International Journal of Accounting & Finance in Asia Pasific (IJAFAP)

Vol. 5 No. 2, pp. 85-97, June, 2022

E-ISSN: 2655-6502 P-ISSN: 2684-9763
https://ejournal.aibpmjournals.com/index.php/IJAFAP

Factors that Influence Consumer Purchase Intention: A Case

Study of 99 Speedmart in Malaysia
Seok Theng Tan1, Suk Yi Tan2, Su Chi Tan3, Wei En Tan4, Manar Abdullan5, Reem
Khadran6, Sweety Sharma7
Universiti Sains Malaysia1,2,3,4 Kuwait University5,6 IMS Engineering College7
Correspondence email: seokthengtan@student.usm.my

ARTICLE INFORMATION ABSTRACT

Publication information 99 Speedmart is recognized as a fast-

Research article growing chain of delectable mini-markets
because of its intense focus on customer
HOW TO CITE satisfaction, aggressive responsiveness,
and marketing strategies. This study
Tan, S. T., Tan, S. Y., Tan, S. C., Tan, W. investigates the factors that influence the
E., Abdullan, M., Khadran, R., & Sharma, customer purchase intention at 99
S. (2022). Factors that Influence Speedmart. We examine five key factors,
consumer purchase intention: A case namely perceived usefulness, perceived
study of 99 Speedmart in Malaysia. trust, perceived convenience, customer
International Journal of Accounting & satisfaction, and customer loyalty, and
Finance in Asia Pasific, 5(2),85-97. how these five factors influence
consumer purchase intention. Besides,
DOI: we examine if perceived usefulness,
https://doi.org/10.32535/ijafap.v5i2.1596 trust, convenience influence customer
satisfaction, and loyalty. We also intend
Copyright@2022 owned by Author(s). to identify if customer satisfaction
Published by IJAFAP influences customer loyalty. A total of 150
respondents were collected, and data
were analyzed using SPSS. The findings
revealed that perceived usefulness and
perceived convenience have a direct
positive relationship with purchase
This is an open-access article. intention. Besides, perceived usefulness,
License: trust, and convenience positively
Attribution-Noncommercial-Share Alike influence customer satisfaction, while
(CC BY-NC-SA) only perceived trust directly influences
customer loyalty. Customer satisfaction
Received: 10,APRIL,2022 was found to have a direct link to
Accepted: 14,MAY,2022 customer loyalty. This study provides
Published: 20,JUNE,2022 new insights on the topic of consumers'
purchase behavior.

Keywords: 99 Speedmart, Customer

Loyalty, Customer Purchase Intention,
Customer Satisfaction, Malaysia,
Perceived Convenience, Perceived
Trust, Perceived Usefulnes

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International Journal of Accounting & Finance in Asia Pasific (IJAFAP)
Vol. 5 No. 2, pp. 85-97, June, 2022
E-ISSN: 2655-6502 P-ISSN: 2684-9763
https://ejournal.aibpmjournals.com/index.php/IJAFAP

INTRODUCTION

Consumer purchase intention refers to a customer's desire to buy a product or service

(Agyapong, AfiJoel, & Kwateng, 2018). It is one of the primary inputs used by
marketing managers to predict revenues better and determine how their decisions
affect consumers' purchase behavior (Morwitz et al., 2014). Failure to detect client
perceptions can lead to poor efforts in service delivery and can be attributed to failure
in the total quality of service (Mmutle, 2017). Nowadays, people in metropolitan areas
require various fast, convenient dining businesses due to a lack of time for meals. As
a result, the number of people who patronize convenience stores has increased. Any
convenience store that wants to enhance its performance must devote considerable
resources to researching customer purchasing behaviors to understand more about
what, where, when, and how much they spend. In general, an organization will
emphasize the aspects of service and product quality to increase consumer purchase
intention and ensure the company's success. Each company should try to maintain
the quality of service to retain the customers by continuing to purchase the services
or products of their company (Maladi, Nirwanto, & Firdiansjah, 2020). We can improve
customer loyalty (Maisarah et al., 2020) and let consumers use our products again
(Mahmud, & Wolok, 2020) if the organization offers services that satisfy consumers.
Besides that, Ma and Yang (2018) state that consumers will be satisfied if the product's
quality is good.

