Syllabus B.com (B&i)

B.COM – BANKING & INSURANCE (B&I) CBCS CURRICULLUM ST.
XAVIER’S COLLEGE, RANCHI
MODIFIED CBCS CURRICULUM OF
B.COM (BANKING & INSURANCE) HONOURS

PROGRAMME
FOR UNDER GRADUATE COMMERCE VOCATIONAL
UNDER RANCHI UNIVERSITY, RANCHI
Page 1 of 51
B.COM – BANKING & INSURANCE (B&I) CBCS CURRICULLUM ST. XAVIER’S COLLEGE, RANCHI
S.No. Page No.

CONTENTS
COURSE STUCTURE FOR UNDERGRADUATE ‘HONOURS’ PROGRAMME
1 Distribution of 164 Credits
2 Course structure for B.Com (Banking & Insurance) (Hons. Programme)
3 Semester wise Examination Structure for Mid Sem. & End Sem. Examinations
SEMESTER-I
4 I. Core Course –C 1
5 II. Core Course- C 2
6 III. Generic Elective (GE 1A)
7 IV. Generic Elective (GE 1B)
8 V. Ability Enhancement Compulsory Course (AECC)
SEMESTER-II
10 III. Generic Elective (GE 2A)
11 IV. Generic Elective (GE 2B)
12 V. Environmental Studies (EVS)
SEMESTER-III
14 II Core Course- C 6
15 III. Core Course- C 7
16 IV. Generic Elective (GE 3A)
17 V. Generic Elective (GE 3B)
18 VI. Skill Enhancement Course (SEC 1)
SEMESTER-IV
21 III. Core Course- C 10
22 IV. Generic Elective (GE 4A)
23 V. Generic Elective (GE 4B)
24 VI. Skill Enhancement Course (SEC 2)
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SEMESTER-V
27 III. Discipline Specific Elective (DSE 1)
28 IV. Discipline Specific Elective (DSE 2)
SEMESTER-VI
31 III. Discipline Specific Elective (DSE 3)
32 IV. Discipline Specific Elective (DSE 4)
ANNEXURE (I – XI)
33 Semester wise Distribution of Credits for B.Com (Vocational) / Undergraduate
Management / B.Voc. (Hons) Programme
34 Marks Distribution for Examinations and Format of Question Papers
35 Format of Question Paper for Mid Sem Examinations of 25 Marks (Subjects
without Practical)
36 Format of Question Paper for End Sem Examinations of 75 Marks (Subjects
without Practical)
37 Format of Question Paper for End Sem Examinations of 100 Marks (Subjects
without Practical)
38 Format of Question Paper for Mid Sem Examinations of 30 Marks (Subjects with
Practical)
39 Format of Question Paper for Mid Sem Examinations of 70 Marks (Subjects with
Practical)
40 Format of On the Job Training Internal Assessment Examinations of 50 Marks
41 Format of On the Job Training External Assessment Examinations of 50 Marks
42 Semester & Paper wise Credit System and Calculation of SGPA & CGPA on 10
Point Scale
43 Sample calculation for SGPA & CGPA for B.Com (Vocational) / Undergaduate
Management / B.Voc. Honors Programme
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Programme Outcome
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COURSES OF STUDY FOR B.COM – BANKING & INSURANCE HONOURS PROGRAMME

Subjects Combination for B. Com –Banking & Insurance (B&I) Honours Programme (164 Credits)
Honours/Core Discipline Specific Skill Enhancement Compulsory Course Generic Courses
Courses Elective Courses Courses AECC GE
CC 14 Papers DSE 4 Papers SEC 2 Papers 1+1=2 Papers 2+2+2+2=8 Papers
B&I B&I Specific SEC in B&I Language English GE in B&I
Communication +EVS
Semester Wise Examination Structure for Mid Semester & End Semester Examinations:
Core Honours, Allied DSE, Compulsory AECC Courses Examination Structure
Mid End End
Semester Semester Semester
Theory Theory Practical/
SEM Code Papers (F.M) (F.M) Viva (F.M)
Core 1 Fundamentals of Insurance 25 75 ---
Core 2 Principle & Practice of Banking 25 75 ---
I GE 1 (A) Financial Accounting --- 100 ---
GE 1 (B) Behavioral Finance --- 100 ---
AECC English Communication --- 100 ---
Core 3 Principles of Life Insurance 25 75 ---
Core 4 Asset, Liability & Capital Management 25 75 ---
II GE 2 (A) Risk Management --- 100 ---
GE 2 (B) Financial Management --- 100 ---
AECC Environmental Science --- 100 ---
Core 5 General Insurance 25 75 ---
Core 6 Underwriting & Claim Management in Insurance 25 75 ---
Core 7 Merchant Banking Operation 25 75 ---
III
GE 3 (A) Mutual Fund & Price Management --- 100 ---
GE 3 (B) Ethics & Corporate Governance --- 100 ---
SEC 1 Research Methodology & Quantitative Finance --- 100 ---
Core 8 Health and Miscellaneous Insurance 25 75 ---
Core 9 Portfolio Management - I 25 75 ---
Core 10 International Banking 25 75 ---
IV
GE 4 (A) Stock Market Operation & Management --- 100 ---
GE 4 (B) Managerial Economics --- 100 ---
SEC 2 Service Marketing --- 100 ---
Core 11 Financial Crime & Compliance 25 75 ---
Core 12 Bank Management 25 75 ---
V
DSE 1 IT For Bank & Insurance 25 75 ---
DSE 2 Insurance & Banking Laws 25 75 ---
Core 13 Risk & Treasury Management 25 75 ---
Core 14 Principle & Practice of Reinsurance 25 75 ---
VI
DSE 3 Entrepreneurship Development 25 75 ---
DSE 4 On the Job Training --- --- 50 + 50
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Semester – I 5 Papers
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CORE COURSE – C1 (Credit: Theory – 06)
Marks: 25 (MSE: 1Hr) + (ESE: 3Hrs)=100 Pass Marks (MSE + ESE)=40
Instructions to Question Setter for

Mid Semester Examination (MSE):
There will be two groups of questions. Group A is compulsory and will contain five questions of the very
short answer type consisting of 1 mark each. Group B will contain descriptive type six questions of five
marks each, out of which any four are to answer.
End Semester Examination (ESE):

There will be two groups of questions. Group A is compulsory and will contain two questions. Question No.
1 will be very short type of consisting of ten questions of 1 mark each. Question No. 2 will be short answer
type of 5 marks. Group B will contain descriptive type six question of fifteen marks each, out of which any
four are to answer.
Note: There may be subdivision in each question asked in Theory Examinations.
Fundamentals of Insurance Theory: 60 Lecture; Tutorial: 10 Lectures

Objectives: This course familiarizes the students with insurance subject with nature, tools and scope.
Different kinds of insurance products are discusses for better understanding of the subjects.
Unit – 1 15 Lectures
Principle of Insurance, Different kinds of Insurance, Nature and functions of insurance, Life Insurance
Organization—Context and Important Activities, Internal Organization Distribution Systems & trends.
Appointment, Functions and Remuneration of Agents & Brokers, Insurance Contracts, Rating of insurance
products, Legal framework of insurance business, Registration and licensing of insurance.
Elements of Insurable risk—Randomness and Economic feasibility, financial aspects of insurance
operations—Statutory accounting requirements, Life insurance companies, and Non-life insurance
companies.
Unit -4 8 Lectures
Reinsurance—Nature, Type, Functions, Techniques, Objectives, Reinsurance in Indian perspectives.
Unit -5 10 Lectures
Underwriting—Definition and Objectives, Process for underwriting in life and non-life insurance, Loss
adjustments.
Recommended Books
1. Fundamentals of Insurance—P. K. Gupta
2. Insurance Theory and Practice—Nalini Prava Tripathy and Prabir Pal
3. Fundamentals of Risk and Insurance—Emmett J. Vaughan and T. Vaughan
4. Principles and Practice of Insurance—M. N. Mishra
5. Principles and Practice of Banking and Insurance—O. P. Agarwal
6. IC-01—Insurance Institute of India
7. IC11-Insurance Institute of India
Note: Latest edition of text books may be used
Page 6 of 51


There will be two groups of questions. Group A is compulsory and will contain five questions of very short
answer type consisting of 1 mark each. Group B will contain descriptive type six questions of five marks
each, out of which any four are to answer.

four are to answer.
Principle & Practice of Banking Theory: 60 Lecture; Tutorial: 10 Lectures

Objectives: It provides the knowledge about the banking sector and its working procedures. Different
banking products are also analyzed for proper understanding. Management of banks is also discussing for
clear understanding of this sector.
Unit -1 Lectures - 10
Introduction, Evolution and structure Indian Banking system: Role and functions of Banks, Regulatory
provisions/enactments, Governing Banks, Major functions of RBI.
Retail, Wholesale and International Banking: Nature & scope of retail banking, Wholesale banking
services.
Deposit: Banker-Customer Relation, Different deposit products, Services rendered by banks, Mandate and
Power of Attorney, Banker’s lien-Right of set off, Garnishee Order, Income Tax Attachment Order etc.
Credit: Principles of lending, various credit facilities, Working capital and term loans, Credit appraisal
techniques, Approach to lending. Credit Management Credit Monitoring, NPA (Non-Performing Asset),
SARFASI Act.
Interest Rate Risk Management
Unit- 6 Lectures - 5
Priority lending sectors: Target issues/problems, Current guidelines, Bank’s performance, Developments
in new products and services.
Unit – 7 Lectures -10
Negotiable Instrument Act- 1881, KYC norms and Money Laundering, New Developments of Banking.
Recommended Books
1. Know your Banking Series—Taxman
2. Principles of Banking—Taxman
3. Principles and Practice of Banking and Insurance—O. P. Agarwal
Note: Latest edition of textbooks may be used
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GENRIC ELECTIVE (GE 1A) (Credit: Theory – 06)

