premium

Some worry that premiums for insurance plans, designed to cover film producers for losses and unexpected interruptions, could increase, particularly for productions located in neighborhoods near the wilderness, such as Acton and Santa Clarita.

Theatrical films have become “premium” experiences, defined by high-end formats, cushy seats, expanded concessions and exorbitant prices to match.

“Over the years we’ve watched insurance companies raise premiums, reduce coverage, and abandon wildfire coverage in high-risk areas altogether,” Waters said in a statement.

The third and fourth episodes are premium catnip — the third being the chanciest, since it's a nearly 50-minute look at a sketch that runs five minutes and 42 seconds.

We have fire insurance, for now, though given the recent history of that industry, our premiums could be raised to unsustainable levels or our coverage dropped altogether.