99 Speedmart is a renowned chain of convenience stores that dominate the

contemporary Malaysian market. The minimarts are commonly referred to as 99 and
were established in 1987 by Lee Thiam Wah. The group of outlets began initially as a
single traditional sundry store in Klang, Selangor. It was later rebranded 99 Speed-
mart in 2000 as it consistently grew into the largest mini-market retail in Malaysia.
Rebranding the convenience store provided a significant boost to the structure and
popularity of the business in Malaysia. Customers prefer the comfortable shopping
experience and fresh interior as well as exterior setup and visibility of 99 Speedmart
stores. The first global store of 99 Speedmart was launched in 2019 in Singapore, and
this was the beginning of international expansion for the company. Currently, 99
Speed-mart has more than 1750 outlets, especially around the West Coast of the
Malaysian peninsula and nearby regions.

The role of retail stores in society is essential since it satisfies the needs of consumers,
producers, and other parties involved in the business chain. 99 Speedmart is among
the leading retail stores in Malaysia that have offered customers a variety of products
and services since 1987, when it was established. The store currently has over 300
branches owing to its influence and operations strategies that boost the consistency
of consumers. Compared to several retail stores in Malaysia, 99Speedmart offers
relatively cheaper products to consumers and a variety of products and an organized
sales setup. Moreover, customers can easily access the strategically located
minimarts close to residential areas and other appropriate places.

Notably, 99 Speedmart outlets equally experience periods of inconsistent or poor

sales, among other challenges in influencing, convincing, and retaining the clients.
Through an analysis of the internal and external environment of 99 Speedmart, we
can come up with strategies to add value to the organization's existing systems.
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Vol. 5 No. 2, pp. 85-97, June, 2022
E-ISSN: 2655-6502 P-ISSN: 2684-9763
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Moreover, by exploring the customer purchase factors of 99 Speedmart, it provides

recommendations and solutions to boost the influence and position of the organization
within and beyond the Malaysian market.

The significance of understanding purchase intention for 99 Speedmart customers

includes recommending methods of improving customer experience to the
management to retain a competitive edge among similar retailers in the market. The
will and commitment of customers can also be altered for positive gains if the factors
influencing purchases are explained. Customers benefit by accessing improved
shopping facilities and general experience in the retail outlets in the long run.

LITERATURE REVIEW

Purchase Intention
The consumer's purchase intention is a broad field of study. Purchase intention is
indicated by the consumer's buying behavior (Martins, Costa, Oliveira, Gonçalves, &
Branco, 2019). Ajzen (1991) proposed that an individual's intention to perform a given
behavior is the main aspect of planned behavior theory. According to him, the goal of
intention is to identify the motivational factors that can affect behavior. The intentions
are indications of people's willingness to try and the effort they intend to put out to
perform a specific behavior. Generally, planned behavior theory is linked to three
variables: behavior, attitude, and perceived behavior control. According to Jusoh,
Syakinah, and Syakinah (2013), customers are more likely to repurchase a product if
several characteristics fulfill their needs. For instance, the product must be compatible
with their religion, health, safety, and quality concerns. To summarise, purchase
intention is a type of decision-making that investigates a consumer's motivation to
purchase a particular brand (Shah et al., 2012). Purchase intention is a situation where
a consumer intends to purchase a specific product in a particular condition.

