Personalised proposal for securing your retirement goals

with

Hi ABC XYZ,
Congratulations on taking the first step towards
securing your retirement through a plan designed
to give you a lifelong guaranteed income

Please go through the details of your quote and

contact your advisor who will assist you to
purchase this plan.
 Snapshot of your plan

You pay ABC XYZ

Yearly premium ` 2,00,000/- 60 years / Male
for 10 years.
Loyalty Benefit: No

Annuity starts

Age 60 70 72 Years

You get:

A Lifelong guaranteed income of ` 20,00,000/- *

` 1,58,475/- every year starting returned to your nominee in
from Jun 2034 as long as case of the unfortunate demise of both
you or your Wife are alive you and your Wife

*Total premiums paid excluding taxes

Benefit Benefit amount

Lifelong guaranteed income ` 1,58,475/-

per year

Total premium paid ` 20,00,000/-

The dates and ages mentioned in the illustration throughout the document are only indicative.
Tax benefits as per prevailing tax laws.
 Detailed break-up of premium amount

Instalment Applicable Total Tax benefit

Premium taxes amount under

Instalment Premium
` 2,00,000/- ` 9,001/- ` 2,09,001/- Section 80C
for 1st year

Instalment Premium
` 2,00,000/- ` 4,501/- ` 2,04,501/- Section 80C
from 2nd year onwards

Why choose us:

5.68 Cr ` 1.73 Lakh Cr

Lives covered as on Benefits paid till
Mar 31, 2021 Mar 31, 2021

` 2.14 Lakh Cr
24 hrs claim settlement
Assets under management as on
Quick claim settlement
Mar 31, 2021
process available
Tax Saving
Get tax benefits on
premium paid

ICICI Prudential Life Insurance Company. IRDAI Regn No. 105. CIN:L66010MH2000PLC127837.

ICICI Prudential Life Insurance Company Limited. Registered Address:1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400025. ICICI Pru Guaranteed
Pension Plan Flexi UIN: 105N187V02. For more details on the risk factors, term & conditions please read the policy document. COMP/DOC/Mar/2022/213/7695.
 Benefit Illustration Of ICICI Pru Guaranteed Pension Plan
Flexi

A Non-Linked Non-Participating Individual Deferred Annuity Plan

Prepared for Mr. ABC XYZ
Proposer/ Policyholder : Mr. ABC XYZ Name of the Product : ICICI Pru Guaranteed Pension
Plan Flexi
Age of the Policyholder : 01-Jan-1962 (60 years) Tag Line : A Non-Linked Non-Participating
Individual Deferred Annuity Plan
Gender of the Policyholder : MALE Unique Identification No. : 105N187V02
Primary Annuitant : Mr. ABC XYZ Applicable Tax for Year 1 : 4.5%
Age of Primary Annuitant : 01-Jan-1962 (60 years) Applicable Tax For Year 2 : 2.25%
Onwards
Gender of the Primary Annuitant : MALE Sales Channel : CA, Brokers & Others
Secondary Annuitant : Ms. ABC
Age of Secondary Annuitant : 01-Jan-1977 (45 years)
Gender of the Secondary Annuitant : Female
Relationship of Secondary annuitant : Wife
with the Primary Annuitant
Amount of Instalment Premium : Rs. 200,000/- Loyalty Booster : No
(without GST and cesses, if any)
Frequency of Premium Payment : Yearly
Premium Payment Term : 10 Years
Deferment Period (from policy : 11 Years
inception)

This benefit illustration is intended to show year-wise premiums payable and benefits under the policy

Policy Details
Policy Option (Plan option selected Joint Life With Return of Premium Annuity as per frequency chosen by you : Rs. 158,475
by You) :
Guaranteed Additions (GA) option GA I Frequency of annuity payments : Yearly
chosen by You :
Annuity payable in a year : Rs. 158,475

Premium Summary
Base Plan Riders Total Instalment Premium
Instalment Premium without GST and Cesses, if any 200,000 - 200,000
Instalment Premium with first year GST and Cesses, if any 209,001 - 209,001
Instalment Premium with GST and Cesses, if any from 2nd year 204,501 - 204,501
onwards

