Humaira Thesis Final
Humaira Thesis Final
Humaira Thesis Final
Superior University
By
Humaira Manzoor
2013
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DECLARATION OF ORIGINALITY
I hereby declare that this project is entirely my own work and that any additional sources of
I hereby declare that any Internet sources published or unpublished works from which I have
quoted or draw references fully in the text and in the content list. I understand that failure to do
I understand I may be called for viva and if so must attend. I acknowledge that this is my
responsibility to check whether I am required to attend and that I will be available during the
viva periods.
Signed……………..…………………………
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ABSTRACT
This research study looks at the impact of stress on job performance in banking sector. Stress is
major issue in organizations which is cause of declining performance of employees and also
effect on employee’s mental ability. Stress is also creating dissatisfaction among employees. For
this study, 150 employees from different banking sectors of Pakistan were asked questions about
stress (S), job satisfaction (Js), and job performance (JP). When the surveys were completed and
returned, the data was entered into SPSS for analysis. Several tests were run on the data, and
significant findings were present. This study shoes that stress is negatively associated with job
performance. Job satisfaction has positive relation with job performance. There is also some
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ACKNOWLEDGEMENT
I would like to thank the following persons without whose guidance this dissertation could not
First of all I would like to express my sincere appreciation and gratitude to my supervisor miss.
Khansa Irem for her guidance and insight throughout in making my dissertation especially, her
invaluable suggestions and comments that really guided my research and also helped me to
structure my dissertation.
Secondly, I am also very indebted to my best friends, my father and mother for their continuous
support. I owe a lot of their unconditional love and understanding. Well, their suggestions
allowed me to think in many different ways. Most importantly, they continually helped me
improve my confidence. There were certain times, when I used to say that I just did not think I
could go on with my studies, but they always knew just what to say to get me back in the race.
They really very special entities of my life…. What a journey! I will never stop admiring them.
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TABLE OF CONTENTS
Declaration of Originality..............................................................................2
Abstract..........................................................................................................3
Acknowledgment...........................................................................................4
Chapter 1: Introduction…………………………………………………..7
1.0 introduction………………………………………………………….....8
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Chapter 3: Data/ Methodology. …..…..………………………………….29
Chapter 4: Analysis………….....…..…..…………………………………40
4.2.4 Histogram..…………………………………………………..............43
Appendix…………………………………………………………………61
References ……………………………………………………….……….64
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CHAPTER#1
INTRODUCTION
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INTRODUCTION
1.0 INTRODUCTION
Globally stress is increasing in all working fields, families & in society generally. ahmed &
ahsan,( 2011) from a pakistan development of economic institution reported that The share of
services sector in total GDP is 47 percent in low income countries, 73 percent in high income
countries 53 percent in middle income countries but in Pakistan economy service sector is
contributing 50%. According to report of June 2010, the banking sector comprised 36
commercial banks (including 25 local private banks, 4 public sector commercial banks and 7
foreign banks) and 4 specialized banks with a total number of 9,087 branches throughout the
country but among these banks, there are 6 fully fledged Islamic banks as at end of June 2010.
Pakistan has the common resource of supplies funds and the main source of financing to support
the national economic performance is commercial, investment and Islamic banks. According to
economy survey report of 2011 financial intermediaries’ contribution is 6.5% in GDP growth of
Pakistan
Hina Rehman said that Stress, is the body’s physical and psychological responses to anything
that’s perceived as irresistible. Stress has negative impact on work because it directly affects on
health of human being due to which balance between health and job diminishes. Job stress is the
harmful physical and emotional responses that occur when the employees cannot fulfill their
responsibilities sue to lack of capabilities. Job stress can affect health and poor health damage
satisfaction of employees. If stress will be not deal in start then it creates cardiovascular diseases,
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musculoskeletal disorders, and Psychological disorders. The problem of stress is affecting job
performance in all work fields and in the banking sector due to stress the load of work declining
Many studies has been conducted on stress among employees and revealed its impact on
performance. Numerous studies have found the impacts of stress on job performance and
satisfaction of employees in job. Ahsan,Abdullah, Fie& Alam (2009) explained that the job
stress deviate empoloyees from their normal functioning. It cause psychological disorder among
employees and damage their health, career and performance of employees. Workload and time
constraints has significant impact in nursing field which disturb their performance.
Work and family inter related that can affect quality of life because stress in workplace due to
pressure or workload will disturb employee he will take his work in home which will imbalance
his famoly life also and employees health will suffer due to imbalance in life. Globally
competitoveness also causing stress in current era because over work, extended working hour
made employees unhappy. Role ambiguity can also create stress because if he cannot judge that
either his performance good or not according to demand that will create anxiety and hopelessness
Many studies conducted on stress but in pakistan few studies are available on stress, especially in
banking sector which is growing in pakistan and playing a vital role in finance handling and
GDP rate of pakistan by mony circulation. Studies are conducted on the same variable which I
used but in pakistan there is need of more studies to know consequences of stress and its impact
to overcome.
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1.1 PURPOSE STATEMENT
The purpose of this study is to examine impact of stress on job performance and also itseffect on
job satisfaction. For this purose independent variable stress and dependent variable job
performance used while job stress is mediator. A questionnaire is used for getting information
from respondents on job performance questionnaire (Chen, S. Tsui & Lih & Farh) included three
Faragher) and on stress (Ramirez & Associates) questionnaire included four statements.
McGrath (1970) defined stress that “stress is the perceived imbalance between demands and
response capabilities when failure to meet the demands is deemed important.” and job
performance defined as those actions or behavior under control of individual that contributes in
Campbell (1990).
1.2 OBJECTIVES
To examine impact of stress on job performance
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1.3 SIGNIFICANCE STATEMENT
This study will be significant by number of ways. It will contribute to body of knowledge and
three primary groups can get benefit from this study which is following:
1. The first group is employees in today’s business environment. Employees may know that
how stress negatively associated with their performance. They can identify causes of
stress which are reducing their working effectiveness. By getting knowledge about stress,
its causes they can learn how to cope with stress and can help the management in
productivity and efficiency of employees and also effecting their health therefore
employees must know about its effect, causes and coping techniques of stress.
