HIGH LEVEL CREDIT

BLUEPRINT

GUIDE OF 2023
 www.upyourincome.net | 2

Welcome to MillionDollarBlueprint.com
CPN MASTERCLASS

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You have JUST unlocked the EXACT CPN blueprint and secrets that have helped me and others
access millions of dollars in less than 5 years. This is the most high-level, informative CPN
training guide online. So, you’ve made a great investment! The information you’re about to
access is worth a lot of money!

In this step-by-step training guide… I will cover EVERYTHING, from cheat codes, loopholes and
gray areas to secret strategies that I have discovered over the years from trial and error… and
everything YOU need to know about building a fully functional, supercharged, and bulletproof
CPN profile with an 800+ credit score in less than 30 days!

I will cover so many things in this training that the CPN and Credit Gurus don’t want you to
know! So, get ready to learn the real secrets to accessing serious and LARGE funding in 2022,
whether you’re just looking to elevate your lavish lifestyle or to fund a new business venture!

You’ll discover how to get approved for high-limit credit cards, personal loans, auto loans,
business loans and a lot more with your new CPN.

In this blueprint, you will have access to over $50,000 worth of information that can help you
EASILY and QUICKLY get over $1M in personal credit lines, personal loans, business funding and
all sorts of capital this year EVEN IF YOU HAVE BAD CREDIT!

So, let’s get started…

But before we start… quick disclaimer:

DISCLAIMER: This CPN Masterclass guide is for educational purposes only. The information
in this training was made only to help people understand how a CPN credit profile is built.
We are NOT responsible for how you use this information.

©️2022 The Million Dollar Bluprint, LLC, all rights reserved. No reproduction or use of any portion of the content or work or the
entire work is permitted without the express written permission and authorization of the publisher. However, the publisher of
these materials routinely grants authorization for reproduction or use of this work, in whole or in part. If you would like to use
any portion of this material in training, please email or call the distributor of this guide.
 Here are some of the things you can do with your new CPN:

High-limit personal credit cards Start an Airbnb company to make

passive income $$
Large personal loans
Jewelry credit line (Kays, Jared and even
Auto loans (BMW, Mercedes-Benz, Audi,
high-end franchise jewelers)
GM/Chevy, Dodge/JEEP, Lexus and more)
Care Credit (Cosmetic enhancement
Finance business use vehicles to start a
credit lines)
trucking company, etc.
Personal guarantee a new business with
Department Store credit lines (Best Buy,
new EIN + DUNS
Target, Home Depot, Saks Fifth Avenue,
Nordstrom, Macy’s, Lowes and many Business credit cards from $50k and up
more)
Business loans from $50k and up
Lease luxury apartments/homes
Rent houses (No home buying)

PHASE 1: CPN BUILDING

In Phase 1 of your CPN building, we will go over the topics highlighted below in blue.
This is the first and most important phase when creating a new CPN number and will make or
break your chances for being approved for auto loans, apartments, credit cards, personal loans,
business loans etc… so follow this first phase precisely and step by step!

Trimerge CPN
Find & Create Attach CPN Number with Add CPN To
Decode CPN
New CPN Number To Transunion, Public Records
Number
Number Yourself Experian & Database
Equifax

Add Initial Add Rent

Sign-Up For
Add Seasoned Reporting - Aged PRIMARY
CPN Credit Credit Boost Authorized Backdated Tradelines -
Monitoring Primary User Tradeline Primary Zombie Debt
Websites Tradeline Tradeline
 MODULE 1: DECODING A CPN NUMBER

Many people don’t know that CPN numbers

should be created like a real SSN. Each state
in the United States issues Social Security
Numbers based off a specific first 3 numbers
in the SSN. Below is a guide and link that
shows you how to decode the first 3
numbers of your CPN, based off the state
you are looking to create your CPN in.

For example… If you are in Georgia and

you’re looking to create a CPN number in
Georgia, then the first three numbers of your
CPN should start with numbers between 252-
260… (shown in the link and the chart below)

This is VERY important when creating a CPN,

because believe it or not, banks and lenders
will look at this and pay attention to this. If
your CPN does not appear as a real SSN that
was issued in the state you’re saying it is in,
then you could be scrutinized for fraud. So,
keep this very important step in mind to
avoid scrutiny.

