Pli & Rpli
Pli & Rpli
Pli & Rpli
1.
2.
b)
c)
d)
e)
Ans:d
Ans: c
300000/2000000/-
b)
d)
500000/No limit
Ans:c
5 types
7 types
b)
d)
6 types
4 types
Ans:b
For WLI & EA policies the insurant should not be less than 19 year an not more
than 55 year on the date of next birthday
For CWLA the upper age limit is 50 year
The max age limit for 15 and 20 year AEA is 45 and 40 respectively
Under Ugal suraksha policy age at entry of both the spouses should not be less
than 21 year and not more than 45 year.
All the above
Ans:e
b)
d)
Under non medical scheme the age at entry of proponent should not exceed
a)
c)
9.
Defense services
All the above
8.
b)
d)
7.
6.
Ans: c
5.
01-02-1892
None of these
4.
b)
d)
3.
01-02-1882
01-02-1882
35 years
45 years
b)
d)
40 years
No limit
Ans:a
b)
d)
Ans:a
10.
What is the rebate allowed in advance paid premium for half year & one year?
a)
c)
11.
1% & 2%
2%&4%
b)
d)
2% & 3%
None of these
Ans:a
Policy is less than two year old and if due installment are not paid within 6
month the policy may be treated as lapsed
Policy is less than five year old and if due installment are not paid within 12
month the policy may be treated as lapsed
Policy is less than three year old and if due installment are not paid within 6
month the policy may be treated as lapsed
None of these
Ans:c
12.
In case the policy three year old and if premium is not paid for 12 month and
more then the permission form the ______ is necessary
a)
c)
13.
c)
d)
d)
Ans:c
16.
DG Post
SSP/SP
15.
b)
d)
14.
DDG PLI
Head of the Circle
Ans:d
17.
Mark the correct option relating to the loan on PLI policy (WLA)
a)
b)
c)
d)
18.
e)
Rs 1/Rs 5/-
b)
d)
Rs2/Free
Ans:d
24 Mar 1995
01 Apr 2004
b)
d)
20 Jan 2006
None of these
Ans:b
24.
Interest at 10% per annum is charged on the loan compounded half yearly
Second loan is not admissible until first loan is cleared.
Loan are not available on AEA policies
The risk is covered on the PLI policy by dept only from the date of acceptance
of the proposal by the CPMG
All the above
Ans:e
23.
Ans:d
22.
21.
Ans:d
Mark the correct option relating to the loan on PLI policy (EA)
e)
f)
g)
h)
20.
Less than 40% of total premia paid by him, if surrendered before completion of
5 years
75% after completion of 5 years but before 10 years
Full recovered amount after 10 year
All the above
Ans:d
27.
b)
d)
23 Feb 1995
25 Mar 2006
Ans:a
b)
d)
300000/100000/-
Ans:b
28.
24 Mar 1995
24 Mar 1994
500000/1000000/-
PLI services tax and edn cess has been withdran form
a)
c)
1 Nov 07
1 May 95
b)
d)
01 Mar 2005
None of these
Ans:a
29.
Rebate is allowed on advance deposit of premium on RPLI for Qtly/Half
year/year is
a)
b)
30.
1%, 2%,3%
0%, 1%,2%
b)
d)
0.50%,1%,2%
No rebate in RPLI
31.
Ans:c
32.
Ans:b
33.
The decision of competent authority that DO(PLI) procuring effective business
to the tune of ____ or more shall no be eligible for automatic extension of tenure for
the next ___ year. Such extension will be granted by ______subject to good
work,conduct & satisfactory record in the year.
a)
b)
c)
d)
Ans: c
34.
35.
Mark correct option relating to the mail overseers to procure RPLI business
a)
b)
c)
d)
36.
The mail overseer will first complete their assigned work correctly before
attending to the RPLI business
No TA/DA will be admissible or canvassing RPLI business except on RPLI
mela organized by the circles
They should have min 10th standard qualification for doing this job
All the above
Ans:d
20000/10000/-
b)
c)
25000/15000/-
Ans:c
37.
The system of payment of honorarium to staff (including supervisors) of
divisional office for procuring of PLI/RPLI proposal is Rs
a)
c)
38.
4000/No honorarium
Ans:b
300000/100000/-
b)
d)
500000/None of these
Ans:c
40.
b)
d)
39.
5000/1000/-
Not more than one policy will be allowed for one child. The policy can be
taken by insured for his/her own child only
Not more than two children in a family shall be covered under this policy.
The same child should not be covered under more than one policy
The insured of main policy shall not be aged 45 years and above at the time
of taking of children policy
The age of the child note more than 18 year at the time of issue of children
policy
Ans:d
The minimum limit for insurance under this scheme shall be Rs2000/Agency commission not available in this scheme
No loan shall be applicable to children policies.
The outstanding term of main policy shall not be less than the premium paying
period of children policy.
In the event of the death of the insured before the expiry of the children policy
no further premium shall be payable for the balance period of the policy.
Ans:c