PRADHAN MANTRI FORMALISATION OF MICRO FOOD

PROCESSING ENTERPRISE SCHEME

Application View
Application Id : 189223912155

Name : JYOTSHNA MAHESHWARI

Mother Name : SITA DEVI

Father/Spouse Name : BHAVESH MAHESHWARI

Gender : FEMALE

Date of Birth : 26-Nov-1977

Residential Address W/O BHAVESH MAHESHWARI , 5-N-22, SECTOR-5, J- BLOCK, BHILWARA,

RAJASTHAN-311001

City: BHILWARA

State : RAJASTHAN

District: BHILWARA

Block/Taluka : BHILWARA

PINCODE : 311001

Email Address : GANPATIPOLYPLAST@GMAIL.COM

Phone Number : 6378143946

Academic Qualification : POST GRADUATE

Social Category : GENERAL

PAN Number : BCOPM2929R

DETAILS ABOUT THE PROPOSED BUSINESS UNIT

Name of the Proposed Enterprise GANPATI POLYPLAST PRIVATE LIMITED

Address of the Proposed Business 35, 290/2,GANPATI POLY PLAST, MALOLA CHORAHA, BHILWARA, RAJASTHAN-
Unit 311001.

State : RAJASTHAN District: BHILWARA City: BHILWARA

Block/Taluka : BHILWARA PinCode : 311001

Type of Property Leased Number of New Employment the Proposed Less Than or Equal to 10
Enterprises will Generate

Nature of Operations to be Carried out in the Proposed Semi Automatic

Enterprises :
Total Available Land for Proposed Project(in Sq ft) : 1500

Land Value of the Proposed Unit (In Rs/Sq ft) : 0

Personal Contribution Towards the Project(in %) : 10.00

Loan for Working Capital : Yes

Own Contribution on working capital (in %) : 25.00

 PRODUCT DETAILS
Type of Proposed Product to be Manufactured : Food Products- Manufacturing

Type of Activities to be Involved while Manufacturing the Product GRADING SORTING GRINDING
PROCESSING NAMKEEN &KURKURE
If Food Product, is the Product Manufactured same as ODOP Identified by No
State for the District?
If Not Listed, the Name of Product

BANK DETAILS OF THE APPLICANT

Bank Name Branch Name IFSC Code Bank Account Number

INDIAN OVERSEAS BANK BHILWARA IOBA0001487 148702000001869

BUILDING DETAILS
Type of Building Area (Sq. ft) Rate/Sq.ft (In Rs) Amount (In Rs)

TIN SHED 1500 314 471,000

Total: 471,000

MACHINERY DETAILS
Type of Machinery Quantity/Number of Units Rate/Unit (In Rs) Amount(In Rs.)

SCS 3 SMART 2 27,258 54,516

STAND GEAR 2 10,773 21,546

BOX STRAPPING MACHINES 1 48,026 48,026

BAG CLOSER 2 8,437 16,874

PRINTED LSMINSTED POUCH 1 362,850 362,850

PRINTING CYLINDER 1 300,900 300,900

COMPRESSOR 1 59,000 59,000

MIXER MACHINE 1 88,500 88,500

SEMI PNEUMATIC POUCH 2 306,505 613,010

PACKING MACHINE
EXTRA CHARGES 1 2,360 2,360

CARTAGE 1 3,540 3,540

Total: 1,571,122

OTHER FINANCIAL DETAILS

Preliminary & Pre-operative Cost (in Rs) : 0.00

Furniture & Fixtures (in Rs): 0.00

Contingency/Others/Miscellaneous (in Rs) 0.00

:
Working Capital Per Estimate : 0.00
 SALES DETAILS
Type of Product Rate/Unit (In Number of Units of Amount(In Rs.)
Rs) Proposed Product Expected
KURKURE RS 5 5 110000 550,000