Perceived Usefulness
Perceived usefulness can be defined as an individual's belief that using the system
will make it easier to complete a task (Lim, Osman, Salahuddin, Romle, & Abdullah,
2016). Perceived usefulness is defined as the consumers' perceptions regarding the
outcome of the experience (Monsuwe, Dellaert, & Ruyter, 2004). Several researchers
(e.g., Nugroho (2009), Eze, Manyeki, Yaw, & Har, 2011; Chiu, Chang, & Cheng,
2008; Abdullah, Ward, & Ahmed, 2016; Aren, Guzel, Kabadayi, & Alpkan, 2013;
Hamid, Razak, Bakar, & Abdullah (2017), proved that perceived usefulness influenced
consumers purchase intention throughout the studies conducted. Besides, Salisbury,
Rodney, Allison, & David (2001) concluded that perceived usefulness has a significant
and positive impact on consumer purchase intention. Hence, it can be concluded that
the higher the perceived usefulness, the higher the consumers' purchase intention. As
such,
H1: Perceived usefulness is positively related to consumer purchase intention.

Perceived Trust
Trust is defined as the willingness to be vulnerable to the acts of another party based
on the expectation that the other will act a particular action important to the trustor,
regardless of the trustor's ability to monitor or control that other party (Büttner & Göritz,
2008). Perceived trust has four dimensions: ability, benevolence, integrity, and
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Vol. 5 No. 2, pp. 85-97, June, 2022
E-ISSN: 2655-6502 P-ISSN: 2684-9763
https://ejournal.aibpmjournals.com/index.php/IJAFAP

predictability (Büttner & Göritz, 2008). In this context, the term "ability" refers to the
trustee's competence to keep the promises made. In this case, it refers to the seller.
Benevolence indicates that the trustee is interested in the well-being of the trustee,
whereas the seller will try to provide the best service to its customer. In this case, the
trustor is referred to as the customer. Integrity refers to the trustee's adherence to ideal
principles, whereas predictability refers to a trustee's potential behavior. According to
Pi, Liao, Liu, and Lee (2011), trust is essential in consumers' purchasing intentions.
Gefen and Straub (2004) stated that trust could reduce social uncertainty during the
product and service distribution process while at the same time increasing consumers'
willingness to purchase from the seller. Trust has a positive relationship with the
retention of consumers (Damia & Syafiqah, 2020). Trust was a positive predictor of
consumer intention to make repeat purchases (Chiu, Huang, & Yen, 2010). We
hypothesize:
H2: Perceived trust is positively related to consumer purchase intention.

Perceived Convenience
In marketing theory, the concept of convenience refers to the categorization of
products. Convenient products are launched to minimize customers' time and effort
while purchasing and owning a product (Yale & Venkatesh, 1986). It is viewed as a
consumer resource rather than a service attribute: therefore, convenience is important
in marketing (Farquhar & Rowley, 2009). It was proved that having simple access to
complete product information facilitates a user's purchase decision (Akbar & James,
2014). Hence, it is hypothesized that:
H3: Perceived convenience is positively related to consumer purchase intention.

Customer Satisfaction
In simple terms, customer satisfaction is defined as the level of purchasing experience
in a retail outlet when the customer's expected service level is met with the retailer
outlet's actual service (Jeevananda, 2011). It is also known as the summary
psychological state that occurs when the emotion of surrounding disconfirmed
expectations is coupled with prior feelings regarding the customer experience
(Sallaudin & Shamsudin, 2019). Customer satisfaction has a very positive relationship
with consumer retention (Damia & Shafiqah, 2020). The higher the rate of consumer
retention, the higher the purchase intention. As such,
H4: Customer satisfaction is positively related to consumer purchase intention.

Yo et al. (2021) reported that perceived ease of use and perceived convenience have
a positive relationship with customer satisfaction. We also predict that perceived
usefulness, trust, and convenience may positively influence customer satisfaction. We
hypothesize:
H6: Perceived usefulness is positively related to customer satisfaction.
H7: Perceived trust is positively related to customer satisfaction.
H8: Perceived convenience is positively related to customer satisfaction.

