GENERAL

ENGINEERING
 MATHEMATICS
1. If y = cos x, then what is the maximum value of y?
a) 1
b) -1
c) π
d) 2π

2. What is the period of the trigonometric function given by f(x) = 2 sin(5 x)?
a) π / 5
b) 2 π / 5
c) 5 π
d) π

3. What is the amplitude of the function f(x) = -3cos(πx)?

a) 3
b) -3
c) π
d) 2

4. Which of the following functions has the greatest period?

a) f(x) = 20 sin(2x-π/2)
b) f(x) = - sin(πx)
c) f(x) = 2 sin(0.1 x)
d) f(x) = - sin(0.1 π x)

5. What is the range of the function f(x) = - 4 cos(2x - 3)?

a) (0 , 4)
b) [0 , 4]
c) (-4 , 4)
d) [-4 , 4]

6. What is the phase shift of the function f(x) = 7sin(2x - π / 3)?

a) π / 3
b) π / 6
c) - π / 6
d) - π / 3
7. What is the range of the function f(x) = - 6 cos(π x - π/2) + 2?
a) [-6 , 6]
b) [-4 , 8]
c) [0 , 8]
d) [-6 , 0]

8. What is the amplitude of f(x) = 4 sin(x) cos(x)?

a) 4
b) 3
c) 2
d) 1

9. What is the period of f(x) = 0.5 sin(x) cos(x)?

a) 0.5
b) 2 π
c) π / 2
d) π

10. What is the amplitude of f(x) = sin(x) + cos(x)?

a) √2
b) √2 / 2
c) 2 √2
d) 2

11. What is the solution of the equation 50x2 + 5(x-2)2 = -1, where x is a real valued variable?
a. -6.12 and -3.88 c. 7.55
b. -0.52 and 0.700 d. no solution

12. What are the roots of the cubic equation x3 – 8x -3 = 0?

a. x = -7.90, -3, -0.38 c. x = -3, -0.38, 2
b. x = -3, -2, 2 d. x = -2.62, -0.38, 3

13. Naperian logarithms have a base closest to which number?

a. 2.17 b 2.72 c. 3.14 d. 10.0
14. What is the natural logarithm of
a. 1/xy b. 2.718xy c. xy d. 2.718/xy

15. What is the value of (0.001)2/3?

a. Antilog (3/2 log 0.001) c. antilog (log 0.001*3/2)
b. 2/3 antilog (log 0.001) d. antilog (2/3 log 0.001)

16. The sum of the emf’s and potential differences around a closed loop equals zero is a
consequence of:
a. Newton’s third law
b. Ohm’s law
c. Newton’s second law
d. Conservation of energy
e. Conservation of charge

17. Determine the values of x1 and x2 that satisfy the following linear systems
3 x1 + 7 x2 = 2
2 x1 + 6 x2 = 4
a. 4 and -2 b. 2 and -4 c. -2 and 4 d. -4 and 2

18. Experimental data show that a body’s temperature declines exponentially in time

according to the expression T(t) = 50 (where 50 is a constant expressed in

°C and 0.04 is the cooling rate in min-1, and t is the cooling time expressed in minutes).
How long would it take the body to reach 25°C?
a. 12.4 min b. 15.6 min c. 16.5 min d. 17.3 min

19. At approximately what time between the hours of 12:00 noon and 1:00 pm would the
angle between the hour hand and the minute hand of a continuously driven clock be
exactly 180°?
a. 12:28 pm b. 12:30 pm c. 12:33 pm d. 12:37 pm

20. Water is pouring at a varying rate into a swimming pool that is initially empty. After t

hours, there are t + liters in the pool. At what rate is the water pouring into the pool
when t = 9h?
a. 1/6 L/h b. 1 L/h c. ½ L/h d. 7/6 L/h

21. What is the value of each interior angle of a regular pentagon?

 a. /5 b. 2 /5 c. /2 d. 3 /5

22. A cubical container that measures 2m on a side is tightly packed with eight balls and is
filled with water. All eight balls are the same size. What is the volume of water in the
container?
a. 0.38 m3 b. 2.5 m3 c. 3.8 m3 d. 4.2 m3

23. What is the radius of the circle defined by x2 + y2 - 4x + 8y = 7?

a. b. c.

d.

24. In finding the distance d between two points, which equation is the appropriate one to
use?

a. c.

b. d.

