26-09-2024

Quote No : cdyixbeidcz

Benefit Illustartion for HDFC Life Guaranteed Income Insurance Plan

This Illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your HDFC
Life Guaranteed Income Insurance Plan
DETAILS
Proposal No: NA
HDFC Life Guaranteed Income Insurance
Name of the Prospect/Policyholder: Rishabh Verma Name of Product:
Plan
A Non-Linked Non-Participating Individual
Age (years): 29 Tag Line:
Life Insurance Savings Plan
Name of Life Assured: Rishabh Verma Unique Identification No: 101N146V04
Age (years): 29 GST Rate: 4.5% (first year)
Gender: Male 2.25% (second year onwards)
Policy Term (years): 20
Premium Paying Term (years): 10
Amount of Instalment Premium(Rs.): Rs.30,000
Mode of Payment of Premium: Annual

This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.
Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers
guaranteed benefits then these will be clearly marked "guaranteed" in the illustration table on this page.

Policy Details
Income Payout Mode - Annual Sum Assured Rs. 2,54,416
Policy Option
GDB Payout Option - Option A: Lump sum Sum Assured on Death (at inception of the policy) Rs. 3,00,000

Premium Summary
PP PP PP Total
IB
Base Plan CI Rider Rider Rider Rider Instalment
Rider
(PAC) (ADC) (CC) Premium
Instalment Premium without ,GST 30,000 0 0 0 0 0 30,000
First Year Premium
Instalment Premium with First Year GST 31350 0 0 0 0 0 31350

Instalment Premium without GST 30000 0 0 0 0 0 30000

Second Year Premium
Instalment Premium with GST 2nd Year Onwards 30675 0 0 0 0 0 30675

1/2
 (Amounts in Rs.)
Guaranteed Benefits Non Guaranteed
Policy Annualized
Year Premium Survival Benefit / Loyalty Other Benefits if any / Sum Survival / Maturity Death Min Guaranteed Surrender Special Surrender
Additions Assured Benefit Benefit Value Value

1 30,000 0 0 0 3,00,000 0 0
2 30,000 0 0 0 3,00,000 18,000 35,109

3 30,000 0 0 0 3,00,000 31,500 56,989

4 30,000 0 0 0 3,00,000 60,000 82,176

5 30,000 0 0 0 3,00,000 75,000 1,11,434

6 30,000 0 0 0 3,00,000 90,000 1,44,763

7 30,000 0 0 0 3,00,000 1,05,000 1,82,925

8 30,000 0 0 0 3,00,000 1,32,000 2,26,430

9 30,000 0 0 0 3,00,000 1,48,500 2,76,041

10 30,000 0 0 0 3,15,000 1,80,000 3,32,522

11 0 27,986 0 27,986 3,15,000 1,67,014 3,27,179

12 0 27,986 0 27,986 3,15,000 1,39,028 3,21,582

13 0 27,986 0 27,986 3,15,000 1,26,043 3,15,221

14 0 27,986 0 27,986 3,15,000 1,13,057 3,08,607

15 0 27,986 0 27,986 3,15,000 85,071 3,01,229

16 0 27,986 0 27,986 3,15,000 72,085 2,93,342

17 0 27,986 0 27,986 3,15,000 59,100 2,84,692

18 0 27,986 0 27,986 3,15,000 31,114 2,75,533

19 0 27,986 0 27,986 3,15,000 18,128 2,65,356

20 0 27,986 2,54,416 2,82,402 3,15,000 0 0

Notes:
Annualized Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any, and Goods and Services Tax.
Under Family income payout option (FIP), 110% of Guaranteed Death Benefit is paid in 60 equal monthly installments. This option is not applicable for Reduced paid-up Death
policies

I , have explained the premiums charges and benefits under the policy fully to the I Rishabh Verma,having received the information with respect to the above, have
prospect / policy holder. understood the above statement before entering into the contract.

Place:

Date: Signature of Agent /Intermediary / Official Date: Signature of Prospect / Policyholder

2/2