SECURE YOUR LIFE GOALS

WITH GUARANTEED¹ RETURNS.

¹Conditions Apply-The Guaranteed benefits are dependent on policy term, premium payment term availed along with other variable factors.
For more details please refer to sales brochure.
Bajaj Allianz Life
POS Goal Suraksha
Bajaj Allianz Life POS Goal Suraksha

Your family's security and its future well-being is one of the most treasured dreams in your life. But when Security is backed up by a
guarantee, your dream can transform into an achievable GOAL. Presenting Bajaj Allianz Life POS Goal Suraksha, an easy to buy, non-
linked non-participating limited premium payment plan that secures you and your family against all odds with a guaranteed sum at
maturity.

Key Advantages
Bajaj Allianz Life POS Goal Suraksha is a non-linked, life, individual, non-participating, limited premium payment, non-medical, POS
savings plan. The key advantages of this plan are:

Guaranteed maturity benefit Offers Guaranteed Additions at maturity

Loan

Limited premium payment term Option to take policy loan

Option to alter premium payment mode

How does your Plan work?

You can customize your policy to suit your requirement in the following manner:
Step 1: Choose your Premium amount
Step 2: Sum Assured will be 10 times of the annualized premium
Step 3: Choose your Policy Term (PT)
Step 4: Choose your Premium Payment Term (PPT) from available options

Benefits payable

Maturity Benefit ` `
`

On the maturity date, if all premiums are paid, the Guaranteed Sum Assured on Maturity# plus Guaranteed Additions, under your policy,
will be paid and the policy will terminate.

Death Benefit
In case of unfortunate death of the Life Assured due to accident during the waiting period$ or in case of death of the Life Assured after the
waiting period$ due to any cause, the death benefit is payable to the nominee(s)/beneficiaries. Such death benefit is stated as Sum
Assured on Death# which is as below.
The Sum Assured on Death# is the higher of:
(i) 10 times of Annualized Premium*, (ii) 105% of Total Premiums** paid as on date of death, (iii) Sum Assured#
In case of death of the Life Assured during the Waiting period$other than due to an accident, the death benefit payable to the
nominee(s)/beneficiaries will be the 100% of Total Premiums** paid till date, excluding any extra premium& Goods & Service Tax/any
other applicable tax levied, subject to changes in tax laws.
The policy will terminate on payment of the death benefit.
The death benefit is payable provided the policy is in-force and all due premiums have been paid.
* Annualized Premium is exclusive of extra premium, loadings for modal premiums and Goods &Service Tax /any other applicable tax
levied, subject to changes in tax laws, if any.
** Total Premium is total of all the premiums paid & received, excluding any extra premium, rider premium and taxes.
#
Guaranteed Sum Assured on Maturity and Sum Assured is 10 times the Annualized Premium
$
Waiting period is the first 90 days from the date of commencement of risk. Waiting period is not applicable in case of revival.
Bajaj Allianz Life
POS Goal Suraksha

Guaranteed Additions

On maturity date, if all due premiums have been paid, Guaranteed Additions as a multiple of one Annualized Premium will be paid along
with the maturity benefit. The Guaranteed Additions payable are as per the table given below –
GA
as
Multiple
of
one
(1)
Annualised
Annualized
Premium

Age Band Policy
Term
-
Premium
Payment
Term
(in
years)

(Age at Entry)
10-7
12-6 12-7 12-8 15-5 15-6
15-7 15-8
0 - 24 0.01 0.02 1.31 2.74 0.14 2.17 4.17 5.95
25 - 34 0.01 0.02 1.19 2.59 0.14 1.93 3.72 5.46
35 - 45 0.01 0.02 1.06 2.52 0.13 1.77 3.48 5.19
46 - 55 0.01 0.02 0.97 2.29 0.11 1.67 2.95 4.61

Age Band Policy
Term
-
Premium
Payment
Term
(in
years)

(Age at Entry)
15-10 15-12 20-5 20-6 20-7 20-8 20-10 20-12
0 - 24 9.10 12.03 4.54 6.96 9.25 11.87 16.38 19.87
25 - 34 8.39 11.16 3.84 5.97 8.47 11.01 15.29 18.22
35 - 45 7.88 10.54 3.69 5.81 8.07 10.63 14.74 17.20
46 - 55 7.61 10.20

Guaranteed additions will not be payable in case of a lapsed or paid-up policy.