*I’ve attached a decoding guide below and

ALSO a link to help you easily find your first
three numbers and decode your CPN
number based on your state:
https://stevemorse.org/ssn/ssn.html
 SSN/CPN Decoding Guide (Below)

The first three digits of a Social Security Number correspond to locations as follows:

SSN State SSN State or Territory

001-003 New Hampshire 449-467 Texas
004-007 Maine 468-477 Minnesota
008-009 Vermont 478-485 Iowa
010-034 Massachusetts 486-500 Missouri
035-039 Rhode Island 501-502 North Dakota
040-049 Connecticut 503-504 South Dakota
050-134 New York 505-508 Nebraska
135-158 New Jersey 509-515 Kansas
159-211 Pennsylvania 516-517 Montana
212-220 Maryland 518-519 Idaho
221-222 Delaware 520 Wyoming
223-231 Virginia 521-524 Colorado
232-236 West Virginia 525, 585 New Mexico
232 North Carolina 526-527 Arizona
247-251 South Carolina 528-529 Utah
252-260 Georgia 530, 680 Nevada
261-267 Florida 531-539 Washington
268-302 Ohio 540-544 Oregon
303-317 Indiana 545-573 California
318-361 Illinois 574 Alaska
362-386 Michigan 575-576 Hawaii
387-399 Wisconsin 577-579 District of Columbia
400-407 Kentucky 580 Virgin Islands
408-415 Tennessee 580-584 Puerto Rico
416-424 Alabama 586 Guam
425-428 Mississippi 586 American Samoa
429-432 Arkansas 586 Philippine Islands
433-439 Louisiana 700-728 Railroad Board*
440-448 Oklahoma 729-733 Enumeration at Entry

237-246, 587-665, 667-679,

Officially: Not Issued
681-699, 750-772

734-749, 773-899 Unknown

000, 666, 900-999 Never valid numbers
 MODULE 2: FINDING AND CREATING THE PERFECT CPN

In this next step… I’ll be breaking down how to find a perfect CPN that can function like a real
SSN. RECAP: In the first module, we covered decoding a CPN number based off your state, so
you should now have your first 3 numbers in mind and ready…

Now, we will find our final 6 digits to finalize the full 9-digit (SSN) CPN number that you will be
using. So, for example… as I mentioned in the first module… Georgia SSN will start with
numbers 252-260… so we know that the first 3 digits should be between these numbers.

EXAMPLE: 252-xxx-xxxx

Once you have determined your first 3 numbers… let’s finish creating the last 6.

Now, in order to do this, we will be using this website: https://www.ssnvalidator.com

Once you have your first 3 numbers based on the state you’ll be making your CPN in, you’ll
enter them in the first box on SSN Validator’s website… Then use a series of 6 random numbers
to complete the full 9 digits. (Shown below)

Once you enter 6 random numbers into the empty boxes (as shown above), then you will click
YES, I ACCEPT terms and conditions… verify I AM NOT A ROBOT and then click SEARCH.
 The next screen will either give you a message that shows the following: Number
you entered has been ISSUED, has a DEATH MASTERFILE or NON ISSUANCE. If
you received a message that shows the number you entered has been ISSUED, or
has a DEATH MASTERFILE, then this is an INVALID number and cannot be
used for your CPN…

If the message you receive reads: NON ISSUANCE, and NO RECORDS OF

ISSUANCE then YES… this number CAN be used and is now your new blank CPN
number!

Congrats, you now have decoded a brand new CPN number! Write this number down and keep
it close because this will be your new CPN number and is the number you will be building a
credit profile with.

To double check that the number you created can be used, go to SSNVerify.org and enter the
new CPN number you created: https://www.ssn-check.org/verify

You can use SSN-Check.org’s free tool to find out if a Social Security Number is valid and
whether or not it has been issued. Using the Social Security Decoding information on this site…
you will be able to determine when and where a social security number was issued as well.

*If all checks out, let’s move on. If not… simply follow the steps above until you have
successfully decoded a 9 digit number that is free and clear of any active records found.
 MODULE 3: ATTACHING YOUR NEW CPN TO YOUR NAME

In this next module… we will be covering a

VERY… VERY important step in CPN profile
building.