2. Second group is employers because they may get knowledge that how stresses affecting
their employee’s performance negatively and what steps should be taken to overcome.
Employer must know about stress causes that can help them for analyzing that why
performance of employees can decrease and how this issue can be managed among
3. Thirdly body of knowledge will be helpful for educators as a valuable guide to their
curriculum. This era is the era of research and many researches are conducting in
Pakistan but in banking sector fewer studies have been found on that topic the impact of
stress on job performance, so this study will contribute in research and will be helpful for
Pakistan.
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4. Fourthly, it will be helpful for the current and upcoming culture, changing trends of
policies, competitive environment for creating a flawless system using unique results of
this study.
So by the transfer knowledge through this study, quality of employee’s performance can
be improved.
Hypothesis 1:
Hypothesis 2:
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1.5 DEFINITIONS:
(A) STRESS
‘Stress is a result of an imbalance between demands and resources’. Lazarus & Folk man (1984)
“The pleasurable emotional state resulting from the perception of one’s job as fulfilling of
Job performance defined as those actions or behaviors under the control of the individual, that
contribute to the organization’s goals, and that can be measured according to the individual’s level of
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CHAPTER #2
LITERATURE REVIEW
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2.1LITERATURE REVIEW
and Scientific Assistants”. The purpose of this case study was to examine the various factor
impacts related to university organizational structure on the faculty occupational stress in Iran-
Isfahan Payame-E-Noor University. They used 100 samples out of 300 faculty and scientific
questionnaires based on 89% alpha and the hypothesis related to the organization structure were
completed by the subject. The results were analyzed through statistical analysis methods
including, frequency of distribution, T-correlation and variance. The results revealed that there
was a significant relationship between organization structure factors and occupational stress on
these groups. The result shows that most important factors causing job stress on instructors were
"low job popularity for instructors “and "not appreciating and recognizing of instructors on
behalf of responsible individuals “with 4.55 mean score. They suggested that there should be
more researches and studies due to recognition and neural pressures prevention and the
Ongori & Agolla (December 2008) elaborate “Occupational Stress in Organizations and Its
turnover, productivity and firm performance. They collected data by convenience random
sampling of employees working in public sector organizations in Botswana. The data was
analyzed using statistical package for social science (SPSS) version 15.0.The result showed that
occupational stress affects employees in several ways and is a major source of employee’s
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turnover in many organizations. They suggested that inspire managers to understand and develop
Hina Rehman Examines the “occupational stress and a functional area of an organization”. She
analyzes the relationships between relationship between occupational stress and a functional area
of an organization. This was a co correlation study in which she used randomly selected sample
of 20 private and public organizations. She used alpha reliability of the scale for calculations
which shows significant result. She concluded that job insecurity and stress were significantly
positively correlated. Results also shows that long work hours and stress were significantly
positively correlated and there is a more stress in human resource and IT as compare to
Marzuki & Ku Ishak (2011) described “towards healthy organization correctional setting:
correctional officers ‘wellness, occupational stress and personality”. They explained Gradual
wellness fluctuation due to excessive stress would severely tarnish Performance of correctional
officers and prison department. They elaborated on correctional officers’ personality and
occupational stress in order to maintain their wellness at work. This research examined the
relationship between correctional officers’ wellness, their personality and occupational stress in
Prison Department of Malaysia. They used sample for the populations of 4,783 (8 locations) was
between 354 and 356. Three instruments (using liker t-type formatted scales) were incorporated
Coefficient and Stepwise Regression as statistical tools. These findings were significant since
correctional officers’ wellness, their personality and occupational stress remained loose issue
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particularly in Malaysia. Findings concluded that personality and occupational stress influenced
Ahmadi & Alireza( 2006) explained “Stress and Job Satisfaction among Air Force Military
Pilots”. They described that Stress induces impairment of performance is a relatively common
issue in pilots of military aviation. Their study was cross- sectional in design and used survey
methodology. The survey was offered to 89 military pilots. Subjects completed a Questionnaire
with 32-item on Aviation Stress and short form of Minnesota job Satisfaction Questionnaire
(MSQ).Their Results indicated that %33.7 pilots who had mild stress, %48.3 pilots who
exhibited moderate stress and only, %13.5 pilots who indicated high stress. The stresses in pilots
rating so: life stress, organizational stress, flight environmental stress and task-based stress. The
correlation between job satisfactions and life stress was (-0/53), with organizational stress (-
0/38), with flight environmental stress (-0/25), with task-based stressors (-0/23) and finally
correlation between job satisfaction with flying hours was (-0/22).they suggested that it is
essential to provide them with some training, informing, evaluating and other psychological
services, especially life skills and organizational skills. Furthermore, attending to military pilots
and filling their schedule with useful programs such as flight with civilian airplanes, educational
and research activities, favorite executive activities, sports and entertainment can decrease their
stress, increase their job satisfaction and decrease their occupational weariness.
R.Robbins (2003) explained “the relationship between job stress and job satisfaction among
industrial and technical teacher educators”. He elaborated Job stress among faculty members in
higher education has become a critical issue for faculty members and administrators. The
purpose of this study was to explore the relationship between job stress and job satisfaction
among industrial and technical teacher educators. They also explored whether or not intensity of
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or frequency of stressors had a greater impact on job satisfaction. The population for the study
was industrial and technical teacher educators from 2- and 4-year post secondary educational
institutions across the United States. A random sample of 347 was drawn from the 1,752
industrial and technical teacher educators. The relationship between job stress and job
and z-tests were conducted to determine significant differences in correlations between job
satisfaction and frequency of stressors and correlations between job satisfaction and intensity of
stressors. Findings showed that frequency of stressors has a greater impact on job satisfaction,
analysis revealed significant differences between correlations from the scale and subscales
measuring intensity of stressors and the scale and subscales measuring frequency of stressors. In
each case of significant difference, there was a higher correlation between job satisfaction and
frequency of the stressor than there was between job satisfaction and intensity of the stressor.
