Rural Poor

The main purpose of this paper is to examine the potential factors such as fear of getting into risk of borrowing micro loans, knowledge and religious principles that can influence on attitude to affect the intended preference behavior of the rural poor women in the context of participation in MFIs in Bangladesh. In so doing, a theoretical framework using the theory of reasoned action (TRA) as its basis is established. Data are collected through face to face interview with the rural people from six different regions across Bangladesh. The respondents are selected through random sampling procedure. The structural equation modeling (SEM) technique has been used for analyzing data. The results indicate that at least two belief-constructs influence attitude which affect intention toward preference behavior of the rural poor in terms of participation in MFIs in Bangladesh. This outcome would be helpful for the policy-planners in order to formulate further strategy to alleviate rural pove...

Kemiskinan merupakan suatu kondisi dimana seseorang tidak bisa memenuhi kebutuhan dasarnya seperti sandang, pangan, papan, pendidikan dan kesehatan. Kemisikinan menjadi salah satu indikator dalam menilai apakah negara tersebut termasuk dalam negara maju atau negara berkembang. Artikel ini membahas tentang pendidikan dan kemiskinan di Papua. Jika ada salah-salah kata atau data mohon dimaafkan. Karena penulis juga baru belajar :)

The main purpose of the study is to identify the barriers of participation of the rural poor in microfinance institutions (MFIs) in Bangladesh. To this aim, data were collected through face to face interview from six different districts of Bangladesh. From the microfinance literature, the study set eight explanatory factors and six demographics which are explored through three separate models in examining the factors that influence the dependent variables such as nonparticipation and drop-out (Model 1), participation (Model 2) and nonparticipant but willing to participate (Model 3) in MFIs. Logistic regression techniques are employed in analyzing data. The results of Model 1 indicate that education, other assets and spousal dislike to female head of households are observed as the significant barriers of participation. The outcome of the Model 2 suggests that there have been six factors that inhibit the rural poor participation in MFIs which are gender, age, yearly income, land, reli...

The purpose of this study was to evaluate the factors affecting nonparticipation of the rural poor in MFIs in Bangladesh. To this aim, the study investigated the measurement and predictive structure of multiple components of attitudes (fear and preference), subjective norms reference (religious leaders, spouse and friends) and perceived behavioral control (PBC) (resources, knowledge and illness) in the domain of microfinance and its nonparticipation. The study postulated eight factors from the microfinance literature which are modeled together in examining nonparticipation of the rural poor in MFIs in Bangladesh. Data were collected based on stratified random sampling procedure through face to face interview from the respondents of 280 nonparticipating rural poor from six major areas of Bangladesh. The Structural Equation Modeling (SEM) along with AMOS was employed in analyzing data. Among the eight variables only four variables such as fear of getting into risk of loan, individual ...

The aim of the paper is to find out the critical points in value chain practice existing in rural farm and non-farm sectors. The paper tries to find out a possible solution so that these value chains can be linked to financial service providers for the betterment of the rural mass. It is perceived that strengthening the value chain as well as promoting coordination between public and private players' results in benefitting the farmers and workers of rural areas. Financing the agricultural value chains means that small holders can have ready financial products available to invest in their value chain. Careful analysis and selection of value chains can contribute to identify opportunities for inclusive growth of small holders. In Assam, agricultural farmers sell to the nearest dealer/buyers and mostly immediately after harvesting when the price is at the lowest (Bhuyan, 1990; Bhuyan, et al., 1990). They do not get the return they should have earned. Therefore, access to market acts as constrain for their growth. The present study wants to bring out the directions in which the policy makers can focus to impose financial activity on value chain practices to strengthen the rural livelihoods.

This paper estimates the impact of microfinance-related activities on income of the rural poor members of the MFIs located in the district of Narayanganj nearby Dhaka in Bangladesh. The empirical method uses experimental survey to collect the sample of 160 households from the study areas during the months of April and May, 2013. The study employs the multiple regression method to analyze the data. The findings demonstrate that except income of the households earned from sources of other than microfinance (MF), there has been no MF-related variable which is statistically significant to influence the income earned from the MF-related activities by the rural poor borrowers. This result implies that the impact of MFIs on income of the rural poor in Bangladesh is effectively nil. Hence, the objective of alleviating rural poverty remains as a far reaching phenomenon which warrants exploring the alternative development program to raise income of the rural poor and to alleviate rural poverty.

