Location via proxy:   [ UP ]  
[Report a bug]   [Manage cookies]                
Scribd Logo
Upload

Welcome to Scribd!

  • 180 views

    NHB

    Uploaded by

    pankajvispute
    The National Housing Bank was established in 1988 by an Act of Parliament as the apex institution for the housing finance system in India. It is wholly owned by the Reserve Bank of India. NHB aims to harness and promote market potentials to serve the housing needs of all segments of the population, with a focus on low and moderate income housing. It works to promote a sound and efficient housing finance system through financing and capacity building measures for housing finance institutions, and catalyzing funds to all regions and income groups. NHB provides refinancing to housing finance companies and banks, regulates housing finance companies, and promotes the development of the housing finance market.

    Copyright:

    © All Rights Reserved
    Download as PPTX, PDF, TXT or read online from Scribd

    NHB

    Uploaded by

    pankajvispute
    180 views12 pages
    The National Housing Bank was established in 1988 by an Act of Parliament as the apex institution for the housing finance system in India. It is wholly owned by the Reserve Bank of India. NHB aims to harness and promote market potentials to serve the housing needs of all segments of the population, with a focus on low and moderate income housing. It works to promote a sound and efficient housing finance system through financing and capacity building measures for housing finance institutions, and catalyzing funds to all regions and income groups. NHB provides refinancing to housing finance companies and banks, regulates housing finance companies, and promotes the development of the housing finance market.

    Original Description:

    National Housing Bank

    Original Title

    NHB ppt

    Copyright

    © © All Rights Reserved

    Available Formats

    PPTX, PDF, TXT or read online from Scribd

    Did you find this document useful?

    Is this content inappropriate?

    The National Housing Bank was established in 1988 by an Act of Parliament as the apex institution for the housing finance system in India. It is wholly owned by the Reserve Bank of India. NHB aims to harness and promote market potentials to serve the housing needs of all segments of the population, with a focus on low and moderate income housing. It works to promote a sound and efficient housing finance system through financing and capacity building measures for housing finance institutions, and catalyzing funds to all regions and income groups. NHB provides refinancing to housing finance companies and banks, regulates housing finance companies, and promotes the development of the housing finance market.

    Copyright:

    © All Rights Reserved
    Download as PPTX, PDF, TXT or read online from Scribd
    Download as pptx, pdf, or txt
    180 views12 pages

    NHB

    Uploaded by

    pankajvispute
    The National Housing Bank was established in 1988 by an Act of Parliament as the apex institution for the housing finance system in India. It is wholly owned by the Reserve Bank of India. NHB aims to harness and promote market potentials to serve the housing needs of all segments of the population, with a focus on low and moderate income housing. It works to promote a sound and efficient housing finance system through financing and capacity building measures for housing finance institutions, and catalyzing funds to all regions and income groups. NHB provides refinancing to housing finance companies and banks, regulates housing finance companies, and promotes the development of the housing finance market.

    Copyright:

    © All Rights Reserved
    Download as PPTX, PDF, TXT or read online from Scribd
    Download as pptx, pdf, or txt
    of 12

    NATIONAL

    HOUSING BANK

    ABOUT NHB
    Absence of specialized institutions catering to housing credit
    needs of the population.
    Need for an apex level institution for developing a marketoriented housing finance system in the country.
    NHB Established in 1988 by an Act of Parliament as the Apex
    Institution for the Housing Finance System.
    Wholly owned by the Reserve Bank of India.
    Sriram Kalyanaraman is the first appointee to the newly created
    post of Managing Director and CEO in NHB.

    IDEOLOGY
    MISSION

    To harness and promote the market potentials to


    serve the housing needs of all segments of the
    population with the focus on low and moderate
    income housing.

    VISION

    Promoting inclusive expansion with stability in


    housing finance market.

    AIMS AND OBJECTIVES


    To promote a sound, healthy, viable and efficient housing finance
    system to cater to all segments of the population.
    To support housing finance institutions through financing and
    capacity building measures.
    To catalyze flow of funds to all regions and incomes groups.
    To develop market infrastructure for sound growth of housing finance
    system.
    To ensure expansion and stability in the housing finance market.

    ROLE OF THE NATIONAL HOUSING


    BANK
    Augmenting Resources for the housing sector
    Leveraging the liquidity
    Support specialized institutions to serve as dedicated
    centers for housing credit
    Fill the credit gaps suffered by low income households
    by strengthening linkages between formal and
    informal sector.
    Strengthening linkages between formal and informal
    sector institutions - Financing MFIs

    FUNCTIONS

    Financing
    Refinance to HFCs
    and Banks
    Direct Finance to
    MFIs,
    Public
    Agencies
    Special
    Finance
    Schemes
    for
    affordable housing

    Regulation of HFCs through

    Registration

    Prudential Norms

    KYC Norms

    Grievance Redressal
    Supervisory oversight and building
    confidence in the sector by On-site
    and off-site surveillance

    Financi
    ng

    Promotion

    Promotion
    Setting up of institutions
    Developing secondary mortgage
    market and linking it with capital
    and other markets in financial
    sector
    Other products such as RML, RMLeA
    etc
    Providing equity support
    Formulation of Housing Price Index
    Capacity Building of HFC sector

    REVERSE MORTGAGE

    MBS

    NHB PERFORMANCE
    HIGHLIGHTS
    Cumulative refinance disbursements crossed Rs.1000 billion towards
    refinance for housing sector.
    NHB has cumulatively disbursed subsidy claims amounting to Rs.78.54
    million covering8885 beneficiaries across 8 states under the ISHUP
    Scheme
    In 2013-14(FY ending 30.613), NHB has disbursed Rs.3137.5 million
    under the 1% Interest Subvention Scheme up to 31st Mar, 2014
    NHBs refinance disbursements in 2013-14, Rs.143.9 billion Rural 39% and Urban 61% while in 2013-2014 it is Rs.157.5 billion, Rural 43% and Urban 57%
    Loans below Rs.1.5 million constituted 75.63% of the total refinance
    portfolio.
    The Banks Housing Micro Finance (HMF) programme covers 40210
    housing units located in both urban and rural areas of the country.

    LIST OF HOUSING FINANCE COMPANY


    (MCAP BASIS)

    MARKET INSIGHT

    Thank You

    You might also like