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General Math DLL

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Republic of the Philippines

Department of Education
Region II – Cagayan Valley
Schools Division of Nueva Vizcaya
KASIBU NATIONAL AGRICULTURAL SCHOOL

School KASIBU NATIONAL AGRICULTURAL Grade Level & Quarter 11/ QUARTER 2
SCHOOL
DAILY LESSON LOG
Teacher FLORY ANN B. LAGABAN SHS Track TVL
(SENIOR HIGH SCHOOL)
Inclusive Dates NOVEMBER 19-22, 2022 Learning Area General Mathematics
Scheduled Time 10:30 AM-11:30AM; 1:30PM-2:30PM

Day 1 Day 2 Day 3 Day 4


I. Objectives

A. Content Standards: The learner demonstrates understanding of key concepts of simple and compound interests, and simple and general
annuities.
B. Performance Standards: The learner is able to investigate, analyze and solve problems involving simple and compound interests and simple
and general annuities using appropriate business and financial instruments.
C. Learning The learner… The learner… The learner… The learner…
Competencies/Objectives:
Write the LC Code for each illustrates simple and distinguishes between computes interest, maturity computes interest, maturity
compound interest. simple and compound value, future value, and value, future value, and
(M11GM-IIa-1) interests. (M11GM-IIa-2) present value in simple present value in simple
interest and compound interest and compound
interest environment. interest environment.
(M11GM-IIa-b-1) (M11GM-IIa-b-1)
II. CONTENT Simple and Compound Simple and Compound Simple and Compound Simple and Compound
Interest Interest Interest Interest
III. LEARNING RESOURCES
A. References
1. Teacher’s Guide Pages
2. Learner’s Materials Pages Learning Activity Sheets in Learning Activity Sheets Learning Activity Sheets in Learning Activity Sheets in
General Mathematics in General Mathematics General Mathematics pages General Mathematics pages
pages 1-4. pages 8-14. 15-16. 17-18.
3. Textbook Pages
4. Additional Materials from
Learning Resource (LR)
Address: Pudi, Kasibu, Nueva Vizcaya
Mobile No: 09171268719
Email: knasdeped300631@gmail.com
Republic of the Philippines
Department of Education
Region II – Cagayan Valley
Schools Division of Nueva Vizcaya
KASIBU NATIONAL AGRICULTURAL SCHOOL

portal
B. Other Learning Resources
IV. PROCEDURES
A. Reviewing Previous Lesson Activity 1: BLAST from the Compare simple and How can we distinguish How do we solve for the future
or Presenting the New PAST compound interest. between simple and value of simple and compound
Lesson Directions: Answer the compound interest? interest?
following questions:
1. What is the equivalent
of 30% in decimal form? 2.
What is the equivalent of
the decimal number 0.125
into percent?
3. What percent of 24 is
12?
4. How do we convert a
percent to decimal?
5. How do we convert a
decimal to percent?
B. Establishing a Purpose for Present the objectives of Present the objectives of Present the objectives of the Present the objective of the
the Lesson the learning session. the session. session. learning session.
C. Presenting What comes to your mind Activity 1: Check my Present formulas on the What if you are tasked to find
Examples/Instances of the when you hear the word Understanding following: for the present value of a
Lesson interest? 1. Simple Interest compound interest problem.
Directions: Determine 2. Future value of How will you solve it?
Interest is the cost of whether each problem simple interest.
borrowing money where involve simple interest or 3. Compound Interest P=F/(1+r)t= F(1+r)-t
the borrower pays a fee to compound interest. 4. Future value of Where:
the lender for the money Compound Interest. P- Principal or present value
borrowed. It is usually 1. Mr. Edo invested F- Maturity (future) value at
expressed as a percentage Php 30, 000 to an the end of the term
either simple or account that pays r- interest rate
compounded. 4% annually. How t-term of time, in years
much is the amount
interest at the end of
Address: Pudi, Kasibu, Nueva Vizcaya
Mobile No: 09171268719
Email: knasdeped300631@gmail.com
Republic of the Philippines
Department of Education
Region II – Cagayan Valley
Schools Division of Nueva Vizcaya
KASIBU NATIONAL AGRICULTURAL SCHOOL

the year?
2. What is the interests
of Php 30,000 if
invested at 4%
compounded
annually in 2 years?
D. Discussing New Concepts Present table of What is your answer for Example 1. Find the Example 3. Find the present
and Practicing New Skills computation of simple number and number 2? interest and maturity value value of php 70,000 due in 5
#1 interest and compound Why do you think so? if Sara deposits php 20,000 years at 10% compounded
interest. (LAS in General at a bank for 3 years at an annually?
Mathematics pages 2 and interest rate of 4% per year.
3)