Sample Illustration
Subhash is 40 years old and is taking a Bajaj Allianz Life POS Goal Suraksha. The below table gives a illustration of different premium
ticket size, policy term and premium payment term combinations along with the Death & Maturity Benefit which will be received by
Subhash or his nominee(s)/beneficiaries as the case maybe.
Maturity Benefit
Total Premium Guaranteed Sum
Annualized Policy Death Guaranteed Total Maturity
Premium Payment Assured on
Premium Term Benefit Additions Benefit
Paid Term Maturity
(`) (`) (A) (`) (A)+(B) (`)
(`) (B) (`)
5,000 35,000 50,000 50 50,000 50,050
10,000 70,000 1,00,000 100 1,00,000 1,00,100
15,000 1,05,000 7 years 10 years 1,50,000 150 1,50,000 1,50,150
25,000 1,75,000 2,50,000 250 2,50,000 2,50,250
50,000 3,50,000 5,00,000 500 5,00,000 5,00,500
5,000 25,000 50,000 650 50,000 50,650
10,000 50,000 1,00,000 1,300 1,00,000 1,01,300
15,000 75,000 5 years 15 years 1,50,000 1,950 1,50,000 1,51,950
25,000 1,25,000 2,50,000 3,250 2,50,000 2,53,250
50,000 2,50,000 5,00,000 6,500 5,00,000 5,06,500
5,000 35,000 50,000 17,400 50,000 67,400
10,000 70,000 1,00,000 34,800 1,00,000 1,34,800
15,000 1,05,000 7 years 15 years 1,50,000 52,200 1,50,000 2,02,200
25,000 1,75,000 2,50,000 87,000 2,50,000 3,37,000
50,000 3,50,000 5,00,000 1,74,000 5,00,000 6,74,000
5,000 40,000 50,000 25,950 50,000 75,950
10,000 80,000 1,00,000 51,900 1,00,000 1,51,900
15,000 1,20,000 8 years 15 years 1,50,000 77,850 1,50,000 2,27,850
25,000 2,00,000 2,50,000 1,29,750 2,50,000 3,79,750
50,000 4,00,000 5,00,000 2,59,500 5,00,000 7,59,500
Bajaj Allianz Life
POS Goal Suraksha
Maturity Benefit
Total Premium Guaranteed Sum
Annualized Policy Death Guaranteed Total Maturity
Premium Payment Assured on
Premium Term Benefit Additions Benefit
Paid Term Maturity
(`) (`) (A) (`) (A)+(B) (`)
(`) (B) (`)
5,000 50,000 50,000 39,400 50,000 89,400
10,000 1,00,000 1,00,000 78,800 1,00,000 1,78,800
15,000 1,50,000 10 years 15 years 1,50,000 1,18,200 1,50,000 2,68,200
25,000 2,50,000 2,50,000 1,97,000 2,50,000 4,47,000
50,000 5,00,000 5,00,000 3,94,000 5,00,000 8,94,000
5,000 60,000 50,000 52,700 50,000 1,02,700
10,000 1,20,000 1,00,000 1,05,400 1,00,000 2,05,400
15,000 1,80,000 12 years 15 years 1,50,000 1,58,100 1,50,000 3,08,100
25,000 3,00,000 2,50,000 2,63,500 2,50,000 5,13,500
50,000 6,00,000 5,00,000 5,27,000 5,00,000 10,27,000
5,000 25,000 50,000 18,450 50,000 68,450
10,000 50,000 1,00,000 36,900 1,00,000 1,36,900
15,000 75,000 5 years 20 years 1,50,000 55,350 1,50,000 2,05,350
25,000 1,25,000 2,50,000 92,250 2,50,000 3,42,250
50,000 2,50,000 5,00,000 1,84,500 5,00,000 6,84,500
5,000 35,000 50,000 40,350 50,000 90,350
10,000 70,000 1,00,000 80,700 1,00,000 1,80,700
15,000 1,05,000 7 years 20 years 1,50,000 1,21,050 1,50,000 2,71,050
25,000 1,75,000 2,50,000 2,01,750 2,50,000 4,51,750
50,000 3,50,000 5,00,000 4,03,500 5,00,000 9,03,500
5,000 40,000 50,000 53,150 50,000 1,03,150
10,000 80,000 1,00,000 1,06,300 1,00,000 2,06,300
15,000 1,20,000 8 years 20 years 1,50,000 1,59,450 1,50,000 3,09,450
25,000 2,00,000 2,50,000 2,65,750 2,50,000 5,15,750
50,000 4,00,000 5,00,000 5,31,500 5,00,000 10,31,500
5,000 50,000 52,500 73,700 50,000 1,23,700
10,000 1,00,000 1,05,000 1,47,400 1,00,000 2,47,400
15,000 1,50,000 10 years 20 years 1,57,500 2,21,100 1,50,000 3,71,100
25,000 2,50,000 2,62,500 3,68,500 2,50,000 6,18,500
50,000 5,00,000 5,25,000 7,37,000 5,00,000 12,37,000
5,000 60,000 63,000 86,000 50,000 1,36,000
10,000 1,20,000 1,26,000 1,72,000 1,00,000 2,72,000
15,000 1,80,000 12 years 20 years 1,89,000 2,58,000 1,50,000 4,08,000
25,000 3,00,000 3,15,000 4,30,000 2,50,000 6,80,000
50,000 6,00,000 6,30,000 8,60,000 5,00,000 13,60,000

