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    Index Rate Sheet 4-29-09

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    PFI
    This document provides a rate sheet for index annuity products from multiple insurance companies, including AIG, Allianz, American National, Jefferson Pilot, North American, and Sun Life. It lists details on the standard and Lincoln Benefit Life products such as participation rates, cap rates, indexing methods, surrender periods, minimum/maximum premiums, and free withdrawals. The rates are effective as of May 1, 2009 for the standard products and March 23, 2009 for the Lincoln Benefit Life products.

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    Attribution Non-Commercial (BY-NC)
    Download as PDF, TXT or read online from Scribd

    Index Rate Sheet 4-29-09

    Uploaded by

    PFI
    22 views2 pages
    This document provides a rate sheet for index annuity products from multiple insurance companies, including AIG, Allianz, American National, Jefferson Pilot, North American, and Sun Life. It lists details on the standard and Lincoln Benefit Life products such as participation rates, cap rates, indexing methods, surrender periods, minimum/maximum premiums, and free withdrawals. The rates are effective as of May 1, 2009 for the standard products and March 23, 2009 for the Lincoln Benefit Life products.

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    This document provides a rate sheet for index annuity products from multiple insurance companies, including AIG, Allianz, American National, Jefferson Pilot, North American, and Sun Life. It lists details on the standard and Lincoln Benefit Life products such as participation rates, cap rates, indexing methods, surrender periods, minimum/maximum premiums, and free withdrawals. The rates are effective as of May 1, 2009 for the standard products and March 23, 2009 for the Lincoln Benefit Life products.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    22 views2 pages

    Index Rate Sheet 4-29-09

    Uploaded by

    PFI
    This document provides a rate sheet for index annuity products from multiple insurance companies, including AIG, Allianz, American National, Jefferson Pilot, North American, and Sun Life. It lists details on the standard and Lincoln Benefit Life products such as participation rates, cap rates, indexing methods, surrender periods, minimum/maximum premiums, and free withdrawals. The rates are effective as of May 1, 2009 for the standard products and March 23, 2009 for the Lincoln Benefit Life products.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
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    Index Annuity Rate Sheet

    Additional EIA Products Available Through Premier Financial


    AIG, Allianz, American National, Jefferson Pilot, North American, Sun Life

    Last Updated 04/29/2009

    Standard Lincoln Benefit Life


    Company
    Effective Date 5/1/2009 3/23/2009

    Product Name Index Growth Annuity 5 Index Growth Annuity 7 Savers Index I Savers Index III
    Type Single Premium Single Premium Single Premium Flexible Premium
    0-75-Annuitant 0-85- Annuitant
    0-90 0-90
    Issue Ages 0-90-Owner 0-90-Owner
    Participation: Participation:
    Participation Rate Participaton: 100% Participation: 100%
    60% or 100% 60% or 100%

    Under $100K Under $100K


    60%- 8.50% 60%- 6.00%
    $15,000-$99,999-6.25% $15,000-$99,999-6.50%
    100%- 7.50% 100%-5.00%
    Cap Rates $100,000 or more-7.00% $100,000 or more-7.25%
    $100K or more $100K or more
    Fixed Rate Account-3.00% Fixed Rate Account-3.00%
    60%-9.00% 60%-6.50%
    100%-8.00% 100%-5.50%

    Annual Reset, Point to Point Annual Reset, Point to Point Annual Reset, Point to Point Annual Reset, Point to Point
    Indexing Method
    S&P 500 S&P 500 S&P 500 S&P 500

    Surrender Period 5 Year 7 Year 7 Year 10 Year


    Minimum Non Qualified-
    Non Qualified and Qualified Non Qualified and Qualified Non Qualified and Qualified
    Minimum/Maximum $10,000
    Minimum-$15,000 Minimum-$15,000 Miniumum-$10,000
    Premium Minimum Qualified-$3,000
    Maximum $1,000,000 Maximum $1,000,000 Maximum-$1,000,000
    Maximum-$1,000,000

    10% Annual Withdrawals 10% Annual Withdrawals 10% Free Withdrawals After the 10% Free Withdrawals After the
    Free Withdrawals
    Beginning Immediatedly Beginning Immediatedly first year first year

    Minimum Guarantee 1.20% on 100% of Premium 1.20% on 100% of Premium 3.00% on 90% of Premium 3.00% on 90% of Premium

    Fixed Rate Account: One Year Fixed Rate Account: One Year
    Bailout Index Rate: 2% less Bailout Index Rate: 2% less than
    rate guarantee, renew after that rate guarantee, renew after that
    Comments than initial index rate cap initial index rate cap
    Bailout Index Rate: 2% less than Bailout Index Rate: 2% less than
    ROP Option Available-.75% ROP Option Available .75%
    initial index rate cap initial index rate cap

    The following information is not to be considered an offer or a quotation of actual annuity rates. Rates can change frequently. Please call our
    office to verify the current information. Please check with our office for state approvals and verify rates before submitting applications.
    Company Lincoln Benefit Life
    Effective Date 3/23/2009

    Product Name Savers Index Plus Savers Index Premier


    Type Single Premium Single Premium

    Issue Ages 0-85 0-85

    Participation Rate Participation: 100% Participation: 100%

    Cap Rates
    See Below on Indexing Method See Below on Indexing Method

    Under 100K 100K and Over


    Under 100K 100K and Over 4 Crediting Options: 4 Crediting Options:
    4 Crediting Options: 4 Crediting Options: Annual Reset: 6.00% Annual Reset: 6.50%
    Annual Reset: 7.00% Annual Reset: 7.50% Low Watermark:5.87% Low Watermark:6.37%
    Indexing Methods Low Watermark: 6.75% Low Watermark:7.25% Monthly Average: 5.75% Monthly Average: 6.75%
    MonthlyAverage:6.25% MonthlyAverage:7.25% Monthly Cap:2.00% Monthly Cap: 2.10%
    Monthly Cap: 2.00% Monthly Cap: 2.10% Fixed Account: 2.65% Fixed Account: 2.65%
    Fixed Account: 2.80% Fixed Account: 2.80% Credit Enhancement: Credit Enhancement:
    3.00% 3.00%

    Surrender Period 5 Year 10 Year

    Minimum/Maximum Non Qualified and Qualified Non Qualified and Qualified


    Premium Minimum-$10,000 Maximum-$1,000,000 Minimum-$10,000 Maximum-$1,000,000

    Free Withdrawals 10% Free Withdrawals After the first year 10% Free Withdrawals After the first year

    100% of Purchase Payment at 2% less withdrawal


    Minimum Guarantees 100% of Purchase Payment at 2.5% less withdrawal charges
    charges

    Credit Enhancement: A Credit Enhancement is


    ROP Option Available-Cost varies among
    Comments allocated proportionaltely amont the chosen crediting
    crediting strategies-Please Contact Premier
    strategies.

    The following information is not to be considered an offer or a quotation of actual annuity rates. Rates can change frequently.
    Please call our office to verify the current information. Please check with our office for state approvals and verify rates before
    submitting applications.

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