Executive Summary

Banana Delights, set to launch soon at 192-214 Paterno St, Downtown,

Tacloban City, Leyte, is a culinary venture dedicated to crafting irresistibly tasty snacks
from premium bananas sourced sustainably and ethically. Our mission is to deliver
products that delight the taste buds, nourish the body and mind, and inspire healthier
snack choices while promoting environmental stewardship in our community. Targeting
health-conscious consumers, families, and snack enthusiasts of all ages, Banana
Delights aims to become Tacloban's premium banana-inspired treat destination.

Our two-story building, strategically located near schools and universities,

offers easy access to wholesome snacks, especially for students and staff. The lower
area, dedicated to our shop, invites customers to dine in or grab take-out in a cozy
ambiance, while the upper part serves as an apartment, adding a personal touch to our
venture and maximizing space efficiency. Through captivating imagery, enticing
descriptions, and engaging narratives, our sales literature and marketing approach
showcase our unique flavors, quality ingredients, and innovative creations. Leveraging
digital platforms and strategic partnerships, our marketing strategy aims to reach
banana enthusiasts primarily in the Tacloban area, fostering community engagement
and driving sales growth. In terms of financial management, Banana Delights has
adopted a distinct approach to income distribution, prioritizing business growth and
longevity.

As we eagerly look ahead, Banana Delights is excited to unveil future product

expansion plans and explore opportunities beyond culinary delights, inviting customers
to join us on an exciting journey of banana-inspired innovation. In summary, Banana
Delights is poised to redefine the banana-based treats market in Tacloban and beyond,
blending tradition with innovation to create snacks that bring joy to everyone.

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 VISION

To make snacking healthier and happier with delicious treats made from the
goodness of bananas.

MISSION

To craft irresistibly tasty snacks from premium bananas, sourced sustainably

and ethically. We are committed to delivering products that not only delight the taste
buds but also nourish the body and mind. Through continuous innovation and
dedication to quality, we aim to inspire healthier snack choices and promote
environmental stewardship in our community.

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 Company Description

3.1 Inception of the Venture

Banana Delights originated from a profound love for bananas and a vision to
revolutionize snacking, inspired by the lush banana plantations of the Philippines.
Conceived from a casual conversation among friends sharing a passion for bananas, our
venture aims to create healthier, more satisfying snacks. Beyond crafting delicious
treats, we celebrate the joy of bananas and promote sustainability and community
engagement. Through partnerships with local farmers and initiatives for healthy living,
Banana Delights strives to make a positive impact on both customers and the
environment, embodying a commitment to bettering the world, one banana at a time.

3.2 Location

Banana Delights is strategically located on 192-214 Paterno St, Downtown,

Tacloban City, Leyte, near schools, offering easy access to wholesome snacks,
especially for students and staff. Our two-story building provides a spacious lower area
dedicated to our shop, inviting customers to dine in or grab take-out in a cozy ambiance.
Meanwhile, the upper part serves as an apartment, adding a personal touch to our
venture and maximizing space efficiency. Situating near schools fosters a welcoming
space for students to refuel between classes or enjoy a treat with friends, with our
diverse menu catering to various tastes and dietary preferences.

Figure 1: Business Location

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Interior and Exterior Store Layout Design

Figure 2: Exterior Design

Figure 3: Interior Design

Figure 4: Interior Design

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3.3 What Sets Us Apart

This business is committed to making a positive impact on our local community

and beyond. Our community engagement initiatives focus on three key areas:
supporting local farmers, promoting healthy eating habits, and reducing food waste. We
source our bananas and other ingredients from local farmers, supporting the local
economy and promoting sustainable agriculture practices. By prioritizing locally grown
produce, we reduce our carbon footprint and ensure the freshness and quality of our
products. We believe that healthy eating should be accessible and enjoyable for
everyone. That's why we offer a range of nutritious and delicious snacks made from
wholesome ingredients like bananas. Our menu features options for various dietary
preferences, including gluten-free, vegan, and low-sugar alternatives, ensuring that
everyone can find something they love.