1) The death benefit will be receivable by the nominee(s)/beneficiaries and demonstrated in the above illustration as death of Life
Assured at the end of PPT
2) The premiums mentioned above are exclusive of any extra premium loading and Goods & Service Tax/any other applicable tax levied,
subject to changes in tax laws.
Bajaj Allianz Life
POS Goal Suraksha

Surrender

• You can surrender the policy anytime

Surrender Benefit will be available under the policy if:
at least two (2) full years' premiums have been paid
The surrender benefit will be higher of the Guaranteed Surrender Value (GSV) or the Special Surrender Value (SSV).
GSV factors are as per table below - GSV factor will be applied on the total premiums received on the date of surrender, where
premiums taken are excluding extra premiums, if any, to arrive at the GSV.

Policy Term PPT Policy Surrender Year

(In Years) (In Years) 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
10 7 0% 30% 35% 50% 50% 50% 60% 60% 90% 90% NA NA NA NA NA NA NA NA NA NA
12 6 0% 30% 35% 50% 50% 50% 55% 60% 70% 80% 90% 90% NA NA NA NA NA NA NA NA
12 7 0% 30% 35% 50% 50% 50% 55% 60% 70% 80% 90% 90% NA NA NA NA NA NA NA NA
12 8 0% 30% 35% 50% 50% 50% 55% 60% 70% 80% 90% 90% NA NA NA NA NA NA NA NA
15 5 0% 30% 35% 50% 50% 50% 50% 60% 60% 60% 65% 70% 75% 90% 90% NA NA NA NA NA
15 6 0% 30% 35% 50% 50% 50% 50% 60% 60% 60% 65% 70% 75% 90% 90% NA NA NA NA NA
15 7 0% 30% 35% 50% 50% 50% 50% 60% 60% 60% 65% 70% 75% 90% 90% NA NA NA NA NA
15 8 0% 30% 35% 50% 50% 50% 50% 60% 60% 60% 65% 70% 75% 90% 90% NA NA NA NA NA
15 10 0% 30% 35% 50% 50% 50% 50% 60% 60% 60% 65% 70% 75% 90% 90% NA NA NA NA NA
15 12 0% 30% 35% 50% 50% 50% 50% 60% 60% 60% 65% 70% 75% 90% 90% NA NA NA NA NA
20 5 0% 30% 35% 50% 50% 50% 50% 60% 60% 60% 60% 60% 60% 60% 60% 70% 70% 70% 90% 90%
20 6 0% 30% 35% 50% 50% 50% 50% 60% 60% 60% 60% 60% 60% 60% 60% 70% 70% 70% 90% 90%
20 7 0% 30% 35% 50% 50% 50% 50% 60% 60% 60% 60% 60% 60% 60% 60% 70% 70% 70% 90% 90%
20 8 0% 30% 35% 50% 50% 50% 50% 60% 60% 60% 60% 60% 60% 60% 60% 70% 70% 70% 90% 90%
20 10 0% 30% 35% 50% 50% 50% 50% 60% 60% 60% 60% 60% 60% 60% 60% 70% 70% 70% 90% 90%
20 12 0% 30% 35% 50% 50% 50% 50% 60% 60% 60% 60% 60% 60% 60% 60% 70% 70% 70% 90% 90%

