization Science 33:3, 969-990. [Crossref]
204. Wondmagegn Tirkaso, Atakelty Hailu. 2022. Does neighborhood matter? Spatial proximity and
farmers’ technical efficiency. Agricultural Economics 53:3, 374-386. [Crossref]
205. Collins W. Munyendo, Yasemin Acar, Adam J. Aviv. “Desperate Times Call for Desperate Measures”:
User Concerns with Mobile Loan Apps in Kenya 2304-2319. [Crossref]
206. Giacomo Degli Antoni, Chiara Franco. 2022. The effect of technological behaviour and beliefs on
subjective well-being: the role of technological infrastructure. Journal of Evolutionary Economics 32:2,
553-590. [Crossref]
207. Luca Maria Pesando. 2022. Safer If Connected? Mobile Technology and Intimate Partner Violence.
Demography 59:2, 653-684. [Crossref]
208. Justice Tei Mensah, Kibrom Tafere, Kibrom A. Abay. Saving Lives through Technology: Mobile
Phones and Infant Mortality 7, . [Crossref]
209. Idris A. Abdulqadir, Simplice A. Asongu. 2022. The asymmetric effect of internet access on economic
growth in sub-Saharan Africa. Economic Analysis and Policy 73, 44-61. [Crossref]
210. FADI HASSAN SHIHADEH. 2022. INDIVIDUAL’S BEHAVIOR AND ACCESS TO FINANCE:
EVIDENCE FROM PALESTINE. The Singapore Economic Review 67:01, 113-133. [Crossref]
211. Carlotta Varriale, Luca Maria Pesando, Ridhi Kashyap, Valentina Rotondi. 2022. Mobile Phones and
Attitudes toward Women’s Participation in Politics. Sociology of Development 8:1, 1-37. [Crossref]
212. Onkokame Mothobi. 2022. The impact of telecommunication regulatory policy on mobile retail price
in Sub-Saharan African countries. Information Economics and Policy 58, 100963. [Crossref]
213. Georges Vivien Houngbonon, Justice Tei Mensah, Nouhoum Traore. The Impact of Internet Access
on Innovation and Entrepreneurship in Africa . [Crossref]
214. Sunny Ibeneme, Nkiruka Ukor, Benson Droti, Humphrey Karamagi, Joseph Okeibunor, Felicitas
Zawaira. 2022. Geospatial Clustering of Mobile Phone Use and Tuberculosis Health Outcomes
Among African Health Systems. Frontiers in Public Health 9. . [Crossref]
215. Sunny Ibeneme, Nkiruka Ukor, Joseph Okeibunor, Felicitas Zawaira. Geospatial Clustering of Mobile
Phone Use and Tuberculosis Health Outcomes among African Health Systems . [Crossref]
216. Zhongkun Zhu, Wanglin Ma, Chenxin Leng. 2022. ICT Adoption, Individual Income and
Psychological Health of Rural Farmers in China. Applied Research in Quality of Life 17:1, 71-91.
[Crossref]
217. Jerry Ikechukwu Igwilo, Athenia Bongani Sibindi. 2022. ICT Adoption and Stock Market
Development: Empirical Evidence Using a Panel of African Countries. Risks 10:2, 25. [Crossref]
218. Yanyan Ouyang, Hongbo Cai, Xuefei Yu, Zijian Li. 2022. Capitalization of social infrastructure into
China's urban and rural housing values: Empirical evidence from Bayesian Model Averaging. Economic
Modelling 107, 105706. [Crossref]
219. Joko Mariyono, Siswanto Imam Santoso, Jaka Waskito, Akbar Ario Satrio Utomo. 2022. Usage
of mobile phones to support management of agribusiness activities in Indonesia. Aslib Journal of
Information Management 74:1, 110-134. [Crossref]
220. Kamala Gollakota, James B. Pick, Manju Singh. 2022. Does purpose of use matter? Influences on
developmental use versus personal use by low-income farmers. Information Technology for Development
28:1, 111-136. [Crossref]
221. Ayse Demir, Vanesa Pesqué-Cela, Yener Altunbas, Victor Murinde. 2022. Fintech, financial inclusion
and income inequality: a quantile regression approach. The European Journal of Finance 28:1, 86-107.
[Crossref]
222. Yesuf Awel, Eleni Yitbarek. 2022. Mobile money demand in utility bill payments: A WTP estimate
from Ethiopia. Journal of Development Effectiveness 14:1, 56-75. [Crossref]
223. Mohammad Jahanbakht, Romel Mostafa. 2022. The emergence of GVCs for frontier markets: Insights
from the African mobile telecommunications industry. Africa Journal of Management 8:1, 59-82.
[Crossref]
224. İpek Akad. Assessing the Impact of Information and Communication Technologies on Human
Development: A Regional Analysis for Africa 363-385. [Crossref]
225. Qing XU. East Asia and East Africa: Different Ways to Digitalize Payments 219-249. [Crossref]
226. Benjamin Mwanzia Mulili. Digital Financial Inclusion: M-PESA in Kenya 171-191. [Crossref]
227. Preeti Goyal, Ahindra Chakrabarti. Banking the Unbanked: The Fintech Revolution 91-105.
[Crossref]
228. Warren Lilley. Cultivating Locally Transformative Digital Pedagogies: The Need for Formative-
Intervention Research 9-30. [Crossref]
229. Silvio Caputo. The Broader Debate on Science, Technology, Society and Food 29-43. [Crossref]
230. Maxwell Opoku-Afari, James Atambilla Abugre, Kwame A. Oppong. Playing-Catch Up: SupTech
and RegTech Developments in Africa 745-794. [Crossref]
231. Joshua Yindenaba Abor, Peter Quartey, Ahmad Hassan Ahmad, Maxwell Opoku-Afari. FinTech and
the Future of Banks and Financial Services in Africa 135-180. [Crossref]
232. Fine Masimba, Tranos Zuva. A Model for the Adoption and Acceptance of Mobile Farming Platforms
(MFPs) by Smallholder Farmers in Zimbabwe 710-725. [Crossref]
233. Ezebuilo Romanus Ukwueze, Henry Thomas Asogwa. Effects of Financial Widening Activities on
Self-Employment Opportunities in Nigeria: Implications on Global Recession and Social Exclusion
113-129. [Crossref]
234. Robert Lawrence Afutu-Kotey, Katherine V. Gough. 2022. Bricolage and informal businesses: Young
entrepreneurs in the mobile telephony sector in Accra, Ghana. Futures 135, 102487. [Crossref]
235. Francisco Guil, Juan Manuel Pérez-García. 2022. Bird electrocution on power lines: Spatial gaps and
identification of driving factors at global scales. Journal of Environmental Management 301, 113890.
[Crossref]
236. Shijia Kang, Arif Ullah, Xiaomeng Jiao, Shaofeng Zheng. 2022. Information and communication
technology impact on vegetable farmers’ transaction costs: evidence from China. Ciência Rural 52:11. .
[Crossref]
237. Jacob Stocks, Yujung Choi, Saduma Ibrahim, Megan Huchko. 2022. Iterative Development of a
Mobile Phone App to Support Community Health Volunteers During Cervical Cancer Screening in
Western Kenya: Qualitative Study. JMIR Formative Research 6:2, e27501. [Crossref]
238. Nima Norouzi. Sustainable Fourth Industrial Revolution 58-77. [Crossref]
239. Lanoi Maloiy, Jocelyn Cranefield. Developing the Leadership Potential of African Youth Through
Online Communities 408-424. [Crossref]
240. Ibrahim Rufai. ICT Usage Behaviours by SMEs in Varying Operational Environments: A Nigerian
Case Study 351-381. [Crossref]
241. Iva Peša. The Developmental Potential of Frugal Innovation Among Mobile Money Agents in Kitwe,
Zambia 363-386. [Crossref]
242. Jean N. Lee, Jonathan Morduch, Saravana Ravindran, Abu S. Shonchoy. 2022. Narrowing the gender
gap in mobile banking. Journal of Economic Behavior & Organization 193, 276-293. [Crossref]
243. Shudipta Sharma, Salauddin Ahmed, Md. Monjur Hossain. 2022. Meaning of New Means.
International Journal of Innovation in the Digital Economy 13:1, 1-18. [Crossref]
244. Parijat Upadhyay, Anup Kumar, Yogesh K. Dwivedi, Amit Adlakha. 2022. Continual usage intention
of platform-based governance services: A study from an emerging economy. Government Information
Quarterly 39:1, 101651. [Crossref]
245. Tii Nchofoung, Simplice Asongu. 2022. ICT for Sustainable Development: Global Comparative
Evidence of Globalisation Thresholds. SSRN Electronic Journal 677. . [Crossref]
246. Kamalini Ramdas, Alp Sungu. 2022. Capping Mobile Data Access Creates Value for Bottom-of-the-
Pyramid Consumers – Experimental Evidence from a Mumbai Settlement. SSRN Electronic Journal
24. . [Crossref]
247. N. Prakash, Y. Indiradevan, P. Subhasri. 2022. A study on fintech revolution in india: A review. i-
manager’s Journal on Management 17:2, 31. [Crossref]
248. Aaron Kweku Amanor. Organizational Culture and Supervisors’ Attitudes Toward Change, Mediating
Role of Organizational Commitment 8871-8880. [Crossref]
249. Masanori Matsuura, Abu Hayat Md. Saiful Islam, Salauddin Tauseef. 2022. Mobile Phone Ownership,
Household Welfare, and Income Inequality in Bangladesh. SSRN Electronic Journal 160. . [Crossref]
250. Xinshuo Hou, Dongyang Li, Jianghuan Peng. 2022. Does High-Speed Rail Really Have a Positive
Effect on City Consumption? A PSM-DID Approach With China Case. Journal of Regional Economics
1:1. . [Crossref]
251. Aparajita Agarwal, Valentina Assenova. 2022. Mobile Money as a Steppingstone: Addressing Voids in
Credit-Market Institutions through Digital Platforms. SSRN Electronic Journal 57. . [Crossref]
252. Marc F. Bellemare, Jeffrey R. Bloem, Sunghun Lim. Producers, consumers, and value chains in low-
and middle-income countries 4933-4996. [Crossref]
253. Hermann Ndoya, Simplice Asongu. 2022. Digital Divide, Globalization and Income Inequality in
subSaharan African Countries: Analysing Cross-country Heterogeneity. SSRN Electronic Journal 40. .
[Crossref]
254. Sergey Sarkisyan. 2022. Central Bank Digital Currency: Will Banks Survive?. SSRN Electronic Journal
125. . [Crossref]
255. Campbell Clarkson, Necati Tereyagoglu, Sriram Venkataraman. 2022. Effects of Mobile Farming on
Agricultural Yield: Evidence from India. SSRN Electronic Journal 59. . [Crossref]
256. Peng Nie, Wanglin Ma, Alfonso Sousa-Poza. 2021. The relationship between smartphone use and
subjective well-being in rural China. Electronic Commerce Research 21:4, 983-1009. [Crossref]
257. Stein T. Holden, Mesfin Tilahun. 2021. Mobile phones, leadership and gender in rural business
groups. World Development Perspectives 24, 100370. [Crossref]
258. Mathieu J. P. Poirier, Till Bärnighausen, Guy Harling, Ali Sié, Karen A. Grépin. 2021. Is the lack
of smartphone data skewing wealth indices in low-income settings?. Population Health Metrics 19:1. .
[Crossref]
259. Erezi Ogbo, Tim Brown, Jon Gant, Douglas Sicker. 2021. When Being Connected is not Enough:
An Analysis of the Second and Third Levels of the Digital Divide in a Developing Country. Journal
of Information Policy 11, 104-146. [Crossref]
260. Erezi Ogbo, Tim Brown, Jon Gant, Alex Davis, Douglas Sicker. 2021. The Impact of Over-the-
Top Services on Preferences for Mobile Services: A Conjoint Analysis of Users in Nigeria. Journal
of Information Policy 11, 403-443. [Crossref]
261. Georges V. Houngbonon, Erwan Le Quentrec, Stefania Rubrichi. 2021. Access to electricity and digital
inclusion: evidence from mobile call detail records. Humanities and Social Sciences Communications
8:1. . [Crossref]
262. Omotomiwa Adenubi, Omphile Temoso, Isiaka Abdulaleem. 2021. Has mobile phone technology
aided the growth of agricultural productivity in sub-Saharan Africa?. South African Journal of Economic
and management Sciences 24:1. . [Crossref]
263. Cesar Calderon, Catalina Cantu. The Impact of Digital Infrastructure on African Development 3, .
[Crossref]
264. Donald Flywell Malanga, Memory John Banda. 2021. The use of mobile phones by women
microenterprises in Malawi: a sustainable livelihoods perspective. Global Knowledge, Memory and
Communication 70:8/9, 777-800. [Crossref]
265. Ndeye Astou Manel Fall, Fatou Diop-Sall, Ingrid Poncin. 2021. Drivers of the experience value
of mobile money transfer service: Senegaleseuser perspectives. Journal of Services Marketing 35:7,
901-917. [Crossref]
266. Silvia Silvestri, Musebe Richard, Baars Edward, Ganatra Dharmesh, Romney Dannie. 2021. Going
digital in agriculture: how radio and SMS can scale-up smallholder participation in legume-based
sustainable agricultural intensification practices and technologies in Tanzania. International Journal of
Agricultural Sustainability 19:5-6, 583-594. [Crossref]
267. Tahereh Saheb, Bahareh Amini, Fatemeh Kiaei Alamdari. 2021. Quantitative analysis of the
development of digital marketing field: Bibliometric analysis and network mapping. International
Journal of Information Management Data Insights 1:2, 100018. [Crossref]
268. Lindsay Blair Howe. 2021. Thinking through people: The potential of volunteered geographic
information for mobility and urban studies. Urban Studies 58:14, 3009-3028. [Crossref]
269. Chang Tang, Yuanyuan Xu, Yu Hao, Haitao Wu, Yan Xue. 2021. What is the role of
telecommunications infrastructure construction in green technology innovation? A firm-level analysis
for China. Energy Economics 103, 105576. [Crossref]
270. Samuel Adams, Eric Akobeng. 2021. ICT, governance and inequality in Africa. Telecommunications
Policy 45:10, 102198. [Crossref]
271. Pallavi Rajkhowa, Matin Qaim. 2021. Personalized digital extension services and agricultural
performance: Evidence from smallholder farmers in India. PLOS ONE 16:10, e0259319. [Crossref]
272. George Okello Candiya Bongomin, Francis Yosa, Joseph Mpeera Ntayi. 2021. Reimaging the mobile
money ecosystem and financial inclusion of MSMEs in Uganda: Hedonic motivation as mediator.
International Journal of Social Economics 48:11, 1608-1628. [Crossref]
273. David Spielman, Els Lecoutere, Simrin Makhija, Bjorn Van Campenhout. 2021. Information and
Communications Technology (ICT) and Agricultural Extension in Developing Countries. Annual
Review of Resource Economics 13:1, 177-201. [Crossref]
274. Hadrien Salat, Markus Schläpfer, Zbigniew Smoreda, Stefania Rubrichi. 2021. Analysing the impact
of electrification on rural attractiveness in Senegal with mobile phone data. Royal Society Open Science
8:10. . [Crossref]
275. Chinedu Wilfred Okonkwo, Magda Huisman, Estelle Taylor. 2021. Effect of Homegrown Mobile
Applications on Africa’s Development: Comparative Analysis. IEEE Transactions on Computational
Social Systems 8:5, 1121-1131. [Crossref]
276. Alper Kara, Haoyong Zhou, Yifan Zhou. 2021. Achieving the United Nations' sustainable development
goals through financial inclusion: A systematic literature review of access to finance across the globe.
International Review of Financial Analysis 77, 101833. [Crossref]
277. Anna T. Falentina, Budy P. Resosudarmo, Danang Darmawan, Eny Sulistyaningrum. 2021.
Digitalisation and the Performance of Micro and Small Enterprises in Yogyakarta, Indonesia. Bulletin
of Indonesian Economic Studies 57:3, 343-369. [Crossref]
278. Simplice A. Asongu. 2021. The Effects of Mobile Phone Technology, Knowledge Creation and
Diffusion on Inclusive Human Development in Sub-Saharan Africa. Journal of the Knowledge Economy
12:3, 1367-1398. [Crossref]
279. Gideon Ndubuisi, Chuks Otioma, Godsway Korku Tetteh. 2021. Digital infrastructure and
employment in services: Evidence from Sub-Saharan African countries. Telecommunications Policy
45:8, 102153. [Crossref]
280. Rashid K. Kurbanov, Gennadiy I. Lichman, Natal’ya I. Zakharova. 2021. Mobile Phone (Smartphone)
as a Farmer’s Tool in Digital Farming. Elektrotekhnologii i elektrooborudovanie v APK 3:44, 129-136.
[Crossref]
281. Farid Shirazi, Nick Hajli. 2021. IT-Enabled Sustainable Innovation and the Global Digital Divides.
282. Kaleb Abreha, Jieun Choi, Woubet Kassa, Hyun Ju Kim, Maurice Kugler. Mobile Access Expansion
and Price Information Diffusion: Firm Performance after Ethiopia'S Transition to 3G in 2008 .
[Crossref]
283. Kevan Lamm, Alexa Lamm, Kristin Davis, Catherine Sanders, Alyssa Powell. 2021. Information
and Communication Technology Use Capacity Within Extension Networks: Development and
Preliminary Validation of an Empirical Scale. Journal of International Agricultural and Extension
Education 28:4, 15-31. [Crossref]
284. Kalvin Bahia, Pau Castells, Genaro Cruz, Takaaki Masaki, Carlos Rodriguez-Castelan, Viviane
Sanfelice. Mobile Broadband Internet, Poverty and Labor Outcomes in Tanzania . [Crossref]
285. Matthew Ayamga, Bedir Tekinerdogan, Ayalew Kassahun, Giacomo Rambaldi. 2021. Developing a
policy framework for adoption and management of drones for agriculture in Africa. Technology Analysis
& Strategic Management 33:8, 970-987. [Crossref]
286. Julie A. Zuñiga, Alexandra García, O'Brien M. Kyololo, Patricia Hamilton-Solum, Anne Kabimba,
Benson Milimo, Christine W. Abbyad, Davika D. Reid, Dinah Chelagat. 2021. Increasing utilisation
of skilled attendants at birth in sub-Saharan Africa: A systematic review of interventions. International
Journal of Nursing Studies 120, 103977. [Crossref]
287. Rudra P. Pradhan, Mak B. Arvin, Mahendhiran S. Nair, John H. Hall, Sara E. Bennett. 2021.
Sustainable economic development in India: The dynamics between financial inclusion, ICT
development, and economic growth. Technological Forecasting and Social Change 169, 120758.
[Crossref]
288. Klaus Ackermann, Sefa Awaworyi Churchill, Russell Smyth. 2021. Mobile phone coverage and violent
conflict. Journal of Economic Behavior & Organization 188, 269-287. [Crossref]
289. Audra Wormald, Rajshree Agarwal, Serguey Braguinsky, Sonali K. Shah. 2021. David overshadows
Goliath: Specializing in generality for internationalization in the global mobile money industry.
Strategic Management Journal 42:8, 1459-1489. [Crossref]
290. Ikechukwu Kelikume. 2021. Digital financial inclusion, informal economy and poverty reduction in
Africa. Journal of Enterprising Communities: People and Places in the Global Economy 15:4, 626-640.
[Crossref]
291. James Atta Peprah, Isaac Koomson, Joshua Sebu, Chei Bukari. 2021. Improving productivity among
smallholder farmers in Ghana: does financial inclusion matter?. Agricultural Finance Review 81:4,
481-502. [Crossref]
292. Lauren Wilks. 2021. Managing mobility: commuting domestic workers, mobile phones, and women’s
‘honour’ in Kolkata. Contemporary South Asia 29:3, 433-445. [Crossref]
293. Stanley Tsarwe, Admire Mare. 2021. Mobile phones, informal markets and young urban entrepreneurs
in Zimbabwe: An Exploratory Study. Area Development and Policy 6:3, 347-362. [Crossref]
294. Elad Ben Elul. 2021. Noisy polymedia in urban Ghana: Strategies for choosing and switching between
media under unstable infrastructures. New Media & Society 23:7, 1953-1970. [Crossref]
295. Emmanuel Kofi Penney, James Agyei, Eric Kofi Boadi, Eugene Abrokwah, Richmond Ofori-Boafo.
2021. Understanding Factors That Influence Consumer Intention to Use Mobile Money Services:
An Application of UTAUT2 With Perceived Risk and Trust. SAGE Open 11:3, 215824402110231.
[Crossref]
296. Laura Mann, Gianluca Iazzolino. 2021. From Development State to Corporate Leviathan:
Historicizing the Infrastructural Performativity of Digital Platforms within Kenyan Agriculture.
Development and Change 52:4, 829-854. [Crossref]
297. Taimur Ahad, Peter Busch, Yvette Blount, Winnie Picoto. 2021. Bangladeshi ready‐made garment
development via ubiquitous and mobile computing. The Electronic Journal of Information Systems in
Developing Countries 87:4. . [Crossref]
298. Evan Rosevear, Michael Trebilcock, Mariana Mota Prado. 2021. The New Progressivism and its
implications for institutional theories of development. Development Policy Review 39:4, 644-664.
[Crossref]
299. Débora De Castro Leal, Max Krüger, Vanessa Teles E. Teles, Carlos Antônio Teles E. Teles, Denise
Machado Cardoso, Dave Randall, Volker Wulf. 2021. Digital Technology at the Edge of Capitalism.
ACM Transactions on Computer-Human Interaction 28:3, 1-39. [Crossref]
300. Estelle van Tonder, Daniël Johannes Petzer, Jillian Dawes Farquhar. 2021. Guest editorial.
International Journal of Bank Marketing 39:3, 357-359. [Crossref]
301. Asif Reza Anik, Sanzidur Rahman. 2021. Women’s Empowerment in Agriculture: Level, Inequality,
Progress, and Impact on Productivity and Efficiency. The Journal of Development Studies 57:6,
930-948. [Crossref]
302. Joël Cariolle. 2021. International connectivity and the digital divide in Sub-Saharan Africa. Information
Economics and Policy 55, 100901. [Crossref]
303. Thabo J. Gopane. 2021. Mobile money system and market risk mitigation: an econometric case study
of Kenya's farm business. Agricultural Finance Review 81:3, 310-327. [Crossref]
304. Samsad Jahan, Aishath Muneeza, Siti Hajar Baharuddin. 2021. Islamic Capital Market for Social
Development: Innovating Waqf Mobile Sukuk in Sub-Saharan Africa. International Journal of
Management and Applied Research 8:2, 141-154. [Crossref]
305. Isaac Koomson, Chei Bukari, Renato A Villano. 2021. Mobile money adoption and response to
idiosyncratic shocks: Empirics from five selected countries in sub-Saharan Africa. Technological
Forecasting and Social Change 167, 120728. [Crossref]
306. Moutusy Maity. 2021. Utilitarian or entertainment? Value obtained from mobile phones by users in
low socioeconomic strata in emerging markets. International Journal of Sociology and Social Policy
41:5/6, 707-734. [Crossref]
307. Dana Yanocha, Jacob Mason, Jonas Hagen. 2021. Using data and technology to integrate mobility
modes in low-income cities. Transport Reviews 41:3, 262-284. [Crossref]
308. Helena Boene, Anifa Valá, Mai-Lei Woo Kinshella, Michelle La, Sumedha Sharma, Marianne Vidler,
Laura A. Magee, Peter von Dadelszen, Esperança Sevene, Khátia Munguambe, Beth A. Payne. 2021.
Implementation of the PIERS on the Move mHealth Application From the Perspective of Community
Health Workers and Nurses in Rural Mozambique. Frontiers in Global Women's Health 2. . [Crossref]
309. Gerard Jansen, Zahir Dehouche, Harry Corrigan. 2021. Cost-effective sizing of a hybrid Regenerative
Hydrogen Fuel Cell energy storage system for remote & off-grid telecom towers. International Journal
of Hydrogen Energy 46:35, 18153-18166. [Crossref]
310. Martin C. Parlasca. 2021. A vital technology: Review of the literature on mobile phone use among