This finding suggests that the effects of stress over time are more damaging to job satisfaction
Simoens & Scott explained “Job Satisfaction, Work-Related Stress and Intentions to Quit of
Scottish general practitioners.” They explore that Job satisfaction and work-related stress
influence physician retention and turnover rate in organizations. The purpose of the study was to
describe job satisfaction, pressures at work, and intentions to quit of Scottish general
practitioners and to examine how general practitioner’s Job satisfaction, stress, and intentions to
quit vary with demographic and job. They used a cross-sectional study by postal questionnaire
on a random sample of 1,000 general practitioners principals, 359 general practitioners non-
principals, and 62 PMS General Practitioners. The response rate was 56%. General practitioners
were most satisfied with their colleagues, variety in their job, and amount of responsibility
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provided them. They concluded that general practitioners participation in the workforce could be
promoted by introducing more flexible working patterns (e.g. part-time work) and by expanding
the scope of contractual arrangements. It could also be promoted by making patient expectations
more realistic by clearly communicating what the role of a general practitioner actually
encompasses.
Glissmeyer,James W. Bishop& Fass explained “Law Enforcement Officers’ Stress and Intent to
Quit the Organization”. The aim of their study was to evaluate the effect of three variables of
perceived support:1st was perceived community support, 2nd was perceived local government
support, and third was perceived city manager support on stress level and intent to quit the
organization in a law enforcement setting. The data was collected within two cities in the
southwestern U.S. A total of n = 114 police officers. Four seven-point likert scales were used to
measure the law enforcement officer’s variables. Some of the demographic information of the
sample was as follows: 83 % male (n = 93) 17% female (n = 19). The age range is as follows: <
30, 25% (n = 28); 30-40, 45.6% (n = 51); 40-50, 19.6% (n =22); >50, 9.8% (n = 11). They
concluded that perceived local government support was significantly negatively related to stress.
Results also showed that stress fully mediates the relationship between perceived local
A. Goyal & Joshi explained “Impact of Merger on Stress Level of Employees”. They explore
that if changes are not managed properly than they may cause stress among bank Employees.
The purpose of their study was to measure the level of stress of the erstwhile Bank of Rajasthan
employees after merger in ICICI Bank Ltd. They used weighted average method and employed
paired sample t-test to find the difference. They found that Merger Stressors are major
psychological factors which include uncertainty, insecurity, job changes and threat of job loss
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which create stress among bank employees. They also concluded that the working cultural
factors are also responsible for stress; cultural factors include the technology used by the
company, reporting system, working hours, relationship with boss and supervision.
E.Sullivan & S.Bhagat( 1992) explained “orgnizational stress, job satisfaction and job
performance”. They explore direct and moderate effect of stress with job performance and job
satisfaction. By using 102 sample of university they proposed four hypothesis.they concluded
that in 1st hypothesis they explained that there is u-saped relation between job and stress but in
2nd hypothesis they explained positive relation between performance and stress.3rd hypothesis
showed negative linear relation but 4th hypothesis suggested no relation between job
performance and stress. So they suggested that variables should be study for their significant role
Hsieh, Huang & Su( 2004) explore “Work stress and job performance in the hi-tech industry”.
They explained that the purpose of the present study is to investigate the relationship of work
stress and job performance among hi-tech employees. They also discuss its relevance to
vocational education. They study the top 1,000 companies in the hi-tech industry from the
electron, semiconductor, information and communications fields in Taiwan. They used self-
designed questionnaire was utilized and For internal reliability they used Cranach’s α that
ranged from 0.60 to 0.89,showed a significantly high reliability. They found that there was a
significant negative correlation between work stress and job performance. They also found that
job performance could be predicted by work stress levels: but an appropriate level of work stress
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C Boshoff & G Mells ( 1995) ellaborate “role stress and job satisfaction: their supervisory
antacedents and their influence on organizational commitment”. They explained that whether
behavior and actions of supervisor influence job commitment.they used questionnaire to know
job satisfaction and performance feedback was measured by five-item instrument and
participation in decision making with a four item scale. They showed result by using cranbach
alpha values.they used random sample of 450 employees for this.their result showed that job
satisfaction have significant influence positive impact on job commitment while role confloct or
Ahsan, Abdullah, Fie& Alam (2009) explained “A Study of Job Stress on Job Satisfaction
among University Staff in Malaysia:” They study relationship between job stress and job
satisfaction. They examine determinants of job stress include, management role, relationship
with others, workload pressure, homework interface, role ambiguity, and performance pressure.
Their sample was consisted of a public university academician from Kalang Valley area in
Malaysia .They verified the internal reliability of the items by computing the Cranach’s alpha.
Their results showed that there is a significant relationship between four of the constructs tested
and their results also showed that there is significant negative relationship between job stress and
job satisfaction.
Payne , Jones & Harris( october 2002) explained “The Impact of Working Life on Health
Behaviour: The Effect of Job Strain on the Cognitive Predictors of Exercise”.They used job
strain model were used to investigate the predictors of exercise in a group of employees. In their
study a total of 241 employees completed an initial questionnaire; 1 week later 213 employees
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findings. Their findings showed that Employees in high-strain jobs did significantly less exercise
L. Hogan explore “the impact of job characteristics on correctional staff job stress”. He
explained the impact of job characteristics and job involvement on correctional staff job stress.
