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Topic | Financing | The Sydney Morning Herald

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Financing

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‘Like going to a casino’: More home buyers turn to risky strategy

‘Like going to a casino’: More home buyers turn to risky strategy

Home buyers are showing fresh signs of eagerness to purchase, especially if they think any interest rate cut will push up prices.

  • by Sue Williams

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How - and why - it just got even harder to buy a home in Australia

How - and why - it just got even harder to buy a home in Australia

Would-be home buyers have been hit by a lose-lose situation since interest rates began to rise and future cuts may not act as previously expected.

  • by Jim Malo and Tawar Razaghi
Why now could be a better time to buy a house

Why now could be a better time to buy a house

Prospective home buyers’ pessimism about whether the current moment is a good time to buy has dropped to its lowest level since the start of 2023. But are they right?

  • by Elizabeth Redman
Suburbs where apartment values are cheaper than their peak

Suburbs where apartment values are cheaper than their peak

There are 65 unit markets where values are below their record highs, and in some, buyers are purchasing from vendors selling at a loss.

  • by Elizabeth Redman
The type of homeowner most likely to fall behind on their mortgage

The type of homeowner most likely to fall behind on their mortgage

Interest rates are putting pressure on home borrowers, but some are feeling the pinch more deeply and have fewer options to manage.

  • by Shona Hendley
Suburbs where families can’t afford to pay the mortgage, and can’t afford not to

Suburbs where families can’t afford to pay the mortgage, and can’t afford not to

Most home owners have managed to keep up with 13 interest rate rises, but in some areas at least one in 50 borrowers are behind.

  • by Elizabeth Redman
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‘Pretty dire’: How stressed home borrowers could be about to break

‘Pretty dire’: How stressed home borrowers could be about to break

Homeowners are feeling the pinch after rolling off their ultra-low fixed mortgage rates. They’re hoping it doesn’t get worse.

  • by Elizabeth Redman
‘Under pressure’: Why more home owners are selling properties now

‘Under pressure’: Why more home owners are selling properties now

Although the volumes are not yet back to the levels of five years ago, they have picked up since this time last year.

  • by Elizabeth Redman
How to turn your $2000 tax cut into $28,000

How to turn your $2000 tax cut into $28,000

Workers will have extra cash in their pay packets from next week, but beware the siren song of “lifestyle creep”.

  • by Jemimah Clegg
The Sydney suburbs where home owners can’t afford their mortgages

The Sydney suburbs where home owners can’t afford their mortgages

As many as one in 30 households in hard-hit pockets have fallen behind on repayments, buckling under high interest rates and inflation.

  • by Elizabeth Redman
‘People feel cheated’: Cut to home buyer budgets leaves households reeling

‘People feel cheated’: Cut to home buyer budgets leaves households reeling

Workers are feeling ‘pretty distressed’ to realise the basics of life have slipped further out of reach than even in the recent past.

  • by Elizabeth Redman