pastoralists. Journal of International Development 33:4, 780-799. [Crossref]
311. Alain de Janvry, Elisabeth Sadoulet. Financial Services for the Poor 326-352. [Crossref]
312. Ritika Jain. 2021. Information and Communication Technology Adoption and the Demand for
Female Labor: The Case of Indian Industry. The B.E. Journal of Economic Analysis & Policy 21:2,
695-722. [Crossref]
313. Monzur Hossain, Hussain Samad. 2021. Mobile phones, household welfare, and women’s
empowerment: evidence from rural off-grid regions of Bangladesh. Information Technology for
Development 27:2, 191-207. [Crossref]
314. Marthe Uwamariya, Claudia Loebbecke, Stefan Cremer. 2021. Mobile money adoption in rural
Rwanda: A domestication perspective. Africa Journal of Management 7:2, 314-337. [Crossref]
315. Chao PENG, Biao MA, Chen ZHANG. 2021. Poverty alleviation through e-commerce: Village
involvement and demonstration policies in rural China. Journal of Integrative Agriculture 20:4,
998-1011. [Crossref]
316. Jinho Kim, Jong Chool Park, Timothy Komarek. 2021. The impact of Mobile ICT on national
productivity in developed and developing countries. Information & Management 58:3, 103442.
[Crossref]
317. Rong Chen. A Demand-Side View of Mobile Internet Adoption in the Global South 12, . [Crossref]
318. Boye Nelson Kiamu, Bala A. Musa. 2021. Theorizing the Communication of Digital Religion as
Popular Culture in Africa: The Case for Alternative Epistemological Models. Howard Journal of
Communications 32:2, 139-155. [Crossref]
319. Gaëlle Balineau, Arthur Bauer, Martin Kessler, Nicole Madariaga. African Cities and Food Systems:
Rethinking the Role of Market Infrastructure 23-56. [Crossref]
320. Gaëlle Balineau, Arthur Bauer, Martin Kessler, Nicole Madariaga. New Private Sector and Government
Institutions: Facilitating Market Matching in Abidjan, Rabat, and Niamey 105-142. [Crossref]
321. Gaëlle Balineau, Arthur Bauer, Martin Kessler, Nicole Madariaga. Overview 1-22. [Crossref]
322. Carlos Rodríguez-Castelán, Samantha Lach, Takaaki Masaki, Rogelio Granguillhome Ochoa. How
Do Digital Technologies Affect Household Welfare in Developing Countries? Evidence from Senegal
2, . [Crossref]
323. Antonio Francesco Gravina, Matteo Lanzafame. 2021. Finance, globalisation, technology and
inequality: Do nonlinearities matter?. Economic Modelling 96, 96-110. [Crossref]
324. Griet Steel. 2021. Going global – going digital. Diaspora networks and female online entrepreneurship
in Khartoum, Sudan. Geoforum 120, 22-29. [Crossref]
325. Meagan K. Malm, Kentaro Toyama. 2021. The burdens and the benefits: Socio-economic impacts of
mobile phone ownership in Tanzania. World Development Perspectives 21, 100283. [Crossref]
326. David Tuwei, Melissa Tully. 2021. The role of change agents in the adaptation and use of mobile
money services in Kenya. Journal of African Media Studies 13:1, 89-102. [Crossref]
327. Dani Madrid-Morales, Kioko Ireri. 2021. Disruptions and transformations of digital media in Africa:
An interdisciplinary overview. Journal of African Media Studies 13:1, 3-16. [Crossref]
328. Patrick Thomson. 2021. Remote monitoring of rural water systems: A pathway to improved
performance and sustainability?. WIREs Water 8:2. . [Crossref]
329. Jeffrey James. 2021. Confronting the scarcity of digital skills among the poor in developing countries.
Development Policy Review 39:2, 324-339. [Crossref]
330. Abdulrashid A. Iliya, Chidi Ononiwu. 2021. Mechanisms for mobile phone use in empowerment: A
critical realist study of people with disabilities in Nigeria. The Electronic Journal of Information Systems
in Developing Countries 87:2. . [Crossref]
331. Christopher B. Barrett. 2021. Overcoming Global Food Security Challenges through Science and
Solidarity. American Journal of Agricultural Economics 103:2, 422-447. [Crossref]
332. Yessica C.Y. Chung, Hung-Hao Chang, Yukinobu Kitamura. 2021. Digital and traditional media
advertising and business performance of agribusiness firms - Empirical evidence in Japan. Agricultural
Economics (Zemědělská ekonomika) 67:2, 51-59. [Crossref]
333. Bruce Mutsvairo, Massimo Ragnedda, Kristin Skare Orgeret. 2021. Era or error of transformation?
Assessing afrocentric attributes to digitalization. Information, Communication & Society 24:3, 295-308.
[Crossref]
334. Tsung-Ying Chen, James Myers. 2021. Worldlikeness: a Web crowdsourcing platform for typological
psycholinguistics. Linguistics Vanguard 7:s1. . [Crossref]
335. Keith Breckenridge. 2021. What happened to the theory of African capitalism?. Economy and Society
91, 1-27. [Crossref]
336. Edward Lorenz, Sophie Pommet. 2021. Mobile money, inclusive finance and enterprise innovativeness:
an analysis of East African nations. Industry and Innovation 28:2, 136-159. [Crossref]
337. Thornton Matheson, Patrick Petit. 2021. Taxing telecommunications in developing countries.
International Tax and Public Finance 28:1, 248-280. [Crossref]
338. Katrina Kosec, Cecilia Hyunjung Mo, Emily Schmidt, Jie Song. 2021. Perceptions of relative
deprivation and women’s empowerment. World Development 138, 105218. [Crossref]
339. Roxana Gutiérrez-Romero, Mostak Ahamed. 2021. COVID-19 response needs to broaden financial
inclusion to curb the rise in poverty. World Development 138, 105229. [Crossref]
340. Erin Torkelson. 2021. Sophia’s choice: Debt, social welfare, and racial finance capitalism. Environment
and Planning D: Society and Space 39:1, 67-84. [Crossref]
341. Taimur Ahad, Peter Busch, Yvette Blount, Winnie Picoto. 2021. Mobile Phone-based Information
Systems for Empowerment: Opportunities for Ready-made Garment Industries. Journal of Global
Information Technology Management 24:1, 57-85. [Crossref]
342. Amílcar Magaço, Khátia Munguambe, Ariel Nhacolo, Contardo Ambrósio, Felizarda Nhacolo,
Saquina Cossa, Eusébio Macete, Inácio Mandomando. 2021. Challenges and needs for social
behavioural research and community engagement activities during the COVID-19 pandemic in rural
Mozambique. Global Public Health 16:1, 153-157. [Crossref]
343. Jean N. Lee, Jonathan Morduch, Saravana Ravindran, Abu Shonchoy, Hassan Zaman. 2021. Poverty
and Migration in the Digital Age: Experimental Evidence on Mobile Banking in Bangladesh. American
Economic Journal: Applied Economics 13:1, 38-71. [Abstract] [View PDF article] [PDF with links]
344. S. M. Mokaddes Ahmed Dipu, Tunazzina Sultana. Smart GOALA: An Alternative Marketing
Channel for Connecting the Peri-urban Marginal Dairy Farmers with the Urban Consumers in
Bangladesh 353-367. [Crossref]
345. Matthew Cotton, Joshua Kirshner, Daniela Salite. The Politics of Electricity Access and
Environmental Security in Mozambique 279-302. [Crossref]
346. Yi Huang, Wenlan Qian. Use of Big Data in Developing Markets 655-668. [Crossref]
347. Stacey O. Baror, H. S. Venter, Victor R. Kebande. A Framework for Concurrent Contact-Tracing and
Digital Evidence Analysis in Heterogeneous Environments 1183-1196. [Crossref]
348. Gaël Brulé, Francis Munier. ICT: “Alone Together”? 33-39. [Crossref]
349. Benjamin Mwanzia Mulili, Jane Wanjira Njuguna. ICT for Sustainable Development and Women
Empowerment: A Post-pandemic Strategy 283-303. [Crossref]
350. Aaron Kweku Amanor. Organizational Culture and Supervisors’ Attitudes Toward Change, Mediating
Role of Organizational Commitment 1-10. [Crossref]
351. Luca Maria Pesando, Valentina Rotondi. Mobile Technology and Gender Equality 909-921. [Crossref]
352. Varun Pandey. Energy Infrastructure for Sustainable Development 427-440. [Crossref]
353. Kwami Ossadzifo Wonyra, Muriel E. S. Ametoglo. Long-Term Effects of Infrastructures on Incomes
Inequality in Africa 735-744. [Crossref]
354. Nikola Stakić, Lidija Barjaktarović, Dharmendra Singh. Key Determinants of Financial Inclusion: An
Empirical Evidence from Western Balkan Countries 49-69. [Crossref]
355. Ntokamunda Justin Kadima, Ruth Nyiranteziryayo, Theoneste Umumararungu, Ahmed Adebowale
Adedeji. 2021. Use of mobile phones for patient self-reporting adverse drug reactions: A pilot study
at a tertiary hospital in Rwanda. Health and Technology 11:1, 185-191. [Crossref]
356. Ryan Hawthorne, Lukasz Grzybowski. 2021. Distribution of the benefits of regulation vs. competition:
The case of mobile telephony in South Africa. International Journal of Industrial Organization 74,
102673. [Crossref]
357. Aliyu Rabiu Dansharif, Gloria Ejehiohen Iyawa, Adebowale Owoseni, Rebecca Iyawa. 2021. mHealth
for Self-Management in Pregnancy: Perceptions of Women in Low-Resource Settings. Procedia
Computer Science 181, 738-745. [Crossref]
358. Marco J. Haenssgen, Nutcha Charoenboon, Giacomo Zanello. 2021. You’ve got a friend in me: How
social networks and mobile phones facilitate healthcare access among marginalised groups in rural
Thailand and Lao PDR. World Development 137, 105156. [Crossref]
359. Panharoth Chhay, Koji Yamazaki. 2021. Rural electrification and changes in employment structure in
Cambodia. World Development 137, 105212. [Crossref]
360. Yohannes Girma, Adi Kelil. 2021. Mobile phone and beef cattle marketing: The case of Girar Jarso
district of Oromia region, Ethiopia. Cogent Food & Agriculture 7:1. . [Crossref]
361. Leonard J Paas, Emiel L Eijdenberg, Enno Masurel. 2021. Adoption of services and apps on mobile
phones by micro-entrepreneurs in Sub-Saharan Africa. International Journal of Market Research 63:1,
27-42. [Crossref]
362. Rui A. Albuquerque, Bruno Araujo, Luis Brandao-Marques, Gerivásia Mosse, Pippy Vletter, Helder
Zavale. 2021. Market Timing, Farmer Expectations, and Liquidity Constraints. SSRN Electronic
Journal 134. . [Crossref]
363. Daniel Killian, Emma Gibson, Mphatso Kachule, Kara Palamountain, Joseph Bitilinyu Bangoh,
Sarang Deo, Jonas Oddur Jonasson. 2021. An Unstructured Supplementary Service Data System for
Daily Tracking of Patient Samples and Diagnostic Results in a Diagnostic Network in Malawi: System
Development and Field Trial. Journal of Medical Internet Research 23:7, e26582. [Crossref]
364. Lanoi Maloiy, Jocelyn Cranefield. Developing the Leadership Potential of African Youth Through
Online Communities 184-205. [Crossref]
365. Nana Yaw Asabere, Amevi Acakpovi, Ezer Osei Yeboah-Boateng, Wisdom Kwawu Torgby, Eric
Amoako. Towards Career Development for High School Students 56-86. [Crossref]
366. Soobia Saeed, N. Z. Jhanjhi, Syed Mehmood Naqvi, Mamoona Humayun, Vasaki Ponnusamy. Women
Empowerment 264-276. [Crossref]
367. Eunice Yeboah Afeti, Joshua Ofori Amanfo. Enablers and Inhibitors of Merchant Adoption of Mobile
Payments 535-558. [Crossref]
368. Liang Han, Xin Xiang, Xingquan Yang. Emerging Economies and Financing of SMEs 16-39.
[Crossref]
369. Gezahagn Kudama, Mabiratu Dangia, Hika Wana, Bona Tadese. 2021. Will digital solution transform
Sub-Sahara African agriculture?. Artificial Intelligence in Agriculture 5, 292-300. [Crossref]
370. Malte Jütting, Franka Blumrich, Svenja Lemke. The Pro-Poor Digitalisation Canvas: Shaping
Innovation Towards SDGs 1 and 10 313-331. [Crossref]
371. Oluwatoyin Seun Ayanlade. Information and Communications Technology: Enhancing Decent Work
for Sustainable Economic Growth in Sub-Saharan Africa 1-12. [Crossref]
372. Aristide Maniriho. 2021. Mobile money for financial inclusion in Rwanda# Application of endogenous
switching regression model. SSRN Electronic Journal 24. . [Crossref]
373. Christopher B. Barrett, Ariel Ortiz-Bobea, Trinh Pham. 2021. Structural Transformation,
Agriculture, Climate and the Environment. SSRN Electronic Journal 103. . [Crossref]
374. Sawan Rathi, Anindya S. Chakrabati, Chirantan Chatterjee, Aparna Hegde. 2021. COVID-19
Lockdown & Technology Engagement: New Evidence from a Large-Scale m-Health Intervention in
India. SSRN Electronic Journal 39. . [Crossref]
375. Abdulqadir Idris Abdullahi, Simplice Asongu. 2021. The asymmetric effect of internet access on
economic growth in sub-Saharan Africa. SSRN Electronic Journal 44. . [Crossref]
376. Ashenafi Biru, Alemayehu Molla. 2021. The Impact of Financial Inclusion Initiatives: A Meta-
Analysis. SSRN Electronic Journal 19. . [Crossref]
377. Xiaolan Fu. Innovation under the Radar 6, . [Crossref]
378. Wanglin Ma, R. Quentin Grafton, Alan Renwick. 2020. Smartphone use and income growth in
rural China: empirical results and policy implications. Electronic Commerce Research 20:4, 713-736.
[Crossref]
379. Jie Sheng, Qian Lu. 2020. The influence of information communication technology on farmers’ sales
channels in environmentally affected areas of China. Environmental Science and Pollution Research
27:34, 42513-42529. [Crossref]
380. Chinedu Wilfred Okonkwo, Magda Huisman, Estelle Taylor. 2020. A Framework for Adoption and
Diffusion of Mobile Applications in Africa. Advances in Science, Technology and Engineering Systems
Journal 5:6, 1577-1592. [Crossref]
381. Geir Gunnlaugsson, Thomas Andrew Whitehead, Fatou N’dure Baboudóttir, Aladje Baldé, Zeca
Jandi, Hamadou Boiro, Jónína Einarsdóttir. 2020. Use of Digital Technology among Adolescents
Attending Schools in Bissau, Guinea-Bissau. International Journal of Environmental Research and
Public Health 17:23, 8937. [Crossref]
382. Alfonso Siano, Lukman Raimi, Maria Palazzo, Mirela Clementina Panait. 2020. Mobile Banking: An
Innovative Solution for Increasing Financial Inclusion in Sub-Saharan African Countries: Evidence
from Nigeria. Sustainability 12:23, 10130. [Crossref]
383. Tapiwa Gundu. Smart Locker System Acceptance for Rural Last-Mile Delivery 1-7. [Crossref]
384. Lichen Liang, Robin Shrestha, Shibani Ghosh, Patrick Webb. 2020. Using mobile phone data helps
estimate community-level food insecurity: Findings from a multi-year panel study in Nepal. PLOS
ONE 15:11, e0241791. [Crossref]
385. Oluwabunmi O. Adejumo, Akintoye V. Adejumo, Temitope A. Aladesanmi. 2020. Technology-driven
growth and inclusive growth- implications for sustainable development in Africa. Technology in Society
63, 101373. [Crossref]
386. Abel E. Ezeoha, Ajuruchukwu Obi, Anthony Igwe, Chinwe Ezeruigbo. 2020. The mobile phone
revolution, the Internet and rural electricity: What are the implications for food security in Africa?.
Information Development 36:4, 603-622. [Crossref]
387. Benjamin A. J. Pearson. 2020. Development Distribution? EU Aid for Formal Audiovisual
Distribution and the Case of Africa’s First Video-on-Demand Platform. Television & New Media
21:7, 768-784. [Crossref]
388. Admore Tutsirayi Nyamaka, Adele Botha, Judy Van Biljon, Mario Alphonso Marais. 2020. The
components of an innovation ecosystem framework for Botswana's mobile applications. The Electronic
Journal of Information Systems in Developing Countries 86:6. . [Crossref]
389. Megan Ellery, Lakshmi Hirpara, Ebenezer Akande, Gregory Schweiker, John Gershenson.
Investigating Cash Flow in the Agricultural Supply Chain Within Kenya 1-7. [Crossref]
390. Clement A Cid, Eitam Shafran, Sara Iben Jellal, Josh Field, Ronan Le Floch--Best, Caroline Paules,
Yassin El Hilali, Michael R Hoffmann. Self-diagnosis and smart maintenance prototype for sustainable
and desirable onsite sanitation 1-4. [Crossref]
391. Rajiv George Aricat, Rich Ling. 2020. Valuable information on recyclable waste: Mobile phones and
the rationalization of the scrap-handling sector in Myanmar. The Information Society 36:5, 242-251.
[Crossref]
392. Shi Min, Min Liu, Jikun Huang. 2020. Does the application of ICTs facilitate rural economic
transformation in China? Empirical evidence from the use of smartphones among farmers. Journal of
Asian Economics 70, 101219. [Crossref]
393. Martin C. Parlasca, Daniel Hermann, Oliver Mußhoff. 2020. Can mobile phones build social trust?
Insights from rural Kenya. Journal of Rural Studies 79, 345-360. [Crossref]
394. Kehinde F. Ajayi, Phillip H. Ross. 2020. The Effects of Education on Financial Outcomes: Evidence
from Kenya. Economic Development and Cultural Change 69:1, 253-289. [Crossref]
395. Godfrey Omulo, Eric Mensah Kumeh. 2020. Farmer-to-farmer digital network as a strategy to
strengthen agricultural performance in Kenya: A research note on ‘Wefarm’ platform. Technological
Forecasting and Social Change 158, 120120. [Crossref]
396. Saibal Ghosh. 2020. RETRACTED ARTICLE: Financial inclusion, economic growth and mobile
telephony in India: analysing the nexus. Innovation and Development 10:3, I-XXIII. [Crossref]
397. Talardia Gbangou, Rebecca Sarku, Erik Van Slobbe, Fulco Ludwig, Gordana Kranjac-Berisavljevic,
Spyridon Paparrizos. 2020. Coproducing Weather Forecast Information with and for Smallholder
Farmers in Ghana: Evaluation and Design Principles. Atmosphere 11:9, 902. [Crossref]
398. Shu Zhang, Feng Li, Jing Jian Xiao. 2020. Internet penetration and consumption inequality in China.
International Journal of Consumer Studies 44:5, 407-422. [Crossref]
399. Ahmad Hassan Ahmad, Christopher Green, Fei Jiang. 2020. MOBILE MONEY, FINANCIAL
INCLUSION AND DEVELOPMENT: A REVIEW WITH REFERENCE TO AFRICAN
EXPERIENCE. Journal of Economic Surveys 34:4, 753-792. [Crossref]
400. Amy Quandt, Jonathan D. Salerno, Jason C. Neff, Timothy D. Baird, Jeffrey E. Herrick, J. Terrence
McCabe, Emilie Xu, Joel Hartter. 2020. Mobile phone use is associated with higher smallholder
agricultural productivity in Tanzania, East Africa. PLOS ONE 15:8, e0237337. [Crossref]
401. Mamadou Saliou Barry, Anna Creti. 2020. Pay-as-you-go contracts for electricity access: Bridging the
“last mile” gap? A case study in Benin. Energy Economics 90, 104843. [Crossref]
402. Bernard Dushimimana, Yvonne Wambui, Timothy Lubega, Patrick E. McSharry. 2020. Use of
Machine Learning Techniques to Create a Credit Score Model for Airtime Loans. Journal of Risk and
Financial Management 13:8, 180. [Crossref]
403. Chenxin Leng, Wanglin Ma, Jianjun Tang, Zhongkun Zhu. 2020. ICT adoption and income
diversification among rural households in China. Applied Economics 52:33, 3614-3628. [Crossref]
404. Julia Bello-Bravo, Eric Abbott, Sostino Mocumbe, Ricardo Maria, Robert Mazur, Barry R.
Pittendrigh. 2020. An 89% solution adoption rate at a two-year follow-up: evaluating the effectiveness
of an animated agricultural video approach. Information Technology for Development 26:3, 577-590.
[Crossref]
405. Ridhi Kashyap, Masoomali Fatehkia, Reham Al Tamime, Ingmar Weber. 2020. Monitoring global
digital gender inequality using the online populations of Facebook and Google. Demographic Research
43, 779-816. [Crossref]
406. Chaminda Methsiri Suwandaarachchi, Shamshul Bahri, Ali Fauzi. 2020. Collaborative approach in
developing regulations for mobile money in Sri Lanka. The Electronic Journal of Information Systems
in Developing Countries 86:4. . [Crossref]
407. Hadrien Salat, Zbigniew Smoreda, Markus Schläpfer. 2020. A method to estimate population densities
and electricity consumption from mobile phone data in developing countries. PLOS ONE 15:6,
e0235224. [Crossref]
408. Amari Mouna, Baklouti Nedra, Mouakher Khaireddine. 2020. International comparative evidence
of e-government success and economic growth: technology adoption as an anti-corruption tool.
Transforming Government: People, Process and Policy 14:5, 713-736. [Crossref]
409. Meenakshi Handa, Parul Ahuja. 2020. Thus Far and No Further? An Inquiry into Adoption of Mobile
Phones by Low Income Women in Urban India. Journal of Poverty 25, 1-20. [Crossref]
410. Valentina Rotondi, Ridhi Kashyap, Luca Maria Pesando, Simone Spinelli, Francesco C. Billari. 2020.
Leveraging mobile phones to attain sustainable development. Proceedings of the National Academy of
Sciences 117:24, 13413-13420. [Crossref]
411. Abhipsa Pal, Rahul De’, Tejaswini Herath. 2020. The Role of Mobile Payment Technology in
Sustainable and Human-Centric Development: Evidence from the Post-Demonetization Period in
India. Information Systems Frontiers 22:3, 607-631. [Crossref]
412. Simplice A. Asongu, Vanessa S. Tchamyou, Paul N. Acha-Anyi. 2020. Who Is Who in Knowledge
Economy in Africa?. Journal of the Knowledge Economy 11:2, 425-457. [Crossref]
413. Maude Hasbi, Antoine Dubus. 2020. Determinants of mobile broadband use in developing economies:
Evidence from Sub-Saharan Africa. Telecommunications Policy 44:5, 101944. [Crossref]
414. Christopher Agyekumhene, Jasper R. de Vries, Annemarie van Paassen, Marc Schut, Phil
MacNaghten. 2020. Making Smallholder Value Chain Partnerships Inclusive: Exploring Digital Farm
Monitoring through Farmer Friendly Smartphone Platforms. Sustainability 12:11, 4580. [Crossref]
415. Siphesihle Myeni, Marshall Makate, Nyasha Mahonye. 2020. Does mobile money promote financial
inclusion in Eswatini?. International Journal of Social Economics 47:6, 693-709. [Crossref]
416. Ogechi Adeola, David Ehira, Oserere Ibelegbu. Application of Digital Technologies and Social Media
to Enhance Customer Service Experience 107-120. [Crossref]
417. Catia Batista, Pedro C. Vicente. 2020. Adopting Mobile Money: Evidence from an Experiment in Rural
Africa. AEA Papers and Proceedings 110, 594-598. [Abstract] [View PDF article] [PDF with links]
418. Aïssata Coulibaly, Urbain Thierry Yogo. 2020. The path to shared prosperity: Leveraging financial
services outreach to create decent jobs in developing countries. Economic Modelling 87, 131-147.
[Crossref]
419. Martin C. Parlasca, Oliver Mußhoff, Matin Qaim. 2020. Can mobile phones improve nutrition
among pastoral communities? Panel data evidence from Northern Kenya. Agricultural Economics 51:3,
475-488. [Crossref]
