RECRUITMENT OF OFFICERS IN MMG Scale-III (Manager) and MMG Scale-II (Deputy Manager)

SUBMISSION OF ONLINE APPLICATION & PAYMENT OF FEES – FROM 12.10.2024 TO 01.11.2024

(This advertisement and the web link to apply ONLINE can be accessed on www.nhb.org.in)
Advt. No. – NHB/HRMD/Recruitment/2024-25/02
The National Housing Bank (NHB) invites applications from eligible candidates for appointment to the post of
Manager (MMG Scale-III) and Deputy Manager (MMG Scale-II).

I. IMPORTANT INSTRUCTIONS

1. CANDIDATES TO ENSURE THEIR ELIGIBILITY FOR THE POST

▪ Candidates are advised to read all the instructions contained in this advertisement regarding
eligibility criteria, online registration method, payment of Application Fee/Intimation Charges,
issuance of e-Call Letters, written examination (if required for officers at the level of Deputy
Manager) & interview processes etc. and ensure to fulfil all the eligibility conditions for admission
to the examination/ interview.

▪ The process of Registration of application is complete only when the prescribed Application
Fee/Intimation Charges (as applicable) is deposited with the Bank through online mode on or before
the last date of fee payment.

▪ Candidates are provisionally admitted to the interview with the requisite Application
Fee/Intimation Charges (wherever applicable) on the basis of the information furnished in the
ONLINE application. Mere issue of e-Call Letter to the candidate for Interview will not imply that
his/her candidature has been finally cleared by the Bank. The Bank will take up verification of
eligibility criteria with reference to original documents at the time of Interview or earlier (if called).
If at that stage, it is found that candidate is not fulfilling the eligibility criteria for the post (age,
educational, professional qualification, post-qualification experience, etc.), his/her candidature will
be cancelled, and he/she will not be allowed to appear for Interview. Such candidates are not
entitled for reimbursement of any conveyance expenses.
2. MODE OF APPLICATION

Candidates are required to apply ONLINE through NHB website www.nhb.org.in from 12.10.2024 to
01.11.2024. No other mode of submission of Application is accepted.

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IMPORTANT DATES/MONTHS

Events Tentative Dates/Months^

Cut-off date for eligibility criteria 01.10.2024
Website link open for Online registration of Applications and payment 12.10.2024
of fees/ intimation charges
Last date for online registration of Applications and payment of 01.11.2024
fees/intimation charges
Download of e-Call Letter The intimation shall be uploaded on
Conduct of Interview NHB’s website
Declaration of Final Result
^The Bank reserves rights to make changes in the above schedule. Candidates are advised to check their registered E-mail
on regular basis besides official website of NHB for updates regarding all the posts.

3. NUMBER OF VACANCIES
A. FRESH RECRUITMENT
Name of the Posts (No. of posts)
OBC-
SC ST EWS UR Total
NCL^
Manager (Scale – III)
1. Credit/Audit/Inspection/Compliance (9)
02 - 03 01 04 10
2. Data Scientist (1)
Deputy Manager (Scale II)
1. Credit/Audit/Inspection/Compliance (7)
01 01 02 01 04 09
2. Data Scientist (2)
Grand Total 03 01 05 02 08 19
*Backlog vacancies

SC: Scheduled Caste; ST: Scheduled Tribe; OBC-NCL: Other Backward Classes-Non-Creamy Layer;
EWS: Economically Weaker Sections; UR: Unreserved.
^OBC candidates belonging to ‘Non-Creamy Layer’ are entitled to reservations under OBC category. OBC
‘Creamy Layer’ candidates should indicate their category as ‘UR’.

▪ PwBD candidates may belong to any category i.e. Unreserved/SC/ST/OBC/EWS. Reservation

for PwBD is horizontal and within the overall vacancies for the Post.

▪ Candidates belonging to reserved category including, for whom no reservation has been
mentioned, are free to apply for vacancies announced for unreserved category provided, they
must fulfil all the eligibility conditions applicable to unreserved category.

▪ The total number of vacancies mentioned above are provisional and it may increase/decrease
depending upon actual requirement of the Bank. NHB reserves the right to draw wait lists of
candidates and consider such wait listed candidate(s) for meeting actual requirement.

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4. ELIGIBILITY

Please note that the eligibility criteria specified herein are the basic criteria for applying for the post.
Candidates must necessarily produce the relevant documents in original and a photocopy in support of
their identity and eligibility pertaining to category, nationality, age, educational qualifications etc. as
indicated in the online application form at the time of interview and any subsequent stage of the
recruitment process as required by the Bank. Please note that no change of category will be permitted at
any stage after registration of the online application and the result will be processed considering the
category which has been indicated in the online application, subject to guidelines of the Government of
India in this regard. Merely applying for the Post, appearing for and being shortlisted in the online
examination and/or in the subsequent interview and/ subsequent processes does not imply that a
candidate will necessarily be offered employment in the Bank. No request for considering the candidature
under any category other than the one in which one has applied will be entertained.

5.1 Nationality / Citizenship

A candidate must be either –

(i) a citizen of India or
(ii) a subject of Nepal or a subject of Bhutan or a Tibetan refugee (who came over to India before
1st January 1962) with the intention of permanently settling in India or
(iii) a person of Indian origin who has migrated from Pakistan, Burma, Sri Lanka, East African countries
of Kenya, Uganda, the United Republic of Tanzania (formerly Tanganyika and Zanzibar), Zambia,
Malawi, Zaire, Ethiopia and Vietnam with the intention of permanently settling in India,

Provided that a candidate belonging to categories (ii) and (iii) above shall be a person in whose favour a
certificate of eligibility has been issued by the Government of India.

5.2 Age Limit (As on 01.10.2024)

Post Age (Minimum) Age (Maximum)

Manager (Scale-III) 23 Years 35 Years
Dy. Manager (Scale – II) 23 Years 32 Years
Note: The maximum age limit specified is applicable to Unreserved and EWS Category Candidates.

Relaxation of upper age limit:

Sr. No. Category of Candidate Age Relaxation

5.2 (a) Scheduled Caste and Scheduled Tribe 5 years
5.2 (b) Other Backward Classes (Non-Creamy Layer) 3 years
5.2 (c) Persons with Benchmark Disabilities (PwBD) as defined PwBD (UR) - 10 Years
under “The Rights of Persons with Disabilities Act, 2016”. PwBD (SC/ST) – 15 Years
PwBD (OBC) – 13 Years

