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Statement number 20
Issue date 15 July 2024
MR A KORS Write to us at Box 3 BX1 1LT
1 HILLSTON CLOSE Call us on 0345 300 0000
COLCHESTER
Visit us online www.lloydsbank.com
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Your Branch COLCHESTER 309216
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Sort Code 30-92-16
Account Number 77176560
IBAN GB04 LOYD 3092 1677 1765 60
BIC LOYDGB21115

BASIC ACCOUNT 15 June 2024 to 15 July 2024

Your Account

Date of previous statement 14 June 2024

Balance on 15 Jun 2024 £0.08
Money in £910.59
Money out £910.00
Balance on 15 Jul 2024 £0.67
You should review your account regularly to check whether it
remains appropriate for your circumstances.

Fees Explained

Club Lloyds Account Holders – The Club Lloyds maintaining the account fee will be shown in the transactions overleaf as ‘'Club Lloyds fee’. If you are eligible to have
this Maintaining the account fee waived, you will also see a transaction described as ‘'Club Lloyds waived’. This does not apply to non-Club Lloyds customers.
Other services - There are fees for other services you have asked for. You can find more details in your account conditions or at www.lloydsbank.com.

Lloyds Bank plc, 25 Gresham Street, London, EC2V 7HN.

Things you need to know
Getting in touch

J Write to us: Lloyds Bank,

PO Box 1, BX1 1LT Q Visit us in branch K Go online:
lloydsbank.com/contactus f Call: 0345 300 0000
8am-8pm, 7 days a week

Ways to manage your account About our debit card fees

Keep track of what's going in and coming out of your account at any time using: We won't charge our debit card fees if you use a Silver, Gold, Platinum or Premier
• Internet Banking – View and manage your accounts online - 24 hours a day, 7 Current account debit card. We also won't charge these fees if you add Travel
days a week. Register at lloydsbank.com/internetbanking Smart to any other current account for £7 a week, allowing you to use the debit
• Mobile Banking – Manage your account on the go with your mobile phone or card abroad as often as you like in your selected weeks. Terms and conditions
tablet - 24 hours a day, 7 days a week. Download our app from Google Play or apply.
the App Store. If you use your personal debit or Cashpoint® card to make a payment or withdraw
• Telephone Banking – Our automated service is available 24/7, or you can talk cash in a currency other than pounds, or withdraw cash in pounds outside the UK
to us between 8am and 8pm, 7 days a week. Not all services are available 24 then, unless you've asked the cash machine or card terminal provider to do the
hours a day, 7 days a week. currency conversion, we will charge you a foreign currency transaction fee of
• Text Alerts – We can also send you mobile alerts. Alerts can help you manage 2.99% of the value in pounds of the transaction for currency conversion. The
your money and avoid charges. They remind you when you need to pay cleared amount is converted to pounds on the day it's processed by Visa using the Visa
funds into your account. They can also help you avoid going into an Payment Scheme exchange rate that day. For the exchange rate call 0345 300
unarranged overdraft or having payments refused. Unless you’ve opted out, 0000 (+44 1733 347 007 from overseas). For Channel Islands or Isle of Man
you’ll automatically receive alerts provided we have an up to date mobile accounts, call 0345 744 9900 (+44 1539 736626 from overseas). If you call
number for you. Find out more at lloydsbank.com/mobilealerts before the transaction is processed the rate provided will be an indication only.
Find out more on our website about the exchange rates to help you compare them
Overdrafts - choosing the right way to borrow with other card issuers' rates.
An arranged overdraft can help out when you need to borrow in the short term. For
example to pay an unexpected bill. But if you use it often and don’t reduce your If you use your debit card or Cashpoint® card to withdraw cash outside the UK (at
balance, it can turn into an expensive way to borrow. Our cost calculator, which you a cash machine or over the counter) or in a foreign currency at an ATM in the UK
can find online at lloydsbank.com/overdrafts, tells you how much an arranged we will also charge a foreign currency cash fee of £1.50 for each withdrawal. If
overdraft costs. You should consider if an arranged overdraft facility is the most the cash machine operator/financial service provider makes the conversion to
suitable option for you to borrow money. If you need to borrow money for a longer pounds, and you use the card to withdraw cash outside the UK (at a cash machine
time, there may be other options better suited to your needs. For more information or over the counter) we will only charge a foreign cash fee of £1.50. The provider
visit lloydsbank.com/borrow or call us to talk through your options. of the foreign currency may make a separate charge for conversion.
We won't charge a foreign currency cash fee or a foreign cash fee if you withdraw
Check if your account is still right for you
Euro within the EEA or UK, or if the cash machine operator/financial service
Your banking needs can change over time so it’s important to check your account is provider makes the conversion to pounds, and use your debit card or your
still right for you by visiting lloydsbank.com/currentaccounts to see our latest Cashpoint® card to withdraw cash in a foreign currency in the UK (at a cash
current accounts. machine or over the counter).
Our interest rates Where you use your debit card to make a purchase in a currency other than
If we pay interest on your balance, your current interest rate is shown on the front of pounds, we'll also charge a £0.50 foreign currency purchase fee for each
this statement. To find out what the interest rates are on our other accounts, visit payment. We won't charge this fee if your payment's made in Euro within the EEA
lloydsbank.com/current-accounts/rates. Alternatively ask us in branch. or UK, or where the retailer based outside the UK gives you the option to pay in
pounds. If you choose to do this we won't apply any charges but the retailer might.
Cashpoint® is a registered trademark of Lloyds Bank plc.
JProtecting yourself from fraud
Keeping your data safe
• Check your statements regularly - If something doesn’t look right or you
spot a transaction on your statement you didn’t make, call us straight away We promise to keep your personal information safe and only use in the way you’ve
on 0800 917 7017 or +44 207 4812614 if outside the UK. We may not be asked. See our privacy notice at lloydsbank.com/privacy or call us for a copy on
able to refund a payment on some types of account if you tell us more than 0345 602 1997.
13 months after the date it happened.
We’re here for you if something isn’t right
• Keep your statements in a safe place - If you want to throw them away, you
We want to make sure you’re happy with the products and service we offer. But if
should do it in a secure way, like shredding them – please don’t just put them
something goes wrong, let us know and we’ll do everything we can to put things
in the bin.
right. If you’re still not happy, you can ask the Financial Ombudsman Service to look
• Helping you stay protected - We’ll do all we can to help you avoid fraud. Visit at your concerns, for free.
lloydsbank.com/security for ways to protect yourself and information on
the latest scams. The Financial Services Compensation Scheme (FSCS)
• If your card, cheque book or PIN is lost or stolen - Call us straight away on The deposits you hold with us are covered by the Financial
0800 096 9779 or +44 1702 278 270 if outside the UK – lines are open Services Compensation Scheme (FSCS). Every year we’ll
24/7. send you an information sheet which tells you the types of
• The freeze card feature in our Mobile Banking app lets you quickly freeze and deposits covered and the protection offered by the FSCS.
unfreeze different types of transaction on your cards whenever you need to. For more information visit FSCS.org.uk
Find out more at We send statements and other communications from time to time for legal
reasons or to let you know about changes to your accounts or services.
When you call us your call may be monitored or recorded in case we need to check
we have carried out your instructions correctly and to help improve our quality of
service.