Marks: 100 (ESE: 3Hrs)=100 Pass Marks Th ESE =40

1 will be very short type of consisting of ten questions of 1 mark each. Question No. 2 & 3 will be short
answer type of 5 marks. Group B will contain descriptive type six question of 20 each, out of which any four
are to answer.
FINANCIAL ACCOUNTING Theory: 75 Lecture; Tutorial: 15 Lectures

Objective: To make the students familiar with generally accepted accounting principles of financial
accounting and their applications in business organizations excluding corporate entities.
Unit-I Lecture: 10
Financial Accounting: Nature and scope, Limitations of financial accounting. Accounting Standards:
Meaning, Significance, Generally Accepted Accounting Principles (GAAP)
Unit-II Lecture: 12
Accounting Process: Form recording of transactions in preparation of final accounts, Rectifications of errors
Unit-III Lecture: 06
Bank Reconciliation Statements-Meaning, Reasons for difference between passbook and cash book,
Advantages & disadvantages of BRS, Calculation of Reconciliation.
Unit-IV Lecture: 12
Depreciation Accounting: Meaning of depreciation, causes, and objects of providing depreciation, factors
affecting depreciation. Methods of depreciation: straight line method and diminishing balance method.
Unit-V Lecture: 12
Accounting for Partnership-Rights, duties and power of a partner, kinds of partners, fixed and fluctuating
capital, goodwill, revaluation & profits sharing calculation, accounting entries for admission of partner,
retirement of a partner.
Unit-VI Lecture: 15
Analysis of Financial Statements, Common Size Balance Sheet, Ratio Analysis.
Unit-VII Lecture: 08
Cash Flow Statement- Meaning, Objectives, Importance, and Components of cash flow, preparation of cash
flow (direct and indirect method)
Recommended Books
1. Fundamentals of Accounting—D.C. Rawat& R.C. Bhatt
2. Basic Financial Accounting—J. R. Monga
3. Financial Accounting—S. N. Maheshwari
4. Financial Accounting—P. C. Tulsian
5. Fundamentals of Financial Accounting—Ashok Sehgal& Deepak Sehgal
6. Financial Accounting—R. NarayanaSwarmy
7. Advanced Accounting—S.P.Jain and K.L.Narang
8. Financial Accounting—Naseem Ahmed, Nawab Ali Khan, M.L.Gupta
9. Accounting & Analysis—CRISIL
10. Financial Accounting—Weygandt, Kieso& Kimmel
11. Introduction to Accountancy—T. S. Grewal and S. C. Gupta
Page 8 of 51
GENRIC ELECTIVE (GE 1B) (Credit: Theory – 06)


are to answer.
BEHAVIOURAIL FINANCE Theory: 75 Lecture; Tutorial: 15 Lectures

Objectives: It provides the knowledge various natures of financial behaviors regarding investments and
consultation as providing suggestions by various financial investment experts. Human sprees of investment
also cover for various types of investments and its related matters.
Unit 1 10 Lectures
Introduction to Behavioral Finance- Rational Markets Hypothesis and the Challenge of Behaviouralists.
Intellectual Underpinnings.
Unit 2 15 Lectures
Heuristics and Biases - How the Human Mind Works: The Two Systems, Familiarity and Related
Heuristics, Representativeness and Related Biases. The Heuristics and Biases Mean for Financial Decision
Making,
Unit 3 15 Lectures
Forms of Overconfidence, Causes of Overconfidence, Other Forms of Self-Deception, and How Much do
the Experts Know, The Success Equation: Untangling Skill and Luck in Business. Implications of Over
confidence for Decision Making.
Unit 4 15 Lectures
Substance of Emotion - Theories of Emotion, Evolutionary Perspective on Emotions, Types and
Dimensions of Emotions, Emotional Style, Emotions and Investing, Fairness, Reciprocity, and Trust,
Conformity, Social Influence on Investment and Consumption.
Unit 5 20 Lectures
Investor Behaviour - Portrait of an Individual Investor, Influence of Emotions, Implications of Mental
Accounting, Behavioral Portfolio Theory, Knowing Yourself: Psychographic Models, Basic Ingredients of a
Sound Investment Philosophy, and Guidelines for Overcoming Psychological Biases.
Recommended Books
1. Chandra, P, “Behavioural Finance”, McGraw Hill Publication
2. Forbes, William, “Behavioural Finance”, Student ed, Wiley Publication
Note: Latest edition of text books may be used
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ABILITY ENHANCEMENT COMPULSORY COURSE (AECC) (Credit: Theory – 02)


There will be two groups of questions. Group A is compulsory and will contain three questions. Question
No. 1 will be very short type of consisting of ten questions of 1 mark each. Question No. 2 & 3 will be short
are to answer.
ENGLISH COMMUNICATION Theory: 30 Lectures

Objective: To equip students effectively to acquire skills in reading, writing, comprehension and
communication, as also to use electronic media for English communication
.
Unit I:
Communication – Definition, stages, barriers, types: verbal and non-verbal, Listening- Meaning, Nature and
importance, Principles of Good Listening.
Unit II:
Class-presentation (Oral for five minutes) on any of the above-mentioned topics: Descriptive writing,
expansion of an idea.
Unit III:
Writing skills –, notice writing, advertisement writing, précis writing, essay writing, letter writing
(applications), and Business letter formats (letters of enquiry, replies and complaints), resume writing,
covering letter
Unit IV:
Vocabulary building: One word substitution, synonyms and antonyms, idioms and phrases
Recommended Books:
1. Technical Communication, M.H. Rizvi, Tata McGrawhill
2. Effective Business Communication, Asha Kaul
3. Developing Communication Skills, Krishnamohan
4. Functional Grammar and Spoken and Written Communication in English, Bikram K. Das, Orient
Blackswan
5. Precis, Paraphrase and Summary, P.N. Gopal krishnan, Authors Press
6. Communication Skills, Sanjay Kumar and Pushplata, Oxford Publication
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Semester – II 5 Papers
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four are to answer.
PRINCIPLES OF LIFE INSURANCE

Theory: 60 Lecture; Tutorial: 10 Lectures
Objectives: This course will enable the student to learn and understand the elements of life insurance, types
of contract in life insurance, common policies sold, and policy conditions and benefits. Further, the basics of
pricing and underwriting considerations will also be learnt by the student.
Unit-I Lectures - 12
Life Insurance-meaning, purpose and need uses and its role in financial planning, Human Life value-
meaning and valuing it, Assessing life insurance requirements-methods, Stages in life and the amount of
insurance required, Revaluating life insurance need, Life insurance contract-definition and special features,
Tax benefits.
Unit-II Lectures - 12
Policy Form-Contents of a typical life insurance policy-Conditions and privileges-free look period, payment
of premium, grace days auto cover, forfeiture, proof of age, suicide, revival of lapsed policy, non-forfeiture
regulations, indisputable policy assignment and nomination, travel, residence and occupation, and other
restrictive conditions.
Unit-III Lectures- 12
Conventional Policies-Main types of life insurance contract. Whole life, endowment and money back, Joint
lives and partnership. Simple annuities, trust, employee and group, Policies for women and children, Social
security policies, Single versus regular premium policies.
Unit-IV Lectures -12
Contemporary and special policies-Contemporary- term-meaning, features, benefits and types, Unit Linked
policies (ULIP’s) – meaning, features, merits, demerits, types and their current regulations, ULIP annuities
and their regulations, Variable life policies, Special policies-credit.
Unit-V Lectures - 12
Underwriting and Pricing-Underwriting-meaning, purpose, factors, medical examination, sources of
information, primary underwriting, financial underwriting, and methods, Pricing-meaning, objectives, steps
and factors, Risk, net, stepped and level premium, Transparency in pricing of insurance, Customer
responsiveness.
Recommended Books:
1. Principles & Practices of Insurance—M. N. Mishra
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2. Principles of Insurance—Tripathi and Reddy

3. Principles of General Insurance—Tripathi and Reddy
4. Principles & Practices of Insurance—Dr. P. Periasamy
Page 12 of 51



four are to answer.
ASSET LIABILITY & CAPITAL MANAGEMENT

Objectives: This core course provides the knowledge of functional approach adopted by the banks in
relation to Assets Liability and Capital Management. The procedure and importance of Asset and Capital
Management is thoroughly discusses with examples for the well understanding of the students.
Asset Liability Management

Unit –1 Lectures - 10
Banks Balance Sheet-Components of Assets/Liabilities and their management.
Liquidity Management-definition-dimensions of liquidity management-role of liquidity risk management in
asset liability management-measurement of liquidity through ratio analysis, CRR & SLR.
Interest Rate Management-factors affecting interest rate-management of Interest Rate Risk, Hedging
techniques of interest rate risk.
AML Implementation-RBI Guidelines
Capital Management and Profit Planning