Now you have a complete CPN number and it’s

time to gather some basic info for this
CPN profile. The first step is going to be
choosing an address that has NEVER been
associated to you or your personal credit in
ANY WAY. You will need to use an address
where you have never received mail or had any
bills under your name. This is extremely
important because if you use an address that is
linked to you, the credit files could mix and that
will make the CPN number non usable. Choose
an address where you will be able to pick up
mail. But, not to close to your own address.

I recommend a friend, family member or associate that you know you can pick up mail.

Now you will need a phone number for your new CPN profile.

DO NOT USE TEXTNOW or GOOGLE VOICE or apps on your smart phone like TextFree+.

Purchase a new cheap phone with new phone number from MetroPCS, T-Mobile Prepaid, AT&T
Prepaid or Cricket Wireless. Make sure that you use your new CPN address and real first and
last name when starting the phone service… This will be key later in this training. Keep the area
code in the same area as the address you are using on your CPN.

Now you will need an email address. Like in the previous step above… it cannot be linked to
you. This is very important, and I cannot stress this enough. Gmail, Yahoo, MSN, etc will work
great for this step. Just simply create a new e-mail address, preferably one that has your first
and last name.

For example: If your name is JAMIE SCOTT… create an email like:

jamiescott.11223@gmail.com

Now, get a pen and paper or notes out because you’ll be writing down some very important
information.
You will be writing down the following:

Annual Income, Time at address, Type of job, Time on job and some other details.

Please use only these numbers below because they typically work best later down the line.

Annual Income: Range anywhere between $90,000 - $110,000 (Don’t exceed because
this will affect your Debt-to-Income Ratio).

Your Time at Current Address: 5 Years + 5 Months

Type of Job: Self Employed (Key info… because later in the training, I’ll be showing you
how to obtain a new LLC and EIN number).

Time on Job: 5 Years + 5 Months

Always use this same, identical information when applying for anything.
 MODULE 4: TRIMERGING YOUR CPN NUMBER
WITH CREDIT BUREAUS

Now you’re ready to tri-merge your new CPN number. Trimerging your CPN basically means to
merge the above information and CPN number with the credit bureaus, Transunion, Experian,
and Equifax establishing a new credit file.

This step is very important when creating a bulletproof CPN credit profile that can be
used for many years.

In this step… you will log on to each of the websites I have listed below by
clicking the links.

https://www.myautoloan.com/ - Apply for new auto loan… enter all the

information you have used so far to create your CPN. Apply for any vehicle…
this is just to get a hard inquiry on your CPN credit profile. YOU WILL BE
DENIED.

https://www.badcreditloans.com/ - Apply for a personal loan of $10,000.

Enter the same information that you did above for this loan application. YOU
WILL BE DENIED.

https://www.capitalone.com/ - Apply for Capital One Venture card for

excellent credit. Use the same information that you did above for this
application as well. YOU WILL BE DENIED.

https://www.americanexpress.com/ - Apply for any one American Express

card for excellent credit. Use the same information that you did above for this
application as well. YOU WILL BE DENIED.

http://www.drivetime.com/ - Click APPLY NOW and proceed to enter your

information, as above, to apply for an auto loan. You WILL be APPROVED for
this auto loan, however, disregard the approval. This is ONLY for trimerging and
you’re not ready to walk into the dealer JUST YET to get an auto loan.

http://www.roadloans.com/ - Click APPLY NOW and proceed to enter your

information, as above, to apply for an auto loan. Pick any vehicle for
application. You should be APPROVED for this auto loan, however, disregard
the approval. This is ONLY for trimerging and you’re not ready to walk into the
dealer JUST YET to get an auto loan.
There are many more creditors that you can apply for, but for this training, this will simply be
enough to merge your new CPN with the credit bureaus. We don’t want to put too many hard
inquiries on your new CPN just yet. Too many inquires can result in denials later down the line.

Congratulations! You should now be successfully trimerged with Tranunion, Equifax and
Experian. You may also receive unsolicited phone calls and emails from the applications you
submitted… just simply ignore the call and emails. You are on your way to big approvals, but
this is the first phase in building your bulletproof CPN.

It is recommended to apply for each website show above on individual days, but not
imperative. You want to show that you are looking for credit, not looking like you NEED credit.
It'll sometimes take a day or two an inquiry to attach to your profile.

