TO GET BENEFITS PRESENTING #FitnessKaUltimateInfluencer
INSTANT~ AND UPTO
PREMIUM UNLIMITED 10% EARLY BIRD 50% RETURN* 100% SUM INSURED REFILL DISCOUNT^^ IT’S TIME FOR YOUR HEALTH TO PAY YOU BACK!
GET REWARDED FOR
STAYING FIT WITH
KEY BENEFITS
Get up to 50% of your premium Earn 10% upfront Good Health
50% back as HealthReturnsTM on staying 10% Discount on first policy year premium active for 275 days in a year* basis on your health risk assessment~
Get up to 10% additional early bird Covers Pre and Post
discount if you are less than Hospitalisation expenses 35 years^^ 90 days of pre and 180 days of post
Get Maternity Expense covered
over and above base Sum Insured Binge Refill - Cover up to with Newborn Expenses, Vaccination 100% 100% Sum Insured unlimited Expenses and Stem Cell Preservation times for any illness/injury
2 GET REWARDED FOR PROACTIVELY SECURING YOU & YOUR FAMILY! DISCOUNT
Upfront Good Health Discount~ Early Bird Discount^^
Get up to 10% instant discount basis good health risk Start young, be proactive and earn up to 10% discount on classified on the first policy year premium renewal if you are less than 35 years
Family Discount - Multi Individual% Long Term Discount%
Protect your loved ones’ health, secure 3 or more of your Consistent rewards/discount motivate you to stay healthy family members for up to 10% discount Get discount up to 10% on selecting 3 years policy
Standing Instruction Discount#
Choose to give standing instructions on your renewal
and get a 2.5% discount on it!
PROTECTION IN CASE OF HOSPITALIZATION
Get 10% bonus on Sum Insured per annum up to 100% of the Sum Insured if you don’t No Claim Bonus & Super claim during the policy year. Super No Claim Bonus of 50% of Sum Insured per annum, No Claim Bonus or No Claim max up to 100%, under optional cover. No Claim Discount – Applicable on the premium of Discount the expiring policy year provided no claim under the policy
EMI Protection 3 EMIs towards an existing loan amount will be paid by us if you are hospitalized due (Optional Cover) to any illness/injury for 6 consecutive days in the policy year EMIs will be paid as lump sum amount post discharge from the hospital
Cashless hospitalization in 10000+ hospitals covered, including Covid-19^, its
Hospitalization variants and mental health issues Expenses Pre and post hospitalisation expenses covered HIV / AIDs and STD also covered up to sum insured
Day Care Treatment All day care treatment covered up to sum insured.
Home Treatment Treatment expenses at home covered up to Sum Insured
If you have used your sum insured due to medical emergencies, you can refill it, Binge Refill unlimited times, in case of any illness/injury
HealthReturnsTM* Stay active, earn premium (up to 50%) as HealthReturnsTM*
Mental Health Assessment Probable risks and your overall mental health can be assessed with our tools Program Consult mental health professionals after assessment
During a domestic emergency get:
Domestic Emergency Assistant Services 1) Emergency Medical Evacuation 2) Medical Repatriation (Transportation)
3 TO GET UP TO 50% OF YOUR PREMIUM, START YOUR HEALTH JOURNEY, ABHI
50% Complete Complete 13 Active DayzTM 275 Active DayzTM a month to get a year and get 30% HealthReturnsTM 20% HealthReturnsTM
30% 20%
10,000 steps per day or 300 calories burned or 30 minute gym session or 1 Active Day = a fitness assessment test every six months
WANT TO START YOUR HEALTH JOURNEY NOW?
Download the Schedule your AMBER
1 Activ Health App 2 Health AssessmentTM Moderate Risk and get your GREEN RED Low Risk High Risk Healthy Heart ScoreTM
3 Get active and
start earning Earn HealthReturnsTM as % of your premium
Active DayzTM No. of
Active DayzTM Healthy Heart ScoreTM No. of Healthy Heart ScoreTM Active DayzTM in a calendar in a month year Green Amber Red Red Amber Green 275* 20% 8% 4% 13 or more 6% 12% 30% 10-12 3.6% 7.2% 18% 7-9 2.4% 4.8% 12% 4-6 1.2% 2.4% 6% 0-3 0% 0% 0%
Use it to buy medicines Use it to pay for diagnostic tests
How to redeem your HealthReturnsTM ? Use it to pay your Keep it like a fund for listed next policy premium health contingency
BONUS ACTIVE
If your monthly average step count is between If your monthly average step count is equal to or a. 5000-7499 per day b. greater than 7500 per day OR OR If you have burnt 150-200 calories on an average in If you have burnt more than 200 calories on an one exercise session per day at the end of the average in one exercise session per day at the end month, then you will be rewarded with 4 bonus of the month, then you will be rewarded with 6 Active DayzTM over and above Active DayzTM earned bonus Active DayzTM over and above Active DayzTM during the month (if any). earned during the month (if any).
Premium Waiver - If an Insured Person is diagnosed for the first time with or for any of the listed (20) Critical Illnesses OR suffers an Injury due to an 20 Accident resulting in the Permanent Total Disablement within 365 days Yes Yes from the date of the Accident during the policy period, then the premium will be waived off for 1 Policy year. 21 EMI Protection Yes Yes
22 Non - Medical Expense waiver (List as per annexure 1) Yes Yes
23 OPD Expense Yes Yes
(23.a.) Physical outpatient Consultation by General Medical Practitioner or Available unlimited times AYUSH Medical Practitioner during policy year (23.b.) Teleconsultations by General Medical Practitioner or AYUSH Available unlimited times Medical Practitioner during policy year
TO KNOW MORE, TALK TO OUR REPRESENTATIVE TODAY!
Aditya Birla Health Insurance Co. Limited. IRDAI Reg.153. CIN No. U66000MH2015PLC263677. Product Name: Activ Fit: Activ Fit product has plus and preferred plans. Product UIN: ADIHLIP22008V012223. ADVT UIN: ABHI/LF/23-24/929. Regd. Office address: 9th Floor, Tower 1, One World Centre, Jupiter Mills Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai 400013. Email: care.healthinsurance@adityabirlacapital.com, Website: adityabirlahealthinsurance.com, Telephone: 1800 270 7000. For more details on risk factors, terms and conditions please refer sales prospectus and policy wordings carefully before concluding a sale. Trademark/Logo Aditya Birla Capital is owned by Aditya Birla Management Corporation Private Limited and Trademark/logo HealthReturnsTM, Healthy Heart Score and Active Dayz are owned by Momentum Group Ltd (MGL) (Formerly known as Momentum Metropolitan Life Limited). These trademark/Logos are being used by Aditya Birla Health Insurance Co. Limited under licensed user agreement(s). ^Coronavirus is covered for Inpatient treatment as per policy wordings of the Product. *The amount of HealthReturnsTM are indicative . ^^5% discount from 4th policy year to 7th policy year. 10% discount from 8th policy year onwards, will be available at renewal. ~Discount applied only on first policy year premium. #Discount will be available at renewal. % excluding premium for optional benefit(s) & taxes. T&C Apply.