The purpose of this study was to evaluate the factors affecting nonparticipation of the rural poor in MFIs in Bangladesh. To this aim, the study investigated the measurement and predictive structure of decomposed multiple components of attitudes (fear and preference), subjective norms reference (religious leaders, spouse and friends) and perceived behavioral control (PBC) (resources, knowledge and illness) in the domain of microfinance and its nonparticipation. The study postulated eight factors from the microfinance literature which are modeled together in examining nonparticipation of the rural poor in MFIs in Bangladesh. Data were collected based on stratified random sampling procedure through face to face interview from the respondents of 280 nonparticipating rural poor from six major areas of Bangladesh. The Structural Equation Modeling (SEM) along with AMOS was employed in analyzing data. Among the eight variables only four variables such as fear of getting into risk of loan, ...

The main purpose of this paper is to examine the potential factors such as fear of getting into risk of borrowing micro loans, knowledge and religious principles that can influence on attitude to affect the intended preference behavior of the rural poor women in the context of participation in MFIs in Bangladesh. In so doing, a theoretical framework using the theory of reasoned action (TRA) as its basis is established. Data are collected through face to face interview with the rural people from six different regions across Bangladesh. The respondents are selected through random sampling procedure. The structural equation modeling (SEM) technique has been used for analyzing data. The results indicate that at least two belief-constructs influence attitude which affect intention toward preference behavior of the rural poor in terms of participation in MFIs in Bangladesh. This outcome would be helpful for the policy-planners in order to formulate further strategy to alleviate rural pove...

The Land Tenure Security Advantage presents an overview of IFAD’s engagement in securing land tenure for the rural poor, specifically through the lens of its mainstreaming priorities for inclusive and sustainable rural transformation: gender equality and women’s empowerment, youth employment, indigenous peoples, and climate change and the environment.

The report first presents the importance of land tenure for global commitments relevant to IFAD’s mandate, together with some important challenges. It then explains how IFAD is tackling those challenges.

Five case studies from each of IFAD’s regions of intervention illustrate IFAD’s support for land tenure security in practice. Lastly, the final section looks ahead to new initiatives.

The main objective of the study is to understand the reasons for low participation in microfinance institutions (MFIs) among the rural poor in Bangladesh by investigating the factors that influence participation behavior of the rural poor in MFIs. The study identified eight belief constructs from the microfinance literature which are modeled together in examining the factors that influence the participation. Data were collected through face to face interview from six major areas of Bangladesh during the period of May, June and July in 2011. Structural Equation Modeling (SEM) is employed in analyzing data. Among the eight variables only three variables such as fear of getting into risk of loan, individual preference of taking loan, and friends’ negative advice were appeared statistically significant for influencing the poor villagers’ participation in MFIs in rural Bangladesh. Keywords: Microfinance, MFIs, Barriers of participation, Rural poor

The aim of the paper is to find out the critical points in value chain practice existing in rural farm and non-farm sectors. The paper tries to find out a possible solution so that these value chains can be linked to financial service providers for the betterment of the rural mass. It is perceived that strengthening the value chain as well as promoting coordination between public and private players' results in benefitting the farmers and workers of rural areas. Financing the agricultural value chains means that small holders can have ready financial products available to invest in their value chain. Careful analysis and selection of value chains can contribute to identify opportunities for inclusive growth of small holders. In Assam, agricultural farmers sell to the nearest dealer/buyers and mostly immediately after harvesting when the price is at the lowest (Bhuyan, 1990; Bhuyan, et al., 1990). They do not get the return they should have earned. Therefore, access to market act...

Even before the pandemic, there was a push to transform food systems for better nutritional, health, and environmental outcomes. In 2019, several publications argued for major changes in agricultural land use, production systems, and dietary choices in order to achieve this.