25. The equation y = a1 + a2x is an algebraic expression for which of the following?
a. a cosine expansion series c. a circle in polar form
b. projectile motion d. a straight line

26. Find the slope of the line defined by y - x = 5.

a. 5 + x b. -1/2 c. ¼ d. 1

27. Find the equation of the line with slope = 2 and y-intercept = -3
a. y = -3x + 2 c. y = 2/3 x + 1
b. y = 2x – 3 d. y = 2x + 3

28. Find the equation of the line that passes through the points (0,0) and (2,-2)
a. y = x c. y = -2x
b. y = -2x + 2 d. y = -x

29. What is the exponential form of the complex number 3 + 4i?

a. ei53.1° c. 5ei126.9°
 b. 5ei53.1° d. 7ei53.1°

30. If y = xx, then y' is given by

a. x ∙ xx-1 b. 1 + ln (x) c. xx (1+ln (x) ) d. 1 + xx ln(x)
 GEOMETRY
1. The equation y = a1 + a2x is an algebraic expression for which of the following?
a. a cosine expansion series c. a circle in polar form
b. projectile motion d. a straight line

2. Find the slope of the line defined by y - x = 5.

a. 5 + x b. -1/2 c. ¼ d. 1

3. Find the equation of the line with slope = 2 and y-intercept = -3

a. y = -3x + 2 c. y = 2/3 x + 1
b. y = 2x – 3 d. y = 2x + 3

4. Find the equation of the line that passes through the points (0,0) and (2,-2)
a. y = x c. y = -2x
b. y = -2x + 2 d. y = -x

5. What is the name for a vector that represents the sum of two vectors?
a. scalar c. tensor
b. resultant d. moment

6. What is the resultant R of the vectors F1, F2 and F3?

F1 = 4i + 7j + 6k
F2 =9i +2j + 11k
F3 = 5i + 3j - 8k
a. R = 18i + 6j + 9k c. R = 18i + 12j + 25k
b. R = -18i – 6j – 9k d. R = 2i

7. If sin a = x, what is sec a?

a. c.
b. d.

8. If the sine of angle A is given as K, what is the tangent of angle A?

f. hK/o
h
g. aK/h
o
h. ha/K
i. hK/a A
a

9. Which is true regarding the signs of the natural functions for angles between 90 and
180°?
a. The tangent is positive. c. The cosine is negative.
b. The cotangent is positive. d. The sine is negative.
 10. What is the inverse natural function of the cosecant?
a. secant c. cosine
b. sine d. tangent

11. What is the sum of squares of the sine and cosine of an angle?
a. 0 b. 1 c. d. 2

12. What is an equivalent expression for sin 2x?

a. ½ sin x cos x c. -2 sin x cos x
b. 2 sin x cos x/2 d. 2 sin x/ sec x

13. An arch of a bridge is semi elliptical with major axis horizontal. The base of the arch is
30 feet across and the highest past of the arch is 10 feet above the horizontal roadway.
Find the height of the arch 6ft from the center of the base.
a. b. c. d.

14. If the angles of a triangle are 42°, 73°, and 65°, which of the following would be an
exterior angle of the triangle.
a. 115°
b. 65°
c. 86°
d. 117°
e. None of these
15. To inscribe a circle in a triangle, which of the following must be constructed?
a. The perpendicular bisectors of two sides.
b. The bisectors of two angles.
c. The altitudes of the triangle.
d. The diameter of the circle.
e. None of these.
16. Write the equation of the circle with center at (−4, 3) passing through the origin.
a. 𝑥 − 4 ! + 𝑦 + 3 ! = 25
b. 𝑥 − 4 ! + 𝑦 + 3 ! = 16
c. 𝑥 + 4 ! + 𝑦 − 3 ! = 9
d. 𝑥 + 4 ! + 𝑦 − 3 ! = 25
e. 𝑥 + 4 ! + 𝑦 − 3 ! = 16
17. If a regular octagon has a side length of 6, what is the radius, to the nearest tenth, of the
 circle circumscribing the octagon?
a. 4.2
b. 7.8
c. 7.2
d. 6.0
e. 8.4
18. If 𝐴𝐶 = 12, 𝐷𝐸 = 8, 𝑎𝑛𝑑 𝐵𝐷 = 6, then 𝐴𝐷 =
a. 9
b. 4
c. 16
d. 3
e. Not enough information

19. Which of the following is not used in the construction of the perpendicular bisector of the
segment 𝐴𝐵?
a. A circle of radius 𝐴𝐵 with center 𝐴
b. A circle of radius 𝐴𝐵 with center 𝐵
c. The intersection points of the circles of radius 𝐴𝐵 with centers 𝐴 and 𝐵.
d. The midpoint of the segment 𝐴𝐵.
e. All of these are used.