Benefit Details
Policy Year Age of the Primary Annualized Guaranteed Benefits Non-Guaranteed Surrender Value
Annuitant at Premium (Rs.) Benefits payable
beginning of policy
year
Annuity payments Accrued Death Minimum Special Surrender
(Rs.) Guaranteed Benefit(Benefit Guaranteed Value (Rs.)
Additions (Rs.) amount payable Surrender Value
on death of last (Rs.)
surviving
Annuitant) (Rs.)
1 60 200,000 0 158,475 358,475 0 0 0
2 61 200,000 0 316,950 716,950 120,000 165,664 165,664
3 62 200,000 0 475,425 1,075,425 210,000 271,407 271,407
4 63 200,000 0 633,900 1,433,900 400,000 395,156 400,000
5 64 200,000 0 792,375 1,792,375 500,000 539,486 539,486
6 65 200,000 0 950,850 2,150,850 600,000 706,972 706,972
7 66 200,000 0 1,109,325 2,509,325 700,000 900,819 900,819
8 67 200,000 0 1,267,800 2,867,800 1,008,000 1,124,233 1,124,233
9 68 200,000 0 1,426,275 3,226,275 1,386,000 1,381,260 1,386,000
10 69 200,000 0 1,584,750 3,584,750 1,800,000 1,676,086 1,800,000
11 70 0 0 1,743,225 3,743,225 1,800,000 1,751,579 1,800,000
12 71 0 158,475 1,743,225 3,743,225 0 1,752,701 1,752,701
13 72 0 158,475 1,743,225 3,584,750 0 1,754,423 1,754,423
14 73 0 158,475 1,743,225 3,426,275 0 1,755,560 1,755,560
15 74 0 158,475 1,743,225 3,267,800 0 1,757,897 1,757,897
16 75 0 158,475 1,743,225 3,109,325 0 1,759,450 1,759,450
17 76 0 158,475 1,743,225 2,950,850 0 1,760,418 1,760,418
18 77 0 158,475 1,743,225 2,792,375 0 1,762,585 1,762,585
19 78 0 158,475 1,743,225 2,633,900 0 1,764,368 1,764,368
20 79 0 158,475 1,743,225 2,475,425 0 1,767,151 1,767,151
21 80 0 158,475 1,743,225 2,316,950 0 1,768,165 1,768,165
22 81 0 158,475 1,743,225 2,158,475 0 1,770,178 1,770,178
 23 82 0 158,475 1,743,225 2,000,000 0 1,773,592 1,773,592
24 83 0 158,475 1,743,225 2,000,000 0 1,775,236 1,775,236
25 84 0 158,475 1,743,225 2,000,000 0 1,778,080 1,778,080
26 85 0 158,475 1,743,225 2,000,000 0 1,780,539 1,780,539
27 86 0 158,475 1,743,225 2,000,000 0 1,784,398 1,784,398
28 87 0 158,475 1,743,225 2,000,000 0 1,786,288 1,786,288
29 88 0 158,475 1,743,225 2,000,000 0 1,789,578 1,789,578
30 89 0 158,475 1,743,225 2,000,000 0 1,792,483 1,792,483
31 90 0 158,475 1,743,225 2,000,000 0 1,796,588 1,796,588
32 91 0 158,475 1,743,225 2,000,000 0 1,800,308 1,800,308
33 92 0 158,475 1,743,225 2,000,000 0 1,803,444 1,803,444
34 93 0 158,475 1,743,225 2,000,000 0 1,805,794 1,805,794
35 94 0 158,475 1,743,225 2,000,000 0 1,809,345 1,809,345
36 95 0 158,475 1,743,225 2,000,000 0 1,813,496 1,813,496
37 96 0 158,475 1,743,225 2,000,000 0 1,816,662 1,816,662
38 97 0 158,475 1,743,225 2,000,000 0 1,820,428 1,820,428
39 98 0 158,475 1,743,225 2,000,000 0 1,822,809 1,822,809
40 99 0 158,475 1,743,225 2,000,000 0 1,827,175 1,827,175
41 100 0 158,475 1,743,225 2,000,000 0 1,829,756 1,829,756

Annuity will be payable for as long as either of the Annuitants are alive.

Note: Annualised Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any,
Goods and Service Tax and Cesses, if any.

Example to understand when your Annuity will start:

If your last annual premium is paid on Jan 15, 2031, and your deferment period ends on Jan 15, 2032, then Annuity is payable from -
• For Annual mode: Jan 15, 2033 • For Half-yearly mode: July 15, 2032 • For Quarterly mode: April 15, 2032 • For Monthly mode: Feb 15, 2032
These pay-out dates are indicative.

Important points to note:

The surrender values and Death Benefit (benefit amount payable on death of the Annuitant) mentioned above are illustrated assuming that the event
occurs at the end of the year and before the payment of annuity due at the end of the respective year.
Please refer to your sales brochure and policy document for more details.

I, __________________________________, have explained I, ______________________________, having received the

the premiums, and benefits under the product fully to the information with respect to the above, have understood the
prospect / policyholder. above statement before entering into the contract.

Place: Place:
Date: Signature of Agent / Intermediary / Official Date: Signature of Prospect / Policyholder

ICICI Prudential Life Insurance Company Limited.

1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400025
Email: lifeline@iciciprulife.com
www.iciciprulife.com