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 5.2 (d) Ex-servicemen (including ECOs/SSCOs) provided 5 years
applicants have rendered at least 5 years military service
and have been released on completion of assignment
(including those whose assignment is due to be
completed within 6 months) otherwise than by way of
dismissal or discharge on account of misconduct or
inefficiency or/on account of physical disability or have
been released on account of physical disability
attributable to military service or on invalidment.
ECOs/SSCOs who have completed their initial period of
assignment of five years of Military Service but whose
assignment has been extended beyond five years and in
whose case the Ministry of Defense issues certificate that
in case of selection they would be released within three
months from the date of receipt of offer of appointment.
Notes:
i. An ex-serviceman who has once joined a Govt. job on the civil side after availing of the benefits
given to him as an ex-serviceman for his re-employment, his ex-servicemen status for the purpose
of re-employment in Govt. ceases.
ii. The age relaxation mentioned under Sr. No. 5.29(c) is allowed on cumulative basis as per Govt.
Guidelines.
iii. Relaxation in upper age limit for SC/ST/OBC categories applicable only against the vacancies
reserved for these categories. Wherever vacancies are not reserved, SC/ST/OBC candidates will be
treated at par with Unreserved category candidates i.e. no relaxations are available against
Unreserved vacancies.
iv. After applying all relaxations in terms of age, the maximum age of the candidate for all posts, shall
not exceed 56 years.
v. Candidates seeking age relaxation will be required to submit necessary certificate(s) in original/
along with photocopies at the time of Interview and at any subsequent stage of the recruitment
process as required by the Bank.
vi. There is no reservation for Ex-servicemen in Officers’ Cadre.

i. Minimum Educational/Professional Qualification and Post-qualification Experience (as on

01.10.2024) for advertised posts.

Post Minimum Minimum Post-qualification

Educational/Professional Experience (as on 01.10.2024)
Qualification
Manager Graduate in any Minimum 4 years of experience as an
(Credit/Audit/Inspection/ discipline along with officer in the Banks/ FIs/
Compliance) ICWAI/ICAI/CFA/MBA HFCs/Regulatory Bodies/Regulated
Lending Entities of which minimum 2
years of experience in
Compliance/Audit/Inspection/Credit-
Retail Lending

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 Manager Post Graduate degree in Minimum 4 years of post-
(Data Scientist) Statistics /Data Science/ qualification work experience as Data
Computing and analyst/Data Scientist/Statistician in
Statistics/Survey and Corporates/Banks/ Financial
Data Science/Degree* in Institutions/HFCs/PSUs/Regulatory
Statistics or Operation Bodies/AIFIs
Research/Post Graduate
Diploma in Artificial
Intelligence or Machine
Learning.
Deputy Manager Graduate in any Minimum 2 years of experience as an
(Credit/Audit/Inspection/ discipline along with officer in the Banks/ FIs/
Compliance) ICWAI/ICAI/CFA/MBA HFCs/Regulatory Bodies/Regulated
Lending Entities in Compliance/
/Audit/Inspection/Credit-Retail
Lending
Deputy Manager Post Graduate degree in Minimum 2 years of post-qualification
(Data Scientist) Statistics /Data Science/ work experience as Data analyst/Data
Computing and Scientist/Statistician in
Statistics/Survey and Corporates/Banks/ Financial
Data Science/Degree* in Institutions/HFCs/PSUs/Regulatory
Statistics or Operation Bodies/AIFIs.
Research/Post Graduate
Diploma in Artificial
Intelligence or Machine
Learning.
*Degree means post-graduate degree

iii. Job Role and Profile

Name of Post Manager (Credit/Audit/Inspection/Compliance)

Job Profile:
• Performing detailed inspections of various entities under NHB’s and RBI’s jurisdiction to
access regulatory and supervisory compliance.
• Preparation and timely submission of Inspection Reports.
• Analysis of Supervisory data
• Identification, assessing, monitoring, managing, and reporting on compliance in
accordance with the applicable laws, regulatory requirements, policies, and procedures.
• Compliance with regulatory / statutory guidelines
• Conducting Audit of Departments/Offices of the bank and preparation of report for the
activities audited and findings of the audit.
• Preparation of memorandums/reports to the management or Board.
• Internal review of policies
• Credit Appraisal of loan proposals
• Credit Monitoring, compliance, and validation
• Creation of SOP/Manual for credit inspection / monitoring

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 • Ensuring internal compliances w.r.t. sanctions, documentations, disbursement,
inspections etc.
• Any other work related assigned by the Bank
Skills & Competencies:
Inspection, Audit, Compliance, Credit and conversant with policies, SOP, manuals.
Name of Post Manager (Data Scientist)
Job Profile:
• Using available tools to generate clear and effective analysis.
• Analyzing Data and Extracting Insights
• Prepare and validate data and then build and validate the models.
• Conduct data driven analysis and create reports.
• Analyze and interpret data reports, draw conclusions and make recommendations.
• Apply quantitative and qualitative data analysis method, prepare statistical and non-
statistical data exploration, validate data, identify data quality issues and work with
technology to address them.
• Perform statistical analysis of large data sets to better understand trends and relationships
between variables to perform predictive insights.
• Any other work related assigned by the Bank.
Skills & Competencies:
Knowledge in SQL, R or Python, Excel, Machine Learning, Artificial Intelligence.
Name of Post Dy. Manager (Credit/Audit/Inspection/Compliance)
Job Profile:
• Performing detailed inspections of various entities under NHB’s and RBI’s jurisdiction to
access regulatory and supervisory compliance.
• Preparation and timely submission of Inspection Reports.
• Analysis of Supervisory data.
• Identification, assessing, monitoring, managing, and reporting on compliance in
accordance with the applicable laws, regulatory requirements, policies, and procedures.
• Compliance with regulatory / statutory guidelines.
• Conducting Audit of Departments/Offices of the bank and preparation of report for the
activities audited and findings of the audit.
• Preparation of memorandums/reports to the management or Board.
• Internal review of policies.
• Credit Appraisal of loan proposals.
• Credit Monitoring, compliance, and validation.
• Creation of SOP/Manual for credit inspection / monitoring.
• Ensuring internal compliances w.r.t. sanctions, documentations, disbursement,
inspections etc.
• Any other work related assigned by the Bank.
Skills & Competencies:
Inspection, Audit, Compliance, Credit and conversant with policies, SOP, manuals.
Name of Post Dy. Manager (Data Scientist)
Job Profile:
• Using available tools to generate clear and effective analysis.

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 • Analyzing Data and Extracting Insights
• Prepare and validate data and then build and validate the models.
• Conduct data driven analysis and create reports.
• Analyze and interpret data reports, draw conclusions and make recommendations.
• Apply quantitative and qualitative data analysis method, prepare statistical and non-
statistical data exploration, validate data, identify data quality issues and work with
technology to address them.
• Perform statistical analysis of large data sets to better understand trends and relationships
between variables to perform predictive insights.
Any other work related assigned by the Bank.
Skills & Competencies:
Knowledge in SQL, R or Python, Excel, Machine Learning, Artificial Intelligence.