As part of our commitment to sustainability, we're dedicated to minimizing food

waste throughout our operations. We'll implement strategies such as portion control,
inventory management, and donation programs to ensure that surplus food is utilized
responsibly and does not end up in landfills. By actively engaging with our community
and prioritizing initiatives that make a positive impact, we aim to not only build a
successful business but also contribute to the health and well-being of those around us.

3.4 Competitive Analysis

Banana Delights' competitive edge lies in our dedication to utilizing bananas'

natural goodness to craft a diverse range of snacks. From savory to sweet, each menu
item showcases the versatility and deliciousness of this beloved fruit. Our exclusive
focus on bananas allows us to explore various flavors and textures, resulting in unique
creations like banana burgers and refreshing smoothies. By prioritizing innovation
and quality, we offer nutritious and satisfying snacks that cater to health-conscious
individuals. With every bite bursting with flavor and goodness, Banana Delights
stands out as the premier destination for delicious and nutritious snacking options.

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 Market Analysis

4.1 Target Consumers

As we lay the foundation for our business venture, we're excited to share our
vision with a wide range of snack enthusiasts. Our target customers encompass
individuals of all ages who value delicious and nutritious snacks made from locally
sourced ingredients. We aim to serve health-conscious consumers seeking healthier
snack options, as well as families in search of affordable and convenient treats. Situated
near schools and universities, our locations will attract students, office workers, and
families alike, providing them with a tasty break from their busy routines. The market
segment around schools presents a promising opportunity, with a steady stream of
students, teachers, and staff seeking snacks throughout the day. With a growing
emphasis on healthy eating and sustainability, the demand for locally sourced,
wholesome snacks is expected to rise. We're eager to meet this demand and become a
beloved destination for snack enthusiasts in our community.

4.2 Customer Needs and Preferences

Banana Delights operates within the thriving market segment of healthy

snacking in the Philippines, driven by increasing awareness of the importance of
wellness and balanced nutrition. Filipinos are increasingly adopting healthier eating
habits, leading to a growing demand for nutritious and satisfying snack options. With
our focus on bananas, a staple ingredient in Filipino cuisine, we tap into the cultural
affinity for this versatile fruit while offering innovative twists on classic favorites.
Banana Delights' unique selling proposition lies in its focus on delicious and
wholesome snacks made primarily from bananas and locally sourced ingredients. By
offering a variety of creative banana-based treats, Banana Delights provides customers
with an exciting alternative to traditional snacks while supporting local producers and
sustainable practices.

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4.3 Barriers to Entry

While there may be competitors in the snack market, Banana Delights

distinguishes itself by specializing in banana-based snacks made from locally sourced
ingredients. By offering unique flavors, convenient packaging, and a focus on
sustainability, Banana Delights aims to carve out a niche within the market. Potential
barriers may include competition from existing snack vendors, securing prime locations
near schools, and maintaining consistent access to high-quality, locally sourced
ingredients. However, with a strong branding strategy, effective marketing efforts, and
a commitment to quality, Banana Delights can overcome these challenges. Overall,
Banana Delights' chosen market segment near schools presents a promising opportunity
to cater to individuals of all ages who value delicious, wholesome snacks made from
locally sourced ingredients, especially bananas.

4.4 Market Growth Projections

Banana Delights, targeting health-conscious consumers, anticipates steady

growth in revenue over its first three years of operation. Based on market trends and
consumer behavior, the company forecasts an annual revenue growth rate of 20% for
the first year, 30% for the second year, and 50% for the third year. This projection aligns
with the rising demand for natural and plant-based snacks, particularly those centered
around bananas.

The company aims to cater to a wide demographic, including fitness enthusiasts,

busy professionals, parents, and individuals seeking nutritious snack options. Its
product line will include banana chips, banana bars, and banana smoothies, capitalizing
on the health benefits and popularity of bananas as a snack choice.