Basal Norms-I, II and III
Profit and Profitability-Historical perspective of the approach of banks to profitability-Effects of NPA (Non-
Performing Asset) on profitability-A profitability model-Shareholder’s value maximization & EVA-Profit
Planning-measures to improve profitability, SARFASI Act.
Recommended Books:
1. Management of Banking—S. Scott Macdonald & Timothy W. Koch
2. Banking Theory and Practice—K. C. Shekhar&LekshmyShekhar
3. Indian Institute of Banking & Finance Book.
Page 13 of 51


are to answer.
RISK MANAGEMENT Theory: 75 Lectures Tutorial: 15 Lectures

Objectives: It gives very insight view of risk management regarding investment for long or short term basis.
It also appraises students regarding various types of credit facilities offered by different financial institutions
and risk associated with it.
Unit 1 Lectures 10
Introduction to Risk, The concept of risk, Characteristics of Risk, Risk and uncertainty, Risk distinguished
from peril and hazards, Classification of Risk.
Unit 2 Lectures 15
Source and Evaluation of Risks- Identification of Risk & Sources of Risk, Risk Measurement methodologies
, Impact of Risk on Business, Property, Liabilities, Life, Health and income.
Unit 3 Lectures 15
Risk Management- Concept of Risk Management, Objectives and process of Risk management, Importance
of Risk Management and Risk Management Techniques
Unit 4 Lectures 10
Insurance method of Risk management- Life Insurance, Health Insurance, Property Insurance, Insurance for
liabilities such as Housing Loan, Education Loan, Personal Loan etc. Retirement Planning and other
annuities
Unit 5 Lectures 10
Organizational system of the risk management- Risk management committee and Role of Risk Managers.
Recommended Books
1. Fundamentals of Risk and Insurance—E. J. Vaughan and T. Vaughan
2. Risk Management—Trieschman, Hoyt and Somme.
Page 14 of 51


are to answer.
FINANCIAL MANAGEMENT Theory: 75 Lecture; Tutorial: 15 Lectures

Objectives: To acquaint students with the techniques of financial management and their applications for
business decision making.
Unit 1 Lectures 7
Financial Management – Scope of Financial Management; Objectives of Financial Management; Emerging
role of Finance Managers.
Unit 2 Lectures 7
Time Value of Money- Concept and Techniques; Practical Applications of Compounding; and Present
Value Techniques.
Unit 3 Lectures 15
Capital Budgeting – Principles and Techniques, Nature of Capital Budgeting; Evaluation Techniques- ARR,
Payback Period, Discounted Payback Period, NAV, IRR and Profitability Index.
Unit 5 Lectures 10
Concept and Measurement of Cost of Capital- Importance and concept; Measurement of Specific Costs;
Computation of Overall Cost of Capital; and WACC.
Unit 6 Lectures 5
Leverage - Operating Leverage; Financial Leverage; and Combined Leverage.
Unit 7 Lectures 12
Capital Structure - Cost of Capital and Valuation Capital Structure, Theories; Net Income Approach; Net
Operating Income (NOI) Approach; Modigliani-Miller (MM) Approach; and Traditional Approach.
Unit 8 Lectures 15
Working Capital Management - Concept and determinants of Working Capital. Calculation of working
Capital, Receivable Management, Payable management and Inventory management.
Unit 9 Lectures 4
Dividend Decision Policy and Tax Aspects associated with Dividend Decision.
Recommended Books
1. Fundamentals of Financial Management—Prassan Chandra
2. Financial Management—Khan and Jain
3. Financial Management – I M Pandey
Page 15 of 51
ABILITY ENHANCEMENT COMPULSORY COURSE (AECC) (Credit: Theory – 02)


There will be two groups of questions. Group A is compulsory and will contain three questions. Question
No. 1 will be very short type of consisting of ten questions of 1 mark each. Question No. 2 & 3 will be short
are to answer.
ENVIRONMENTAL SCIENCE Theory: 30 Lectures
Unit 1: Introduction to environmental studies Multidisciplinary Lectures: 02

Nature of environmental studies; Scope and importance; Concept of sustainability and sustainable
development.
Unit 2: Ecosystems Lectures: 02
What is an ecosystem? Structure and function of ecosystem; Energy flow in an ecosystem: food chains, food
webs and ecological succession. Case studies of the following ecosystems : Forest ecosystem Grassland
ecosystem Desert ecosystem Aquatic ecosystems (ponds, streams, lakes, rivers, oceans, estuaries)
Unit 3: Natural Resources: Renewable and Non-‐renewable Resources Lectures: 05
Land resources and land use change; Land degradation, soil erosion and desertification. Deforestation:
Causes and impacts due to mining, dam building on environment, forests, biodiversity and tribal
populations. Water: Use and over-‐exploitation of surface and ground water, floods, droughts, conflicts over
water (international & inter-‐state). Energy resources: Renewable and non renewable energy sources, use of
alternate energy sources, growing energy needs, case studies.
Unit 4: Biodiversity and Conservation Lectures: 05
Levels of biological diversity : genetic, species and ecosystem diversity; Biogeographic zones of India;
Biodiversity patterns and global biodiversity hot spots India as a mega-‐biodiversity nation; Endangered and
endemic species of India Threats to biodiversity : Habitat loss, poaching of wildlife, man-‐wildlife conflicts,
biological invasions; Conservation of biodiversity : In-‐situ and Ex-‐situ conservation of biodiversity.
Ecosystem and biodiversity services: Ecological, economic, social, ethical, aesthetic and Information
Unit 5: Environmental Pollution Lectures: 05
Environmental pollution: types, causes, effects and controls; Air, water, soil and noise pollution Nuclear
hazards and human health risks Solid waste management: Control measures of urban and industrial waste.
Pollution case studies.
Unit 6: Environmental Policies & Practices Lectures: 04
Climate change, global warming, ozone layer depletion, acid rain and impacts on human communities and
agriculture Environment Laws: Environment Protection Act; Air (Prevention & Control of Pollution) Act;
Water (Prevention and control of Pollution) Act; Wildlife Protection Act; Forest Conservation Act.
International agreements: Montreal and Kyoto protocols and Convention on Biological Diversity (CBD).
Nature reserves, tribal populations and rights, and human wildlife conflicts in Indian context.
Unit 7: Human Communities and the Environment Lectures: 03
Human population growth: Impacts on environment, human health and welfare. Resettlement and
rehabilitation of project affected persons; case studies. Disaster management: floods, earthquake, cyclones
and landslides. Environmental movements: Chipko, Silent valley, Bishnois of Rajasthan. Environmental
ethics: Role of Indian and other religions and cultures in environmental conservation. Environmental
communication and public awareness, case studies (e.g., CNG vehicles in Delhi)
Page 16 of 51
Unit 8: Field work Lectures: Equal to 04

Visit to an area to document environmental assets: river/ forest/ flora/fauna, etc. Visit to a local polluted site-
‐Urban/Rural/Industrial/Agricultural. Study of common plants, insects, birds and basic principles of
identification. Study of simple ecosystems-‐pond, river, Delhi Ridge, etc.
Recommended Books:
1. Raziuddin, M.., Mishra P.K. 2014, A Handbook of Environmental Studies, Akanaksha Publications,
Ranchi.
2. Mukherjee, B. 2011: Fundamentals of Environmental Biology. Silver line Publications, Allahabad.
3. Carson, R. 2002. Silent Spring. Houghton Mifflin Harcourt.
4. Gadgil, M., &Guha, R.1993. This Fissured Land: An Ecological History of India. Univ. of California
Press.
5. Gleeson, B. and Low, N. (eds.) 1999.Global Ethics and Environment, London, Routledge.
6. Gleick, P. H. 1993. Water in Crisis. Pacific Institute for Studies in Dev., Environment & Security.
Stockholm Env. Institute, Oxford Univ. Press.
7. Groom, Martha J., Gary K. Meffe, and Carl Ronald Carroll.Principles of Conservation Biology.
Sunderland: Sinauer Associates, 2006.
8. Grumbine, R. Edward, and Pandit, M.K. 2013. Threats from India’s Himalaya dams. Science, 339: 36--
‐37.
9. McCully, P. 1996. Rivers no more: the environmental effects of dams (pp. 29-‐64). Zed Books.
10. McNeill, John R. 2000. Something New Under the Sun: An Environmental History of the Twentieth
Century.
11. Odum, E.P., Odum, H.T. & Andrews, J. 1971.Fundamentals of Ecology. Philadelphia: Saunders.
12. Pepper, I.L., Gerba, C.P. &Brusseau, M.L. 2011. Environmental and Pollution Science. Academic
Press.
13. Rao, M.N. &Datta, A.K. 1987. Waste Water Treatment. Oxford and IBH Publishing Co. Pvt. Ltd.
14. Raven, P.H., Hassenzahl, D.M. & Berg, L.R. 2012.Environment. 8th edition. John Wiley & Sons.
15. Rosencranz, A., Divan, S., & Noble, M. L. 2001. Environmental law and policy in India. Tripathi 1992.
16. Sengupta, R. 2003. Ecology and economics: An approach to sustainable development. OUP. Singh, J.S.,
17. Singh, S.P. and Gupta, S.R. 2014. Ecology, Environmental Science and Conservation. S. Chand
Publishing, New Delhi.
18. Warren, C. E. 1971. Biology and Water Pollution Control. WB Saunders.
19. Wilson, E. O. 2006.The Creation: An appeal to save life on earth. New York: Norton.
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Semester – III 6 Papers
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four are to answer.
GENERAL INSURANCE Theory: 60 Lecture; Tutorial: 10 Lectures

Objectives: The study of this course will provide a glimpse of motor, marine, fire, and rural social and
micro insurance to the student. Further, the student will be able to know about the common policies sold in
the above branches along with their features and benefits.
Unit-I Lectures - 12
Motor Insurance-Comments on the Motor Vehicles Act, 1988-I, IV, V, X, XI and XII, Types of policies-
comprehensive-contents-schedule, own damage, their party liability, and owner-driver cover, exceptions,
conditions, deductions, no claim bonus, pricing and discounts, Motor-Add-on-benefits, Claim Settlement.
Unit-II Lectures - 10
Marine Insurance— Marine Insurance-Contract-Meaning, nature, types, causes and claims. Warranties-
meaning, nature, effects, implied warranty of the sea worthiness of the ship.
Unit-III Lectures - 12
Fire Insurance-Contract-meaning and salient features, Standard Fire and Special Perils Policy-recital,
coverage, exclusions, conditions, and add-on-covers, Special Policies-reinstatement, declaration and floater,
Theory of rating and claims.
Unit-IV Lectures - 15
Rural Social and Micro Insurance-Their meaning and importance, Insurers obligations towards rural and
social sectors, Rural market-opportunities and challenges, Rural and micro products, Micro insurance
regulations, Social security’s schemes-meeting social obligations through group insurance.
Unit – V Lectures - 11
Personal Accident and Travel Insurance: Personal Accident Policy-special features, as well a sickness
policy, an accident, coverage, benefits, provisions, exclusions, conditions, bonus and extensions, Group
personal accident policies, Travel Insurance-domestic and overseas policies. Claim process.
Recommended Books
1. Fundamentals of Risk and Insurance—E. J. Vaughan and T. Vaughan
2. Risk Management—Trieschman, Hoyt and Sommer
Page 18 of 51

four are to answer.
UNDERWRITING AND CLAIM MANAGEMENT IN INSURANCE

Objectives: To impact sound understanding of the practice of Life Insurance underwriting. The inter
relationships of underwriting to firm’s Solvency, Key Factors Affecting Insurability, Regulatory aspects. To
familiarize students with rules, regulations, practice, scope and claims management pertaining to Life &
Non-Life insurance.
Unit-I Lectures -15