Now, there will be 3-4 inquiries on your CPN profile. Inquiries validate your CPN credit profile
and registers with the 3 bureaus that you are looking for credit. This will solidify your profile
with Experian, Transunion, and Equifax.
 MODULE 5: OPT-IN YOUR CPN TO PUBLIC RECORDS

**NOTE: This is by far the most crucial and most important step in CPN building. Public
records are extremely vital because this is how the banks, lenders and creditors will be able to
ensure that your CPN number is an actual “SSN” number, which is how it should appear. Certain
lenders and banks use a specific database to verify this information, so you don’t want to miss
this step. Missing this step could cause legal issues to arise when applying for credit and can
significantly decrease your chances for getting approved for anything!

** So play close attention and be careful not to miss any steps below.

Let’s continue…

In this module… I will be showing you how to get your CPN number into the public records
database.

Click here to log on to: https://www.optoutprescreen.com/selection and scroll down to the OPT
IN or OPT OUT tab. (TAB SHOWN ON IMAGE BELOW)

Click the tab! Then on the next screen you’ll scroll down and click OPT-IN and CONTINUE (TAB
SHOWN ON IMAGE BELOW)
Enter you’re the same information you used to create your CPN number in the first steps of this
training into the sections on the next screen… Hit DONE or CONTINUE to complete your opt-in
to OPTOUTPRESCREEN.COM

Next step… we are going to go to: http://listyourself.net and do basically the same thing we did
for the site above. Once you are logged on to the site… you will click the MORE INFO tab as
shown in the image below:

Once you click the MORE INFO tab… you will proceed to the next
screen and type in your CPN information. Once again, you will
enter the same information you used to create your CPN.
The name, address, email and phone number. You will use
this information EVERYTIME you use your CPN or apply for
anything using your CPN.

Next… you will opt-in to SageStream:

https://forms.sagestreamllc.com/#/opt-self
SageStream is also where public records information is housed,
so this is a top-tier database to opt-in to.

Ok, let’s continue…

Next step for getting your CPN profile into public records is to
sign-up for REWARDS/Memberships/Programs that offer credit
cards! This will make your CPN profile strong and bulletproof!

Go to the following websites and apply for rewards using your CPN information: name,
address, phone number, email etc.

BestBuy.com Home Depot

Dick’s Sporting Goods Bed, Bath & Beyond
Delta Airlines Hilton Rewards
American Airlines IHG Rewards
Spirit Airlines Marriott Bonvoy Rewards
JetBlue Airlines and finally… AAA
Southwest Airlines

Next, you will need to sign-up for rewards programs that DON’T offer credit cards. Go to the
following websites and apply for rewards using the same CPN information:
Outback Steakhouse Rewards CVS Rewards
Kroger Rewards ACE Hardware Reward
Walgreens Rewards Foot Locker Rewards
Next, sign up for the following home renter’s insurance using your new CPN address ONLY.

https://www.geico.com/ https://www.esurance.com/

https://www.progressive.com/ https://www.libertymutual.com/

https://www.statefarm.com/ https://www.allstate.com

LASTLY… GO TO INDEED.COM AND SIGN UP FOR AN ACCOUNT AND GO FIND JOB SITES TO GET
EMAILS ABOUT JOB OPENINGS FOR EXAMPLE

https://www.ziprecruiter.com/search-jobs Dice.com

CareerBuilder.com ZipRecruiter.com

Indeed.com AngelList.com

LinkedIn.com College Recruiter.com

Job.com.com Hired.com

Ladders.com Idealist.com

Glassdoor.com Lawjobs.com

Getwork.com Mediabistro.com

Monster.com RecruitMilitary.com

SimplyHired.com USAJobs.com

Google for Jobs.com WeWorkRemote.com

Congrats! You’ve now opted your CPN profile into the public record
database! It may take 5-7 days for your profile to be fully into the
public records, but you can continue building your CPN while this is
working in the background.

After about 5-7 days, you can check to see if your CPN is in public
records by requesting a consumer report from LexisNexis.
LexisNexis is where public records information is housed.

Pull a consumer report from LexisNexis:

https://consumer.risk.lexisnexis.com/consumer
 MODULE 6: SET-UP CPN/CREDIT MONITORING

Alright guys! Congrats! You have official created

a bulletproof CPN profile that will be fully
functional and ready to use. In the next few
modules… we will be setting up credit
monitoring accounts so that we can track the
progress of your CPN credit score and reports…
also, we will be adding tradelines to your new
CPN. Let’s get your new CPN number to an
800+ credit score!