SSV factors are as per table below - SSV factor will be applied on the total of the premiums received as on the date of surrender, to
arrive at the SSV.
Policy Term PPT Policy Surrender Year
(In Years) (In Years) 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
10 7 0% 30% 35% 50% 50% 50% 70% 95% 120% 135% NA NA NA NA NA NA NA NA NA NA
12 6 0% 30% 35% 50% 50% 50% 60% 75% 95% 120% 140% 150% NA NA NA NA NA NA NA NA
12 7 0% 30% 35% 50% 50% 50% 55% 65% 85% 110% 130% 150% NA NA NA NA NA NA NA NA
12 8 0% 30% 35% 50% 50% 50% 55% 60% 75% 100% 120% 145% NA NA NA NA NA NA NA NA
15 5 0% 30% 35% 50% 50% 50% 50% 60% 60% 70% 80% 100% 125% 155% 190% NA NA NA NA NA
15 6 0% 30% 35% 50% 50% 50% 50% 60% 60% 70% 80% 100% 125% 155% 185% NA NA NA NA NA
15 7 0% 30% 35% 50% 50% 50% 50% 60% 60% 70% 80% 100% 120% 150% 175% NA NA NA NA NA
15 8 0% 30% 35% 50% 50% 50% 50% 60% 60% 70% 80% 100% 120% 150% 170% NA NA NA NA NA
15 10 0% 30% 35% 50% 50% 50% 50% 60% 60% 70% 80% 95% 105% 140% 165% NA NA NA NA NA
15 12 0% 30% 35% 50% 50% 50% 50% 60% 60% 70% 80% 85% 100% 140% 155% NA NA NA NA NA
20 5 0% 30% 35% 50% 50% 50% 50% 60% 75% 90% 100% 130% 145% 160% 175% 190% 205% 220% 235% 255%
20 6 0% 30% 35% 50% 50% 50% 50% 60% 75% 90% 100% 130% 145% 160% 175% 190% 205% 220% 235% 255%
20 7 0% 30% 35% 50% 50% 50% 50% 60% 75% 90% 100% 110% 130% 145% 160% 180% 200% 215% 225% 240%
20 8 0% 30% 35% 50% 50% 50% 50% 60% 75% 90% 100% 110% 130% 145% 160% 180% 200% 215% 225% 240%
20 10 0% 30% 35% 50% 50% 50% 50% 60% 60% 70% 80% 90% 105% 120% 135% 150% 165% 180% 190% 230%
20 12 0% 30% 35% 50% 50% 50% 50% 60% 60% 70% 80% 80% 95% 110% 125% 140% 155% 170% 185% 215%

The SSV factors are not guaranteed and company will review these factors from time to time, subject to IRDAI approval.
• The risk cover will terminate on date of surrender and the policy will terminate on the date of payment of surrender benefit.
Bajaj Allianz Life
POS Goal Suraksha