20. In two similar right triangles, the lengths of the corresponding sides are in the ratio of 5:3.
If the larger triangle has a hypotenuse of length 17 and the length of the shortest side is 8,
what is the area of the smaller triangle?
a. 72
b. 40.8
c. 21.6
d. 36
e. None of these

21. Given the points 𝐴 2, 9 , 𝐵 −3, 1 and 𝐶(10,−2), Which of the following points could
be the fourth vertex of parallelogram 𝐴𝐵𝐶𝐷?
a. 8,−11
b. 5, 8
 c. 15, 6
d. (5,−6)
e. None of these.

22. Which of the following could be done to quadruple the volume of a right circular cone?
a. Quadrupling the height.
b. Quadrupling the radius.
c. Doubling the radius.
d. Quadrupling the height and doubling the radius.
e. Quadrupling the height or doubling the radius.

23. The Eiffel Tower is approximately 1,063 feet tall. A tourist whose eyes are 5 feet above
the ground observes the tower from 1000 feet away. To the nearest hundredth, what is the
angle of elevation from her eyes to the top of the tower?
a. 46.75°
b. 43.39°
c. 46.61°
d. 43.25°
e. 44.89°

24. A chord AB of a circle of radius 5.25 cm makes an angle of 600600 at the center of the
circle. Find the area of the major segment.
a. 168 cm2
b. 100 cm2
c. 84 cm2
d. 70 cm2

25. How many tiles whose length and breadth are 12 cm and 5 cm respectively will be
needed to fit in a rectangular region whose length and breadth are respectively 144 cm
and 100 cm:
a. 160
b. 240
c. 320
d. 450
 26. The perimeter of an equilateral
Find its height.
a. 63 metres
b. 55 metres
c. 40 metres
d. 36 metres

27. Four equal sized maximum circular plates are cut off from a square paper sheet of area
784 cm2. The circumference of each plate is:
a. 22 cm
b. 44 cm
c. 66 cm
d. 88 cm

28. Surface area of hollow cylinder with radius ‘r’ and height ‘h’ is measured by
a. 2πr - h
b. 2πr + h
c. πrh
d. 2πrh

29. If radius of a circle is increased by 30% then its area is increased by

a. 40%
b. 69%
c. 70%
d. 50%

30. Angles greater than 0° and less than 90° are called
a. reflective angles
b. obtuse angles
c. acute angles
d. right angles
 CALCULUS

1) Find

a) -2 b) -1 c) 0 d) 1

2) Find

a) 1/2 b) 1/3 c) 1/4 d) 0

3) Find at .
a) 3 In 4 b) 4 In 3 c) 0 d) 1

4) A box is to be made from a sheet of cardboard that measures 12” x 12”. The construction will
be achieved by cutting a square from each corner of the sheet and then folding up the sides.
What is the box of greatest volume that can be constructed in this fashion?
a) 100 cubic inches
b) 120 cubic inches
c) 128 cubic inches
d) 150 cubic inches

5) A cost C of a product is a function of the quantity x of the product;

. Find the quantity

for which the cost is minimum.
a) 1,000
b) 2,000
c) 3,000
d) 4,000

6) Find .

a)
 b)

c)

d)

7) Calculate the volume of the right circular cone with base a disc of radius 3 and height 6.
a) 12 pi
b) 14 pi
c) 16 pi
d) 18 pi

8) What is the degree of the differential equation

a) 0
b) 1
c) 2
d) not defined

9) The differential equation

a) Order one, degree two and non-linear

b) Order one, degree one and non-linear
c) Order two, degree one and linear
d) Order two, degree two and non-linear

10) Solve

a)
 b)

c)

d)

11. Solve .

a)

b)

c)

d)

12. Solve the differential equation

a)

b)

c)

d)

13. A population grows at the rate of 5% per year. How long does it take for the population to
double?
a) 20 log 2 years
b) 30 log 2 years
 c) 40 log 2 years
d) 20 years

14. The slope of the tangent at a point P(x, y) on a curve is x/y . If the curve passes through the
point (3, -4), find the equation of the curve.