Significance of underwriting & pricing, Assumptions on pricing and other contingency risks to solvency &
inter relationships with underwriting. Underwriting Basics: Importance of sound underwriting; Adverse
selection and persistency-Actuarial principles, Organization of underwriting: Principles of being Equities to
Policy holders.
Unit- II Lectures - 10
Underwriting Philosophy & Guidelines: Risk classes and risk assessment factors in individual assurance
factors and in individual assurance underwriting. Risk Assessment Factors: in group underwriting, renewal
cases, underwriting regulations & requirements, Field underwriting, Tele underwriting.
Unit-III Lectures - 10
Making an underwriting decision: The numerical rating method, Policy issue, Postponement, Declinature of
proposal rationale, Group and Life Insurance Underwriting, Technology in underwriting, common
underwriting lapses and their impact.
Unit – IV Lectures -15
Importance, concept and classification of claims, claims management procedure and system for different
types of claims, role of intermediaries and surveyors, importance of investigations and role of investigators.
Unit-V Lectures -10
Regulatory and legal aspects of Claims Management, Relevance of different claim documents, disputed and
complicated claims, Grievance redressal mechanism including reference to arbitration.
Recommended Books:
1. Principles & Practices of Insurance—M. N. Mishra
2. Fundamental of risk & insurance—P. K. Gupta
4. Life & Health Insurance—Skipper & Black
5. Principles of Risk Management and Insurance—George Rejda
Page 19 of 51



four are to answer.
MERCHANT BANKING OPERATION Theory: 60 Lecture; Tutorial: 10 Lectures

Objectives: This course provides the knowledge of different merchant banking products and its operational
systems of banks. Different services provided by the banks under the merchant banking system and
customer orientation with it is thoroughly discusses for proper understanding of the students.
Unit -1 Lectures- 15
Introduction to the Merchant Banking, Concept and Evolution of Merchant Banking, Services and its
importance, Regulatory Framework, and Merchant Banking tools and process.
Financial Services - Hire Purchase, Leasing, Amalgamation, Merger and Acquisition, Lease agreement,
Project Planning and Finance, Venture Capital, Credit Rating.
Unit – 3 Lectures -10
Factoring - concept, nature and scope of Factoring - Forms of Factoring, Forfeiting, Foreign Direct
Investment.
Unit -4 Lectures-10
Securitization / Mortgages: Meaning, nature and scope of securitization, whole Loans - Mortgages -
Graduated-payment.
Unit -5 Lectures -10
Introduction of SEBI & RBI Guidelines for Merchant Bankers.
Recommended Books
1. Financial Instruments and Services—Nalini PravaTripathy
2. Banking Products and Services—Taxman
Page 20 of 51


are to answer.
MUTUAL FUND & PRICE MANAGEMENT 75 Lectures; Tutorial: 15 Lectures

Objectives: To understand the role of mutual fund and its investment factors. Various influential tools are
also to be discussed as a live example to understand long term and short term return factors as compared to
conventional investments.
Mutual Fund Lectures 35

1. Mutual Fund—Introduction, Importance & Role, Advantages and Disadvantages. Current status of
Mutual Fund in global market & Indian market.
2. Mutual Fund and different schemes—Classifying mutual fund and schemes, Investment mix,
Performance of different mutual fund schemes, Classification of Investors.
3. Organizational structure of Mutual Fund Company- Qualification of Sponsors and their roles. Mutual
Fund Trust, AMC, RTA and others – Appointment and Functions.
4. Mutual Fund Distribution Channels – Corporate and Individual Distributors – Appointment, Role and
remuneration system.
5. Mutual Fund regulation and its framework, SEBI guidelines for Mutual Fund and AMFI Code of
conducts and Ethics. Advertising Guidelines of Mutual Fund.
6. Documentation for NFO and existing Funds
Price Management Lectures 40

1. Stock price movements, Price Volatility and Market phase analysis.
2. Implication of price movement, Net Asset Value (NAV) and its implications to the different types of
Mutual Fund, The behavior of NAV and market price of unit.
3. SIP, SWP and STP. Rupee cost averaging.
4. Mutual Fund Performance Evaluation.
5. Taxation in Mutual Fund- Tax benefits, STT and Capital Gain Tax.
Recommended Books
1. Mutual Fund Their Scheme and Price Management—R. Jatana& K. J. Bosire
2. Mutual Funds: Data, Interpretation and Analysis—K.G. Sahadevan
3. How Mutual Fund Works—Albert J. Fredman& Russ Wiles
Page 21 of 51


are to answer.
ETHICS & CORPORATE GOVERNANCE

Objective: This course provides the knowledge of corporate governance and its importance for the
corporate sector. Different parameters of the governing systems are also discussed for proving knowledge of
application.
Unit -1 Introduction to Business Ethics Lectures -15

Definition, Meaning, Nature of Ethics, Importance of Ethics in Business, Areas of Business Ethics,
Marketing Ethics, Foreign Trade Ethics and Ethics Relating to Copyright.
Unit -2 Application of Ethical Theories Lectures -15
Business Ethical Decision Making: Decision Making -Normal Dilemmas and Problems, Ethical Issues in
Finance.
Unit - 3 Introductions to Corporate Governance Lectures - 15
Definition & Conceptual Framework of Corporate Governance, important dimension to Corporate
Governance, Fair and Unfair Business Practices. Mechanism- Corporate Governance Systems, Theories
underlying Corporate Governance (Stake holder’s theory and Stewardship theory, Agency theory,
Separation of Ownership and Control.
Unit -4 Implementation of Corporate Governance Lectures -15
Role of Board of Directors and Board Structure, Role of the Non‐ Finance Reporting and Corporate
Governance, Non Accounting Regulations in Corporate Governance, Corporate Governance &CSR, Family
Owned Business - Background, Family Businesses in India, Need for Professionalization and Transparency
in Family Business.
Unit -5 Global Scenario Lectures- 15
Business Ethics in Global Economy, Ethics in the Context of Global Economy, Relationship between
Business, Corporate Governance and Issues Related to Scams, Corruption: Meaning, Causes, and Effects.
Frauds and Scams in Banks, Insurance Companies, Financial Institutions, Measures to Overcome Fraud and
Corruption, Zero Tolerance of Corruption
Recommended Books
1. Corporate Governance-Code Systems, Standards and Practices—Subhash Chandra Das
2. Corporate Governance in India-An Evolution—Subhash Chandra Das
Page 22 of 51
SKILL ENHANCEMENT COURSE SEC 1 (Credits: Theory-02)

Marks: =100 Pass Marks Th ESE = 40

are to answer.
Research Methodology & Quantitative Finance Theory: 30 Lectures

Objectives: It develops the understanding about the various aspects of research and its applications. The
application of data and its importance are also provide the knowledge about the research systems with data.
Research Methodology 10 Lectures

1. Research—meaning, objective & types.
2. Research design—meaning, features of a good design.
3. Methods of data collections.
4. Attitude measurement & Scales.
5. Test of Hypothesis-Parametric & Nonparametric Tests.
6. Interpretation and Report writing.
Quantitative Finance 20 Lectures
1. Measures of central tendency and dispersion.
2. Correlation and regression (linear and bivariate only).
3. Probability and expected value.
4. Elements of theoretical distribution: binomial, poison, normal.
5. Concept of standard error, interval estimation, determination of sample size, tests of hypotheses for
proportions, means including means of paired data, independence of attributes, one population variance,
equality of two variances, analysis of variance.
Recommended Books:
1. Research Methodology—R. Panneerselvam
2. Quantitative Techniques—C. R. Kothari
3. Quantitative technique—C. Satyadevi
4. Mass Media Research—Roger D. Wimmer& Joseph R. Dominick
------------------------------------------------------END OF SEM III----------------------------------------------------
Page 23 of 51
---------------------------------------------------------------------------------------------------------------------------------
Semester – IV 6 Papers
----------------------------------------------------------------------------------------------------------------------------------


four are to answer.
HEALTH & MISCELLANEOUS INSURANCE

Objectives: This course provides the knowledge about the important area of health and miscellaneous
insurance. It discusses the various products covered under this subject category thoroughly and also the
scope of insurance in the various fields.
Unit -1 Health Insurance (5+10+5+5 = 25 Lectures)
1. Health Insurance – Meaning, Importance, types, and claims.
2. Personal Accident Insurance—Basic Principles, Coverage & Benefits, Provisions & Exclusions, Rating,
Extensions, Discounts, Claim procedures, Group policies.
3. Mediclaim—Benefit, Exclusions, Discounts, Conditions, Groups, Claims, Cancer policy, Deferred
Mediclaim.
4. Overseas medical—Benefits and conditions, Exclusions, Overseas practice.
Unit -2 Miscellaneous Insurance (3 +2 +5+5+2+5+12 = 35 Lectures)
1. Miscellaneous Insurance—Types, Scope, Exclusions, Underwriting, Survey, Claims.
2. Baggage—Underwriting, Claims.
3. Money in transit—Exclusions, Conditions, Extensions, Underwriting.
4. Fidelity guarantee—Coverage, Types, Conditions, Underwriting, Investigation.
5. Court Bonds—Liquidator and Receivership, Government Bonds.
6. Banker’s Blanket and Jewelers Block policies—Exclusions, Conditions, Rating, Claims.
7. Other Miscellaneous Policies—Pedal cycle, Plate glass, Special contingency, Missing documents, Neon
sign, Blood stock (Horse, Pet dog etc.), Sports, Television, Shopkeepers, Householders, Multi-peril for
LPG gas dealer, Doctors package, Office protection, Burglary insurance-private dwellings and business
premises, Householder’s and Shopkeepers ‘package policies, Wedding (event) insurance, Credit
insurance, Rural Insurance, Claim procedures.
Recommended Books
1. IC-27 (Insurance Institute of India)
3. IC-78 –Miscellaneous Insurance
Page 24 of 51



four are to answer.
Portfolio Management – I Theory: 60 Lectures; Tutorial: 10 Lectures