Note:
For Manager (MMG Scale-III) and Deputy Manager (MMG Scale-II)

i. Candidate should be proficient in computers; good in inter-personal communication skills,

analytical skills and drafting skills; give attention to details; have multitasking and team building
capability; have impressive and unblemished service track records.

ii. All the educational qualifications mentioned should hold a degree from a University/
Institution/ Board recognized by Govt. of India/ approved by Govt. Regulatory Bodies.

iii. Candidate should indicate the percentage obtained in Graduation calculated to the nearest two
decimals in the online application. Where Universities/Institutes awarded Aggregate Grade
Points (e.g. CGPA/OGPA etc.) the same should be converted into percentage and indicated in
online application. If called for Interview, the candidate will have to produce a certificate issued
by the appropriate authority inter alia stating that the criteria of the University regarding
conversion of Aggregate Grade Points into percentage and the percentage of marks scored by the
candidate in terms of criteria.

iv. Calculation of Percentage: The percentage marks shall be calculated by dividing the total marks
obtained by the candidate in all the subjects in all the semester(s)/ year(s) by aggregate maximum
marks in all the subjects irrespective of honors/ optional/additional optional subject, if any.
Same will be applicable for those Universities also where Class/ Grade is decided on basis of
Honors marks only.

v. The candidate must possess valid Mark-sheet / Degree Certificate/ Professional qualification
certificate stating that he/ she is a graduate/post-graduate/Chartered Accountant/ICWAI/etc.
as on 01.10.2024 and indicate the percentage of marks obtained in Graduation/Post-
graduation/professional qualifications while registering online.

vi. The Post-qualification experience will only be considered for determining the minimum
experience.

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 vii. In cases the certificate of degree/diploma does not specify the field of specialization, the
candidate will have to produce a certificate from the concerned university/college specifically
mentioning the specialization.

viii. In cases where experience in a specific field is required, the relevant experience certificate must
contain specifically that the candidate had experience in that specific field.

ix. The Bank reserves the right to raise or modify the eligibility criteria pertaining to educational,
professional qualification and/or post-qualification experience. Depending upon the
requirement, Bank reserves the right to cancel or restrict or curtail or enlarge any or all of the
provisions of the recruitment process, if need so arises, without any further notice and without
assigning any reason therefor.

x. Experience through an outsourcing vendor, service provider, Knowledge Process Outsourcing

(KPO)/Business Process Outsourcing (BPO) or IT support services provider for the above posts
will not be considered.

xi. For the post of DM, if, in case, Bank receives higher number of applications, Bank will conduct
online-examination of the candidates as qualifying test and candidates clearing the cut-off shall
be called for interview. The examination pattern and testing methodology shall be notified
separately.

xii. Candidates may have to upload their eligibility criteria supporting documents or to send the
scanned copies the documents, when asked.

5.4 Reservation for Persons with Benchmark Disabilities

Under section 34 of “The Rights of Persons with Disabilities Act, 2016”, only persons with benchmark
disabilities are eligible for Reservation. “Person with benchmark disability” means a person with not less
than forty percent of a specified disability where specified disability has not been defined in measurable
terms and includes a person with disability where disability has been defined in a measurable term, as
certified by the certifying authority. The reserved categories of disabilities mentioned under this Act are
namely:
a. Blindness and low vision.
b. Deaf and hard of hearing.
c. Locomotor disability including cerebral palsy, leprosy cured, dwarfism, acid attack victims and
muscular dystrophy.
d. Intellectual disability including Autism Spectrum Disorder, Specific Learning Disability and
Mental Illness.
e. Multiple disabilities from amongst persons under clauses (a) to (d) including deaf blindness.

Notes:
i. Definition of the above specified disabilities will be as per “THE RIGHTS OF PERSONS WITH
DISABILITIES ACT, 2016”.
ii. PwBD candidates may belong to any category i.e. Unreserved /SC/ST/OBC/EWS. Reservation
for PwBD is horizontal and within the overall vacancies for the Post.
iii. PwBD candidates should possess a latest disability certificate issued by a Competent Authority

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 as prescribed vide The Rights of Persons with Disabilities Act, 2016 (RPWD Act, 2016). Such
certificate shall be subject to verification/re-verification as may be decided by the Bank/
competent authority.

Use of Scribe & Compensatory time:

The visually impaired candidates and candidates whose writing speed is adversely affected permanently
for any reason can use their own scribe at their cost during the online examination. In all such cases where
a scribe is used, the following rules will apply:
i. The candidate will have to arrange his / her own scribe at his/her own cost.
ii. Both the candidate as well as the scribe will have to give a suitable undertaking, in the prescribed
format with passport size photograph of the scribe at the time of examination. Further in case it
later transpires that he/she did not fulfil any laid down eligibility criteria or suppressed material
facts the candidature of the applicant will stand cancelled, irrespective of the result of the
examination.
iii. Those candidates who use a scribe shall be eligible for compensatory time of 20 minutes or
otherwise advised for every hour of the examination.
iv. The scribe arranged by the candidate should not be a candidate for the online examination. If
violation of the above is detected at any stage of the process, candidature of both the candidate
and the scribe will be cancelled. Candidates eligible for and who wish to use the services of
a scribe in the examination should invariably carefully indicate the same in the online
application form. Any subsequent request may not be favorably entertained.
v. Only candidates registered for compensatory time will be allowed such concessions since
compensatory time given to candidates shall be system based, it shall not be possible for the test
conducting agency to allow such time if he / she is not registered for the same. Candidates not
registered for compensatory time shall not be allowed such concessions.
vi. Guidelines for candidates with locomotor disability and cerebral palsy -
A Compensatory time of twenty minutes per hour or otherwise advised shall be permitted
for the candidates with locomotor disability and cerebral palsy where dominant (writing)
extremity is affected to the extent of slowing the performance of function (minimum of 40%
impairment).
vii. Guidelines for Visually Impaired candidates -
a. Visually Impaired candidates (who suffer from not less than 40% of disability) may opt
to view the contents of the test in magnified font and all such candidates will be eligible
for compensatory time of 20 minutes for every hour or otherwise advised of examination.
b. The facility of viewing the contents of the test in magnifying font will not be available to
Visually Impaired candidates who use the services of a Scribe for the examination.
viii. Guidelines for Candidates with Intellectual Disability (ID) -
A Compensatory time of twenty minutes per hour of examination, either availing the
services of a scribe or not, shall be permitted to the candidates with more than 40%
Intellectual Disability (autism, intellectual disability, specific learning disability and mental

9
 illness).
ix. Any candidate who is using scribe should ensure that he is eligible to use scribe in the
examination as per the above guidelines. Any candidate using scribe in violation of the above
guidelines shall stand disqualified and can be removed from service without notice, if has
already joined the Bank.

These guidelines are subject to change in terms of GoI guidelines/ clarifications, if any, from time to time.

5.5 Reservation for Economically Weaker Sections (EWS)

In terms of Office Memorandum No. 36039/1/2019-Estt (Res) dated 31.01.2019 issued by the Department
of Personnel and Training, Ministry of Personnel, Public Grievances & Pensions, Government of India, the
category EWSs means ‘Persons who are not covered under the scheme of reservation for SCs, STs and
OBCs and whose family has gross annual income below Rs. 8 lakh (Rupees eight lakh only) are to be
identified as EWSs for benefit of reservation. Income shall also include income from all sources i.e. salary,
agriculture, business, profession, etc. for the financial year prior to the year of application.

Also persons whose family owns or possesses any of the following assets shall be excluded from being
identified as EWS, irrespective of the family income:-
i. 5 acres of agricultural land and above;
ii. Residential flat of 1000 sq. ft. and above;
iii. Residential plot of 100 sq. yards and above in notified municipalities;
iv. Residential plot of 200 sq. yards and above in areas other than the notified municipalities.

