Page 1 of 6

Statement of Account

Statement Period
01/16/24 - 02/15/24

Access No. 13360038

#BWNLLSV
Routing Number: 2560-7497-4

#000000Q3S6PPS8A7#000FME90F
PRECIOUS D MCNEIL Questions about this Statement?

352 GOURD ST Toll-free in the U.S. 1-888-842-6328

ZEBULON NC 27597-5537 For toll-free numbers when overseas,

visit navyfederal.org/overseas/
Collect internationally 1-703-255-8837

Say "Yes" to Paperless! View your

digital statements via Mobile or
Navy Federal Online Banking.

Say "Yes" to Paperless Statements

If you haven't already, go paperless! You can access up to 36 months of statements anytime, anywhere.

To get started, select "Statements" in digital banking.*

It's an easy way to reduce the risk of identity theft and cut down on paper clutter.

Insured by NCUA. *Message and data rates may apply. Visit navyfederal.org for more information.

Summary of your deposit accounts

Previous Deposits/ Withdrawals/ Ending YTD

Balance Credits Debits Balance Dividends

EveryDay Checking
7093468176 $1,614.68 $5,154.36 $7,278.10 $509.06 - $0.00

Membership Savings
3115321659 $5.00 $0.00 $0.00 $5.00 $0.00

Totals $1,619.68 $5,154.36 $7,278.10 $504.06 - $0.00

REMITTANCE RECEIVED AFTER STATEMENT PERIOD WILL APPEAR ON YOUR NEXT STATEMENT

PRECIOUS D MCNEIL
DEPOSIT VOUCHER
(FOR MAIL USE ONLY. DO NOT SEND CASH THROUGH THE MAIL
13360038
DEPOSITS MAY NOT BE AVAILABLE FOR IMMEDIATE WITHDRAWAL)

ACCOUNT NUMBER ACCOUNT TYPE AMOUNT ENCLOSED

MARK "X" TO CHANGE 7093468176 Checking

ADDRESS/ORDER

ITEMS ON REVERSE
3115321659 Savings

NFCU
PO BOX 3100
TOTAL
MERRIFIELD VA 22119-3100

405709346817631153216590000000000000000000000000000000
 Page 2 of 6

Statement Period
01/16/24 - 02/15/24

Access No. 13360038

Statement of Account
For PRECIOUS D MCNEIL

Checking

EveryDay Checking - 7093468176

Joint Owner(s): NONE

Date Transaction Detail Amount($) Balance($)

01-16 Beginning Balance 1,614.68

01-16 POS Credit Adjustment 7079 Transaction 01-16-24 Hw*deluxe Shore MN 363.79 1,978.47

01-16 POS Credit Adjustment 7079 Transaction 01-15-24 Apple Cash Inst Xf Visa Direct CA 957.42 2,935.89

01-16 ATM Fee - Withdrawal 01-12-24 Usaacatm19 Wilson NC 1.00 - 2,934.89

01-16 ATM Fee - Withdrawal 01-15-24 United Bank Wilson NC 1.00 - 2,933.89

01-16 ATM Fee - Withdrawal 01-15-24 Pai Iso Wilson NC 1.00 - 2,932.89

01-16 ATM Fee - Withdrawal 01-12-24 Usaacatm19 Wilson NC 1.00 - 2,931.89

01-16 ATM Fee - Withdrawal 01-15-24 Sj Mart 4 Wilson NC 1.00 - 2,930.89

01-16 ATM Fee - Withdrawal 01-15-24 Sj Mart 4 Wilson NC 1.00 - 2,929.89

01-16 ATM Fee - Inquiry 01-12-24 Usaacatm19 Wilson NC 1.00 - 2,928.89

01-16 ATM Withdrawal 01-12-24 Usaacatm19 Wilson NC 103.50 - 2,825.39

01-16 ATM Withdrawal 01-12-24 Usaacatm19 Wilson NC 103.50 - 2,721.89

01-16 ATM Withdrawal 01-15-24 Pai Iso Wilson NC 123.25 - 2,598.64

01-16 ATM Withdrawal 01-15-24 United Bank Wilson NC 143.00 - 2,455.64

01-16 ATM Withdrawal 01-15-24 Sj Mart 4 Wilson NC 203.00 - 2,252.64

01-16 ATM Withdrawal 01-15-24 Sj Mart 4 Wilson NC 203.00 - 2,049.64

01-16 POS Debit - Debit Card 7079 Transaction 01-15-24 Fresh Mart Wilson 7.75 - 2,041.89

