17-07-2024

Quote No : cabagpcvtji

Benefit Illustration for HDFC Life Click 2 Achieve

This Illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your HDFC
Life Click 2 Achieve
DETAILS
Name of the Prospect/Policyholder: Manikandasamy Proposal No: NA
Age: 30 Name of Product: HDFC Life Click 2 Achieve
A Non-linked Non-Participating
Proposer Gender: Male Tag Line:
Individual Life Insurance Savings Plan
Name of Life Assured: Manikandasamy Unique Identification No: 101N186V03
Age: 30 GST Rate: 4.5%* for first year
Life Assured Gender: Male 2.25%* second year onwards
Policy Term: 31 Years
Premium Paying Term: 12 Years
Amount of Instalment Premium
Rs.4,85,000
(Without GST):
Mode of payment of Premium: Annual

*0% if qualifies as zero-rated supply under GST law

This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.

Policy Details

Sum Assured on Death

Plan Option Dream Achiever 35,00,000
(at inception of the policy) Rs.

Sum Assured on Maturity

Benefit Chosen# Early Income (New) 1,20,00,000
(at inception of the policy) Rs.
Juvenile Critical Illness (CI)
Additional Benefit Opted None No
cover opted
Sum Assured on Juvenile
Payout Term (Years) 30 NA
CI at inception
Payout Frequency Annual Premium Offset No

Deferral of Survival/Income
First Payout Date 17-07-2024 No
Benefit

Premium Summary
Protect
Total
Juvenile Critical IB Plus
Instalment Premium Base Plan CI Rider Instalment
Illness Cover Premium Rider Rider(rider
Premium
option)
Instalment Premium without GST 4,85,000 0 0 0 0 4,85,000
First Year Premium
Instalment Premium with First Year GST 5,06,825 0 0 0 0 5,06,825

Instalment Premium without GST 5,00,000 0 0 0 0 5,00,000

Second Year Premium
Instalment Premium with GST 2nd Year Onwards 5,11,250 0 0 0 0 5,11,250

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 (Amount in Rupees)
Policy Annualized Guaranteed Non Guaranteed
Year Premium
Survival Other Maturity Death Guaranteed Death Benefit Special Surrender Surrender Value (Higher of GSV
Benefits benefits Benefit Benefit Surrender (Higher Value(SSV) and SSV)
(if any) Value of Guaranteed
(GSV) Death
Benefit and SSV)

1 4,85,000 2,50,000 0 0 35,00,000 0 35,00,000 0 0

2 5,00,000 1,34,302 0 0 35,00,000 45,500 35,00,000 3,77,438 3,77,438

3 5,00,000 1,34,302 0 0 35,00,000 1,35,448 35,00,000 5,86,835 5,86,835

4 5,00,000 1,34,302 0 0 35,00,000 4,73,896 35,00,000 8,10,425 8,10,425

5 5,00,000 1,34,302 0 0 35,00,000 5,89,594 35,00,000 10,50,124 10,50,124

6 5,00,000 1,34,302 0 0 35,00,000 7,05,292 35,00,000 13,08,085 13,08,085

7 5,00,000 1,34,302 0 0 36,59,250 8,20,990 36,59,250 15,86,721 15,86,721

8 5,00,000 1,34,302 0 0 41,84,250 10,16,388 41,84,250 18,88,734 18,88,734

9 5,00,000 1,34,302 0 0 47,09,250 11,86,936 47,09,250 22,17,148 22,17,148

10 5,00,000 1,34,302 0 0 52,34,250 14,17,334 52,34,250 25,75,351 25,75,351

11 5,00,000 1,34,302 0 0 57,59,250 16,67,732 57,59,250 29,67,125 29,67,125

12 5,00,000 1,34,302 0 0 62,84,250 19,38,130 62,84,250 33,96,704 33,96,704

13 0 1,34,302 0 0 62,84,250 18,63,678 62,84,250 35,70,523 35,70,523

14 0 1,34,302 0 0 62,84,250 18,49,076 62,84,250 37,60,420 37,60,420

15 0 1,34,302 0 0 62,84,250 18,34,474 62,84,250 39,67,883 39,67,883

16 0 1,34,302 0 0 62,84,250 18,19,872 62,84,250 41,94,536 41,94,536

17 0 1,34,302 0 0 62,84,250 17,45,420 62,84,250 44,42,154 44,42,154

18 0 1,34,302 0 0 62,84,250 17,30,818 62,84,250 47,12,677 47,12,677

19 0 1,34,302 0 0 62,84,250 17,16,216 62,84,250 50,08,224 50,08,224

20 0 1,34,302 0 0 62,84,250 17,01,614 62,84,250 53,31,109 53,31,109

21 0 1,34,302 0 0 62,84,250 16,27,162 62,84,250 56,83,860 56,83,860

22 0 1,34,302 0 0 62,84,250 16,12,560 62,84,250 60,69,241 60,69,241

23 0 1,34,302 0 0 62,84,250 15,97,958 64,90,270 64,90,270 64,90,270

24 0 1,34,302 0 0 62,84,250 15,83,356 69,50,243 69,50,243 69,50,243

25 0 1,34,302 0 0 62,84,250 15,08,904 74,52,765 74,52,765 74,52,765

26 0 1,34,302 0 0 62,84,250 14,94,302 80,01,770 80,01,770 80,01,770

27 0 1,34,302 0 0 62,84,250 14,79,700 86,01,557 86,01,557 86,01,557

28 0 1,34,302 0 0 62,84,250 14,65,098 92,56,825 92,56,825 92,56,825

29 0 1,34,302 0 0 62,84,250 13,90,646 99,72,705 99,72,705 99,72,705

30 0 1,34,302 0 0 62,84,250 13,76,044 1,07,54,804 1,07,54,804 1,07,54,804

31 0 1,34,302 0 1,20,00,000 62,84,250 0 1,16,09,248 0 0

Notes:
1. Annualized Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any, and Goods & Service Tax.
2. In the above illustration, premiums are assumed to be received in advance, surrender benefit payable at the end of the year and other benefits payable as chosen by the
policyholder.
3. The plan also provides Juvenile Critical Illness Cover and waiver of premium benefit in case of Death, Critical Illness or Total Permanent Disability of Proposer as optional feature,
provided all previous premiums have been paid. For more information on these benefits please refer the sales literature/policy document.
4. The above table does not show offset of premiums even if premium offset benefit is chosen as yes. Your premium payable will get adjusted to the extent of benefits receivable or
accrued, if any You can choose to opt in or out of this feature at any time during the contract.
5. The above table does not show accrual of benefits even if deferral of benefits is chosen as yes. Your benefits shown above will get accrued as per then prevailing SBI interest
rate on savings bank Deposit + 1.5%. You can choose to opt in or out of this feature at any time during the contract.
6. #Depends on the cashflow chosen at inception.

I , have explained the premiums and benefits under the policy fully to the prospect / I Manikandasamy ,having received the information with respect to the above, have
policy holder. understood the above statement before entering into the contract.

Place:

Date: Signature of Agent /Intermediary / Official Date: Signature of Prospect / Policyholder

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