420. Taufeeque A. Siddiqui, Kashif I. Siddiqui. 2020. FinTech in India: An analysis on impact of
telecommunication on financial inclusion. Strategic Change 29:3, 321-330. [Crossref]
421. Richard Heeks. 2020. ICT4D 3.0? Part 2—The patterns of an emerging “digital‐for‐development”
paradigm. THE ELECTRONIC JOURNAL OF INFORMATION SYSTEMS IN DEVELOPING
COUNTRIES 86:3. . [Crossref]
422. Aregawi Gebremedhin Gebremariam. 2020. Hello, I am calling to ask for some money: mobile phones
and credit uptake in rural Ethiopia. African Journal of Economic and Management Studies 11:3, 457-480.
[Crossref]
423. Sylvain K. Cibangu. 2020. Marginalization of indigenous voices in the information age: a case study
of cell phones in the rural Congo. Information Technology for Development 26:2, 234-267. [Crossref]
424. Abhipsa Pal, Tejaswini Herath, Rahul De’, H. Raghav Rao. 2020. Contextual facilitators and barriers
influencing the continued use of mobile payment services in a developing country: insights from
adopters in India. Information Technology for Development 26:2, 394-420. [Crossref]
425. Yu Luo, Lianyun Zeng. 2020. Digital financial capabilities and household entrepreneurship. Economic
and Political Studies 8:2, 165-202. [Crossref]
426. Kelsey Jack, Grant Smith. 2020. Charging Ahead: Prepaid Metering, Electricity Use, and Utility
Revenue. American Economic Journal: Applied Economics 12:2, 134-168. [Abstract] [View PDF article]
[PDF with links]
427. Marius Michels, Wilm Fecke, Jan-Henning Feil, Oliver Musshoff, Johanna Pigisch, Saskia Krone.
2020. Smartphone adoption and use in agriculture: empirical evidence from Germany. Precision
Agriculture 21:2, 403-425. [Crossref]
428. Stella Bvuma, Carl Marnewick. 2020. Sustainable Livelihoods of Township Small, Medium and Micro
Enterprises towards Growth and Development. Sustainability 12:8, 3149. [Crossref]
429. Hugo M. Mialon, Erik T. Nesson. 2020. THE ASSOCIATION BETWEEN MOBILE PHONES
AND THE RISK OF BRAIN CANCER MORTALITY: A 25‐YEAR CROSS‐COUNTRY
ANALYSIS. Contemporary Economic Policy 38:2, 258-269. [Crossref]
430. Godwin Myovella, Mehmet Karacuka, Justus Haucap. 2020. Digitalization and economic growth: A
comparative analysis of Sub-Saharan Africa and OECD economies. Telecommunications Policy 44:2,
101856. [Crossref]
431. Jean-Philippe Berrou, Kevin Mellet. 2020. Une révolution mobile en Afrique subsaharienne ?. Réseaux
N° 219:1, 11-38. [Crossref]
432. Jean-Philippe Berrou, François Combarnous, Thomas Eekhout, Kevin Mellet. 2020. Mon mobile,
mon marché. Réseaux N° 219:1, 105-142. [Crossref]
433. Jean-Marc Josset, N’da Philippe N’Guessan, Alain Rallet. 2020. Le smartphone au service de la
coordination informelle dans les casses automobiles d’Abidjan. Réseaux N° 219:1, 143-178. [Crossref]
434. Komivi Afawubo, Mawuli K. Couchoro, Messan Agbaglah, Tchapo Gbandi. 2020. Mobile money
adoption and households’ vulnerability to shocks: Evidence from Togo. Applied Economics 52:10,
1141-1162. [Crossref]
435. Christina A. Laurenzi, Sarah Skeen, Phillip Sundin, Xanthe Hunt, Robert E. Weiss, Mary Jane
Rotheram-Borus, Mark Tomlinson. 2020. Associations between young children’s exposure to
household violence and behavioural problems: Evidence from a rural Kenyan sample. Global Public
Health 15:2, 173-184. [Crossref]
436. Anna Kochanova, Zahid Hasnain, Bradley Larson. 2020. Does E-Government Improve Government
Capacity? Evidence from Tax Compliance Costs, Tax Revenue, and Public Procurement
Competitiveness. The World Bank Economic Review 34:1, 101-120. [Crossref]
437. Sébastien Dujardin, Damien Jacques, Jessica Steele, Catherine Linard. 2020. Mobile Phone Data
for Urban Climate Change Adaptation: Reviewing Applications, Opportunities and Key Challenges.
438. David Asamoah, Samer Takieddine, Mawuli Amedofu. 2020. Examining the effect of mobile money
transfer (MMT) capabilities on business growth and development impact. Information Technology for
439. Chun Liu, Lian Wang. 2020. Not every line is connected equally: evidence from Deyang’s mobile
users. Information Technology for Development 26:1, 162-179. [Crossref]
440. Reuben Dlamini, Fikile Nkambule. Information and Communication Technologies’ Pedagogical
Affordances in Education 918-931. [Crossref]
441. Kayode Odusanya, Morakinyo Adetutu. Exploring the Determinants of Internet Usage in Nigeria: A
Micro-spatial Approach 307-318. [Crossref]
442. Sharon Mirella Wakhu, Xu Fuyuan, John O. Kakonge. Enhancing E/M-Government Synergy in
Kenya: Citizens’ Perspectives on the Driving Factors for M-Government Diffusion 121-137. [Crossref]
443. Michael Barrett. Riskscapes and the Scaling of Digital Innovation: Trajectory Dynamics of Mobile
Payments in Times of Crisis 17-20. [Crossref]
444. Reuben Dlamini, Fikile Nkambule. Information and Communication Technologies’ Pedagogical
Affordances in Education 1-14. [Crossref]
445. Luca Maria Pesando, Valentina Rotondi. Mobile Technology and Gender Equality 1-13. [Crossref]
446. Varun Pandey. Energy Infrastructure for Sustainable Development 1-13. [Crossref]
447. Peter Dannenberg, Madlen Krone. Game Changer Handy? 159-186. [Crossref]
448. Tanja Bosch. Development Communication in South Africa 469-479. [Crossref]
449. Tokunbo Ojo. Political Economy of ICT4D and Africa 1243-1255. [Crossref]
450. Ujjal Protim Dutta, Hemant Gupta, Partha Pratim Sengupta. Mobile Phone Penetration and Health
Outcome: Panel Evidence from 25 Selected Asian Countries 163-178. [Crossref]
451. Vikas Kumar. Mobile Application in Agriculture Development in India: Policy, Practices and the Way
Forward 233-247. [Crossref]
452. Yang Yang, Yuan Liu, Chee Wei Phang, June Wei. 2020. Using microblog to enhance public service
climate in the rural areas. Government Information Quarterly 37:1, 101402. [Crossref]
453. Katrina Kosec, Leonard Wantchekon. 2020. Can information improve rural governance and service
delivery?. World Development 125, 104376. [Crossref]
454. Guenwoo Lee, Aya Suzuki. 2020. Motivation for information exchange in a virtual community of
practice: Evidence from a Facebook group for shrimp farmers. World Development 125, 104698.
[Crossref]
455. Berhanu Daniso, Mequanent Muche, Biruk Fikadu, Ermias Melaku, Tsega Lemma. 2020. Assessment
of rural households’ mobile phone usage status for rural innovation services in Gomma Woreda,
Southwest Ethiopia. Cogent Food & Agriculture 6:1, 1728083. [Crossref]
456. 2020. Energy and Water Needs Analysis: Towards Solar Photovoltaic Water Pumping in Rural Areas
of Malawi. Journal of Sustainability Research 2:2. . [Crossref]
457. Simplice Asongu. 2020. The Effects of Mobile Phone Technology, Knowledge Creation and Diffusion
on Inclusive Human Development in Sub-Saharan Africa. SSRN Electronic Journal 18. . [Crossref]
458. Tanvir Ahmed, Syed Jafar Raza Rizvi, Sabrina Rasheed, Mohammad Iqbal, Abbas Bhuiya, Hilary
Standing, Gerald Bloom, Linda Waldman. 2020. Digital Health and Inequalities in Access to Health
Services in Bangladesh: Mixed Methods Study. JMIR mHealth and uHealth 8:7, e16473. [Crossref]
459. Ezinne M. Emeana, Liz Trenchard, Katharina Dehnen-Schmutz. 2020. The Revolution of Mobile
Phone-Enabled Services for Agricultural Development (m-Agri Services) in Africa: The Challenges
for Sustainability. Sustainability 12:2, 485. [Crossref]
460. Marco Manacorda, Andrea Tesei. 2020. Liberation Technology: Mobile Phones and Political
Mobilization in Africa. Econometrica 88:2, 533-567. [Crossref]
461. Ildephonse Musafiri. The Role of Mobile Phones Use on Agricultural Output and Household Income
in Rural Rwanda 618-629. [Crossref]
462. Osadebamwen Anthony Ogbeide, Ideba Ele. An Analysis of Mobile Phone Use in Nigerian
Agricultural Development 1358-1377. [Crossref]
463. Eunice Yeboah Afeti, Joshua Ofori Amanfo. Enablers and Inhibitors of Merchant Adoption of Mobile
Payments 227-250. [Crossref]
464. Francesco Billari, Valentina Rotondi, Jenny Trinitapoli. 2020. Mobile phones, digital inequality, and
fertility: Longitudinal evidence from Malawi. Demographic Research 42, 1057-1096. [Crossref]
465. Chei Bukari, Isaac Koomson. Adoption of Mobile Money for Healthcare Utilization and Spending
in Rural Ghana 37-60. [Crossref]
466. Daniel Tut. 2020. FinTech and the COVID-19 Pandemic: Evidence from Electronic Payment Systems.
467. Man Cho. 2020. FinTech Megatrends: An Assessment of Their Industrial and Welfare Implications.
468. Catia Batista, Pedro C. Vicente. 2020. Adopting Mobile Money: Evidence from an Experiment in
Rural Africa. SSRN Electronic Journal 24. . [Crossref]
469. Tracy M. Tinga, Patrick D. Murphy, Emmanuel Septime Sessou. ICTs, Environmental Activism and
Community Mobilization in Senegal, Kenya and South Africa 129-149. [Crossref]
470. Kazushi Takahashi, Rie Muraoka, Keijiro Otsuka. 2020. Technology adoption, impact, and extension
in developing countries’ agriculture: A review of the recent literature. Agricultural Economics 51:1,
31-45. [Crossref]
471. Melvin Obadha, Tim Colbourn, Andrew Seal. 2020. Mobile money use and social health insurance
enrolment among rural dwellers outside the formal employment sector: Evidence from Kenya. The
International Journal of Health Planning and Management 35:1. . [Crossref]
472. Adriano Cristian Gewehr, Janaina Ruffoni Trez, Alexsandro Marian Carvalho. 2019. Technological
diffusion dynamics in developed and developing economies: an analysis for the information and
communication technologies (ICT). Estudios económicos 36:73, 71-107. [Crossref]
473. David A. Makin, Leanna Ireland. 2019. The secret life of PETs. Policing: An International Journal
43:1, 121-136. [Crossref]
474. Raissa Fabregas, Michael Kremer, Frank Schilbach. 2019. Realizing the potential of digital
development: The case of agricultural advice. Science 366:6471. . [Crossref]
475. Ashmin Hari Bhattarai, Guardian Yoki Sanjaya, Anil Khadka, Randeep Kumar, Riris Andono Ahmad.
2019. The addition of mobile SMS effectively improves dengue prevention practices in community:
an implementation study in Nepal. BMC Health Services Research 19:1. . [Crossref]
476. Eliud Dismas Moyi. 2019. The effect of mobile technology on self-employment in Kenya. Journal of
Global Entrepreneurship Research 9:1. . [Crossref]
477. Joseph Mawejje, Paul Lakuma. 2019. Macroeconomic effects of Mobile money: evidence from Uganda.
Financial Innovation 5:1. . [Crossref]
478. Bernard Vanlauwe, Pauline Chivenge, Shamie Zingore. Soil fertility maintenance and nutrient
management for agricultural transformation 67-76. [Crossref]
479. Jussi S. Jauhiainen, Lauri Hooli. Private sector 100-119. [Crossref]
480. Akpovire B. Oduaran. 2019. Reclaiming Commitment to Social Justice through Relevant Adult and
Continuing Education in Sub-Saharan Africa. Africa Education Review 16:6, 151-164. [Crossref]
481. Chinedu Wilfred Okonkwo, Magda Huisman, Estelle Taylor. Socio-Economic Contributions of
Mobile Applications in Africa: Impact of Local Mobile Applications 1-8. [Crossref]
482. Gershom Endelani Mwalupaso, Shangao Wang, Zhangxing Xu, Xu Tian. 2019. Towards Auspicious
Agricultural Informatization—Implication of Farmers’ Behavioral Intention Apropos of Mobile Phone
Use in Agriculture. Sustainability 11:22, 6282. [Crossref]
483. Heidi Kaila, Finn Tarp. 2019. Can the Internet improve agricultural production? Evidence from Viet
Nam. Agricultural Economics 50:6, 675-691. [Crossref]
484. Thokozani Chikuni, Fredy T.M. Kilima. 2019. Smallholder farmers' market participation and mobile
phone‐based market information services in Lilongwe, Malawi. THE ELECTRONIC JOURNAL
OF INFORMATION SYSTEMS IN DEVELOPING COUNTRIES 85:6. . [Crossref]
485. Amrita Chatterjee, Simontini Das. 2019. Information communication technology diffusion and
financial inclusion: an inter-state analysis for India. Innovation and Development 1, 1-23. [Crossref]
486. Nazila Alinaghi. 2019. Mobile money, risk sharing, and transaction costs: a replication study of
evidence from Kenya’s mobile money revolution. Journal of Development Effectiveness 11:4, 342-359.
[Crossref]
487. Arash Asiaei, Nor Zairah Ab. Rahim. 2019. A multifaceted framework for adoption of cloud
computing in Malaysian SMEs. Journal of Science and Technology Policy Management 10:3, 708-750.
[Crossref]
488. Robert W. Pinder, Jacqueline M. Klopp, Gary Kleiman, Gayle S.W. Hagler, Yewande Awe, Sara Terry.
2019. Opportunities and challenges for filling the air quality data gap in low- and middle-income
countries. Atmospheric Environment 215, 116794. [Crossref]
489. Olumuyiwa Omonaiye, Snezana Kusljic, Pat Nicholson, Elizabeth Manias. 2019. Factors Associated
With Success in Reducing HIV Mother-to-child Transmission in Sub-Saharan Africa: Interviews
With Key Stakeholders. Clinical Therapeutics 41:10, 2102-2110.e1. [Crossref]
490. A Bahauddin, W Setyaningrum. 2019. Teacher’s and prospective-teacher’s perceptions of mobile math
game “Proadventure” implementation in mathematics learning. Journal of Physics: Conference Series
1320:1, 012080. [Crossref]
491. Kasper S. Hintz, Henrik Vedel, Eigil Kaas. 2019. Collecting and processing of barometric data
from smartphones for potential use in numerical weather prediction data assimilation. Meteorological
Applications 26:4, 733-746. [Crossref]
492. Kealeboga J. Maphunye. 2019. The feasibility of electronic voting technologies in Africa: Selected
case examples. The Journal for Transdisciplinary Research in Southern Africa 15:1. . [Crossref]
493. George Okello Candiya Bongomin, Joseph Ntayi. 2019. Trust: mediator between mobile money
adoption and usage and financial inclusion. Social Responsibility Journal 16:8, 1215-1237. [Crossref]
494. Emmanuel Mensah Asiedu, Susan Shortland, Yehia Sabri Nawar, Paul J. Jackson, Laura Baker.
2019. Supporting Ghanaian micro-entrepreneurships: the role of mobile technology. Journal of
Entrepreneurship in Emerging Economies 11:3, 306-327. [Crossref]
495. Paul G. Munro, Anne Bartlett. 2019. Energy bricolage in Northern Uganda: Rethinking energy
geographies in Sub-Saharan Africa. Energy Research & Social Science 55, 71-81. [Crossref]
496. Anna Hausmann, Tuuli Toivonen, Christoph Fink, Vuokko Heikinheimo, Henrikki Tenkanen,
Stuart H.M. Butchart, Thomas M. Brooks, Enrico Di Minin. 2019. Assessing global popularity
and threats to Important Bird and Biodiversity Areas using social media data. Science of The Total
Environment 683, 617-623. [Crossref]
497. Shelly Pandey, P. Vigneswara Ilavarasan. 2019. People, information and culture: Locating forms of
capital by Afghan Sikh refugees in India through ICTs. Technological Forecasting and Social Change
146, 331-338. [Crossref]
498. Oladipo Olalekan David. 2019. Nexus between telecommunication infrastructures, economic growth
and development in Africa: Panel vector autoregression (P-VAR) analysis. Telecommunications Policy
43:8, 101816. [Crossref]
499. Jonathan T. Lee, Jordan Freitas, Isa L. Ferrall, Daniel M. Kammen, Eric Brewer, Duncan S.
Callaway. 2019. Review and Perspectives on Data Sharing and Privacy in Expanding Electricity Access.
Proceedings of the IEEE 107:9, 1803-1819. [Crossref]
500. Esi A. Elliot, Zhen Zhu, Fei-Ling Wang. 2019. Inter-firm Trust between Emerging Markets: Chinese
Firms in Africa. Journal of Macromarketing 39:3, 304-333. [Crossref]
501. Eivor Oborn, Michael Barrett, Wanda Orlikowski, Anna Kim. 2019. Trajectory Dynamics in
Innovation: Developing and Transforming a Mobile Money Service Across Time and Place.
Organization Science 30:5, 1097-1123. [Crossref]
502. Joseph Amankwah‐Amoah. 2019. Technological revolution, sustainability, and development in
Africa : Overview, emerging issues, and challenges. Sustainable Development 27:5, 910-922. [Crossref]
503. Grazia D. Santangelo, Henrik Dellestrand, Ulf Andersson. 2019. Institutional antecedents of
subsidiary external embeddedness: Coping with regulatory competitive constraints. Long Range
Planning 52:4, 101851. [Crossref]
504. Bidit L. Dey, Mujahid Mohiuddin Babu, Mizan Rahman, Manoj Dora, Nishikant Mishra. 2019.
Technology upgrading through co-creation of value in developing societies: Analysis of the
mobile telephone industry in Bangladesh. Technological Forecasting and Social Change 145, 413-425.
[Crossref]
505. Oladipo Olalekan David. 2019. Powering economic growth and development in Africa:
telecommunication operations. Applied Economics 51:33, 3583-3607. [Crossref]
506. Julia Bello-Bravo, Samuel Amoa-Mensa. 2019. Scaffolding entrepreneurship: a local SME-NGO
partnership to enable cocoa production in Ghana. Journal of Small Business & Entrepreneurship 31:4,
297-321. [Crossref]
507. Joost Beuving. 2019. Contacts in a box: Cell phones, social relations, and field research in Africa.
African Studies 78:3, 370-384. [Crossref]
508. Julia Bello-Bravo, Ousseina Abdoulaye Zakari, Ibrahim Baoua, Barry Robert Pittendrigh. 2019.
Facilitated discussions increase learning gains from dialectically localized animated educational videos
in Niger. Information Technology for Development 25:3, 579-603. [Crossref]
509. Willis N. Ochilo, Holly Ruffhead, Abigail Rumsey, Florence Chege, Charles Lusweti, Marylucy
Oronje, Washington Otieno. 2019. Can You Ensure that ICT for Development Apps Are Downloaded
and Used? A Case Study of the Plantwise Data Collection App for Plant Health in Kenya. Journal of
Agricultural & Food Information 20:3, 237-253. [Crossref]
510. Julia Kathryn Giddy. 2019. The influence of e-hailing apps on urban mobilities in South Africa.
African Geographical Review 38:3, 227-239. [Crossref]
511. Julia Sherry, Luke Juran, Korine N. Kolivras, Leigh-Anne H. Krometis, Erin J. Ling. 2019.
Perceptions of Water Services and Innovations to Improve Water Services in Tanzania. Public Works
Management & Policy 24:3, 260-283. [Crossref]
512. Komlan Gbongli, Yongan Xu, Komi Mawugbe Amedjonekou. 2019. Extended Technology Acceptance
Model to Predict Mobile-Based Money Acceptance and Sustainability: A Multi-Analytical Structural
Equation Modeling and Neural Network Approach. Sustainability 11:13, 3639. [Crossref]
513. Stan Karanasios, Mira Slavova. 2019. How do development actors do “ICT for development”? A
strategy‐as‐practice perspective on emerging practices in Ghanaian agriculture. Information Systems
Journal 29:4, 888-913. [Crossref]
514. Liang Li, Kui Du, Wei Zhang, Ji‐Ye Mao. 2019. Poverty alleviation through government‐led e‐
commerce development in rural China: An activity theory perspective. Information Systems Journal
29:4, 914-952. [Crossref]
515. Jianyun Hou, Xuexi Huo, Runsheng Yin. 2019. Does computer usage change farmers’ production and
consumption? Evidence from China. China Agricultural Economic Review 11:2, 387-410. [Crossref]
516. Mizan Rahman, Sunny Bose, Mujahid Mohiuddin Babu, Bidit Lal Dey, Sanjit Kumar Roy, Ben
Binsardi. 2019. Value Co-Creation as a Dialectical Process: Study in Bangladesh and Indian Province
of West Bengal. Information Systems Frontiers 21:3, 527-545. [Crossref]
517. Addisu A. Lashitew, Rob van Tulder, Yann Liasse. 2019. Mobile phones for financial inclusion: What
explains the diffusion of mobile money innovations?. Research Policy 48:5, 1201-1215. [Crossref]
518. Daniel Krcmaric. 2019. Information, Secrecy, and Civilian Targeting. International Studies Quarterly
63:2, 322-333. [Crossref]
519. Gilbert Tietaah, Margaret Amoakohene, Damasus Tuurusong. 2019. Radio Redux: Audience
Participation and the Reincarnation of Radio for Development in Africa. Journal of Developing Societies
35:2, 282-302. [Crossref]
520. Tamar Makov, Tomer Fishman, Marian R. Chertow, Vered Blass. 2019. What Affects the Secondhand
Value of Smartphones: Evidence from eBay. Journal of Industrial Ecology 23:3, 549-559. [Crossref]
521. Christian-Lambert Nguena. 2019. On financial innovation in developing countries: The determinants
of mobile banking and financial development in Africa. Journal of Innovation Economics & Management
n° 29:2, 69-94. [Crossref]
522. Leonard Wantchekon, Zara Riaz. 2019. Mobile technology and food access. World Development 117,
344-356. [Crossref]
523. Will Marler. 2019. Accumulating phones: Aid and adaptation in phone access for the urban poor.
Mobile Media & Communication 7:2, 155-174. [Crossref]
524. Thabo J. GOPANE. An Enquiry into Digital Inequality Implications for Central Bank Digital
Currency 1-9. [Crossref]
525. Anne GITONGA, Eliud MOYI. Mobile Technology as an Enabler of Innovation in Kenya’s Micro,
Small and Medium Establishments 1-10. [Crossref]
526. Aarushi Bhandari. 2019. Gender inequality in mobile technology access: the role of economic and
social development. Information, Communication & Society 22:5, 678-694. [Crossref]
527. Erick M. Kitenge, A.K.M. Mahbub Morshed. 2019. Price convergence among Indian cities: The role
of linguistic differences, topography, and aggregation. Journal of Asian Economics 61, 34-50. [Crossref]
528. Yakubu Abdul-Salam, Euan Phimister. 2019. Modelling the impact of market imperfections on farm
household investment in stand-alone solar PV systems. World Development 116, 66-76. [Crossref]
529. Mwalupaso, Wang, Rahman, Alavo, Tian. 2019. Agricultural Informatization and Technical
Efficiency in Maize Production in Zambia. Sustainability 11:8, 2451. [Crossref]
530. Ed Manley, Adam Dennett. 2019. New Forms of Data for Understanding Urban Activity in
Developing Countries. Applied Spatial Analysis and Policy 12:1, 45-70. [Crossref]
531. Simplice A. Asongu, Vanessa S. Tchamyou. 2019. Foreign Aid, Education and Lifelong Learning in