The property held by a "Family" in different locations or different places/cities would be clubbed while
applying the land or property holding test to determine EWS status.
The term "Family" for this purpose will include the person who seeks benefit of reservation, his/her
parents and siblings below the age of 18 years as also his/her spouse and children below the age of 18
years’.

Income and Asset Certificate Issuing Authority: -

In terms of the above-mentioned Office Memorandum, ‘the benefit of reservation under EWS can be
availed upon production of an Income and Asset Certificate issued by a Competent Authority. The Income
and Asset Certificate issued by any one of the following authorities in the prescribed format shall only be
accepted as proof of candidate's claim as belonging to EWS:-

i. District Magistrate/Additional District Magistrate/ Collector/ Deputy

Commissioner/Additional Deputy Commissioner/ 1 Class Stipendiary Magistrate/ Sub-
st

Divisional Magistrate/ Taluka Magistrate/ Executive Magistrate/ Extra Assistant

Commissioner.
ii. Chief Presidency Magistrate/Additional Chief Presidency Magistrate/Presidency
Magistrate.
iii. Revenue Officer not below the rank of Tehsildar and
iv. Sub-Divisional Officer or the area where the candidate and/or his family normally resides.

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 Disclaimer: EWS vacancies are tentative and subject to further directives of Government of India and
outcome of any litigation.

These guidelines are subject to change in terms of Government of India guidelines/ clarifications, if
any, from time to time.

5. SCHEME OF SELECTION

Selection Process for Manager (MMG Scale-III) and Deputy Manager (MMG Scale-II)

The selection will be based on shortlisting and Interview. In case the number of candidates who apply and
fulfil the eligibility criteria are more, a preliminary screening of the applications by the Screening
Committee, will be carried out for short-listing eligible candidates to be called for the Interview. For the
post of Manager & DM, if, in case, Bank receives higher number of applications, Bank will conduct online-
examination of the candidates as qualifying test and candidates clearing the cut-off shall be called for
interview. The examination pattern and testing methodology shall be notified separately.

Selection will be on the basis of educational, professional qualification, post-qualification experience and
performance in Interview. The candidates will have to secure the minimum marks in interview & also
final marks, to be considered for preparation of final rank lists. However, the selection for the post will
be based on their position in respective category rank list for that post.

Merit list for selection will be prepared in descending order on the basis of scores obtained in Interview.
In case more than one candidate score the cut-off marks (common marks at cut-off point), such
candidates will be ranked according to their age in descending order, in the merit.
Mere fulfilling of minimum educational, professional qualification and post-qualification experience will
not vest any right in candidate for being called for Interview. The Bank will decide the shortlisting
parameters and thereafter, adequate number of candidates, as decided by the Bank will be shortlisted
and called for Interview. The decision of the Bank to call the candidates for the Interview shall be final.
No correspondence will be entertained in this regard. Merely satisfying the eligibility norms does not
entitle a candidate to be called for Interview. Bank reserves the right to call only the requisite number of
candidates for the Interview after preliminary screening/ short-listing with reference to candidate’s
qualification, suitability, experience etc.

While appearing for the Interview for advertised posts, the candidate should produce valid prescribed
documents given below. In the absence of documents candidature of the candidate shall be cancelled.

List of Documents to be produced at the time of interview (as applicable):

The following documents in original and self-attested photocopies in support of the candidate’s
eligibility and identity are to be invariably submitted at the time of interview failing which the candidate
may not be permitted to appear for the interview. Non submission of requisite documents by the
candidate at the time of interview will debar his candidature from further participation in the recruitment

11
process.

(i) Printout of the valid Interview e-Call Letter.

(ii) Valid system generated printout of the online application form registered.
(iii) Proof of Date of Birth (Birth Certificate issued by the Competent Municipal Authorities or
SSLC/ Std. X Certificate with DOB).
(iv) Photo Identify Proof as indicated in Point 10 (i) of the advertisement.
(v) Mark-sheets or certificates for Graduation or Post-graduation etc. Proper document from
University/ Institute for having declared the result on or before 01.09.2023 has to be
submitted.
(vi) Caste Certificate issued by the competent authority in the prescribed format as stipulated by
Government of India in the case of SC / ST / OBC category candidates.
In case of candidates belonging to OBC category, certificate should specifically contain a
clause that the candidate does not belong to Creamy Layer section excluded from the benefits
of reservation for Other Backward Classes in Civil posts & services under Government of
India. OBC caste certificate containing the Non-Creamy Layer clause should be issued during
the current Financial Year (FY). Caste Name mentioned in certificate should tally letter by
letter with Central Government list / notification. At the time of interview, OBC candidate
should bring the caste certificate containing the Non-Creamy Layer clause issued during that
Financial Year 2023-24 .
Candidates belonging to OBC category but coming under creamy layer and/ or if their caste
does not find place in the Central List are not entitled to OBC reservation. They should
indicate their category as Unreserved in the online application form.
(vii) Disability certificate in the prescribed format issued by the District Medical Board in case of
Persons with Benchmark Disability category.
If the candidate has used the services of a Scribe at the time of online exam the duly filled in
details of the scribe in the prescribed format.
(viii) Income and Asset Certificate issued by the Competent Authority in the prescribed format as
stipulated by Government of India in case of EWS category. Income and Asset Certificate
should be issued during the current Financial Year. At the time of interview, EWS candidate
should bring Income and Asset Certificate during that Financial Year 2023-24
(ix) An Ex-serviceman candidate has to produce a copy of the Service or Discharge book along
with pension payment order and documentary proof of rank last / presently held
(substantive as well as acting) at the time of interview.
(x) Candidates serving in Government / quasi govt. offices/ Public Sector Undertakings
(including Nationalized Banks and Financial Institutions) are required to produce a
“No Objection Certificate” from their respective employer at the time of interview, in the
absence of which their candidature will not be considered and travelling expenses, if any,
otherwise admissible, will not be paid.
(xi) Experience certificates, if any.
(xii) Post – qualification Experience Certificates.
(xiii) Persons falling in categories (ii), (iii), (iv) and (v) of Point 5.1 above should produce a

12
 certificate of eligibility issued by the Govt. Of India.
(xiv) Any other relevant documents in support of eligibility.
Notes: - Candidates will not be allowed to appear for the interview if he/ she fails to produce the relevant
Eligibility documents as mentioned above. Non-production of relevant eligibility documents at the time
of interview shall make the candidate ineligible for further processes of recruitment.

The Competent Authority for the issue of the certificate to SC/ST/OBC/PwBD/EWS is as notified by
Government of India) from time to time. Candidates belonging to SC/ST/OBC/PwBD/EWS categories
have to submit certificates in support of it at the time of interview.

