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    Bhavana Tandon CV LTF

    Uploaded by

    Gaurav Jain
    Bhavana Tandon is an Assistant Manager at L&T Finance Ltd seeking a position that allows her to use her analytical and interpersonal skills. She has a PGDM from Jaipuria Institute of Management and over 17 months of experience in credit appraisal and sanctioning loans up to Rs. 25 crores at L&T. Her experience also includes projects in marketing strategy, cost analysis, and social media management from internships with various companies.

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    Bhavana Tandon CV LTF

    Uploaded by

    Gaurav Jain
    63 views3 pages
    Bhavana Tandon is an Assistant Manager at L&T Finance Ltd seeking a position that allows her to use her analytical and interpersonal skills. She has a PGDM from Jaipuria Institute of Management and over 17 months of experience in credit appraisal and sanctioning loans up to Rs. 25 crores at L&T. Her experience also includes projects in marketing strategy, cost analysis, and social media management from internships with various companies.

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    Bhavana Tandon is an Assistant Manager at L&T Finance Ltd seeking a position that allows her to use her analytical and interpersonal skills. She has a PGDM from Jaipuria Institute of Management and over 17 months of experience in credit appraisal and sanctioning loans up to Rs. 25 crores at L&T. Her experience also includes projects in marketing strategy, cost analysis, and social media management from internships with various companies.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    63 views3 pages

    Bhavana Tandon CV LTF

    Uploaded by

    Gaurav Jain
    Bhavana Tandon is an Assistant Manager at L&T Finance Ltd seeking a position that allows her to use her analytical and interpersonal skills. She has a PGDM from Jaipuria Institute of Management and over 17 months of experience in credit appraisal and sanctioning loans up to Rs. 25 crores at L&T. Her experience also includes projects in marketing strategy, cost analysis, and social media management from internships with various companies.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    of 3

    Bhavana Tandon

    Assistant Manager-Credit (SME), L&T Finance Ltd.


    Mobile: +91-9711627260; E-mail: bhavs62.tandon@gmail.com

    Objective

    Aspire to work for a multinational company or any financial institution which can offer a variety of
    tasks and challenging opportunities in the field of credit appraisal, equity research and financial
    research. I would like to use my analytical and inter-personal skills to add value to my organization.
    Open to learn in the field of finance and keep moving up to higher positions in order to gain new
    experiences.

    Academic Summary
    Year Qualification Institute %/C.G.P.A
    2014 PGDM-G Jaipuria Institute Of Management, Noida 3.61/4.00
    2011 B.COM Daulat Ram College, Delhi University 66%
    2008 HSC D.A.V. Public School, Delhi 90%
    2006 SSC St. Marys School, Mirzapur 73%
    ** Certificate Programme on Working Capital Appraisal & Monitoring by CRISIL

    Academic Distinctions July08-14


    Gold Medalist for highest CGPA holder at Jaipuria Institute of Management, Noida
    July14
    Gold Medalist for All Round Best Student in Jaipuria Institute Of Management, Noida
    July14
    Finance Topper at Jaipuria Institute of Management, Noida July14
    Secured A grade in 13 subjects studied in Jaipuria Institute of Management, Noida
    July14
    Awarded Best Summer Internship Project in Delhi-NCR by GMA Feb14
    Among the final eight teams in Group-A selected for the preliminary zonal round in the
    17th
    Student Management Games (SMG-2013) organized by AIMA. Sep13
    All Round Best Student in Daulat Ram College, Delhi University July11
    Awarded Certificate Of Appreciation for organising Evaluation of National Level Poster
    Competition by Ministry of Youth Affairs Dec09

    Professional Experience L&T Finance May 14 till date (17 months)


    Key Result Areas

    Sanctioning of the Credit Facilities to the SME Clientele across the North & Central Region

    Interaction with the client and Site Visit to understand the nature of the business, the
    procurement process for the raw materials, its processing, the final products and
    services it delivers, its market and the research on the key sector it works in

    Analysed and evaluated more than 300 credit proposals of maximum loan value upto
    Rs.25crs

    Assessed the proposals for varied products- Dealer Financing, Vendor Financing, Channel
    Financing, Genset Financing, Working Capital Term Loans for SME Borrowers and
    Machinery Term Loan Financing

    Preparation of the Credit Appraisal Memorandums (CAM's) for both the Short-Term &
    Long-Term Financing Facility. Analysis of Financial Statements (Balance Sheet Analysis,
    Ratio Analysis, Cash Flow Analysis) of the captioned deals, taking the calls on the limits to
    be sanctioned to the borrower keeping in mind the internal credit policies of the
    company and the risk-appetite of the borrower

    Co-ordination with the Mumbai Team for the timely approval of the CAMs to ensure TAT
    so as to ensure the timely disbursements to the customers

    Training the team members about the new products, the CAM formats, policies, punching
    deals in system and acting as a support function for both the regions. Providing guidance
    to business teams on credit risk appetite on new and existing proposals so as to maintain
    a healthy portfolio

    Working on multiple MIS to keep a track on the total customers added in the master list,
    business done report, debtors report and the month-wise achievement of the
    Relationship Managers across different products and circulation of the reports among
    Divisional & Regional Heads

    Summer Internship Shahi Exports Pvt. Ltd. (Unit Sarla Fabrics) Apr13-June13

    Undertook a project on Costing Practices in Textile Industry and Cost Volume Profit
    Analysis of Sarla Fabric Pvt. Ltd
    Analyzed the costing practices followed in Sarla Fabric Pvt. Ltd
    Computed the costs for the departments of Lab, Sampling & Product Development Cycle
    Conducted the Cost Volume Profit Analysis of the unit
    Familiarized with the functioning of a Textile Industry

    Academic Project Vijaya Bank, New Delhi Aug13 Sep 13 (1Month)

    Conducted the profiling of different banks


    Described about the various products and services of Vijaya Bank
    Undertook the CAMEL analysis for evaluating the performance and management of the risk.

    Live Project Dalmia Healthcare Ltd., New Delhi Jan-13 Feb 13 (1Month)

    Undertook a project on Market Entry Strategy for Natural Pain Relieving Gel in Delhi & NCR
    Region
    Designed the Marketing Plan & Branding Plan
    Illustrated the Market Entry Strategies for their product

    Live Project Bloggers Mind, New Delhi Feb14-Mar14 (1 Month)

    Undertook a project on Nokia Indias Social Media Campaign YourWishIsMyApp


    Was responsible for managing the communities and content creation
    Managed the engagement activities on social media sites like Facebook, Twitter, etc

    Core Competencies
    Credit Analysis of SME Clients
    Analysis of the financial statements
    Portfolio & Risk Management
    Team Management
    Cross-Functional Co-ordination & Relationship Management
    Maintaining the MIS reports with respect to existing and prospective clients
    Expertise in maintaining the long-term relationships with clients and helping them in the
    best possible manner

    Hobbies
    Social Work I feel a moral responsibility towards the society
    Sudoku Puzzles Solving Soduko Puzzles works as a stress buster for me
    Adventurous Sports Rafting, Rock Climbing, Paragliding,etc.

    Personal Details

    Date of Birth:-13-05-1990
    Address:- 62 Sreshtha Vihar, Vikas Marg Extension, New Delhi-110092
    Languages Known: English & Hindi
    Location Preference:- Delhi/NCR

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