So, for us to keep track of the credit score… we

need to set up accounts for the following. Now
with these accounts, you will be using the same
information used to create your CPN. Let’s get
started…

Log on to:
• https://www.creditkarma.com
• https://www.experian.com
• https://www.wallethub.com
• https://www.identityiq.com

For each of the credit monitoring websites you

will make a new account using your CPN
number and CPN personal information – name,
address, email, phone number etc.
 MODULE 7: INITIAL PRIMARY TRADELINE

So, next we will be giving your new CPN

number a credit score. Get ready to take
your CPN number to the next level!

In this module, I will be showing you how to

add your first primary tradeline. This
tradeline will be from Self.inc, formally
known as Self Lender. Once this primary
account reports to your CPN credit profile in
about 2 weeks, it will instantly boost your
credit score to between 550 and 600 on all
three credit bureaus.

Log on to: https://www.self.inc and create a

Self account. Now for this… I recommend
starting with the $25 per month account.
This primary account from Self.inc will
report a $500 primary tradeline (individual)
to your CPN credit report.

I recommend paying on this account for 4-5

months, so that it can establish payment
history and then pay it off in full in 4-5
months so that it will report as a paid,
closed primary account. This will hold a lot
of weight!
 MODULE 8: ADDING SEASONED AUTHORIZED USER TRADELINES

Now, for this step… we will be adding an authorized user tradeline. We will only be adding 1-3
MAXIMUM AU tradelines. Contrary to popular belief, all you need is 1-3 AU tradelines reporting
to your credit profile and it’s ONLY USED to give your profile age. Remember that age trumps
credit… so finding the oldest, most aged AU tradeline is best.

NOTE: Adding too many authorized user accounts to your CPN credit profile can damage
your report and lead to denials when applying for credit. This considered Authorized User
abuse. I’ve attached some information regarding Authorized User accounts below:

Coast Tradelines is a CPN friendly tradeline company that sells many top-tier AU tradelines.

NOTE: When purchasing AU tradelines from Coast, be sure to ONLY purchase tradelines
that DO NOT require documents. (SHOWN IN THE IMAGE BELOW)
 www.upyourincome.net | 18

*Helpful tip: Coast also offers skip tracing for your CPN number for a small fee. So, prior to
purchasing, you can check to make sure that your newly built CPN number is ready and
functional.

NOTE: When purchasing an AU tradeline from Coast… as mentioned earlier, it is important

to purchase the oldest tradeline that you can find and afford. Older tradelines work better
and boosts your score higher.

Now, as I mentioned earlier above… you only need a maximum of 3 AU tradelines… in the
chart below, I show you how much your score will increase by points per tradeline you add. For
example… adding 3 AU tradelines can increase your score as much as 186 but more than that
can harm your credit report. So don’t add more than three.
 www.upyourincome.net | 19

MODULE 9: ADD RENT REPORTING PRIMARY TRADELINE

We are making extreme progress! You are on

your way to unlocking high-limit credit
approvals!

Now, this is a secret CPN primary account that

I am going to give you guys. Many people don’t
know that you can add rent-reporting to your
credit report… and now you have discovered
that you can add it to your CPN! Insane, right?

But here is the GREAT thing about rent

reporting… it reports 2 years of backdated
EXCELLENT payment history, and it posts
quickly in a week or two when done correctly
and you’ve submitted the proper
documentation to the rent reporting
company.

Another great thing about rent reporting is

that you can report ANY amount you want. For
example, you can say that your rent is $2,000
or $15,000 and the company will report that
amount to the credit bureaus.

Now, to do this… I recommend highly using a

company called Payment Report
https://www.paymentreport.com

I also recommend the following rent reporting

accounts… however, you MUST have a SSN
card scan or physical to match your CPN
number for these:
https://www.rentreporters.com
https://www.rentalkharma.com
 www.upyourincome.net | 20

(I have listed a recommended SSN card resource in the private Telegram group chat)

But wait… it’s NOT as easy as you may think. Now, to successfully pull this primary tradeline
method off… you will need to alter some documentation. A lease to be exact. I have attached a
link to a blank lease that you can alter here from Form Swift:
https://formswift.com/builder.php?documentType=lease-agreement-
v3&ses=7dfe986d243cc3571c17df9fb4934bee&key=311387058#0

You will need to fill out this lease with your name and NEW CPN ADDRESS info. It is important
to add your new CPN address. This will also help you get better opted into the public records
database that we talked about earlier.