Candidates to submit certificates in support of SC/ST/OBC/PwBD/EWS/Ex-Servicemen categories in

the format prescribed by Government of India at the time of interview etc. Certificates of
SC/ST/OBC/PwBD/EWS/Ex-Servicemen categories in format other than prescribed by Government of
India shall be rejected.
6. EMOLUMENTS AND SERVICE CONDITIONS

Post Scale Scale of Pay

Manager Scale - III 63840 – 1990/5 – 73790 – 2220/2 – 78230
Deputy Manager Scale – II 48170 – 1740/1 – 49910 – 1990/10 – 69810

*Besides emoluments as per the pay scale given above, the Posts will carry other facilities like Bank’s
accommodation (at the discretion of the Bank subject to availability of accommodation as determined by
the Bank from time to time)/Leased accommodation/HRA, reimbursement of expenses for
medical/hospitalization, telephone/mobile charges, knowledge allowance, residential furnishing,
conveyance allowance etc. as per eligibility. Other benefits such as housing loan, vehicle loan, festival
advance, LTC, gratuity, leave encashment, coverage under National Pension System governed by PFRDA
etc. shall be as per rules in force.
The Probation Period for a candidate appointed for the posts is provided as under:

Post Probation Period

MMGS – II & MMGS-III The selected candidate will be on probation for a period of 1
year of active service from the date of his/her joining the Bank
which is extendable at the discretion of the Bank.
The selected candidate will be liable to be posted / transferred at the sole discretion of the Bank to its
various offices from time to time and on such terms and conditions as may be decided by the Bank except
where specifically indicted.

7. APPLICATION FEE AND INTIMATION CHARGES (NON-REFUNDABLE)

Sr. No. Category Amount*

1. SC/ST/PwBD Rs. 175/- (Intimation Charges only)
2 Other than SC/ST/PwBD Rs. 850/- (Application Fee including Intimation Charges)
*Excluding Goods and Service Tax (GST).

Note: Application once made will not be allowed to be withdrawn. Application Fee/Intimation Charge

13
 once paid will NOT BE refunded under any circumstances nor can it be held in reserve for any other
examination/interview or selection. The Application Fee / Intimation charges shall also NOT BE
refunded in case the application is rejected / not considered by NHB. Bank/transaction charge, if
applicable, shall be borne by the candidate. GST applicable on the Application Fee/ Intimation Charges
shall be borne by the candidates. Applications without the prescribed Fee/ Intimation Charges shall be
summarily rejected. Fee/ Intimation Charges are required to be paid only in the manner prescribed in
this advertisement.

8. IDENTITY VERIFICATION
i. Documents to be produced

At the time of interview, the e-Call Letter along with a photocopy of the candidate’s photo identity
(bearing exactly the same name as it appears on the e-Call Letter) such as PAN Card/ Passport/
Permanent Driving Licence/ Voter’s Card/ Bank Passbook with photograph/ Photo identity proof
issued by a Gazzetted Officer/ People’s Representative along with a photograph / Identity Card issued
by a recognised college/ university/ Aadhar/ E-Aadhar card with a photograph/ Employee ID should
be submitted to the invigilator for verification. The candidate’s identity will be verified with respect to
his/her details on the e-Call Letter, in the Attendance List and requisite documents submitted. If identity
of the candidate is in doubt the candidate may not be allowed to appear for the Examination/ interview.

• Ration Card and Learning Driving License will not be accepted as valid id proof.
• In case of candidates who have changed their name, they will be allowed only if they
produce necessary proof like their original marriage certificate / affidavit in original etc.

Note: Candidates have to produce, in original, the same photo identity proof bearing the name as
it appears on the online application form/ e-Call Letter and submit photocopy of the photo identity
proof along with Interview e-Call Letter while attending the examination/ interview respectively,
without which they will not be allowed to take up the examination/ interview.

9. HOW TO APPLY
DETAILED GUIDELINES/PROCEDURES FOR -

A. Application Registration
B. Payment of Fees
C. Document Scan and Upload

Candidates can apply ONLY through online mode from 12.10.2024 and no other mode of application
will be accepted.

Important points to be noted before Registration

Before applying online, candidates should –

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 (i) scan their:
- photograph (4.5cm × 3.5cm)
- signature (with black ink)
- left thumb impression (on white paper with black or blue ink)
- a hand written declaration (on a white paper with black ink) (text given below)
ensuring that the all these scanned documents adhere to the required
specifications as given in Point 11 (C) to this Advertisement.
(ii) Signature in CAPITAL LETTERS will NOT be accepted.
(iii) The left thumb impression should be properly scanned and not smudged. (If a candidate
is not having left thumb, he/she may use his/ her right thumb for applying).
(iv) The text for the hand written declaration is as follows –
“I, _______ (Name of the candidate), hereby declare that all the information submitted by me in
the application form is correct, true and valid. I will present the supporting documents as and
when required.”
(v) The above mentioned hand written declaration has to be in the candidate’s hand writing
and in English only. If it is written and uploaded by anybody else or in any other
language, the application will be considered as invalid. (In the case of Visually Impaired
candidates who cannot write may get the text of declaration typed and put their left hand
thumb impression below the typed declaration and upload the document as per
specifications).
(vi) Keep the necessary details/documents ready to make Online Payment of the requisite
application fee/ intimation charges.
(vii) Have a valid personal email ID and mobile no., which should be kept active till the
completion of this Recruitment Process. Bank may send intimation to download call
letters for the Examination/Interview etc. through the registered e-mail ID. In case a
candidate does not have a valid personal e-mail ID, he/she should create his/her new e-
mail ID and mobile no. before applying on-line and must maintain that email account
and mobile number.

10. APPLICATION FEES/ INTIMATION CHARGES (NON-REFUNDABLE) PAYMENT OF FEE

ONLINE: 12.10.2024 to 01.11.2024. Bank Transaction charges for Online Payment of application
fees/intimation charges will have to be borne by the candidate.

A. Application Registration
i. Candidates to go to the National Housing Bank website www.nhb.org.in click on the section
“opportunities@NHB” → “CURRENT VACANCIES" → “Recruitment of Officers in Various
Posts – 2024” → “Click here to Apply Online" which will open a new screen.
ii. To register application, choose the tab "Click here for New Registration" and enter Name,
Contact details and Email-id. A Provisional Registration Number and Password will be generated
by the system and displayed on the screen. Candidate should note down the Provisional
Registration Number and Password. An Email & SMS indicating the Provisional Registration

15
 number and Password will also be sent. They can reopen the saved data using Provisional
registration number and password and edit the particulars, if needed.
iii. Candidates are required to upload their -
▪ Photograph
▪ Signature
▪ Left thumb impression
▪ A handwritten declaration
as per the specifications given in Point 11 (C) to this Advertisement.

iv. In case the candidate is unable to complete the application form in one go, he / she can save the
data already entered by choosing "SAVE AND NEXT" tab. Prior to submission of the online
application candidates are advised to use the "SAVE AND NEXT" facility to verify the details in
the online application form and modify the same if required. Visually Impaired candidates
should fill the application form carefully and verify/ get the details verified to ensure that the
same are correct prior to final submission.
v. Candidates are advised to carefully fill and verify the details filled in the online application
themselves as no change will be possible/ entertained after clicking the COMPLETE
REGISTRATION BUTTON.
vi. The Name of the candidate or his /her father/ Husband etc. should be spelt correctly in the
application as it appears in the Certificates/ Mark sheets/Identity proof. Any change/alteration
found may disqualify the candidature.
vii. Validate your details and save your application by clicking the 'Validate your details' and 'Save
& Next' button.
viii. Candidates can proceed to upload Photo & Signature as per the specifications given in the
Guidelines for Scanning and Upload of Photograph and Signature detailed under Point 11 (C)
below.
ix. Candidates are required to upload their documents supporting the eligibility criteria on the IBPS
portal at the time of registration.
x. Candidates can proceed to fill other details of the Application Form.
xi. Click on the Preview Tab to preview and verify the entire application form before COMPLETE
REGISTRATION.
xii. Modify details, if required, and click on COMPLETE REGISTRATION' ONLY’ after verifying and
ensuring that the photograph, signature uploaded, and other details filled by you are correct.
xiii. Click on 'Payment' Tab and proceed for payment.
xiv. Click on 'Submit' button.

