PRADHAN MANTRI FORMALISATION OF MICRO FOOD

PROCESSING ENTERPRISE SCHEME

Application View
Application Id : 19185241170159

Name : VINOD KUMAR

Mother Name : KIRAN

Father/Spouse Name : KISHORI LAL

Gender : MALE

Date of Birth : 18-Oct-1992

Residential Address BARAUNSHA SULTANPUR

City: SULTANPUR

State : UTTAR PRADESH

District: SULTANPUR

Block/Taluka : JAISINGHPUR

PINCODE : 228120

Email Address : LUCK.KAFE786@GMAIL.COM

Phone Number : 8318788161

Academic Qualification : GRADUATE

Social Category : GENERAL

PAN Number : DSWPK9740Q

DETAILS ABOUT THE PROPOSED BUSINESS UNIT

Name of the Proposed Enterprise VINOD KUMAR Latitude 26.19286

Address of the Proposed Business BARAUNSHA SULTANPUR

Unit Lognitude 82.19286

State UTTAR PRADESH District SULTANPUR City: SULTANPUR

Block/Taluka JAISINGHPUR PinCode : 228120 Legal Status :Sole Proprietorship

Type of Property Owned Number of New Employment the Proposed Less Than or Equal to 10
Enterprises will Generate

Nature of Operations to be Carried out in the Proposed Manual

Enterprises :
Total Available Land for Proposed Project(in Sq ft) : 1500

Land Value of the Proposed Unit (In Rs/Sq ft) : 300

Personal Contribution Towards the Project(in %) : 10.00

Loan for Working Capital : No

Own Contribution on working capital (in %) 100.00

 PRODUCT DETAILS
Type of Proposed Product to be Manufactured : Food Products- Manufacturing
Type of Activities to be Involved while Manufacturing the Product : PROCESSING

If Food Product, is the Product Manufactured same as ODOP Identified by State for the No
District?

If No, Other ODOP Products : Milk Based Product

BANK DETAILS OF THE APPLICANT

Bank Name Branch Name IFSC Code Bank Account Number

BARODA UTTAR PRADESH BANK BARAUNSA RRB005856 NA

BARODA UTTAR PRADESH BANK BARAUNSA RRB005856

BUILDING DETAILS
Type of Building Area (Sq. ft) Rate/Sq.ft (In Rs) Amount (In Rs)

RCC/ASBESTOS SHED 1000 150 150,000

Total: 150,000

MACHINERY DETAILS
Type of Machinery Quantity/Number of Units Rate/Unit (In Rs) Amount(In Rs.)

PLANT AND MACHINERY 1 350,000 350,000

Total: 350,000

OTHER FINANCIAL DETAILS

Preliminary & Pre-operative Cost (in Rs) : 0.00

Furniture & Fixtures (in Rs): 0.00

Contingency/Others/Miscellaneous (in Rs) 0.00

:
SALES DETAILS
Type of Product Rate/Unit (In Number of Units of Amount(In Rs.)
Rs) Proposed Product Expected
MILK PRODUCT 400 3000 1,200,000

Total: 1,200,000

RAW MATERIALS
Name of the Raw Material Rate/Unit (In Reqd. Unit Amount(In
Rs) Rs.)
MILK 50 7500 375,000

Total: 375,000

WAGES DETAILS
Type of Worker No. of Worker Wages Per Month Per Amount (In Rs)
Person (In Rs)

SKILLED 1 10,000 120,000

UNSKILLED 1 6,000 72,000

Total: 192,000

WORKING CAPITAL REQUIREMENTS FOR THE ENTERPRISE

Stock In Process (In Number of Days) 2
Finished Goods (In Number of Days) : 2

Receivable By (In Number of Days) : 2

MISCELLENEOUS EXPENDITURE

Repair and Maintenance (In %) : 1.00 Power and Fuel (In %) : 2.00

Other Overhead Expenses (In %): 1.00 Telephone Expenses (In %) : 2.00

Stationery & Postage (In %) : 1.00 Advertisement & Publicity (In %): 2.00

Building Rent per Month(In Rs.) : 0.00 Other Miscellaneous Expenditure (In %) 1.00

DEPRECIATION DETAILS
On Building (In %) : 10.00 On Machinery (In %) : 15.00

OTHER DETAILS
Loan Repayment Period (in Years) : 5.00 Project Implementation Period (In 6.00
Months):
Rate of Interest (In %): 11.00 Employment : 2.00