a)

b)

c)

d)

d2 y
Differential equation of the form : = ƒ  x
15. dx2

a)

b)

c)

d)

16. Differentiate

a)

b)

17. is given by
a)

b)

c)

d)
18. What is when the order of integration is reversed?
a)

b)

c)

d)

19. If T(x,y) degrees is the temperature at any point (x,y) of the circular disk bounded by the
circle and , the
temperature on the hottest point is
a) degrees
b) degrees
c) degrees

d) degrees

20. An object falls from rest in a medium offering a resistance. The velocity of the object before
the object reaches the ground is given by the differential equation dV/dt + V/10 = 32 ft/se
What is the velocity of the object one second after it falls?
a) 40.54
b) 38.65
c) 30.45
d) 34.12
21. In a tank are 100 liters of brine containing 50 kg. total of dissolved salt. Pure water is allowed
to run into the tank at the rate of 3 liters a minute. Brine runs out of the tank at the rate of 2
liters a minute. The instantaneous concentration in the tank is kept uniform by stirring. How
much salt is in the tank at the end of one hour?
a) 15.45 kg.
b) 19.53 kg.
c) 12.62 kg.
d) 20.62 kg.

22. A tank initially holds 100 gallons of salt solution in which 50 lbs of salt has been dissolve A
pipe fills the tank with brine at the rate of 3 gpm, containing 2 lbs of dissolved salt per
gallon. Assuming that the mixture is kept uniform by stirring, a drain pipe draws out of the
tank the mixture at 2 gpm. Find the amount of salt in the tank at the end of 30 minutes.
a) 171.24 lbs
b) 124.11 lbs
c) 143.25 lbs
d) 105.12 lbs
23. Given the matrix equation, solve for x and y.

a) -4, 6
b) -4, 2
c) -41 -2
d) -4, -6

24. If matrix

a) 8
b) 1
c) -4
d) 0

25. Simplify the expression i^1997 + i^1999, where i is an imaginary number.

a) 0
b) –i
c) 1 + i
d) 1 – i

26. Simplify: i^29 + i^21 + i

a) 3i
b) 1 – i
 c) 1 + i
d) 2i

27. Write in the form a + bi the expression i^3217 – i^427 + i^18

a) 2i +1
b) –i +1
c) 2i – 1
d) 1 + i

28. The expression 3 + 4i is a complex number. Compute its absolute value.

a) 4
b) 5
c) 6
d) 7

29. Write the polar form of the vector 3 + j4.

a) 6 cis 53.1°
b) 10 cis 53.1°
c) 5 cis 53.1°
d) 8 cis 53.1°

30. What is 4i cube times 2i square?

a) -8i
b) 8i
c) -8
d) -8i^2
e) MECHANICS
For numbers 1-2. The 1250-kg car as illustrated on the right is in equilibrium in the position shown. It
is supported by the hoist A and winch C. Answer the following:
2. What is the tension in cable AB, in N?
a. 15,836 N
b. 642 N
c. 6,300 N
d. 11,272 N
3. What is the tension in cable BC?
a. 6,200 lbs
b. 15,836 N
c. 11,272 N
d. 6,300 N

For numbers 3-4. A coplanar force system is composed of two forces – P acting ɑ cloclwise from +x
– axis and 200N acting S of E at a slope of 5 vertical to 12 horizontal.
4. Determine P and ɑ if the resultant is 500N to the right along the x-axis
a. P = 342.63 N, ɑ = 13.71°
b. P = 490.68 N, ɑ = 76.4°
c. P = 480.86 N, ɑ = 76.4°
d. P = 324.63 N, ɑ = 13.71°
5. Determine P and ɑ if the resultant is 500N upward to the right with a slope of 3 horizontal to 4
vertical
a. P = 342.63 N, ɑ = 13.71°
b. P = 490.68 N, ɑ = 76.4°
c. P = 480.86 N, ɑ = 76.4°
d. P = 324.63 N, ɑ = 13.71°

6. The principle that states that the moment of a force about a point is equivalent to the sum of the
moments of the force’s components about the point is,
a. Principle of Transmissibility
b. Principle of Equivalent Moments
c. Varignon’s Theorem
d. Equivalent Couples Theorem

7. Which of the following statements is TRUE?

a. All members in a frame and machines are multi-force members.
b. If a support prevents translation along a certain direction, a force reaction is to developed
perpendicular to that direction.
c. If a support prevents rotation, a reaction moment is developed.
d. All members in a truss are three-force members.