Africa. Journal of the Knowledge Economy 10:1, 126-146. [Crossref]
532. Kelefa Mwantimwa. 2019. Use of mobile phones among agro-pastoralist communities in Tanzania.
Information Development 35:2, 230-244. [Crossref]
533. Alsen Florian Kapinga, Calkin Suero Montero, Esther Rosinner Mbise. 2019. Mobile marketing
application for entrepreneurship development: Codesign with women entrepreneurs in Iringa,
Tanzania. The Electronic Journal of Information Systems in Developing Countries 85:2, e12073.
[Crossref]
534. Marie K. Seeger, Jan Kemper, Malte Brettel. 2019. How information processing and mobile channel
choice influence product returns: An empirical analysis. Psychology & Marketing 36:3, 198-213.
[Crossref]
535. Richard Ling, Priya Parekh, Ayesha Zainudeen, Helani Galpaya. 2019. Rationalization of mobile
telephony by small-scale entrepreneurs in Myanmar. Information, Communication & Society 22:3,
420-436. [Crossref]
536. Rodrigo F. Malaquias, Yujong Hwang. 2019. Mobile banking use: A comparative study with Brazilian
and U.S. participants. International Journal of Information Management 44, 132-140. [Crossref]
537. Kata Wagner, Henrik Meilby, Paul Cross. 2019. Sticky business - Why do beekeepers keep bees and
what makes them successful in Tanzania?. Journal of Rural Studies 66, 52-66. [Crossref]
538. Leo Hove, Antoine Dubus. 2019. M-PESA and Financial Inclusion in Kenya: Of Paying Comes
Saving?. Sustainability 11:3, 568. [Crossref]
539. Mohamed Goaied, Seifallah Sassi. 2019. The effect of ICT adoption on labour demand: A cross‐
region comparison. Papers in Regional Science 98:1, 3-17. [Crossref]
540. Christine Lamanna, Kusum Hachhethu, Sabrina Chesterman, Gaurav Singhal, Beatrice Mwongela,
Mary Ng’endo, Silvia Passeri, Arghanoon Farhikhtah, Suneetha Kadiyala, Jean-Martin Bauer, Todd
S. Rosenstock. 2019. Strengths and limitations of computer assisted telephone interviews (CATI) for
nutrition data collection in rural Kenya. PLOS ONE 14:1, e0210050. [Crossref]
541. O. Evans. 2019. Repositioning for Increased Digital Dividends: Internet Usage and Economic Well-
being in Sub-Saharan Africa. Journal of Global Information Technology Management 22:1, 47-70.
[Crossref]
542. Doreen Tuheirwe-Mukasa, Magne Haveraaen, Julianne Sansa-Otim, Benjamin Kanagwa, Godfrey
Rwamahe Mujuni. The Efficacy of ICT in Weather Forecast Information Dissemination: Evidence
from Farming Communities in Mbale and Rakai Districts, Uganda 571-593. [Crossref]
543. Ville Myllynpää, Ezra Misaki, Mikko Apiola, Jaakko Helminen, Moammar Dayoub, Tomi
Westerlund, Erkki Sutinen. Towards Holistic Mobile Climate Services for Farmers in Tambuu,
Tanzania 508-519. [Crossref]
544. William Clifford Gomera, Jarkko Suhonen, Solomon Sunday Oyelere, Alsen Florian Kapinga.
Mobile Technology for Record Keeping by Women Entrepreneurs in Tanzania: User Requirement
Assessment 649-659. [Crossref]
545. Jean-Claude Tshilenge Mfumu, Annabelle Mercier, Michel Occello, Christine Verdier. A Multiagent-
Based Model for Epidemic Disease Monitoring in DR Congo 326-347. [Crossref]
546. Gijsbert Hoogendoorn, Etienne Nel. Small Town Change in South Africa 153-158. [Crossref]
547. Christopher Kwesi O. Williams. Strategies for Progress 3-43. [Crossref]
548. Judith Leo, Kisangiri Michael. The Role of GIS, Mobile App and Satellite Technologies to Enhance
Data Collection Process: A Case of Environmental Factors and Epidemics Linkages 417-428.
[Crossref]
549. Max Mühlhäuser. Open Metadata: Nutzerzentrierte wettbewerbliche Datenverwertung mit offenen
Rahmendaten 71-102. [Crossref]
550. Ewa Lechman, Adam Marszk. The digital revolution for development: Identifying the channels of
impact 53-95. [Crossref]
551. Surabhi Mittal, Mamta Mehar, Vinod K. Hariharan. Information and communication technologies
for strengthening extension services to reach the last mile in India 255-274. [Crossref]
552. M. Mostak Ahamed, Sushanta K. Mallick. 2019. Is financial inclusion good for bank stability?
International evidence. Journal of Economic Behavior & Organization 157, 403-427. [Crossref]
553. Yutaka Arimoto, Hisaki Kono, Tsilavo Ralandison, Takeshi Sakurai, Kazushi Takahashi. 2019. Price
and Nonprice Information Frictions in Regional Arbitrage: The Case of Rice Traders in Antananarivo,
Madagascar. Economic Development and Cultural Change 67:2, 273-313. [Crossref]
554. Apoorv Gupta, Jacopo Ponticelli, Andrea Tesei. 2019. Technology Adoption and Access to Credit Via
Mobile Phones. SSRN Electronic Journal . [Crossref]
555. Teresa Schützeichel. 2019. Financial Literacy and Saving for Retirement among Kenyan
Households. SSRN Electronic Journal . [Crossref]
556. Taddese Mezgebo. 2019. A Candle in a Wind: The Role of Mobile Phones on Improving Access to
External Price Information. SSRN Electronic Journal . [Crossref]
557. Athur Mabiso, Rui S Benfica. 2019. The Narrative on Rural Youth and Economic Opportunities in
Africa: Facts, Myths and Gaps. SSRN Electronic Journal . [Crossref]
558. Julia Bello-Bravo, Anne Namatsi Lutomia. Changing Formal and Informal Learning Practices Using
Smartphones 171-193. [Crossref]
559. Anne Namatsi Lutomia, Julia Bello-Bravo, Teresia Muthoni Njoroge, Barry R. Pittendrigh. Beyond
Binaries of Scientific and Indigenous Knowledge Bean Storage Techniques 38-60. [Crossref]
560. Inah Omoronyia. The Case for Privacy Awareness Requirements 697-716. [Crossref]
561. Juliet W. Macharia. Role of ICT in Socio-Economic Development in Kenya 353-370. [Crossref]
562. Pooja Sehgal Tabeck, Anurupa B. Singh. Contemporary Mobile Experience Among Bottom of
Pyramid 213-225. [Crossref]
563. Janet Aver Adikpo. The Diffusion of Mobile Telephony in Popular Culture 311-327. [Crossref]
564. Inah Omoronyia. The Case for Privacy Awareness Requirements 100-119. [Crossref]
565. Jean-Philippe Berrou, Thomas Eekhout. 2019. L’économie informelle : un défi au rêve d’émergence
des économies africaines ?. Études internationales 50:1, 121-146. [Crossref]
566. Nnamdi O. Madichie, Nasiru D. Taura, Elvira Bolat. What Next for Digital Entrepreneurship in Sub-
Saharan Africa? 221-240. [Crossref]
567. Audra Wormald, Rajshree Agarwal, Serguey Braguinsky, Sonali Shah. 2019. Pioneering Multi-Sided
Digital Platforms: The Effect of Firm Characteristics and Platform Strategies on Pioneer Outcomes.
568. Yu Zhang, Liyin Shen, Chenyang Shuai, Yongtao Tan, Yitian Ren, Ya Wu. 2019. Is the low‐carbon
economy efficient in terms of sustainable development? A global perspective. Sustainable Development
27:1, 130-152. [Crossref]
569. Adebowale Owoseni, Hossana Twinomurinzi. 2019. The dynamic capabilities of small and medium-
scale enterprises using mobile apps in Lagos, Nigeria. The Electronic Journal of Information Systems
in Developing Countries 85:1, e12061. [Crossref]
570. K. Gitonga Margaret, N. Kiraka Ruth. 2019. The effect of banking services on the business
performance of bank agents in Kenya. Cogent Business & Management 6:1. . [Crossref]
571. Tomasz Rak, Wojciech Kulesza, Nina Chrobot. 2018. The Internet Changed Chess Rules: Queen Is
Equal to Pawn. How Social Media Influence Opinion Spreading. Social Psychological Bulletin 13:4. .
[Crossref]
572. Pasi Sajasalo, Tommi Auvinen, Marko Järvenpää, Tuomo Takala, Teppo Sintonen. The development
of mobile banking services in a large Finnish financial organization 73-91. [Crossref]
573. Joseph Ikechukwu Uduji, Elda Nduka Okolo‐Obasi, Simplice Anutechia Asongu. 2018. The impact
of e‐wallet on informal farm entrepreneurship development in rural Nigeria. The Electronic Journal
of Information Systems in Developing Countries 2, e12066. [Crossref]
574. Lee Cheng Koh, Rae Walker, Dennis Wollersheim, Pranee Liamputtong. 2018. I think someone is
walking with me: the use of mobile phone for social capital development among women in four refugee
communities. International Journal of Migration, Health and Social Care 14:4, 411-424. [Crossref]
575. Robert Jensen, Nolan H. Miller. 2018. Market Integration, Demand, and the Growth of Firms:
Evidence From a Natural Experiment in India. American Economic Review 108:12, 3583-3625.
[Abstract] [View PDF article] [PDF with links]
576. Humphrey M. Sabi, Faith-Michael E. Uzoka, Kehbuma Langmia, Felix N. Njeh, Clive K. Tsuma.
2018. A cross-country model of contextual factors impacting cloud computing adoption at universities
in sub-Saharan Africa. Information Systems Frontiers 20:6, 1381-1404. [Crossref]
577. Wanglin Ma, Alan Renwick, Peng Nie, Jianjun Tang, Rong Cai. 2018. Off-farm work, smartphone
use and household income: Evidence from rural China. China Economic Review 52, 80-94. [Crossref]
578. Susan Johnson, Froukje Krijtenburg. 2018. ‘Upliftment’, friends and finance: everyday exchange
repertoires and mobile money transfer in Kenya. The Journal of Modern African Studies 56:4, 569-594.
[Crossref]
579. David I Levine, Theresa Beltramo, Garrick Blalock, Carolyn Cotterman, Andrew M Simons. 2018.
What Impedes Efficient Adoption of Products? Evidence from Randomized Sales Offers for Fuel-
Efficient Cookstoves in Uganda. Journal of the European Economic Association 16:6, 1850-1880.
[Crossref]
580. Sanjaya Kumar Lenka, Rajesh Barik. 2018. Has expansion of mobile phone and internet use spurred
financial inclusion in the SAARC countries?. Financial Innovation 4:1. . [Crossref]
581. Cynthia Weiyi Cai. 2018. Disruption of financial intermediation by FinTech: a review on crowdfunding
and blockchain. Accounting & Finance 58:4, 965-992. [Crossref]
582. Madlen Krone, Peter Dannenberg. 2018. A Spatial Perspective on Access to Knowledge and Mobile
Phone Use. Tijdschrift voor Economische en Sociale Geografie 109:5, 613-628. [Crossref]
583. Oliver Garretson, Jiabin Fan, Paul N. Mbatia, Paige Miller, Wesley Shrum. 2018. When Family
Replaced Friendship: Mobile Communication and Network Change in Kenya. Sociological Forum 33:4,
900-922. [Crossref]
584. Majeed Hadi Saleh Al-Hamdani, Raad M. Ismail Al-Khazarji, Omer K. Jasim Mohammad. Effecting
of Mobile Applications in Control Farmers’ Communication Behavior in Iraq 102-106. [Crossref]
585. Abdul Monem S. Rahma, Maha A. Hmmood Alrawi, Nada Ahmed G.. A Novel Coding and
Discremenation (CODIS) Algorithm to Extract Features from Arabic Texts to Discriminate Arabic
Poems 117-128. [Crossref]
586. Chhavi Garg. 2018. Media usage profile: a study of Gujjar community of India †. Media Asia 45:3-4,
114-127. [Crossref]
587. Pablo Vidal-González, Badiha Nahhass. 2018. The use of mobile phones as a survival strategy amongst
nomadic populations in the Oriental region (Morocco). GeoJournal 83:5, 1079-1090. [Crossref]
588. T.D. Stewart, T.D. Ramotsoela, G.P. Hancke. Smartcard Reader for Smartphone E-Commerce
Applications 5240-5245. [Crossref]
589. Scott Burns. 2018. M-Pesa and the ‘Market-Led’ Approach to Financial Inclusion. Economic Affairs
38:3, 406-421. [Crossref]
590. Farhana Islam, Chitose Atsushi, Motoi Kusadokoro. 2018. Determinants of the Use of M-bank in
the Northern Bangladesh. Journal of Rural Problems 54:3, 133-140. [Crossref]
591. Emanuel Gomes, Ferran Vendrell-Herrero, Kamel Mellahi, Duncan Angwin, Carlos M.P. Sousa. 2018.
Testing the self-selection theory in high corruption environments: evidence from African SMEs.
International Marketing Review 35:5, 733-759. [Crossref]
592. Humphrey M. Sabi, Faith-Michael E. Uzoka, Samali V. Mlay. 2018. Staff perception towards cloud
computing adoption at universities in a developing country. Education and Information Technologies
23:5, 1825-1848. [Crossref]
593. Laure Stella Ghoma Linguissi, Abdoul Karim Ouattara, Erick Kamangu Ntambwe, Charles Gombé
Mbalawa, Céline Nguefeu Nkenfou. 2018. Mobile applications: effective tools against HIV in Africa.
Health and Technology 8:4, 215-222. [Crossref]
594. Yong Suk Lee, Yuya Sasaki. 2018. Information technology in the property market. Information
Economics and Policy 44, 1-7. [Crossref]
595. Will Marler. 2018. Mobile phones and inequality: Findings, trends, and future directions. New Media
& Society 20:9, 3498-3520. [Crossref]
596. Andrew Swan, Nathan Cooper, Will Gamble, Martin Pritchard. 2018. Using smart pumps to help
deliver universal access to safe and affordable drinking water. Proceedings of the Institution of Civil
Engineers - Engineering Sustainability 171:6, 277-285. [Crossref]
597. Adegbola Ojo, Nikolaos Papachristodoulou, Samuel Ibeh. 2018. The Development of an
Infrastructure Quality Index for Nigerian Metropolitan Areas Using Multivariate Geo-Statistical Data
Fusion. Urban Science 2:3, 59. [Crossref]
598. Mahmoud Abdulai Mahmoud, Robert E. Hinson, Patrick Amfo Anim. 2018. Service innovation and
customer satisfaction: the role of customer value creation. European Journal of Innovation Management
21:3, 402-422. [Crossref]
599. Arame Tall, Jeanne Y. Coulibaly, Moustapha Diop. 2018. Do climate services make a difference? A
review of evaluation methodologies and practices to assess the value of climate information services
for farmers: Implications for Africa. Climate Services 11, 1-12. [Crossref]
600. Michael Danquah, Abdul Malik Iddrisu. 2018. Access to mobile phones and the wellbeing of non-
farm enterprise households: Evidence from Ghana. Technology in Society 54, 1-9. [Crossref]
601. Janine Aron. 2018. Mobile Money and the Economy: A Review of the Evidence. The World Bank
Research Observer 33:2, 135-188. [Crossref]
602. Chantal Toledo, Christopher Ksoll. Chapter 6. Information technology and farm households in Niger
117-146. [Crossref]
603. Joseph Amankwah-Amoah, Nathaniel Boso, Yaw A. Debrah. 2018. Africa rising in an emerging world:
an international marketing perspective. International Marketing Review 35:4, 550-559. [Crossref]
604. T. Alain Sawadogo, Chantal Ammi. 2018. Analyse empirique des antécédents de la pénétration de
la téléphonie mobile en Afrique sub-saharienne. Canadian Journal of Development Studies / Revue
canadienne d'études du développement 39:3, 353-370. [Crossref]
605. J. R. Minkoua Nzie, J. C. Bidogeza, Nkwah Azinwi Ngum. 2018. Mobile Phone Use, Transaction
Costs, and Price: Evidence from Rural Vegetable Farmers in Cameroon. Journal of African Business
19:3, 323-342. [Crossref]
606. George Okello Candiya Bongomin, Joseph M Ntayi, John C. Munene, Charles Akol Malinga.
2018. Mobile Money and Financial Inclusion in Sub-Saharan Africa: the Moderating Role of Social
Networks. Journal of African Business 19:3, 361-384. [Crossref]
607. Haruna Issahaku, Benjamin Musah Abu, Paul Kwame Nkegbe. 2018. Does the Use of Mobile Phones
by Smallholder Maize Farmers Affect Productivity in Ghana?. Journal of African Business 19:3, 302-322.
[Crossref]
608. Simplice Asongu, Agyenim Boateng. 2018. Introduction to Special Issue: Mobile Technologies and
Inclusive Development in Africa. Journal of African Business 19:3, 297-301. [Crossref]
609. Jane Namukasa Wanyama, sarah Maria Nabaggala, Agnes Kiragga, Noela Clara Owarwo, Madina
Seera, Winnie Nakiyingi, Solome Naluwu, Barbara Castelnuovo, Rosalind Ratanshi. 2018. High
mobile phone ownership but low internet access and use among young adults attending an urban HIV
clinic in Uganda. Vulnerable Children and Youth Studies 13:3, 207-220. [Crossref]
610. Caroline Wamala Larsson, Jakob Svensson. 2018. Mobile phones in the transformation of the informal
economy: stories from market women in Kampala, Uganda. Journal of Eastern African Studies 12:3,
533-551. [Crossref]
611. Jitendra Parajuli, Kingsley E. Haynes. 2018. Cellular mobile telephony in Nepal. Letters in Spatial and
Resource Sciences 11:2, 209-222. [Crossref]
612. Thorsten Beck, Haki Pamuk, Ravindra Ramrattan, Burak R. Uras. 2018. Payment instruments,
finance and development. Journal of Development Economics 133, 162-186. [Crossref]
613. Yazid Abdullahi Abubakar, Jay Mitra, Adeyeye Mercy Modupe. 2018. Mobile Telephony and
New Business Formation Rates in BRICS and Beyond: Does Human Capital Matter?. Journal of
Entrepreneurship and Innovation in Emerging Economies 4:2, 137-158. [Crossref]
614. William Clifford Gomera, George S. Oreku. 2018. Mobile Phone. International Journal of ICT
Research in Africa and the Middle East 7:2, 48-66. [Crossref]
615. Mark W. Rosegrant, Eduardo Magalhaes, Rowena A. Valmonte-Santos, Daniel Mason-D’Croz.
Returns to Investment in Reducing Postharvest Food Losses and Increasing Agricultural Productivity
Growth 322-338. [Crossref]
616. Rudra P. Pradhan, Mak B. Arvin, John H. Hall, Sara E. Bennett. 2018. Mobile telephony, economic
growth, financial development, foreign direct investment, and imports of ICT goods: the case of the
G-20 countries. Economia e Politica Industriale 45:2, 279-310. [Crossref]
617. Rachel Howell, Cees van Beers, Neelke Doorn. 2018. Value capture and value creation: The role of
information technology in business models for frugal innovations in Africa. Technological Forecasting
and Social Change 131, 227-239. [Crossref]
618. Ronald Kabbiri, Manoj Dora, Vikas Kumar, Gabriel Elepu, Xavier Gellynck. 2018. Mobile phone
adoption in agri-food sector: Are farmers in Sub-Saharan Africa connected?. Technological Forecasting
and Social Change 131, 253-261. [Crossref]
619. Serge Ky, Clovis Rugemintwari, Alain Sauviat. 2018. Does Mobile Money Affect Saving Behaviour?
Evidence from a Developing Country. Journal of African Economies 27:3, 285-320. [Crossref]
620. Jean Marie Tshimula, Atsushi Togashi, Numfor Solange Ayuni. Towards Financial Inclusion-based
Monetization Model for Startups Drive 1-4. [Crossref]
621. Matthew J Allsop, Richard A Powell, Eve Namisango. 2018. The state of mHealth development
and use by palliative care services in sub-Saharan Africa: a systematic review of the literature. BMJ
Supportive & Palliative Care 8:2, 155-163. [Crossref]
622. Helen Atherton, Heather Brant, Sue Ziebland, Annemieke Bikker, John Campbell, Andy Gibson,
Brian McKinstry, Tania Porqueddu, Chris Salisbury. 2018. The potential of alternatives to face-to-
face consultation in general practice, and the impact on different patient groups: a mixed-methods
case study. Health Services and Delivery Research 6:20, 1-200. [Crossref]
623. Vinish Kathuria, Keun Yeob Oh. 2018. ICT access: Testing for convergence across countries. The
Information Society 34:3, 166-182. [Crossref]
624. Obong Ronald, Mugonola Basil, Paul Phillips David. 2018. Determinants of mobile phones usage in
sweet potato vine business in Gulu district northern Uganda. African Journal of Agricultural Research
13:21, 1071-1079. [Crossref]
625. Lena Lutz, Kirstin A. Williams, Martin H. Villet, Mfon Ekanem, Krzysztof Szpila. 2018. Species
identification of adult African blowflies (Diptera: Calliphoridae) of forensic importance. International
Journal of Legal Medicine 132:3, 831-842. [Crossref]
626. Joe Straubhaar, Stuart Davis. 2018. Drumming and digital inclusion: music, identity formation,
and transformative empowerment in Afro-Brazilian community development NGOs. Development in
Practice 28:3, 374-387. [Crossref]
627. Simplice A. Asongu, Jacinta C. Nwachukwu, Aqsa Aziz. 2018. Determinants of Mobile Phone
Penetration: Panel Threshold Evidence from Sub-Saharan Africa. Journal of Global Information
Technology Management 21:2, 81-110. [Crossref]
628. Thomas Niebel. 2018. ICT and economic growth – Comparing developing, emerging and developed
countries. World Development 104, 197-211. [Crossref]
629. Marco J. Haenssgen. 2018. The struggle for digital inclusion: Phones, healthcare, and marginalisation
in rural India. World Development 104, 358-374. [Crossref]
630. D. G. Bottrell, K. G. Schoenly. 2018. Integrated pest management for resource-limited farmers:
challenges for achieving ecological, social and economic sustainability. The Journal of Agricultural
Science 156:3, 408-426. [Crossref]
631. Galo Castillo, Fabricio Layedra, Maria-Belen Guaranda, Paolo Lara, Carmen Vaca. The Silence of
the Cantons: Estimating Villages Socioeconomic Status Through Mobile Phones Data 172-178.
[Crossref]
632. Bart Meuleman, Arnim Langer, Annelies G. Blom. 2018. Can Incentive Effects in Web Surveys Be
Generalized to Non-Western Countries? Conditional and Unconditional Cash Incentives in a Web
Survey of Ghanaian University Students. Social Science Computer Review 36:2, 231-250. [Crossref]
633. Madlen Krone, Peter Dannenberg. 2018. Analysing the effects of information and communication
technologies (ICTs) on the integration of East African farmers in a value chain context. Zeitschrift für
Wirtschaftsgeographie 62:1, 65-81. [Crossref]
634. Kami Richmond, Russell E. Triplett. 2018. ICT and income inequality: a cross-national perspective.
International Review of Applied Economics 32:2, 195-214. [Crossref]
635. Guangjun Shen. 2018. Computer and Information Technology, Firm Growth, and Industrial
Restructuring: Evidence from Manufacturing in the People's Republic of China. Asian Development
Review 35:1, 133-154. [Crossref]
636. Ambe J. Njoh. 2018. The relationship between modern Information and Communications
Technologies (ICTs) and development in Africa. Utilities Policy 50, 83-90. [Crossref]
637. Frank Tilya. Information and Communication Technology and Educational Policies in the Sub-
Saharan African Region 1-19. [Crossref]
638. Frank Tilya. Information and Communication Technology and Educational Policies in the Sub-
Saharan African Region 1301-1320. [Crossref]
639. Ufuoma Akpojivi. Comparative Analysis: Common Patterns or Disparity? 137-145. [Crossref]
640. Isaac Koomson, Muazu Ibrahim. Financial Inclusion and Growth of Non-farm Enterprises in Ghana