KURKURE RS 10 10 110000 1,100,000

CHIPS RS 5 5 110000 550,000

CHIPS RS 10 10 110000 1,100,000

FALHARI RS 5 5 110000 550,000

FALHARI RS 10 10 110000 1,100,000

PUFFCORN RS 10 10 110000 1,100,000

ALOO BHUJIYA RS 5 5 110000 550,000

ALOO BHUJIYA RS 10 10 110000 1,100,000

PUFFCORN RS 5 5 110000 550,000

Total: 8,250,000

RAW MATERIALS
Name of the Raw Material Rate/Unit (In Reqd. Unit Amount(In
Rs) Rs.)
MAIZE 15 2000 30,000

RICE 20 2000 40,000

PATATO 15 80000 1,200,000

MASALA 240 6000 1,440,000

OIL 145 20000 2,900,000

Total: 5,610,000

WAGES DETAILS
Type of Worker No. of Worker Wages Per Month Per Amount (In Rs)
Person (In Rs)

SKILLED 2 10,000 240,000

UNSKILLED 2 8,500 204,000

Total: 444,000

WORKING CAPITAL REQUIREMENTS FOR THE ENTERPRISE

Stock In Process (In Number of Days) 3

Finished Goods (In Number of Days) : 7

Receivable By (In Number of Days) : 15

MISCELLENEOUS EXPENDITURE

Repair and Maintenance (In %) : 0.00 Power and Fuel (In %) : 0.00

Other Overhead Expenses (In %): 0.00 Telephone Expenses (In %) : 0.00

Stationery & Postage (In %) : 0.00 Advertisement & Publicity (In %): 0.00
Building Rent per Month(In Rs.) : 6,000.00 Other Miscellaneous Expenditure (In %) 0.00

DEPRECIATION DETAILS

On Building (In %) : 10.00 On Machinery (In %) : 15.00

OTHER DETAILS

Loan Repayment Period (in Years) : 7.00 Project Implementation Period (In 2.00
Months):
Rate of Interest (In %): 11.00 Employment : 4.00

PROJECTED FINANCIAL

COST OF PROJECT
Land Land Value Ownership

LAND 0 OWN

Workshed Area/Sq.ft Rate(In Rs.). Amt.(In Rs)

Tin shed 1500 314.00 471,000.00

Total 471,000.00

Machinery Qty. Rate. Amt.(In Rs)

SCS 3 SMART 2.00 27,258.00 54,516.00

STAND GEAR 2.00 10,773.00 21,546.00

BOX STRAPPING MACHINES 1.00 48,026.00 48,026.00

BAG CLOSER 2.00 8,437.00 16,874.00

PRINTED LSMINSTED POUCH 1.00 362,850.00 362,850.00

PRINTING CYLINDER 1.00 300,900.00 300,900.00

COMPRESSOR 1.00 59,000.00 59,000.00

MIXER MACHINE 1.00 88,500.00 88,500.00

SEMI PNEUMATIC POUCH 2.00 306,505.00 613,010.00

PACKING MACHINE
EXTRA CHARGES 1.00 2,360.00 2,360.00

CARTAGE 1.00 3,540.00 3,540.00

Total 1,571,122.00

Preliminary & Pre- Furniture & Contingency/Oth Total Capital Working Capital
operative Cost Fixtures ers/Miscellaneou Expenditure

0.00 0.00 0.00 2,042,122.00 509,780.00

"Means of Financing(Term Loan)"

Own Contribution 10.00 % Rs 204,212.20
Own Contribution 10.00 % Rs 204,212.20

Bank Finance 90.00 %

Term Loan Rs 1,837,909.80

Govt. Subsidy 35.00 % Rs 714,742.70

Means of Financing(Working Capital)

Own Contribution 25.00 % Rs 127,445.00

Bank Finance 75.00 %

Working Capital Rs 382,335.00

Term Loan
Year Opening Installment Closing Balance Interest
Balance
1 1837909.80 43759.76 1794150.04 202170.08