Job stress was the dependent variable in this study and he used Ordinary Least Squared
regression, and observed that gender, age, perceived dangerousness of the job, feedback, role
stress, and job involvement had statistically significant effects on correctional staff job stress but
Tenure, educational level, race, supervision, and job variety had non-significant effects. He also
Leung, Sham & Chan (june 2007) explained “Stress in Preventing Rust out/Burnout in
Estimators”. They described that stress involves both a quantitative workload (e.g., too many/few
tasks) and a qualitative workload (e.g., repetitive/complicated tasks. the aim of their study was to
different stressors and construction estimators. They used factor analysis and correlation
analysis. They measured the individuals’ stress level, by using RO-BO scale included in the
significant relationship between quantitative and qualitative stress levels. They conclude that
Stress is not only caused quantitatively and qualitatively by workload, but also affected by
Vakola & Nikolaou( 2005) explained “Attitudes towards organizational change: What is the role
of employees’ stress and commitment?” they explore that organizational change and stress are
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two main issues in organizational work. For this they used employee screening tool with 292
participants to check employee attitude about organizational stress and change. Their findings
showed that there is negative correlation between stress and employee attitude because with
A. Bovier & V. Perneger( 2003) described “Predictors of work satisfaction among physicians”.
They explained that work satisfaction is an important concern because it is related with several
satisfaction which are patient care, work-related burden, income-prestige, personal rewards and
professional relations with colleagues. They conduct mail survey of physicians practicing in
canton Geneva, Switzerland, during the autumn of 1998. They develop a job satisfaction
questionnaire in French that included 17 items, based on the main components of work
satisfaction that were identified by qualitative research. Pearson correlation coefficients were
calculated to explore the relationships between continuous predictors and satisfaction scores.
They concluded that many determinants of various aspects of work satisfaction among
physicians represent modifiable aspects of physicians’ working arrangements. The most striking
result was the low satisfaction reported by physicians in training. These Results can help
physicians to establish the most satisfactory working conditions, to their own benefit and that of
their patients.
Luo Lu(1999)explore “work motivation, job stress and employees well-being”.they elaborate the
relationship between stressors and strain and effect of two potential variable motivation and
social support .they used random sampling interview method on 300 employes.they concluded
that intrinsic motivation positively related to job satisfaction whereas extrinsic motivation was
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positively related to stress. They also told that family and supervisors negatively related to
depression or anxiety.
J Sutherland & L Cooper (13 june, 1992)explained “Job stress, satisfaction, mental health
among general practitioners before and after introduction of new contract”. They explore Job
stress and satisfaction in general practitioners. They used cross sectional postal questionnaire for
survey. They used 917 sample sizes from which they collected 61% returned questionnaire for
analysis. They concluded that Doctors experienced more stress but less job satisfaction, and
poorer mental health in1990 than in previous three years. These changes may have resulted from
Dowell(march 1998) elaborate “A survey of job satisfaction, sources of stress and psychological
symptoms, job satisfaction, and subjective ill health. He used Postal questionnaire survey for all
general practitioners. He used quantitative and qualitative measures for this purpose.70%
questionnaire were returned for analysis in which 60% result showed that their health affected by
work and there is need to improve working conditions if new contract introduced while in
previous study in 1987,52% result showed that there is high level of physical symptoms and
their satisfaction. For further changes in work he concluded that there is need of further
improvement.
McLean explore “Stress and Job Satisfaction among Distance Educators”. She explained that
despite the rising numbers of faculty teaching exclusively at a distance, the literature is silent to
explain factors of stress and job satisfaction especially in online teaching. The purpose of this
study was to provide explanation on experiences of distance education faculty with regard to
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occupational stress and job satisfaction. She collected data by way of a Delphi panel of higher
educators. The results of this study showed that distance education is a rewarding career path of
faculty of higher education but to avoid stress and for getting job satisfaction regular
Cox(1993) explore “stress research and stress management”.he explained about stress
consequences that how it affects on human health.he used different models for stress
consquences and relate it with work then provide rank and showed differenrt results.he also used
many approaches to explain physical stress and then provide recommendations for them.he
concluded that occupational stress have number of reasons like lack of explaining conrext to
L Cooper, Rout& Faragher(february 1989) explained “Mental health, job satisfaction, and job
stress among general Practitioners”. They explained sources of job stress associated with high
levels of job dissatisfaction and negative effects on mental well being. They used independent
variables of job stress, demographic factors, and personality and Dependent variables were
mental health, job satisfaction, alcohol consumption, and smoking. They studied National sample
of general practitioners. They selected One thousand eight hundred seventeen general
practitioners at random by 20 families. They used LINKERT type scale for filing stressors
questionnaire and do regression analysis for results. They concluded that independent variables
A. Judge & A. Colquitt( 2004) explained “Organizational Justice and Stress: The Mediating
Role of Work–Family Conflict”. They explore relationship between organizational justice and
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stress. But work–family conflict was a mediator in this study. They used sample of 174 faculty
members employed at 23 U.S. universities. They used random sample from there and used
questionnaire by providing rating 1-5. The results showed that procedural and interpersonal
justice had the strongest relationships with stress, but these effects were mediated by work–
family conflict.
E. Spector(2000) explained “Why negative affectivity should not be controlled in job stress
research: don’t throw out the baby with the bath water”. They explore that negative affectivity
biased job stress and strain also. They explore some issues for interpretation of biases for
assessment of job stress and strains. They used longitudinal studies and some mechanisms for
this purpose to compare results with previous studies. They concluded that relations of negative
affectivity with job stress and strain have some factors. They give some mechanism which needs
and emotional exhaustion among hospital nursing staff”. They explore the effect of work
stressors and head nurses' transactional and transformational leadership on the levels of
emotional exhaustion experienced among their staff. They used a questionnaire for data
collection from nurses of a hospital. They do regression analysis and multiple regression analysis
on data for results. They found that in regression analyses, work stressors as a whole were found
to explain 22% of the variance in emotional exhaustion but leadership dimensions explained 9%
of the variance in that outcome measure. They suggested that Workload and job design should be
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K. A. Lewig & M. F. Dollard(2003) explained “Emotional dissonance, emotional exhaustion and
job satisfaction in call centre workers”. They explore rapid rise of the service sector, and in
particular the call centre industry has made the study of emotional labor increasingly important
within the area of occupational stress research. 16 call centers were used for survey purpose.
