budgeting

And St Nicholas doesn't just offer extra support to pupils - there is help for parents too, in the form of parenting courses and budgeting classes.

"It’s also useful for learning about budgeting methods, financial planning basics or broad investment principles."

"Cash is important for budgeting reasons, mainly," the 41-year-old said after giving evidence.

The biggest risk Frizzell sees is around money - and audiences budgeting mainly for bigger artists.

Younger consumers are scrolling for ideas on budgeting, passive income streams and investing in the stock market.