Objectives: It gives through knowledge regarding development of portfolio and its various financial
benefits including risk and return factors for various portfolios.
Unit 1. 10 Lectures
Basic concept of Portfolio Management- Basic concept, Portfolio objectives, Types of portfolio, Constrains
in the portfolio, Statement of investment policy.
Unit 2. 10 Lectures
Portfolio Investment Process—Basic Principles, Planning, Implementation, Portfolio monitoring.
Unit 3. 10 Lectures
Portfolio Risk and Return —Introduction to Portfolio and Security risk and Returns.
Unit 4. 10 Lectures
Markowitz Portfolio Theory - Basic Assumptions, Efficient market frontiers, frontiers. Capital Asset Pricing
Model—Introduction and Assumptions of CAPM,
Bond Portfolio Management Strategies
Unit 5. 20 Lectures
Portfolio Performance Evaluation—Measurement of Return, Risk adjusted measure of performance,
Sharpe’s Reward to Variability ratio, Treynor’s Reward to Volatility ratio, Jansen’s differential return
measure, Application of other evaluation technique. Bond Portfolio performance measurement and
evaluation.
Recommended Books
1. Fundamentals of Investment Management—V.K. Bhalla
2. Investment Management-Security Analysis and Portfolio Management-V. K. Bhalla
3. Investment Management—V. Gangadhar& G. Ramesh Babu
Page 25 of 51



four are to answer.
INTERNATIONAL BANKING Theory: 60 Lecture; Tutorial: 10 Lectures

Objectives: This course provides the knowledge about the area of international banking along with its
operational systems. Various international systems including international banking rules and regulations are
considered and discusses for proper understanding.
Factors determining exchange rates-national-international, political and economic-Direct and indirect
quotations-Spot rates, Forward rate premium and discount and cross rates.
Basics of Derivatives-Forward exchange rates, Contracts, Currency options, Swaps and Interest rate swaps,
Major recommendations of the various expert groups of Forex (Foreign Exchange).
Documentary Letters of Credit-UCPDC (Uniform Code of Procedure for Documentary Credit) 500
Correspondent Banking-Bank Accounts-NOSTRO and VOSTRO Accounts-SWIFASHION
TECHNOLOGYS (Society for Worldwide Financial Telecommunication System)-CHIPS (Clearing House
Interbank Payment System), CHAPS (Clearing House Auto Payment System), FEDWIRE (Federal Reserve
Wire System)
Unit- 5 Lectures -2
NRI (Non Resident Indian) Accounts—Indian Rupee and Foreign Currency Accounts
Unit- 6 Lectures -15
Role of EXIM Bank—Role of RBI and Exchange Control—Regulations of India, Role of FEDAI (Foreign
Exchange Dealer Association of India) and its rules, Risk in Foreign Trade, Role of ECGC (Export Credit &
Guarantee Corporation), Types of Insurance and guarantee covers of ECGC.
Recommended Books:
2. Banking Theory and Practice—K. C. Shekhar&LekshmyShekhar
3. Merchant Banking & Financial Services—Dr. K. Ravichandran
4. Banking and Insurance-Law and Practice—The Institute of Company Secretaries of India
5. Merchant Banker—H. R. Suneja.
Page 26 of 51


are to answer.
STOCK MARKET OPERATION & MANAGEMENT

75 Lectures; Tutorial: 15 Lectures
Objectives: This course provides the knowledge about the stock markets and its management systems.
Stock market organizing system with its functional analysis is well covered for complete understanding of
the students.
Unit 1 10 Lectures
Introduction to Stock Market – Basic concept, Role of stock market, types of stock market.
Unit 2 20 Lectures
Primary Market –Concept and features of Primary market, Different offers of the Primary market. IPO
Process and role of underwrites
Unit 3 15 Lectures
Secondary Market- Concept and Features of Secondary market.Market intermediaries and their roles –
Brokerage firm and Depository, Demat Account, Dematerialization of physical share certificates.
Unit 5 10 Lectures
Basic concept of online trading system, Clearance and Settlement system, Circuit Rules, Types of Orders.
Unit 6 20 Lectures
Determining the value of Bonds, Preferential Shares and Equity share. Determining the investment return.
Provision of Tax on security transaction, Dividends and capital gains.
Recommended Books
1. How the Stock Market Works—Dalton
2. Capital Market-Institution and Instruments—Fabozzi& Modigliani
Page 27 of 51


are to answer.
MANAGERIAL ECONOMICS 75 Lecture; Tutorial: 15 Lectures

Objectives: This course gives knowledge regarding application of different economical theory and practices
regarding managerial decision making process. It also develops managerial capacity regarding managerial
functioning and its implication in long run and short run of business operation.
Unit- I 15 Lectures
Definition, Objectives, and importance of Managerial Economics, Goals of Business-Economic Goals,
Social Goals, Strategic Goals, Business Ethics
Unit-II 15 Lectures
Demand and Supply: Law of demand, determinants of demand, shifts of demand curve versus movements
along a demand curve, market demand;
Elasticity of Demand: price elasticity of demand, calculating elasticity, determinants of price elasticity, cross
and income elasticity.
Law of supply: - Determinants of supply, shifts of supply versus movements along a supply curve, market
supply, market equilibrium.
Applications of demand and supply: price rationing, price floors.
Unit-III 15 Lectures
Consumer Theory:- Concept of utility, Diminishing marginal utility, Equi-marginal utility, Indifference
curves, budget constraint, Price, income and substitution effects. Consumer Surplus & Producer surplus.
Unit-IV 15 Lectures
Production: Production functions, law of variable proportions, returns to scale, isoquant and iso-cost lines,
producer equilibrium.
Costs: costs in the short run, costs in the long run
Revenue and profit maximizations, economies and diseconomies of scale.
Unit-V 15 Lectures
Market Structures: Perfect Competition: theory of a firm under perfect competition, equilibrium of the firm
in the short run and long run.
Imperfect Competition- Monopoly: short run and long run equilibrium; comparison of perfect competition
and monopoly and Oligopoly.
Price discrimination in different market structure.
Recommended Books
1. Managerial Economics – D. N .Dwivedi
2. Managerial Economics and Financial Accounting- m. kasi Reddy &Saraswati.
3. Managerial Economics- R.L. Vashney
4. Managerial Economics- H.L.Ahuja
5. Managerial Economics – K.P.M.Sunderam
Page 28 of 51
SKILL ENHANCEMENT COURSE SEC 2 (Credits: Theory-02)

Marks:=100 Pass Marks Th ESE = 40

are to answer.
.
SERVICE MARKETING Theory: 30 Lectures
Objectives: This course develops concepts and importance of services in relation to financial services. It
also gives a full course view regarding customer services and its identification with implication over
prospective as well as on the present customer base. It also gives idea regarding grading of different services
Unit
concepts,
of
and
economics,
optimization,
scope
I: Introduction–Basic
Economic
ofBasic
Macro
business
Nature
problems
and
rationale
Microof
offer to customers in every operational stages of business.
Unit 1 7 Lectures
Introduction to Services Marketing—Need, Scope, Classification of Services.
Unit 2 8 Lectures
Introduction to Service Marketing Management.
Service Marketing Mix—(a) Product (b) Price (c) Promotion (d) Place (e) People (f) Process (g) Physical
Evidence.
Unit 3 8 Lectures
Organization for Services Marketing—Role, Understanding, Planning and Management, Internal Marketing,
Relationship Marketing and Service Quality. The Importance of After Sales Services in the Services
Marketing.
Unit 4 7 Lectures
Special Aspects of Services Marketing—No Profit Service Marketing, Marketing, Financial Services
Marketing specially Mutual fund, Insurance and Banking Products and stock market related products.
Recommended Books:
1. Services Marketing—S. M. Jha
2. Services Marketing—Helen Woodruffe
3. Services Marketing—Vasanti Venugopal & V. N. Raghu
4. Services Marketing—Ravi Shankar
------------------------------------------------------END OF SEM IV----------------------------------------------------
Page 29 of 51