01-16 POS Debit - Debit Card 7079 Transaction 01-12-24 Food Lion #0102 2801 W Wilson 12.80 - 2,029.09

01-16 POS Debit- Debit Card 7079 01-15-24 Friends Mart Zebulon NC 16.00 - 2,013.09

01-16 POS Debit- Debit Card 7079 01-14-24 Apple Cash Sent MO 1Infiniteloop CA 20.00 - 1,993.09

01-16 POS Debit- Debit Card 7079 01-14-24 Shell Oil 57544456 Rocky Mount NC 22.00 - 1,971.09

01-16 POS Debit - Debit Card 7079 Transaction 01-15-24 Murphy Express Zebulon 30.00 - 1,941.09

01-16 POS Debit- Debit Card 7079 01-15-24 Cell & Vape Zebulon NC 32.16 - 1,908.93

01-16 POS Debit- Debit Card 7079 01-14-24 Lyft 855-865-9553 CA 34.46 - 1,874.47

01-16 POS Debit- Debit Card 7079 01-13-24 Apple Cash Sent MO 1Infiniteloop CA 40.00 - 1,834.47

01-16 POS Debit- Debit Card 7079 01-12-24 New Beauty Wilson NC 40.06 - 1,794.41
 Page 3 of 6

Statement Period
01/16/24 - 02/15/24

Access No. 13360038

Statement of Account
For PRECIOUS D MCNEIL

EveryDay Checking - 7093468176 (Continued from previous page)

Joint Owner(s): NONE

Date Transaction Detail Amount($) Balance($)

01-16 POS Debit- Debit Card 7079 01-14-24 Shell Oil 57544456 Rocky Mount NC 47.00 - 1,747.41

01-16 POS Debit- Debit Card 7079 01-15-24 Friends Mart Zebulon NC 51.00 - 1,696.41

01-16 POS Debit- Debit Card 7079 01-15-24 Apple Cash Sent MO 1Infiniteloop CA 70.00 - 1,626.41

01-16 POS Debit- Debit Card 7079 01-11-24 Sj Mart H Wilson NC 74.52 - 1,551.89

01-16 POS Debit- Debit Card 7079 01-13-24 Apple Cash Sent MO 1Infiniteloop CA 75.00 - 1,476.89

01-16 POS Debit- Debit Card 7079 01-13-24 Zelle*bethzaida O Visa Direct AZ 120.00 - 1,356.89

01-16 POS Debit- Debit Card 7079 01-14-24 Apple Cash Sent MO 1Infiniteloop CA 125.00 - 1,231.89

01-16 POS Debit- Debit Card 7079 01-13-24 Apple Cash Sent MO 1Infiniteloop CA 240.00 - 991.89

01-16 POS Debit- Debit Card 7079 01-15-24 Apple Cash Sent MO 1Infiniteloop CA 240.00 - 751.89

01-16 POS Debit- Debit Card 7079 01-13-24 Apple Cash Sent MO 1Infiniteloop CA 500.00 - 251.89

01-17 POS Debit- Debit Card 7079 01-16-24 Apple Cash Sent MO 1Infiniteloop CA 339.34 - 87.45 -

01-17 Optional Overdraft Protection Fee(s) 20.00 - 107.45 -

01-18 POS Debit- Debit Card 7079 01-17-24 Apple Cash Sent MO 1Infiniteloop CA 400.00 - 507.45 -