Customer Loyalty
Gronholdt, Martensen, and Kristensen (2000) concluded that customer loyalty is a
function of customer satisfaction, and the company's financial performance is affected
by the customer's loyalty. One of the key factors influencing customer loyalty is
customer satisfaction (Aktepe, Ersöz & Toklu, 2015; Kee et al., 2021; Wong & Zhou,
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Vol. 5 No. 2, pp. 85-97, June, 2022
E-ISSN: 2655-6502 P-ISSN: 2684-9763
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2006). In addition, Straker, Wrigley, and Rosemann (2015) also supported these views
by stating that the outstanding positive experiences lead to affirmative behaviors in
companies' and firms' activities making customers loyal to organizations' products and
services. According to Cronin and Taylor (1992) and Tsoukatos and Rand (2006),
customer loyalty is influenced by the service quality provided by the seller. This
association has been ratified, and the study has demonstrated the importance of
service quality in achieving customer satisfaction, which leads to customer loyalty
(Kim, Park, & Jeong, 2004; Kuo, Wu, & Deng, 2009; Santouridis & Trivellas, 2010;
Turel & Serenko, 2006). Research has revealed that trust between the customer and
the service provider boosts a customer's loyalty towards a company, leading to repeat
purchases (Sallaudin et al., 2019).
H5: Customer loyalty is positively related to consumer purchase intention.
We also predict that perceived usefulness, trust, and convenience may positively
influence customer loyalty. As such, we hypothesize:
H9: Perceived usefulness is positively related to customer loyalty.
H10: Perceived trust is positively related to customer loyalty.
H11: Perceived convenience is positively related to customer loyalty.

Kee et al. (2021) reported that customer satisfaction might lead to brand loyalty. Based
on this argument, we propose that customer satisfaction has a positive relationship
with customer loyalty. As such:
H12: Customer satisfaction is positively related to customer loyalty.

Figure 1 below presents a research framework demonstrating the relationship

between perceived usefulness, trust and convenience, customer satisfaction,
customer loyalty, and consumer purchase intention.

Figure 1. Research Framework

RESEARCH METHOD

We tested hypotheses using a sample of 150 respondents in Malaysia. Data collection

was conducted by a structured questionnaire of Google Form distributed through
WhatsApp and Facebook. The data analysis comprised six sections: respondent's

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Vol. 5 No. 2, pp. 85-97, June, 2022
E-ISSN: 2655-6502 P-ISSN: 2684-9763
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demographic, perceived usefulness, perceived trust, perceived convenience,

customer satisfaction, and customer loyalty.
The google form contained two different parts of questions. The first part was the
respondents' demographic profile and some questions related to consumers' buying
behavior. The second part focused on the factors that will affect consumers' buying
behavior.

There were four questions about gender, age, nationality, and employment status in
the demographic profile. Then, the respondents were asked whether they had been to
99 Speedmart, its frequency, and whether they enjoyed the purchase experience.

In the second part, all questions were in Likert scale form. Seven scales ranged from
1 to 7, representing strongly disagree, disagree, slightly disagree, neutral, slightly
agree, agree, and strongly agree. These Likert scales measure the six variables of
perceived usefulness, trust, convenience, customer satisfaction, customer loyalty, and
purchase intention. All variables except perceived usefulness have four questions,
while other variables have three questions each. In this part, we will see how the
dependent variable reacts with the independent variable. We will indicate the
relationship between purchase intention with the other five variables. Each pair of
variables form one hypothesis. Therefore, we had twelve hypotheses in our research:
H1, H2, H3, H4, H5, H6, H7, H8, H9, H10, H11 and H12. Each hypothesis described
the relationship between the dependent and independent variables. Finally, we
determined whether each hypothesis is accepted or rejected based on the SPSS part.

RESULTS

Approximately four-fifths were Malaysian (88.67%). Table 1 presents a summary of

the participants' profiles. Over half of the participants were female (52.67%) and 21-
30 years old (55.33%). In addition, the respondents' employment status is 34.67%
worked in the public or private sector, 12.67% were self-employed, and 47.33% were
students. A total of 96% of respondents have purchased at 99 Speedmart. Of these,
over half of the respondents visited 99 Speedmart 1-2 times (52.67%), 3-5 times
(32.67%), and six times and above (11.33%) in a month. Lastly, 82% of respondents
enjoy the shopping experience at 99 Speedmart. The reasons they like to visit 99
Speedmart consists of being close to the residential area (13.33%), product quality
(14.00%), reasonable price (11.33%), fast delivery service (1.33%), customer service,
and staff (13.33%), convenient (12.67%).