PROJECTED FINANCIAL
COST OF PROJECT
Land Land Value Ownership

LAND 300 Owned

Workshed Area/Sq.ft Rate(In Rs.). Amt.(In Rs)

1000 150.00 150,000.00

Total 150,000.00

Machinery Qty. Rate. Amt.(In Rs)

PLANT AND MACHINERY 1.00 350,000.00 350,000.00

Total 350,000.00

Preliminary & Pre- Furniture & Contingency/Oth Total Capital Working Capital
operative Cost Fixtures ers/Miscellaneou Expenditure

0.00 0.00 0.00 500,000.00 13,260.00

"Means of Financing(Term Loan)"

Own Contribution 10.00 % Rs 50,000.00

Bank Finance 90.00 % Rs

Term Loan Rs 450,000.00

Govt. Subsidy 35.00 % Rs 175,000.00

Means of Financing(Working Capital)

Own Contribution 100.00 % Rs 13,260.00

Bank Finance 0.00 % Rs

Working Capital Rs 0.00

Term Loan
Year Opening Installment Closing Balance Interest
Balance
1 450000.00 45000.00 405000.00 49500.00

2 405000.00 90000.00 315000.00 44550.00

3 315000.00 90000.00 225000.00 34650.00

4 225000.00 90000.00 135000.00 24750.00

5 135000.00 90000.00 45000.00 14850.00

6 45000.00 90000.00 0 4950.00

Working Capital
Year Opening Installment Closing Balance Interest
Balance
1 0.00 0.00 0.00 0.00

Statement Showing the Depreciation on Fixed Assets

WORK SHED
Particula 1st Year 2nd Year 3rd Year 4th Year 5th Year 6th Year 7th Year 8th Year 9th Year 10th
rs Year
Opening 150000.00 135000.00 121500.00 109350.00 98415.00 88573.50 79716.15 71744.54 64570.09 58113.08
Balance
Depreciatio 15000.00 13500.00 12150.00 10935.00 9841.50 8857.35 7971.61 7174.45 6457.01 5811.31
n
Closing 135000.00 121500.00 109350.00 98415.00 88573.50 79716.15 71744.54 64570.09 58113.08 52301.77
Balance

MACHINERY
Particula 1st Year 2nd Year 3rd Year 4th Year 5th Year 6th Year 7th Year 8th Year 9th Year 10th
rs Year
Opening 350000.00 297500.00 252875.00 214943.75 182702.19 155296.86 132002.33 112201.98 95371.68 81065.93
Balance
Depreciatio 52500.00 44625.00 37931.25 32241.56 27405.33 23294.53 19800.35 16830.30 14305.75 12159.89
n
Closing 297500.00 252875.00 214943.75 182702.19 155296.86 132002.33 112201.98 95371.68 81065.93 68906.04
Balance

TOTAL DEPRECIATION
Particula 1st Year 2nd Year 3rd Year 4th Year 5th Year 6th Year 7th Year 8th Year 9th Year 10th
rs Year
WorkShed 15000.00 13500.00 12150.00 10935.00 9841.50 8857.35 7971.61 7174.45 6457.01 5811.31

Machinery 52500.00 44625.00 37931.25 32241.56 27405.33 23294.53 19800.35 16830.30 14305.75 12159.89

Total 67500.00 58125.00 50081.25 43176.56 37246.83 32151.88 27771.96 24004.75 20762.76 17971.20

Schedule of Sales Realization

DETAILS OF PROJECTED SALES
Particulars of Product Rate/Pair/Unit No. of Pair/Unit Amount in Rs

MILK PRODUCT 400 3,000.00 1,200,000.00

 CAPACITY UTILIZATION OF SALES
Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year 6th Year 7th Year 8th Year 9th Year 10th Year

CAPACITY 70.00 % 80.00 % 90.00 % 90.00 % 90.00 % 90.00 % 90.00 % 90.00 % 90.00 % 90.00 %
UTILIZATION

SALES / RECEIPTS 840000.00 960000.00 1080000.00 1080000.00 1080000.00 1080000.00 1080000.00 1080000.0 1080000.0 1080000.0
0 0 0

Raw Materials
Particulars Unit Rate/unit Reqd.Unit Amount in Rs.