They used Frankfurt Emotion Work Scales. The results of this study showed that both employees
and Organizations can give benefit from the creation of service jobs that enrich the working lives
of call centre workers but emotions of labor is main issue for controlling work stresses.
occupational settings. They used sample size of 2,847.they used meta-analysis procedures to
evaluate the effects of stress management interventions. They concluded that from the
participants, 59% were female, mean age was 35.4, and average length of intervention was 7.4
weeks. The overall weighted effect size (Cohen’s d) for all studies was 0.526 (95% confidence
Bashir & Ramay ( may 2010) explore “Impact of Stress on Employees Job Performance a Study
on Banking Sector of Pakistan”. They explained that stress had a great effect on employees of
banking sector due to its many antecedents. They used a sample size of 144 employees of
graduate and senior employees of banking sector in Pakistan. They test the data by correlation
and regression analysis. They found significant results among these variables and they showed
that stress and job performance negatively correlated with each other. They also recommended
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2.2 THEORATICAL FRAMEWORK
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CHAPTER#3
DATA/METHODOLOGY
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DATA/METHODOLOGY
3.1 RESEARCH PARADIGMS
In research, three types of research approaches used which are quantitative research, qualitative
Ali & Birley (1998) term qualitative is not precise; it describes a lot of reality aspects. Qualitative
descriptive. M. Castellan (2010) qualitative research has theory, case study, Phenomenology,
ethnography, grounded theory, cultural studies types of research. Purpose of this research is
interpretation. Data collection types in qualitative research included written documents from
field work, interviews, pictures, observations etc. It includes inductive process so theories
applied on this.
Ali & Birley (1998) quantitative research is confirmatory, deductive, and inferential. M.
subject and descriptive, comparative, co relational, ex post facto methods. It used to quantify the
data. Purpose of this research is prediction. Data collection types in quantitative research
included Questionnaires, surveys, tests, etc. it includes deductive process and data tested by
statistical procedures. The findings from quantitative research can be predictive, explanatory, and
Galt (2008) in mixed method research both quantitative and qualitative methods, tests used for
analysis. It included both open and closed ended questions. Analysis conducted by both
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approaches statistical analysis and by comparing text. Both types explanatory and exploratory
deductive
comparison text
images both
descriptive
From above discussion it can be concluded that I will use quantitative research and give
A questionnaire is a list of written questions that can be completed in one of two basic ways
Firstly, respondents could be asked to complete the questionnaire with the researcher not present.
This is a postal questionnaire and (loosely) refers to any questionnaire that a respondent
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Secondly, respondents could be asked to complete the questionnaire by verbally responding to
questions in the presence of the researcher. This variation is called a structured interview.
Although the two variations are similar (a postal questionnaire and a structured interview could
contain exactly the same questions), the difference between them is important. If, for example,
we are concerned with protecting the respondent’s anonymity then it might be more appropriate
Leedy and Ormrod, (2001) in questionnaire data collection tool data can be sent to large number
of people but there is chance that some people never return questionnaire and people also give
anonymous answers. This is drawback but there is also benefit that large amount and time can be
saved. Questionnaire now used web based which is more beneficial for complete questionnaire
return. Questionnaires are standardized so it is not possible to explain any points in the questions
Leedy and Ormrod, (2001) interviews are also used to collect data. Many types of interviews can
be used like face to face interview, telephone interview, computer assisted personal interviews.
But in quantitative research standard set of questions used instead of qualitative research. But
more time and money consumed in this data collection tool. Interviews are of different type
which will be discussed in onwards. Researchers should keep this thing in mind while
conducting the interview that they should know more about the respondent and the area of
research they want to gather data on, the question should be too related to that topic. Interviews
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Traditional Interviews (Face to Face Interviews)
This type is most commonly used and is more traditional. In this type of interview the focus of
interviewer is to get the information from interviewee by eye contact, listening and responding
once the question had asked. That is why it’s also known as one on one interview.
Behavioral Interview
The basic purpose behind conducting this type of interview is to see how a respondent behaves
against a particular situation and what behavior he/she opts to handle that situation as it may
provide a reaction to of a respondent from a sample. These types of questions are asked in any
Telephonic Interview
Another category of this type is Telephonic interview and interviews are conducted on phone to
These types of methods or tools are normally used when researcher is conducting qualitative
research to know the view of respondents and the relation of particular variable. This method of
collecting data is quite expensive and time consuming. Some researchers lost the respondents if
they are conducting longitudinal research or sometime if they want to contact them again the
approach which is quantitative so I will use questionnaire tool for data collection of my research.
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3.3 SAMPLING TECHNIQUES & SAMPLE
Population:
similar characteristics. All individuals or objects within a certain population usually have a
common, binding characteristic or trait. Usually, the description of the population and the
common binding characteristic of its members are the same. Population of this study consists on
Sample size:
Sample is simply a subset of the population. The concept of sample arises from the inability of
the researchers to test all the individuals in a given population. The sample must be
representative of the population from which it was drawn and it must have good size to warrant
statistical analysis.
The main function of the sample is to allow the researchers to conduct the study to individuals
from the population so that the results of their study can be used to derive conclusions that will
apply to the entire population. It is much like a give-and-take process. The population “gives”
the sample, and then it “takes” conclusions from the results obtained from the sample. Sample
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Sampling techniques:
D. Fricker (2008) First one is probability based sampling also called random sampling
Respondents who included in sample have to participate in it. Types of probability or random
Simple random sampling technique: (SRS) is a method in which any two equal size groups are
equally selected from sample size. Each individual is chosen entirely by chance and each
member of the population has an equal chance of being included in the sample.
Stratified random sampling technique: stratified random sampling is a method used where
homogeneous group comprised. When homogeneous group selected then this technique used to
draw samples. The main advantage with stratified sampling is how it captures key population
characteristics in the sample of data and it is Similar to a weighted average, this method of
sampling produces characteristics in the sample that are proportional to the overall population.