2 1794150.04 262558.54 1531591.50 197356.50

3 1531591.50 262558.54 1269032.96 168475.07

4 1269032.96 262558.54 1006474.42 139593.63

5 1006474.42 262558.54 743915.88 110712.19

6 743915.88 262558.54 481357.34 81830.75

7 481357.34 262558.54 218798.80 52949.31

8 218798.80 262558.54 0 24067.87

Working Capital
Year Opening Installment Closing Balance Interest
Balance
1 382,335.00 9,103.21 373,231.79 42,056.85

2 373,231.79 54,619.29 318,612.50 41,055.50

3 318,612.50 54,619.29 263,993.21 35,047.38

4 263,993.21 54,619.29 209,373.92 29,039.25

5 209,373.92 54,619.29 154,754.63 23,031.13

6 154,754.63 54,619.29 100,135.34 17,023.01

7 100,135.34 54,619.29 45,516.05 11,014.89

8 45,516.05 54,619.29 0.00 5,006.77

Statement Showing the Depreciation on Fixed Assets

WORK SHED
Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year

Opening 471000.00 423900.00 381510.00 343359.00 309023.10

Balance
Depreciation 47100.00 42390.00 38151.00 34335.90 30902.31

Closing 423900.00 381510.00 343359.00 309023.10 278120.79

Balance
MACHINERY
Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year

Opening 1571122.00 1335453.70 1135135.65 964865.30 820135.50

Balance
Depreciation 235668.30 200318.05 170270.35 144729.80 123020.32

Closing 1335453.70 1135135.65 964865.30 820135.50 697115.18

Balance
TOTAL DEPRECIATION
Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year

WorkShed 47100.00 42390.00 38151.00 34335.90 30902.31

Machinery 235668.30 200318.05 170270.35 144729.80 123020.32

Total 282768.30 242708.05 208421.35 179065.70 153922.63

Schedule of Sales Realization

DETAILS OF PROJECTED SALES
Particulars of Product Rate/Pair/Unit No. of Pair/Unit Amount in Rs

KURKURE RS 5 5 110,000.00 550,000.00

KURKURE RS 10 10 110,000.00 1,100,000.00

CHIPS RS 5 5 110,000.00 550,000.00

CHIPS RS 10 10 110,000.00 1,100,000.00

FALHARI RS 5 5 110,000.00 550,000.00

FALHARI RS 10 10 110,000.00 1,100,000.00

PUFFCORN RS 10 10 110,000.00 1,100,000.00

ALOO BHUJIYA RS 5 5 110,000.00 550,000.00

ALOO BHUJIYA RS 10 10 110,000.00 1,100,000.00

PUFFCORN RS 5 5 110,000.00 550,000.00

CAPACITY UTILIZATION OF SALES

Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year

CAPACITY 70.00 % 80.00 % 90.00 % 90.00 % 90.00 %

UTILIZATION
SALES / RECEIPTS 5775000.00 6600000.00 7425000.00 7425000.00 7425000.00
 Raw Materials
Particulars Unit Rate/unit Reqd.Unit Amount in Rs.

MAIZE 0 15 2,000 30,000.00

RICE 0 20 2,000 40,000.00

PATATO 0 15 80,000 1,200,000.00

MASALA 0 240 6,000 1,440,000.00

OIL 0 145 20,000 2,900,000.00

Total 5,610,000.00

WAGES
Particulars No. of Worker Wages Per Month Amount (In Rs.)

Skilled 2 10,000 240,000.00

Unskilled 2 8,500 204,000.00

Total 4 444000.0

Repairs and Maintenance Rs 0.00

Power and Fuel Rs 0.00

Other Overhead Expenses Rs 0.00

ADMINISTRATIVE EXPENSES

Telephone Expenses 0.00

Stationery & Postage 0.00

Advertisement & Publicity 0.00

Workshed Rent 72,000.00

Other Miscellaneous Expenses 0.00

Total 72,000.00

Capacity Utilization of Manufacturing & Administrative Expenses

Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year

Particulars 70.00 % 80.00 % 90.00 % 90.00 % 90.00 %

MANUFACTURING EXPENSES
Rawmaterials 3927000.00 4488000.00 5049000.00 5049000.00 5049000.00