four are to answer.
FINANCIAL CRIME & COMPLIANCES

Objective: This course gives full knowledge regarding digital financial transactions and scope of different
crime along with prevention and safety measures require to be adopted during financial transactions. This
course also provides view regarding complications arises during transactions faults either in the way of
digital or non digital way.
Unit 1 - AML - Background, Purpose, Scope, the Need to Combat Money Laundering, Basic Principles and
Objectives of Money Laundering Prevention and Compliance 8 Lectures
Unit 2 - Know Your Customer and Identification, Establishing Identity, Identification Procedures: General
Principles, Know Your Customer - the Basis for Recognizing Suspicions. 8 Lectures
Unit 3 - Money Laundering Risk Assessment, Extra Precautions to Be Taken in the Opening of Some Types
of Accounts, Recognizing and Reporting Suspicious Transaction / Activity and Role of the Principal Officer.
10 Lectures
Unit 4 - Introduction to Cyber Crime: Concepts and Techniques, Channels of Cyber Crimes, Module
Outcome: Cyber Crime Methods-Stalking and cyber-squatting, Cyber extortion and cyber cheating, Cyber
warfare and cyber terrorism, Phishing and hacking 10 Lectures
Unit 5 - Computer Insecurity- Internet Crime and internet fraud, User failures and causes, Bank failure.
5 Lectures
Unit 6 - Online transactions- Concepts, Emerging trends and legal implications, Payment cards and data
security, Electronic card frauds - ATM cards, Credit cards and Smart cards 5 Lectures
Unit 7 - Cyber-crime management - Cyber-crime reporting, cyber-crime risk management, Computer fraud
protection - Prevention controls, Detection controls, Mitigation controls and Encryption/ Decryption.
Important provisions under Information Technology Act – 2000. 14 Lectures
Recommended Books
1. “Cyber Crimes and Fraud Management” by the Indian Institute of Banking & Finance.
2. Lawman's Legal Framework on Cyber Crimes by Kant Mani | Kamal Publisher
3. Anti-Money Laundering & KYC by Indian Institute of Banking and Finance
Page 30 of 51

Marks: 25 (MSE: 1Hr) + 75 (ESE: 3Hrs)=100 Pass Marks (MSE + ESE)=40


four are to answer.
BANK MANAGEMENT Theory: 60 Lecture; Tutorial: 10 Lectures

Objectives: This course discusses all the functional areas of the banks with its resource management
systems. Major functional areas are considered for clear understanding of the subject.
Human Resource Management (5+5+5+5 = 20 Lectures)

1. Fundamentals of Human Resource Management, Relationships between HRM and HRD, Structure and
functions, Role of HRD professional, HRD sub system, Development of HRM in India.
2. HR research, Knowledge Management.
3. Development of Human Resources, Training and Development, Attitude Development, Role and
Impact of Training, Career path planning.
4. Performance Management and Appraisal Systems, performance review and counseling, HRM issues in
banks.
Technology Management (5 +5+5+5 = 20 Lectures)
1. Core Banking Solutions.
2. RTGS (Real Time Gross Settlements), SFMS (Structured Financial Message System), RAS(Risk
Adjustment System),Digital Certificate-what is PKI (Public/Private Key Infrastructure), CCA
(Corporate Customer Authentication), CA (Customer Authentication), RA (Response Arrangement)-
Types of digital certificate-application of digital certificate-legal status
3. IT Act-electronic records-digital signature-application of electronic transactions
4. Cyber Law-Application-e commerce
Marketing Management (5+5+10 = 20 Lectures)
1. Introduction and Marketing concepts, Market Segmentation – targeting – positing,
2. Marketing mix, Product strategy-product life cycle-product mix, Branding Strategy, Pricing strategy-
pricing decisions,
3. Distribution strategy-channels of distribution and their functions, ATM-Tele banking direct marketing
and Selling, Promotion strategy, Advertising and Sales Promotion, Marketing Communication and
Customer Relations in Bank.
Recommended Books:
2. Banking Theory and Practice—K. C. Shekhar & Lekshmy Shekhar
3. Merchant Banking & Financial Services—Dr. K. Ravichandran
4. Banking and Insurance-Law and Practice—Institute of Company Secretaries of India
Page 31 of 51
DICIPLINARY SPECIFIC (DSE 1) (Credits: Theory-05, Tutorial-01)



There will be two group of questions. Group A is compulsory and will contain two questions. Question No.1
will be very short answer type consisting of ten questions of 1 mark each. Question No.2 will be short
answer type of 5 marks. Group B will contain descriptive type six questions of fifteen marks each, out of
which any four are to answer.
Note: There may be subdivisions in each question asked in Theory Examinations.
IT FOR MANAGERS Theory: 60 Lectures; Tutorial: 10 Lectures

Objective: This course provides the knowledge about shopping mall and its various system of management.
The administration of malls is also described for orientation with mall cultural system and resource
management.
Unit -1 20 Lectures
Information System for Business: Need for Information Systems, Advantages, Disadvantages Information
Systems.
Data Base Concepts- Definition- Application: Data Interchange (EDI), Electronic Funds Transfer (EFT), M-
Commerce Services & Applications
Emerging Trends in Computing – Cloud Computing, Cyber Crime, Need For Security - Security Threat &
Attacks. Security Mechanisms - Cryptography, Digital Signature, Firewall
Unit -2 20 Lectures
Introduction to Advanced Excel & MS Access Advanced Options of MS-EXCEL: Getting started with
Excel, working with Formulas & Functions and creating Charts & Graphs. Statistical tools – use statistical
functions such as average, Standard Deviation, ANOVA, IF function etc.
Financial Tools – use of Financial Functions such as NPV, IRR FV PV IPMT RATE Date Functions.
Data analysis by using What IF, PIVOT table, Scenarios, Goal seek
Unit -3 10 Lectures
MS-ACCESS :Creating a database and tables by different methods- Entering and Editing data Sorting,
Filtering and Displaying data, Creating & querying using forms. Creating & printing reports and labels.
Unit 4 10 Lectures
MS- POWERPOINT-: Creation and designing of PPT, Link building with online and offline sources.
Wrapping of PPT
Recommended Books
1. Ken Laudon, Jane Laudon&RajnishDass, “Management Information System”, 11nd Ed. Pearson.
2. B. Muthukumaran, “Information Technology for Management”, 2010, Oxford.
3. S. Sudalaimuthu& S. Anthony Raj, “Computer Applications of Business”, 2010, HPH. 4.
ArpitaGopal&Chandrani Singh, “E - World- Emerging Trends in Information Technology”.
Page 32 of 51



INSURANCE & BANKING LAWS Theory: 60 Lectures; Tutorial: 10 Lectures

Objectives: This course provides the knowledge of different rules, regulations and laws applicable for the
financial sectors. Different provisions of laws are describes for better understanding of the students.
Insurance Acts: Lectures - 35

Introduction to Indian contract Act 1872, Essentials of Insurance contract, The Insurance Act 1938, Duty of
disclosure –Section 45, Assignment of policies under section 38, Nomination under section 39 of the
Insurance Act 1938-Policies under trust- Section 6 of the MWP Act—Loss of Policies, Life Insurance
Corporation act-1956, The IRDAI Act-1999, The Insurance Act 2015, Power and function of IRDAI.
Banking Acts Lectures - 25

Banking Regulation Act 1949, Reserve Bank of India Act 1934 and Section 45, NBFC directions issued by
RBI, Anti Money Laundering Act, SARFASI Act, Basic features of Insolvency & Bankruptcy of India
(IBBI).
Recommended Books
1. Laws Related to Banking and Insurance—O. P. Agarwal
2. Business Laws—Nabhi’s
3. Business Law—R. S. N. Pillai & Bagavathi
4. Insurance Law Manual—Taxman
5. IC 24 of Insurance Institute of India
Page 33 of 51
CORE COURSE – C13 (Credits: Theory-05, Tutorial-01)



four are to answer.
RISK & TREASURY MANAGEMENT Theory: 60 Lecture; Tutorial: 10 Lectures

Objectives: This course provides the knowledge about the treasury management along with the
management of risks with all important aspects and scope in this field. Practical examples are discusses for
complete understanding of this subject.
Risk Management Lectures - 30

1. Market Risk Measurement and Management, Value at Risk-definition, measurement, limitations and
alternative risk measures, e.g. conditional value at risk-stress testing-back testing.
2. Credit Risk Measurement and Management
3. Credit risk terminology-Credit ratings-default probabilities-Credit spreads-Credit migration, Transition
matrices and Credit metrics-Counterpart risks: Exposures, recovery rates, risk mitigation techniques
including rating triggers, collateral clauses-Credit derivatives.
Treasury Management Lectures - 30
1. Concepts and functions, instruments in the treasury market, development of new financial products,
Control and Supervision of Treasury management, Linkage of domestic operations with foreign
operations.
2. Treasury bills-Money market instruments such as CDs, CPs, IBPs, Securitization and Forfeiting,
Refinance and rediscounting facilities.
3. Treasury risk control and hedging instruments.
4. Introduction to the Concept of Integrated Treasury Management.
Recommended Books:
2. Banking Theory and Practice—K. C. Shekhar & Lekshmy Shekhar
3. Indian Institute of Banking & Finance
a) Workbook for JAIIB
b) Theory & Practice of Treasury & Risk Management in Banks
c) Know your Banking-I & II
d) Principles and Practice of Banking
Page 34 of 51



four are to answer.
Principle & Practice of Re-Insurance Theory: 60 Lecture; Tutorial: 10 Lectures

Objectives: This course provides the knowledge in the very specialized area of insurance. This course
discusses the nature and scopes of re-insurance with its importance. The law with rules and regulations are
discussed for thorough understanding of the subject
1. Introduction-Brief historical background, Nature of reinsurance, Functions of reinsurance. Lectures - 5