Cluster sampling technique: cluster sampling is used when sampling unit included on group.
Generating sampling frame for clusters is economical, and sampling frame is often readily
available at cluster level .Most economical form of sampling .Also suitable for survey of
institutions.
Systematic sampling: in systematic sampling every element from sample frame selected and
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Second sampling technique is convenience sampling or non probability sampling technique. In
convenience sampling techniques every member who is selected is not determined. Respondents
following:
Quota sampling technique: in quota sampling technique researcher specify quota according
some characteristics for selected number of respondents. But the drawback is the selection of
sample elements within a given category of the quota frame may be biased even though is
Snowball sampling technique: this technique used when characteristics of sample will be rare. It
is much expensive and based on referrals for more respondent’s selection. Advantage of
snowball sampling is that the chain referral process allows the researcher to reach populations
Judgment sampling technique: in this technique researches select the sample on his judgment
base.
These two techniques used in research I will use convenience sampling because less effort
require to collect data and also not costly. For saving time this technique best to use in research.
Other main advantage of this technique is that this is useful for generate hypothesis in
quantitative research.
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3.4 MEASURES
In case of measuring stress, Job Satisfaction and job performance only respondent filled
questionnaire would be used. Participant data was obtained thorough in one survey with 5-point
likert scale only. Participant would be asked few questions. The survey contained of total 11
questions and took approximately 10 minutes to complete. Incomplete survey was not included
in the survey. There were different measures for the variables defined and were thought of with
many complications. There were at least 3 to 4 questions in the survey obtaining data for one
variable and some questions were directly obtaining data with no complications. Measure for
Stress
Stress was measured by asking the four questions by using the 5-points itemized rating type scale
Job satisfaction
Job satisfaction was measured by asking three questions by using the 5-points itemized rating
type scale ranging from (1) strongly disagree to (5) strongly agree
Job performance
Job performance was measured by asking the four questions by using the 5-points itemize type
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3.5 Methodology
Two types of analysis conducted in research methodology. One is descriptive and the objective
of descriptive analysis is to give description about variables. Second analysis is inferential which
Williams (2007) descriptive research method is very basic which examines the current situation.
Descriptive analysis provide overall summary of data. Glewwe & lewin (2000). In descriptive
statistics for presentation of data different methods used. Tables and graph used for presentation
of data. The statistics in this method includes mean, median, percentage distribution and standard
deviation also. Mean and median are most useful statistical measures for numerical measures.
Median describes the midpoint of values while median tells about average value. Median often
used for age and income variables. As arithmetic mean is average value so standard deviation
describe the average distance of numerical variable from mean of this variable. Histogram graph
used to represent the mean, median and standard deviation of given variables exactly. This test is
beneficial to check real picture of data and response of respondents by graphically and numeric
values.
E. Wyllys (1978) in inferential method this process examine data sample about some set of
entities. The main objective of this method is to make an explicit statement which also called as
hypothesis and then after application of this test decision can be made on research. Inferential
statistics describe that either relationship significant or not? It includes different analysis tests.
Taylor & edd (1990), Correlation analysis is mostly used because it is helpful to check
relationship between two variables. It also explains that relationship is significant or not and how
much strong or weak? Correlation coefficient tells about strength of relationship. Friendly &
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Denis (2005) scatter plot is useful invention in graphics of statistics. Scatter diagrams mostly
used to see different relations among variables. It shows relationship among variable and their
existence position. These diagrams are helpful to see data location graphically and for analysis of
relationship. S. ding (2006) Regression analysis is used for better forecasting among
relationships. It predicts relationship between dependent and independent variables and also
provides direction of the effect of variables. This test used for assessment of variables or for
forecasting.
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CHAPTER#4
ANALYSIS OF DATA
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ANALYSIS OF DATA
4.1DEMOGRAPHIC PROFILE OF RESPONDENTS
TABLE 4.1
Gender column in table of demographic profile of respondents shows that 150 respondents
included in data collection. Male respondents were 124 (82.7%) among total 150 respondents
while female respondents were 26 (17.3%) among 150 respondents. Dominating respondents
were male in this research and the number of male is so far from female as 124 male and 26
female respondents included in research. These were respondents who returned questionnaires in
data collection.
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Total respondents were 150 in this research. There were 20% respondents having less than 25
years old, 62.7% respondents were 25-35 years old, 10 % respondents were 35-40 years old
while only 7.3% respondents were 45 plus. Mostly respondents were young in this study and
Among 150 respondents 99.3 % respondents are doing primary job while only .7% respondents
are doing part time job so their (primary job nature respondents) response will helpful to know
18% respondents were from local companies while 82.0% respondents were from multinational
have too far response as local organization’s respondents are 18% only in this study.
Table 4.2
Reliability statistics
Sr. no Construct Cronbach alpha
1 Stress .778
2 Job satisfaction .763
3 Job performance .922
Interpretation:
To check response accuracy of respondent’s reliability test was computed. The value of
reliability varies between 0-1.in this study the croonbach alpha value of stress is .778, so
response for stress of respondents in this study was reliable. The cronbach alpha value of job
satisfaction in this study is .763, so response for this variable was also reliable and the value of
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Cronbach alpha for job performance is .922 and it is also reliable. The response of respondents in
this study was reliable for all variables so response was accurate.