369-396. [Crossref]
641. Thabo Julian Gopane. The Likelihood of Financial Inclusion in e-Banking: A BiProbit Sample-
Selection Modeling Approach 67-78. [Crossref]
642. Tanja Bosch. Development Communication in South Africa 1-11. [Crossref]
643. Tokunbo Ojo. Political Economy of ICT4D and Africa 1-14. [Crossref]
644. Matthieu Chemin. 2018. Informal Groups and Health Insurance Take-up Evidence from a Field
Experiment. World Development 101, 54-72. [Crossref]
645. Iva Peša. 2018. The Developmental Potential of Frugal Innovation among Mobile Money Agents in
Kitwe, Zambia. The European Journal of Development Research 30:1, 49-65. [Crossref]
646. T. Sikundla, A. Mushunje, B.E. Akinyemi. 2018. Socioeconomic drivers of mobile phone adoption for
marketing among smallholder irrigation farmers in South Africa. Cogent Social Sciences 4:1, 1505415.
[Crossref]
647. Galen Weld, Trevor Perrier, Jenny Aker, Joshua E. Blumenstock, Brian Dillon, Adalbertus Kamanzi,
Editha Kokushubira, Jennifer Webster, Richard J. Anderson. eKichabi 1-12. [Crossref]
648. Pietari Keskinen, Marko Nieminen. Digital services for entrepreneurs in informal settlements 1-4.
[Crossref]
649. Sebastian Schee genannt Halfmann, Nikolaos Evangelatos, Emmanuel Kweyu, Carina DeVilliers,
Kirsten Steinhausen, Alta van der Merwe, Angela Brand. 2018. The Creation and Management of
Innovations in Healthcare and ICT: The European and African Experience. Public Health Genomics
21:5-6, 197-206. [Crossref]
650. Azza E. Ahmed, Phelelani T. Mpangase, Sumir Panji, Shakuntala Baichoo, Yassine Souilmi, Faisal M.
Fadlelmola, Mustafa Alghali, Shaun Aron, Hocine Bendou, Eugene De Beste, Mamana Mbiyavanga,
Oussema Souiai, Long Yi, Jennie Zermeno, Don Armstrong, Brian D. O'Connor, Liudmila Sergeevna
Mainzer, Michael R. Crusoe, Ayton Meintjes, Peter Van Heusden, Gerrit Botha, Fourie Joubert, C.
Victor Jongeneel, Scott Hazelhurst, Nicola Mulder. 2018. Organizing and running bioinformatics
hackathons within Africa: The H3ABioNet cloud computing experience. AAS Open Research 1, 9.
[Crossref]
651. Erol Gelenbe, Omer H. Abdelrahman. 2018. An Energy Packet Network model for mobile networks
with energy harvesting. Nonlinear Theory and Its Applications, IEICE 9:3, 322-336. [Crossref]
652. Ewan Sutherland. 2018. Digital Privacy in Africa: Cybersecurity, Data Protection & Surveillance.
SSRN Electronic Journal . [Crossref]
653. Jool Cariolle. 2018. Optical Fiber Submarine Cable Deployment and Digital Vulnerability in Sub-
Saharan Africa. SSRN Electronic Journal . [Crossref]
654. Abidin Alhassan, Leon Li, Krishna Reddy. 2018. The Impact of Formal Financial Inclusion on
Informal Financial Intermediation and Cash Preference: Evidence from Africa. SSRN Electronic
Journal . [Crossref]
655. Riccardo Pelizzo, Lucas Katera, Stephen Mwombela, Lulu Olan’g. 2018. Poverty and Development
in Tanzania. SSRN Electronic Journal . [Crossref]
656. Hamza El Guili. 2018. Internationalization of African SMEs: Context, Trends and Challenges. SSRN
Electronic Journal . [Crossref]
657. Huan Chen, Yanling Chai, Le Dong, Wenyi Niu, Puhong Zhang. 2018. Effectiveness and
Appropriateness of mHealth Interventions for Maternal and Child Health: Systematic Review. JMIR
mHealth and uHealth 6:1, e7. [Crossref]
658. Luka Mathayo Mkonongwa, Sotco Claudius Komba. Reflections on Distance Higher Education in
Africa 236-262. [Crossref]
659. Luka Mathayo Mkonongwa, Sotco Claudius Komba. Reflections on Distance Higher Education in
660. Rabiu K. B. Asante, Dan-Bright S. Dzorgbo. 2018. Mapping the Web of Relations. Ghana Studies
21:1, 24-40. [Crossref]
661. Omer F. Baris, Levent Kutlu. 2018. Price dispersion and optimal price categories with limited memory
consumers. Managerial and Decision Economics 39:1, 97-106. [Crossref]
662. Peter Alstone, Arne Jacobson. 2018. LED advances accelerate universal access to electric lighting.
Comptes Rendus. Physique 19:3, 146-158. [Crossref]
663. Haruna Sekabira, Matin Qaim. 2017. Can mobile phones improve gender equality and nutrition? Panel
data evidence from farm households in Uganda. Food Policy 73, 95-103. [Crossref]
664. Valentina Rotondi, Luca Stanca, Miriam Tomasuolo. 2017. Connecting alone: Smartphone use,
quality of social interactions and well-being. Journal of Economic Psychology 63, 17-26. [Crossref]
665. Seohyun Lee, Yoon-min Cho, Sun-Young Kim. 2017. Mapping mHealth (mobile health) and mobile
penetrations in sub-Saharan Africa for strategic regional collaboration in mHealth scale-up: an
application of exploratory spatial data analysis. Globalization and Health 13:1. . [Crossref]
666. Sebastian Linnemayr, Haijing Huang, Jill Luoto, Andrew Kambugu, Harsha Thirumurthy, Jessica
E. Haberer, Glenn Wagner, Barbara Mukasa. 2017. Text Messaging for Improving Antiretroviral
Therapy Adherence: No Effects After 1 Year in a Randomized Controlled Trial Among Adolescents
and Young Adults. American Journal of Public Health 107:12, 1944-1950. [Crossref]
667. Anna Hausmann, Tuuli Toivonen, Vuokko Heikinheimo, Henrikki Tenkanen, Rob Slotow, Enrico
Di Minin. 2017. Social media reveal that charismatic species are not the main attractor of ecotourists
to sub-Saharan protected areas. Scientific Reports 7:1. . [Crossref]
668. Nathanael Ojong. 2017. Gender, the state, and informal self-employment. International Journal of
Social Economics 44:11, 1456-1470. [Crossref]
669. Stephanie Hirmer, Peter Guthrie. 2017. The benefits of energy appliances in the off-grid energy
sector based on seven off-grid initiatives in rural Uganda. Renewable and Sustainable Energy Reviews
79, 924-934. [Crossref]
670. Luke Chicoine, Juan Carlos Guzman. 2017. Increasing Rural Health Clinic Utilization with SMS
Updates: Evidence from a Randomized Evaluation in Uganda. World Development 99, 419-430.
[Crossref]
671. Danielle Cazabon, Julius N Fobil, George Essegbey, Niladri Basu. 2017. Structured identification of
response options to address environmental health risks at the Agbogbloshie electronic waste site.
Integrated Environmental Assessment and Management 13:6, 980-991. [Crossref]
672. Micky Lee, Dal Yong Jin. Technologies 129-153. [Crossref]
673. Godfried B. Adaba, Daniel Azerikatoa Ayoung. 2017. The development of a mobile money service: an
exploratory actor-network study. Information Technology for Development 23:4, 668-686. [Crossref]
674. Ullamaija Kivikuru. 2017. Twinning Social Memory and Social Imaginary: Challenges for East
African Media Policies. African Journalism Studies 38:3-4, 50-73. [Crossref]
675. Roland Hodler, Paul A. Raschky. 2017. Ethnic politics and the diffusion of mobile technology in
Africa. Economics Letters 159, 78-81. [Crossref]
676. Filippo Lechthaler, Alexandra Vinogradova. 2017. The climate challenge for agriculture and the
value of climate services: Application to coffee-farming in Peru. European Economic Review 99, 5-30.
[Crossref]
677. Ahmed Sabbir Arif, Sarah Fardeen, Ali Mazalek. Mobile text entry challenges among low-income
users in a developing country 624-629. [Crossref]
678. Tapfuma Pashapa, Ulrike Rivett. 2017. Gender of household head and the digital divide in South
Africa’s settlements. Gender, Technology and Development 21:3, 232-249. [Crossref]
679. Daphna Gross-Manos. 2017. Material well-being and social exclusion association with children's
subjective Well-being: Cross-national analysis of 14 countries. Children and Youth Services Review 80,
116-128. [Crossref]
680. Onkokame Mothobi, Lukasz Grzybowski. 2017. Infrastructure deficiencies and adoption of mobile
money in Sub-Saharan Africa. Information Economics and Policy 40, 71-79. [Crossref]
681. Alsen Florian, Calkin Suero Montero, Esther Rosinner Mbise. Mobile technology for women
entrepreneurs in Iringa, Tanzania: User requirements and architectural design 497-503. [Crossref]
682. Edward Mutafungwa, Jyri Hamalainen, Samuel Tewelde, Rediet Kifle, Teklay Tesfazghi, Andres
Moreno, Marcus Duveskog, Ilkka Jormanainen. A collaborative approach for local training on
contemporary mobile technologies in Eritrea 811-816. [Crossref]
683. Pradnya Vishwas Chitrao, Pravin Kumar Bhoyar. Technology for affordable, inclusive, and efficient
healthcare — Case study of AmbuPod 505-509. [Crossref]
684. Haruna Sekabira, Matin Qaim. 2017. Mobile money, agricultural marketing, and off-farm income in
Uganda. Agricultural Economics 48:5, 597-611. [Crossref]
685. Celin Carlo‐Gonzalez, Christopher McKallagat, Jenifer Whitten‐Woodring. 2017. The Rainbow
Effect: Media Freedom, Internet Access, and Gay Rights. Social Science Quarterly 98:3, 1061-1077.
[Crossref]
686. Tavneet Suri. 2017. Mobile Money. Annual Review of Economics 9:1, 497-520. [Crossref]
687. Emmanuel Ogiemwonyi Arakpogun, Roseline Wanjiru, Jason Whalley. 2017. Impediments to
the implementation of universal service funds in Africa – A cross-country comparative analysis.
Telecommunications Policy 41:7-8, 617-630. [Crossref]
688. Masoud Mohammed Albiman, Zunaidah Sulong. 2017. The linear and non-linear impacts of ICT
on economic growth, of disaggregate income groups within SSA region. Telecommunications Policy
41:7-8, 555-572. [Crossref]
689. Christopher B. Barrett, Luc Christiaensen, Megan Sheahan, Abebe Shimeles. 2017. On the Structural
Transformation of Rural Africa. Journal of African Economies 26:suppl_1, i11-i35. [Crossref]
690. Alfred Coleman. 2017. Reducing environmental hazard caused by disposed mobile phones in
developing countries. Environmental Economics 8:2, 92-99. [Crossref]
691. Osadebamwen Anthony Ogbeide, Ideba Ele. 2017. An Analysis of Mobile Phone Use in Nigerian
Agricultural Development. International Journal of ICT Research in Africa and the Middle East 6:2,
29-46. [Crossref]
692. Nicholas M. Myers, Ivan C. Leung, Sean W. McGee, Kathleen Eggleson, Marya Lieberman. 2017.
Green design of a paper test card for urinary iodine analysis. PLOS ONE 12:6, e0179716. [Crossref]
693. Bedman Narteh, Mahmoud Abdulai Mahmoud, Simon Amoh. 2017. Customer behavioural intentions
towards mobile money services adoption in Ghana. The Service Industries Journal 37:7-8, 426-447.
[Crossref]
694. Simplice A. Asongu. 2017. The Comparative Economics of Knowledge Economy in Africa: Policy
Benchmarks, Syndromes, and Implications. Journal of the Knowledge Economy 8:2, 596-637. [Crossref]
695. Marco J. Haenssgen, Proochista Ariana. 2017. The Social Implications of Technology Diffusion:
Uncovering the Unintended Consequences of People’s Health-Related Mobile Phone Use in Rural
India and China. World Development 94, 286-304. [Crossref]
696. Pedro Martínez-Santos, José Cerván, Beatriz Cano, Silvia Díaz-Alcaide. 2017. Water versus Wireless
Coverage in Rural Mali: Links and Paradoxes. Water 9:6, 375. [Crossref]
697. Sylvain K. Cibangu, Mark Hepworth, Donna Champion. 2017. Mobile phones for development. Aslib
Journal of Information Management 69:3, 294-315. [Crossref]
698. Savita Bailur, Silvia Masiero. 2017. Women’s income generation through mobile Internet: a study
of focus group data from Ghana, Kenya, and Uganda. Gender, Technology and Development 21:1-2,
77-98. [Crossref]
699. Filippo Lechthaler, Alexandra Vinogradova. 2017. The climate challenge for agriculture and the value
of climate services: Application to coffee-farming in Peru. European Economic Review 94, 45-70.
[Crossref]
700. Aarushi Bhandari. 2017. Women's status and global food security: An overview. Sociology Compass
11:5. . [Crossref]
701. Novice Patrick Bakehe, Ariel Herbert Fambeu, Georges Bertrand Tamokwe Piaptie. 2017. Les
fractures numériques diminuent-elles au Cameroun ?. Réseaux n° 201:1, 147-174. [Crossref]
702. Rebecca Hartje, Michael Hübler. 2017. Smartphones support smart labour. Applied Economics Letters
24:7, 467-471. [Crossref]
703. Sajda Qureshi, Lotfollah Najjar. 2017. Information and communications technology use and income
growth: evidence of the multiplier effect in very small island states. Information Technology for
704. Bjorn Van Campenhout. 2017. There is an app for that? The impact of community knowledge workers
in Uganda. Information, Communication & Society 20:4, 530-550. [Crossref]
705. Belabbes Ikrame, Amine Aziza, Pr. Oubrich Mourad. Customer experience in a regulated telecom
market from mobile service users perspective 1-8. [Crossref]
706. Ryan Arlitt, Douglas L. Van Bossuyt, Rob B. Stone, Irem Y. Tumer. 2017. The Function-Based
Design for Sustainability Method. Journal of Mechanical Design 139:4. . [Crossref]
707. Lei Dong, Haishan Wu. 2017. Mobile Internet and regional development in China. Environment and
Planning A: Economy and Space 49:4, 725-727. [Crossref]
708. David Tuwei, Melissa Tully. 2017. Producing communities and commodities: Safaricom and
commercial nationalism in Kenya. Global Media and Communication 13:1, 21-39. [Crossref]
709. Yaw Nyarko. 2017. Transforming Rural Africa—Economics, Technology and Governance. Journal of
African Development 19:1, 161-167. [Crossref]
710. Amanda Berman, Maria Elena Figueroa, J. Douglas Storey. 2017. Use of SMS-Based Surveys in the
Rapid Response to the Ebola Outbreak in Liberia: Opening Community Dialogue. Journal of Health
Communication 22:sup1, 15-23. [Crossref]
711. Mihai Croicu, Joakim Kreutz. 2017. Communication Technology and Reports on Political Violence.
Political Research Quarterly 70:1, 19-31. [Crossref]
712. Ntabeni J. Jere, Manoj S. Maharaj. 2017. Evaluating the influence of information and communications
technology on food security. SA Journal of Information Management 19:1. . [Crossref]
713. Joel M. Chigada, Benedikt Hirschfelder. 2017. Mobile banking in South Africa: A review and
directions for future research. SA Journal of Information Management 19:1. . [Crossref]
714. Sajda Qureshi. 2017. The forgotten awaken: ICT’s evolving role in the roots of mass discontent.
715. Martha Dowsley, Chris Southcott. 2017. An initial exploration of whether ‘female flight’ is a
demographic problem in Eastern Canadian Arctic Inuit communities. Polar Geography 40:1, 1-18.
[Crossref]
716. Julien Gagnon, Sanjeev Goyal. 2017. Networks, Markets, and Inequality. American Economic Review
107:1, 1-30. [Abstract] [View PDF article] [PDF with links]
717. Arni Ariani, Allya P. Koesoema, Soegijardjo Soegijoko. Innovative Healthcare Applications of ICT
for Developing Countries 15-70. [Crossref]
718. Samuel C. Avermaria Utulu, Ojelanki Ngwenyama. Model for Constructing Institutional Framework
for Scientific Knowledge Management Systems: Nigerian Institutional Repository Innovation Case
Applicable to Developing Countries 149-174. [Crossref]
719. L. N. C. De Silva, J. S. Goonetillake, G. N. Wikramanayake, A. Ginige. Harnessing Mobile Pervasive
Computing to Enhance Livelihood Processes: Farmer Response to a Mobile Agriculture Information
System 641-655. [Crossref]
720. Jing Cai, Changcheng Song. 2017. Do disaster experience and knowledge affect insurance take-up
decisions?. Journal of Development Economics 124, 83-94. [Crossref]
721. Ben Arimah. 2017. Infrastructure as a Catalyst for the Prosperity of African Cities. Procedia
Engineering 198, 245-266. [Crossref]
722. Samuel de Paiva Naves Mamede, Rodrigo Fernandes Malaquias. 2017. Monday effect in Brazilian
hedge funds with immediate redemption. Research in International Business and Finance 39, 47-53.
[Crossref]
723. Hope Michelson. 2017. Variable Soils, Variable Fertilizer Quality, and Variable Prospects. Tropical
Conservation Science 10, 194008291772066. [Crossref]
724. Valentina Rotondi, Luca Stanca, Miriam Tomasuolo. 2017. Connecting Alone: Smartphone Use,
Quality of Social Interactions and Well-Being. SSRN Electronic Journal . [Crossref]
725. Luke Chicoine, Juan Guzman. 2017. Increasing Rural Health Clinic Utilization with SMS Updates:
Evidence from a Randomized Evaluation in Uganda. SSRN Electronic Journal . [Crossref]
726. Isaac Koomson, Muazu Ibrahim. 2017. Financial Inclusion and Growth of Non-Farm Enterprises in
Ghana. SSRN Electronic Journal . [Crossref]
727. Simplice A. Asongu, Vanessa Simen Tchamyou, Paul N. Acha-Anyi. 2017. Who Is Who in Knowledge
Economy in Africa?. SSRN Electronic Journal . [Crossref]
728. Ira Irina Dorband, Michael Jakob, Jan Christoph Steckel. 2017. Double Progressivity of Infrastructure
Development through Carbon Pricing - Insights from Nigeria. SSRN Electronic Journal . [Crossref]
729. Ibukun-Oluwa Omolade Adepoju, Bregje Joanna Antonia Albersen, Vincent De Brouwere, Jos van
Roosmalen, Marjolein Zweekhorst. 2017. mHealth for Clinical Decision-Making in Sub-Saharan
Africa: A Scoping Review. JMIR mHealth and uHealth 5:3, e38. [Crossref]
730. Mathilde Fox, Nathalie Van Droogenbroeck. 2017. Les nouveaux modèles de mobile Banking en
Afrique : un défi pour le système bancaire traditionnel ?. Gestion 2000 34:5, 337. [Crossref]
732. Thornton Matheson, Patrick Petit. 2017. Taxing Telecommunications in Developing Countries. IMF
Working Papers 17:247, 1. [Crossref]
733. Matthew F. McCabe, Matthew Rodell, Douglas E. Alsdorf, Diego G. Miralles, Remko Uijlenhoet,
Wolfgang Wagner, Arko Lucieer, Rasmus Houborg, Niko E. C. Verhoest, Trenton E. Franz, Jiancheng
Shi, Huilin Gao, Eric F. Wood. 2017. The future of Earth observation in hydrology. Hydrology and
Earth System Sciences 21:7, 3879-3914. [Crossref]
734. P. Raghavendra Rau. 2017. Law, Trust, and the Development of Crowdfunding. SSRN Electronic
735. Younjun Kim, Peter F. Orazem. 2017. Broadband Internet and New Firm Location Decisions in Rural
Areas. American Journal of Agricultural Economics 99:1, 1-18. [Crossref]
736. Eric Darmon, Laetitia Chaix, Dominique Torre. 2016. M-payment use and remittances in developing
countries: a theoretical analysis. Revue d'économie industrielle :156, 159-183. [Crossref]
737. Alex Bara, Gift Mugano, Pierre Le Roux. 2016. Financial innovation and economic growth in the
SADC. African Journal of Science, Technology, Innovation and Development 8:5-6, 483-495. [Crossref]
738. Tavneet Suri, William Jack. 2016. The long-run poverty and gender impacts of mobile money. Science
354:6317, 1288-1292. [Crossref]
739. GianLuca Quaglio, Claudio Dario, Theodoros Karapiperis, Laura Delponte, Sarah Mccormack,
Göran Tomson, Giorgio Micheletti, Laurent Bonnardot, Giovanni Putoto, Paolo Zanaboni. 2016.
Information and communications technologies in low and middle-income countries: Survey results
on economic development and health. Health Policy and Technology 5:4, 318-329. [Crossref]
740. Abel Makubi, Philip Sasi, Mariam Ngaeje, Enrico M. Novelli, Bruno P. Mmbando, Mark T. Gladwin,
Julie Makani. 2016. Rationale and design of mDOT-HuA study: a randomized trial to assess the effect
of mobile-directly observed therapy on adherence to hydroxyurea in adults with sickle cell anemia in
Tanzania. BMC Medical Research Methodology 16:1. . [Crossref]
741. Fakir Md Yunus, Safayet Khan, Tanjilut Tasnuba, Paroma Afsara Husain, Amanda Joy Misiti. 2016.
Are we ready to adopt mobile money in non-profit sector?. Journal of Innovation and Entrepreneurship
5:1. . [Crossref]
742. Giacomo Zanello, Xiaolan Fu, Pierre Mohnen, Marc Ventresca. 2016. THE CREATION
AND DIFFUSION OF INNOVATION IN DEVELOPING COUNTRIES: A SYSTEMATIC
LITERATURE REVIEW. Journal of Economic Surveys 30:5, 884-912. [Crossref]
743. Kate Michi Ettinger, Hamilton Pharaoh, Reymound Yaw Buckman, Hoffie Conradie, Walter Karlen.
2016. Building quality mHealth for low resource settings. Journal of Medical Engineering & Technology
40:7-8, 431-443. [Crossref]
744. Madlen Krone, Peter Dannenberg, Gilbert Nduru. 2016. The use of modern information and
communication technologies in smallholder agriculture. Information Development 32:5, 1503-1512.
[Crossref]
745. Saibal Ghosh. 2016. Does mobile telephony spur growth? Evidence from Indian states.
Telecommunications Policy 40:10-11, 1020-1031. [Crossref]
746. Sergey Valery Samoilenko. 2016. Where do Investments in Telecoms Come from? Developing
and Testing a Framework of Sustained Economic Impact of Investments in Information and
Communication Technologies. Information Technology for Development 22:4, 584-605. [Crossref]
747. Jenny C. Aker, Rachid Boumnijel, Amanda McClelland, Niall Tierney. 2016. Payment Mechanisms
and Antipoverty Programs: Evidence from a Mobile Money Cash Transfer Experiment in Niger.
Economic Development and Cultural Change 65:1, 1-37. [Crossref]
748. Alsen Florian Kapinga, Calkin Suero Montero, Esther Rosina Mbise. Investigating women
entrepreneurs usage of mobile technology for accessing market information in Iringa, Tanzania 73-77.
[Crossref]
749. Lei Dong, Ruiqi Li, Jiang Zhang, Zengru Di. 2016. Population-weighted efficiency in transportation
networks. Scientific Reports 6:1. . [Crossref]
750. Irene Bertschek, Thomas Niebel. 2016. Mobile and more productive? Firm-level evidence on the
productivity effects of mobile internet use. Telecommunications Policy 40:9, 888-898. [Crossref]
751. Chris Parker, Kamalini Ramdas, Nicos Savva. 2016. Is IT Enough? Evidence from a Natural
Experiment in India’s Agriculture Markets. Management Science 62:9, 2481-2503. [Crossref]
752. Faith N. Kibere. 2016. The Paradox of Mobility in the Kenyan ICT Ecosystem: An Ethnographic
Case of How the Youth in Kibera Slum Use and Appropriate the Mobile Phone and the Mobile
Internet. Information Technology for Development 22:sup1, 47-67. [Crossref]
753. Carlos Rey-Moreno, Renette Blignaut, William D. Tucker, Julian May. 2016. An in-depth study of