Questions: What can you


observe from the table
presented? Can you see
the difference on the
computation of simple and
compound interest?
E. Discussing New Concepts Simple interest is an Simple interest is Example 2: Find the Maturity value, Compounding
and Practicing New Skills interest that is computed computed using the maturity value and m times a year
#2 on principal and then formula: compound interest if php
added to it. On the other Is=Prt 30,000 is invested at 3% Find the maturity value and
hand, in the compound compounded annually for 6 interest if php 15,000 is
interest the interest is Compound interest is years. deposited in the bank at 3%
computed on the principal computed using the compounded quarterly for 5
and also on the formula: years.
accumulated past Ic= A-P where
interests. A=P(1+r/k)kt
F. Developing Mastery The learners shall solve for Compute for the Board Work: Board Work: Find the present
(Leads to Formative the simple and compound following: Ian is investing php 14,000 value if php 50,000 due in 5
Assessment 3) interest of the table What is the interest rate for 2 years. The interest years if money is invested at
presented if t=5. being charge if Mario rate is 5%.How much 9% compounded semi-
applies a loan interest will Ian earn after 2 annually.
Address: Pudi, Kasibu, Nueva Vizcaya
Mobile No: 09171268719
Email: knasdeped300631@gmail.com
Republic of the Philippines
Department of Education
Region II – Cagayan Valley
Schools Division of Nueva Vizcaya
KASIBU NATIONAL AGRICULTURAL SCHOOL

amounting to php years?


60,000.00 and pays
interest of php 9,000.00
in 3 years?

1. What kind of interest


was applied, simple
or compound?
2. What does your
answer implies?
G. Finding Practical Can you give examples What do you think is the What is importance about What is the relevance of
Applications of Concepts where interest is usually importance of learning computing the future value learning our topic for today?
and Skills in Daily Living computed? about simple and of simple and compound
compound interest? interest?
H.Making Generalizations and Compare simple from How can you How do we solve for the Compare the present value vs
Abstractions about the compound interest from differentiate between future value of simple and future value.
Lesson the table presented. simple and compound compound interest?
interest?
I. Evaluating Learning Activity 3: Dig Deeper Directions: Identify the Exercise 4. Directions: Solve the following
Directions: Analyze and type of interest to be Solve the following problems.
illustrate the given used per item then problems completely. (5
situation using the table compute. points each) 1. Calculate the present value
provided and answer the of php 100,000 payable in 25
questions that follow. 1. What is the intrest of 1. Lorraine wants to lend years at 2.4% interest
php 38,000.00 if the php 200,000 to Marie at compounded monthly.
1. Suppose you want to invested at 4% the simple interest rate 2. In order to have php
invest php 10, 000.00 compounded of 10% for 2 years and 2,000,000 in the bank account
in the bank for 6 years. annually in 2 years? the same amount to after 20 years. How much
The Land bank of the 2. What is the interest James at 10% would a person have invest if
Philippines (LBP) offers rate is being charge compounded annualy the money will earn 8%
12% annual simple if Mario applies a for 2 years. Find the interest compounded semi-
interest rate per year. loan amounting to amount of money that annually?
Banco De Oro offers 12 php 60,000.00 and Marie and James will
% compounded pays interest of php return to Lorraine after 3.Find the future value if php
Address: Pudi, Kasibu, Nueva Vizcaya
Mobile No: 09171268719
Email: knasdeped300631@gmail.com
Republic of the Philippines
Department of Education
Region II – Cagayan Valley
Schools Division of Nueva Vizcaya
KASIBU NATIONAL AGRICULTURAL SCHOOL

annually. Which will 9000.00 in 3 years. 2 years to repay the 50,000 is deposited in a bank
you choose and Why? loan. Who will pay more at 4% interest compounded
and how much? quarterly in 1 year.
J. Additional Activities for Assignment: What is the Activity 3: Performance
Application or Remediation formula in computing the Task
simple and compound Directions: Complete the
interest? table below using simple
an compound interest.

1. Find the future


value of php
15,000 at 8%
compounded
annually for 6
years.
V. REMARKS

VI. REFLECTION
VII.
A. No. of learners who earned
80% in the evaluation

B. No. of learners who require


additional activities for
remediation

C. Did the remedial lessons


work? No. of learners who
have caught up with the
lesson

D. No. of learners who


Address: Pudi, Kasibu, Nueva Vizcaya
Mobile No: 09171268719
Email: knasdeped300631@gmail.com
Republic of the Philippines
Department of Education
Region II – Cagayan Valley
Schools Division of Nueva Vizcaya
KASIBU NATIONAL AGRICULTURAL SCHOOL

continue to require
remediation

E. Which of my teaching
strategies work well? Why
did these work?

F. What difficulties did I


encounter which my
principal or supervisor can
help me solve?

G. What innovations or
localized materials did I
used/discover which I wish
to share with other
teachers?

Prepared by: Checked by: Noted:

FLORY ANN B. LAGABAN AILENE Z. SEPULCHRE ALVIN G. CULANAG


Subject Teacher/MSEF MT I/Language Head Designate Secondary School Principal III

Address: Pudi, Kasibu, Nueva Vizcaya


Mobile No: 09171268719
Email: knasdeped300631@gmail.com

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