Table 1. Summary of Respondent's Demography (N=150)

Frequency Percentage (%)

Gender
Female 79 52.67
Male 71 47.33

Age 40 26.67
Below 21 years old 83 55.33
21-30 years old 18 12.00

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31-40 years old 9 6.00

Above 41 years old

Nationality
Chinese 11 7.33
Indian 2 1.33
Indonesian 1 0.67
Kuwaiti 3 2.00
Malaysian 133 88.67

Employment Status
Public/Private 52 34.67
Self Employed 19 12.67
Student 71 47.33
Unemployed 8 5.33

Have you purchased at 99 Speedmart?

No 6 4.00
Yes 144 96.00

How often do you visit 99 Speedmart in a

month?
1 - 2 times 79 52.67
3 - 5 times 49 32.67
6 times and above 17 11.33
None 5 3.33

Do you enjoy the shopping experience at 99

Speedmart?
No 27 18.00
Yes 123 82.00

Provide a reason why do you like to visit 99

Speedmart？
Close to the residential area 20 13.33
Product Quality 21 14.00
Reasonable price 17 11.33
Fast delivery service 2 1.33
Customer service and staff 20 13.33
Convenient 19 12.67
Never visited 4 2.67
None 47 31.33

Table 2 contains descriptive statistics, Cronbach's coefficients alpha, and zero-order

correlations of all study variables among the factors. Cronbach's alpha is a tool for
determining internal reliability among numerous elements, and a value of Cronbach's
alpha above 0.7 indicates an acceptable level of reliability. Purchase intention was

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input as the dependent variable, while perceived usefulness, trust, convenience,

customer satisfaction, and customer loyalty were included as independent variables.
The six factors demonstrated adequate internal consistency reliability with coefficients
alpha ranging from 0.70 to 0.90. The hypothesis was tested using regression analysis
as it included a 7-point Likert scale ranging from 1 (Strongly Disagree) to 7 (Strongly
Agree). As evident in Table 2, the means indicate that the majority response falls to
an average rating between 5 (Slightly Agree) to 6 (Agree) for every variable according
to the 7-point Likert scale, which ranges from 1 (Strongly Disagree) to 7 (Strongly
Agree). The standard deviation is an indicator that measures the range between most
of the answers. From Table 2, the standard deviation result is saturated far from the
mean.

Table 2. Descriptive Statistics, Cronbach's Coefficients Alpha, and Zero-order

Correlations of All Study Variables
Variables 1 2 3 4 5 6

1. Perceived Usefulness 0.779

2. Perceived Trust .599** 0.796

3. Perceived Convenience .534** .674** 0.704

4. Customer Satisfaction .622** .788** .631** 0.801

5. Customer Loyalty .528** .836** .631** .745** 0.890

6. Purchase Intention .592** .685** .604** .630** .698** 0.823

Mean 5.67 5.47 5.53 5.39 5.36 5.74

Standard Deviation 0.79 1.08 1.05 1.11 1.16 0.88

No. of Items 4 3 2 3 3 3
Note: N=150; *p < .05, **p < .01, ***p < .001. Diagonal entries indicate Cronbach's
coefficient

DISCUSSION

Table 3. Summary of Regression Analysis

Variables Purchase Customer Customer Customer
Intention Satisfaction Loyalty Loyalty

Perceived Usefulness .231** .206** .019

Perceived Trust .126 .576*** .744***
Perceived Convenience .158* .132* .119
Customer Satisfaction .025 .745***
Customer Loyalty .352**

R2 0.580 0.665 0.707 0.554

F Value 39.816 96.748 117.370 184.110

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Durbin-Watson Statistic 1.779 2.108 2.044 1.930

Note: * p < 0.05; ** p < 0.01; *** p <0.001.

