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Topic | Home loans | The Sydney Morning Herald

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Home loans

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‘Like going to a casino’: More home buyers turn to risky strategy

‘Like going to a casino’: More home buyers turn to risky strategy

Home buyers are showing fresh signs of eagerness to purchase, especially if they think any interest rate cut will push up prices.

  • by Sue Williams

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Relax lending rules to boost mortgage competition: Bendigo CEO

Relax lending rules to boost mortgage competition: Bendigo CEO

Bendigo’s new chief says rules that require banks to test if a customer could handle a 3 percentage point interest rate rise are “not good for competition”.

  • by Sumeyya Ilanbey
‘Not asking enough’: Four ways Perth homeowners are underselling

‘Not asking enough’: Four ways Perth homeowners are underselling

One property strategist says Perth homes are underselling in up to 70 per cent of cases.

  • by Claire Ottaviano
Buy a home or invest in super? The dilemma facing older renters

Buy a home or invest in super? The dilemma facing older renters

For those contemplating taking on a mortgage in midlife, buying a home is not always the best move.

  • by Dominic Powell
The suburb where I grew up was dubbed ‘the ghetto’. I didn’t tell friends where I lived

The suburb where I grew up was dubbed ‘the ghetto’. I didn’t tell friends where I lived

Our feelings about the family home we grew up in can be complicated. For me, it’s joy, embarrassment and grief all at once.

  • by Shona Hendley
How - and why - it just got even harder to buy a home in Australia

How - and why - it just got even harder to buy a home in Australia

Would-be home buyers have been hit by a lose-lose situation since interest rates began to rise and future cuts may not act as previously expected.

  • by Jim Malo and Tawar Razaghi
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Play the rate cycle right, and you could save $242,700 on your mortgage

Play the rate cycle right, and you could save $242,700 on your mortgage

The odds are slim for a Melbourne Cup Day rate cut, but economists are betting on a fall by February. Here’s how you can make the most of it.

  • by Nicole Pedersen-McKinnon
Should I pay off all my mortgage, or leave a little bit in?

Should I pay off all my mortgage, or leave a little bit in?

While it can be tempting to pay off your entire mortgage before you retire, leaving a little bit in can be a boon for financial emergencies.

  • by Noel Whittaker
Interactive calculator: How much you need to borrow to buy in each Sydney suburb

Interactive calculator: How much you need to borrow to buy in each Sydney suburb

Exclusive analysis shows how unreachable Sydney’s property market has become for first-home buyers – and it’s even worse than you think.

  • by Kristy Johnson and Elizabeth Redman
CBA flags ‘very challenging’ conditions for households as high rates bite

CBA flags ‘very challenging’ conditions for households as high rates bite

At the bank’s annual shareholder meeting, executives highlighted the uptick in customer hardship across the banking industry.

  • by Kayla Olaya
BoQ shares hit 17-month high as ailing bank backs off from mortgage wars

BoQ shares hit 17-month high as ailing bank backs off from mortgage wars

Bank of Queensland will pivot from its pursuit of a bigger slice of the mortgage market to the more profitable business bank division as it tries to turn things around.

  • by Sumeyya Ilanbey