Features

Loan
You may avail loan under your policy, provided that your policy has acquired a surrender benefit. The maximum loan amount granted
(cumulatively) shall be up to 75% of the surrender benefit available under your policy as on date of the loan request being considered.
Loan interest rate applicable currently is 10% per annum compounding half-yearly, however the loan interest rate may be revised by the
company from time-to-time. On death, surrender or maturity, the outstanding policy loan plus interest, as on the date of death/
surrender /maturity, will be deducted from the death/ surrender /maturity benefit payable.
Note: The loan interest rate will be benchmarked to the G-Sec based on the information from Financial Benchmark India Private Ltd
(FBIL). It will be equal to [10-year G-Sec yield PLUS 2%] rounded-up to the next full interest rate. The loan interest rate will be reviewed
on an annual basis as on 1st April every financial year. The revised interest rate shall be applicable to both existing loans and to new loans
offered. Any change in bases used for determination of applicable interest rate will be subject to prior approval of IRDAI.

Alteration of Premium Paying Frequency

You will have the option to change the prevailing premium payment frequency under this policy at any policy anniversary, subject to the
availability of the frequency and subject to the minimum modal premiums applicable under the product then. The frequency factors are:

Premium frequency Monthly Quarterly Half yearly Yearly

Frequency Factor (frequency) 1/12 1/4 1/2 1.00

The quarterly and monthly mode will be allowed only under auto-debit process (as per the approved RBI facilities)

Tax Benefits
As per applicable tax laws as amended from time to time. You are requested to consult your tax consultant and obtain independent
advice for eligibility and before claiming any benefit under the policy.

Eligibility Condition
Parameter Details
Minimum Entry Age 0 years
(On attaining the age of majority, i.e., 18 years, the Policy will vest on Life Assured)
Maximum Entry Age 55 years
Minimum Age at Maturity 18 years
Maximum Age at Maturity 65 years
Policy Term (PT) & Premium PT (In year) 10 12 15 20
Payment Term (PPT) PPT (In year) 7 6, 7, 8 5, 6, 7, 8, 10 & 12 5, 6 , 7, 8, 10 & 12
Mode Yearly Half-Yearly Quarterly* Monthly*
Minimum Premium
Premium (`) 3,000 2,100 1,250 450
Maximum Premium As per Maximum Sum Assured
Minimum Sum Assured ` 30,000
`25,00,000
Maximum Sum Assured (As per prevailing POS guidelines, as amended from time to time, and as per the prevailing
Board Approved Underwriting Policy)

Premium Payment Yearly, Half yearly, Quarterly and Monthly

*Quarterly & Monthly premium payment frequency will be allowed only under auto-debit
Frequency process (as per the approved RBI facilities)
All ages mentioned above are age as on last birthday. Risk cover, even for minor life, will commence immediately on the date of
commencement of risk of the policy. The product is available for sale through online mode.
Bajaj Allianz Life
POS Goal Suraksha
Non-payment of Premiums
• If you have not paid
o First 2 years' premium
Then, your policy will immediately and automatically lapse at the expiry of the grace period and no benefit will be payable under
the policy.
If you have paid at least
o First 2 years' premium and subsequent premiums have not been paid,
1. Your policy will be immediately and automatically converted to a paid-up policy and the sum assured, guaranteed sum
assured on maturity and sum assured on death under the policy will be automatically reduced, respectively, to the paid-up
sum assured, paid-up guaranteed sum assured on maturity &paid-up sum assured on death by a factor equal to the
proportion of the number of premiums paid to the total number of premiums payable under the policy.
2. On death of the life assured before the maturity date, paid-up sum assured on death will be paid and the policy will terminate.
3. On the maturity date, paid-up guaranteed sum assured on maturity will be paid and the policy will terminate.
No Guaranteed Additions will be available in the policy after the policy is lapsed or paid-up.
You may revive your paid-up policy during the revival period of five (5) years from the due date of first unpaid premium, subject to
the revival conditions under the policy.

