Arogya Shield Single Pager - V05

#Zindagi Ab Let's Go
Health aur Life Dono

AROGYA SHIELD (UIN: SBIHLIP21043V012122) from SBI General & SBI Life Insurance
SBI General Insurance Company Ltd and SBI Life Insurance Company Ltd have joined hands to o�er Arogya Shield, a product which
o�ers dual bene�ts of health insurance and pure term life insurance in a single plan which will protect you and your family’s Sehat and
provide �nancial Suraksha for your dear ones, even when you are not around.
WHY - AROGYA SHIELD?

Individual/Family Health and Individual Pure Term Cashless claims for Health cover
Life Cover under a single plan
A�ordable premiums Tax bene�ts on premiums paid under Sections 80C, 80D and
bene�ts received under section 10(10D) of the Income Tax
Act, as per prevailing tax laws.*
Additional discount of 5% on Health and Life
insurance premiums
* Tax bene�ts are as per Income Tax laws & are subject to change from time to time. Please consult your Tax Advisor for details.
HOW AROGYA SHIELD WORKS / ILLUSTRATION

Mr. Kumar opts for Arogya Shield (Health and Pure Term Life Insurance cover) as per details mentioned below:
Category Sum Assured (`) Policy Term (yrs) Premium (`)^^^
Health 300,000 Annual with Lifelong Renewal^ 8,900

Pure Term Life 2,000,000 30 8,460
Combi Product Discount 868
Total Payable Premium^^ 16,492
^ - Policyholder has the right to continue with health cover of policy even after completion of life cover through Portability option as a standalone product
^^ - Premium calculated for healthy male life age 30 yrs (single life). All premiums shown are exclusive of GST
^^^ - premiums for Health Cover are revised from time to time based on the experience of the overall product
Mr. Kumar meets with an accident in the 6th Policy year and is hospitalized for the same.
He meets with an accident and is He passes away due to illness

hospitalized. Health: Hospital expenses Pure Term Life: His nominee
up to`300,000 will be covered and the gets death bene�t of `20
policy continues with health coverage Lakhs@ and the policy
available to all the insured. terminates.
Y0 Y1 Y2 Y3 Y4 Y5 Y24 Y30
Age 30 Age 36 Age 55
PLAN ELIGIBILITY
Eligibility Criteria Health Insurance Coverage Pure Term Life Insurance Coverage
Min Age at Entry^ 91 days1 18 years

Max Age at Entry^ 65 years 65 years
Min Policy Term 1 / 2 / 3 years 5 years
Max Policy Term 40 years
Premium Payment Mode Single Regular
Premium Payment Annual
Frequency
Min age at Maturity Life Long on continuous Renewals 23 years
Max age at Maturity 70 years
Min-Max Sum `100,000; `200,000; `300,000 Minimum: `500,000 &
Insured/Assured Maximum: `2,500,0002
Who can be covered Primary insured i.e. Self + Spouse The primary insured only
and up to 2 dependent children
1
At least 1 insured person of age 18 years or above
2
The maximum Basic Sum Assured allowed shall be as per the Board approved underwriting policy
^All the references to age are age as on last birthday
PROHIBITION OF REBATES
Section 41 of Insurance Act 1938, as amended from time-to-time states:
1. No person shall allow or o�er to allow, either directly or indirectly as an inducement to any person to take out or renew or continue an
insurance in respect of any kind or risk relating to lives or property in India, any rebate of the whole or part of the commission payable
or any rebate of the premium shown on the policy, nor shall any person taking out or renewing or continuing a policy, accept any rebate
except such rebate as may be allowed in accordance with the prospectuses or tables of the Insurer
2. Any person making default in complying with the provisions of this section shall be liable for a penalty, which may extend to Ten Lakh
rupees.
BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS

IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are
requested to lodge a police complaint.
This advertisement is designed for combination of Bene�ts of two or more individual and separate products named SBI General - Arogya Plus Policy (UIN:
SBIHLIP22135V032122) & SBI Life – Saral Jeevan Bima (UIN: 111N128V01) which is an Individual, Non linked, Non-participating, Life Insurance, Pure Risk
Premium Product. These products are also available for sale individually without the combination o�ered/suggested. 1. Arogya Shield is a Combi Insurance
Plan (UIN: SBIHLIP22158V012122). 2. This product is jointly o�ered by 'SBI General Insurance Company Limited' and 'SBI Life Insurance Company Limited'.
SBI General Insurance Company Limited is a lead insurer for this product. 3. The risks of products o�ered in the combi product are distinct and are assumed
/ accepted by respective insurance companies as per their underwriting guidelines. 4. The liability to settle the claim vests with respective insurers, i.e., for
health insurance bene�ts 'SBI General Insurance Company Limited' and for life insurance bene�ts ‘SBI Life Insurance Company Limited'. 5. For more details
on risk factors, segregated premium, terms and conditions please read sales brochure carefully before concluding a sale. 6. SBI General Insurance
Company Limited | Corporate & Registered O�ce: 'Natraj', 301, Junction of Western Express Highway & Andheri - Kurla Road, Andheri (East), Mumbai - 400
069. | 'For SBI General Insurance Company Limited IRDAI Reg. No. 144 dated 15/12/2009 | CIN: U66000MH2009PLC190546 | SBI Logo displayed belongs to
State Bank of India and used by SBI General Insurance Co. Ltd. under license. Website : www.sbigeneral.in, Tollfree: 18001021111 7. SBI Life Insurance
Company Limited | Registered & Corporate O�ce: Natraj, M. V. Road and Western Express Highway Junction, Andheri (East), Mumbai - 400 069 | IRDAI
Regn. No.111 | CIN: L99999MH2000PLC129113. The trade logo displayed above belongs to State Bank of India and is used by SBI Life under license.
Website: www.sbilife.co.in, Tollfree: 1800 267 9090 (Between 9am to 9pm) | E-mail: info@sbilife.co.in. | Advertisement Number: Advertisement Number:
ADLEF/OCT/2021-22/3511

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#Zindagi Ab Let's Go

Health aur Life Dono

WHY - AROGYA SHIELD?

HOW AROGYA SHIELD WORKS / ILLUSTRATION

Category Sum Assured (`) Policy Term (yrs) Premium (`)^^^

Health 300,000 Annual with Lifelong Renewal^ 8,900

He meets with an accident and is He passes away due to illness

Min Age at Entry^ 91 days1 18 years

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS

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