The purchase intention represents the possibility that consumers will plan to purchase
a certain product or service in the future. Table 3 indicates that purchase intention
among consumers was statistically related to perceived usefulness, convenience, and
customer loyalty with beta values of 0.231, 0.158, and 0.352. The relationship between
perceived usefulness, perceived convenience, and customer loyalty was positively
associated with consumer purchase intention. Hence, H1, H3, and H5 were all
supported. The value of the coefficient of determination (r2) is 0.58, which shows that
58% of the variation in the dependent variable would be affected by the independent
variables. We discovered that customer loyalty has the highest beta value (0.352),
followed by perceived usefulness (0.231) and perceived convenience (0.158).
Perceived trust and customer satisfaction did not significantly influence customer
purchase intention at 99 Speedmart in Malaysia. As a result, this result implies that H2
and H4 are not supported.

Satisfaction is the fulfilment response of consumers, and it is a determination that a

good or service itself provides a pleasurable level of consumption-related fulfilment.
Nonetheless, our findings suggest that customer satisfaction was significantly related
to perceived usefulness, trust, and convenience. The relationship between perceived
usefulness, perceived trust, and perceived convenience was positively correlated with
customer satisfaction, with beta values of 0.206, 0.576, and 0.132, respectively. As an
outcome, all of H6, H7, and H8 were accepted. The coefficient of determination (r2) is
0.665, indicating that the independent variables account for 66.5% of the variation in
the dependent variable.

Over the last decade, researchers have paid close attention to the concept of trust,
particularly in organizational theory and marketing (Garbarino & Johnson, 2009). This
principle can be examined at various levels of social engagement, including
interpersonal, intergroup, and inter-organizational interactions. Our findings indicate
that customer loyalty positively correlates with perceived trust but has no relation to
perceived usefulness and convenience. The relationship between perceived trust was
strong positive relationship with customer loyalty with beta values of 0.744.
Consequently, H10 was accepted. The value of the coefficient of determination (r 2) is
0.707, indicating that the independent variables account for 70.7% of the variation in
the dependent variable (customer loyalty) and would be affected by the independent
variables (perceived trust). According to the findings, perceived usefulness and
perceived convenience have not influenced customer loyalty to 99 Speedmart in
Malaysia. As a result, this result implies that H9 and H11 are not accepted.

Brand loyalty is generated when consumers are strongly attached to a specific brand,
as is customary. Loyal customers have a positive attitude toward the company,
purchase from it regularly, and recommend it to others (Levy & Hino, 2016). The
study's result also illustrates that there is a strong positive relationship between
customer satisfaction and customer loyalty. Since the beta value for customer
satisfaction towards customer loyalty was 0.745, H12 was supported. The coefficient

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of determination (r2) is 0.554, showing that the independent variables would affect
55.4% of the variation in the dependent variable.

CONCLUSION

In conclusion, we found that perceived usefulness, convenience, and customer loyalty

are critical determinants of purchase intention at 99 Speedmart. Besides, the data
analysis identified that perceived usefulness, trust, and convenience are crucial to
customer satisfaction while perceived trust and customer satisfaction are significant to
customer loyalty. According to our findings, most customers are eager to purchase
and have loyalty to the store based on their shopping experience and shopping
environment because both factors are the major contributors to enhancing customer
trust and satisfaction towards 99 Speedmart. This study provides significant insight to
99 Speedmart on improving their company and becoming a famous chain of
convenience stores in which it is taking the lead in the Malaysia modern market.
Nevertheless, there are limitations to the study. Due to the pandemic Covid-19, the
questionnaire was conducted online using Google Form. It was challenging to get
more responses as many participants were not interested in responding to an online
survey. Therefore, it is recommended that the study incorporate another variable, such
as customer loyalty, for future research.

ACKNOWLEDGMENT
N/A
DECLARATION OF CONFLICTING INTERESTS
We declare no potential conflicts of interest concerning the study, authorship, and/or
publication of this article.

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