Revival
If your policy is lapsed/is in paid-up status due to non-payment of premium, you may revive the policy subject to the following
conditions:
a) The application for revival is made within five (5) years from the due date of the first unpaid premium.
b) The arrears of premiums together with interest, at such rate as the company may decide from time to time along with applicable
taxes are paid. The current applicable revival interest is 10% p.a. compounded half- yearly.
c) Satisfactory evidence of your good health, at your expense, is submitted;
d) The revival of the policy may be on terms different from those applicable to the policy before it lapsed/became paid-up, based on
prevailing Board approved underwriting guidelines of the company.
e) The revival will take effect only on it being specifically communicated by the Company to you.
f) The Company may revive or refuse to revive the policy, based on the prevailing Board approved underwriting guidelines. If the policy
is refused revival, the company will refund the amount deposited for the purpose of revival of the policy.
g) On revival, the sum assured, sum assured on death, guaranteed sum assured on maturity and guaranteed additions, under the policy
which prevailed before the date of latest lapse/conversion of policy to paid-up status will be reinstated.
Note: The revival interest rate will be benchmarked to the G-Sec based on the information from Financial Benchmark India Private Ltd (FBIL). It will be equal to [10-
year G-Sec yield PLUS 2%] rounded-up to the next full interest rate. The revival interest rate will be reviewed on an annual basis. Any change in bases used for
determination of applicable interest rate will be subject to prior approval of IRDAI.

Foreclosure
If you have taken loan & your policy is paid-up, and the outstanding loan plus the loan interest exceed the surrender benefit available
under the policy, then, the loan outstanding plus interest on the loan will be adjusted against the surrender benefit amount and your
policy shall be foreclosed after a notice to you, and no further benefits under the policy will be payable. However, if your policy is in-force,
it will continue.

Termination
This policy shall automatically and immediately terminate on the earlier occurrence of either of the following events:
a) Payment of surrender benefit.
b) At the expiry of the revival period, if the lapsed policy has not been revived, the risk cover will terminate immediately on the lapse of
the Policy.
c) On the death of the life assured.
d) On date of foreclosure of the policy, if outstanding loan plus interest under a paid-up policy exceeds the surrender benefit.
e) On the maturity date.
f) On cancellation of policy during Free look period.
Bajaj Allianz Life
POS Goal Suraksha

Grace Period
A grace period of 30 days for yearly, half yearly & quarterly premium payment frequency and 15 days is available for monthly premium
payment frequency from the due date of Regular Premium payment, without any late fee, during which time the Policy is considered to
be in-force with the risk cover without any interruption as per the Policy terms and conditions.

Free Look Period

The policyholder has a free look period of fifteen (15) days from the date of receipt of the Policy Document and a period of thirty (30) days in
case of electronic Policies and Policies obtained through distance mode, to review the terms and conditions of the Policy and where the
Policyholder disagrees to any of those terms & conditions, he has the option to return the Policy to the insurer for cancellation, stating the
reasons for his objection, then he shall be entitled to a refund of all the premiums (excluding applicable taxes) paid, subject only to a
deduction of a proportionate risk premium for the period of cover and the expenses incurred by the insurer on medical examination of the
proposer and stamp duty charges.

Suicide Exclusions
In case of death of the life assured due to suicide within 12 months from the date of commencement of risk or the date of latest revival of
the policy, whichever is later, then the nominee or beneficiary of the policyholder shall be entitled to receive, the higher of 80% of the
total premiums paid or the surrender benefit as on the date of death, provided the policy is in force.

Waiting Period
Waiting period is the first 90 days from the date of commencement of risk. Waiting period is not applicable in case of revival.
In case of death during the waiting period other than due to an accident, only 100% of premium paid excluding extra premium & Goods
& Service Tax/any other applicable tax levied, subject to changes in tax laws will be paid.
There are no other exclusions other than the suicide clause and waiting period mentioned above.