Wages 310800.00 355200.00 399600.00 399600.00 399600.00

Repairs & Maintenance 0.00 0.00 0.00 0.00 0.00

Power & Fuel 0.00 0.00 0.00 0.00 0.00

Other Overhead 0.00 0.00 0.00 0.00 0.00

Expenses
ADMINISTRATIVE EXPENSES
Salary 0.00 0.00 0.00 0.00 0.00

Postage Telephone 0.00 0.00 0.00 0.00 0.00

Stationery & Postage 0.00 0.00 0.00 0.00 0.00

Advertisement & 0.00 0.00 0.00 0.00 0.00

Publicity
Workshed Rent 72000.00 72000.00 72000.00 72000.00 72000.00

Other Miscellaneous 0.00 0.00 0.00 0.00 0.00

Expenses
Total: 4309800.00 4915200.00 5520600.00 5520600.00 5520600.00

Assessment of Working Capital

Particulars Amount in Rs.

Sale 8250000.00

MANUFACTURING EXPENSES
Raw Material 5610000.00

Wages 444000.00

Repair & Maintenance 0.00

Power & Fuel 0.00

Other Overhead Expenses 0.00

Production Cost 6054000.00

Administrative Cost 72000.00
Manufacturing Cost 6126000.00

Working Capital Estimate

Element of Working Capital No of Days Basis Amount in Rs.

0 0 Material Cost 0.00

Stock in process 3 Production Cost 60540.00

Finished goods 7 Manufacturing Cost 142940.00

Receivable by 15 Manufacturing Cost 306300.00

Total Working Capital Requirement Per Cycle 509780.00

Profit & Loss Account

Particulars 0 Year 1 Year 2 Year 3 Year 4 Year

Sales / Receipts 5775000.00 6600000.00 7425000.00 7425000.00

Total 5775000.00 6600000.00 7425000.00 7425000.00

MANUFACTURING EXPENSES
Rawmaterials 3927000.00 4488000.00 5049000.00 5049000.00

Wages 310800.00 355200.00 399600.00 399600.00

Repairs & 0.00 0.00 0.00 0.00

Maintenance
Power & Fuel 0.00 0.00 0.00 0.00

Other Overhead 0.00 0.00 0.00 0.00

Expenses
 Depreciation 282768.30 242708.05 208421.35 179065.70

Production Cost 4520568.30 5085908.05 5657021.35 5627665.70

ADMINISTRATIVE EXPENSES
Salary 0.00 0.00 0.00 0.00

Postage Telephone 0.00 0.00 0.00 0.00

Stationery & Postage 0.00 0.00 0.00 0.00

Advertisement & 0.00 0.00 0.00 0.00

Publicity
Workshed Rent 72000.00 72000.00 72000.00 72000.00

Other Miscellaneous 0.00 0.00 0.00 0.00

Expenses
Administrative 72000.00 72000.00 72000.00 72000.00
Cost
Interest on Bank credit

Term Loan 202170.08 197356.50 168475.07 139593.63

Working Capital 42056.85 41055.50 35047.38 29039.25

Cost of Sale 4836795.23 5396320.05 5932543.80 5868298.58

Net Profit Before Tax 938204.77 1203679.95 1492456.20 1556701.42

Less Tax 0 0.00 0 0

Net Profit 938204.77 1203679.95 1492456.20 1556701.42

Calculation of Debt Service Credit Ratio

Particulars 0 Year 1 Year 2 Year 3 Year 4 Year

Net Profit 938204.77 1203679.95 1492456.20 1556701.42

Add :
Depreciation 282768.30 242708.05 208421.35 179065.70

TOTAL - A 1220973.07 1446388.00 1700877.55 1735767.12

Payments :
On Term Loan :
Interest 202170.08 197356.50 168475.07 139593.63

Installment 43759.76 262558.54 262558.54 262558.54

On Working Capital

Interest 42056.85 41055.50 35047.38 29039.25

TOTAL - B 287986.69 500970.54 466080.99 431191.42

Average D.S.C.R 4.24 2.89 3.65 4.03

Balance Sheet
Particulars 0 Year 1 Year 2 Year 3 Year 4 Year

LIABILITIES
Promoters Capital 331657.20 331657.20 331657.20 331657.20
Profit 938204.77 1203679.95 1492456.20 1556701.42

