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Agensi Perkerjaan Ingenious SDN BHD: Schedule of Benefits - Group Health Plan (GHP)

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Suezy Daniel

This document outlines the schedule of benefits for a group health plan (GHP) and group term life (GTL) insurance plan. For the GHP, it lists the maximum limits covered for various in-hospital care services, ambulatory care services, and provides an overall basic limit of RM20,000 per disability and per year. For the GTL, it lists the sum insured as RM75,000 for both onshore and offshore categories. It notes that this is a summary of benefits and the actual policy details should be referred to.

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Agensi Perkerjaan Ingenious SDN BHD: Schedule of Benefits - Group Health Plan (GHP)

Uploaded by

Suezy Daniel
55 views1 page
This document outlines the schedule of benefits for a group health plan (GHP) and group term life (GTL) insurance plan. For the GHP, it lists the maximum limits covered for various in-hospital care services, ambulatory care services, and provides an overall basic limit of RM20,000 per disability and per year. For the GTL, it lists the sum insured as RM75,000 for both onshore and offshore categories. It notes that this is a summary of benefits and the actual policy details should be referred to.

Original Description:

AIA INSURED

Original Title

Benefits Schedule 2013

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This document outlines the schedule of benefits for a group health plan (GHP) and group term life (GTL) insurance plan. For the GHP, it lists the maximum limits covered for various in-hospital care services, ambulatory care services, and provides an overall basic limit of RM20,000 per disability and per year. For the GTL, it lists the sum insured as RM75,000 for both onshore and offshore categories. It notes that this is a summary of benefits and the actual policy details should be referred to.

Copyright:

© All Rights Reserved
Download as PDF, TXT or read online from Scribd
Download as pdf or txt
55 views1 page

Agensi Perkerjaan Ingenious SDN BHD: Schedule of Benefits - Group Health Plan (GHP)

Uploaded by

Suezy Daniel
This document outlines the schedule of benefits for a group health plan (GHP) and group term life (GTL) insurance plan. For the GHP, it lists the maximum limits covered for various in-hospital care services, ambulatory care services, and provides an overall basic limit of RM20,000 per disability and per year. For the GTL, it lists the sum insured as RM75,000 for both onshore and offshore categories. It notes that this is a summary of benefits and the actual policy details should be referred to.

Copyright:

© All Rights Reserved
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AGENSI PERKERJAAN INGENIOUS SDN BHD

SCHEDULE OF BENEFITS - GROUP HEALTH PLAN (GHP)



Maximum
limit
per
A) In-Hospital Care
Hospital Room & Board(Private/Government)
(i ) Ordinary Room Day 80 80
-(Max 120 days per disability)
(ii) Intensive Care Unit Day 250 250
-(Max 20 days per disability)
Hospital Supplies & Services Disability As Charged As Charged
Surgical Fees Disability As Charged As Charged
Anaesthetist Fees Disability As Charged As Charged
Operating Theatre Charges Disability As Charged As Charged
In-Hospital Physician's Visit Disability As Charged As Charged
-(For Non-Surgical disability, max 2 visit
per day, up to 120 days per disability.)
Malaysian GH Daily Cash Allowance Day 20 20
-(Max 120 days per disability)
Hospital Service Tax - 6% 6%
B) Ambulatory Care
Pre-Surgical/Medical Diagnostic Services Disability As Charged As Charged
-(Max within 60 days prior to hospitalization)
Pre-Surgical/Medical Specialist Consultation Disability As Charged As Charged
-(Max within 60 days prior to hospitalization)
Second Surgical Opinion Disability As Charged As Charged
Post Hospitalization Treatment Disability As Charged As Charged
-(Max 60 days after discharge)
Emergency Out-Patient Accidental Treatment Disability As Charged As Charged
-(Max 60 days follow-up)
Accidental Dental Treatment Disability 500 500
-(Max 14 days follow-up)
Daycare Procedure Disability As Charged As Charged
-(Inclusive all incidental costs)
Ambulance Fees Disability 200 200
-(Emergency & Non-emergency Services)
Emergency Out-Patient Treatment Disability 100 100
Medical Report Fee Reimbursement Disability 80 80

Basic Overall Limit
- Per Disability 20,000 20,000
- Per year N/A N/A
SCHEDULE OF BENEFITS - GROUP TERM LIFE (GTL)
Group Term Life (GTL)
Supplementary Permanent Total Disability (PTD)

This page is just a suumary of benefits and is not actual policy. It is subject to change if preliminary data furnished to
AIA BHD is found to be incomplete, incorrect or inaccurate. For actual details, please refer to the policy contracts.
E&O.E
Plan
Categories
Category
75,000
75,000
Onshore Offshore
1 2
Sum Insured (RM)

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