RANJEET's CV NEW

RANJEET SINGH
Adderess:
VPO: Word No.09 49GG-A Kureshian
Teh . Sri Karanpur Distt. Sri Ganganagar-335040
(Rajasthan)
Contact
Phone: +919314340001,8104737135
Email:-ranjeet88290@gmail.com
Objective:-
To serve the people with my best efforts & my sincere contribution to Develop a sense of
responsibility and belongingness among everyone.
Experience:-
HDFC BANK
Credit Officer
16 October 2021 - Till Date
 Credit Decision Making for Personal Loans and forwarding Proposals to

CM’s and ACM.
 Having skill in team handling / managing the load.
 Working in TAT basis, No error base & productivity base.
 Customer Documentation - Ensure pre approval documentation is accurate.
 Pull out CIBIL loans Clarification and OD clearance.
 Reviewing Profiles, Income statements and conducting PD to ascertain

feasibility.
 Improving and maintaining of turnaround time and conversions.

 Meeting with applicants to obtain information for loan applications and to
answer questions about the process.
 Reviewing loan agreements to ensure that they are complete and accurate
according to policy.
 Handling customer complaints and take appropriate action to resolve them.
 Contact borrowers with delinquent accounts to obtain payment in full or to

negotiate repayment plans.
 Meeting with clients interested in taking out a loan and providing them with
the necessary information to start the loan application process.
 Collecting the needed financial documentation and assessing the clients'

creditworthiness.
 Calculating and analyzing the risk ratios of clients based on their credit
score and financial history.
 Approving or denying loan requests, and communicating your decision to

both clients and management.
 Managing loan renewals by organizing follow-up meetings with clients.
 Monitoring the progress of the loan application process and relaying any
hindrances to clients.
 Ensuring that loan applications are in line with the company's financial
policies, as well as state laws and regulations.
Experience Summary Overall 2 year’s experience, Credit and Operations in Banking retail
assets products Like JLG, SHG, Gold loans, Saving A/C, Current A/C, FD, RD, etc.
Education Qualification:-
 MBA in Finance Management from Suresh Gyan Vihar University Jaipur

(Appearing)
 Post Graduate Certificate in Retail Banking –(PGCRB) from Institute of

Professional Banking (Panchkula) with 75.00% in 2021.
 PGDCA from Makhanlal Chaturvedi National University of Journalism &

Communication, Bhopal with 68.70% in 2018.
 Graduation Arts from Maharaja Ganga Singh University Bikaner with 56.38%
in 2016.
 12th From Rajasthan Education Board Ajmer with 72.80% in 2013.

 10th From Rajasthan Education Board Ajmer with 60.00% in 2011.
Certification:-
 Fundamental of Credit from Corporate Finance Institute (CFI), Vancouver

Canada.
 Financial Risk Analytics from Great Learning Academy.
 ISEA Certified Cyber Hygiene Practitioner from Information Security

Education Awareness, Project Phase-||, By Ministry of Electronic &
Information Technology (MeitY) Government of India.
 Fair Play Pledge Certificate from National Sports & Physical Fitness Board
Regd. With Ministry of MSME (Govt. of India).
 Banking and Finance from Guru Gobind Singh Indraprastha University in

Delhi.
RS-CIT From Vardhman Mahaveer open university, Kota with 59.00% in 2014.
Skill Highlight's:-
 Self Motivation and a Passion to Succeed.

 Truth Worthy, Positive, attentive
 Always willing to work
 An optimistic
 Hardworking
 Eager to learn new technologies, quick to adapt new environment.
Interest & Hobbies:-
 Working on Computer, Making New Friends & Travelling.
Personal Details:
Father’s Name : SRI BALVEER SINGH
Date of Birth : 25” July. 1994
Marital Status : Married
Nationality : Indian
Language Knowledge : Hindi, Punjabi, English
Declaration:
I hereby declare that the information given above is complete and correct to
the best of my knowledge.
RANJEET SINGH

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RANJEET SINGH

16 October 2021 - Till Date

 Credit Decision Making for Personal Loans and forwarding Proposals to

 Having skill in team handling / managing the load.

 Working in TAT basis, No error base & productivity base.

 Customer Documentation - Ensure pre approval documentation is accurate.

 Pull out CIBIL loans Clarification and OD clearance.

 Reviewing Profiles, Income statements and conducting PD to ascertain

 Improving and maintaining of turnaround time and conversions.

 Handling customer complaints and take appropriate action to resolve them.

 Contact borrowers with delinquent accounts to obtain payment in full or to

 Collecting the needed financial documentation and assessing the clients'

 Approving or denying loan requests, and communicating your decision to

 Managing loan renewals by organizing follow-up meetings with clients.

 MBA in Finance Management from Suresh Gyan Vihar University Jaipur

 Post Graduate Certificate in Retail Banking –(PGCRB) from Institute of

 PGDCA from Makhanlal Chaturvedi National University of Journalism &

 12th From Rajasthan Education Board Ajmer with 72.80% in 2013.

 Fundamental of Credit from Corporate Finance Institute (CFI), Vancouver

 Financial Risk Analytics from Great Learning Academy.

 ISEA Certified Cyber Hygiene Practitioner from Information Security

 Banking and Finance from Guru Gobind Singh Indraprastha University in

 Self Motivation and a Passion to Succeed.

Interest & Hobbies:-

 Working on Computer, Making New Friends & Travelling.

Father’s Name : SRI BALVEER SINGH

Date of Birth : 25” July. 1994

Marital Status : Married

Language Knowledge : Hindi, Punjabi, English

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