Banana Delights commits to closely monitoring sales performance, gathering

customer feedback, and staying attuned to market trends to validate its projections and
adapt strategies accordingly. Agility and responsiveness will remain central to its
approach, ensuring sustained growth and competitiveness in the snack food market.

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 Organization and Management

Welcome to the organization and management section of our business plan. As

a partnership formed by the owners themselves, the success of our company relies on
the direct involvement and dedication of the partners in every aspect of our operations,
from production to delivering the final product. In this section, we will outline the key
components of our organization, highlighting the roles and responsibilities of the
partners who are also the primary workforce of this business. By illustrating how our
business is structured and managed, we aim to showcase our hands-on approach and
unwavering commitment to delivering value to our customers and stakeholders.

5.1 Management and Personnel Team

5.1.1 Management Team

Table 1.1: Management Team

Management No. Qualification Roles and Responsibilities
Position

Owner 1 The owner should have a The owner is responsible

relevant bachelor’s or for strategic planning,
master’s degree, or an MBA. acting as the spokesperson,
They must possess strong shaping the company
managerial, financial, and culture, assisting in
human resources skills, recruitment, fostering a
excellent negotiation positive work environment,
abilities, and quick decision- solving problems, and
making capabilities. The overseeing daily operations.
ability to inspire confidence,
work under pressure,
effectively plan workload,
and delegate tasks is
essential.
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Manager/Co- 1 The Co-Owner should This role shares
Owner possess qualifications akin to responsibility with the
the Founder, emphasizing owner for overseeing daily
operational management, operations, including staff
expertise in business management, ensuring
operations, staff and smooth business functions,
customer management, handling customer
strong organizational and interactions, and
problem-solving abilities, collaborating on strategic
and adeptness at working planning and marketing
efficiently under pressure and initiatives.
adapting to changing
situations.

Marketing 1 The preferred candidate This role entails developing

Manager should possess a degree in and executing marketing
marketing, business strategies for Banana
administration, or a related Delights products,
field, along with experience managing branding,
in marketing strategy advertising, and online
development, branding, and presence, conducting
digital marketing. Creativity market research,
in promotional campaign collaborating with the sales
development and a thorough team on sales promotion
understanding of consumer strategies, and monitoring
behavior and market trends in and adjusting marketing
the Philippines are also performance as needed.
essential.

Operations 1 The preferred candidate The role involves

Manager should have a degree in managing daily

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 business administration or a business operations,
related field, coupled with including production,
experience in business inventory, and logistics,
operations, logistics, and ensuring timely
supply chain management. delivery of Banana
Strong organizational and Delights products,
problem-solving skills are maintaining optimal
essential, along with inventory levels,
knowledge of food safety complying with food
regulations and quality safety standards, and
standards. coordinating with
suppliers and
distributors to optimize
supply chain efficiency.

Product 1 The preferred candidate The role involves

Manager should hold a degree in overseeing production
culinary arts, food processes, including recipe
technology, or a related field formulation and scheduling,
and have experience in food ensuring product quality
production, recipe and consistency, managing
development, and quality kitchen staff, and
control. Strong leadership implementing food safety
and team management skills protocols and hygiene
are essential, along with standards.
knowledge of food safety
protocols and hygiene
standards.

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5.1.2 Personal and Staff Team

Table 1.2: Personal and Staff Team

Management No. Qualification Roles and Responsibilities
Position

Sales Associate 1 The ideal candidate should The role includes assisting
have a high school diploma customers with inquiries
or equivalent, customer and purchases, processing
service experience transactions efficiently,
(preferably in retail or food maintaining a clean sales
service), good area, providing excellent
communication skills, and service, resolving issues
knowledge of Banana promptly, and promoting
Delights products to provide Banana Delights products.
accurate information to
customers.