B. Payment of Fees

Candidates to make payment of Application Fee/Intimation Charges through ONLINE Mode only.

i. The application form is integrated with the payment gateway and the payment process can
be completed by following the instructions.
ii. The payment can be made by using Debit Cards (RuPay/Visa/MasterCard/Maestro),
Credit Cards, Internet Banking, IMPS, Cash Cards/ Mobile Wallets.

16
 iii. After submitting your payment information in the online application form, PLEASE WAIT
FOR THE INTIMATION FROM THE SERVER. DO NOT PRESS BACK OR REFRESH
BUTTON IN ORDER TO AVOID DOUBLE CHARGE.
iv. On successful completion of the transaction, an e-Receipt will be generated.
v. Non-generation of 'E-Receipt' indicates PAYMENT FAILURE. On failure of payment,
Candidates are advised to login again using their Provisional Registration Number and
Password and repeat the process of payment.
vi. Candidates are required to take a printout of the e-Receipt and online Application Form
containing fee details. Please note that if the same cannot be generated, online transaction
may not have been successful.
vii. For Credit Card users: All charges are listed in Indian Rupee. If you use a non-Indian credit
card, your bank will convert to your local currency based on prevailing exchange rates.
viii. To ensure the security of your data, please close the browser window once your transaction
is completed.
ix. There is facility to print application form containing fee details after payment of fees.

Please note that all the particulars mentioned in the online application including Name of the Candidate,
Category, Date of Birth, Address, Mobile Number, Email ID, Centre of Examination/Interview etc. will
be considered as final and no change/modifications will be allowed after submission of the online
application form. Candidates are hence advised to fill in the online application form with the utmost care
as no correspondence regarding change of details will be entertained. NHB will not be held responsible
for any consequences arising out of furnishing of incorrect and incomplete details in the application or
omission to provide the required details in the application form.

An email/ SMS intimation with the Registration Number and Password generated on successful registration
of the application will be sent to the candidate’s email ID/ Mobile Number specified in the online application
form as a system generated acknowledgement. If candidates do not receive the email and SMS intimations
at the email ID/ Mobile number specified by them, they may consider that their online application has not
been successfully registered.

An online application which is incomplete in any respect such as without proper passport size photograph,
signature, left thumb impression and the handwritten declaration uploaded in the online application form/
unsuccessful fee /intimation charges payment will not be considered as valid.

Candidates are advised in their own interest to apply on-line much before the closing date and not to wait
till the last date for depositing the fee / intimation charges to avoid the possibility of disconnection/
inability/ failure to log on to the official NHB website on account of heavy load on internet/website jam.
NHB does not assume any responsibility for the candidates not being able to submit their applications
within the last date on account of the aforesaid reasons or for any other reason beyond the control of the
NHB.

Please note that the above procedure is the only valid procedure for submitting application. No other mode
of application or incomplete steps would be accepted, and such applications would be rejected.

17
Any information submitted by an applicant in his/ her application shall be binding on the candidate
personally and he/she shall be liable for prosecution/ civil consequences in case the information/ details
furnished by him/ her are found to be false at a later stage.

C. Guidelines for scanning and Upload of Documents

Before applying online, a candidate will be required to have a scanned (digital) image of his/her
photograph and signature as per the specifications given below.
Photograph Image (4.5cm X 3.5cm):

- Photograph must be a recent passport style colour picture.

- Make sure that the picture is in colour, taken against a light-coloured, preferably white,
background.
- Look straight at the camera with a relaxed face.
- If the picture is taken on a sunny day, have the sun behind you, or place yourself in the shade, so
that you are not squinting and there are no harsh shadows.
- If you have to use flash, ensure there's no "red-eye".
- If you wear glasses make sure that there are no reflections and your eyes can be clearly seen.
- Caps, hats and dark glasses are not acceptable. Religious headwear is allowed but it must not
cover your face.
- Dimensions 200 x 230 pixels (preferred).
- Size of file should be between 20 kb–50 kb.
- Ensure that the size of the scanned image is not more than 50kb. If the size of the file is more than
50 kb, then adjust the settings of the scanner such as the DPI resolution, no. of colours etc., during
the process of scanning.
- If the photo is not uploaded at the place of Photo Admission for Examination/interview will be
rejected/denied. Candidate him/herself will be responsible for the same.
- Candidate should also ensure that photo is uploaded at the place of photo and signature at the
place of signature. If photo in place of photo and signature in place of signature is not uploaded
properly, candidate will not be allowed to appear for the exam.
- Candidate must ensure that Photo to be uploaded is of required size and the face should be clearly
visible.

Signature, left thumb impression and hand-written declaration Image:

- The applicant has to sign on white paper with Black Ink pen.
- The applicant has to put his left thumb impression on a white paper with black or blue ink.
- The applicant has to write the declaration in English clearly on a white paper with black ink.
- The signature left thumb impression and the handwritten declaration should be of the applicant
and not by any other person.
- The signature will be used to put on the Call Letter and wherever necessary.

18
- If the Applicant’s signature on the attendance sheet or Call letter, signed at the time of the
examination/interview, does not match the signature uploaded, the applicant will be
disqualified.
- Dimensions 140 x 60 pixels (preferred).
- Size of file should be between 10kb – 20kb for signature and left thumb impression.
- For handwritten declaration size of file should be 20 kb – 50 kb.
- Ensure that the size of the scanned image is not more than 20kb or 50 kb (for handwritten
declaration).
- Signature / Handwritten declaration in CAPITAL LETTERS shall NOT be accepted.
Scanning the documents:

- Set the scanner resolution to a minimum of 200 dpi (dots per inch).
- Set Colour to True Colour.
- Crop the image in the scanner to the edge of the left thumb impression / handwritten declaration,
then use the upload editor to crop the image to the final size (as specified above).
- The image file should be JPG or JPEG format. An example file name is: image01.jpg or
image01.jpeg
- Image dimensions can be checked by listing the folder files or moving the mouse over the file
image icon.
- Candidates using MS Windows/MSOffice can easily obtain documents in .jpeg format by using
MS Paint or MSOffice Picture Manager. Scanned documents in any format can be saved in
.jpg / .jpeg format by using ‘Save As’ option in the File menu. Size can be adjusted by using
crop and then resize option.
- If the file size and format are not as prescribed, an error message will be displayed.
- While filling in the Online Application Form the candidate will be provided with a link to
upload his/her photograph, signature, left thumb impression and handwritten declaration.