01-18 Optional Overdraft Protection Fee(s) 20.00 - 527.45 -

01-19 Refund Optional Overdraft Protection Fee 20.00 507.45 -

01-23 POS Credit Adjustment 7079 Transaction 01-23-24 Cash App*marco Som San

Francisco CA 73.69 433.76 -

01-23 POS Credit Adjustment 7079 Transaction 01-23-24 Hw*deluxe Shore MN 363.79 69.97 -

01-24 ATM Fee - Withdrawal 01-23-24 Secu Wilson NC 1.00 - 70.97 -

01-24 ATM Withdrawal 01-23-24 Secu Wilson NC 262.00 - 332.97 -

01-24 POS Debit - Debit Card 7079 Transaction 01-23-24 Family Dollar # Wilson 8.00 - 340.97 -

01-24 POS Debit - Debit Card 7079 Transaction 01-23-24 Amoco#1939008K Wilson 62.00 - 402.97 -

01-24 POS Debit - Debit Card 7079 Transaction 01-23-24 Walgreens Store 2653 W Wilson

NC 69.11 - 472.08 -

01-24 Optional Overdraft Protection Fee(s) 20.00 - 492.08 -

01-25 POS Credit Adjustment 7079 Transaction 01-25-24 Hw*deluxe Shore MN 363.79 128.29 -

01-25 Deposit - ACH Paid From Amazing Home Car Do0S 01Afd1 1,801.25 1,672.96

01-25 POS Debit- Debit Card 7079 01-24-24 Apple Cash Balance 877-233-8552 CA 10.00 - 1,662.96

01-26 ATM Fee - Withdrawal 01-26-24 Pai Iso Wilson NC 1.00 - 1,661.96

01-26 ATM Fee - Withdrawal 01-26-24 Secu Wilson NC 1.00 - 1,660.96

01-26 ATM Withdrawal 01-26-24 Secu Wilson NC 82.00 - 1,578.96

01-26 ATM Withdrawal 01-26-24 Pai Iso Wilson NC 103.35 - 1,475.61

01-26 POS Debit - Debit Card 7079 Transaction 01-26-24 Circle K # 23471 4940 Wilson 13.98 - 1,461.63

01-26 POS Debit- Debit Card 7079 01-25-24 C K Nails Wilson NC 18.00 - 1,443.63

01-26 POS Debit- Debit Card 7079 01-25-24 Fresh Mart Wilson NC 81.50 - 1,362.13

01-26 POS Debit - Debit Card 7079 Transaction 01-25-24 Family Dollar # Wilson 170.59 - 1,191.54

01-29 ATM Fee - Withdrawal 01-27-24 Secu Zebulon NC 1.00 - 1,190.54

01-29 ATM Withdrawal 01-27-24 Secu Zebulon NC 42.00 - 1,148.54

01-29 ATM Withdrawal 01-28-24 Pnc Bank Zebulon NC 220.00 - 928.54

01-29 POS Debit- Debit Card 7079 01-27-24 DD *doordashdashpa Www.Doordash. CA 9.99 - 918.55

01-29 POS Debit - Debit Card 7079 Transaction 01-27-24 Circle K # 23471 4940 Wilson 10.53 - 908.02

01-29 POS Debit- Debit Card 7079 01-28-24 Cfnow.One 833-5121649 TX 14.95 - 893.07

01-29 POS Debit- Debit Card 7079 01-27-24 Lyft 855-865-9553 CA 19.75 - 873.32

01-29 POS Debit- Debit Card 7079 01-26-24 Wwp*terminix 910-484-6163 NC 150.00 - 723.32

01-29 POS Debit - Debit Card 7079 Transaction 01-26-24 Snipes/Jj 2196 Wilson NC 231.44 - 491.88

01-29 POS Debit- Debit Card 7079 01-26-24 Pnm Onemain Finan 888-5539196 CA 375.00 - 116.88

01-30 POS Credit Adjustment 7079 Transaction 01-30-24 Hw*deluxe Shore MN 363.79 480.67

01-30 POS Debit- Debit Card 7079 01-29-24 Netflix.Com 866-5797172 CA 16.54 - 464.13