Sales Assistant 1 The ideal candidate should This position supports the
have qualifications similar to sales team by assisting with
a Sales Associate, with retail customer inquiries and
or customer service transactions, maintaining
experience preferred. They product displays, and
must be able to collaborate managing inventory.
effectively in a team setting Collaboration with the Sales
and demonstrate flexibility in Associate and Manager is
handling changing tasks and crucial in achieving sales
priorities. targets, and providing
backup support during peak
hours ensures smooth
operations.
Production 2 The ideal candidate should This role involves assisting
Assistant have a high school diploma with food preparation,

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 or equivalent, with preferred packing finished products,
previous experience in food maintaining kitchen
production or kitchen cleanliness, following
environments. Basic recipes and production
knowledge of food safety and schedules, and supporting
hygiene practices is essential, the Production Manager and
along with the ability to work kitchen staff as necessary.
efficiently in a fast-paced
environment.

5.2 Organizational Structure

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5.3 Milestones and Expertise

Banana Delights is the brainchild of a close-knit circle of friends, each with a wealth of
business experience. Our story begins with a shared vision: to create a business that
blends innovation with community spirit. With diverse expertise in marketing,
operations, and more, our team is ready to make Banana Delights a beacon of quality
and creativity.

In this section, meet the talented individuals who form the heart of our enterprise and
discover how their collective passion drives our mission forward.

Marianne Bag-ao, Owner

Marianne embodies the essence of youthful entrepreneurship and academic excellence.

Armed with both bachelor’s and master’s degrees in Business Administration,
specializing in Marketing Management, she brings a fresh perspective and innovative
energy to the business landscape. With early career experience in marketing roles at
esteemed organizations, she exemplifies a blend of academic excellence and practical
expertise.

Catherine Salceda, Co-Owner

Catherine is a dynamic entrepreneur with a knack for business development and

operations management. She brings a diverse skill set and a bachelor’s degree in
Business Administration to the forefront of Banana Delights’ journey. With prior
experience in project management and strategic planning, gained through roles at
different organizations, she compliments the vision of the venture. Her dedication to
operational excellence and her collaborative spirit are instrumental in shaping Banana
Delights.

Shena Mari Tayabas, Marketing Manager

Shena, the adept marketing manager of Banana Delights, epitomizes creativity and
strategic thinking in the realm of marketing. With a bachelor’s degree in Business
Administration majoring in Marketing Management and a keen eye for consumer
trends, she adds a dynamic edge to the team. She has honed her skills through hands-
on experience and a passion for crafting compelling marketing strategies. Her track
record of success positions her as a key driver of Banana Delights’ marketing
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endeavors, ensuring the brand’s resonance with its target audience and fostering its
success in the competitive market landscape.

Mia Mae Badinas, Operations Manager

With a bachelor’s degree in Business Administration and a strong background in

operations management, she brings invaluable expertise to the team and organizational
prowess in her role. Mia Mae has garnered extensive experience through previous roles
where she demonstrated her ability to streamline processes and optimize resource
allocation. Her meticulous attention to detail and commitment to operational excellence
make her an indispensable asset.

Angelica Villamor, Product Manager

Angelica is renowned for her innovation and strategic product development expertise.
With a bachelor’s degree in Business Administration, she brings a wealth of knowledge
and creativity to the team. She has developed and improved her skills through hands-
on experience and a passion for crafting exceptional products that resonate with
consumers. Her record showcases her ability to drive product initiatives from concept
to launch.

Cherry May Tiempo, Sales Associate

Cherry May is recognized for her exceptional interpersonal skills and dedication to
driving sales success. Holding a bachelor’s degree in Business Administration and
possessing a genuine interest in customer interaction, she brings energy and
professionalism to her role. She has refined her sales skills through prior employment
experiences, where she consistently surpassed targets and fostered enduring client
connections.

Jenalyn Armada, Sales Assistant

This sales support member is esteemed for her unwavering commitment and focus on
ensuring customer satisfaction. Jenalyn graduated with a bachelor’s degree in business
administration together with a strong inclination toward sales operations, she brings
efficiency and enthusiasm to her role. She has polished her expertise through prior roles
where she played a pivotal role in sales coordination and customer engagement.

