(FORM 51 OF THE CENTRAL MOTOR VEHICLES RULES, 1989) Policy Type Package Policy( Private Vehicle ) Proposal No. & Date R200172281 / 09-Dec-2024 Policy No. & Type 10070031241150685930 Period of Insurance 04-Jan-2025 to 03-Jan-2026 Policy Issued On 09-Dec-2024 (00:00) Vehicle Identification No. MA3EADE1S00160612 Insured Name Mr. Sudhir Kumar Geographical Area INDIA Invoice No 4131248800614 Accounting Code of Service 997134 Insured Address 47/3/3, ANDUL 1ST BYE LANE, SHIBPUR, , 713304,,, BURDWAN-713304, West Bengal Insured State & Code West Bengal-19 Place of Supply West Bengal GSTIN of Customer GSTUNREGISTERED INSURED MOTOR VEHICLE DETAILS INSURED DECLARED VALUE (IDV) (in Rs.) Make Maruti Vehicle 89225 Model & Variant Alto K10B VXi/ALTO K10 VXI Non Electrical Accessories 0 Registration No WB449100 Electrical Accessories 0 Year of Manufacture 2010 CNG/ LPG Kit 0 Engine- Chassis No K10BN 4192670 - MA3EADE1S00160612 Total IDV 89225 Cubic Capacity 998 Seating Capacity 5 Type Of Body Saloon RTO Location WB449100 / BURDWAN Schedule Of Premium (Amount in Rs.) OWN DAMAGE SECTION (A) LIABILITY SECTION (B) Vehicle 1836 Basic Third Party Liability 2094 Elec. Accessories 0 Third Party Liability for Bi-fuel Kit 0 Non- Elec. Accessories 0 Compulsory PA Cover Premium to Owner-Driver (1 Year) 275 PA Cover for 5 Person of Rs (80000) each (IMT- 16 ) 200 Kit (IMT-25) 0 Legal Liability (WC) to Driver (IMT-28) 50 Extra Premium towards Inbuilt CNG/LPG NA Geographical Area Extn. (IMT-1) NA Basic Premium 1836 Legal Liability to Employees (IMT-29) 0 Geographical Area Extn. (IMT-1) NA Legal Liability to Passenger (IMT 46) 0 Lamp, Tyres etc. (IMT 23) 0 Driving Tuition Loading On TP Premium (60%) NA Net Liability Premium (B) 2619 Driving Tuition Loading On OD Premium (60%) NA Total Premium (A+B) 3537 Fiber Glass Tank 0 CGST @9% 318.33 Sub-Total Additions 0 SGST @9% 318.33 Deductibles Gross Premium Paid 4174 Voluntary Deductibles (IMT 22A) 0 Point of Sale - BHANDARI AUTOMOBILES, HOWRAH Anti-Theft Device (IMT-10) 0 AAI Membership (IMT-8) 0 Notes : No Claim Bonus (50%) 918 Discount for vehicles designed for handicapped NA 1. Policy Issuance is the subject to the realisation of cheque. 2. Consolidate stamp duty paid to State Exchequer Sub - Total Deductibles 918 3. The Policy is subject to a compulsory Deductible of Rs 1000 (IMT -22) Add - On Coverages 4. Voluntary excess Rs (0) 5. Subject to Endorsements IMT 28, 16, Nil Depreciation Plus 0 6. OD Premium rates are different for NCB/Non-NCB class of customer. In case of change from NCB to Engine Protect 0 Non-NCB, the recoverable amount may be more than the NCB amount. Invoice Protect 0 Net own Damage Premium (A) 918 Nominee Details : Nominee Name MRS LALSA KUMAR Age 43 Relation Wife Payment Method Cheque No./Transaction No. Bank Name Amount Payment Detail Credit Card 79297876835 ICICI BANK LIMITED 4174 Financier Type Not Financed Financier Name NA Financier Branch NA Limitations as to use:- The Policy covers use of the vehicle for any purpose other than: a) Hire or Reward, b) Carriage of goods (other than samples or personal luggage), c) Organized racing, d) Pace making, e) Speed testing, f) Reliability Trials, g) Any purpose in connection with Motor Trade. Driver: Any person including the insured, Provided that a person driving holds an effective driving license at the time of the accident and is not disqualified from holding or obtaining such a license; Provided also that the person holding an effective learner's license may also drive the vehicle and that such a person satisfies the requirements of Rule 3 of the Central Motor Vehicles Rules, 1989. Limits of Liability: Under Section II-1 (i) of the policy - Death of or bodily injury - Such amount as is necessary to meet there requirements of the Motor Vehicles Act, 1988. Under Section II -1(ii) of the Policy - Damage to Third Party Property - Rs.7.5 lakhs - (as per IMT 20)in respect of any one claim or series of claims arising out of one event. Cover for Owner - Driver under section III (CSI) Rs 1500000 - Deductible under section-I : Rs 1000(Compulsory Deductible Rs 1000 Imposed Deductible Rs. 0 and Voluntary Deductible Rs 0) No Claim Bonus: : The insured is entitled for a No Claim Bonus (NCB) on the Own Damage section of the policy, if no claim is made or pending during the preceding year (s), as per the following: The preceding year/20%, Preceding Two consecutive years/25%, Preceding Three consecutive years/35%, Preceding Four consecutive years/45%, Preceding Five consecutive years/50%. No Claim Bonus will only be allowed provided the policy is renewed within 90 days of the expiry date of the previous policy. IMPORTANT NOTICE: The Insured is not indemnified if the vehicle is used or driven otherwise than in accordance with this Schedule. Any payment made by the Company by reason of wider terms appearing in the Certificate in order to comply with the Motor Vehicle Act, 1988 is recoverable from the Insured. See the clause headed "AVOIDANCE OF CERTAIN TERMS AND RIGHT OF RECOVERY". For Legal interpretation, English version will hold good. For information on ombudsman you may visit website : https://www.cioins.co.in/Ombudsman I / We hereby certify that the Policy to which this Certificate relates as well as this Certificate of Insurance are issued in accordance with the provisions of Chapter X and Chapter XI of M.V. Act, 1988. For National Insurance Company Limited We hereby declare that though our aggregate turnover in any preceding financial year from 2017-18 onwards is more than the aggregate turnover notified under sub-rule (4) of rule 48, we are not required to prepare an invoice in terms of the provisions of the said sub-rule. Authorized Signatory Policy Issuing Office:-Kolkata Auto Tie Up Hub, Fourth Floor, Hindusthan Unilever Building, 9, Shakespeare Sarani, Kolkata GSTIN: 19AAACN9967E1Z0, CIN No.:U10200WB1906GOI001713 State Name : West Bengal