MILK 0 50 7,500 375,000.00

Total 375,000.00

WAGES
Particulars No. of Worker Wages Per Month Amount (In Rs.)

1 10,000 120,000.00

1 6,000 72,000.00

Total 2 192000.0

Repairs and Maintenance Rs 12,000.00

Power and Fuel Rs 24,000.00

Other Overhead Expenses Rs 12,000.00

ADMINISTRATIVE EXPENSES

Telephone Expenses 24,000.00

Stationery & Postage 12,000.00

Advertisement & Publicity 24,000.00

Workshed Rent 0.00

Other Miscellaneous Expenses 12,000.00

Total 72,000.00

Capacity Utilization of Manufacturing & Administrative Expenses

Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year 6th Year 7th Year 8th Year 9th Year 10th Year

Particulars 70.00 % 80.00 % 90.00 % 90.00 % 90.00 % 90.00 % 90.00 % 90.00 % 90.00 % 90.00 %

MANUFACTURING EXPENSES
Rawmaterials 262500.00 300000.00 337500.00 337500.00 337500.00 337500.00 337500.00 337500.00 337500.00 337500.00

Wages 134400.00 153600.00 172800.00 172800.00 172800.00 172800.00 172800.00 172800.00 172800.00 172800.00

Repairs & Maintenance 8400.00 9600.00 10800.00 10800.00 10800.00 10800.00 10800.00 10800.00 10800.00 10800.00
Power & Fuel 16800.00 19200.00 21600.00 21600.00 21600.00 21600.00 21600.00 21600.00 21600.00 21600.00

Other Overhead 8400.00 9600.00 10800.00 10800.00 10800.00 10800.00 10800.00 10800.00 10800.00 10800.00
Expenses

ADMINISTRATIVE EXPENSES
Salary 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Postage Telephone 16800.00 19200.00 21600.00 21600.00 21600.00 21600.00 21600.00 21600.00 21600.00 21600.00
Expenses
Stationery & Postage 8400.00 9600.00 10800.00 10800.00 10800.00 10800.00 10800.00 10800.00 10800.00 10800.00

Advertisement & 16800.00 19200.00 21600.00 21600.00 21600.00 21600.00 21600.00 21600.00 21600.00 21600.00
Publicity

Workshed Rent 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Other Miscellaneous 8400.00 9600.00 10800.00 10800.00 10800.00 10800.00 10800.00 10800.00 10800.00 10800.00
Expenses

Total: 480900.00 549600.00 618300.0 618300.00 618300.00 618300.00 618300.00 618300.0 618300.00 618300.00
0 0

Assessment of Working Capital

Particulars Amount in Rs.

Sale 1200000.00

MANUFACTURING EXPENSES
Raw Material 375000.00

Wages 192000.00

Repair & Maintenance 12000.00

Power & Fuel 24000.00

Other Overhead Expenses 12000.00

Production Cost 615000.00

Administrative Cost 72000.00
Manufacturing Cost 687000.00

Working Capital Estimate

Element of Working Capital No of Days Basis Amount in Rs.

0 0 Material Cost 0.00

Stock in process 2 Production Cost 4100.00

Finished goods 2 Manufacturing Cost 4580.00

Receivable by 2 Manufacturing Cost 4580.00

Total Working Capital Requirement Per Cycle 13260.00

Profit & Loss Account

Particulars 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year

Sales / Receipts 840000.00 960000.00 1080000.0 1080000.0 1080000.0 1080000.0 1080000.0 1080000.0 1080000.0 1080000.0
0 0 0 0 0 0 0 0
Total 840000.00 960000.00 1080000.0 1080000.0 1080000.0 1080000.0 1080000.0 1080000.0 1080000.0 1080000.0
0 0 0 0 0 0 0 0

MANUFACTURING EXPENSES
Rawmaterials 262500.00 300000.00 337500.00 337500.00 337500.00 337500.00 337500.00 337500.00 337500.00 337500.00

Wages 134400.00 153600.00 172800.00 172800.00 172800.00 172800.00 172800.00 172800.00 172800.00 172800.00
 Repairs & 8400.00 9600.00 10800.00 10800.00 10800.00 10800.00 10800.00 10800.00 10800.00 10800.00
Maintenance
Power & Fuel 16800.00 19200.00 21600.00 21600.00 21600.00 21600.00 21600.00 21600.00 21600.00 21600.00

