Company Profile

YEGNA MICRO FINANCE S.
C
/ YMFI /
YEGNA FOR ALL!!
2023/24 G.C
Contents
0 1. BACKGROUND
0 2. INTRODUCTION
0 3. SAVING PRODUCTS
0 4. LOAN PRODUCTS
0 5. WHAT OUR CUSTOMERS

SAY ABOUT US
0 6. ORGANIZATIONAL STRUCTURE
0 7. PROMINENT PARTNERS
08 . WHAT MAKES US DIFFERENT

Microfinance makes a real The main purpose of a micro-
impact in people’s lives. It has financing institution is to
helped millions of people pursue collect deposits and extend
opportunities that they may not credit to rural and urban
farmers and people engaged
have otherwise been able to.
in other similar activites as
well as micro and small scale
Millions of people around the
urban and rural entrereneurs.
globe continue to be impacted
by microfinance’s mission: to In 1996 (proclamation 40/96)
make positive change through the Ethiopian governement
financial inclusion. issues its first microfinance
legislation with the objective
of providing micro-credit
services to the poor.
02. INTRODUCTION
Yegna Microfinance S.C is found to contribute the
country’s economic growth by offering professional
and high-quality financial services to individuals who
require it to contribute value in the form of wealth
creation and profit.
Yegna Microfinance S.C is a financial institution

licenesed by National Bank of Ethiopia Directive
Number 629/2009 (NBE) and AD number 1164/2019
and registered by Ministry of Trade & Industry
Principal Registration.
The company commenced operations

in 2022 G.C and has a paid up capital
of 160 million ETB.
Yegna m i c r o f i n a n c e h a s b u i l t a s u i t o f financial p r o d u c t s
encompassing Saving, credit and Micro insurance for the needs of
our customers.
Vision Mission
At the core of YMFI's existence lies a
We aspire to be the most preferred
mission to empower individuals and
microfinance institutionnin Ethiopia
communities by providing
by the year 2028.
accessible and tailored financial
solutions. Our mission is to be a
catalyst for positive change, driving
economic growrh, and fostering
financial inclusion among diverse
segments of the society.
C ore Values
Quality Service Responsibility

I nc rease Outreac h Sustainability
Commitment Integrity
Transparency Ethics
Yegna Microfinance Institution S.C is established to
make its contribution towards the economic development
of the c o u n t r y b y providing professional a n d quality
financial s e r v i c e for b u s in e s s s o lu tio n s , c o rp o ra te
s e rv ic e s , a n d a ls o adopting its corporate social
responsibility ap p ro ac h to b us ines s in all as p ec ts o f o ur
work.
We have three branch offices, each located at:
- Main Branch, Kebena Square, Federal Housing
Corporation Building.
- M egenagna, G race C ity M all, 1s t floor.
- Figa, on the road to C M C .
- Our upcoming branch in the vincity of Kera is

set to open soon.
Executive Management
Staff Members
Yegna Micro Finance S.C is composed of a very dedicated and

well experienced management and staff who are always ready to
serve you.
03. SAVING PRODUCTS
Yegna Microfinance Institution S.C plan to deliver multi-saving

products with attractive interest rate.
Women Saving - Empowering women

through financial independence.
 We offer exclusive benefits and

opportunities for women to build a
secure financial future.
 We compute 8.5% saving interest rate
per annum.
Youth Saving - Capacitate unemployed

youths entrepreneurs.
 We provide training, finance and also

facilitate market change by arranging
product displaying rooms at our head
office.
 We compute 8.5% saving interest
rate per annum.
Box Saving - Inculcate a habit of
saving from an early age with our
innovative Coin Box product.
 Makes saving a fun and rewarding

experience for the younger
generation and petty trades.
rate per annum.
Child Saving - Secures child’s future

with our Child Saving product.
 It is a dedicated savings plan

designed to provide financial stability
for children’s education and future
endeavors.
rate per annum.
Ordinary Saving - Flexibility meets

financial planning with our Voluntary
Saving product.
 Allows you to contribute to your

savings at your convenience,
ensuring financial growth on your
terms.
rate per
Organizational Saving - Tailored for
organizations seeking a secure and growth-
oriented saving option.
 Our Organizational Saving product

provides a structured approach to
building financial reserves.
 We compute 9.25% saving interest rate
per annum.
Fixed Time Deposit - Secure your

financial future with our Time Deposit
product.
 Allows you to invest your savings

wisely and earn competitive interest
rates over a fixed period.
 We offer a competitive interest rate
through negotiations for higher
amounts.
04. LOAN PRODUCTS
Yegna Microfinance Institution S.C provides various loan

products to fulfill the needs of the society.
Women’s Loan - Empowering

women entrepreneurs.
 Our Women Loan product offers

accessible and flexible financing
options, fostering the growth of
women-led enterprises.
Youth Development Loan - Nurturing

the aspirations of the youth.
 Young and productive citizens who

demand financial and technical
support can run through this credit
facility.
Urban Agriculture Loan - We support
sustainable agriculture practices in urban
areas.
 Our Urban Agriculture Loan product

empowers individuals to embark on
ventures that contribute to food security
and community well-being.
Business Loan (SME,Micro…) - Helps