Definitions
a. “Paid-up Sum Assured” is the reduced value of the Sum Assured arrived at by multiplying the Sum Assured with the proportion of
the number of Regular Premiums received to the total number of Regular Premiums payable under the Policy during the premium
payment term.
b. “Paid-up Sum Assured on Maturity” is the reduced value of the Guaranteed Sum Assured on Maturity arrived at by multiplying the
Sum Assured on Maturity with the proportion of the number of Regular Premiums received to the total number of Regular Premiums
payable under the Policy.
c. “Paid-up Sum Assured on Death” is the reduced value of the Sum Assured on Death arrived at by multiplying the Sum Assured on
Death with the proportion of the number of Regular Premiums paid to the total number of Regular Premiums payable under the
Policy.
d. “Accident” is a sudden, unforeseen and involuntary event caused by external, visible, and violent means.
e. “Accidental Death” means death caused by sudden, unforeseen and involuntary event caused by external, visible, and violent
means as revealed by an autopsy provided such death was caused directly by such Accident, and independently of any physical or
mental illness within 180 days of the date of Accident

Statutory Information

Assignment: Section 38 of the Insurance Act, 1938

Assignment should be in accordance with provisions of section 38 of the Insurance Act 1938 as amended from time to time.
Bajaj Allianz Life
POS Goal Suraksha
Nomination: Section 39 of the Insurance Act, 1938
Nomination should be in accordance with provisions of section 39 of the Insurance Act 1938 as amended from time to time.

Prohibition of Rebate: Section 41 of the Insurance Act, 1938 as amended from time to time
“No person shall allow or offer to allow, either directly or indirectly, as an inducement to any person to take out or renew or continue an
insurance in respect of any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or
any rebate of the premium shown on the policy, nor shall any person taking out or renewing or continuing a policy accept any rebate,
except such rebate as may be allowed in accordance with the published prospectuses or tables of the insurer.
Any person making default in complying with the provision of this section shall be liable for a penalty that may extend up to ten lakh
rupees.”

Fraud, Misstatement - Section 45 of the Insurance Act, 1938

Fraud, Misstatement would be dealt with in accordance with provisions of section 45 of the Insurance Act 1938 as amended from time to
time.

Applicability of Goods & Service Tax

Goods and Service Tax is charged based on type of policy communication address of Policy Holder. This may change subject to change in
rate/state in address of the Policy Holder as on date of adjustment.

About Bajaj Allianz Life Insurance

Bajaj Allianz Life Insurance Co. Ltd., one of India’s leading private life insurers, is a joint venture between Bajaj Finserv Limited, one of the
most diversified nonbanking financial institutions in India, and Allianz SE, one of world’s leading global insurer and asset manager. This
joint venture Insurance Company incorporates global expertise with local experience. The comprehensive, innovative solutions
combine the technical expertise and experience of Allianz SE, and in-depth market knowledge and goodwill of “Bajaj brand” in India.
Bajaj Allianz Life
POS Goal Suraksha

Contact Details

Regd. Office Address Toll Free No.

Bajaj Allianz Life Insurance Company Limited, Sales: 1800 209 4040
Bajaj Allianz House, Airport Road, Yerawada, Service: 1800 209 7272
Pune - 411 006 | IRDAI Reg No.: 116
Tel: (020) 6602 6777

Web Site Mail us

www.bajajallianzlife.co.in to purchase online. customercare@bajajallianz.co.in

Product Name & UIN

Bajaj Allianz Life POS Goal Suraksha - UIN : 116N155V11

Disclaimer
All Charges applicable shall be levied. This brochure should be read in conjunction with the Benefit Illustration. The policy document is
the conclusive evident of contract and provides in details all the conditions and exclusions related to Bajaj Allianz Life POS Goal Suraksha.
Please ask for the same along with the quotation.

For More Information: Kindly consult our “Insurance Consultant” or call us today on the TOLL FREE numbers mentioned above. Please
ask for the same along with the quotation.

The Logo of Bajaj Allianz Life Insurance Co. Ltd. is provided on the basis of license given by Bajaj Finserv Ltd. to use its “Bajaj” Logo and
Allianz SE to use its “Allianz” logo. By submitting your contact details or responding to Bajaj Allianz Life Insurance Co. Ltd., with an SMS or
Missed Call, you authorize Bajaj Allianz Life Insurance Co. Ltd. and/or its authorized Service Providers to verify the above information
and/or contact you to assist you with the purchase and/or servicing. Please check with your tax consultant for eligibility.

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRADULENT OFFERS

IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone
calls are requested to lodge a police complaint.

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