2. Methods of reinsurance—Major forms-Facultative and Treaty, Facultative reinsurance-Proportional-
Excess of Loss, Treaty reinsurance-Proportional: Quota Share Surplus, Facultative obligatory, Non-
Proportional: Excess of loss, per risk, Catastrophe Stop Loss, Aggregative Excess of Loss.
Lectures - 10
3. Law relating to reinsurance contracts—Fundamentals of contract law as applicable to reinsurance,
Insurance and Reinsurance contracts, Reinsurance documentation-slips, Cover notes, Agreements.
Lectures - 8
4. Reinsurance Programme—Designing and Arranging, Setting Retentions, determining retentions for
various classes of business and property, Liability, Marine, Aviation, , Needs based on business
strategy, financial needs, needs based on management style and attitude, construction of reinsurance
programme. Lectures - 8
5. Negotiation and placement of reinsurance—Direct placement, Placement through intermediaries, Role
of intermediaries, advantages and disadvantages of direct placement. Lectures – 8
6. Reinsurance clauses—Common clause, Operative clause, Commencement and Termination clauses,
Access to record clause, Errors and Omission clause, Intermediary clause, Currency clause, Arbitration
clause, Insolvency clause, Offset clause, Claim settlement clause, Accounting clause. Lectures -7
7. Reinsurance Accounting—Special nature of reinsurance accounts, formats of reinsurance accounting,
taxation aspects, Exchange control regulation. Lectures - 4
8. Reinsurance Markets—Special characteristics of certain important reinsurance markets, Lloyd’s
Reinsurance Exchange, Pools. Lectures - 5
9. New forms of reinsurance, Finite Risk/Financial Reinsurance, new markets, Emerging trends in global
reinsurance markets. Lectures -5
Recommended Books:
Page 35 of 51



ENTREPRENEURSHIP DEVELOPMENT
Theory: 60 Lectures; Tutorial: 10 Lectures
Objective: This course provides students with a solid introduction to the entrepreneurial process of creating
new businesses, role of Creativity and innovation in entrepreneurial start-ups; manage family-owned
companies, context of social innovation and social entrepreneurship and issues and practices of financing
entrepreneurial business.
Unit-1 Entrepreneurial Management Lectures: 24

The evolution of the concept of entrepreneurship, John Kao’s Model on Entrepreneurship, Idea generation,
Identifying opportunities and Evolution, Building the Team/Leadership, Strategic planning for business,
Steps in strategic planning, Forms of ownership-Sole proprietorship, partnership, limited liability partnership
and corporation form of ownership, advantage/disadvantage, Franchising, advantages/disadvantages of
franchising, types of franchise arrangements, franchise contracts, franchise evolution checklist, Financing
entrepreneurial ventures, managing growth, Valuation of a new company, Harvesting and Exist strategies,
Corporate Entrepreneurship.
Unit-2 Entrepreneurship Creativity and Innovation Lectures: 06
Stimulating Creativity, Organizational actions that enhance/hinder creativity, Managerial responsibilities,
Creative Teams, source of innovation business, managing organizations for innovation and positive
creativity
Unit-3 Social Entrepreneurship Lectures: 08
Introduction to social entrepreneurship, Characteristics and role of social entrepreneurs, Innovation and
Entrepreneurship in a social Context, Start-Up and early stage venture issues in creating and sustaining a
Non-profits organization, Financing and Risks, Business Strategies and Scaling up.
Unit-IV Family Business and Entrepreneurship Lectures: 12
The entrepreneur, role and personality, family business, concepts, structure and kinds of family firms,
culture and innovation of family firm, managing business, family and shareholder relationships, conflict and
conflict resolution in family firms, managing leadership, succession and continuity, women’s issues in the
family business, encouraging change in the family business system.
Unit-V Financing the Entrepreneurial Business Lectures: 10
Arrangements of funds, traditional source of financing, Loan syndicating, Consortium finance, role played
by commercial banks, appraisal of loan applications by financial institutions, Venture capital.
Recommended Books:
1. Burns, P.-Entrepreneurship and small business. New Jersey
2. Drucker, P. F-Innovation and entrepreneurship: Practice and principles, USA; Elsevier
Page 36 of 51
3. Gersick, K.E., Davis, J.A., Hampton, M. M., &Lansberg, I.-Generation to generation: Life Cycle of the
family business: Boston: Havard Business School Press
4. Hisrich, R., & Peters, M.-Entrepreneurship, New Delhi: Tata McGraw Hill
5. Holt, D. H.-Entrepreneurship new venture creation. New Delhi:PHI
6. John Kao, Creativity & Entrepreneurship
7. Kaplan, J.-Patterns of Entrepreneurship. Wiley
8. Khandwalla, P.-Corporate creativity. New Delhi: Tata McGraw Hill
9. Mullins, J.-New business road test. New Delhi: PHI
Page 37 of 51

Marks: 50 (Internal Evaluation)+50 (External Evaluation)=100 Pass Marks (Internal + External)=40
Examination-
Internal Project evaluation and Viva voce based on the project report of On the Job Training with
two Internal Examiners as officially appointed by the University.
External Project evaluation and Viva voce based on the project report of On the Job Training with
two External Examiners as officially appointed by the University.
ON JOB TRAINING
On the Job Works for 30 Days at the Designated Organization recommended by the college
Objectives: To provide basic and hand on understanding of the industry.
Each students of this course shall undergo Practical Internship of four weeks in an approved
business/industrial/government/service organization. The objective of this training is to make the student
acquainted with the industrial/business working environment. After completion of the training they will have
to submit a training report. The internship/project reports will carry 100 marks. It will be evaluated by two
examiners (one internal and one external). The training report is part of the sixth semester. It is to be
submitted by the date fixed by the college.
The students will also have to submit a performance certificate from the company where he/she undertook
the training. This report will also be considered while evaluating the training report by examiners.
Alternatively if it is not possible to do industrial internship the students will prepare a project report on a
topic assigned to him/her by the college. The project report will be evaluated as above.
*Topics, Objectives & Guidelines of the Project is to be decided by the Project Guide.
------------------------------------------------------END OF SEM VI------------------------------------------------------
End of Syllabi-B.Com – Banking & Insurance (B&I) Honours
Page 38 of 51
ANNEXURE-I
B.Com – Vocational (Honours)/Undergraduate Management/B.Voc. Programme

Distribution of Credits Semester wise for Undergraduate Honours Courses
Semester wise distribution of 164 Credits
CC AECC GE-A GE-B SEC DSE Total Credits
Semester I 12 02 06 06 26
Semester II 12 02 06 06 26
Semester III 18 06 06 02 32
Semester IV 18 06 06 02 32
Semester V 12 12 24
Semester VI 12 12 24
84 04 24 24 04 24 164
CC = Core Course; AECC = Ability Enhancement Compulsory Course; GE = Generic Elective; SEC
= Skill Enhancement Course; DSE = Discipline Specific Elective
Page 39 of 51
ANNEXURE-II
MARKS DISTRIBUTION FOR EXAMINATIONS AND FORMAT OF QUESTION PAPERS
Marks distribution of Theory Examinations of Mid Semester:
Group-A Total No. of
(Very Short answer Group-B Questions to Set
type Compulsory (Descriptive Questions
Questions) with Choices)
Full Pass No. of Questions No. of Questions
Topic Code Marks Marks Time X Marks = F.M. X Marks = F.M. Group A Group B
Mid
T 25 25 --- 1 Hr 5 x 1 =5 4 (out of 6) x 5=20 5 6
Sem
Marks distribution of Theory Examinations of End Semester

Group-A Total No. of
(Very Short answer Group-B Questions to Set
type Compulsory (Descriptive Questions
Questions) with Choices)
Full Pass No. of Questions No. of Questions
Topic Code Marks Marks Time X Marks = F.M X Marks = F.M. Group A Group B
Q.No.1 (10x1) +1x5
T75 75 40 3 Hrs 4 (out of 6) x 15=60 2 6
=15
End Q.No.1 (10x1) +2x5
T100 100 40 3 Hrs 4 (out of 6) x 20=80 3 6
Sem =20
50 X 2 40 =
P50+P50 ---- ---- ---- --- ---
=100 (I+E)
# Question No.1 in Group – A carries 10 very short answer type 1Mark Questions.
Abbreviations: T=Theory Examination, P= Practical Examination, I=Internal Exam, E=External Exam
Note: There maybe sub divisions in each question asked in Theory Examinations.
Marks Distribution of Mid/End Semester Practical Examinations (GE 1B, 2B, 3B & 4B, DSE2):
Marks distribution of Practical Examinations of Mid Semester
Full Pass Distribution of Marks
Topic Code Marks Marks Time Sample Test Fit Viva Total No. of Questions to Set
End
P30 30 10 --- 10 10 10 ----------
Sem
Marks distribution of Practical Examinations of End Semester

Full Pass Marks Distribution of Marks Total No. of
Topic Code Marks (Including Mid Sem) Time Project File Final Sample Viva Questions to Set
End
P70 70 40 --- 10 20 40 ----------
Sem
Abbreviations: T=Theory Examination, P= Practical Examination.
Note: There may be sub divisions in each question asked in Theory Examinations.
Marks distribution of Practical Examinations of End Semester
Topic Code Full Marks Pass Marks Distribution of Marks
(Internal+External) Project File Viva
End Sem P50 + P50 100
40 (I + E) P25 + P25 P25 + P25
Abbreviations: T=Theory Examination, P= Practical Examination, I=Internal Exam, E=External Exam
Note: There may be sub divisions in each question asked in Theory Examinations.
Page 40 of 51
ANNEXURE-III
FORMAT OF QUESTION PAPER FOR MID SEM EXAMINATION OF

SUBJECTS WITHOUT PRACTICAL
Ranchi University, Ranchi
Mid Semester No.______ Exam Year ________

Subject/Code____________________
F.M. = 25 Time = 1Hr.
General Instructions:
i. Group A carries very short answer type compulsory questions.
ii. Answer any 4 out of 6 subjective/ descriptive questions given in Group B.
iii. Answer in your own words as far as practicable.
iv. Answer all sub parts of a question at one place.
v. Numbers in right indicate full marks of the question.
Group A [5x1=5]
1. ...............
2. ...............
3. ...............
4. ...............
5. ...............
Group B [5x4=20]
1. ............... [5]
2. ............... [5]
3. ............... [5]
4. ............... [5]
5. ............... [5]
6. ............... [5]
Note: There may be subdivisions in each question asked in Theory Examination.
Page 41 of 51
ANNEXURE-IV
FORMAT OF QUESTION PAPER FOR END SEM EXAMINATION OF

SUBJECTS WITHOUT PRACTICAL
Mid Sem No.______ Exam Year ________

Subject/Code_________________
F.M. =75 P.M. =40 (Including Mid Sem) Time=3Hrs.
Group A
1. ............... [10x1=10]
a.
b.
c.
d.
e.
f.
g.
h.
i.
j.
2. ……………….. [5x1=5]
Group B
1. . ............... [15]
2. ............... [15]
3. ............... [15]
4. ............... [15]
5. ............... [15]
6. . ............... [15]
Page 42 of 51
ANNEXURE-V
FORMAT OF QUESTION PAPER FOR END SEM EXAMINATION OF

GE, SEC & AECC PAPERS
End Sem No.______ Exam Year ________

Subject/Code__________________
F.M. = 100 P.M. =40 Time=3Hrs.