Boost your entrepreneurial endeavors.
 We offer a tailored financing solutions to

propel the growth and sustainability of
your business.
Employee Consumption Loan - Provides

financial assistance to employees.
 Our Employee Loan product is tailored to

address immediate financial needs,
ensuring peace of mind during unforeseen
circumstances.
Public Association Loan(Shemachoch..)-
Caters to the financial needs of organizations.
 Our Public Association Loan product

provides strategic funding options for
growth and development initiatives.
Fixed asset purchase loan (House,

Vehicle) - Realize your business expansion
dreams with our Fixed Asset Purchase Loan.
 Provides financial support for acquiring

essential assets that drive growth.
05. WHAT OUR CUSTOMERS SAY
ABOUT US
“Through this loan, I

am able to expand my
Business.”
Name : Mrs. Blen Tesfaye
Address : Megenagna Yeka Sub-city
Job Sector : Street Food Vendor
Type of Loan : Women’s Loan
A very happy and satsfied customer

“The increased capital
enabled me to enhance
the quality of feed and
expand my herd,
resulting in higher yields
and sustainable growth.”
Name : Mr. Biruk H/selassie
Address : Bole sub-city, Goro
Job Sector : Livestock Farmer
Type of Loan : Urban Agriculture Loan
A very happy and satsfied customer

“I am able to
successfully expand
my product lines,
attract new customers
and significantly
increase revenue.”
Name : Mrs. Martha Berhanu
Address: Megenagna Shola Gebeya
Type of Loan: Women’s Loan
Job Description : Household goods seller
A very happy and satisfied customer

“Grateful to Yegna Microfinance
for the business loan that
revitalized my restaurant.
Upgrades and innovations led to
increased foot traffic, revenue
growth, and a stronger market
presence.”
Name : Mrs. Lemlem Alemu
Address: Megenagna Wach Building
Job Description : Restaurant
Loan Type: Business Loan
A very happy and satisfied customer

06. ORGAIZATIONAL STRUCTURE
07. PROMINENT PARTNERS
08. WHAT MAKES US DIFFERENT
We Are Available for
From 8:00 Am To 8:00 PM in

in the Morning the Evening

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YEGNA MICRO FINANCE S.

YEGNA FOR ALL!!

0 5. WHAT OUR CUSTOMERS

08 . WHAT MAKES US DIFFERENT

Yegna Microfinance S.C is a financial institution

The company commenced operations

Quality Service Responsibility

make its contribution towards the economic development

of the c o u n t r y b y providing professional a n d quality

financial s e r v i c e for b u s in e s s s o lu tio n s , c o rp o ra te

s e rv ic e s , a n d a ls o adopting its corporate social

responsibility ap p ro ac h to b us ines s in all as p ec ts o f o ur

We have three branch offices, each located at:

- Main Branch, Kebena Square, Federal Housing

- M egenagna, G race C ity M all, 1s t floor.

- Figa, on the road to C M C .

- Our upcoming branch in the vincity of Kera is

Yegna Micro Finance S.C is composed of a very dedicated and

Yegna Microfinance Institution S.C plan to deliver multi-saving

Women Saving - Empowering women

 We offer exclusive benefits and

Youth Saving - Capacitate unemployed

 We provide training, finance and also

 Makes saving a fun and rewarding

Child Saving - Secures child’s future

 It is a dedicated savings plan

Ordinary Saving - Flexibility meets

 Allows you to contribute to your

 Our Organizational Saving product

Fixed Time Deposit - Secure your

 Allows you to invest your savings

Yegna Microfinance Institution S.C provides various loan

Women’s Loan - Empowering

 Our Women Loan product offers

Youth Development Loan - Nurturing

 Young and productive citizens who

 Our Urban Agriculture Loan product

Business Loan (SME,Micro…) - Helps

 We offer a tailored financing solutions to

Employee Consumption Loan - Provides

 Our Employee Loan product is tailored to

 Our Public Association Loan product

Fixed asset purchase loan (House,

 Provides financial support for acquiring

“Through this loan, I

Name : Mrs. Blen Tesfaye

Address : Megenagna Yeka Sub-city

Job Sector : Street Food Vendor

Type of Loan : Women’s Loan

A very happy and satsfied customer

Name : Mr. Biruk H/selassie

Address : Bole sub-city, Goro

Job Sector : Livestock Farmer

Type of Loan : Urban Agriculture Loan

A very happy and satsfied customer

Name : Mrs. Martha Berhanu

Address: Megenagna Shola Gebeya

Type of Loan: Women’s Loan

Job Description : Household goods seller

A very happy and satisfied customer