the ICT ecosystem in a South African rural community: unveiling expenditure and communication
patterns. Information Technology for Development 22:sup1, 101-120. [Crossref]
754. Gloria Valentine Nakato, Fenton Beed, Hein Bouwmeester, Idd Ramathani, Samuel Mpiira, Jerome
Kubiriba, Saurin Nanavati. 2016. Building agricultural networks of farmers and scientists via mobile
phones: case study of banana disease surveillance in Uganda. Canadian Journal of Plant Pathology 38:3,
307-316. [Crossref]
755. Jenifer Whitten-Woodring. 2016. News about her: The effects of media freedom and internet access
on women's rights. Journal of Human Rights 15:3, 383-407. [Crossref]
756. Michael Hübler. 2016. Does Migration Support Technology Diffusion in Developing Countries?.
World Development 83, 148-162. [Crossref]
757. Nathanael Ojong. 2016. Remittances, mobile phones and informality: Insights from Cameroon.
African Journal of Science, Technology, Innovation and Development 8:3, 299-308. [Crossref]
758. . Bibliographie 374-379. [Crossref]
759. Pantelis Koutroumpis, Aija Leiponen. 2016. Crowdsourcing mobile coverage. Telecommunications
Policy 40:6, 532-544. [Crossref]
760. P. Roudier, A. Alhassane, C. Baron, S. Louvet, B. Sultan. 2016. Assessing the benefits of weather
and seasonal forecasts to millet growers in Niger. Agricultural and Forest Meteorology 223, 168-180.
[Crossref]
761. Denis Gautier, Bruno Locatelli, Christian Corniaux, Véronique Alary. 2016. Global changes, livestock
and vulnerability: the social construction of markets as an adaptive strategy. The Geographical Journal
182:2, 153-164. [Crossref]
762. Michaelina Almaz Yohannis, Timothy M. Waema, Agnes N. Wausi. Provisional findings on linking
climate information to livelihood strategies through ICTs among rural women in Kitui County, Kenya
1-7. [Crossref]
763. Amos Gichamba, Peter Waiganjo, Dan Orwa, Ruth Wario, Bonface Ngari. Prototyping mAgriculture
applications among smallholder farmers 1-7. [Crossref]
764. Joshua E. Blumenstock, Nathan Eagle, Marcel Fafchamps. 2016. Airtime transfers and mobile
communications: Evidence in the aftermath of natural disasters. Journal of Development Economics
120, 157-181. [Crossref]
765. Chris Smith-Clarke, Licia Capra. Beyond the Baseline 425-434. [Crossref]
766. Michael Hübler, Rebecca Hartje. 2016. Are smartphones smart for economic development?. Economics
Letters 141, 130-133. [Crossref]
767. Humphrey M. Sabi, Faith-Michael E. Uzoka, Kehbuma Langmia, Felix N. Njeh. 2016.
Conceptualizing a model for adoption of cloud computing in education. International Journal of
Information Management 36:2, 183-191. [Crossref]
768. Peter Knorringa, Iva Peša, André Leliveld, Cees van Beers. 2016. Frugal Innovation and Development:
Aides or Adversaries?. The European Journal of Development Research 28:2, 143-153. [Crossref]
769. Jenny C. Aker, Christopher Ksoll. 2016. Can mobile phones improve agricultural outcomes? Evidence
from a randomized experiment in Niger. Food Policy 60, 44-51. [Crossref]
770. D.D.A.A. Arinloye, A.R. Linnemann, G. Hagelaar, S.W.F. Omta, O.N. Coulibaly, M.A.J.S. van
Boekel. 4. Willingness to pay for market information received by mobile phone among smallholder
pineapple farmers in Benin 75-100. [Crossref]
771. Surabhi Mittal, Mamta Mehar. 2016. Socio-economic Factors Affecting Adoption of Modern
Information and Communication Technology by Farmers in India: Analysis Using Multivariate Probit
Model. The Journal of Agricultural Education and Extension 22:2, 199-212. [Crossref]
772. Kathleen Beegle, Luc Christiaensen, Andrew Dabalen, Isis Gaddis. Poverty from a Nonmonetary
Perspective 83-115. [Crossref]
773. . The Paradox of Broadband Access in Sub-Saharan Africa 113-130. [Crossref]
774. Sanne Blauw, Philip Hans Franses. 2016. Off the Hook: Measuring the Impact of Mobile Telephone
Use on Economic Development of Households in Uganda using Copulas. The Journal of Development
Studies 52:3, 315-330. [Crossref]
775. Michael R. Ward, Shilin Zheng. 2016. Mobile telecommunications service and economic growth:
Evidence from China. Telecommunications Policy 40:2-3, 89-101. [Crossref]
776. Caroline Paunov, Valentina Rollo. 2016. Has the Internet Fostered Inclusive Innovation in the
Developing World?. World Development 78, 587-609. [Crossref]
777. . Expanding opportunities 100-145. [Crossref]
778. . National priorities 248-286. [Crossref]
779. . Overview: Strengthening the analog foundation of the digital revolution 1-41. [Crossref]
780. Simplice A. Asongu, Jacinta C. Nwachukwu. 2016. The role of lifelong learning on political stability
and non violence: evidence from Africa. Journal of Economic Studies 43:1, 141-164. [Crossref]
781. Susan Johnson. 2016. Competing visions of financial inclusion in Kenya: the rift revealed by mobile
money transfer. Canadian Journal of Development Studies / Revue canadienne d'études du développement
37:1, 83-100. [Crossref]
782. Unathi September, Upendo Fatukubonye, Kevin Allan Johnston, Brian O’Donovan. Contribution of
Mobile Phones to Township Livelihood Outcomes in the Western Cape Province of South Africa
1-15. [Crossref]
783. Jeffrey James. To What Extent Are the Poor Engaged with Mobile Telephony? 19-31. [Crossref]
784. Jeffrey James. A Pro-poor Bias: Leapfrogging and the Context 33-46. [Crossref]
785. G. D. Bino Paul, Ashutosh Bishnu Murti. Socio-economy of Mobile Phone Ownership in India
157-168. [Crossref]
786. Sajda Qureshi, Lotfollah Najjar. Emerging Technology Use in Very Small Island States: A Tenuous
Relationship between Average Information and Communication Technology (ICT) Usage and Per
Capita Gross Domestic Product (GDP) Growth 4655-4664. [Crossref]
787. Filippo Lechthaler, Alexandra Vinogradova. 2016. The Climate Challenge for Agriculture and
the Value of Climate Services: Application to Coffee-Farming in Peru. SSRN Electronic Journal .
[Crossref]
788. Stephen Mailu, Timothy Waema. 2016. International Telephone Calls and the Regulatory
Environment in COMESA. SSRN Electronic Journal . [Crossref]
789. Simplice A. Asongu, Jacinta Nwachukwu. 2016. Mobile Phone Penetration, Mobile Banking and
Inclusive Development in Africa. SSRN Electronic Journal . [Crossref]
790. Sajjad Sharif. 2016. Telecommunication and Its Impact over the Economic Development of SAARC
Countries. SSRN Electronic Journal . [Crossref]
791. Serge Ky, Clovis Rugemintwari, Alain Sauviat. 2016. Does Mobile Money Affect Saving Behavior?
Evidence from a Developing Country. SSRN Electronic Journal . [Crossref]
792. Jitendra Parajuli, Kingsley E. Haynes. 2016. An Efficiency Analysis of the Internet Infrastructure in
Nepal. SSRN Electronic Journal . [Crossref]
793. Simplice A. Asongu, Jacinta C. Nwachukwu. 2016. Determinants of Mobile Phone Penetration: Panel
Threshold Evidence from Sub-Saharan Africa. SSRN Electronic Journal 24. . [Crossref]
794. Scott Burns. 2016. Finance for All: The Success of the Market-Led Approach to Financial
Development in the Developing World. SSRN Electronic Journal . [Crossref]
795. Oarabile Sebubi. Voters and Mobile 150-170. [Crossref]
796. Kuawo-Assan Johnson. 2016. Do Internet and Human Capital Matter for Economic Growth in
Developing Countries? Empirical Evidence from WAEMU Countries. Modern Economy 07:11,
1186-1197. [Crossref]
797. Linda Kleemann, Rainer Thiele. 2015. Rural welfare implications of large-scale land acquisitions in
Africa: A theoretical framework. Economic Modelling 51, 269-279. [Crossref]
798. Mark J. Siedner, Data Santorino, Alexander J. Lankowski, Michael Kanyesigye, Mwebesa B. Bwana,
Jessica E. Haberer, David R. Bangsberg. 2015. A combination SMS and transportation reimbursement
intervention to improve HIV care following abnormal CD4 test results in rural Uganda: a prospective
observational cohort study. BMC Medicine 13:1. . [Crossref]
799. Ana C Dammert, Jose Galdo, Virgilio Galdo. 2015. Integrating mobile phone technologies into labor-
market intermediation: a multi-treatment experimental design. IZA Journal of Labor & Development
4:1. . [Crossref]
800. Simplice Asongu, Uchenna Efobi, Ibukun Beecroft. 2015. Inclusive Human Development in Pre-
crisis Times of Globalization-driven Debts. African Development Review 27:4, 428-442. [Crossref]
801. Dorien Baelden, Leo Van Audenhove. 2015. Participative ICT4D and living lab research: The case
study of a mobile social media application in a rural Tanzanian University setting. Telematics and
Informatics 32:4, 842-852. [Crossref]
802. Joshua Drew. 2015. Using Technology to Expand the Classroom in Time, Space, and Diversity.
Integrative and Comparative Biology 55:5, 926-932. [Crossref]
803. Marco J. Haenssgen. Exploring the mismatch between mobile phone adoption and use through survey
data from rural India and China 1-15. [Crossref]
804. Aparna Gosavi. 2015. The Next Frontier of Mobile Money Adoption. The International Trade Journal
29:5, 427-448. [Crossref]
805. Sajda Qureshi. 2015. Are we making a Better World with Information and Communication
Technology for Development (ICT4D) Research? Findings from the Field and Theory Building.
806. Paul Collier, James Cust. 2015. Investing in Africa’s Infrastructure: Financing and Policy Options.
Annual Review of Resource Economics 7:1, 473-493. [Crossref]
807. Radhamany Sooryamoorthy. Cell Phone Use and Youth Perceptions of Communication in South
808. Gonçalo Baptista, Tiago Oliveira. 2015. Understanding mobile banking: The unified theory of
acceptance and use of technology combined with cultural moderators. Computers in Human Behavior
50, 418-430. [Crossref]
809. Ademola A. Adenle, Hossein Azadi, Joseph Arbiol. 2015. Global assessment of technological
innovation for climate change adaptation and mitigation in developing world. Journal of Environmental
Management 161, 261-275. [Crossref]
810. Margaret Grieco. 2015. Poverty mapping and sustainable transport: A neglected dimension. Research
in Transportation Economics 51, 3-9. [Crossref]
811. Mark Axelrod, Brian Roth, Daniel Boyd Kramer, Shyam S. Salim, Julia M. Novak, T. V. Sathianandan,
Somy Kuriakose. 2015. Cascading Globalization and Local Response. The Journal of Environment &
812. Kevin A Johnston, Ndumiso Jali, Flora Kundaeli, Tejumade Adeniran. 2015. ICTs for the Broader
Development of South Africa: An Analysis of the Literature. THE ELECTRONIC JOURNAL OF
INFORMATION SYSTEMS IN DEVELOPING COUNTRIES 70:1, 1-22. [Crossref]
813. Urbain Thierry Yogo, Audrey Verdier-Chouchane. 2015. Enhancing North Africa's Infrastructure for
Improved Competitiveness. African Development Review 27:3, 274-287. [Crossref]
814. Elysia Larson, Daniel Vail, Godfrey M. Mbaruku, Angela Kimweri, Lynn P. Freedman, Margaret
E. Kruk. 2015. Moving Toward Patient-Centered Care in Africa: A Discrete Choice Experiment
of Preferences for Delivery Care among 3,003 Tanzanian Women. PLOS ONE 10:8, e0135621.
[Crossref]
815. Simplice Asongu. 2015. The impact of mobile phone penetration on African inequality. International
Journal of Social Economics 42:8, 706-716. [Crossref]
816. . African entrepreneurs and international coordination in petty businesses 140-156. [Crossref]
817. Sigve Dhondup Holmen, Elisabeth Kleppa, Kristine Lillebø, Pavitra Pillay, Lisette van Lieshout, Myra
Taylor, Fritz Albregtsen, Birgitte Jyding Vennervald, Mathias Onsrud, Eyrun Floerecke Kjetland.
2015. The First Step Toward Diagnosing Female Genital Schistosomiasis by Computer Image
Analysis. The American Journal of Tropical Medicine and Hygiene 93:1, 80-86. [Crossref]
818. Katie MacEntee. 2015. Using cellphones in participatory visual research to address gender-based
violence in and around rural South African schools: Reflections on research as intervention. Agenda
29:3, 22-31. [Crossref]
819. Nasibu Mramba, Mikko Apiola, Erkki Sutinen, Michael Haule, Tina Klomsri, Peter Msami.
Empowering street vendors through technology: An explorative study in Dar es Salaam, Tanzania
1-9. [Crossref]
820. Bernardo Figueiredo, Jessica Chelekis, Benet DeBerry-Spence, A. Fuat Fırat, Güliz Ger, Delphine
Godefroit-Winkel, Olga Kravets, Johanna Moisander, Krittinee Nuttavuthisit, Lisa Peñaloza, Mark
Tadajewski. 2015. Developing Markets? Understanding the Role of Markets and Development at
the Intersection of Macromarketing and Transformative Consumer Research (TCR). Journal of
Macromarketing 35:2, 257-271. [Crossref]
821. Forrest V. Morgeson, Pratyush Nidhi Sharma, G. Tomas M. Hult. 2015. Cross-National Differences
in Consumer Satisfaction: Mobile Services in Emerging and Developed Markets. Journal of
International Marketing 23:2, 1-24. [Crossref]
822. D. O. Kiobia, S. D. Tumbo, J. Cantillo, B. B. Rohde, P. K. Mallikarjunan, R. W. Mankin.
2015. Characterization of Sounds in Maize Produced by Internally Feeding Insects: Investigations
to Develop Inexpensive Devices for Detection of Prostephanus truncatus (Coleoptera: Bostrichidae)
and Sitophilus zeamais (Coleoptera: Curculionidae) in Small-Scale Storage Facilities in Sub-Saharan
Africa. Florida Entomologist 98:2, 405-409. [Crossref]
823. Sumedha Chauhan. 2015. Acceptance of mobile money by poor citizens of India: integrating trust
into the technology acceptance model. info 17:3, 58-68. [Crossref]
824. Fu Lai Tony Yu, Diana S. Kwan. 2015. African Entrepreneurs and International Coordination in Petty
Businesses: The Case of Low-End Mobile Phones Sourcing in Hong Kong. Journal of African Business
16:1-2, 66-83. [Crossref]
825. Catie Snow Bailard. 2015. Ethnic conflict goes mobile. Journal of Peace Research 52:3, 323-337.
[Crossref]
826. Daniel R. Horne, Dionne Nickerson, Mark DeFanti. 2015. Improving Supply Chain Efficiency
Through Electronic Payments: The Case of Micro-Entrepreneurs in Kenya and Tanzania. Journal of
Marketing Channels 22:2, 83-92. [Crossref]
827. Getaw Tadesse, Godfrey Bahiigwa. 2015. Mobile Phones and Farmers’ Marketing Decisions in
Ethiopia. World Development 68, 296-307. [Crossref]
828. Tanguy Bernard, Maximo Torero. 2015. Social Interaction Effects and Connection to Electricity:
Experimental Evidence from Rural Ethiopia. Economic Development and Cultural Change 63:3,
459-484. [Crossref]
829. Pierre Courtois, Julie Subervie. 2015. Farmer Bargaining Power and Market Information Services.
American Journal of Agricultural Economics 97:3, 953-977. [Crossref]
830. Margaret Grieco. 2015. Social sustainability and urban mobility: shifting to a socially responsible pro-
poor perspective. Social Responsibility Journal 11:1, 82-97. [Crossref]
831. Aiden Sidebottom. 2015. On the Correlates of Reporting Assault to the Police in Malawi. British
Journal of Criminology 55:2, 381-398. [Crossref]
832. Nita Bharti, Xin Lu, Linus Bengtsson, Erik Wetter, Andrew J. Tatem. 2015. Remotely measuring
populations during a crisis by overlaying two data sources. International Health 7:2, 90-98. [Crossref]
833. J.A. Tabor. 9. Drought and crop failure result in improved crop and land management 153-169.
[Crossref]
834. Ufuoma Akpojivi, Ayesha Bevan-Dye. 2015. Mobile advertisements and information privacy
perception amongst South African Generation Y students. Telematics and Informatics 32:1, 1-10.
[Crossref]
835. . References 215-242. [Crossref]
836. Har Bakhsh Makhijani, Muhammad Ismail Kumbhar, Shuhabuddin Mughal, Hameeda Masood
Shah, Naseer Ahmed Abbasi. 2015. Study of the Mobile Phone Technology in Creating Awareness
among Small Farmers of Sindh Province. Journal of Basic & Applied Sciences 11, 291-295. [Crossref]
837. Djalalou-Dine A.A. Arinloye, Anita R. Linnemann, Geoffrey Hagelaar, Ousmane Coulibaly,
Onno S.W.F. Omta. 2015. Taking Profit from the Growing Use of Mobile Phone in Benin: A
Contingent Valuation Approach for Market and Quality Information Access. Information Technology
for Development 21:1, 44-66. [Crossref]
838. Danielle Reid, Christopher Pruijsen. Increasing Learning Outcomes in Developing Countries by
Engaging Students Out of the Classroom Using SMS and Voice Mobile Technology 421-436.
[Crossref]
839. Jenny C. Aker, Marcel Fafchamps. 2015. Mobile Phone Coverage and Producer Markets: Evidence
from West Africa. The World Bank Economic Review 29:2, 262-292. [Crossref]
840. Caroline Paunov, Valentina Rollo. 2015. Overcoming Obstacles: The Internet's Contribution to Firm
Development. The World Bank Economic Review 29:suppl 1, S192-S204. [Crossref]
841. Esther Namatovu, Oystein Saebo. Motivation and Consequences of Internet and Mobile Phone Usage
among the Urban Poor in Kampala, Uganda 4335-4344. [Crossref]
842. Charles Steinfield, Susan Wyche, Tian Cai, Hastings Chiwasa. The mobile divide revisited 1-9.
[Crossref]
843. Joshua E. Blumenstock, Michael Callen, Tarek Ghani, Lucas Koepke. Promises and pitfalls of mobile
money in Afghanistan 1-10. [Crossref]
844. Risa Kitagawa. Texting and sexual health 1-10. [Crossref]
845. Dan Bogart, Latika Chaudhary, Alfonso Herranz-Loncan. 2015. The Growth Contribution of
Colonial Indian Railways in Comparative Perspective. SSRN Electronic Journal . [Crossref]
846. Thorsten Beck, Haki Pamuk, Ravindra Ramrattan, Burak Uras. 2015. Mobile Money, Trade Credit
and Economic Development: Theory and Evidence. SSRN Electronic Journal . [Crossref]
847. Stephen Oluwatobi, Oluranti Isaiah Olurinola. 2015. Mobile Learning in Africa: Strategy for
Educating the Poor. SSRN Electronic Journal . [Crossref]
848. K.C. Siva Balan, Jayalakshmi Umadikar, Suma Prashant, Sangeetha U., Archana K. Prasad. 2015.
Agro-Market Information and Farmers' Market Linkage: Way Forward. SSRN Electronic Journal .
[Crossref]
849. Simplice A. Asongu. 2015. The Comparative Economics of Knowledge Economy in Africa: Policy
Benchmarks, Syndromes and Implications. SSRN Electronic Journal . [Crossref]
850. Simplice A. Asongu, Jacinta Nwachukwu. 2015. The Incremental Effect of Education on Corruption:
Evidence of Synergy from Lifelong Learning. SSRN Electronic Journal . [Crossref]
851. Scott Burns. 2015. Mobile Money and Financial Development: The Case of M-PESA in Kenya.
852. Irene Bertschek, Thomas Niebel. 2015. Mobile and More Productive? Firm-Level Evidence on the
Productivity Effects of Mobile Internet Use. SSRN Electronic Journal . [Crossref]
853. Michael Clifton Tran, Alain Bernard Labrique, Sucheta Mehra, Hasmot Ali, Saijuddin Shaikh,
Maithilee Mitra, Parul Christian, Keith West Jr. 2015. Analyzing the Mobile “Digital Divide”:
Changing Determinants of Household Phone Ownership Over Time in Rural Bangladesh. JMIR
mHealth and uHealth 3:1, e24. [Crossref]
854. Felistus Kinyanjui. E-Government in East Africa 82-96. [Crossref]
855. David M. Garrity. Mobile Financial Services in Disaster Relief: Modeling Sustainability 45-54.
[Crossref]
856. Danielle Reid, Christopher Pruijsen. Increasing Learning Outcomes in Developing Countries by
Engaging Students Out of Classroom Using SMS and Voice Mobile Technology 1-13. [Crossref]
857. Stephen C. Johnson, Dhanaraj Thakur. 2015. Mobile Phone Ecosystems and the Informal
Sector in Developing Countries – Cases from Jamaica. THE ELECTRONIC JOURNAL OF
INFORMATION SYSTEMS IN DEVELOPING COUNTRIES 66:1, 1-22. [Crossref]
858. Giacomo Zanello, Chittur S Srinivasan. 2014. Information Sources, ICTs and Price Information in
Rural Agricultural Markets. The European Journal of Development Research 26:5, 815-831. [Crossref]
859. Damasen Ikwaba Paul, James Onohuome Uhomoibhi. Generating solar electricity by solar
concentrators for web-based learning in rural areas in Tanzania: Issues of practice and impacts
1100-1105. [Crossref]
860. Vsevolod Salnikov, Daniel Schien, Hyejin Youn, Renaud Lambiotte, Michael T Gastner. 2014. The
geography and carbon footprint of mobile phone use in Cote d’Ivoire. EPJ Data Science 3:1. . [Crossref]
861. Sunday Oluwafemi Oyeyemi, Rolf Wynn. 2014. Giving cell phones to pregnant women and improving
services may increase primary health facility utilization: a case–control study of a Nigerian project.
Reproductive Health 11:1. . [Crossref]
862. Abel Ezeoha, Anselm Nkalemu. Automated teller machine and mobile phone interface in a developing
banking system 315-342. [Crossref]
863. Eduardo Nakasone, Maximo Torero, Bart Minten. 2014. The Power of Information: The ICT
Revolution in Agricultural Development. Annual Review of Resource Economics 6:1, 533-550.
[Crossref]
864. Paul van der Boor, Pedro Oliveira, Francisco Veloso. 2014. Users as innovators in developing countries:
The global sources of innovation and diffusion in mobile banking services. Research Policy 43:9,
1594-1607. [Crossref]
865. Emmanuel Cleeve, Zelealem Yiheyis. 2014. Mobile Telephony and Economic Growth in Africa.
Thunderbird International Business Review 56:6, 547-562. [Crossref]
866. Enoch M. Kikulwe, Elisabeth Fischer, Matin Qaim. 2014. Mobile Money, Smallholder Farmers, and
Household Welfare in Kenya. PLoS ONE 9:10, e109804. [Crossref]
867. Catie Snow Bailard, Steven Livingston. 2014. Crowdsourcing Accountability in a Nigerian Election.
Journal of Information Technology & Politics 11:4, 349-367. [Crossref]
868. Adam D. Dixon, Ashby H.B. Monk. 2014. Financializing development: toward a sympathetic critique
of sovereign development funds. Journal of Sustainable Finance & Investment 4:4, 357-371. [Crossref]
869. Andreas Bergh, Therese Nilsson. 2014. Is Globalization Reducing Absolute Poverty?. World
Development 62, 42-61. [Crossref]
870. Tierra Bills, Reginald Bryant, Aisha W. Bryant. Towards a frugal framework for monitoring road
quality 3022-3027. [Crossref]
871. Jesse Tack, Jenny C. Aker. 2014. Information, Mobile Telephony, and Traders' Search Behavior in