01-30 POS Debit - Debit Card 7079 Transaction 01-29-24 Family Dollar # Wilson 21.35 - 442.78
 Page 4 of 6

Statement Period
01/16/24 - 02/15/24

Access No. 13360038

Statement of Account
For PRECIOUS D MCNEIL

EveryDay Checking - 7093468176 (Continued from previous page)

Joint Owner(s): NONE

Date Transaction Detail Amount($) Balance($)

01-30 POS Debit- Debit Card 7079 01-28-24 Friends Mart Zebulon NC 67.00 - 375.78

01-30 POS Debit- Debit Card 7079 01-29-24 Wmc Gift Shop Wilson NC 90.66 - 285.12

01-31 ATM Fee - Withdrawal 01-30-24 Secu Zebulon NC 1.00 - 284.12

01-31 ATM Withdrawal 01-30-24 Secu Zebulon NC 22.00 - 262.12

01-31 POS Debit - Debit Card 7079 Transaction 01-30-24 Murphy Express Zebulon 5.00 - 257.12

02-01 ATM Withdrawal 01-31-24 Pnc Bank Henderson NC 240.00 - 17.12

02-01 POS Debit- Debit Card 7079 02-01-24 Uber Help.Uber.Com CA 49.97 - 32.85 -

02-01 POS Debit - Debit Card 7079 Transaction 01-31-24 A1 Food Mart Franklinton 56.02 - 88.87 -

02-01 POS Debit- Debit Card 7079 01-31-24 Sq *carolina Potte Smithfield NC 195.22 - 284.09 -

02-01 Optional Overdraft Protection Fee(s) 20.00 - 304.09 -

02-02 POS Credit Adjustment 7079 Transaction 02-02-24 Hw*deluxe Shore MN 95.01 209.08 -

02-02 POS Debit- Debit Card 7079 02-01-24 Lyft 855-865-9553 CA 12.99 - 222.07 -

02-02 POS Debit - Debit Card 7079 Transaction 02-01-24 Walgreens Store 2653 W Wilson

NC 42.13 - 264.20 -

02-02 Optional Overdraft Protection Fee(s) 20.00 - 284.20 -

02-05 POS Debit - Debit Card 7079 Transaction 02-03-24 Circle K # 23471 4940 Wilson 4.44 - 288.64 -

02-05 POS Debit- Debit Card 7079 02-02-24 Playstation Networ 800-3457669 CA 10.71 - 299.35 -

02-05 POS Debit- Debit Card 7079 02-02-24 Lyft 855-865-9553 CA 13.37 - 312.72 -

02-05 POS Debit- Debit Card 7079 02-02-24 252 Smoke Shop Wil Wilson NC 40.00 - 352.72 -

02-05 POS Debit- Debit Card 7079 02-03-24 Lyft 855-865-9553 CA 77.41 - 430.13 -

02-05 Optional Overdraft Protection Fee(s) 20.00 - 450.13 -

02-07 POS Credit Adjustment 7079 Transaction 02-07-24 Hw*deluxe Shore MN 363.79 86.34 -

02-07 POS Debit- Debit Card 7079 02-06-24 The Roku Channel 816-2728107 DE 8.34 - 94.68 -

02-07 Optional Overdraft Protection Fee(s) 20.00 - 114.68 -

02-08 POS Debit - Debit Card 7079 Transaction 02-07-24 Food Lion #0341 114 WA

Zebulon 4.23 - 118.91 -

02-08 POS Debit- Debit Card 7079 02-07-24 Dollar Tree Wilson NC 5.34 - 124.25 -

02-08 POS Debit- Debit Card 7079 02-07-24 McDonald's F10960 Wilson NC 12.35 - 136.60 -

02-08 Optional Overdraft Protection Fee(s) 20.00 - 156.60 -

02-09 POS Credit Adjustment 7079 Transaction 02-09-24 Hw*deluxe Shore MN 388.04 231.44

02-09 POS Debit- Debit Card 7079 02-08-24 Spectrum 855-707-7328 MO 100.73 - 130.71