Term Loan 1837909.80 1794150.04 1531591.50 1269032.96

Working Capital 382335.00 373231.79 318612.50 263993.21

Current Liabilities 0 0 0 0

Sundry Creditors 0 0 0 0

Total 3490106.77 3702718.98 3674317.40 3421384.79

ASSETS
Gross Fixed Assets 2042122.00 1759353.70 1516645.65 1308224.30

Less : Depreciation 282768.30 242708.05 208421.35 179065.70

Net Fixed Assets 1759353.70 1516645.65 1308224.30 1129158.60

Preliminary & Pre- 0 0 0 0

Op. Expenses
Current Assets 382335.00 373231.79 318612.50 263993.21

Cash in Bank/Hand 1348418.07 1812841.54 2047480.60 2028232.98

Total 3490106.77 3702718.98 3674317.40 3421384.79

Cash Flow Statement

Particulars 0 Year 1 Year 2 Year 3 Year 4 Year
Net Profit 938204.77 1203679.95 1492456.20 1556701.42

Add : Depreciation 282768.30 242708.05 208421.35 179065.70

Term Loan 1837909.80 1794150.04 1531591.50 1269032.96

Working Capital Loan 382335.00 373231.79 318612.50 263993.21

Promoters Capital 255190.20 0.00 0.00 0.00

Total 3696408.07 3613769.83 3551081.55 3268793.29

Total Fixed Capital 2042122 2042122 2042122 2042122

Repayment of Term 43759.76 262558.54 262558.54 262558.54
Loan
Repayment of WC 9103.21 54619.29 54619.29 54619.29
Loan
Current Assets 382335.00 373231.79 318612.50 263993.21

Total 435197.97 690409.62 635790.33 581171.04

Opening Balance 0 3261210.10 6184570.31 9099861.53

Surplus 3261210.10 2923360.21 2915291.22 2687622.25

Closing Balance 3261210.10 6184570.31 9099861.53 11787483.78

Break Even Point and Ratio Analysis

Particulars 0 Year 1 Year 2 Year 3 Year 4 Year
Fixed Cost 556938.38 512064.55 448896.42 390659.33

Variable Cost 4562625.15 5126963.55 5692068.73 5656704.95

Total Cost 5119563.53 5639028.10 6140965.15 6047364.28

Sales 5775000.00 6600000.00 7425000.00 7425000.00

 Contribution (Sales- 1212374.85 1473036.45 1732931.27 1768295.05
VC)
B.E.P in % 45.94 34.76 25.90 22.09

Break Even Sales in 2652908.17 2294326.14 1923363.02 1640362.86

Rs.
Break Even Units 530581.63 458865.23 384672.60 328072.57

Current Ratio 1.29 0.67 0.61 0.54

Net Profit Ratio 16.25 % 18.24 % 20.10 % 20.97 %

I/We hereby declare that

All information furnished by me/ us above in this Application/ Business plan & Project
report/Appendix/Annexure/Statements and other papers/ documents enclosed are true and correct to the best of
my/ our knowledge and belief;
I/we have no borrowing arrangements for the applicant enterprise/unit and the associate concerns with any other
bank/FI/ NBFC/ Institution, etc except as indicated in the application;
There are no arrears of statutory dues and no government enquiries/ proceedings/ prosecution/ legal action are
pending/ initiated against the enterprise/ unit/ associate concerns/ promoters/ directors/ partners/ proprietor except
as indicated in the application;