8. Which of the following statements is/are FALSE about the relationship between the shear and
bending moment in a beam?
a. The slope of the moment diagram is equal to the shear.
b. The change in shear from one point to the next is equal to the area under the bending
moment diagram.
c. The area under the shear diagram is equal to the change in bending moment.
d. Both A and C

For numbers 8-9. Consider the bean loaded as shown on the right,
9. What is the value of the reaction at B (in lb)?
a. 585
b. 70
c. 65
d. 110
10. What is the value of the reaction at A (in lb)?
a. 85
b. 25
c. 70
d. 110
11. What is the shear equation as a function of x in segment AB of the beam?
a.

b.

c.

d.

12. A 6” x 12” Katmon beam has a span of 4m. Determine the maximum concentrated load (kN)
applied at the center of span if the beam is to be designed only to resist bending stress? Use σ bending
= 1225 psi.
a. 88.2 kips
b. 176.4 kips
c. 117.6 kips
d. None of the above

13. The concrete cylinder C has a cross-sectional area of 9,000 mm 2. A pressure measuring device
indicates an average pressure between C and the foundation of 3.5 MPa. Contact with the
horizontal member E is made through a ball and a steel cap on C. The axial stresses in rods A and
B are 85 and 110 MPa T, respectively. Determine the cross-sectional areas of A and B.
a. A = 638.47 mm2 ; B = 1112.73 mm2
b. A = 836.47 mm2 ; B = 1112.73 mm2
c. A = 638.47 mm2 ; B = 800.34 mm2
d. A = 836.47 mm2 ; B = 600.73 mm2

14. A vertical shaft is supported by a thrust collar and bearing plate. Determine the maximum axial
load that can be applied to the shaft if the average punching shear stress in the collar and the
average bearing stress between the collar and the plate are limited to 75 and 100 MPa,
respectively
a. 565.49 kN
b. 848.23 kN
c. 1130.97 kN
d. 1272.35 kN

For numbers 14-15. A simply supported beam 4 m long has the cross section shown. It carries a
uniformly distributed load of 20 kN/m over the middle half of the span. 

15. The maximum stress developed in the wood

a. 3.152 MPa
b. 13.40 MPa
c. 35.00 MPa
d. 47.279 MPa
16. The maximum stress developed in the steel
a. 3.152 MPa
b. 13.40 MPa
c. 35.00 MPa
d. 47.279 MPa

17. Two wooden members of 90 x 140 mm uniform rectangular cross-section are joined by the
simple glued scarf splice shown. Knowing that the maximum allowable shearing stress in the
glued splice is 520 kPa, determine the largest axial load P that can be safely applied.
a. 6,552 N
b. 6,972.49 N
c. 19,156.77 N
d. 20,386.21N
18. A torque of 600 N·m is applied to the rectangular section shown. Determine the wall thickness t
so as not to exceed a shear stress of 80 MPa. What is the shear stress in the short sides? Neglect
stress concentration at the corners.

a. 1.5625 mm
b. 0.15625 mm
c. 0.0015625 mm
d. 0.015625 mm

For numbers 18-20. A compound shaft consisting of a steel segment and an aluminum segment is
acted upon by two torques as shown. The subject undergo to the following conditions: τst ≤ 83
MPa, τal ≤ 55 MPa, and the angle of rotation of the free end is limited to 6°. For steel, G = 83 GPa and
for aluminum, G = 28 GPa.

19. Determine the maximum shear stress in the aluminum tube.

a. 532.67 Nm
b. 583.05 Nm
c. 679.04 Nm
d. 691.15 Nm
e. 705.10 Nm
20. Determine the maximum shear stress in the steel.
a. 532.67 Nm
b. 583.05 Nm
c. 679.04 Nm
d. 691.15 Nm
e. 705.10 Nm
21. Determine the maximum permissible value of T. 
a. 532.67 Nm
b. 583.05 Nm
c. 679.04 Nm
d. 691.15 Nm
e. 705.10 Nm

For numbers 21-23. A bullet is fired at an initial velocity of 150 m/s and an angle of 56° at the top of
a 120 m tall building. Neglecting air resistance, determine the following:
22. Determine the time it would take for the ball to hit the ground on the hill.
a. 26.28 s
b. 12.98 s
c. 52.69 s
d. 42.89 s
23. Determine the maximum height H above the level ground that can be reached by the bullet.
a. 177.72 m
b. 728.81 m
c. 908.19 m
d. 976.40 m
24. What is the speed of the ball just before it hits the ground?
a. 153.55 m/s
b. 155.00 m/s
c. 157.66 m/s
d. 161.34 m/s

