BRIAN KEITH MARSTON 21 Zeliff Place, Lincoln Park, NJ 07035 (973) 632-2340 bm1335852@westpost.

net CAREER OBJECTIVE Results-driven Default Supervisor/REO Asset Manager eager to contribute expertis e in management of defaulted mortgage loans and support the employer in optimizi ng financial and operational performance ________________________________________ PROFILE * Successfully steered all aspects of multi-million dollar residential, commerci al, industrial, and vacant land REO asset operations, including recruiting and m anaging nationwide realtors, property value assessments, direct advertising and marketing efforts, as well as negotiating sales terms * Diligently monitor occupancy status and control rent collections for propertie s across the country; manage properties prior to resale; represent the company i n court regarding evictions, code violations, and bankruptcies; work closely wit h attorneys on title, eviction, and re-sale matters * Inspect REO and pre-foreclosure assets for condition and marketability; coordi nate and control renovation and construction projects, * Negotiate favorable short sale, loan charge-off, and mortgage note sale terms, as well as deed in lieu of foreclosure and loan modifications * Supervise and train top-performing support teams; proactively track numerous p roperties from pre-foreclosure through final sale; mediate and resolve disputes, if indicated * Effectively identify and capitalize on opportunities to penetrate and develop regional markets; strong understanding of real estate market trends * Implement fraud prevention measures and ensure compliance with all company pol icies and procedures as well as government laws and regulations ~ TECHNICAL PROFICIENCIES ~ Excel ~ MS Outlook ~ MS Word ________________________________________ PROFESSIONAL EXPERIENCE REO Sales Associate, Weichert Realtors, Pompton Plains, NJ 03/10-Present * Supervise a team of three (3) agents handling REO, pre-foreclosure, short sale and traditional resale properties * Conducting in-house foreclosure and short sale workshops for other agents * Work directly with local Attorneys regarding evictions, title issues and certi ficates of occupancy, as needed * Negotiating deed-in-lieu's for some lenders in order to reduce losses and expe dite the REO assignment * Assign and complete over thirty (30) broker's price opinions every month * Personally handle all contract negotiations Director of REO, ReMax Success Real Estate, Pompton Plains, NJ 8/06 - 03/10 * Supervised a team of eight (8) agents handling REO, pre-foreclosure and short sale assets * Attended hearings in municipal courts for all listings, as needed * Diligently monitored evictions, routine maintenance and trash removal of all R EO assets * Effectively marketed assets and handled numerous short-sale negotiations * Handled all contract negotiations between buyer and seller * Assigned all lender ordered BPO's, occupancy inspections and monthly status re ports REO Manager/Vice President, Northern Funding, LLC, New York, NY 12/06 - 08 /08 * Supervised an office of eighteen (18) employees * Oversaw hiring of staff and CFO * Conducted routine inspections of construction projects and approved monetary d

isbursements * Conducted all performance and compensation evaluations * Dealt directly with corporate investors regarding their policies and procedure s * Completed inspections on all properties where a loan application was made * Implemented underwriting guidelines and valuation techniques * Handled the underwriting of all loans from vacant land and residential to mult i-unit and commercial * Instituted fraud prevention guidelines * Through strict underwriting review and loss mitigation techniques, successfull y reduced default rates from 28% to 12% within a years time * Traveled extensively to meet with debtors and their representatives * Oversaw collection of judgments from personal guarantees * Effectively serviced defaulted loans from delinquency to foreclosure sale * Worked directly with various regional attorneys regarding foreclosures, defici ency judgments, evictions, and closings * Conducted meetings with various municipal officials regarding building and zon ing laws * Attended court hearings, as needed * Oversaw criminal investigations and prosecution of debtors, where needed * Personally handled all deed-in-lieu's, deficiencies and title issues * Successfully marketed REO assets and supervised routine maintenance * Approved wire transfers for closings and construction draws * Executed mortgage assignments, mortgage releases and closing documents for REO 's * Met with insurance adjusters and negotiated all claims * Handled all insurance related matters including, forced placed policies, claim s as well as employee benefits Northeast Regional Field Manager, Security National Mortgage Corporation, Frankl in Township, NJ 8/02 - 10/05 * Implemented inspection procedures for all residential and commercial loans * Supervised a team of three (3) inspectors serving the Northeast region of the country * Completed performance evaluations for promotions and raises * Extensively traveled throughout the region to meet with borrowers, contractors and Realtors * Conducted inspections to make sure assets were secured and maintained in accor dance with company policy * Attended municipal court hearings, as needed * Handled negotiations with insurance companies and contractors * Assisted in property valuation studies and market trends REO Asset Specialist, Mortgage Lenders Network USA, Inc., Lewes, DE 3/00 - 8/ 02 * Supervised a team of four (4) junior REO Asset Managers and two (2) clerical s taff * Managed a portfolio of one hundred fifty plus (150+) assets routinely * Aggressively studied market trends and values in high delinquency areas * Ordered all evictions and handled cash for key agreements with occupants * Handled all types of REO assets including Mobile homes, residential, commercia l and vacant land * Obtained bids and negotiated repair contracts * Implemented procedures to obtain mobile home titles and cure title issues * Worked with loss mitigation regarding deed-in-lieu's, property valuation, and charged-off loans * Traveled periodically to meet with local officials and insurance inspectors, a s needed Head REO Asset Manager, Superior Bank FSB, Alliance Funding, Orangeburg, NY 1/97 - 3/00 * Supervised a staff of three (3) REO Asset Managers, a clerk and a title closer * Assisted in performance evaluations and reviews

* Successfully managed "special" REO assets to include rental management and env ironmental clean up * Continually managed a portfolio of two hundred plus (200+) properties on a dai ly basis * Negotiated all work orders with contractors for repairs and routine maintenanc e. * Extensively traveled throughout the country to interview agents, attorneys and contractors * Compiled a list of over five hundred plus (500+) approved Realtors throughout the country * Evaluated workmanship of major repairs * Did extensive fraud investigations into origination errors and non-compliance issues * Worked closely with loss mitigation and senior management regarding strategies and individual loans ________________________________________ EDUCATION A.A. Radiographical Technology, Bergen Community College, Paramus, NJ

1991

~ PROFESSIONAL DEVELOPMENT ~ Professional Certification, Padgett Thomas, Philadelphia, PA 2001 Mortgage Fraud Detection and Prevention Certification, Executive Enterprises, Ne w York, NY 1999 Real Estate Sales Person's License, Kovats Real Estate School, Paramus, NJ 19 89 ~ AFFILIATIONS ~ Member, National Association of Realtors, Circle of Excellence 1/08 - Prese nt Member, National Association of Realtors 9/89 - Present Member, New Jersey Association of Realtors 9/89 - Present Member, Passaic County Board of Realtors 9/89 - Present Member, Garden Multiple Listing Service 9/89 - Present Member, New Jersey Multiple Listing Service 11/05 - Present