02-12 POS Debit- Debit Card 7079 02-09-24 252 Wireless Wilson NC 8.53 - 122.18

02-12 POS Debit- Debit Card 7079 02-10-24 Py *pizza Inn Wilson NC 10.34 - 111.84

02-12 POS Debit- Debit Card 7079 02-09-24 Lyft 855-865-9553 CA 14.50 - 97.34

02-12 POS Debit- Debit Card 7079 02-11-24 New Sams.Com Mem# 888-746-7726 AR 25.00 - 72.34

02-12 POS Debit- Debit Card 7079 02-09-24 Friends Mart Zebulon NC 72.13 - 0.21

02-12 POS Debit - Debit Card 7079 Transaction 02-09-24 Quick Cash Pawn #474 Wilson

NC 427.00 - 426.79 -

02-12 Optional Overdraft Protection Fee(s) 20.00 - 446.79 -

02-13 POS Debit - Debit Card 7079 Transaction 02-12-24 Jiffy Mart 111 Hines S Wilson NC 2.81 - 449.60 -

02-14 POS Debit- Debit Card 7079 02-13-24 McDonald's F10960 Wilson NC 9.46 - 459.06 -

02-14 POS Debit- Debit Card 7079 02-12-24 Sheetz 0416 Zebulon NC 30.00 - 489.06 -

02-14 Optional Overdraft Protection Fee(s) 20.00 - 509.06 -

02-15 Ending Balance 509.06 -

Average Daily Balance - Current Cycle: $29.96-

Items Paid

Date Item Amount($) Date Item Amount($)

01-16 POS 7.75 01-16 POS 12.80

 Page 5 of 6

Statement Period
01/16/24 - 02/15/24

Access No. 13360038

Statement of Account
For PRECIOUS D MCNEIL

Items Paid (Continued from previous page)

Date Item Amount($) Date Item Amount($)

01-16 POS 16.00 01-31 POS 5.00

01-16 POS 20.00 02-01 POS 49.97
01-16 POS 22.00 02-01 POS 56.02
01-16 POS 30.00 02-01 POS 195.22
01-16 POS 32.16 02-02 POS 12.99
01-16 POS 34.46 02-02 POS 42.13
01-16 POS 40.00 02-05 POS 4.44
01-16 POS 40.06 02-05 POS 10.71
01-16 POS 47.00 02-05 POS 13.37
01-16 POS 51.00 02-05 POS 40.00
01-16 POS 70.00 02-05 POS 77.41
01-16 POS 74.52 02-07 POS 8.34
01-16 POS 75.00 02-08 POS 4.23
01-16 POS 120.00 02-08 POS 5.34
01-16 POS 125.00 02-08 POS 12.35
01-16 POS 240.00 02-09 POS 100.73
01-16 POS 240.00 02-12 POS 8.53
01-16 POS 500.00 02-12 POS 10.34
01-17 POS 339.34 02-12 POS 14.50
01-18 POS 400.00 02-12 POS 25.00
01-24 POS 8.00 02-12 POS 72.13
01-24 POS 62.00 02-12 POS 427.00
01-24 POS 69.11 02-13 POS 2.81
01-25 POS 10.00 02-14 POS 9.46
01-26 POS 13.98 02-14 POS 30.00
01-26 POS 18.00 01-16 ATMO 103.50
01-26 POS 81.50 01-16 ATMO 103.50
01-26 POS 170.59 01-16 ATMO 123.25
01-29 POS 9.99 01-16 ATMO 143.00
01-29 POS 10.53 01-16 ATMO 203.00
01-29 POS 14.95 01-16 ATMO 203.00
01-29 POS 19.75 01-24 ATMO 262.00
01-29 POS 150.00 01-26 ATMO 82.00
01-29 POS 231.44 01-26 ATMO 103.35
01-29 POS 375.00 01-29 ATMO 42.00
01-30 POS 16.54 01-29 ATMO 220.00
01-30 POS 21.35 01-31 ATMO 22.00
01-30 POS 67.00 02-01 ATMO 240.00
01-30 POS 90.66

Total Total
Fee(s) this period year-to-date*

Total Overdraft Fee(s) $200.00 $280.00

*As of the first statement period that begins in January of each year.