For numbers 24-27. A 0.2-kg ball A hits a 0.5-kg block B as shown. Block B then slides along a
horizontal plane with a coefficient of kinetic friction of μ k = 0.2. The coefficient of restitution
between the ball and the block is e = 0.8.
25. What is the speed of block B just after the collision?
a. 3 m/s
b. 1.429 m/s
c. 2.571 m/s
d. 2.857 m/s
26. What is the speed of ball A just after collision?
a. 8.777 m/s
b. 8.660 m/s
c. 1.429 m/s
d. 2.857 m/s
27. Determine the maximum distance d block B would reach before it stops.
a. 2.325 m
b. 4.289 m
c. 5.278 m
d. 1.686 m
28. Determine the time it would take for B to come to rest after the collision.
a. 2.346 s
b. 1.311 s
c. 1.286 s
d. 2.448 s

For numbers 28-30. A pulley is accelerated uniformly from rest at a rate of 8 rad/s 2. After 20 s the
acceleration stops and the pulley runs at constant speed for 2 min, and then the pulley comes
uniformly to rest after a further 40 s.

29. Determine the angular velocity after the period of acceleration.

a. 160 rad/s
b. 170 rad/s
c. 180 rad/s
d. 190 rad/s
30. Determine the deceleration.
a. 2.5 rad/s2
b. 3 rad/s2
c. 3.5 rad/s2
d. 4 rad/s2
 ENGINEERING ECONOMY
1. A nominal interest of 3% compounded continuously is given on the account. What is the
accumulated amount of P10,000 after 10 years?
P13,620.10 P13,500.10 P13,650.20 P13,498.60

2. Oligopoly exists when there is/are:

a. Few seller and few buyers
b. Few sellers and many buyers
c. Many sellers and few buyers
d. One seller and few buyers

3. What refers to an imaginary cost representing what will not be received if a particular
strategy is rejected?
a. Opportunity cost
b. Ghost cost
c. Horizon cost
d. Null cost

4. A uniform series of payment occurring at equal interval of time is called _____ :

a. Annuity
b. Amortization
c. Depreciation
d. Bond

5. What is not essential element of an ordinary annuity?

a. The amount of all payments is equal
b. The payments are made at equal interval of time
c. The first payment is made at the beginning of the first period
d. Compound interest is paid on all amounts in the annuity

6. What refers to the present worth of all amounts the bondholders will receive through his
possession of the bond?
a. Par value of bond
b. Face value of bond
c. Redeemed value of bond
d. Value of bond

7. In what method of computing depreciation where it assumes that the loss in value is
directly proportional to the age of the equipment or asset?
a. Straight line method
b. Sinking fund method
c. Sum-of-years digit method
d. Declining balance method

8. A small manufacturer of a car accessory has fixed costs of P5M per year, and its
maximum output capacity is 100,000 unit per year. The variable cost is P 1,000 per unit
and the product sells for P 1,800 per unit. What is the economic breakeven for the
company?
a. 4,750
b. 5,000
c. 6,250
d. 7,050

9. How long will it take to double your money if interest is earned at a compounded rate of
0.75% per month?
 a. 7 years
b. 7.73 years
c. 7.75 years
d. 8 years

10. P 500,000 is deposited at a rate of 11.25% compounded monthly, determine the

compounded interest after 7 years and 9 months?
a. P 660,550
b. P 670,650
c. P 680,750
d. P 690,850

11. A newly established energy enhancing drug company is deciding between two pill-
forming machines described below:
Nano Dyno
First Cost, P 7,200,000 4,500,000
Salvage Value, P 1,080,000 900,000
Annual Net Cash Flow, P 1,200,000 1,000,000
Life, years 6 6
Using straight-line method of depreciation, an effective tax rate of 30%, and an after tax
return of 20%, the amount of taxes to be paid for the first year for the Nano machine is
closest to _____.
a. P 80,000
b. P 106,000
c. P 212,000
d. P 54,000

12. A man invested P110,000 for 31 days. The net interest after deducting 20% withholding
tax is P890.36. Find the rate of return annually.
a. 11.50 %
b. 11.75 %
c. 11.95 %
d. 12.32 %