Niger. American Journal of Agricultural Economics 96:5, 1439-1454. [Crossref]
872. Deb Niemeier, Harry Gombachika, Rebecca Richards-Kortum. 2014. How to transform the practice
of engineering to meet global health needs. Science 345:6202, 1287-1290. [Crossref]
873. Ibrahim Adeniyi Rufai. 2014. The Impact of Communication Technologies on the Performance of
SMEs in a Developing Economy: Nigeria as a Case Study. The Electronic Journal of Information Systems
in Developing Countries 65:1, 1-22. [Crossref]
874. Richard A. Duncombe. 2014. Understanding the Impact of Mobile Phones on Livelihoods in
Developing Countries. Development Policy Review 32:5, 567-588. [Crossref]
875. Sherwin I. DeSouza, M. R. Rashmi, Agalya P. Vasanthi, Suchitha Maria Joseph, Rashmi Rodrigues.
2014. Mobile Phones: The Next Step towards Healthcare Delivery in Rural India?. PLoS ONE 9:8,
e104895. [Crossref]
876. Jose Luis Gomez-Barroso, Raquel Marban-Flores. 2014. Postcrisis Access to the Financial System.
IEEE Consumer Electronics Magazine 3:3, 70-75. [Crossref]
877. Simplice A. Asongu. 2014. Knowledge Economy and Financial Sector Competition in African
Countries. African Development Review 26:2, 333-346. [Crossref]
878. Karl Atzmanstorfer, Richard Resl, Anton Eitzinger, Xiomara Izurieta. 2014. The GeoCitizen-
approach: community-based spatial planning – an Ecuadorian case study. Cartography and Geographic
Information Science 41:3, 248-259. [Crossref]
879. Ana C. Dammert, Jose C. Galdo, Virgilio Galdo. 2014. Preventing dengue through mobile phones:
Evidence from a field experiment in Peru. Journal of Health Economics 35, 147-161. [Crossref]
880. Jabu Mtsweni, Legand Burge. The potential benefits of mobile microwork services in developing
nations: Research opportunities and challenges 1-10. [Crossref]
881. Allan Mugambi, Christopher Njunge, Samuel C. Yang. 2014. Mobile-Money Benefits and Usage:
The Case of M-PESA. IT Professional 16:3, 16-21. [Crossref]
882. Mrinalini Shah, Nilanjan Chattopadhyay. 2014. Innovation in procurement from rural India using
enterprise mobility strategy: a case study. World Journal of Entrepreneurship, Management and
Sustainable Development 10:2, 143-153. [Crossref]
883. James T. Murphy, Pádraig Carmody, Björn Surborg. 2014. Industrial transformation or business
as usual? Information and communication technologies and Africa's place in the global information
economy. Review of African Political Economy 41:140. . [Crossref]
884. Sabine Douxchamps, Augustine Ayantunde, Jennie Barron. 2014. Taking stock of forty years of
agricultural water management interventions in smallholder systems of Burkina Faso. Water Resources
and Rural Development 3, 1-13. [Crossref]
885. Wallace Chuma. 2014. The social meanings of mobile phones among South Africa’s ‘digital natives’:
a case study. Media, Culture & Society 36:3, 398-408. [Crossref]
886. Pádraig Carmody. 2014. The World is Bumpy: Power, Uneven Development and the Impact of New
ICTS on South African Manufacturing. Human Geography 7:1, 1-16. [Crossref]
887. Dean Karlan, Aishwarya Lakshmi Ratan, Jonathan Zinman. 2014. Savings by and for the Poor: A
Research Review and Agenda. Review of Income and Wealth 60:1, 36-78. [Crossref]
888. Sebastian Groh. 2014. The role of energy in development processes—The energy poverty penalty:
Case study of Arequipa (Peru). Energy for Sustainable Development 18, 83-99. [Crossref]
889. Shirin Madon, Jackline Olanya Amaguru, Mwele Ntuli Malecela, Edwin Michael. 2014. Can mobile
phones help control neglected tropical diseases? Experiences from Tanzania. Social Science & Medicine
102, 103-110. [Crossref]
890. William Jack, Tavneet Suri. 2014. Risk Sharing and Transactions Costs: Evidence from Kenya's
Mobile Money Revolution. American Economic Review 104:1, 183-223. [Abstract] [View PDF article]
[PDF with links]
891. B.R. Londhe, Srinivasan Radhakrishnan, Brig. Rajiv Divekar. 2014. Socio Economic Impact of
Mobile Phones on the Bottom of Pyramid Population- A Pilot Study. Procedia Economics and Finance
11, 620-625. [Crossref]
892. Christine N. Buzinde, Jyotsna M. Kalavar, Kokel Melubo. 2014. Tourism and community well-being:
The case of the Maasai in Tanzania. Annals of Tourism Research 44, 20-35. [Crossref]
893. Kelsey Lantz, Mashrur Chowdhury, Leidy Klotz. 2014. Using Inquiry to Expose Undergraduates to
ITS. IEEE Intelligent Transportation Systems Magazine 6:4, 80-83. [Crossref]
894. Carlos Rey-Moreno, Marie Josee Ufitamahoro, Isabella Venter, William D. Tucker. Co-designing a
Billing System for Voice Services in RuralSouth Africa 83-92. [Crossref]
895. Adam D. Dixon, Ashby H. B. Monk. 2014. Financializing Development: Toward a Sympathetic
Critique of Sovereign Development Funds. SSRN Electronic Journal . [Crossref]
896. Simplice A Asongu. 2014. Knowledge Economy and Financial Sector Competition in African
897. Daniel Berger, Shankar Kalyanaraman, Sera Linardi. 2014. Violence and Cell Phone Communication:
Behavior and Prediction in Cote DDIvoire. SSRN Electronic Journal . [Crossref]
898. Simplice A. Asongu. 2014. May the Soul of the IFS Financial System Definition RIP in Developing
899. Simplice A. Asongu, Uchenna Efobi, Ibukun Beecroft. 2014. Inclusive Human Development in Pre-
Crisis Times of Globalisation-Driven Debts. SSRN Electronic Journal . [Crossref]
900. Simplice A. Asongu, Jacinta Nwachukwu. 2014. The Role of Lifelong Learning in Political Stability
and Non-Violence: Evidence from Africa. SSRN Electronic Journal . [Crossref]
901. Thomas Niebel. 2014. ICT and Economic Growth Comparing Developing, Emerging and Developed
Countries. SSRN Electronic Journal 24. . [Crossref]
902. Michael R. Ward. 2014. Mobile Telecommunications Service and Economic Growth: Evidence from
China. SSRN Electronic Journal . [Crossref]
903. Olivier J Walther. 2014. Business, Brokers and Borders: The Structure of West African Trade
Networks. SSRN Electronic Journal . [Crossref]
904. Peter Dannenberg, Tobia Lakes. 2014. The use of mobile phones by Kenyan export-orientated small-
scale farmers: insights from fruit and vegetable farming in the Mt. Kenya region. ECONOMIA
AGRO-ALIMENTARE :3, 55-75. [Crossref]
905. Uvasara Dissanayeke, W.A.D.P. Wanigasundera. 2014. Mobile Based Information Communication
Interactions among Major Agriculture Stakeholders: Sri Lankan Experience. THE ELECTRONIC
JOURNAL OF INFORMATION SYSTEMS IN DEVELOPING COUNTRIES 60:1, 1-12.
[Crossref]
906. Gordon H. Hanson, Chong Xiang. 2013. Exporting Christianity: Governance and doctrine in the
globalization of US denominations. Journal of International Economics 91:2, 301-320. [Crossref]
907. Alex Little, Araya Medhanyie, Henock Yebyo, Mark Spigt, Geert-Jan Dinant, Roman Blanco.
2013. Meeting Community Health Worker Needs for Maternal Health Care Service Delivery Using
Appropriate Mobile Technologies in Ethiopia. PLoS ONE 8:10, e77563. [Crossref]
908. Nidhiya Menon. 2013. Technology Use and Firms with Female Principal Owners in Kenya. Journal
of African Development 15:2, 19-59. [Crossref]
909. Haji Ali Haji, Abdalla Abu Shaame, Omar Haji Kombo. The opportunities and challenges in using
mobile phones as learning tools for Higher Learning Students in the developing countries: Zanzibar
context 1-5. [Crossref]
910. Ed Brown, Francisco Castañeda, Jonathon Cloke, Peter Taylor. 2013. Towards financial geographies
of the unbanked: international financial markets, ‘bancarizacion’ and access to financial services in
Latin America. The Geographical Journal 179:3, 198-210. [Crossref]
911. James T Murphy. 2013. Transforming Small, Medium, and Microscale Enterprises? Information-
Communication Technologies (Icts) and Industrial Change in Tanzania. Environment and Planning
A: Economy and Space 45:7, 1753-1772. [Crossref]
912. Sophia T. Anong, Irina Kunovskaya. 2013. M ‐finance and consumer redress for the unbanked in S
outh A frica. International Journal of Consumer Studies 37:4, 453-464. [Crossref]
913. . Teachers as Learners: Concerns and Perceptions About Using Cell Phones in South African Rural
Communities 630-640. [Crossref]
914. Carol Graham, Milena Nikolova. 2013. Does access to information technology make people happier?
Insights from well-being surveys from around the world. The Journal of Socio-Economics 44, 126-139.
[Crossref]
915. JAN H. PIERSKALLA, FLORIAN M. HOLLENBACH. 2013. Technology and Collective Action:
The Effect of Cell Phone Coverage on Political Violence in Africa. American Political Science Review
107:2, 207-224. [Crossref]
916. Kyeong Ho Lee, Marc F. Bellemare. 2013. Look Who's Talking: The Impacts of the Intrahousehold
Allocation of Mobile Phones on Agricultural Prices. Journal of Development Studies 49:5, 624-640.
[Crossref]
917. Patrick Nussbaumer, Francesco Nerini, Ijeoma Onyeji, Mark Howells. 2013. Global Insights Based on
the Multidimensional Energy Poverty Index (MEPI). Sustainability 5:5, 2060-2076. [Crossref]
918. Manuel Welsch, Morgan Bazilian, Mark Howells, Deepak Divan, David Elzinga, Goran Strbac,
Lawrence Jones, Andrew Keane, Dolf Gielen, V.S.K. Murthy Balijepalli, Abeeku Brew-Hammond,
Kandeh Yumkella. 2013. Smart and Just Grids for sub-Saharan Africa: Exploring options. Renewable
and Sustainable Energy Reviews 20, 336-352. [Crossref]
919. Rose Musonye Kwena, John A. Turner. 2013. Ausweitung der Deckung von Renten‐ und Sparplänen
auf den informellen Sektor: D er M bao P ension P lan in K enia. Internationale Revue für Soziale
Sicherheit 66:2, 91-114. [Crossref]
920. LESLIE A. SAXON. 2013. Ubiquitous Wireless ECG Recording: A Powerful Tool Physicians Should
Embrace. Journal of Cardiovascular Electrophysiology 24:4, 480-483. [Crossref]
921. Rose Musonye Kwena, John A. Turner. 2013. Extending pension and savings scheme coverage to
the informal sector: K enya's M bao P ension P lan. International Social Security Review 66:2, 79-99.
[Crossref]
922. Rose Musonye Kwena, John A. Turner. 2013. Elargir la couverture des régimes de pension et d'épargne
au secteur informel: le régime de pension M bao du K enya. Revue internationale de sécurité sociale
66:2, 85-106. [Crossref]
923. Rose Musonye Kwena, John A. Turner. 2013. Ampliación al sector informal de la cobertura del plan
de ahorro y pensiones: el P lan M bao de pensiones de Kenya. Revista Internacional de Seguridad Social
66:2, 89-111. [Crossref]
924. Matej Marinč. 2013. Banks and information technology: marketability vs. relationships. Electronic
Commerce Research 13:1, 71-101. [Crossref]
925. Isaac Oluwatayo. 2013. Banking the unbanked in rural southwest Nigeria: Showcasing mobile phones
as mobile banks among farming households. Journal of Financial Services Marketing 18:1, 65-73.
[Crossref]
926. Ramesh Srinivasan. 2013. Re-thinking the cultural codes of new media: The question concerning
ontology. New Media & Society 15:2, 203-223. [Crossref]
927. Rajesh Chandy, Kamalini Ramdas. 2013. FROM ZERO TO UBIQUITY. Business Strategy Review
24:1, 14-25. [Crossref]
928. Athula Ginige, Tamara Ginige, Deborah Richards. Architecture for Social Life Network to Empower
People at the Middle of the Pyramid 108-119. [Crossref]
929. D. Ratha, S. Mohapatra. Migrant Remittances and Development 121-130. [Crossref]
930. Adegboyega Ojo, Tomasz Janowski, Johanna Awotwi. 2013. Enabling development through
governance and mobile technology. Government Information Quarterly 30, S32-S45. [Crossref]
931. Hopestone Kayiska Chavula. 2013. Telecommunications development and economic growth in Africa.
932. Simplice A. Asongu. 2013. How has Mobile Phone Penetration Stimulated Financial Development
in Africa?. Journal of African Business 14:1, 7-18. [Crossref]
933. Katy E. Pearce. 2013. Phoning it in: Theory in mobile media and communication in developing
countries. Mobile Media & Communication 1:1, 76-82. [Crossref]
934. Jenny C. Aker, Kimberley Wilson. 2013. Can Mobile Money Be Used to Promote Savings? Evidence
from Northern Ghana. SSRN Electronic Journal . [Crossref]
935. Balwant Singh Mehta. 2013. Capabilities, Costs, Networks and Innovations: Impact of Mobile Phones
in Rural India. SSRN Electronic Journal . [Crossref]
936. Arvind Subramanian, Martin Kessler. 2013. The Hyperglobalization of Trade and its Future. SSRN
Electronic Journal 24. . [Crossref]
937. Johann Maree, Rachel Piontak, Tonny Omwansa, Isaac Shinyekwa, Kamotho Njenga. 2013.
Developmental Uses of Mobile Phones in Kenya and Uganda. SSRN Electronic Journal . [Crossref]
938. Khalil Hamdani. 2013. The Challenge of the South. SSRN Electronic Journal . [Crossref]
939. Chris Parker, Kamalini Ramdas, Nicos Savva. 2013. Is IT Enough? Evidence from a Natural
Experiment in India's Agriculture Markets. SSRN Electronic Journal 154. . [Crossref]
940. Michael R. Ward, Shilin Zheng. 2013. Mobile Telecommunications Infrastructure and Economic
Growth: Evidence from China. SSRN Electronic Journal . [Crossref]
941. Dean S. Karlan, Aishwarya Ratan, Jonathan Zinman. 2013. Savings by and for the Poor: A Research
Review and Agenda. SSRN Electronic Journal 24. . [Crossref]
942. Bjorn Van Campenhout. 2013. Is There an App for That? The Impact of Community Knowledge
Workers in Uganda. SSRN Electronic Journal . [Crossref]
943. Simplice A Asongu. 2013. The Impact of Mobile Phone Penetration on African Inequality. SSRN
Electronic Journal . [Crossref]
944. Simplice A Asongu. 2013. How Do Institutions Matter in the Income-Equalizing Effect of Mobile
Phone Penetration?. SSRN Electronic Journal . [Crossref]
945. Simplice A Asongu. 2013. Mobile Banking and Mobile Phone Penetration: Which is More Pro-Poor
in Africa?. SSRN Electronic Journal . [Crossref]
946. Marian B. Maxfield, Deanna Romano. Videos with Mobile Technologies 133-155. [Crossref]
947. Anna Maria Speciale, Maria Freytsis. 2013. mHealth for Midwives: A Call to Action. Journal of
Midwifery & Women's Health 58:1, 76-82. [Crossref]
948. Anindya Chaudhuri. 2012. ICT for Development: Solutions Seeking Problems?. Journal of
Information Technology 27:4, 326-338. [Crossref]
949. Mark J Siedner, Jessica E Haberer, Mwebesa Bosco Bwana, Norma C Ware, David R Bangsberg. 2012.
High acceptability for cell phone text messages to improve communication of laboratory results with
HIV-infected patients in rural Uganda: a cross-sectional survey study. BMC Medical Informatics and
Decision Making 12:1. . [Crossref]
950. Victoria C Barclay, Rachel A Smith, Jill L Findeis. 2012. Surveillance considerations for malaria
elimination. Malaria Journal 11:1. . [Crossref]
951. Julia Bello‐Bravo, Ibrahim Baoua. 2012. Animated Videos as a Learning Tool in Developing
Nations: A Pilot Study of Three Animations in Maradi and Surrounding Areas in Niger. THE
ELECTRONIC JOURNAL OF INFORMATION SYSTEMS IN DEVELOPING COUNTRIES
55:1, 1-12. [Crossref]
952. Alette Schoon. 2012. Dragging young people down the drain: the mobile phone, gossip mobile website
Outoilet and the creation of a mobile ghetto. Critical Arts 26:5, 690-706. [Crossref]
953. Rich Ling, Geoff Canright, Johannes Bjelland, Kenth Engø-Monsen, Pål Roe Sundsøy. 2012. Small
and Even Smaller Circles: The Size of Mobile Phone-Based Core Social Networks in Scandinavia and
South Asia. Journal of Intercultural Communication Research 41:3, 320-339. [Crossref]
954. Jenny C. Aker,, Christopher Ksoll,, Travis J. Lybbert. 2012. Can Mobile Phones Improve Learning?
Evidence from a Field Experiment in Niger. American Economic Journal: Applied Economics 4:4, 94-120.
[Abstract] [View PDF article] [PDF with links]
955. P. P. Abdul Haleem, M. P. Sebastian. 2012. An energy-conserving approach for data formatting and
trusted document exchange in resource-constrained networks. Knowledge and Information Systems
32:3, 559-587. [Crossref]
956. Nicola Jentzsch. 2012. Implications of mandatory registration of mobile phone users in Africa.
Telecommunications Policy 36:8, 608-620. [Crossref]
957. Giacomo Zanello. 2012. Mobile Phones and Radios: Effects on Transactions Costs and Market
Participation for Households in Northern Ghana. Journal of Agricultural Economics 63:3, 694-714.
[Crossref]
958. Peter Tobbin. 2012. Towards a model of adoption in mobile banking by the unbanked: a qualitative
study. info 14:5, 74-88. [Crossref]
959. Katharina Michaelowa,, Franziska Spörri,. 2012. ICT als Beschäftigungsmotor in den
Entwicklungsländern?. Vierteljahrshefte zur Wirtschaftsforschung 81:3, 85-97. [Crossref]
960. Ibrahim Kholilul Rohman. 2012. Will telecommunications development improve the quality of life
in African countries?. info 14:4, 36-51. [Crossref]
961. Tadele Tefera. 2012. Post-harvest losses in African maize in the face of increasing food shortage. Food
Security 4:2, 267-277. [Crossref]
962. Dilip Ratha, Sanket Mohapatra. Remittances and Development . [Crossref]
963. Jessica L. Dickson. 2012. Revisiting ‘township tourism’: multiple mobilities and the re-
territorialisation of township spaces in Cape Town, South Africa. Anthropology Southern Africa 35:1-2,
31-39. [Crossref]
964. Duarte B. Morais, Ernie Heath, Mapula Tlhagale, Fay Cobb Payton, Kate Martin, Khanjan Mehta,
John Bass. People-First Tourism 115-128. [Crossref]
965. Iolanda Barbeitos. References 347-399. [Crossref]
966. Matej Marinc. 2012. Banks and Information Technology: Marketability vs. Stability. SSRN Electronic
967. Nicola Jentzsch. 2012. Implications of Mandatory Registration of Mobile Phone Users in Africa.
968. Dean S. Karlan, Melanie Morten, Jonathan Zinman. 2012. A Personal Touch: Text Messaging for
Loan Repayment. SSRN Electronic Journal . [Crossref]
969. Kyeong Ho (Ken) Lee, Marc F. Bellemare. 2012. Look Who’s Talking: The Impacts of the
Intrahousehold Allocation of Mobile Phones on Agricultural Prices. SSRN Electronic Journal .
[Crossref]
970. Richard Muko Ochanda. 2012. Mobile Banking as an Innovative Wealth Distributive Dynamic within
the Telephony Sector in Kenya. SSRN Electronic Journal . [Crossref]
971. Kevin Donovan, Aaron Martin. 2012. The Rise of African SIM Registration: Mobility, Identity,
Surveillance and Resistance. SSRN Electronic Journal . [Crossref]
972. Simplice A Asongu. 2012. How Has Mobile Banking Stimulated Financial Development in Africa?.
973. Simplice A Asongu. 2012. How Has Mobile Phone Penetration Stimulated Financial Development
in Africa?. SSRN Electronic Journal . [Crossref]
974. Simplice A Asongu. 2012. New Indicators for the Mobile Banking Nexus. SSRN Electronic Journal
. [Crossref]
975. Simon Columbus. Is the Mobile Phone a Disruptive Technology? 46-62. [Crossref]
976. Abel Usoro, Rosemary C. Akuchie. E-Learning in Higher Education 228-237. [Crossref]
977. P. Senthil Priya, N. Mathiyalagan. 2012. Transformative Potential of Agricultural Mobile Market
Information System in Tamilnadu, India. International Journal of ICT Research and Development in
Africa 3:1, 27-45. [Crossref]
978. Ahmed A Adedeji, Bilqees Sanusi, Azeez Tella, Motunrayo Akinsanya, Olubusola Ojo, Mufliat O
Akinwunmi, Olubukola A Tikare, Isiaka A Ogunwande, Omobola A Ogundahunsi, Olajide O Ayilara,
Taofeeqah T Ademola, Fatai A Fehintola, Olumide AT Ogundahunsi. 2011. Exposure to anti-malarial
drugs and monitoring of adverse drug reactions using toll-free mobile phone calls in private retail
sector in Sagamu, Nigeria: implications for pharmacovigilance. Malaria Journal 10:1. . [Crossref]
979. Jenny C. Aker. 2011. Dial “A” for agriculture: a review of information and communication
technologies for agricultural extension in developing countries. Agricultural Economics 42:6, 631-647.
[Crossref]
980. David Vlahov, Siddharth Raj Agarwal, Robert M. Buckley, Waleska Teixeira Caiaffa, Carlos F.
Corvalan, Alex Chika Ezeh, Ruth Finkelstein, Sharon Friel, Trudy Harpham, Maharufa Hossain,
Beatriz de Faria Leao, Gora Mboup, Mark R. Montgomery, Julie C. Netherland, Danielle C. Ompad,
Amit Prasad, Andrew T. Quinn, Alexander Rothman, David E. Satterthwaite, Sally Stansfield, Vanessa
J. Watson. 2011. Roundtable on Urban Living Environment Research (RULER). Journal of Urban
Health 88:5. . [Crossref]
981. Jacob van Etten. 2011. Crowdsourcing Crop Improvement in Sub-Saharan Africa: A Proposal for a
Scalable and Inclusive Approach to Food Security. IDS Bulletin 42:4, 102-110. [Crossref]
982. William Vlcek. 2011. Global Anti‐Money Laundering Standards and Developing Economies: The
Regulation of Mobile Money. Development Policy Review 29:4, 415-431. [Crossref]
983. Anindya Chaudhuri. 2011. ICT4D: Solutions Seeking Problems?. SSRN Electronic Journal .
[Crossref]
984. Afeikhena Theo Jerome. 2011. Infrastructure, Economic Growth and Poverty Reduction in Africa.
985. Andreas Bergh, Therese Nilsson. 2011. Globalization and Absolute Poverty – A Panel Data Study.
986. Jenny C. Aker. 2011. Dial 'A' for Agriculture: A Review of Information and Communication
Technologies for Agricultural Extension in Developing Countries. SSRN Electronic Journal .
[Crossref]
987. Andreas Bergh, Therese Nilsson. 2011. Globalization and Absolute Poverty A Panel Data Study.
988. Jenny C. Aker, Christopher Ksoll, Travis J. Lybbert. 2010. ABC, 123: The Impact of a Mobile Phone
Literacy Program on Educational Outcomes. SSRN Electronic Journal 111. . [Crossref]
989. Chali Nondo, Mulugeta S. Kahsai, Peter V. Schaeffer. The Role of Governance in Teledensity and
Economic Growth 262-278. [Crossref]
990. Liang Han, Xin Xiang, Xingquan Yang. Emerging Economies and Financing of SMEs 22-45.
[Crossref]
992. Elizabeth A. Beckmann. "A Community of Opinion and Debate" 69-90. [Crossref]