You will need to also act as the landlord. So whatever property address you use, you need to
Google the Tax Accessor’s website in the county of the address you are using to find out who
the homeowner is on the deed. Payment Report will want this information. But it’s not as hard
as it may seem.

PROS: PaymentReport.com reports 2 years of excellent payment history.

CONS: Payment Report only reports to Transunion and Experian.

 www.upyourincome.net | 21

MODULE 10: ADD AGED PRIMARY TRADELINES/ZOMBIE DEBT

A lot of people have been asking about Zombie Debt

and how it works. So here we go!

Now, if you’re not familiar with Zombie Debt… let

me explain what it is.

Zombie Debt is simply accounts that have gone into

collections and sold to a collection agency. After
these debts reach the statute of limitations, debt
collection agencies can NO LONGER collect on these
accounts.

Once debts reach a certain statute of limitations

(usually 10 years in most states) and collection
agencies can’t collect on it anymore, they will sell
this debt portfolio at a low price, usually for $100-
$150 per account. YOU can purchase these debt
portfolios from debt sellers and collection agencies
and REASSIGN this debt to yourself. Once you
purchase this debt, you can then submit a
document to the original creditor and to the credit
bureaus and have this debt reported to your CPN.
Once it reports to your CPN (which usually takes
about 30 days), it will report as a PAID OFF and
CLOSED PIRMARY account.

Now, here is the great thing about Zombie Debt. If

you purchase a credit card account that was opened
in 2002 with a credit line of $2,000… it will REPORT
to your CPN that the $2,000 account was opened in
2002 with EXCELLENT payment history. That’s 20
YEARS of excellent payment history on a PRIMARY
account now reporting to your CPN!!! Now, the sky is
the limit!

Ok, I know you’re wondering where you can purchase Zombie Debt… so here is the link to two
credible website that I have used to purchase these accounts:
• https://www.debtcatcher.com
• https://www.debtconnection.com
 www.upyourincome.net | 22

PART 2: AUTO LOAN ZOMBIE DEBT

This also works for AUTO LOANS. You can find and contact a debt seller on Debt Catcher that
sells delinquent auto loans. So, what this means is that if a $40,000 auto loan that was opened
in 2002, went delinquent with the original lender, then got sold to a collection agency, you can
purchase this debt and reassign it to yourself… which will report to your CPN as a PAID OFF,
CLOSED auto loan of $40,000! You now have a paid off auto reporting to your CPN. So, now you
can easily get approved by prime auto loan lenders at almost any dealership for a car that’s
$80,000! Keep in mind that banks always look for paid off auto loans before they feel
comfortable approving you for a new auto loan. So, this is GOLD!

If you purchase 2 zombie debt auto loans at $40,000 each, you now have $80,000 reporting to
your CPN credit report and you will easily be approved for a $160,000 auto loan.

Here is a link for the company that I recommend buying auto loan deficiencies from:
https://debtconnection.com/portfolio

Now, let’s not miss this important step! You will NEED documentation to show that your
purchased this debt and you now OWN this debt before you can have it reported to your credit
profile: So, below are the documents you will need to make this happen:
 www.upyourincome.net | 23

**LINK TO THE DOCUMENTS YOU WILL NEED

TO ADD ZOMBIE DEBT BELOW**
(DOWNLOAD LINK)

NOTE: Must have access to Google Drive:

https://drive.google.com/drive/folders/1qxqob8KIdaPqQSCizHJWmuKUdvQur1lx?usp=sharing

DISCLAIMER: Please understand that it is very important for you to do your own due
diligence when searching for a legit debt seller. Do not ask a debt seller if they have
Zombie Debt for sale.

When searching for a Zombie Debt seller… don’t use the term Zombie Debt.

Ask the seller if they have debt that has surpassed the legal statute of limitations, which is
normally around ten years for most states.

Inquire about the dates of the debt in the portfolio and ensure that is has in fact reached or
surpassed the statute of limitations and can no longer be legally collected on.

➡️ Highlight: Debt that can no longer LEGALLY be collected on should not be pricey.
These types of portfolios should be cheaper due to the fact that they can’t legally be
collected… so this gives you more leverage to negotiate!

Join Telegram channel = https://t.me/MoneyMakerTutorials2023