Ratika CV
Ratika CV
Ratika CV
Dynamic professional with around 6 years of experience. Expertise in identifying critical initiatives/opportunities to
improve efficiency & drive excellence in business processes resulting in improved revenue & bottomline. Consistent track
record of being a top performer across organisations and awarded the top rating (top 10 percentilers) for 2 consecutive
years. Looking out for relevant roles in Kuwait. Available in Kuwait from June 2022.
INTERESTS
Social Work: Currently teaching (part-time)
about 100 blind students
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WORK EXPERIENCE INTERESTS
Manager - Retail Asset Products Table tennis (11 years, 2 years competition)
IDFC First Bank (2 years 5 months)
01/2016 - 05/2018, Mumbai, India
Achievements/Tasks
Onboarded & managed 25+ distribution partners across online & offline channels to
deliver INR 30 Crores of mortgage business/Quarter with a team of 12 business
executives.
Maintained product metrics; business volumes (90%) & Cost of Acquisition (60%).
Generated 30% of Mumbai business volumes by leading an organic campaign "IDFC
Next".
Designed client engagement schemes for retail housing loans to keep in pace with
changing market requirements; boosted response rate by 30%.
EDUCATION
Masters of Science in International Business
SKEMA Business School, Paris Campus (CGPA - 3.7/4)
01/2019 - 12/2020, Paris,France
Courses
Focus : Global Product Development, International Finance, Strategy Management,
Importing & Exporting, Geopolitics, Internationalization of the Firms, Open
Innovation,Design Thinking, Consumer Insights, Entrepreneurship.
Case Studies: Danone, Lime, Uber, WeWork, Tesla, Marionnaud, Airbnb, Les Mills and
project planning of introducing Water Transportation in Paris with the real-time
simulation
ACCOR competition : Proposed Marketing plan to French Hotel Chain for the creation
and implementation of boutique hotels in main European capitals. - Cities' evaluation
and choice of the most promising ones - Customer target and value proposition - Entry
strategy - Branding strategy - Pricing strategy - Marketing Mix (Local / international
coordination)
Activities & Societies : SKEMA United Campus Ambassador;2019.
Thesis: "Luxury, digital and paradoxes: from Brand Content to Brand Culture".
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