Other Overhead 8400.00 9600.00 10800.00 10800.00 10800.00 10800.00 10800.00 10800.00 10800.00 10800.00
Expenses
Depreciation 67500.00 58125.00 50081.25 43176.56 37246.83 32151.88 27771.96 24004.75 20762.76 17971.20

Production 498000.0 550125.00 603581.25 596676.5 590746.83 585651.8 581271.96 577504.75 574262.7 571471.20
0 6 8 6
Cost

ADMINISTRATIVE EXPENSES
Salary 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Postage Telephone 16800.00 19200.00 21600.00 21600.00 21600.00 21600.00 21600.00 21600.00 21600.00 21600.00
Expenses

Stationery & Postage 8400.00 9600.00 10800.00 10800.00 10800.00 10800.00 10800.00 10800.00 10800.00 10800.00

Advertisement & 16800.00 19200.00 21600.00 21600.00 21600.00 21600.00 21600.00 21600.00 21600.00 21600.00
Publicity

Workshed Rent 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Other 8400.00 9600.00 10800.00 10800.00 10800.00 10800.00 10800.00 10800.00 10800.00 10800.00
Miscellaneous

Administrative 50400.00 57600.00 64800.00 64800.00 64800.00 64800.00 64800.00 64800.00 64800.00 64800.00
Cost

Interest on Bank credit

Term Loan 49500.00 44550.00 34650.00 24750.00 14850.00 4950.00 0 0 0 0

Working Capital 0.00 0 0 0 0 0 0 0 0 0

Loan
Cost of Sale 597900.0 652275.00 703031.25 686226.5 670396.83 655401.88 646071.96 642304.75 639062.7 636271.2
0 6 6 0
Net Profit Before 242100.00 307725.00 376968.75 393773.44 409603.17 424598.12 433928.04 437695.25 440937.24 443728.80
Tax

Less Tax 0 0.00 0 0 0.00 0.00 0.00 0.00 0.00

Net Profit 242100.0 307725.00 376968.75 393773.4 409603.17 424598.12 433928.04 437695.25 440937.2 443728.8
0 4 4 0

Calculation of Debt Service Credit Ratio

Particulars 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year
Net Profit 242100.00 307725.00 376968.75 393773.44 409603.17 424598.12 433928.04 437695.25 440937.24 443728.80

Add :

Depreciation 67500.00 58125.00 50081.25 43176.56 37246.83 32151.88 27771.96 24004.75 20762.76 17971.20

TOTAL - A 309600.0 365850.00 427050.00 436950.0 446850.00 456750.0 461700.00 461700.00 461700.0 461700.00
0 0 0 0

Payments :
On Term Loan :
Interest 49500.00 44550.00 34650.00 24750.00 14850.00 4950.00 0 0 0 0

Installment 45000.00 90000.00 90000.00 90000.00 90000.00 90000.00 0 0 0 0

On Working Capital
Interest 0.00 0 0 0 0 0 0 0 0 0

TOTAL - B 94500.00 134550.00 124650.00 114750.0 104850.00 94950.00 0.00 0.00 0.00 0.00
0
Average D.S.C. 3.28 2.72 3.43 3.81 4.26 4.81 0 0 0 0
R
 Balance Sheet
LIABILITIES
Particulars 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year

Promoters 63260.00 63260.00 63260.00 63260.00 63260.00 63260.00 63260.00 63260.00 63260.00 63260.00

Profit 242100.00 307725.00 376968.75 393773.44 409603.17 424598.12 433928.04 437695.25 440937.24 443728.80

Term Loan 450000.00 405000.00 315000.00 225000.00 135000.00 45000.00 0 0 0 0

Working Capital 0.00 0 0 0 0 0 0 0 0 0

Current Liabilities 0 0 0 0 0 0 0 0 0 0

Sundry 0 0 0 0 0 0 0 0 0 0

Total 755360.0 775985.00 755228.75 682033.4 607863.17 532858.12 497188.04 500955.2 504197.24 506988.8
0 4 5 0

ASSETS

Gross Fixed 500000.00 432500.00 374375.00 324293.75 281117.19 243870.36 211718.48 183946.52 159941.77 139179.01

Less : 67500.00 58125.00 50081.25 43176.56 37246.83 32151.88 27771.96 24004.75 20762.76 17971.20