13. Mr. Jun Ramos was granted a loan of P20,000 by his employer Excel First Review and
Training Center, In with an interest of 6% for 180 days on the principal collected in
advance. The corporation would accept a promissory note for P20,000 non-interest for
180 days. If discounted at once, find the proceeds of the note.
a. P18,000
b. P18,900
c. P19,000
d. P19,100

14. Miss Evilla borrowed money from a bank. She receives from the bank P1,340.00 and
promised to pay P1,500.00 at the end of 9 months. Determine the corresponding discount
rate or often referred to as the “banker’s discount”.

a. 13.15 %
b. 13.32 %
c. 13.46 %
d. 13.73 %
15. The exact simple interest of P5,000 invested from June 21, 1995 to December 25, 1995 is
P100. What is the rate of interest?
a. 3.90 %
b. 3.92 %
c. 3.95 %
d. 3.98 %

16. What is the ordinary interest on P1,500.50 for 182 days at 5.2%?
a. P39.01
b. P39.82
c. P39.45
d. P39.99

17. A loan for P50,000 is to be paid in 3 years at the amount of P65,000. What is the
effective rate of money?
a. 9.01 %
b. 9.14 %
c. 9.31 %
d. 9.41 %
18. What is the effective rate corresponding to 18% compounded daily? Take 1 year is equal
to 360 days.
a. 19.61 %
b. 19.44 %
c. 19.31 %
d. 19.72 %
19. What rate of interest compounded annually is the same as the rate of interest of 8%
compounded quarterly?
a. 8.07 %
b. 8.12 %
c. 8.16 %
d. 8.24 %
20. Which of these gives the lowest effective rate of interest?
a. 12.35 % compounded annually
b. 11.90 % compounded annually
c. 12.20 % compounded annually
d. 11.60 % compounded annually
21. An amount of P1,000 becomes P1,608.44 after 4 years compounded bimonthly. Find the
nominal interest.
a. 11.89 %
b. 12.00 %
c. 12.08 %
d. 12.32 %
22. How long will it take money to double itself if invested at 5% compounded annually?
a. 13.7 years
b. 14.7 years
c. 14.2 years
d. 15.3 years

23. By the condition of a will, the sum of P20,000 is left to a girl to be held in trust fund by
her guardian until it amounts to P50,000. When will the girl receive the money if fund
invested at 8% compounded quarterly?
a. 11.23 years
b. 11.46 years
c. 11.57 years
 d. 11.87 years
24. A sum of P1,000 is invested now and left for eight years, at which time the principal is
withdrawn. The interest has accrued is left for another eight years. If the effective annual
interest rate is 5%, what will be the withdrawal amount at the end of the 16th year?
a. P693.12
b. P700.12
c. P702.15
d. P705.42
25. Mandarin Bank advertises 9.5% account that yields 9.84% annually. Find how often the
interest is compounde
a. Monthly
b. Bimonthly
c. Quarterly
d. Annually
26. A student plans to deposit P1,500 in the bank now and another P3,000 for the next 2
years. If he plans to withdraw P5,000 three years from after his last deposit for the
purpose of buying shoes, what will be the amount of money left in the bank after one year
of his withdrawal? Effective annual interest rate is 10%.
a. P1,549.64
b. P1,459.64
c. P1,345.98
d. P1,945.64
27. You borrow P3,500.00 for one year from a friend at an interest rate of 1.5% per month
instead of taking a loan from a bank at a rate of 18% per year. How much lesser you will
pay by borrowing the money from the bank?
a. P 62.44
b. P44.55
c. P54.66
d. P37.56
28. What is the present worth of two P 100 payments at the end of the third year and fourth
year? The annual interest rate is 8%.
a. P 150.56
b. P 152.88
c. P 153.89
d. P 151.09
29. A firm borrows P2,000 for 6 years at 8%. At the end of 6 years, it renews the loan for the
amount due plus P2,000 more for 2 years at 8%. What is the lump sum due?
a. P 3,260.34
b. P 3,280.34
c. P 3,270.34
d. P 3,250.34
30. In year zero, you invest P 10,000.00 in a 15% security for 5 years. During that time, the
average annual inflation is 6%. How much in terms of year zero pesos will be in the
account at maturity?
a. P 15,030.03
b. P 20,113.57
c. P 18,289.05
d. P 16,892.34