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Angelica Aguirre, Production Assistant

Angelica graduated with a bachelor’s degree in Business Administration. In her

previous jobs, she played a crucial role in coordinating production activities and
maintaining quality standards. She is also known for her attention to detail and
dedication to ensuring smooth operations that bring efficiency and reliability to the
team.

Christian Bornasal, Production Assistant

Christian entered the world of production management with a strong educational

foundation and a drive for success. His previous experience in project coordination and
problem-solving have prepared him to tackle the challenges of the production floor,
ensuring efficiency and quality in every aspect of the manufacturing process. With a
proactive attitude and a commitment to excellence, Christian is poised to make a
meaningful impact in his new role.

Our business operates with the following schedule: On weekdays, we are open
from 9AM to 6PM, allowing us to serve customers throughout the typical workday. On
weekends, our hours are reduced, with the business open from 1PM to 5PM. This
schedule ensures that we are available to meet our customers’ needs during both the
week and weekend, while also providing our staff with a balanced work routine.

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 Product or Service Line

Banana Delights presents a tantalizing array of snacks and beverages crafted

from the humble banana, showcasing the rich flavors and traditions of Filipino cuisine.
Our menu features:

6.1 Munch and Sip

6.1.1 Munch (Food)

Bananafy Burger: A culinary delight that redefines the burger experience. Nestled
between two soft and flavorful banana-based buns, our juicy patty, fresh toppings, and
savory sauces come together to create a symphony of flavors and textures. With each
bite, savor the perfect balance of sweetness from the buns and savory goodness from
the burger, delivering a unique and unforgettable taste sensation.

Banana Fritters: Hand-battered and fried to golden perfection, our banana fritters are
crispy on the outside and irresistibly soft on the inside, offering a delightful contrast of
textures with each bite.

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Banana Bread: Savor the comforting warmth of our freshly baked banana bread
loaves, infused with ripe bananas and hints of cinnamon, perfect for breakfast or as a
sweet treat any time of day.

Banana Balls: Indulge in our delectable Banana Balls – irresistibly sweet and
satisfying. Each bite-sized delight is bursting with the tropical flavor of ripe bananas,
complemented by a hint of creamy goodness. Perfect for a quick snack or a guilt-free
treat, our Banana Balls offer a delightful crunch with every bite.

Banana Bars: Experience the perfect fusion of snack and dessert with our classic
Banana Bars. Moist, easy to make, and bursting with chocolate chips, these bars are a
delightful way to use up ripe bananas.

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Nilupak na Saging: Experience the perfect fusion of snack and dessert with our classic
Banana Bars. Moist, easy to make, and bursting with chocolate chips, these bars are a
delightful way to use up ripe bananas.

Banana Cake: Moist and bursting with the sweet flavor of ripe bananas, it's the perfect
pick-me-up for any time of day. Indulge in a slice of homemade goodness and
experience the comforting taste of nostalgia in every bite.

6.1.2 Sip (Beverages)

Banana Juice: Made from ripe bananas blended to perfection, it's a smooth and
naturally sweet treat bursting with tropical flavor. Sip your way to satisfaction with this
delightful addition to our menu.

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Banana Smoothies: Cool off with our refreshing banana smoothies, blended with fresh
fruit and creamy yogurt for a satisfying and nutritious treat that's perfect for any time
of day.

Banana Milk: Quench your thirst with the creamy delight of our Banana Milk. Crafted
from ripe bananas and rich milk, it's a smooth and indulgent beverage bursting with
tropical goodness. Treat yourself to a sip of pure bliss with every glass.

6.2 Pricing Strategy

At Banana Delights, our pricing strategy prioritizes delivering exceptional value

while ensuring sustainable profitability. We employ a meticulous cost-plus pricing
approach, calculating expenses for ingredients, labor, and overhead before adding a
reasonable markup, ensuring transparency and financial health.