Left thumb impression:

- The applicant has to put his left thumb impression on a white paper with black or blue ink.
- The Left thumb impression should be of the applicant and not by any other person.
- Left thumb impression -
➢ File type: jpg / jpeg.
➢ Dimensions: 240 x 240 pixels in 200 DPI (Preferred for required quality) i.e. 3 cm * 3 cm (Width *
Height).
➢ File Size: 20 KB – 50 KB.
Hand-written declaration:

- Handwritten declaration content is to be as expected.

- Handwritten declaration should not be written in CAPITAL LETTERS.

19
 - The applicant has to write the declaration in English clearly on a white paper with black or blue
ink.
- The handwritten declaration should be of the applicant and not by any other person.
- Handwritten Declaration -
➢ File type: jpg / jpeg.
➢ Dimensions: 800 x 400 pixels in 200 DPI (Preferred for required quality) i.e. 10 cm * 5 cm (Width *
Height).
➢ File Size: 50 KB – 100 KB.
Procedure for uploading the documents

- While filling in the Online Application Form the candidate will be provided with separate links
for uploading left thumb impression and handwritten declaration.
- Click on the respective link “Upload left thumb impression/ handwritten declaration”.
- Browse and select the location where the Scanned left thumb impression / handwritten
declaration file has been saved.
- Select the file by clicking on it.
- Click the ‘Open/Upload’ button. Your Online Application will not be registered unless you
upload your Left thumb impression and handwritten declaration as specified.
- If the file size and format are not as prescribed, an error message will be displayed.
- Preview of the uploaded image will help to see the quality of the image. In case of unclear /
smudged, the same may be re-uploaded to the expected clarity /quality.

Note:

(1) In case the face in the photograph or signature or left thumb impression or the handwritten
declaration is unclear / smudged the candidate’s application may be rejected.
(2) After uploading the left thumb impression / hand written declaration in the online application
form candidates should check that the images are clear and have been uploaded correctly. In
case the left thumb impression or the handwritten declaration is not prominently visible, the
candidate may edit his/ her application and re-upload his/ her thumb impression / handwritten
declaration, prior to submitting the form.
(3) After registering online candidates are advised to take a printout of their system generated online
application forms.
11. SUPPORT SERVICE

Candidates facing any problems with respect to filling up of the Application Form, payment of application
fee/intimation charges, or in downloading of e-Call Letter etc. may route each such queries/complaints to
the link http://cgrs.ibps.in. Candidate must mention ‘Recruitment of Officers in Various Posts – 2024-25’ in
the subject of the email.

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 II. GENERAL INSTRUCTIONS
[PLEASE READ THE INSTRUCTIONS CAREFULLY BEFORE FILLING UP THE ONLINE
APPLICATION FORM]

i. Before filling in the application form, the candidates must ensure that they fulfill all the
eligibility criteria with respect to age, educational qualification, category etc. as on
01.10.2024, in respect of the Post and that the particulars furnished in the application form are
correct in all respects. In case it is detected at any stage that a candidate does not fulfill any of the
eligibility criteria, and / or that he / she has furnished any incorrect information or has
suppressed any material fact(s), his / her candidature will stand cancelled. If candidature of any
candidate is rejected for any reason according to the terms and conditions of this advertisement,
no further representation in this regard will be entertained. Such decisions shall be final and
binding on the candidate. If any of these shortcomings is/are detected after appointment his/her
services are liable to be summarily terminated.

ii. Decision of the Bank in all matters regarding eligibility of the candidate, the stages at which such
scrutiny of eligibility is to be undertaken, qualifications and other eligibility norms, the
documents to be produced for the purpose of the conduct of Examination / interview,
verifications etc. and any other matter relating to the recruitment processes will be final and
binding on the candidate. No correspondence or personal enquiries shall be entertained by the
Bank in this behalf.

iii. Candidates are advised to take a printout of their system generated online application form after
successfully submitting the application. Candidates to retain this along with Registration Number
and Password for future reference.

iv. Not more than one application should be submitted by any candidate. In case of multiple
Applications only the latest valid (completed) application will be retained, and the application
fee/ intimation charges paid for the other multiple registration(s) will stand forfeited.

v. Multiple attendance/ appearances in the Interview/online examination will be summarily

rejected/ candidature cancelled.

vi. Online applications once registered will not be allowed to be withdrawn and/or the application
fee/ intimation charges once paid will not be refunded nor be held in reserve for any other
examination / interview.

vii. Any legal proceedings in respect of any matter of claim or dispute arising out of this
advertisement and/ or an application in response thereto can be instituted only in Delhi and
courts/tribunals/ forums at Delhi only shall have sole and exclusive jurisdiction to try any cause/
dispute.

viii. Any canvassing by or on behalf of the candidates or to bring political or other outside influence
with regard to their selection/recruitment shall be considered as disqualification.

ix. Any request for change of date, time and venue for online examination / and interview will not
be entertained. Any request for change of address, details mentioned in the online application
form will not be entertained.

21
 x. In case any dispute arises on account of interpretation of clauses in any version of this
advertisement other than English, the English version available on NHB website shall prevail.

xi. A candidate should ensure that the signatures appended by him/her in all the places viz. in
his/her e-Call Letter, attendance sheet etc. and in all correspondence with the Bank in future
should be identical and there should be no variation of any kind. Signature in CAPITAL LETTERS
will not be acceptable.

xii. A recent, recognizable photograph (4.5 cm × 3.5 cm) should be uploaded by the candidate in the
online application form and the candidate should ensure that copies of the same are retained for
use at various stages of the process. Candidates are also advised not to change their appearance
till the process is completed. Failure to produce the same photograph at various stages of the
process or doubt about identity at any stage could lead to disqualification.

xiii. The left/right thumb impression which is scanned and uploaded should not be smudged.

xiv. The handwritten declaration has to be in the candidate’s handwriting and in English only and
should NOT BE IN CAPITAL LETTERS. If it is written by anybody else and uploaded or in any
other language, the application will be considered as invalid.

xv. The possibility of occurrence of some problem in the administration of the examination/interview
cannot be ruled out completely which may impact test delivery and/or result from being
generated. In that event, every effort will be made to rectify such problem, which may include
movement of candidates, delay in test. Conduct of a re-exam is at the absolute discretion of NHB.
Candidates will not have any claim for a re-test. Candidates not willing to move or not willing to
participate in the delayed process of test delivery shall be summarily rejected from the process.

xvi. Eligible outstation candidates attending the interview shall be reimbursed to and for second-class
AC rail ticket (Mail/Express only) or bus fare through shortest route or actual expenses incurred
(whichever is lower) on production of evidence of travel. The candidates appearing for the post
of DGM, GM and CXO position shall be reimbursed to and from lowest Air Ticket on that day.
Request for local conveyance will not be entertained. A candidate, if found ineligible for
appearing in interview will not be reimbursed any travel fare.