4.3 HISTOGRAM
Histogram is a form of a bar graph used with numerical (scale) variable preferably of continuous
nature. The intervals are shown on the X-axis and the number of scores in each interval is
represented by the height of a rectangle located above the interval. Unlike the bar graph, in a
histogram there is no space between the bars. The data is continuous so the lower limit of any
one interval is also the upper limit of the previous interval. It is useful to
Fig 4.1
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Interpretation:
In fig. 4.1 the frequencies (number of employees), shown by the bars are for a range of points (in
this case SPSS selected a range of likert scale points. Notice that the largest number of
employees (about 37) had scores in the right side means response of these employees was
between agree and strongly agree. The bars in the histogram form a distribution (pattern or
curve) that is similar to the normal, bell shaped curve. Thus, the frequency distribution of the
Fig 4.2
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Interpretation:
In fig. 4.2 the frequencies (number of employees), shown by the bars are for a range of points (in
this case SPSS selected a range of likert scale points. Notice that the largest number of
employees (about 47) had scores in the right side means response of these employees was
between agree and strongly agree. The bars in the histogram form a distribution (pattern or
curve) that is similar to the normal, bell shaped curve. Thus, the frequency distribution of the job
Fig 4.3
Interpretation:
In fig. 4.3 the frequencies (number of employees), shown by the bars are for a range of points (in
this case SPSS selected a range of likert scale points. Notice that the largest number of
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employees (about 37) had scores in the right side means response of these employees was agree.
The bars in the histogram form a distribution (pattern or curve) that is similar to the normal, bell
shaped curve. Thus, the frequency distribution of the job satisfaction scores is said to be normal
distribution results
Descriptive statistics
Interpretation:
For comprehensive view of data descriptive statistics analysis was computed. This shows that
this minimum value of response from 150 for stress was 2.75, for job satisfaction was 3.33 and
for job performance was 2.50 so, the minimum response was in between these values. The
maximum response value for stress was in between 4.75, for job satisfaction was 5 and for job
performance was also 5. Mean calculated in this study was for stress in between 3.9722, for job
satisfaction mean value was in between 4.0856 and for job performance its value was in between
3.8983. The value of standard deviation shows the dispersion of data. The value of standard
deviation of stress was .46249, for job performance .56320 and for job satisfaction its value was
.47954 and these all values were far from 1 so data was less dispersed.
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4.5 SCATTER PLOT:
Scatter plot is a plot or graph of two variables that shows how the score on one variable
associates with his or her score on the other variable. Each dot or circle on the plot represents a
particular individual’s score on the two variables with one variable being represented on the X
axis and the other on the Y axis. The measurement for both variables is continuous
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Interpretation:
The output shows a scatter plot for two scale variables i.e. stress test and job performance scale.
The overall pattern of the dots show that there is negative association between the two variables
and the points fit the line pretty well (r2= 0.028), so it seems that there is negative relationship
between stress and job performance test. If there will be stress in employee’s job then job
Interpretation:
The output shows a scatter plot for two scale variables i.e. stress test and job satisfaction scale.
The overall pattern of the dots show that there is no association between the two variables and
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the points fit the line pretty well (r2= 3.266), so it seems that there is no relationship between
Interpretation:
The output shows a scatter plot for two scale variables i.e. job performance test and job
satisfaction scale. The overall pattern of the dots show that there is association between the two
variables and the points fit the line pretty well (r2= 0.078), so it seems that there is positive
relationship between job performance and job satisfaction test. If job satisfaction will increase
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4.6 CORRELATION:
Correlations
STRESS JOBSATISFACTION
N 150 150
N 150 150
Interpretation:
To investigate if there was a statistically significant association between Stress test and job
satisfaction, a correlation was computed. Both the variables were monotonically non linear there
is no linear relationship between them hence they are not fulfilling the assumptions for Pearson's
correlation. Thus, the Pearson’s r is calculated, r= 0.018, and it significance value was .826
relating that there is no significant relationship between the variables. Using Cohen’s (1988)
guidelines’ the effect size is weak as Pearson’s correlation is.018 relating that there is weak
relationship between stress and job satisfaction test, so there was no positive relation among
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Correlations
JOBPERFORMANC
STRESS E
N 150 150
N 150 150
Interpretation:
To investigate if there was a statistically significant association between Stress test and job
performance, a correlation was computed. Both the variables were monotonically non linear
there is no linear relationship between them hence they are not fulfilling the assumptions for
Pearson's correlation. Thus, the Pearson’s r is calculated, r= -1.62, and its significance value was
.048 relating that there is highly significant relationship between the variables. Using Cohen’s
(1988) guidelines’ the effect size is weak as Pearson’s correlation is.-1.62 relating that there is
relationship between stress and job satisfaction test, so negative sign shows that there was
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Correlations
JOBPERFORMANC
JOBSATISFACTION E
N 150 150
N 150 150
Interpretation:
To investigate if there was a statistically significant association between job satisfaction test and
job performance, a correlation was computed. Both the variables were approximately linear there
is linear relationship between them hence they are fulfilling the assumptions for Pearson's
correlation. Thus, the Pearson’s r is calculated, r= .279, and its significance value was .001 so
there is significant relationship between the variables. Using Cohen’s (1988) guidelines’ the
effect size is weak as Pearson’s correlation is.279 relating that there is weak relationship
between job performance and job satisfaction test, so relation is positive but weak among these
two variables.
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4.7 REGRESSION ANALYSIS
Variables Entered/Removedb
Variables
Model Variables Entered Removed Method
1 Stress . Enter
Model Summary
ANOVAb
Coefficientsa
Standardized
Unstandardized Coefficients Coefficients
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Regression equation is job performance = 4.753 + -.168* (stress)
Interpretation:
Simple regression was conducted to investigate how stress predicts job performance. The results
were statistically not significant as p>.001. The indentified equation to understand this
relationship was job performance = 4.753 + -.168* (stress). The adjusted R2 value was .020. This
indicates that 2% of the variance in job performance was explained by the stress.
Variables Entered/Removedb
Variables
Model Variables Entered Removed Method
Model Summary
ANOVAb
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Coefficientsa
Standardized
Unstandardized Coefficients Coefficients
Interpretation:
Simple regression was conducted to investigate how job satisfaction predicts job performance.
The results were statistically significant as p=.001. The indentified equation to understand this
relationship was job performance = 3.160 + .237* (job satisfaction). The adjusted R 2 value was
.072. This indicates that 7.2% of the variance in job performance was explained by the job
satisfaction.