Net Fixed Assets 432500.00 374375.00 324293.75 281117.19 243870.36 211718.48 183946.52 159941.77 139179.01 121207.81

Preliminary & 0 0 0 0 0 0 0 0 0 0
Pre-Op. Expenses
Current Assets 0.00 0 0 0 0 0 0 0 0 0

Cash in Bank/Hand 322860.0 401610.00 430935.00 400916.2 363992.81 321139.64 313241.52 341013.4 365018.23 385780.9
0 5 8 9
Total 755360.00 775985.00 755228.75 682033.44 607863.17 532858.12 497188.04 500955.25 504197.24 506988.80

Cash Flow Statement

Particulars 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year

Net Profit 242100.00 307725.00 376968.75 393773.44 409603.17 424598.12 433928.04 437695.25 440937.24 443728.80

Add : Depreciation 67500.00 58125.00 50081.25 43176.56 37246.83 32151.88 27771.96 24004.75 20762.76 17971.20

Term Loan 450000.00 405000.00 315000.00 225000.00 135000.00 45000.00 0 0 0 0

Working Capital 0.00 0 0 0 0 0 0 0 0 0

Loan
Promoters 63260.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Total 810926.00 770850.00 742050.00 661950.0 581850.00 501750.00 461700.00 461700.00 461700.0 461700.00
0 0
Total Fixed 500000

Repayment of 45000.00 90000.00 90000.00 90000.00 90000.00 90000.00 0 0 0 0

Term Loan
Repayment of 0.00 0 0 0 0 0 0 0 0 0
WC Loan
Current Assets 0.00 0 0 0 0 0 0 0 0 0

45000.00 90000.00 90000.00 90000.00 90000.00 90000.00 0.00 0.00 0.00 0.00
Total
Opening Balance 0 765926.00 1446776.0 2098826.0 2670776.00 3162626.0 3574376.00 4036076.0 4497776.0 4959476.0
0 0 0 0 0 0
Surplus 765926.00 680850.00 652050.00 571950.00 491850.00 411750.00 461700.00 461700.00 461700.00 461700.00

Closing 765926.00 1446776.0 2098826.0 2670776. 3162626.0 3574376.0 4036076.0 4497776.0 4959476. 5421176.0
0 0 00 0 0 0 0 00 0
Balance
 Break Even Point and Ratio Analysis
Particulars 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10 Year

Fixed Cost 167400.00 160275.00 149531.25 132726.56 116896.83 101901.88 92571.96 88804.75 85562.76 82771.20

Variable Cost 498000.00 550125.00 603581.25 596676.56 590746.83 585651.88 585651.88 577504.75 574262.76 571471.20

Total Cost 665400.00 710400.00 753112.50 729403.12 707643.66 687553.76 673843.92 666309.50 659825.52 654242.40

Sales 840000.00 960000.00 1080000.0 1080000.0 1080000.00 1080000.0 1080000.00 1080000.0 1080000.0 1080000.0
0 0 0 0 0 0

Contribution 342000.00 409875.00 476418.75 483323.44 489253.17 494348.12 498728.04 502495.25 505737.24 508528.80
(Sales-VC)
B.E.P in % 48.95 39.10 31.39 27.46 23.89 20.61 18.56 17.67 16.92 16.28

Break Even Sales 411157.89 375392.50 338974.38 296581.28 258043.45 222624.56 200465.40 190865.74 182718.96 175787.28
in Rs.
Break Even Units 1027.89 938.48 847.44 741.45 645.11 556.56 501.16 477.16 456.80 439.47

Current Ratio 0 0 0 0 0 0 0 0 0 0

Net Profit Ratio 28.82 32.05 % 34.90 % 36.46 % 37.93 % 39.31 % 40.18 % 40.53 % 40.83 % 41.09 %

I/We hereby declare that

All information furnished by me/ us above in this Application/ Business plan & Project
report/Appendix/Annexure/Statements and other papers/ documents enclosed are true and correct to the best of
my/ our knowledge and belief;
I/we have no borrowing arrangements for the applicant enterprise/unit and the associate concerns with any other
bank/FI/ NBFC/ Institution, etc except as indicated in the application;
There are no arrears of statutory dues and no government enquiries/ proceedings/ prosecution/ legal action are
pending/ initiated against the enterprise/ unit/ associate concerns/ promoters/ directors/ partners/ proprietor except
as indicated in the application;