ismail yamin
Amman Arab University for Graduate Studies, Financail, Faculty Member
This study investigated impact of financial technology on customer behavior in Jordanian commercial banks. The descriptive technique was employed based on the study of the research topic. The study population consisted of all... more
This study investigated impact of financial technology on customer behavior in Jordanian commercial banks. The descriptive technique was employed based on the study of the research topic. The study population consisted of all administrative workers in Jordanian commercial banks. The data was collected through a random sample of administrative workers in Jordanian commercial banks, estimated at 300 male and female employees. The statistical package for the social sciences program was used to examine the data after obtaining it using the questionnaire (SPSS). The results showed that there is a statistically significant positive effect of financial technology (credit service, payment services, investment management services, financial market support services) on customer behavior in Jordanian banks, which indicates that (financial technology) explained an amount (84.1%) of the change in customer behavior in Jordanian banks. Banking will unquestionably concentrate on delivering financia...
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The main aim of this study is to investigate the extent of Islamic finance contribution in real investment promoting by focusing on the size of Islamic finance instruments such as Almodaraba, profitability, and participation and their... more
The main aim of this study is to investigate the extent of Islamic finance contribution in real investment promoting by focusing on the size of Islamic finance instruments such as Almodaraba, profitability, and participation and their impact on the development of real investment. The results show a strong positive relationship between Islamic finance contribution and the increase in real investment size. The profitability and participation have a strong positive effect on the increasing real investment size, but Almodaraba have a negative impact with the increasing real investment size. The study recommended increasing interest by Islamic banks in expanding the real investment base in order of its impact on the national economy, and the necessity of Islamic banks to diversify Islamic financing formulas.
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Purpose: This paper conducts a thorough examination of the theoretical and empirical literature on the influence of public debt on economic growth in both developed and developing economies. The drive of this research is to determine... more
Purpose: This paper conducts a thorough examination of the theoretical and empirical literature on the influence of public debt on economic growth in both developed and developing economies. The drive of this research is to determine whether there is mutual agreement on the effects of public debt on economic growth in global economies. Design/methodology/approach: A literature review approach is adopted, and the current implications and future directions are explored based on theoretical and empirical analyses. Findings: The investigation uncovers a range of contradictory information on the relative influence of public debt on economic growth. Although most of the literature reviewed supports the negative impact of public debt on economic growth, several other studies have found a long-run affirmative influence of public debt on economic growth via the fiscal multiplier effect. The article also uncovered that a few more research back up the Ricardian Equivalence Hypothesis (REH)...
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Research Interests:
Hospitals may keep track of all financial transactions using an accounting system. It can produce thorough hospital reports that give management or other interested parties a clear set of information to help them raise the efficiency of... more
Hospitals may keep track of all financial transactions using an accounting system. It can produce thorough hospital reports that give management or other interested parties a clear set of information to help them raise the efficiency of the supply chain. Therefore, the goal of this study was to look into the role of the application of an accounting system (AS) in raising the efficiency of the supply chain (SC) in Jordanian hospitals. A questionnaire was used as the data collection method. The descriptive statistical analysis was carried out using SPSS. In addition, 134 employees from these hospitals took part in the survey, according to the results of this study, AS plays a significant role in developing and raising the efficiency of SC in Jordanian hospitals.
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Purpose: This study aimed to examine the relationship between savings and investment in the Jordanian economy during the period (1980-2020). Design/Methodology/Approach: This study was done using Augmented Dicky Fuller and... more
Purpose: This study aimed to examine the relationship between savings and investment in the Jordanian economy during the period (1980-2020). Design/Methodology/Approach: This study was done using Augmented Dicky Fuller and Phillips-Perron unit root tests, and Lumsdaine and Papell unit root tests with structural breaks to determine if the time-series variables are stable or not. The Autoregressive Distributed Lag (ARDL) Bounds test method was used in this study to test long-run relationship between savings and investment Findings: The findings of the Bounds test suggest a term savings-investment relationship. This outcome is consistent with a number of recent research reviewed in the literature that have shown that saving and investment are co-integrated in the long term. Practical implications: keeping a sustainable supply of savings should be a top policy goal for economic stability, which can assist policymakers and institutions in selecting their future actions.
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The objective of this study is to empirically examine the effect of unsystematic risks on the performance of commercial banks in Jordan, using panel data for the period of 10 years (2005-2015). The study uses earning per share and... more
The objective of this study is to empirically examine the effect of unsystematic risks on the performance of commercial banks in Jordan, using panel data for the period of 10 years (2005-2015). The study uses earning per share and dividends as dependent variables to represent Banks’ performance. The empirical analysis based on the fixed effect model selected on the basis of Hausman test. The results indicate that the impact of Non-performing loans on commercial banks’ dividends is positive and significant while the impact of capital adequacy is negative and statistically significant on dividends. The results indicate that the credit risk, liquidity risk, non-performing loan and capital adequacy have significant effect on earnings per share and the effects are negative as expected. Based on the study it is recommended that the Jordanian commercial banks needs enhance the process of credit risk management to determine loan defaulter and impose the appropriate legal action against them.
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ABSTRACT
Economic development occupies a significant status is Islam, as Muslims are commanded to settle and advance the earth. Since anything required to perform a duty is a duty itself, settling the earth can be achieved only by development,... more
Economic development occupies a significant status is Islam, as Muslims are commanded to settle and advance the earth. Since anything required to perform a duty is a duty itself, settling the earth can be achieved only by development, which can be achieved by production. The latter builds the earth and assists man in worshipping God.The present paper concentrates on the role of macroeconomics in accomplishing economic development from an Islamic perspective. The Noble Qur’an verses and Hadith traditions are reported from specialists in a bid to provide the sought complete picture.Section One investigates the capitalistic view to solve economic crises, which represent the major obstacle to any stage of development. Section Two defines economic development from an Islamic perspective, as well as the criteria set to solve relevant problems. Section Three explores the obstacles to sustainable development in the Islamic World and proposes solutions to alleviate them.This brief study shed...