Aker & Mbiti (2010)

Uploaded by

Copyright:

Available Formats

Aker & Mbiti (2010)

Uploaded by

Document Information

Copyright

Available Formats

Share this document

Share or Embed Document

Sharing Options

Did you find this document useful?

Is this content inappropriate?

Copyright:

Available Formats

Aker & Mbiti (2010)

Uploaded by

Copyright:

Available Formats

Journal of Economic Perspectives—Volume 24, Number 3—Summer 2010—Pages 207–232

Mobile Phones and

Jenny C. Aker and Isaac M. Mbiti

■ Jenny C. Aker is Assistant Professor of Development Economics, Department of Economics

These effects can be particularly dramatic in rural Africa, where in many

Mobile Phone Coverage in Africa: What a Difference a Decade Makes

What Factors Determine the Spread of Mobile Phone Coverage?

Adopting Mobile Phones on Less than a Dollar per Day

Who are the Mobile Phone Adopters in Africa?

2006 Mean 2009 Mean

Has mobile phone 0.272 0.467

Number of observations 4,418 6,598

Sources: Data from FinAcess 2006 and 2009 Surveys in Kenya.

Consequences of Mobile Phones for Economic Development in Africa

Receive money Send money

2006 2009 2009 2009 2009

Sample size 4,418 6,598 6,598 6,598 6,598

increased communication should improve firms’ productive efficiency by allowing

Low Production Zone High Production Zone

Q L Q L+X Quantity Q H−X Q H Quantity

With Arbitrage With Arbitrage

the outcomes of interest to mobile phone coverage rather than to unobservable

surprising, because grains are a storable commodity. The primary mechanism

How Mobile Phones Can Improve Coordination among Firms

efficiency of U.S. firms. By improving communication between firms and their

How Mobile Phones Can Generate Additional Employment

How Mobile Phones Can Reduce Risk

How Mobile Phones Can Provide Services and Innovative

Banking the Unbanked? Mobile Money

telecommunications providers and still others involve a partnership between a bank

A variety of qualitative studies provide some insights into the characteristics,

Other Mobile Phone Development Projects (m-Development)10

Mobile Phones, Economic Development, and Future Research

Existing empirical evidence on the effect of mobile phone coverage and

Mobile Phones and Economic Growth: Are the Estimates Credible?

A Research Agenda for Mobile Phones and Economic Development

Mobile Phones and Information Technology Markets

Aker, Jenny C. 2009. “Mobile Phones and 100(1): 35–69.

Grimard, Franque. 1997. “Household The Netherlands: Elsevier Science.

for International Development (DFIP). http:// Economic Review, 79(4): 700–712.

You might also like