Additionally, we stay competitive by offering premium products at competitive

price points, complemented by bundle pricing options and periodic promotions to
enhance affordability and value for our customers. This strategy reflects our dedication
to customer satisfaction and loyalty, fostering long-term relationships based on trust
and mutual value as we continue to innovate and evolve.

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Here are the pricing tiers for Banana Delight's snacks:

Bananafy Burger:

Regular size: ₱37

Buy 1 take 1: ₱64

Banana Fritters:

6pcs: ₱25

12pcs: ₱50

Banana Bread:

Per loaf: ₱120

Per slice: ₱12

Banana Balls:

6pcs: ₱20

12pcs: ₱40

Banana Bars:

Without toppings: ₱12 each bar

With chocolate toppings: ₱15 each bar

Nilupak na Saging:

₱10 each

Banana Cake:

Whole cake: ₱252

Per slice: ₱21

Banana Juice:

Per glass: ₱25

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Banana Smoothies:

Per glass (regular): ₱40

Per glass (choco flavor): ₱35

Banana Milk:

Per glass: ₱30

6.3 Comparison with Competitors

As Banana Delights prepares to launch in the city of Tacloban, our vision is to

redefine the banana-based treats market through a focus on quality, innovation, and
customer satisfaction. By sourcing only the freshest, locally-sourced ingredients, we
aim to set a new standard for freshness and taste. Our diverse product range, from
traditional Banana Cakes to inventive creations like Banana Milk and Banana Juice,
reflects our commitment to continuous innovation and catering to Filipino tastes. We
prioritize building genuine relationships with our customers, offering personalized
service to foster a sense of community and connection. With passion, innovation, and a
commitment to excellence, Banana Delights is poised to leave a lasting impact on the
Philippine food scene.

6.4 Advertising and Promotion Plan

Online Marketing:

✓ Website Development: Create a user-friendly website showcasing your products,

mission, and values. Include an online ordering system for customers to place
orders easily.

✓ Social Media Presence: Establish active profiles on popular social media platforms
such as Facebook, Instagram, and Twitter. Share engaging content, behind-the-
scenes glimpses, customer testimonials, and promotions to build a loyal following.

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✓ Content Marketing: Create high-quality, informative content such as blog posts,
recipe videos, and infographics related to bananas, health tips, and snack ideas to
attract and educate your audience.

Offline Marketing:

✓ Collaborations with Local Businesses: Partner with cafes, restaurants, gyms, and
health food stores to feature your products as part of their menu or for sale in-store,
expanding your reach to their customer base.

✓ Flyers and Brochures: Distribute flyers, brochures, and coupons in high-traffic

areas such as schools, universities, offices, and residential neighborhoods to
promote your products and special offers.

✓ Product Sampling: Offer free samples of your banana treats at strategic locations
such as supermarkets, malls, and events to allow customers to taste and experience
the quality of your products firsthand.

By combining these online and offline marketing strategies, Banana Delights

can effectively reach, engage, and convert its target audience into loyal customers,
driving sales and growth for the business.

6.5 Equipment and Resource Needs

To ensure Banana Delights' success, we prioritize equipping ourselves with the

necessary tools and resources for efficient production and delivery of our treats. This
includes a well-equipped kitchen with commercial-grade appliances like mixers, ovens,
and refrigeration units, essential for preparing and storing fresh ingredients for our
Banana Cakes, Banana Milk, and Banana Juice. Additionally, maintaining cleanliness
and organization through ample workspace, storage, and sanitation stations is vital.
Quality packaging materials and eco-friendly containers ensure attractive and secure
presentation for customer delivery. Supporting sales and marketing efforts entails
access to photography equipment for product images and graphic design software for
promotional materials. Establishing reliable transportation arrangements for ingredient
sourcing and distribution maintains operational efficiency and consistency. With careful

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planning and investment in the right resources, Banana Delights is poised to meet
demand and exceed customer expectations.