Savings

Membership Savings - 3115321659

Joint Owner(s): NONE

Date Transaction Detail Amount($) Balance($)

01-16 Beginning Balance 5.00

No Transactions This Period

02-15 Ending Balance 5.00

2023 Year to Date Federal Income Tax Information

SAVINGS DIVIDENDS 0.00

CHECKING DIVIDENDS 0.05 FINANCE CHARGE CHECKING LOC 0.00

 Page 6 of 6

Statement Period
01/16/24 - 02/15/24

Access No. 13360038

Statement of Account
For PRECIOUS D MCNEIL

Disclosure Information
• The interest charge on the Checking Line of Credit advances begins to accrue on the date an advance is posted to your account and continues to accrue daily on the unpaid principal balance.

• We calculate the interest charge on your account by applying the daily periodic rate to the "daily balance" of your account for each day in the billing cycle. To get the "daily balance"

we take the beginning balance of your account each day, add any new advances or fees, and subtract any payments, credits, or unpaid interest charges.

• You may also determine the amount of interest charges by multiplying the "Balance Subject to Interest Rate" by the number of days in the billing cycle and the daily periodic rate. The "Balance

Subject to Interest Rate" disclosed in the Interest Charge Calculation table is the "average daily balance." To calculate the "average daily balance" add up all the "daily balances" for

the billing cycle and divide the total by the number of days in the billing cycle.

• If there are two or more daily periodic rates imposed during the billing cycle, you may determine the amount of interest charges by multiplying each of the "Balances Subject to Interest Rate"

by the number of days the applicable rate was in effect and multiplying each of the results by the applicable daily periodic rate and adding the results together.

What to Do if You Think You Find a Mistake on Your Statement

Errors Related to a Checking Line of Credit Advance

If you think there is an error on your statement, write to us at:

Navy Federal Credit Union, PO Box 3000, Merrifield, VA 22119-3000; or by fax, 1-703-206-4244.

You may also contact us on the Web: navyfederal.org.

In your letter, give us the following information:

• Account information: Your name and account number.

• Dollar amount: The dollar amount of the suspected error.

• Description of problem: If you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake.

You must contact us within 60 days after the error appeared on your statement.

You must notify us of any potential errors in writing (or electronically). You may call us, but if you do, we are not required to investigate any potential error, and you may have to

pay the amount in question.

While we investigate whether or not there has been an error, the following are true:

• We cannot try to collect the amount in question or report you as delinquent on that amount.

• The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have

to pay the amount in question or any interest or other fees related to that amount.

• While you do not have to pay the amount in question, you are responsible for the remainder of your balance.

• We can apply any unpaid amount against your credit limit.

If we take more than 10 days in resolving an electronic transfer inquiry, we will provisionally credit your account for the amount in question so that you will have access to the funds during the

time of our investigation.

Errors Within Your Checking Account, Money Market Savings Account, or Savings Account

In case of errors or questions about your electronic transfers telephone us at 1-888-842-6328, write us at the address provided above, or through Navy Federal Online Banking as soon as you

can, if you think your statement or receipt is wrong or if you need more information about a transfer listed on the statement or receipt. We must hear from you no later than 60 days after we

sent the FIRST statement on which the problem or error appeared.

• Tell us your name and account number (if any).

• Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe it is an error or why you need more information.

• Tell us the dollar amount of the suspected error.

We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to do this, we will provisionally credit your account for the amount you think is in error,

so that you will have the use of the money during the time it takes us to complete our investigation.

Payments
Your check must be payable to Navy Federal Credit Union and include your Checking Line of Credit account number. Include the voucher found at the bottom of your statement and mail the enclosed

envelope to: Navy Federal Credit Union, PO Box 3100, Merrifield, VA 22119-3100. Payments received by 5:00 pm Eastern Time at the mail address above will be credited the same day. Mailed payments

for your Checking Line of Credit account may not be commingled with funds designated for credit to other Navy Federal Credit Union accounts.