However, these reports fail to fully consider the impact of these measures on the livelihoods of 2.7 billion rural people who depend on small-scale food production. They also failed to propose specific measures to ensure the rural poor participate in – and benefit equitably from – food system transformation.

Although the importance of inclusion in food system transformation is gaining traction, this paper argues that recent research and discourse on the topic is insufficient and that specific actions are needed to ensure that this transformation does not take place on the backs of the rural poor.

The main objective of the study is to understand the reasons for low participation in microfinance institutions (MFIs) among the rural poor in Bangladesh by investigating the factors that influence participation behavior of the rural poor in MFIs. The study identified eight belief constructs from the microfinance literature which are modeled together in examining the factors that influence the participation. Data were collected through face to face interview from six major areas of Bangladesh during the period of May, June and July in 2011. Structural Equation Modeling (SEM) is employed in analyzing data. Among the eight variables only three variables such as fear of getting into risk of loan, individual preference of taking loan, and friends ’ negative advice were appeared statistically significant for influencing the poor villagers ’ participation in MFIs in rural Bangladesh.

The inadequate supply of health workers and demand-side barriers due to clinical practice that heeds too little attention to cultural context are serious obstacles to achieving universal health coverage and the fulfillment of the human rights to health, especially for the poor and vulnerable living in remote rural areas. A number of strategies have been deployed to increase both the supply of healthcare workers and the demand for healthcare services. However, more can be done to improve service delivery as well as mitigate the geographic inequalities that exist in this field. To contribute to overcoming these barriers and increasing access to health services, especially for the most vulnerable, Partners In Health (PIH), a US non-governmental organization specializing in equitable health service delivery, has created the University of Global Health Equity (UGHE) in a remote rural district of Rwanda. The act of building this university in such a rural setting signals a commitment to create opportunities where there have traditionally been few. Furthermore, through its state-of-the-art educational approach in a rural setting and its focus on cultural competency, UGHE is contributing to progress in the quest for equitable access to quality health services.

The central focus of this study is to explore the attitudes of the rural poor toward participation in MFIs in Bangladesh and examine the effects of development interventions on the livelihoods of local people. The study also highlights the implication of the results for the Islamic microfinance programs as an alternative to conventional MFIs in Bangladesh. In so doing, the study follows the modified TRA framework in analyzing the issues and in looking at how the rural poor in Bangladesh struggle to make a better living using their labor, scanty resources, traditional skills and small capital raised form loans in existing socio-cultural networks of relationships. Specifically, how do lack of education, individual preference, religious values, spousal dislike as female head of household, resource insufficiency and ill-health affect individual attitude toward participation in MFIs? The study uses SEM for analyzing data (n=140) collected from the participating rural poor across Banglade...

This paper estimates the impact of microfinance-related activities on income of the rural poor members of the MFIs located in the district of Narayanganj nearby Dhaka in Bangladesh. The empirical method uses experimental survey to collect the sample of 160 households from the study areas during the months of April and May, 2013. The study employs the multiple regression method to analyze the data. The findings demonstrate that except income of the households earned from sources of other than microfinance (MF), there has been no MF-related variable which is statistically significant to influence the income earned from the MF-related activities by the rural poor borrowers. This result implies that the impact of MFIs on income of the rural poor in Bangladesh is effectively nil. Hence, the objective of alleviating rural poverty remains as a far reaching phenomenon which warrants exploring the alternative development program to raise income of the rural poor and to alleviate rural povert...

The main focus of this study is to examine the willingness behavior of the rural poor to participate in MFIs in Bangladesh. In so doing, the study uses the modified Theory of Planned Behavior (TPB) as underlying theory. The study employs nine factors including seven demographic variables. Data are collected from 424 individuals from six regions of Bangladesh through face to face interview based on random sampling procedure. The results indicate that among nine variables seven are observed to be statistically significant to influence attitude toward willingness to participate in MFIs. Among seven significant variables five affect attitude negatively. Attitude variable also influences willingness to participate in MFIs negatively. This outcome would help the authorities of MFIs to understand the real forces that inhibits participatory attitude towards MFIs and mitigate those negative forces accordingly. Keywords: Attitude, willingness to participate, rural poor, MFIs