6.6 Future Product Expansion

At Banana Delights, we're thrilled to unveil our future product expansion plans,
offering our valued customers a sneak peek into the exciting creations to come. Prepare
to embark on a banana-filled journey like never before, as we introduce a diverse array
of mouthwatering additions to our menu. From irresistible banana-based pastries to
refreshing beverages and snacks, each crafted with our signature dedication to quality
and innovation, our future lineup promises to elevate your snacking experience.

But that's not all – we're also exploring opportunities to expand beyond culinary
delights, envisioning a world where banana-themed merchandise and gifts abound.
Whether you are a devoted banana enthusiast or simply seeking a fun and flavorful
addition to your lifestyle, Banana Delights invites you to join us on this exciting journey
of banana-inspired innovation.

Figure 2: Menu

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 Financial Aspect

When the business expands, new obstacles appear, and unanticipated crises
occur, having a solid financial plan helps you stay focused and on course. It enables
you to construct a contemporary, open business and helps you communicate effectively
with employees and investors. Any business, new or old must demonstrate in it's
financial plan that it is a viable idea and that it can operate on its initial investment until
it makes a profit.

Establishment costs are the costs involved before operations starts:

Registration of the company

Cost of business premises

Business Expenses

Business expenses are ordinary and necessary costs a business incurs in order
for it to operate. Referred to as deductions, business expenses are the costs of operating
a business. They're recorded on the income statement. These expenses will be
subtracted from business revenue to show a company's net profit or lose and taxable
income. In short business expenses are the money that you have to spend in order to
run your business.

Here are the common business expenses may include:

Utilities

Advertising

Supplies

Taxes and Licenses

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 Table 2.1 Investment Cost

Partners Contribution

Marianne Bag-ao ₱100,000

Catherine Salceda ₱100,000

Shena Mari Tayabas ₱100,000

Cherry May Tiempo ₱100,000

Angelica Aguirre ₱100,000

Jenalyn Armada ₱100,000

Mia Mae Badinas ₱100,000

Angelica Villamor ₱100,000

Christian Bornasal ₱100,000

Total ₱900,000

The entire capital infusion of 900,000 PHP for the Banana Delight project will come
from the contributions of nine partners, each of whom will contribute 100,000 PHP.

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 Table 2.2: 1st Start up Capital
Equipment ₱100,000
Furniture and Fixtures ₱50,000
Building ₱400,000
Internet/WiFi ₱5,000
Light/Water (Installation) ₱10,000
Raw Materials ₱200,000
Total start up capital ₱765,000
The total start up capital needed to build the Banana Delights business is ₱765,00.

Table 2.3: Income Statement

As per May 2024
Gross Sales Php 100,000

Cost of good sold 50,000

Net Sales Php 150,000

Less:

Light and Water Expense Php 2,000

Internet Expense Php 1,500

Advertising Expense Php 2,000

Utilities Expense Php 10,000

Taxes and Licenses Php 2,000

Net Income Php 133,000

We have taken a distinct approach to handling our money and income

distribution in our joint business endeavor. We have decided to hold onto the net income
for each month, not pay out individual salaries, and instead save these earnings until
the end of December. This tactic was developed because each partner continues to earn
money from sources other than the business.
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 We have laid out a precise plan for income distribution by the time
December rolls around. Divided among the partners will be half of the total profit from
May through December. Acknowledging the unique contributions and responsibilities
of each member, this distribution is split equally among the nine owners. Business
expansion initiatives will receive the other half of the accumulated income in a
deliberate manner. Our dedication to fortifying our business and guaranteeing its
longevity and competitiveness in the industry is demonstrated by this allocation.

This strategy promotes a feeling of unity among partners in addition to giving

our business's growth top priority. Our goal is to demonstrate our active involvement
and steadfast dedication to providing value to our stakeholders and clients.

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 Annexes

BSBA 3-A (GROUP 4)

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