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CHAPTER# 5
DISCUSSION & CONCLUSION
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5. DISCUSSION & CONCLUSION
5.1 DISCUSSION:
This study explores the impact of stress on job performance. Stress is increasing globally and
reducing performance of employees so main objectives of this study is to know impact of stress
on job performance this study will contribute in body of knowledge as it will helpful to know
reasons of job performance declining and for employer for making policies which never creates
stress among employees. Hypothesis designed for this study that either there will be relation
among stress and job performance or there will be no relation among stress and job performance
the second hypothesis was there will be relation among job satisfaction and job performance or
no relation among job satisfaction and job performance. Independent variable used in this study
was stress, dependent variable was job performance and job satisfaction was mediator. The
impact of stress on job performance and the impact of job satisfaction on job performance both
are discussed in the study. According to its literature Ghalambaz, ongori, agolla & hina rehman
studied on stress and its effect on performance and they all concluded that these variable have
negative relation. L Cooper, Rout& Faragher also explained that stress has negative impact on
job satisfaction. These researches explained the negative association of stress with job
satisfaction and job performance by collecting data using questionnaire and then applyinfg
statistical test on the data. Many researchers gives suggestion for this also. This study describes
the research paradigms. Research method which used in this study is quantitative method.
Quantitative method Ali & Birley (1998) is confirmatory, deductive, and inferential. Data
collection types in quantitative research included Questionnaires, surveys, tests, etc. it includes
deductive process and data tested by statistical procedures. The findings from quantitative
research can be predictive, explanatory, and confirming so the next section focuses on
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quantitative research methodology. The data collection method used in this study is
questionnaire because this method is not costly and due to standardize explanation to every
respondent not required in this type of data collection method. Random and non random
sampling techniques used in research but I used convenience sampling technique because it takes
less time than simple random technique and less effort required in data collection in this
technique. Data was collected by questionnaire which is self designed consisting (1) strongly
disagree to (2) agree (3) neutral (4) agree & (5) strongly agree. Questionnaire was included on 11
questions 4 questions were about stress, 3 questions were about job satisfaction and 4 questions
were about job performance. Population used in this study was banking sector employees of
Pakistan. Sample size was 150. Methodology used in this study was descriptive and inferential.
Descriptive statistics explained about minimum, maximum respond value of respondent it also
tells about mean value and dispersion of data by standard deviation value, histogram graphs and
frequency tables while inferential value explained about scatter plot, regression analysis and
correlation analysis in this study. Statistical analysis was conducted in this study on SPSS.
Demographic profile was analyzed by frequency tables which showed that 150 employees
respond in the data collection and male were dominating as 124 were male and 26 were female.
25-35 years employees were dominating from others who were involved in filling
questionnaires. 149 employees were doing primary job while only one employee was doing part
time job. The organizational level of 27 employees was local while 123 was doing job in
international organizations. Reliability analysis was also conducted for checking accuracy in
response and the value cronbach alpha of stress, job satisfaction & job performance was .778,
.763 & .922 respectively which is greater than .70 means response of all variable was reliable.
Histogram graph showed that in stress 37 employees in both gives response in between agree and
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strongly agree while in job satisfaction & job performance highest value of responding
employees was 47. Scatter plot in this study analyzed to check dispersion of data and result
showed that stress and job satisfaction have no relation with each other, stress and job
performance have negative relation while job performance and job satisfaction have positive
relation with each other. Correlation analysis showed that stress and job performance have
negative relation according to Pearson correlation value while job satisfaction and stress have
weak relation but job satisfaction and job performance have significantly positive relation.
Regression analysis predicts that stress and job satisfaction are not significant while job
satisfaction and job performance are significantly related. The regression equations for these
variables are 1. Job performance = 4.753 + -.168* (stress) 2. Job performance = 3.160 + .237*
(job satisfaction). The overall discussion shows that stress has negative impact on job
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Conclusion:
This study concludes that stress has negative impact on performance of banking employees. If
employees will in stress their level of performance will decreased. So independent variable is
negatively associated with job performance and if employees will in stress the satisfaction level
of employees will decrease due to which job performance of employees will also low. So from
level.
Organization should pay attention to employees for understanding exact reasons of stress.
Organizations should conduct training programs for employees for give them knowledge
How to manage stress is urgent need for employees so organization should keep in focus
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APPENDIX
TOPIC
Dear participant,
The aim of the following survey is to examine impact of stress on job performance. I, Humaira
Manzoor the student of Superior University and the survey have been conducted by me for my
thesis purpose. It will take only 10min to complete this survey. All the information provided by
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Name (optional)
1. Age
Less than 25 years
25 – 35 year
35 – 45 year
45 plus
2. Gender
Male
Female
3. Nature of your job
Primary job
Part time job
4. Organizational Level
Local
Multinational
5. Department
6. Designation
Please indicate how strongly you agree or disagree with each statement using the scale given
below. Please mark the appropriate answer.
Scale
Strongly Agree Agree Neutral Disagree Strongly Disagree
5 4 3 2 1
STRESS
1 Sometime I am unable to meet deadlines 5 4 3 2 1
due to number of tasks.
2 I have to perform too many tasks at one 5 4 3 2 1
time.
3 There is harmony within my team. 5 4 3 2 1
4 The clutches between my team members 5 4 3 2 1
often disturb me.
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JOB PERFORMANCE
1 I always complete job assignments on time. 5 4 3 2 1
2 My performance always meets expectation 5 4 3 2 1
of supervisor.
3 I consistently produce accurate work. 5 4 3 2 1
JOB SATISFACTION
1 I am always satisfied with apparent amount 5 4 3 2 1
of work I do.
2 I am satisfied with the way; the policies are 5 4 3 2 1
practicing in my organization.
3 I am satisfied with the amount of 5 4 3 2 1
responsibilities that is given to me.
4 I am satisfied with the amount of variety 5 4 3 2 1
that exists in job.
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www.google.com.pk
www.googlescholar.com
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