If your vision is impaired – please contact us for an alternative

format such as large print, Braille or audio CD.
You can call us using Relay UK if you have a hearing or speech impairment. There's more information on the Relay UK help pages
www.relayuk.bt.com. If you need support due to a disability please get in touch. SignVideo services are also available if you're Deaf and use British
Sign Language at lloydsbank.com/signvideo
Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065 Lloyds Bank plc is authorised by the Prudential Regulation Authority and
Statement No. 20 Sort Code 30-92-16
15 July 2024 Account Number 77176560
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BASIC ACCOUNT

Your Transactions
Date Pmnt Details Money Out (£) Money In (£) Balance (£)
Type
14 Jun 24 STATEMENT OPENING BALANCE 0.08
03 Jul 24 BGC 203D61V0Y DWP UC 910.59 910.67
03 Jul 24 FPO N PATMORE LOVE YOU 03JUL24 07:12 70.00 840.67
03 Jul 24 FPO N PATMORE LOVE YOU BILLS REN 03JUL24 10:21 800.00 40.67
03 Jul 24 FPO N PATMORE ELECTRIC AND GAS 03JUL24 10:50 30.00 10.67
04 Jul 24 FPO N PATMORE ELECTRIC AND GAS 04JUL24 19:59 10.00 0.67
15 Jul 24 STATEMENT CLOSING BALANCE 910.00 910.59 0.67
Payment types:
BGC - Bank Giro Credit FPO - Faster Payment
Transaction Details
The "Details" column in your statement shows the date that a Debit Card payment has come into or out of your account only if that
happened on a weekend or a Bank Holiday.

Lloyds Bank plc, 25 Gresham Street, London, EC2V 7HN.