xvii. At the time of interview, candidate shall provide details regarding criminal case(s), vigilance
cases(s) pending against him/her, if any. If required, the Bank will also conduct independent
verification, inter alia, including verification of police records etc. The Bank reserves the right to
deny the selection/appointment depending upon such disclosures and/or independent
verification.

xviii. NHB shall not be responsible for any application made/ wrong information provided by an
unauthorized person / institution. Candidates are advised not to share/ mention their application
details with/to anyone.

xix. Appointment of provisionally selected candidates is subject to his/her being declared medically
fit by the Bank’s Medical Officer. However, the confirmation in the Bank’s service shall be subject
to submission of satisfactory report about his / her character and antecedents by the Police
Authorities, satisfactory report from his / her previous employer and referees, verification of caste
/ tribe/ class/ EWS and disability certificate (for reserved category candidates only) and

22
 completion of all other pre-recruitment formalities to the complete satisfaction of the Bank failing
which their appointments/services shall be liable for termination without assigning any reason
whatsoever. Further, such appointment shall also be subject to Service and Conduct Regulations
of the Bank.

xx. At the time of joining, the recommended candidates who are serving in Government / quasi–
Government / Public Sector Undertakings (PSU) (including Nationalized Banks and Financial
Institutions) are required to bring proper discharge/relieving certificates in original from their
respective employer.

xxi. NHB reserves the right to change (cancel/ modify/ add) any of the criteria, method of selection
and provisional selection etc.

xxii. Intimations will be sent by email and/ or SMS only to the email ID and mobile number registered
in the online application form for the Post.

xxiii. The Bank shall not be held responsible if the information/ intimations do not reach candidates in
case of change in the mobile number, email address, technical fault or otherwise, beyond the
control of NHB and candidates are advised to keep a close watch on the official website of NHB
www.nhb.org.in for latest updates.

xxiv. If at a later stage of selection process or appointment, the handwriting on the handwritten
declaration of the candidate is found to be dissimilar / different, as per handwriting expert
analysis, his/her candidature/appointment will be cancelled/terminated.

xxv. The candidates are required to follow all the Guidelines regarding Social Distancing Mode of
Exam given in this advertisement and subsequently. Any violation may result in cancellation of
candidature.

xxvi. Following items are not allowed inside the examination / interview centre:-
a. Any stationery item like textual material (printed or written), bits of papers,
Geometry/Pencil Box, Plastic Pouch, Calculator, Scale, Writing Pad, Pen Drives, Log
Table, Electronic Pen/Scanner etc.
b. Any communication device like Mobile Phone, Bluetooth, Earphones, Microphone,
Pager, Health Band etc.
c. Other items like Goggles, Handbags, Hair-pin, Hair-band, Belt, Cap, etc.
d. All ornament like Ring, Earrings, Nose-pin, Chain/Necklace, Pendants, Badge, brooch
etc. should be thoroughly checked.
e. Any watch/Wrist Watch, Camera, etc.
f. Any metallic item
g. Any eatable item opened or packed, water bottle etc.
h. Any other item which could be used for unfair means for hiding communication
devices like camera, blue tooth devices etc.

Any infringement of these instructions shall entail cancellation of candidature and

disciplinary action including ban from future examinations / interviews and police complaints.

23
 Candidates are advised in their own interest not to bring any of the banned items to the venue
of the examination/interview, as arrangement for their safekeeping cannot be assured. IBPS or
any agency engaged with conduct of the online examination/interview shall not take any
responsibility for loss of any of the items. Responsibility of safekeeping of the same shall rest
with the candidates at cost or no cost.

xxvii. Action Against Candidates Found Guilty of Misconduct/ Use of Unfair Means.

Candidates are advised in their own interest that they should not furnish any particulars that
are false, tampered with or fabricated and should not suppress any material information
while submitting online application.
At the time of Online examination / Interview or in a subsequent selection procedure, if a
candidate is (or has been) found guilty of –
(i) using unfair means or
(ii) impersonating or procuring impersonation by any person or
(iii) obtaining support for his/her candidature by means of offering illegal gratification to or
applying pressure on or blackmailing or threatening to blackmail any person connected
with recruitment or
(iv) misbehaving in the examination/ interview hall or disclosing, publishing, reproducing,
transmitting, storing or facilitating transmission and storage of contents of the test(s) or
any information therein in whole or part thereof in any form or by any means, verbal or
written, electronically or mechanically for any purpose or
(v) resorting to any irregular or improper means in connection with his/ her candidature or
(vi) obtaining support for his/ her candidature by unfair means, or
(vii) carrying electronic devices of communication in the examination/ interview hall such a
candidate may, in addition to rendering himself/ herself liable to criminal prosecution,
be liable:
(a) to be disqualified from the examination/interview for which he/ she is a
candidate
(b) to be debarred either permanently or for a specified period from any
examination/interview conducted by IBPS
(c) for termination of service, if he/ she has already joined the Bank service.

Important: NHB would be analysing the responses (answers) of individual candidates

with other candidates to detect patterns of similarity of right and wrong answers. If in the
analytical procedure adopted by NHB in this regard, it is inferred/ concluded that the
responses have been shared and scores obtained are not genuine/ valid, NHB reserves right
to cancel the candidature of the concerned candidates without any notice and the result of
such candidates (disqualified) will be withheld. No representation in this regard shall be
entertained.

24
xxviii. e-CALL LETTERS:

The Centre, venue address, date and time for examination / interview shall be intimated in the
respective e-Call Letter.

An eligible candidate should download his/her e-Call Letter from the official website of NHB
www.nhb.org.in by entering his/her details i.e. Registration Number and Password/Date of Birth.
No hard copy of the e-Call Letter / Information Handout etc. will be sent by post/ courier.

Intimations will be sent by email and/ SMS to the email ID and mobile number registered in
the online application form for the Post. IBPS/NHB will not take responsibility for late receipt
/ non-receipt of any communication e-mailed/ sent via SMS to the candidate due to change in
the mobile number, email address, technical fault or otherwise beyond the control of IBPS/
NHB. Candidates are hence advised to regularly keep in touch with the official website of NHB
www.nhb.org.in for details, updates and any information which may be posted for further
guidance as well as to check their registered e-mail account from time to time during the
recruitment process.

xxix. ANNOUNCEMENTS:

All further announcements/ corrigendum/details pertaining to recruitment processes will ONLY

be published/ provided on the official website of NHB www.nhb.org.in from time to time.

xxx. DISCLAIMER:

Instances for providing incorrect information and/or process violation by a candidate detected at
any stage of the selection process will lead to disqualification of the candidate from the selection
process and he/she will not be allowed to appear in any of the Recruitment Process conducted by
NHB in the future. If such instances go undetected during the current selection process but are
detected subsequently, such disqualification will take place with retrospective effect.
Clarifications / decisions given / to be given by the appropriate authority in NHB shall be final
and binding.

(Hindi version of this advertisement is available on the Hindi website of the Bank)

New Delhi General Manager

07.10.2024 HRMD

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