Group A
1. ............... [10x1=10]
a.
b.
c.
d.
e.
f.
g.
h.
i.
j.
2. ............... [5x1=5]
3. ............... [5x1=5]
Group B
1. ............... [20]
2. ............... [20]
3. ............... [20]
4. ............... [20]
5. ............... [20]
6. ............... [20]

Page 43 of 51
ANNEXURE-VI
FORMAT OF QUESTION PAPER FOR MID SEM EXAMINATION OF

SUBJECTS WITH PRACTICAL

Subject/Code_________________
F.M. =30 P.M. = 10 Time=1Hr.
i. Submission
a. Experiment File [10 marks]
b. In-situ Analysis/Presentation [10 Marks]
ii. Viva [10 Marks]
Page 44 of 51
ANNEXURE-VII
FORMAT OF QUESTION PAPER FOR END SEM EXAMINATION

OF
SUBJECTS WITH PRACTICAL

Subject/Code___________________
F.M. =70 P.M. =40 (Including Mid Sem) Time=3Hrs.
1. Submission
a. Project File [10 marks]
b. In-situ Analysis [20 Marks]
2. Viva [40 Marks]
Note: In-situ Presentation will be done by the students in the presence of external examiner.
Page 45 of 51
ANNEXURE-VIII
FORMAT OF INTERNAL EXAMINATION FOR

ON THE JOB TRAINING ASSESSMENT

Subject/Code_________________
F.M. =50 .
1. Project File Assessment [10 marks]

2. Power Point Presentation [20 marks]
3. Viva voce [20 Marks]
Page 46 of 51
Page 47 of 51
ANNEXURE-IX
FORMAT OF EXTERNAL EXAMINATION FOR

ON THE JOB TRAINING ASSESSMENT

Subject/Code_________________
F.M = 50 P.M = 40 (Internal + External)

________________________________________________________________________________
.
1. Project File Assessment [25 marks]
2. Viva voce [25 Marks]
Page 48 of 51
Sem – I Sem - II Sem – III Sem – IV Sem – V Sem – VI Credit System

Core 1 Core 3 Core 5 Core 8 Core 11 Core 13 Core = 6 Credit
Core 2 Core 4 Core 6 Core 9 Core 12 Core 14 GE = 6 Credit
AECC 1 AECC 2 Core 7 Core 10 DSE 1 DSE 3 AECC = 2 Credit
GE 1A GE 2A SEC 1 SEC 2 DSE 2 DSE 4 SEC = 2 Credit
GE1B GE2B GE 3A GE 4A DSE = 6 Credit
GE3B GE4B
ANNEXURE-X
Semester wise paper along with their credit system:

Calculation of SGPA & CGPA based on 10 point scale:
Calculation of SGPA & CGPA based on 10 Point Scale Grade and Grade Point Table
Credit Point = Gr.Pt.(GrP)x Cr Marks in % Grade Grade Point
91-100 O 10
Semester Grade point Average (SGPA) 81-90 A+ 9
SGPA = C(GrP x Cr) = ∑Crp
∑Cr ∑Cr 71-80 A 8
61-70 B+ 7
Cumulative Grade Point Average (CGPA)
n 51-60 B 6
(Crp)s
s=1 46-50 C 5
CGPA = 40-45 P 4
n
s=1
(Cr)s < 40 F 0
Absent X 0
Page 49 of 51
ANNEXURE-XI
Sample calculation for SGPA & CGPA for
B.Com. (Vocational)/Undergraduate Management /B.Voc. (Honours) Programme
Sample Calculation for SGPA:
Grade Credit Point (Credit SGPA (Credit

Sem Course Credit Letter Grade Point X Grade) Point/Credit)
I C1 06 A 8 48
C2 06 B+ 7 42
AECC 1 02 B 6 12
GE 1A 06 B 6 36
GE 1B 06 B+ 7 42
Total 26 180 6.92(180/ 26)
II C3 06 B 6 36
C4 06 C 5 30
AECC – 2 02 B+ 7 14
GE 2A 06 A+ 9 54
GE 2B 06 B+ 7 42
Total 26 176 6.76(176/ 26)
III C5 06 A+ 9 54
C6 06 O 10 60
C7 06 A 8 48
SEC1 02 A 8 16
GE 3A 06 O 10 60
GE 3B 06 B+ 7 42
Total 32 280 8.75(280/ 32)
IV C8 06 B 6 36
C9 06 A+ 9 54
C10 06 B 6 36
SEC2 02 A+ 9 18
GE 4A 06 A 8 48
GE 4B 06 B+ 7 42
Total 32 234 7.31(234/ 32)
V C11 06 B 6 36
C12 06 B+ 7 42
DSE1 06 O 10 60
DSE2 06 A 8 48
Total 24 186 7.75(186/ 24)
CGPA
Grand Total 164 1248 7.61(1248/ 164)
Sample Calculation for CGPA:
Semester I Semester II Semester III Semester IV Semester V Semester VI
Credit:26; Credit:26; Credit:32; Credit:32; Credit:24; Credit:24;
SGPA:6.92 SGPA:6.76 SGPA: 8.75 SGPA: 7.31 SGPA: 7.75 SGPA:8.0
Thus, CGPA = (26x6.92+26x6.76+32x8.75+32x7.31+24x7.75+24x8.0)/164 = 7.61
Page 50 of 51
Page 51 of 51

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B.COM – BANKING & INSURANCE (B&I) CBCS CURRICULLUM ST.

XAVIER’S COLLEGE, RANCHI

MODIFIED CBCS CURRICULUM OF

B.COM (BANKING & INSURANCE) HONOURS

S.No. Page No.

COURSES OF STUDY FOR B.COM – BANKING & INSURANCE HONOURS PROGRAMME

Instructions to Question Setter for

End Semester Examination (ESE):

Fundamentals of Insurance Theory: 60 Lecture; Tutorial: 10 Lectures

CORE COURSE – C2 (Credit: Theory – 06)

Instructions to Question Setter for

End Semester Examination (ESE):

Principle & Practice of Banking Theory: 60 Lecture; Tutorial: 10 Lectures

GENRIC ELECTIVE (GE 1A) (Credit: Theory – 06)

Instructions to Question Setter for

FINANCIAL ACCOUNTING Theory: 75 Lecture; Tutorial: 15 Lectures

GENRIC ELECTIVE (GE 1B) (Credit: Theory – 06)

Instructions to Question Setter for

BEHAVIOURAIL FINANCE Theory: 75 Lecture; Tutorial: 15 Lectures

ABILITY ENHANCEMENT COMPULSORY COURSE (AECC) (Credit: Theory – 02)

Instructions to Question Setter for

ENGLISH COMMUNICATION Theory: 30 Lectures

-------------------------------------------------------END OF SEM 1-------------------------------------------------------

Instructions to Question Setter for

End Semester Examination (ESE):

PRINCIPLES OF LIFE INSURANCE

2. Principles of Insurance—Tripathi and Reddy

CORE COURSE – C4 (Credit: Theory – 06)

Instructions to Question Setter for

End Semester Examination (ESE):

ASSET LIABILITY & CAPITAL MANAGEMENT

Asset Liability Management

Capital Management and Profit Planning

GENRIC ELECTIVE (GE 2A) (Credit: Theory – 06)

Instructions to Question Setter for

RISK MANAGEMENT Theory: 75 Lectures Tutorial: 15 Lectures

GENRIC ELECTIVE (GE 2B) (Credit: Theory – 06)

Instructions to Question Setter for

FINANCIAL MANAGEMENT Theory: 75 Lecture; Tutorial: 15 Lectures

ABILITY ENHANCEMENT COMPULSORY COURSE (AECC) (Credit: Theory – 02)

Instructions to Question Setter for

ENVIRONMENTAL SCIENCE Theory: 30 Lectures

Unit 1: Introduction to environmental studies Multidisciplinary Lectures: 02

Unit 8: Field work Lectures: Equal to 04

-------------------------------------------------------END OF SEM II-------------------------------------------------------

Instructions to Question Setter for

End Semester Examination (ESE):

GENERAL INSURANCE Theory: 60 Lecture; Tutorial: 10 Lectures

CORE COURSE – C6 (Credit: Theory – 06)

UNDERWRITING AND CLAIM MANAGEMENT IN INSURANCE

Unit-I Lectures -15

CORE COURSE – C7 (Credit: Theory – 06)

Instructions to Question Setter for

End Semester Examination (ESE):

MERCHANT BANKING OPERATION Theory: 60 Lecture; Tutorial: 10 Lectures

GENRIC ELECTIVE (GE 3A) (Credit: Theory – 06)

Instructions to Question Setter for

MUTUAL FUND & PRICE MANAGEMENT 75 Lectures; Tutorial: 15 Lectures